Home > Dalton/Whitfield Bank & Trust > Assets and Liabilities
Dalton/Whitfield Bank & Trust, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $138,062,000 | 3,281 |
| Cash and due from depository institutions | $9,544,000 | 3,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $39,721,000 | 3,046 |
| Federal funds sold & reverse repurchase agreements | $13,490,000 | 960 |
| Net loans & leases | $69,712,000 | 3,857 |
| Loan loss allowance | $1,583,000 | 2,316 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,851,000 | 2,057 |
| Other real estate owned | $0 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,744,000 | 4,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,062,000 | 3,281 |
| Total liabilities | $126,056,000 | 3,241 |
| Total deposits | $124,466,000 | 3,066 |
| Interest-bearing deposits | $108,418,000 | 3,034 |
| Deposits held in domestic offices | $124,466,000 | 3,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,590,000 | 2,444 |
| Total equity capital | $12,006,000 | 3,681 |
| Total bank equity capital | $12,006,000 | 3,681 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $633,000 | 4,587 |
| Surplus | $6,680,000 | 2,274 |
| Undivided profits | $4,693,000 | 4,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 6,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $611,000 | 3,777 |
| Earning assets | $122,923,000 | 3,375 |
| Long-term assets (5+ years) | $2,083,000 | 7,743 |
| Average Assets, year-to-date | $136,126,400 | 3,186 |
| Average Assets, quarterly | $133,968,500 | 3,330 |
| Volatile liabilities | $18,377,000 | 3,111 |
| Insider loans | $2,251,000 | 1,893 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $11,270,000 | 3,126 |
| Tier 1 (core) risk-based capital | $12,000,000 | 3,583 |
| Tier 2 risk-based capital | $1,032,370 | 2,888 |
| Total risk weighted assets | $82,038,870 | 3,348 |
| Total unused commitments | $11,270,000 | 3,140 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 57 | 3,427 |
| Assets and Liabilities | ||
| Total Assets: | $137,368,000 | 3,279 |
| Cash and due from depository institutions | $9,901,000 | 3,427 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,984,000 | 3,874 |
| Federal funds sold & reverse repurchase agreements | $12,080,000 | 1,173 |
| Net loans & leases | $78,077,000 | 3,387 |
| Loan loss allowance | $1,291,000 | 2,807 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,331,000 | 2,310 |
| Other real estate owned | $331,000 | 3,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,664,000 | 4,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,368,000 | 3,279 |
| Total liabilities | $126,627,000 | 3,218 |
| Total deposits | $125,212,000 | 3,069 |
| Interest-bearing deposits | $107,209,000 | 3,076 |
| Deposits held in domestic offices | $125,212,000 | 3,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,415,000 | 2,772 |
| Total equity capital | $10,741,000 | 4,053 |
| Total bank equity capital | $10,741,000 | 4,053 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $633,000 | 4,830 |
| Surplus | $6,680,000 | 2,273 |
| Undivided profits | $3,428,000 | 5,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 8,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $652,000 | 3,661 |
| Earning assets | $122,141,000 | 3,373 |
| Long-term assets (5+ years) | $2,654,000 | 7,317 |
| Average Assets, year-to-date | $122,562,200 | 3,528 |
| Average Assets, quarterly | $131,059,500 | 3,397 |
| Volatile liabilities | $17,486,000 | 2,951 |
| Insider loans | $2,737,000 | 1,587 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,138,000 | 2,674 |
| Tier 1 (core) risk-based capital | $10,681,000 | 3,958 |
| Tier 2 risk-based capital | $1,110,810 | 2,659 |
| Total risk weighted assets | $88,684,610 | 3,026 |
| Total unused commitments | $13,138,000 | 2,685 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 51 | 3,912 |
| Assets and Liabilities | ||
| Total Assets: | $107,231,000 | 4,095 |
| Cash and due from depository institutions | $5,651,000 | 3,912 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,735,000 | 5,542 |
| Federal funds sold & reverse repurchase agreements | $7,800,000 | 1,182 |
| Net loans & leases | $67,908,000 | 3,777 |
| Loan loss allowance | $828,000 | 4,221 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,857,000 | 2,593 |
| Other real estate owned | $29,000 | 3,912 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,251,000 | 5,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,231,000 | 4,095 |
| Total liabilities | $99,113,000 | 4,033 |
| Total deposits | $98,309,000 | 3,846 |
| Interest-bearing deposits | $84,721,000 | 3,818 |
| Deposits held in domestic offices | $98,309,000 | 3,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,000 | 5,230 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $788,000 | 3,650 |
| Total equity capital | $8,118,000 | 4,859 |
| Total bank equity capital | $8,118,000 | 4,859 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $633,000 | 5,066 |
| Surplus | $5,680,000 | 2,488 |
| Undivided profits | $1,805,000 | 7,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $511,000 | 4,132 |
| Earning assets | $97,443,000 | 4,139 |
| Long-term assets (5+ years) | $2,909,000 | 7,451 |
| Average Assets, year-to-date | $103,805,600 | 4,130 |
| Average Assets, quarterly | $105,517,500 | 4,124 |
| Volatile liabilities | $13,057,000 | 3,562 |
| Insider loans | $2,561,000 | 1,650 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,481,000 | 2,850 |
| Tier 1 (core) risk-based capital | $8,346,000 | 4,814 |
| Tier 2 risk-based capital | $828,000 | 3,463 |
| Total risk weighted assets | $75,152,400 | 3,427 |
| Total unused commitments | $11,481,000 | 2,861 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $98,238,000 | 4,527 |
| Cash and due from depository institutions | $2,512,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,467,000 | 4,980 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,198 |
| Net loans & leases | $54,352,000 | 4,449 |
| Loan loss allowance | $658,000 | 5,224 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,780,000 | 2,638 |
| Other real estate owned | $0 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $927,000 | 6,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,238,000 | 4,527 |
| Total liabilities | $90,886,000 | 4,446 |
| Total deposits | $89,988,000 | 4,291 |
| Interest-bearing deposits | $77,593,000 | 4,323 |
| Deposits held in domestic offices | $89,988,000 | 4,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $97,000 | 4,408 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $801,000 | 3,727 |
| Total equity capital | $7,352,000 | 5,377 |
| Total bank equity capital | $7,352,000 | 5,377 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $633,000 | 5,286 |
| Surplus | $5,680,000 | 2,402 |
| Undivided profits | $1,039,000 | 9,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 7,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $396,000 | 4,707 |
| Earning assets | $92,019,000 | 4,451 |
| Long-term assets (5+ years) | $2,751,000 | 8,022 |
| Average Assets, year-to-date | $88,193,400 | 4,866 |
| Average Assets, quarterly | $94,340,000 | 4,654 |
| Volatile liabilities | $12,783,000 | 3,403 |
| Insider loans | $2,035,000 | 2,005 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,387,000 | 4,202 |
| Tier 1 (core) risk-based capital | $7,274,000 | 5,349 |
| Tier 2 risk-based capital | $658,000 | 4,176 |
| Total risk weighted assets | $61,211,500 | 4,106 |
| Total unused commitments | $6,387,000 | 4,228 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $78,122,000 | 5,593 |
| Cash and due from depository institutions | $2,838,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,726,000 | 7,748 |
| Federal funds sold & reverse repurchase agreements | $13,250,000 | 1,259 |
| Net loans & leases | $44,831,000 | 5,251 |
| Loan loss allowance | $453,000 | 6,927 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,721,000 | 2,698 |
| Other real estate owned | $0 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $756,000 | 7,682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,122,000 | 5,593 |
| Total liabilities | $71,766,000 | 5,564 |
| Total deposits | $71,001,000 | 5,435 |
| Interest-bearing deposits | $62,776,000 | 5,372 |
| Deposits held in domestic offices | $71,001,000 | 5,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $168,000 | 3,991 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $597,000 | 5,043 |
| Total equity capital | $6,356,000 | 5,863 |
| Total bank equity capital | $6,356,000 | 5,863 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $633,000 | 5,554 |
| Surplus | $4,930,000 | 2,641 |
| Undivided profits | $793,000 | 10,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 12,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $381,000 | 5,293 |
| Earning assets | $71,807,000 | 5,558 |
| Long-term assets (5+ years) | $52,000 | 11,709 |
| Average Assets, year-to-date | $63,659,000 | 6,473 |
| Average Assets, quarterly | $73,170,000 | 5,861 |
| Volatile liabilities | $11,212,000 | 3,781 |
| Insider loans | $558,000 | 1,606 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,036,000 | 5,225 |
| Tier 1 (core) risk-based capital | $6,356,000 | 5,788 |
| Tier 2 risk-based capital | $453,000 | 5,672 |
| Total risk weighted assets | $50,292,200 | 4,910 |
| Total unused commitments | $4,036,000 | 5,256 |
| Derivatives | $0 | 651 |