Home > Dakota Heritage State Bank > Income and Expense
Dakota Heritage State Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 6,387 |
| Total interest expense | $216,000 | 6,158 |
| Net interest income | $1,123,000 | 6,386 |
| Provision for loan and lease losses | $12,000 | 5,544 |
| Total noninterest income | $110,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 5,545 |
| Total noninterest expense | $940,000 | 6,401 |
| Salaries and employee benefits | $446,000 | 6,534 |
| Premises and equipment expense | $138,000 | 5,918 |
| Additional noninterest expense | $356,000 | 6,190 |
| Pre-tax net operating income | $281,000 | 5,371 |
| Securities gains (losses) | $63,000 | 2,295 |
| Applicable income taxes | $14,000 | 4,284 |
| Income before extraordinary items | $330,000 | 5,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $330,000 | 5,207 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $330,000 | 5,207 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $700,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $269,520 | 5,260 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,512 |
| Total interest expense | $147,000 | 6,218 |
| Net interest income | $694,000 | 6,511 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $79,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,495 |
| Total noninterest expense | $580,000 | 6,552 |
| Salaries and employee benefits | $287,000 | 6,629 |
| Premises and equipment expense | $80,000 | 6,134 |
| Additional noninterest expense | $213,000 | 6,368 |
| Pre-tax net operating income | $181,000 | 5,407 |
| Securities gains (losses) | $48,000 | 2,076 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $218,000 | 5,239 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 5,239 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $218,000 | 5,239 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $172,400 | 5,318 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 6,563 |
| Total interest expense | $75,000 | 6,286 |
| Net interest income | $346,000 | 6,563 |
| Provision for loan and lease losses | $9,000 | 4,893 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $281,000 | 6,644 |
| Salaries and employee benefits | $137,000 | 6,726 |
| Premises and equipment expense | $25,000 | 6,672 |
| Additional noninterest expense | $119,000 | 6,273 |
| Pre-tax net operating income | $90,000 | 5,514 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $85,000 | 5,556 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $85,000 | 5,556 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $85,000 | 5,556 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $85,000 | 5,395 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $106,000 | 7,338 |
| Total interest expense | $21,000 | 7,321 |
| Net interest income | $85,000 | 7,340 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,158,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $4,000 | 6,920 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,154,000 | 1,956 |
| Total noninterest expense | $116,000 | 7,350 |
| Salaries and employee benefits | $48,000 | 7,338 |
| Premises and equipment expense | $24,000 | 7,293 |
| Additional noninterest expense | $44,000 | 7,355 |
| Pre-tax net operating income | $1,127,000 | 3,496 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $11,000 | 4,285 |
| Income before extraordinary items | $1,116,000 | 3,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,116,000 | 3,335 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,116,000 | 3,335 |
| Net charge-offs | $-20,000 | 7,094 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,116,000 | 3,233 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 6,651 |
| Total interest expense | $373,000 | 5,975 |
| Net interest income | $975,000 | 6,748 |
| Provision for loan and lease losses | $5,000 | 6,302 |
| Total noninterest income | $146,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $69,000 | 5,649 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $77,000 | 5,377 |
| Total noninterest expense | $771,000 | 6,845 |
| Salaries and employee benefits | $467,000 | 6,662 |
| Premises and equipment expense | $75,000 | 6,865 |
| Additional noninterest expense | $229,000 | 6,893 |
| Pre-tax net operating income | $345,000 | 4,949 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $11,000 | 4,231 |
| Income before extraordinary items | $334,000 | 4,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 4,916 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $334,000 | 4,916 |
| Net charge-offs | $-22,000 | 7,130 |
| Cash dividends | $105,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $334,000 | 4,795 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 6,693 |
| Total interest expense | $252,000 | 6,067 |
| Net interest income | $653,000 | 6,796 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $75,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $46,000 | 5,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $524,000 | 6,896 |
| Salaries and employee benefits | $320,000 | 6,696 |
| Premises and equipment expense | $48,000 | 6,956 |
| Additional noninterest expense | $156,000 | 6,947 |
| Pre-tax net operating income | $204,000 | 5,092 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $196,000 | 5,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 5,046 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $196,000 | 5,046 |
| Net charge-offs | $-21,000 | 7,167 |
| Cash dividends | $105,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $196,000 | 4,956 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 6,769 |
| Total interest expense | $128,000 | 6,126 |
| Net interest income | $314,000 | 6,873 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $268,000 | 6,924 |
| Salaries and employee benefits | $163,000 | 6,697 |
| Premises and equipment expense | $26,000 | 6,925 |
| Additional noninterest expense | $79,000 | 6,985 |
| Pre-tax net operating income | $84,000 | 5,328 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $81,000 | 5,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $81,000 | 5,272 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $81,000 | 5,274 |
| Net charge-offs | $-17,000 | 7,158 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $81,000 | 5,216 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 6,827 |
| Total interest expense | $618,000 | 6,191 |
| Net interest income | $1,214,000 | 6,962 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $252,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 5,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $134,000 | 5,098 |
| Total noninterest expense | $1,087,000 | 6,984 |
| Salaries and employee benefits | $655,000 | 6,789 |
| Premises and equipment expense | $97,000 | 7,078 |
| Additional noninterest expense | $335,000 | 6,999 |
| Pre-tax net operating income | $379,000 | 4,680 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $17,000 | 4,070 |
| Income before extraordinary items | $362,000 | 4,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $362,000 | 4,741 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $362,000 | 4,741 |
| Net charge-offs | $118,000 | 5,283 |
| Cash dividends | $189,000 | 3,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $362,000 | 4,591 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 6,954 |
| Total interest expense | $475,000 | 6,292 |
| Net interest income | $890,000 | 7,095 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $185,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $88,000 | 5,351 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $97,000 | 5,236 |
| Total noninterest expense | $795,000 | 7,080 |
| Salaries and employee benefits | $465,000 | 6,927 |
| Premises and equipment expense | $72,000 | 7,174 |
| Additional noninterest expense | $258,000 | 7,036 |
| Pre-tax net operating income | $280,000 | 4,929 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $12,000 | 4,186 |
| Income before extraordinary items | $268,000 | 5,006 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $268,000 | 5,008 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $268,000 | 5,009 |
| Net charge-offs | $84,000 | 5,077 |
| Cash dividends | $189,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $268,000 | 4,823 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 7,025 |
| Total interest expense | $327,000 | 6,339 |
| Net interest income | $571,000 | 7,179 |
| Provision for loan and lease losses | $38,000 | 6,042 |
| Total noninterest income | $109,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $56,000 | 5,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $544,000 | 7,113 |
| Salaries and employee benefits | $321,000 | 6,936 |
| Premises and equipment expense | $50,000 | 7,197 |
| Additional noninterest expense | $173,000 | 7,077 |
| Pre-tax net operating income | $98,000 | 5,523 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $94,000 | 5,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $94,000 | 5,584 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $94,000 | 5,583 |
| Net charge-offs | $66,000 | 4,642 |
| Cash dividends | $124,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 5,458 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 7,147 |
| Total interest expense | $167,000 | 6,429 |
| Net interest income | $273,000 | 7,312 |
| Provision for loan and lease losses | $38,000 | 5,148 |
| Total noninterest income | $48,000 | 6,186 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $280,000 | 7,163 |
| Salaries and employee benefits | $173,000 | 6,894 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $83,000 | 7,218 |
| Pre-tax net operating income | $3,000 | 6,214 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $3,000 | 6,346 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 6,349 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,000 | 6,348 |
| Net charge-offs | $66,000 | 3,486 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $3,000 | 6,241 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 7,036 |
| Total interest expense | $869,000 | 6,310 |
| Net interest income | $1,160,000 | 7,281 |
| Provision for loan and lease losses | $221,000 | 5,669 |
| Total noninterest income | $247,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $130,000 | 5,377 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $117,000 | 5,441 |
| Total noninterest expense | $1,042,000 | 7,329 |
| Salaries and employee benefits | $598,000 | 7,203 |
| Premises and equipment expense | $114,000 | 7,254 |
| Additional noninterest expense | $330,000 | 7,330 |
| Pre-tax net operating income | $144,000 | 4,960 |
| Securities gains (losses) | $30,000 | 2,871 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $167,000 | 4,920 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $167,000 | 4,922 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $167,000 | 4,922 |
| Net charge-offs | $82,000 | 5,863 |
| Cash dividends | $65,000 | 4,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $138,200 | 4,964 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 7,107 |
| Total interest expense | $670,000 | 6,384 |
| Net interest income | $863,000 | 7,344 |
| Provision for loan and lease losses | $199,000 | 5,174 |
| Total noninterest income | $185,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $97,000 | 5,411 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $88,000 | 5,568 |
| Total noninterest expense | $752,000 | 7,423 |
| Salaries and employee benefits | $437,000 | 7,283 |
| Premises and equipment expense | $68,000 | 7,525 |
| Additional noninterest expense | $247,000 | 7,363 |
| Pre-tax net operating income | $97,000 | 5,302 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $93,000 | 5,344 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $93,000 | 5,343 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $93,000 | 5,343 |
| Net charge-offs | $82,000 | 5,250 |
| Cash dividends | $65,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $93,000 | 5,279 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 7,183 |
| Total interest expense | $461,000 | 6,449 |
| Net interest income | $557,000 | 7,418 |
| Provision for loan and lease losses | $133,000 | 4,933 |
| Total noninterest income | $92,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $56,000 | 5,635 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $507,000 | 7,475 |
| Salaries and employee benefits | $295,000 | 7,344 |
| Premises and equipment expense | $47,000 | 7,562 |
| Additional noninterest expense | $165,000 | 7,423 |
| Pre-tax net operating income | $9,000 | 5,747 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $5,000 | 5,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 5,882 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,000 | 5,882 |
| Net charge-offs | $86,000 | 4,405 |
| Cash dividends | $65,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,000 | 5,801 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 7,209 |
| Total interest expense | $237,000 | 6,499 |
| Net interest income | $281,000 | 7,439 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $243,000 | 7,554 |
| Salaries and employee benefits | $148,000 | 7,395 |
| Premises and equipment expense | $25,000 | 7,552 |
| Additional noninterest expense | $70,000 | 7,541 |
| Pre-tax net operating income | $73,000 | 5,345 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $71,000 | 5,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 5,374 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $71,000 | 5,373 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,195 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 7,142 |
| Total interest expense | $1,144,000 | 6,540 |
| Net interest income | $1,128,000 | 7,441 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $233,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $129,000 | 5,561 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $104,000 | 5,867 |
| Total noninterest expense | $1,041,000 | 7,494 |
| Salaries and employee benefits | $629,000 | 7,335 |
| Premises and equipment expense | $104,000 | 7,578 |
| Additional noninterest expense | $308,000 | 7,429 |
| Pre-tax net operating income | $320,000 | 5,372 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $307,000 | 5,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $307,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,950 |
| Cash dividends | $125,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $307,000 | 5,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 7,200 |
| Total interest expense | $889,000 | 6,581 |
| Net interest income | $843,000 | 7,519 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $142,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $101,000 | 5,512 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 6,819 |
| Total noninterest expense | $763,000 | 7,541 |
| Salaries and employee benefits | $420,000 | 7,545 |
| Premises and equipment expense | $79,000 | 7,598 |
| Additional noninterest expense | $264,000 | 7,240 |
| Pre-tax net operating income | $222,000 | 5,954 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $8,000 | 4,921 |
| Income before extraordinary items | $214,000 | 5,631 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $214,000 | 5,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $125,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $214,000 | 5,802 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,274 |
| Total interest expense | $607,000 | 6,659 |
| Net interest income | $536,000 | 7,610 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $92,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $64,000 | 5,604 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $28,000 | 6,870 |
| Total noninterest expense | $501,000 | 7,612 |
| Salaries and employee benefits | $278,000 | 7,616 |
| Premises and equipment expense | $50,000 | 7,710 |
| Additional noninterest expense | $173,000 | 7,290 |
| Pre-tax net operating income | $127,000 | 6,256 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $122,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $122,000 | 6,126 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,294 |
| Total interest expense | $316,000 | 6,741 |
| Net interest income | $277,000 | 7,618 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $41,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $261,000 | 7,583 |
| Salaries and employee benefits | $137,000 | 7,675 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $89,000 | 7,253 |
| Pre-tax net operating income | $57,000 | 6,527 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,931 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $55,000 | 6,417 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 7,206 |
| Total interest expense | $1,261,000 | 6,770 |
| Net interest income | $1,240,000 | 7,449 |
| Provision for loan and lease losses | $13,000 | 6,495 |
| Total noninterest income | $177,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $126,000 | 5,683 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $51,000 | 7,075 |
| Total noninterest expense | $1,052,000 | 7,580 |
| Salaries and employee benefits | $594,000 | 7,557 |
| Premises and equipment expense | $129,000 | 7,451 |
| Additional noninterest expense | $329,000 | 7,405 |
| Pre-tax net operating income | $352,000 | 6,428 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $17,000 | 5,485 |
| Income before extraordinary items | $335,000 | 6,299 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $335,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $335,000 | 6,283 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 7,262 |
| Total interest expense | $932,000 | 6,821 |
| Net interest income | $937,000 | 7,485 |
| Provision for loan and lease losses | $13,000 | 6,083 |
| Total noninterest income | $116,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $90,000 | 5,791 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $26,000 | 7,468 |
| Total noninterest expense | $731,000 | 7,669 |
| Salaries and employee benefits | $408,000 | 7,662 |
| Premises and equipment expense | $98,000 | 7,418 |
| Additional noninterest expense | $225,000 | 7,526 |
| Pre-tax net operating income | $309,000 | 6,528 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $295,000 | 6,339 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $295,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $295,000 | 6,335 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 7,325 |
| Total interest expense | $607,000 | 6,884 |
| Net interest income | $618,000 | 7,558 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $78,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $60,000 | 5,817 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $487,000 | 7,728 |
| Salaries and employee benefits | $275,000 | 7,698 |
| Premises and equipment expense | $67,000 | 7,418 |
| Additional noninterest expense | $145,000 | 7,625 |
| Pre-tax net operating income | $203,000 | 6,615 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $193,000 | 6,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $193,000 | 6,420 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,395 |
| Total interest expense | $295,000 | 6,951 |
| Net interest income | $304,000 | 7,631 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $34,000 | 7,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $26,000 | 6,005 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $244,000 | 7,755 |
| Salaries and employee benefits | $141,000 | 7,706 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $72,000 | 7,643 |
| Pre-tax net operating income | $88,000 | 6,820 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $84,000 | 6,638 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $84,000 | 6,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $84,000 | 6,629 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 7,374 |
| Total interest expense | $971,000 | 7,000 |
| Net interest income | $1,244,000 | 7,528 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $170,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $125,000 | 5,831 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 7,356 |
| Total noninterest expense | $995,000 | 7,719 |
| Salaries and employee benefits | $571,000 | 7,677 |
| Premises and equipment expense | $139,000 | 7,386 |
| Additional noninterest expense | $285,000 | 7,659 |
| Pre-tax net operating income | $379,000 | 6,848 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,000 | 6,250 |
| Income before extraordinary items | $372,000 | 6,622 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $372,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,250 |
| Cash dividends | $275,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $372,000 | 6,624 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 7,471 |
| Total interest expense | $693,000 | 7,080 |
| Net interest income | $918,000 | 7,618 |
| Provision for loan and lease losses | $21,000 | 5,957 |
| Total noninterest income | $126,000 | 7,223 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $699,000 | 7,815 |
| Salaries and employee benefits | $387,000 | 7,822 |
| Premises and equipment expense | $105,000 | 7,378 |
| Additional noninterest expense | $207,000 | 7,725 |
| Pre-tax net operating income | $324,000 | 6,910 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $16,000 | 6,057 |
| Income before extraordinary items | $308,000 | 6,690 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $308,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,609 |
| Cash dividends | $275,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $308,000 | 6,692 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 7,536 |
| Total interest expense | $434,000 | 7,145 |
| Net interest income | $608,000 | 7,672 |
| Provision for loan and lease losses | $16,000 | 5,712 |
| Total noninterest income | $84,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $67,000 | 5,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $469,000 | 7,832 |
| Salaries and employee benefits | $262,000 | 7,839 |
| Premises and equipment expense | $67,000 | 7,475 |
| Additional noninterest expense | $140,000 | 7,722 |
| Pre-tax net operating income | $207,000 | 7,046 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $197,000 | 6,774 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $197,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,969 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $197,000 | 6,786 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,600 |
| Total interest expense | $204,000 | 7,198 |
| Net interest income | $298,000 | 7,713 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $234,000 | 7,850 |
| Salaries and employee benefits | $134,000 | 7,822 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $66,000 | 7,811 |
| Pre-tax net operating income | $101,000 | 7,047 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $96,000 | 6,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $96,000 | 6,797 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 7,581 |
| Total interest expense | $673,000 | 7,121 |
| Net interest income | $1,188,000 | 7,699 |
| Provision for loan and lease losses | $32,000 | 6,156 |
| Total noninterest income | $168,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $122,000 | 5,971 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,467 |
| Total noninterest expense | $935,000 | 7,857 |
| Salaries and employee benefits | $532,000 | 7,797 |
| Premises and equipment expense | $130,000 | 7,524 |
| Additional noninterest expense | $273,000 | 7,789 |
| Pre-tax net operating income | $389,000 | 7,099 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $378,000 | 6,864 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $378,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $285,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $378,000 | 6,836 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 7,646 |
| Total interest expense | $488,000 | 7,125 |
| Net interest income | $878,000 | 7,755 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $118,000 | 7,458 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 6,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $655,000 | 7,956 |
| Salaries and employee benefits | $360,000 | 7,941 |
| Premises and equipment expense | $99,000 | 7,491 |
| Additional noninterest expense | $196,000 | 7,855 |
| Pre-tax net operating income | $326,000 | 7,088 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $16,000 | 6,381 |
| Income before extraordinary items | $310,000 | 6,867 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $310,000 | 6,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,033 |
| Cash dividends | $285,000 | 3,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $310,000 | 6,819 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $893,000 | 7,669 |
| Total interest expense | $317,000 | 7,078 |
| Net interest income | $576,000 | 7,805 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $76,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $60,000 | 6,007 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $429,000 | 7,976 |
| Salaries and employee benefits | $243,000 | 7,927 |
| Premises and equipment expense | $64,000 | 7,531 |
| Additional noninterest expense | $122,000 | 7,949 |
| Pre-tax net operating income | $223,000 | 7,077 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 6,378 |
| Income before extraordinary items | $212,000 | 6,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $212,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $160,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $212,000 | 6,787 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 7,744 |
| Total interest expense | $159,000 | 7,057 |
| Net interest income | $279,000 | 7,913 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $210,000 | 8,087 |
| Salaries and employee benefits | $119,000 | 8,026 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $101,000 | 7,206 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $96,000 | 6,965 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $96,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $160,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $96,000 | 6,938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,719 |
| Total interest expense | $603,000 | 6,929 |
| Net interest income | $1,065,000 | 7,926 |
| Provision for loan and lease losses | $64,000 | 5,604 |
| Total noninterest income | $145,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $110,000 | 6,327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $844,000 | 8,080 |
| Salaries and employee benefits | $486,000 | 8,020 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $255,000 | 7,965 |
| Pre-tax net operating income | $302,000 | 7,440 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $11,000 | 6,738 |
| Income before extraordinary items | $291,000 | 7,267 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $291,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $160,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $291,000 | 7,214 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,782 |
| Total interest expense | $445,000 | 6,973 |
| Net interest income | $784,000 | 7,984 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $103,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $84,000 | 6,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 8,106 |
| Total noninterest expense | $608,000 | 8,132 |
| Salaries and employee benefits | $344,000 | 8,087 |
| Premises and equipment expense | $77,000 | 7,932 |
| Additional noninterest expense | $187,000 | 7,996 |
| Pre-tax net operating income | $222,000 | 7,586 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $10,000 | 6,779 |
| Income before extraordinary items | $212,000 | 7,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $212,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $160,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $212,000 | 7,345 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $802,000 | 7,865 |
| Total interest expense | $295,000 | 7,005 |
| Net interest income | $507,000 | 8,077 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $56,000 | 6,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $403,000 | 8,190 |
| Salaries and employee benefits | $231,000 | 8,136 |
| Premises and equipment expense | $51,000 | 7,970 |
| Additional noninterest expense | $121,000 | 8,078 |
| Pre-tax net operating income | $126,000 | 7,716 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $119,000 | 7,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $119,000 | 7,531 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 7,941 |
| Total interest expense | $150,000 | 7,036 |
| Net interest income | $241,000 | 8,191 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $207,000 | 8,197 |
| Salaries and employee benefits | $119,000 | 8,132 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $64,000 | 7,694 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $61,000 | 7,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $61,000 | 7,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 7,946 |
| Total interest expense | $718,000 | 6,971 |
| Net interest income | $904,000 | 8,255 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $123,000 | 8,068 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $79,000 | 6,910 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $823,000 | 8,232 |
| Salaries and employee benefits | $487,000 | 8,127 |
| Premises and equipment expense | $100,000 | 8,065 |
| Additional noninterest expense | $236,000 | 8,179 |
| Pre-tax net operating income | $159,000 | 7,971 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $8,000 | 7,101 |
| Income before extraordinary items | $152,000 | 8,000 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $152,000 | 8,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,908 |
| Cash dividends | $155,000 | 5,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $151,050 | 7,884 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 7,995 |
| Total interest expense | $555,000 | 7,054 |
| Net interest income | $697,000 | 8,289 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $57,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $55,000 | 7,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,035 |
| Total noninterest expense | $604,000 | 8,268 |
| Salaries and employee benefits | $354,000 | 8,175 |
| Premises and equipment expense | $74,000 | 8,103 |
| Additional noninterest expense | $176,000 | 8,224 |
| Pre-tax net operating income | $150,000 | 7,971 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $144,000 | 7,948 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $144,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $80,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $143,050 | 7,807 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 8,040 |
| Total interest expense | $385,000 | 7,068 |
| Net interest income | $455,000 | 8,357 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $26,000 | 8,871 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-4,000 | 9,210 |
| Total noninterest expense | $397,000 | 8,303 |
| Salaries and employee benefits | $238,000 | 8,178 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $111,000 | 8,289 |
| Pre-tax net operating income | $84,000 | 8,128 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $80,000 | 8,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $80,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $80,000 | 7,975 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 8,100 |
| Total interest expense | $200,000 | 7,070 |
| Net interest income | $217,000 | 8,459 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $200,000 | 8,343 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $55,000 | 8,353 |
| Pre-tax net operating income | $41,000 | 8,135 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $39,000 | 8,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $80,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $39,000 | 7,971 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 8,051 |
| Total interest expense | $990,000 | 6,959 |
| Net interest income | $834,000 | 8,527 |
| Provision for loan and lease losses | $35,000 | 7,087 |
| Total noninterest income | $109,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $67,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,814 |
| Total noninterest expense | $754,000 | 8,434 |
| Salaries and employee benefits | $412,000 | 8,473 |
| Premises and equipment expense | $83,000 | 8,400 |
| Additional noninterest expense | $259,000 | 8,105 |
| Pre-tax net operating income | $154,000 | 8,095 |
| Securities gains (losses) | $46,000 | 2,486 |
| Applicable income taxes | $10,000 | 7,292 |
| Income before extraordinary items | $190,000 | 7,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $190,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $235,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $146,300 | 8,003 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 8,046 |
| Total interest expense | $1,319,000 | 7,370 |
| Net interest income | $852,000 | 8,575 |
| Provision for loan and lease losses | $21,000 | 7,535 |
| Total noninterest income | $126,000 | 8,158 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $72,000 | 7,129 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $54,000 | 7,574 |
| Total noninterest expense | $688,000 | 8,710 |
| Salaries and employee benefits | $386,000 | 8,687 |
| Premises and equipment expense | $80,000 | 8,627 |
| Additional noninterest expense | $222,000 | 8,477 |
| Pre-tax net operating income | $269,000 | 7,550 |
| Securities gains (losses) | $-7,000 | 9,251 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $250,000 | 7,436 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $250,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $256,650 | 7,286 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 8,106 |
| Total interest expense | $1,307,000 | 7,568 |
| Net interest income | $1,010,000 | 8,458 |
| Provision for loan and lease losses | $310,000 | 2,759 |
| Total noninterest income | $114,000 | 8,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $655,000 | 8,948 |
| Salaries and employee benefits | $387,000 | 8,812 |
| Premises and equipment expense | $75,000 | 8,889 |
| Additional noninterest expense | $193,000 | 8,850 |
| Pre-tax net operating income | $159,000 | 8,557 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $10,000 | 8,067 |
| Income before extraordinary items | $149,000 | 8,423 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $149,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,237 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $149,000 | 8,426 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 8,418 |
| Total interest expense | $1,095,000 | 7,923 |
| Net interest income | $973,000 | 8,692 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $188,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,999 |
| Total noninterest expense | $603,000 | 9,309 |
| Salaries and employee benefits | $346,000 | 9,221 |
| Premises and equipment expense | $69,000 | 9,247 |
| Additional noninterest expense | $188,000 | 9,146 |
| Pre-tax net operating income | $558,000 | 6,870 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $529,000 | 6,257 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $529,000 | 6,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $529,000 | 6,242 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 8,602 |
| Total interest expense | $1,090,000 | 8,177 |
| Net interest income | $977,000 | 8,852 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $584,000 | 9,491 |
| Salaries and employee benefits | $341,000 | 9,352 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $177,000 | 9,383 |
| Pre-tax net operating income | $485,000 | 7,452 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $101,000 | 7,520 |
| Income before extraordinary items | $383,000 | 7,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $383,000 | 7,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $383,790 | 7,237 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 9,029 |
| Total interest expense | $1,050,000 | 8,549 |
| Net interest income | $933,000 | 9,351 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $95,000 | 9,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $567,000 | 9,870 |
| Salaries and employee benefits | $318,000 | 9,823 |
| Premises and equipment expense | $71,000 | 9,671 |
| Additional noninterest expense | $178,000 | 9,693 |
| Pre-tax net operating income | $461,000 | 8,136 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $151,000 | 7,597 |
| Income before extraordinary items | $311,000 | 8,298 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $311,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $310,330 | 8,260 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 9,611 |
| Total interest expense | $982,000 | 9,069 |
| Net interest income | $847,000 | 9,969 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $85,000 | 10,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $553,000 | 10,383 |
| Salaries and employee benefits | $318,000 | 10,201 |
| Premises and equipment expense | $65,000 | 10,223 |
| Additional noninterest expense | $170,000 | 10,300 |
| Pre-tax net operating income | $379,000 | 8,638 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $125,000 | 8,311 |
| Income before extraordinary items | $256,000 | 8,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $256,000 | 8,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $130,000 | 6,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $254,660 | 8,738 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 10,149 |
| Total interest expense | $859,000 | 9,766 |
| Net interest income | $859,000 | 10,358 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $163,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,073 |
| Total noninterest expense | $573,000 | 10,695 |
| Salaries and employee benefits | $322,000 | 10,572 |
| Premises and equipment expense | $67,000 | 10,564 |
| Additional noninterest expense | $184,000 | 10,630 |
| Pre-tax net operating income | $429,000 | 8,879 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $130,000 | 8,624 |
| Income before extraordinary items | $295,000 | 8,990 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $295,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,415 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $297,760 | 8,935 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 10,642 |
| Total interest expense | $698,000 | 10,101 |
| Net interest income | $851,000 | 10,877 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $170,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,005 |
| Total noninterest expense | $577,000 | 11,246 |
| Salaries and employee benefits | $298,000 | 11,226 |
| Premises and equipment expense | $63,000 | 11,198 |
| Additional noninterest expense | $216,000 | 10,940 |
| Pre-tax net operating income | $432,000 | 9,111 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $152,000 | 8,265 |
| Income before extraordinary items | $281,000 | 9,360 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $281,000 | 9,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $280,350 | 9,428 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 11,136 |
| Total interest expense | $728,000 | 10,419 |
| Net interest income | $817,000 | 11,448 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $541,000 | 11,965 |
| Salaries and employee benefits | $280,000 | 11,873 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $203,000 | 11,689 |
| Pre-tax net operating income | $419,000 | 9,264 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $138,000 | 8,903 |
| Income before extraordinary items | $281,000 | 9,680 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $281,000 | 9,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $281,000 | 9,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 11,692 |
| Total interest expense | $871,000 | 10,996 |
| Net interest income | $743,000 | 12,143 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $543,000 | 12,384 |
| Salaries and employee benefits | $277,000 | 12,279 |
| Premises and equipment expense | $55,000 | 12,495 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $281,000 | 10,325 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $46,000 | 11,363 |
| Income before extraordinary items | $254,000 | 9,865 |
| Extraordinary gains, net | $75,000 | 860 |
| Net income | $329,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $237,850 | 9,713 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.