Home > Dakota State Bank > Income and Expense

Dakota State Bank, Income and Expense

1998-12-31 (YTD Data)		Rank
Total interest income	$3,950,000	6,522
Total interest expense	$1,854,000	6,451
Net interest income	$2,096,000	6,499
Provision for loan and lease losses	$50,000	6,568
Total noninterest income	$495,000	4,964
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$366,000	3,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	6,022
Total noninterest expense	$1,782,000	6,035
Salaries and employee benefits	$1,175,000	5,149
Premises and equipment expense	$141,000	7,860
Additional noninterest expense	$466,000	6,679
Pre-tax net operating income	$759,000	6,261
Securities gains (losses)	$0	4,449
Applicable income taxes	$243,000	5,712
Income before extraordinary items	$516,000	6,509
Extraordinary gains, net	$0	32
Net income	$516,000	6,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,731
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$516,000	6,395
1997-12-31 (YTD Data)		Rank
Total interest income	$3,810,000	6,836
Total interest expense	$1,781,000	6,723
Net interest income	$2,029,000	6,857
Provision for loan and lease losses	$70,000	5,912
Total noninterest income	$483,000	5,110
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$369,000	3,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,420
Total noninterest expense	$1,793,000	6,078
Salaries and employee benefits	$1,203,000	5,089
Premises and equipment expense	$163,000	7,518
Additional noninterest expense	$427,000	7,136
Pre-tax net operating income	$649,000	7,209
Securities gains (losses)	$0	3,944
Applicable income taxes	$215,000	6,682
Income before extraordinary items	$434,000	7,410
Extraordinary gains, net	$0	44
Net income	$434,000	7,413
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,933
Cash dividends	$30,000	7,454
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$434,000	7,364
1996-12-31 (YTD Data)		Rank
Total interest income	$3,588,000	7,289
Total interest expense	$1,676,000	7,145
Net interest income	$1,912,000	7,330
Provision for loan and lease losses	$75,000	5,702
Total noninterest income	$387,000	6,053
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$307,000	4,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	7,742
Total noninterest expense	$1,746,000	6,511
Salaries and employee benefits	$1,196,000	5,223
Premises and equipment expense	$131,000	8,508
Additional noninterest expense	$419,000	7,721
Pre-tax net operating income	$478,000	8,069
Securities gains (losses)	$0	4,148
Applicable income taxes	$191,000	7,268
Income before extraordinary items	$287,000	8,534
Extraordinary gains, net	$0	53
Net income	$287,000	8,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	6,098
Cash dividends	$30,000	7,843
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$287,000	8,464
1995-12-31 (YTD Data)		Rank
Total interest income	$3,282,000	7,825
Total interest expense	$1,480,000	7,754
Net interest income	$1,802,000	7,761
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$364,000	6,333
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$293,000	4,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	8,310
Total noninterest expense	$1,705,000	6,727
Salaries and employee benefits	$1,155,000	5,388
Premises and equipment expense	$114,000	9,208
Additional noninterest expense	$436,000	7,846
Pre-tax net operating income	$425,000	8,903
Securities gains (losses)	$0	3,831
Applicable income taxes	$144,000	8,373
Income before extraordinary items	$281,000	9,128
Extraordinary gains, net	$0	65
Net income	$281,000	9,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,779
Cash dividends	$30,000	8,164
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$281,000	9,101
1994-12-31 (YTD Data)		Rank
Total interest income	$2,856,000	8,306
Total interest expense	$1,097,000	8,297
Net interest income	$1,759,000	8,153
Provision for loan and lease losses	$32,000	7,014
Total noninterest income	$302,000	7,226
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$246,000	5,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,309
Total noninterest expense	$1,662,000	7,091
Salaries and employee benefits	$1,134,000	5,509
Premises and equipment expense	$121,000	9,362
Additional noninterest expense	$407,000	8,765
Pre-tax net operating income	$367,000	9,597
Securities gains (losses)	$0	3,600
Applicable income taxes	$125,000	8,819
Income before extraordinary items	$242,000	9,785
Extraordinary gains, net	$0	249
Net income	$242,000	9,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	10,805
Cash dividends	$30,000	8,349
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$242,000	9,861
1993-12-31 (YTD Data)		Rank
Total interest income	$2,787,000	8,685
Total interest expense	$1,131,000	8,554
Net interest income	$1,656,000	8,621
Provision for loan and lease losses	$50,000	7,415
Total noninterest income	$361,000	6,893
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$268,000	4,842
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	8,112
Total noninterest expense	$1,564,000	7,611
Salaries and employee benefits	$1,051,000	5,870
Premises and equipment expense	$114,000	9,987
Additional noninterest expense	$399,000	9,275
Pre-tax net operating income	$403,000	9,388
Securities gains (losses)	$0	7,477
Applicable income taxes	$109,000	9,529
Income before extraordinary items	$294,000	9,555
Extraordinary gains, net	$0	3,149
Net income	$294,000	9,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	6,048
Cash dividends	$30,000	8,419
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$294,000	9,289
1992-12-31 (YTD Data)		Rank
Total interest income	$3,006,000	8,955
Total interest expense	$1,461,000	8,643
Net interest income	$1,545,000	9,131
Provision for loan and lease losses	$39,000	9,563
Total noninterest income	$464,000	5,937
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$291,000	4,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	6,172
Total noninterest expense	$1,586,000	7,621
Salaries and employee benefits	$1,000,000	6,029
Premises and equipment expense	$127,000	9,784
Additional noninterest expense	$459,000	8,878
Pre-tax net operating income	$384,000	9,387
Securities gains (losses)	$0	8,369
Applicable income taxes	$156,000	8,466
Income before extraordinary items	$228,000	10,203
Extraordinary gains, net	$0	1,422
Net income	$228,000	10,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	9,883
Cash dividends	$24,000	8,396
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$228,000	9,855

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.