Home > Dacotah Bank > Income and Expense
Dacotah Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 5,390 |
| Total interest expense | $2,801,000 | 5,077 |
| Net interest income | $2,871,000 | 5,630 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $168,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $1,293,000 | 7,680 |
| Salaries and employee benefits | $591,000 | 8,198 |
| Premises and equipment expense | $169,000 | 7,642 |
| Additional noninterest expense | $533,000 | 6,810 |
| Pre-tax net operating income | $1,746,000 | 3,822 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $621,000 | 3,488 |
| Income before extraordinary items | $1,125,000 | 4,085 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,125,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-407,000 | 11,405 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,125,000 | 4,029 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,249,000 | 5,786 |
| Total interest expense | $2,607,000 | 5,382 |
| Net interest income | $2,642,000 | 6,062 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $180,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,336 |
| Total noninterest expense | $1,367,000 | 7,684 |
| Salaries and employee benefits | $588,000 | 8,439 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $631,000 | 6,326 |
| Pre-tax net operating income | $1,455,000 | 4,570 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $500,000 | 4,196 |
| Income before extraordinary items | $955,000 | 4,773 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $955,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $750,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $955,000 | 4,767 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 5,842 |
| Total interest expense | $2,197,000 | 5,162 |
| Net interest income | $2,611,000 | 6,247 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $185,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,437,000 | 7,801 |
| Salaries and employee benefits | $550,000 | 8,959 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $718,000 | 6,197 |
| Pre-tax net operating income | $1,239,000 | 5,116 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $412,000 | 4,665 |
| Income before extraordinary items | $828,000 | 5,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $828,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-145,000 | 12,332 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $827,330 | 5,288 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,855 |
| Total interest expense | $2,457,000 | 4,903 |
| Net interest income | $2,470,000 | 6,605 |
| Provision for loan and lease losses | $560,000 | 1,944 |
| Total noninterest income | $247,000 | 8,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,444 |
| Total noninterest expense | $1,496,000 | 7,849 |
| Salaries and employee benefits | $606,000 | 8,751 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $734,000 | 6,337 |
| Pre-tax net operating income | $661,000 | 7,568 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $144,000 | 8,778 |
| Income before extraordinary items | $517,000 | 7,411 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $517,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 2,179 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $517,000 | 7,169 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 5,825 |
| Total interest expense | $3,185,000 | 4,904 |
| Net interest income | $2,397,000 | 6,800 |
| Provision for loan and lease losses | $1,078,000 | 1,749 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $1,433,000 | 8,166 |
| Salaries and employee benefits | $591,000 | 8,886 |
| Premises and equipment expense | $159,000 | 8,856 |
| Additional noninterest expense | $683,000 | 6,863 |
| Pre-tax net operating income | $124,000 | 11,768 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-57,000 | 13,518 |
| Income before extraordinary items | $181,000 | 10,856 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $181,000 | 10,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $894,000 | 1,675 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $181,000 | 10,521 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.