Home > Dakota County State Bank > Income and Expense
Dakota County State Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 5,589 |
| Total interest expense | $487,000 | 5,544 |
| Net interest income | $1,471,000 | 5,490 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $753,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $148,000 | 3,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $605,000 | 1,847 |
| Total noninterest expense | $1,375,000 | 5,294 |
| Salaries and employee benefits | $751,000 | 5,109 |
| Premises and equipment expense | $182,000 | 5,080 |
| Additional noninterest expense | $442,000 | 5,417 |
| Pre-tax net operating income | $699,000 | 3,033 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $17,000 | 3,864 |
| Income before extraordinary items | $682,000 | 2,820 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $682,000 | 2,816 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $682,000 | 2,819 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $682,000 | 2,716 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 5,742 |
| Total interest expense | $250,000 | 5,595 |
| Net interest income | $697,000 | 5,667 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $298,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $229,000 | 2,196 |
| Total noninterest expense | $651,000 | 5,520 |
| Salaries and employee benefits | $371,000 | 5,196 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $187,000 | 5,848 |
| Pre-tax net operating income | $269,000 | 3,555 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $260,000 | 3,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 3,404 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $260,000 | 3,406 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $260,000 | 3,289 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,084,000 | 5,663 |
| Total interest expense | $1,115,000 | 5,808 |
| Net interest income | $2,969,000 | 5,411 |
| Provision for loan and lease losses | $281,000 | 5,364 |
| Total noninterest income | $856,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $322,000 | 3,754 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $534,000 | 3,101 |
| Total noninterest expense | $2,623,000 | 5,557 |
| Salaries and employee benefits | $1,403,000 | 5,397 |
| Premises and equipment expense | $377,000 | 5,141 |
| Additional noninterest expense | $843,000 | 5,686 |
| Pre-tax net operating income | $921,000 | 3,117 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $33,000 | 3,470 |
| Income before extraordinary items | $888,000 | 2,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $888,000 | 2,972 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $888,000 | 2,972 |
| Net charge-offs | $79,000 | 5,896 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $888,000 | 2,914 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 5,705 |
| Total interest expense | $861,000 | 5,890 |
| Net interest income | $2,218,000 | 5,435 |
| Provision for loan and lease losses | $206,000 | 5,115 |
| Total noninterest income | $658,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $235,000 | 3,817 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $423,000 | 3,088 |
| Total noninterest expense | $2,003,000 | 5,515 |
| Salaries and employee benefits | $1,070,000 | 5,376 |
| Premises and equipment expense | $259,000 | 5,391 |
| Additional noninterest expense | $674,000 | 5,515 |
| Pre-tax net operating income | $667,000 | 3,426 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $25,000 | 3,707 |
| Income before extraordinary items | $642,000 | 3,271 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $642,000 | 3,269 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $642,000 | 3,271 |
| Net charge-offs | $81,000 | 5,262 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $642,000 | 3,180 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 5,789 |
| Total interest expense | $594,000 | 5,940 |
| Net interest income | $1,442,000 | 5,512 |
| Provision for loan and lease losses | $106,000 | 5,245 |
| Total noninterest income | $433,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $152,000 | 3,850 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $281,000 | 3,109 |
| Total noninterest expense | $1,322,000 | 5,594 |
| Salaries and employee benefits | $722,000 | 5,398 |
| Premises and equipment expense | $172,000 | 5,451 |
| Additional noninterest expense | $428,000 | 5,646 |
| Pre-tax net operating income | $447,000 | 3,493 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $17,000 | 3,789 |
| Income before extraordinary items | $430,000 | 3,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 3,357 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $430,000 | 3,360 |
| Net charge-offs | $90,000 | 4,361 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $430,000 | 3,245 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,851 |
| Total interest expense | $305,000 | 5,978 |
| Net interest income | $702,000 | 5,577 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $228,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $159,000 | 2,871 |
| Total noninterest expense | $680,000 | 5,459 |
| Salaries and employee benefits | $374,000 | 5,356 |
| Premises and equipment expense | $86,000 | 5,495 |
| Additional noninterest expense | $220,000 | 5,343 |
| Pre-tax net operating income | $210,000 | 3,957 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $202,000 | 3,843 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $202,000 | 3,844 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $202,000 | 3,844 |
| Net charge-offs | $92,000 | 2,958 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $202,000 | 3,694 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 5,467 |
| Total interest expense | $1,743,000 | 5,642 |
| Net interest income | $3,241,000 | 5,195 |
| Provision for loan and lease losses | $51,000 | 6,565 |
| Total noninterest income | $973,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $321,000 | 3,894 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $652,000 | 2,758 |
| Total noninterest expense | $2,624,000 | 5,519 |
| Salaries and employee benefits | $1,457,000 | 5,423 |
| Premises and equipment expense | $387,000 | 5,181 |
| Additional noninterest expense | $780,000 | 5,539 |
| Pre-tax net operating income | $1,539,000 | 2,970 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $34,000 | 4,057 |
| Income before extraordinary items | $1,505,000 | 2,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,505,000 | 2,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,762 |
| Cash dividends | $1,400,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,505,000 | 2,655 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 5,446 |
| Total interest expense | $1,367,000 | 5,659 |
| Net interest income | $2,485,000 | 5,168 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $743,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $238,000 | 3,950 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $505,000 | 2,793 |
| Total noninterest expense | $1,993,000 | 5,465 |
| Salaries and employee benefits | $1,120,000 | 5,364 |
| Premises and equipment expense | $292,000 | 5,182 |
| Additional noninterest expense | $581,000 | 5,514 |
| Pre-tax net operating income | $1,190,000 | 3,332 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $26,000 | 4,478 |
| Income before extraordinary items | $1,164,000 | 2,813 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,164,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,066 |
| Cash dividends | $700,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,164,000 | 2,955 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,621,000 | 5,462 |
| Total interest expense | $943,000 | 5,726 |
| Net interest income | $1,678,000 | 5,148 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $510,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $153,000 | 4,023 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $357,000 | 2,753 |
| Total noninterest expense | $1,306,000 | 5,548 |
| Salaries and employee benefits | $752,000 | 5,397 |
| Premises and equipment expense | $192,000 | 5,252 |
| Additional noninterest expense | $362,000 | 5,695 |
| Pre-tax net operating income | $882,000 | 3,218 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $17,000 | 4,768 |
| Income before extraordinary items | $865,000 | 2,888 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $865,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $865,000 | 2,835 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 5,538 |
| Total interest expense | $499,000 | 5,770 |
| Net interest income | $820,000 | 5,234 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $267,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $192,000 | 2,639 |
| Total noninterest expense | $649,000 | 5,593 |
| Salaries and employee benefits | $376,000 | 5,428 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $174,000 | 5,761 |
| Pre-tax net operating income | $438,000 | 3,335 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $429,000 | 3,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $429,000 | 2,951 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,511,000 | 5,463 |
| Total interest expense | $2,266,000 | 5,533 |
| Net interest income | $3,245,000 | 5,274 |
| Provision for loan and lease losses | $-100,000 | 8,371 |
| Total noninterest income | $997,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $300,000 | 4,077 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $697,000 | 2,766 |
| Total noninterest expense | $2,704,000 | 5,346 |
| Salaries and employee benefits | $1,458,000 | 5,396 |
| Premises and equipment expense | $449,000 | 4,680 |
| Additional noninterest expense | $797,000 | 5,357 |
| Pre-tax net operating income | $1,638,000 | 3,738 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $31,000 | 5,211 |
| Income before extraordinary items | $1,607,000 | 3,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,607,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,071 |
| Cash dividends | $1,550,000 | 1,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,607,000 | 3,271 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 5,484 |
| Total interest expense | $1,716,000 | 5,514 |
| Net interest income | $2,418,000 | 5,325 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $744,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 4,151 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $526,000 | 2,760 |
| Total noninterest expense | $2,059,000 | 5,265 |
| Salaries and employee benefits | $1,111,000 | 5,323 |
| Premises and equipment expense | $369,000 | 4,399 |
| Additional noninterest expense | $579,000 | 5,408 |
| Pre-tax net operating income | $1,103,000 | 4,140 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $1,078,000 | 3,709 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,078,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,701 |
| Cash dividends | $550,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,078,000 | 3,695 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 5,505 |
| Total interest expense | $1,143,000 | 5,514 |
| Net interest income | $1,616,000 | 5,341 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $485,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $138,000 | 4,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $347,000 | 2,787 |
| Total noninterest expense | $1,382,000 | 5,281 |
| Salaries and employee benefits | $740,000 | 5,368 |
| Premises and equipment expense | $245,000 | 4,442 |
| Additional noninterest expense | $397,000 | 5,322 |
| Pre-tax net operating income | $719,000 | 4,252 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $702,000 | 3,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $702,000 | 3,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $550,000 | 2,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $702,000 | 3,800 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 5,573 |
| Total interest expense | $561,000 | 5,565 |
| Net interest income | $784,000 | 5,452 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $256,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $190,000 | 2,624 |
| Total noninterest expense | $707,000 | 5,221 |
| Salaries and employee benefits | $375,000 | 5,373 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $208,000 | 5,141 |
| Pre-tax net operating income | $333,000 | 4,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $325,000 | 3,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $325,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $325,000 | 3,973 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 5,572 |
| Total interest expense | $2,070,000 | 5,306 |
| Net interest income | $2,910,000 | 5,618 |
| Provision for loan and lease losses | $11,000 | 6,554 |
| Total noninterest income | $996,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $382,000 | 3,623 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $614,000 | 2,972 |
| Total noninterest expense | $2,747,000 | 5,177 |
| Salaries and employee benefits | $1,479,000 | 5,241 |
| Premises and equipment expense | $518,000 | 4,171 |
| Additional noninterest expense | $750,000 | 5,436 |
| Pre-tax net operating income | $1,148,000 | 4,879 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $31,000 | 5,744 |
| Income before extraordinary items | $1,117,000 | 4,450 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,117,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,984 |
| Cash dividends | $1,425,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,117,000 | 4,430 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 5,606 |
| Total interest expense | $1,508,000 | 5,321 |
| Net interest income | $2,175,000 | 5,676 |
| Provision for loan and lease losses | $11,000 | 6,314 |
| Total noninterest income | $665,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $355,000 | 3,189 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,680 |
| Total noninterest expense | $1,963,000 | 5,322 |
| Salaries and employee benefits | $1,083,000 | 5,299 |
| Premises and equipment expense | $391,000 | 4,156 |
| Additional noninterest expense | $489,000 | 5,832 |
| Pre-tax net operating income | $866,000 | 5,062 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $25,000 | 5,863 |
| Income before extraordinary items | $841,000 | 4,584 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $841,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $1,050,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $841,000 | 4,576 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 5,647 |
| Total interest expense | $978,000 | 5,282 |
| Net interest income | $1,419,000 | 5,763 |
| Provision for loan and lease losses | $7,000 | 6,120 |
| Total noninterest income | $435,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $227,000 | 3,258 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $208,000 | 3,670 |
| Total noninterest expense | $1,317,000 | 5,314 |
| Salaries and employee benefits | $712,000 | 5,366 |
| Premises and equipment expense | $272,000 | 4,060 |
| Additional noninterest expense | $333,000 | 5,762 |
| Pre-tax net operating income | $530,000 | 5,281 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $513,000 | 4,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $513,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $513,000 | 4,804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,716 |
| Total interest expense | $456,000 | 5,364 |
| Net interest income | $694,000 | 5,827 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $226,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $99,000 | 3,496 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $127,000 | 3,279 |
| Total noninterest expense | $625,000 | 5,491 |
| Salaries and employee benefits | $348,000 | 5,462 |
| Premises and equipment expense | $125,000 | 4,297 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $294,000 | 5,019 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $286,000 | 4,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $286,000 | 4,521 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 5,331 |
| Total interest expense | $1,694,000 | 4,924 |
| Net interest income | $3,041,000 | 5,467 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $838,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $401,000 | 3,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $437,000 | 3,623 |
| Total noninterest expense | $2,597,000 | 5,245 |
| Salaries and employee benefits | $1,441,000 | 5,187 |
| Premises and equipment expense | $519,000 | 4,068 |
| Additional noninterest expense | $637,000 | 5,861 |
| Pre-tax net operating income | $1,282,000 | 4,759 |
| Securities gains (losses) | $-23,000 | 7,885 |
| Applicable income taxes | $29,000 | 6,162 |
| Income before extraordinary items | $1,230,000 | 4,286 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,230,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $925,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,252,540 | 4,221 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 5,304 |
| Total interest expense | $1,223,000 | 4,886 |
| Net interest income | $2,326,000 | 5,409 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $644,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $293,000 | 3,613 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $351,000 | 3,522 |
| Total noninterest expense | $1,921,000 | 5,274 |
| Salaries and employee benefits | $1,094,000 | 5,117 |
| Premises and equipment expense | $393,000 | 4,018 |
| Additional noninterest expense | $434,000 | 6,125 |
| Pre-tax net operating income | $1,049,000 | 4,645 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $25,000 | 6,179 |
| Income before extraordinary items | $1,024,000 | 4,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,024,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 8,716 |
| Cash dividends | $925,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,024,000 | 4,049 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 5,276 |
| Total interest expense | $773,000 | 4,876 |
| Net interest income | $1,563,000 | 5,364 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $444,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $252,000 | 3,358 |
| Total noninterest expense | $1,261,000 | 5,305 |
| Salaries and employee benefits | $733,000 | 5,104 |
| Premises and equipment expense | $263,000 | 3,989 |
| Additional noninterest expense | $265,000 | 6,361 |
| Pre-tax net operating income | $746,000 | 4,455 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $17,000 | 6,174 |
| Income before extraordinary items | $729,000 | 3,875 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $729,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-204,000 | 8,765 |
| Cash dividends | $625,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $729,000 | 3,819 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 5,317 |
| Total interest expense | $362,000 | 4,965 |
| Net interest income | $782,000 | 5,389 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $268,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $92,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $176,000 | 2,694 |
| Total noninterest expense | $616,000 | 5,433 |
| Salaries and employee benefits | $371,000 | 5,086 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $434,000 | 4,057 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $426,000 | 3,462 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $426,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-216,000 | 8,875 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $426,000 | 3,427 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 5,030 |
| Total interest expense | $1,447,000 | 4,617 |
| Net interest income | $3,285,000 | 5,119 |
| Provision for loan and lease losses | $430,000 | 2,234 |
| Total noninterest income | $821,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $453,000 | 3,370 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $368,000 | 3,871 |
| Total noninterest expense | $2,680,000 | 5,053 |
| Salaries and employee benefits | $1,518,000 | 4,905 |
| Premises and equipment expense | $506,000 | 4,053 |
| Additional noninterest expense | $656,000 | 5,738 |
| Pre-tax net operating income | $996,000 | 5,252 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $30,000 | 6,350 |
| Income before extraordinary items | $966,000 | 4,789 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $966,000 | 4,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,966 |
| Cash dividends | $950,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $966,000 | 4,726 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 5,017 |
| Total interest expense | $1,075,000 | 4,601 |
| Net interest income | $2,470,000 | 5,098 |
| Provision for loan and lease losses | $385,000 | 1,835 |
| Total noninterest income | $607,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $344,000 | 3,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $263,000 | 3,972 |
| Total noninterest expense | $1,938,000 | 5,145 |
| Salaries and employee benefits | $1,098,000 | 4,979 |
| Premises and equipment expense | $373,000 | 4,090 |
| Additional noninterest expense | $467,000 | 5,828 |
| Pre-tax net operating income | $754,000 | 5,342 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $25,000 | 6,401 |
| Income before extraordinary items | $729,000 | 4,852 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $729,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,888 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $729,000 | 4,766 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 5,014 |
| Total interest expense | $714,000 | 4,622 |
| Net interest income | $1,660,000 | 5,073 |
| Provision for loan and lease losses | $95,000 | 3,576 |
| Total noninterest income | $411,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $232,000 | 3,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $179,000 | 3,982 |
| Total noninterest expense | $1,281,000 | 5,194 |
| Salaries and employee benefits | $734,000 | 4,998 |
| Premises and equipment expense | $248,000 | 4,102 |
| Additional noninterest expense | $299,000 | 5,987 |
| Pre-tax net operating income | $695,000 | 4,472 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $679,000 | 3,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $679,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,788 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $679,000 | 3,835 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 5,105 |
| Total interest expense | $356,000 | 4,656 |
| Net interest income | $808,000 | 5,174 |
| Provision for loan and lease losses | $35,000 | 3,916 |
| Total noninterest income | $223,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $632,000 | 5,275 |
| Salaries and employee benefits | $370,000 | 4,980 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $364,000 | 4,320 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $356,000 | 3,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $356,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $356,000 | 3,692 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,375,000 | 4,647 |
| Total interest expense | $1,755,000 | 4,426 |
| Net interest income | $3,620,000 | 4,685 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $814,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $498,000 | 3,105 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $316,000 | 4,400 |
| Total noninterest expense | $2,841,000 | 4,781 |
| Salaries and employee benefits | $1,479,000 | 4,883 |
| Premises and equipment expense | $548,000 | 3,790 |
| Additional noninterest expense | $814,000 | 4,991 |
| Pre-tax net operating income | $1,468,000 | 4,177 |
| Securities gains (losses) | $36,000 | 2,779 |
| Applicable income taxes | $31,000 | 6,588 |
| Income before extraordinary items | $1,473,000 | 3,604 |
| Extraordinary gains, net | $-62,000 | 9,155 |
| Net income | $1,411,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $900,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,437,720 | 3,504 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,092,000 | 4,652 |
| Total interest expense | $1,363,000 | 4,449 |
| Net interest income | $2,729,000 | 4,688 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $639,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $384,000 | 3,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 4,344 |
| Total noninterest expense | $2,100,000 | 4,827 |
| Salaries and employee benefits | $1,103,000 | 4,897 |
| Premises and equipment expense | $414,000 | 3,757 |
| Additional noninterest expense | $583,000 | 5,110 |
| Pre-tax net operating income | $1,193,000 | 4,088 |
| Securities gains (losses) | $36,000 | 2,564 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $1,203,000 | 3,498 |
| Extraordinary gains, net | $-62,000 | 9,219 |
| Net income | $1,141,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,895 |
| Cash dividends | $900,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,167,720 | 3,399 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 4,655 |
| Total interest expense | $938,000 | 4,451 |
| Net interest income | $1,827,000 | 4,664 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $443,000 | 4,021 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $255,000 | 3,019 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $188,000 | 4,146 |
| Total noninterest expense | $1,402,000 | 4,807 |
| Salaries and employee benefits | $747,000 | 4,852 |
| Premises and equipment expense | $275,000 | 3,745 |
| Additional noninterest expense | $380,000 | 5,197 |
| Pre-tax net operating income | $838,000 | 3,938 |
| Securities gains (losses) | $36,000 | 2,247 |
| Applicable income taxes | $17,000 | 6,701 |
| Income before extraordinary items | $857,000 | 3,330 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $857,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 9,145 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $821,720 | 3,255 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 4,727 |
| Total interest expense | $476,000 | 4,495 |
| Net interest income | $881,000 | 4,769 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $232,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $127,000 | 2,959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $105,000 | 3,842 |
| Total noninterest expense | $674,000 | 4,926 |
| Salaries and employee benefits | $365,000 | 4,940 |
| Premises and equipment expense | $139,000 | 3,718 |
| Additional noninterest expense | $170,000 | 5,545 |
| Pre-tax net operating income | $424,000 | 3,902 |
| Securities gains (losses) | $36,000 | 1,574 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $452,000 | 3,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,905 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $416,720 | 3,202 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 4,590 |
| Total interest expense | $2,296,000 | 4,378 |
| Net interest income | $3,662,000 | 4,622 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $900,000 | 3,707 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $495,000 | 2,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $405,000 | 3,677 |
| Total noninterest expense | $2,954,000 | 4,514 |
| Salaries and employee benefits | $1,440,000 | 4,842 |
| Premises and equipment expense | $729,000 | 2,897 |
| Additional noninterest expense | $785,000 | 4,990 |
| Pre-tax net operating income | $1,518,000 | 4,084 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $1,517,000 | 3,468 |
| Extraordinary gains, net | $-76,000 | 9,319 |
| Net income | $1,441,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,488,580 | 3,417 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 4,656 |
| Total interest expense | $3,147,000 | 4,554 |
| Net interest income | $3,390,000 | 4,664 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $979,000 | 3,391 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $502,000 | 2,830 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $477,000 | 3,213 |
| Total noninterest expense | $2,629,000 | 4,791 |
| Salaries and employee benefits | $1,290,000 | 5,060 |
| Premises and equipment expense | $594,000 | 3,382 |
| Additional noninterest expense | $745,000 | 5,036 |
| Pre-tax net operating income | $1,728,000 | 3,515 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $32,000 | 7,036 |
| Income before extraordinary items | $1,737,000 | 2,881 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,737,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $1,875,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,696,820 | 2,840 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 4,892 |
| Total interest expense | $3,112,000 | 4,779 |
| Net interest income | $3,253,000 | 4,867 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $812,000 | 3,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,180 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,331 |
| Total noninterest expense | $2,375,000 | 5,036 |
| Salaries and employee benefits | $1,369,000 | 4,702 |
| Premises and equipment expense | $246,000 | 6,112 |
| Additional noninterest expense | $760,000 | 4,901 |
| Pre-tax net operating income | $1,650,000 | 3,790 |
| Securities gains (losses) | $-49,000 | 9,197 |
| Applicable income taxes | $28,000 | 7,665 |
| Income before extraordinary items | $1,573,000 | 3,133 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,573,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,244 |
| Cash dividends | $1,150,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,621,020 | 3,046 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 5,022 |
| Total interest expense | $2,657,000 | 5,030 |
| Net interest income | $3,212,000 | 4,927 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $750,000 | 3,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,438 |
| Total noninterest expense | $2,253,000 | 5,242 |
| Salaries and employee benefits | $1,342,000 | 4,750 |
| Premises and equipment expense | $177,000 | 7,184 |
| Additional noninterest expense | $734,000 | 5,082 |
| Pre-tax net operating income | $1,614,000 | 3,902 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $1,585,000 | 3,110 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,585,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $1,725,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,585,000 | 3,081 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 4,814 |
| Total interest expense | $3,116,000 | 4,578 |
| Net interest income | $3,201,000 | 4,910 |
| Provision for loan and lease losses | $1,075,000 | 912 |
| Total noninterest income | $874,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,056 |
| Total noninterest expense | $2,315,000 | 5,038 |
| Salaries and employee benefits | $1,252,000 | 4,907 |
| Premises and equipment expense | $219,000 | 6,441 |
| Additional noninterest expense | $844,000 | 4,502 |
| Pre-tax net operating income | $685,000 | 6,541 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $681,000 | 5,691 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $681,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 859 |
| Cash dividends | $650,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $671,200 | 5,626 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,054,000 | 5,029 |
| Total interest expense | $2,906,000 | 4,853 |
| Net interest income | $3,148,000 | 5,107 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $844,000 | 3,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,199 |
| Total noninterest expense | $2,084,000 | 5,494 |
| Salaries and employee benefits | $1,061,000 | 5,632 |
| Premises and equipment expense | $189,000 | 7,042 |
| Additional noninterest expense | $834,000 | 4,585 |
| Pre-tax net operating income | $1,763,000 | 3,920 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $464,000 | 4,441 |
| Income before extraordinary items | $1,316,000 | 3,758 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,316,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,303,420 | 3,714 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,707,000 | 5,366 |
| Total interest expense | $2,532,000 | 5,457 |
| Net interest income | $3,175,000 | 5,216 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $585,000 | 4,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $1,942,000 | 6,062 |
| Salaries and employee benefits | $1,096,000 | 5,595 |
| Premises and equipment expense | $199,000 | 7,045 |
| Additional noninterest expense | $647,000 | 6,053 |
| Pre-tax net operating income | $1,698,000 | 3,932 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $556,000 | 3,809 |
| Income before extraordinary items | $1,146,000 | 4,021 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,146,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $1,240,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,143,320 | 3,971 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 5,842 |
| Total interest expense | $2,321,000 | 5,852 |
| Net interest income | $2,855,000 | 5,723 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $503,000 | 5,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $1,709,000 | 6,713 |
| Salaries and employee benefits | $946,000 | 6,312 |
| Premises and equipment expense | $185,000 | 7,503 |
| Additional noninterest expense | $578,000 | 6,668 |
| Pre-tax net operating income | $1,585,000 | 4,257 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $503,000 | 4,177 |
| Income before extraordinary items | $1,067,000 | 4,357 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,067,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $310,000 | 4,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,077,200 | 4,315 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 6,488 |
| Total interest expense | $1,675,000 | 6,401 |
| Net interest income | $2,508,000 | 6,471 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $523,000 | 5,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,065 |
| Total noninterest expense | $1,781,000 | 6,748 |
| Salaries and employee benefits | $894,000 | 6,680 |
| Premises and equipment expense | $217,000 | 7,104 |
| Additional noninterest expense | $670,000 | 6,534 |
| Pre-tax net operating income | $1,250,000 | 5,081 |
| Securities gains (losses) | $-92,000 | 11,480 |
| Applicable income taxes | $338,000 | 5,415 |
| Income before extraordinary items | $820,000 | 5,267 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $820,000 | 5,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $845,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $885,320 | 5,031 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 6,806 |
| Total interest expense | $1,599,000 | 6,881 |
| Net interest income | $2,462,000 | 6,622 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $429,000 | 6,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,573,000 | 7,584 |
| Salaries and employee benefits | $798,000 | 7,338 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $628,000 | 7,097 |
| Pre-tax net operating income | $1,268,000 | 4,970 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $358,000 | 5,405 |
| Income before extraordinary items | $920,000 | 5,008 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $920,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $475,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $912,800 | 4,816 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 7,556 |
| Total interest expense | $1,737,000 | 7,797 |
| Net interest income | $2,226,000 | 7,185 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $356,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,318,000 | 8,605 |
| Salaries and employee benefits | $681,000 | 8,134 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $513,000 | 8,331 |
| Pre-tax net operating income | $1,044,000 | 5,459 |
| Securities gains (losses) | $118,000 | 2,739 |
| Applicable income taxes | $294,000 | 6,016 |
| Income before extraordinary items | $868,000 | 5,052 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $868,000 | 5,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $779,500 | 5,150 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.