Home > Dairy State Bank > Assets and Liabilities
Dairy State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $64,669,000 | 6,012 |
| Cash and due from depository institutions | $2,253,000 | 5,321 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $845,000 | 10,098 |
| Federal funds sold & reverse repurchase agreements | $12,375,000 | 1,386 |
| Net loans & leases | $45,995,000 | 5,215 |
| Loan loss allowance | $415,000 | 6,272 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,656,000 | 3,034 |
| Other real estate owned | $0 | 5,321 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $545,000 | 7,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,669,000 | 6,012 |
| Total liabilities | $58,738,000 | 5,945 |
| Total deposits | $58,281,000 | 5,743 |
| Interest-bearing deposits | $47,213,000 | 5,929 |
| Deposits held in domestic offices | $58,281,000 | 5,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $457,000 | 6,057 |
| Total equity capital | $5,931,000 | 6,414 |
| Total bank equity capital | $5,931,000 | 6,414 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $2,700,000 | 4,499 |
| Undivided profits | $2,931,000 | 5,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $297,000 | 6,607 |
| Earning assets | $59,215,000 | 6,010 |
| Long-term assets (5+ years) | $686,000 | 8,600 |
| Average Assets, year-to-date | $61,256,800 | 5,999 |
| Average Assets, quarterly | $63,550,500 | 5,999 |
| Volatile liabilities | $1,917,000 | 9,065 |
| Insider loans | $224,000 | 6,998 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,232,000 | 984 |
| Unused loan commitments | $5,391,000 | 5,144 |
| Tier 1 (core) risk-based capital | $5,931,000 | 6,238 |
| Tier 2 risk-based capital | $415,000 | 5,872 |
| Total risk weighted assets | $44,833,900 | 5,477 |
| Total unused commitments | $5,391,000 | 5,151 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $57,828,000 | 6,502 |
| Cash and due from depository institutions | $2,875,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $1,979,000 | 10,337 |
| Federal funds sold & reverse repurchase agreements | $4,791,000 | 2,822 |
| Net loans & leases | $44,766,000 | 5,392 |
| Loan loss allowance | $410,000 | 6,466 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,935,000 | 2,690 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $482,000 | 8,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,828,000 | 6,502 |
| Total liabilities | $52,437,000 | 6,441 |
| Total deposits | $52,048,000 | 6,250 |
| Interest-bearing deposits | $41,885,000 | 6,489 |
| Deposits held in domestic offices | $52,048,000 | 6,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $389,000 | 6,829 |
| Total equity capital | $5,391,000 | 6,836 |
| Total bank equity capital | $5,391,000 | 6,836 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $2,700,000 | 4,478 |
| Undivided profits | $2,391,000 | 6,673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $275,000 | 7,146 |
| Earning assets | $51,536,000 | 6,595 |
| Long-term assets (5+ years) | $1,194,000 | 8,334 |
| Average Assets, year-to-date | $54,948,400 | 6,518 |
| Average Assets, quarterly | $56,384,500 | 6,553 |
| Volatile liabilities | $1,381,000 | 9,838 |
| Insider loans | $212,000 | 7,363 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $687,000 | 947 |
| Unused loan commitments | $4,629,000 | 5,375 |
| Tier 1 (core) risk-based capital | $5,391,000 | 6,693 |
| Tier 2 risk-based capital | $410,000 | 5,905 |
| Total risk weighted assets | $42,381,500 | 5,712 |
| Total unused commitments | $4,629,000 | 5,380 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $53,160,000 | 7,008 |
| Cash and due from depository institutions | $1,514,000 | 5,680 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $4,595,000 | 9,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $44,584,000 | 5,451 |
| Loan loss allowance | $383,000 | 6,966 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,940,000 | 3,870 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $527,000 | 8,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,160,000 | 7,008 |
| Total liabilities | $48,200,000 | 6,966 |
| Total deposits | $47,627,000 | 6,804 |
| Interest-bearing deposits | $38,638,000 | 7,032 |
| Deposits held in domestic offices | $47,627,000 | 6,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $198,000 | 3,658 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $375,000 | 7,052 |
| Total equity capital | $4,960,000 | 7,267 |
| Total bank equity capital | $4,960,000 | 7,267 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $2,700,000 | 4,549 |
| Undivided profits | $1,960,000 | 7,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 5,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $305,000 | 6,832 |
| Earning assets | $49,179,000 | 6,960 |
| Long-term assets (5+ years) | $1,862,000 | 7,915 |
| Average Assets, year-to-date | $50,434,200 | 7,033 |
| Average Assets, quarterly | $52,617,000 | 6,988 |
| Volatile liabilities | $1,175,000 | 10,337 |
| Insider loans | $282,000 | 6,990 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $716,000 | 858 |
| Unused loan commitments | $4,973,000 | 5,092 |
| Tier 1 (core) risk-based capital | $4,970,000 | 7,168 |
| Tier 2 risk-based capital | $383,000 | 6,295 |
| Total risk weighted assets | $41,071,300 | 5,870 |
| Total unused commitments | $4,973,000 | 5,106 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $49,487,000 | 7,451 |
| Cash and due from depository institutions | $1,703,000 | 6,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $10,100,000 | 8,258 |
| Federal funds sold & reverse repurchase agreements | $1,307,000 | 6,716 |
| Net loans & leases | $35,200,000 | 6,350 |
| Loan loss allowance | $355,000 | 7,440 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $588,000 | 7,822 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $589,000 | 8,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,487,000 | 7,451 |
| Total liabilities | $44,990,000 | 7,387 |
| Total deposits | $44,598,000 | 7,245 |
| Interest-bearing deposits | $35,810,000 | 7,529 |
| Deposits held in domestic offices | $44,598,000 | 7,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $392,000 | 7,241 |
| Total equity capital | $4,497,000 | 7,824 |
| Total bank equity capital | $4,497,000 | 7,824 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $2,700,000 | 4,527 |
| Undivided profits | $1,497,000 | 8,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $253,000 | 7,864 |
| Earning assets | $46,607,000 | 7,338 |
| Long-term assets (5+ years) | $700,000 | 9,406 |
| Average Assets, year-to-date | $48,615,800 | 7,338 |
| Average Assets, quarterly | $49,177,000 | 7,424 |
| Volatile liabilities | $565,000 | 11,359 |
| Insider loans | $293,000 | 7,104 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $57,000 | 1,521 |
| Unused loan commitments | $3,660,000 | 5,808 |
| Tier 1 (core) risk-based capital | $4,488,000 | 7,706 |
| Tier 2 risk-based capital | $355,000 | 6,658 |
| Total risk weighted assets | $32,082,100 | 6,906 |
| Total unused commitments | $3,660,000 | 5,820 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $49,623,000 | 7,542 |
| Cash and due from depository institutions | $2,162,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,271,000 | 7,326 |
| Federal funds sold & reverse repurchase agreements | $1,706,000 | 4,149 |
| Net loans & leases | $30,209,000 | 6,988 |
| Loan loss allowance | $326,000 | 8,042 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $545,000 | 8,222 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $730,000 | 8,095 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,623,000 | 7,542 |
| Total liabilities | $45,386,000 | 7,474 |
| Total deposits | $45,143,000 | 7,295 |
| Interest-bearing deposits | $36,775,000 | 7,486 |
| Deposits held in domestic offices | $45,143,000 | 7,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $243,000 | 8,215 |
| Total equity capital | $4,237,000 | 7,917 |
| Total bank equity capital | $4,237,000 | 7,917 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $1,437,000 | 8,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $243,000 | 7,596 |
| Earning assets | $46,186,000 | 7,451 |
| Long-term assets (5+ years) | $783,000 | 9,746 |
| Average Assets, year-to-date | $48,741,400 | 7,500 |
| Average Assets, quarterly | $49,242,500 | 7,542 |
| Volatile liabilities | $540,000 | 11,805 |
| Insider loans | $213,000 | 8,026 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,109,000 | 6,253 |
| Tier 1 (core) risk-based capital | $4,237,000 | 7,994 |
| Tier 2 risk-based capital | $326,000 | 7,132 |
| Total risk weighted assets | $28,539,500 | 7,460 |
| Total unused commitments | $3,109,000 | 6,264 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $48,660,000 | 7,875 |
| Cash and due from depository institutions | $4,349,000 | 7,545 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,363,000 | 7,611 |
| Federal funds sold & reverse repurchase agreements | $1,423,000 | 6,867 |
| Net loans & leases | $26,692,000 | 7,511 |
| Loan loss allowance | $301,000 | 8,656 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $593,000 | 8,158 |
| Other real estate owned | $654,000 | 7,545 |
| Goodwill and other intangibles | $1,000 | 3,065 |
| All other assets | $585,000 | 8,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,660,000 | 7,875 |
| Total liabilities | $44,800,000 | 7,795 |
| Total deposits | $44,514,000 | 7,648 |
| Interest-bearing deposits | $37,052,000 | 7,775 |
| Deposits held in domestic offices | $44,514,000 | 7,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $286,000 | 7,765 |
| Total equity capital | $3,860,000 | 8,564 |
| Total bank equity capital | $3,860,000 | 8,564 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $2,200,000 | 5,168 |
| Undivided profits | $1,360,000 | 8,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $918,000 | 3,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $188,000 | 8,444 |
| Earning assets | $42,478,000 | 8,079 |
| Long-term assets (5+ years) | $844,000 | 10,175 |
| Average Assets, year-to-date | $47,311,000 | 7,863 |
| Average Assets, quarterly | $48,390,500 | 7,843 |
| Volatile liabilities | $755,000 | 11,847 |
| Insider loans | $227,000 | 8,001 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $51,000 | 1,632 |
| Unused loan commitments | $4,035,000 | 5,481 |
| Tier 1 (core) risk-based capital | $3,859,000 | 8,476 |
| Tier 2 risk-based capital | $301,000 | 7,561 |
| Total risk weighted assets | $26,851,200 | 7,786 |
| Total unused commitments | $4,035,000 | 5,502 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $47,668,000 | 8,120 |
| Cash and due from depository institutions | $2,038,000 | 7,484 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,003,000 | 7,665 |
| Federal funds sold & reverse repurchase agreements | $4,490,000 | 3,612 |
| Net loans & leases | $25,182,000 | 7,864 |
| Loan loss allowance | $290,000 | 8,975 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $663,000 | 7,837 |
| Other real estate owned | $681,000 | 7,484 |
| Goodwill and other intangibles | $1,000 | 3,076 |
| All other assets | $610,000 | 8,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,668,000 | 8,120 |
| Total liabilities | $44,085,000 | 8,041 |
| Total deposits | $43,802,000 | 7,889 |
| Interest-bearing deposits | $36,657,000 | 8,048 |
| Deposits held in domestic offices | $43,802,000 | 7,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $283,000 | 8,505 |
| Total equity capital | $3,583,000 | 8,823 |
| Total bank equity capital | $3,583,000 | 8,823 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $2,200,000 | 5,070 |
| Undivided profits | $1,083,000 | 9,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 7,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $164,000 | 9,627 |
| Earning assets | $43,675,000 | 8,076 |
| Long-term assets (5+ years) | $484,000 | 11,026 |
| Average Assets, year-to-date | $44,956,000 | 8,257 |
| Average Assets, quarterly | $46,276,500 | 8,210 |
| Volatile liabilities | $932,000 | 11,909 |
| Insider loans | $165,000 | 4,421 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,069,000 | 6,027 |
| Tier 1 (core) risk-based capital | $3,582,000 | 8,749 |
| Tier 2 risk-based capital | $290,000 | 7,775 |
| Total risk weighted assets | $24,952,800 | 8,269 |
| Total unused commitments | $3,069,000 | 6,054 |
| Derivatives | $0 | 651 |