Home > Dakota State Bank > Income and Expense
Dakota State Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $6,109,000 | 5,116 |
Total interest expense | $3,134,000 | 4,597 |
Net interest income | $2,975,000 | 5,479 |
Provision for loan and lease losses | $50,000 | 6,559 |
Total noninterest income | $773,000 | 3,800 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $430,000 | 3,124 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $343,000 | 3,740 |
Total noninterest expense | $1,840,000 | 6,294 |
Salaries and employee benefits | $905,000 | 6,438 |
Premises and equipment expense | $172,000 | 7,586 |
Additional noninterest expense | $763,000 | 5,389 |
Pre-tax net operating income | $1,858,000 | 3,616 |
Securities gains (losses) | $12,000 | 2,365 |
Applicable income taxes | $586,000 | 3,662 |
Income before extraordinary items | $1,284,000 | 3,662 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,284,000 | 3,661 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $60,000 | 4,930 |
Cash dividends | $600,000 | 3,013 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,275,720 | 3,626 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,757,000 | 5,385 |
Total interest expense | $2,990,000 | 4,777 |
Net interest income | $2,767,000 | 5,870 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $654,000 | 4,308 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $361,000 | 3,671 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $293,000 | 4,054 |
Total noninterest expense | $1,766,000 | 6,560 |
Salaries and employee benefits | $896,000 | 6,576 |
Premises and equipment expense | $153,000 | 8,197 |
Additional noninterest expense | $717,000 | 5,732 |
Pre-tax net operating income | $1,655,000 | 4,102 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $509,000 | 4,145 |
Income before extraordinary items | $1,146,000 | 4,101 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,146,000 | 4,098 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,925 |
Cash dividends | $774,000 | 2,494 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,146,000 | 4,090 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,944,000 | 5,719 |
Total interest expense | $2,187,000 | 5,192 |
Net interest income | $2,757,000 | 5,992 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $591,000 | 4,709 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $360,000 | 3,738 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $231,000 | 4,808 |
Total noninterest expense | $1,821,000 | 6,642 |
Salaries and employee benefits | $882,000 | 6,744 |
Premises and equipment expense | $153,000 | 8,471 |
Additional noninterest expense | $786,000 | 5,775 |
Pre-tax net operating income | $1,527,000 | 4,353 |
Securities gains (losses) | $14,000 | 2,006 |
Applicable income taxes | $448,000 | 4,403 |
Income before extraordinary items | $1,093,000 | 4,204 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,093,000 | 4,206 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 10,929 |
Cash dividends | $800,000 | 2,270 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,083,060 | 4,277 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,414,000 | 6,405 |
Total interest expense | $1,864,000 | 6,167 |
Net interest income | $2,550,000 | 6,444 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $549,000 | 5,258 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $368,000 | 3,709 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $181,000 | 5,974 |
Total noninterest expense | $1,652,000 | 7,349 |
Salaries and employee benefits | $869,000 | 6,903 |
Premises and equipment expense | $117,000 | 9,887 |
Additional noninterest expense | $666,000 | 6,817 |
Pre-tax net operating income | $1,447,000 | 4,460 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $441,000 | 4,658 |
Income before extraordinary items | $1,006,000 | 4,680 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,006,000 | 4,815 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 8,678 |
Cash dividends | $3,282,000 | 666 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,006,000 | 4,447 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,871,000 | 6,515 |
Total interest expense | $2,287,000 | 6,437 |
Net interest income | $2,584,000 | 6,427 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $591,000 | 5,015 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $344,000 | 3,971 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $247,000 | 4,993 |
Total noninterest expense | $1,642,000 | 7,427 |
Salaries and employee benefits | $865,000 | 6,839 |
Premises and equipment expense | $99,000 | 10,778 |
Additional noninterest expense | $678,000 | 6,901 |
Pre-tax net operating income | $1,533,000 | 3,970 |
Securities gains (losses) | $69,000 | 3,609 |
Applicable income taxes | $466,000 | 4,232 |
Income before extraordinary items | $1,136,000 | 4,000 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,136,000 | 4,042 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 9,043 |
Cash dividends | $1,000,000 | 1,539 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,087,010 | 3,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.