Home > Dacotah Bank - Valley City > Income and Expense
Dacotah Bank - Valley City, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 4,870 |
| Total interest expense | $365,000 | 4,936 |
| Net interest income | $956,000 | 4,759 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $229,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,768 |
| Total noninterest expense | $630,000 | 5,353 |
| Salaries and employee benefits | $408,000 | 4,761 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $555,000 | 3,411 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $216,000 | 2,474 |
| Income before extraordinary items | $339,000 | 4,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $339,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,582 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $339,000 | 4,001 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 4,845 |
| Total interest expense | $1,340,000 | 4,811 |
| Net interest income | $3,665,000 | 4,758 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $760,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $274,000 | 4,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $486,000 | 3,360 |
| Total noninterest expense | $2,558,000 | 5,224 |
| Salaries and employee benefits | $1,519,000 | 4,903 |
| Premises and equipment expense | $216,000 | 6,573 |
| Additional noninterest expense | $823,000 | 4,995 |
| Pre-tax net operating income | $1,852,000 | 3,716 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $780,000 | 2,573 |
| Income before extraordinary items | $1,071,000 | 4,514 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,071,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,071,640 | 4,441 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 4,868 |
| Total interest expense | $982,000 | 4,831 |
| Net interest income | $2,721,000 | 4,776 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $570,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $212,000 | 4,482 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $358,000 | 3,398 |
| Total noninterest expense | $1,841,000 | 5,337 |
| Salaries and employee benefits | $1,204,000 | 4,668 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $477,000 | 5,777 |
| Pre-tax net operating income | $1,435,000 | 3,680 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $590,000 | 2,594 |
| Income before extraordinary items | $845,000 | 4,463 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $845,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,336 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $845,000 | 4,383 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 4,934 |
| Total interest expense | $641,000 | 4,906 |
| Net interest income | $1,788,000 | 4,827 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $402,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $136,000 | 4,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $266,000 | 3,198 |
| Total noninterest expense | $1,263,000 | 5,257 |
| Salaries and employee benefits | $788,000 | 4,772 |
| Premises and equipment expense | $93,000 | 6,933 |
| Additional noninterest expense | $382,000 | 5,225 |
| Pre-tax net operating income | $912,000 | 3,763 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $371,000 | 2,694 |
| Income before extraordinary items | $541,000 | 4,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $541,000 | 4,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,480 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $541,000 | 4,443 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 5,002 |
| Total interest expense | $327,000 | 4,912 |
| Net interest income | $872,000 | 4,903 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $110,000 | 3,509 |
| Total noninterest expense | $615,000 | 5,367 |
| Salaries and employee benefits | $402,000 | 4,720 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $419,000 | 3,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $170,000 | 2,851 |
| Income before extraordinary items | $249,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,610 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $249,000 | 4,648 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,024,000 | 4,878 |
| Total interest expense | $1,555,000 | 4,766 |
| Net interest income | $3,469,000 | 4,832 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $659,000 | 4,716 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $288,000 | 4,396 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $371,000 | 4,113 |
| Total noninterest expense | $2,500,000 | 5,211 |
| Salaries and employee benefits | $1,396,000 | 5,101 |
| Premises and equipment expense | $251,000 | 6,171 |
| Additional noninterest expense | $853,000 | 4,829 |
| Pre-tax net operating income | $1,588,000 | 3,976 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $724,000 | 2,730 |
| Income before extraordinary items | $864,000 | 5,042 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $864,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-268,000 | 9,137 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $864,000 | 4,885 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 4,912 |
| Total interest expense | $1,202,000 | 4,817 |
| Net interest income | $2,594,000 | 4,839 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $494,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $223,000 | 4,341 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 4,222 |
| Total noninterest expense | $1,827,000 | 5,282 |
| Salaries and employee benefits | $991,000 | 5,280 |
| Premises and equipment expense | $184,000 | 6,226 |
| Additional noninterest expense | $652,000 | 4,720 |
| Pre-tax net operating income | $1,221,000 | 4,019 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $550,000 | 2,846 |
| Income before extraordinary items | $671,000 | 5,098 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $671,000 | 5,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-252,000 | 9,182 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $671,000 | 4,917 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 4,877 |
| Total interest expense | $821,000 | 4,851 |
| Net interest income | $1,763,000 | 4,779 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $306,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $146,000 | 4,360 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $160,000 | 4,459 |
| Total noninterest expense | $1,194,000 | 5,347 |
| Salaries and employee benefits | $655,000 | 5,325 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $470,000 | 4,444 |
| Pre-tax net operating income | $835,000 | 3,946 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $358,000 | 2,918 |
| Income before extraordinary items | $477,000 | 4,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $477,000 | 4,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-255,000 | 9,224 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $477,000 | 4,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 5,072 |
| Total interest expense | $418,000 | 4,901 |
| Net interest income | $810,000 | 5,053 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $159,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 4,149 |
| Total noninterest expense | $611,000 | 5,274 |
| Salaries and employee benefits | $336,000 | 5,243 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $328,000 | 4,562 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $144,000 | 3,290 |
| Income before extraordinary items | $184,000 | 5,527 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 9,185 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $184,000 | 5,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 5,130 |
| Total interest expense | $1,874,000 | 5,026 |
| Net interest income | $3,199,000 | 5,082 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $485,000 | 5,297 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $247,000 | 4,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 4,693 |
| Total noninterest expense | $2,668,000 | 4,860 |
| Salaries and employee benefits | $1,328,000 | 5,125 |
| Premises and equipment expense | $320,000 | 5,360 |
| Additional noninterest expense | $1,020,000 | 4,116 |
| Pre-tax net operating income | $866,000 | 5,575 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $488,000 | 3,492 |
| Income before extraordinary items | $388,000 | 6,904 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $388,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 9,239 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $381,600 | 6,802 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 8,717 |
| Total interest expense | $608,000 | 8,811 |
| Net interest income | $906,000 | 8,455 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $72,000 | 7,129 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $695,000 | 8,694 |
| Salaries and employee benefits | $346,000 | 8,862 |
| Premises and equipment expense | $68,000 | 8,826 |
| Additional noninterest expense | $281,000 | 7,994 |
| Pre-tax net operating income | $253,000 | 7,620 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $128,000 | 5,682 |
| Income before extraordinary items | $125,000 | 8,189 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $125,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,298,000 | 170 |
| Net operating income | $125,000 | 8,077 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,789,000 | 5,212 |
| Total interest expense | $2,333,000 | 5,787 |
| Net interest income | $3,456,000 | 4,646 |
| Provision for loan and lease losses | $500,000 | 1,862 |
| Total noninterest income | $639,000 | 4,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 3,146 |
| Total noninterest expense | $2,041,000 | 5,606 |
| Salaries and employee benefits | $1,263,000 | 4,993 |
| Premises and equipment expense | $252,000 | 6,019 |
| Additional noninterest expense | $526,000 | 6,235 |
| Pre-tax net operating income | $1,554,000 | 3,980 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $530,000 | 3,351 |
| Income before extraordinary items | $1,024,000 | 4,311 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,024,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,582 |
| Cash dividends | $389,000 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,024,000 | 4,316 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 5,218 |
| Total interest expense | $2,206,000 | 5,643 |
| Net interest income | $3,312,000 | 4,819 |
| Provision for loan and lease losses | $875,000 | 1,096 |
| Total noninterest income | $437,000 | 5,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,605 |
| Total noninterest expense | $1,801,000 | 6,084 |
| Salaries and employee benefits | $1,224,000 | 5,094 |
| Premises and equipment expense | $203,000 | 6,771 |
| Additional noninterest expense | $374,000 | 7,500 |
| Pre-tax net operating income | $1,073,000 | 5,095 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $353,000 | 4,451 |
| Income before extraordinary items | $720,000 | 5,385 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $720,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,517,000 | 532 |
| Cash dividends | $369,000 | 4,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $720,000 | 5,353 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,607,000 | 5,231 |
| Total interest expense | $2,194,000 | 5,848 |
| Net interest income | $3,413,000 | 4,688 |
| Provision for loan and lease losses | $782,000 | 1,204 |
| Total noninterest income | $261,000 | 6,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,670,000 | 6,285 |
| Salaries and employee benefits | $1,156,000 | 5,217 |
| Premises and equipment expense | $152,000 | 7,600 |
| Additional noninterest expense | $362,000 | 7,546 |
| Pre-tax net operating income | $1,222,000 | 4,828 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $392,000 | 4,475 |
| Income before extraordinary items | $830,000 | 5,075 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $830,000 | 5,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,607 |
| Cash dividends | $410,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $830,000 | 4,991 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 5,469 |
| Total interest expense | $2,095,000 | 6,090 |
| Net interest income | $3,326,000 | 4,913 |
| Provision for loan and lease losses | $229,000 | 3,163 |
| Total noninterest income | $271,000 | 6,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $1,585,000 | 6,562 |
| Salaries and employee benefits | $1,122,000 | 5,384 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $347,000 | 7,834 |
| Pre-tax net operating income | $1,783,000 | 3,890 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $575,000 | 3,803 |
| Income before extraordinary items | $1,208,000 | 4,027 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,208,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,267 |
| Cash dividends | $410,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,208,000 | 3,963 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 6,004 |
| Total interest expense | $2,000,000 | 6,411 |
| Net interest income | $2,929,000 | 5,535 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,490,000 | 7,136 |
| Salaries and employee benefits | $1,045,000 | 5,813 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $335,000 | 8,520 |
| Pre-tax net operating income | $1,464,000 | 4,424 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $451,000 | 4,493 |
| Income before extraordinary items | $1,019,000 | 4,419 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,019,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,401 |
| Cash dividends | $410,000 | 3,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,014,860 | 4,380 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 6,468 |
| Total interest expense | $1,813,000 | 6,867 |
| Net interest income | $2,682,000 | 5,992 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $264,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $1,448,000 | 7,436 |
| Salaries and employee benefits | $993,000 | 6,101 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $321,000 | 9,019 |
| Pre-tax net operating income | $1,373,000 | 4,768 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $396,000 | 4,985 |
| Income before extraordinary items | $977,000 | 4,696 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $977,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,724 |
| Cash dividends | $410,000 | 3,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $977,000 | 4,668 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,143,000 | 6,532 |
| Total interest expense | $1,526,000 | 6,823 |
| Net interest income | $2,617,000 | 6,235 |
| Provision for loan and lease losses | $263,000 | 2,499 |
| Total noninterest income | $482,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 4,063 |
| Total noninterest expense | $1,504,000 | 7,580 |
| Salaries and employee benefits | $957,000 | 6,320 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $393,000 | 8,895 |
| Pre-tax net operating income | $1,332,000 | 4,849 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $362,000 | 5,127 |
| Income before extraordinary items | $973,000 | 4,625 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $973,000 | 4,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $348,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $970,810 | 4,676 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 6,991 |
| Total interest expense | $1,461,000 | 7,334 |
| Net interest income | $2,434,000 | 6,665 |
| Provision for loan and lease losses | $113,000 | 5,452 |
| Total noninterest income | $248,000 | 8,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,427,000 | 8,084 |
| Salaries and employee benefits | $914,000 | 6,632 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $347,000 | 9,875 |
| Pre-tax net operating income | $1,142,000 | 5,362 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $333,000 | 5,697 |
| Income before extraordinary items | $851,000 | 5,301 |
| Extraordinary gains, net | $13,000 | 2,867 |
| Net income | $864,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $348,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $820,760 | 5,224 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 7,170 |
| Total interest expense | $1,809,000 | 7,589 |
| Net interest income | $2,454,000 | 6,686 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $204,000 | 9,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $1,464,000 | 8,052 |
| Salaries and employee benefits | $845,000 | 6,968 |
| Premises and equipment expense | $168,000 | 8,608 |
| Additional noninterest expense | $451,000 | 8,958 |
| Pre-tax net operating income | $1,094,000 | 5,287 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $349,000 | 5,368 |
| Income before extraordinary items | $785,000 | 5,443 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $785,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $348,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $757,400 | 5,253 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.