Home > Dacotah Bank > Income and Expense
Dacotah Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,740,000 | 6,164 |
Total interest expense | $2,345,000 | 5,765 |
Net interest income | $2,395,000 | 6,390 |
Provision for loan and lease losses | $188,000 | 3,558 |
Total noninterest income | $568,000 | 4,728 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $337,000 | 3,878 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $231,000 | 4,763 |
Total noninterest expense | $1,928,000 | 6,092 |
Salaries and employee benefits | $915,000 | 6,395 |
Premises and equipment expense | $283,000 | 5,797 |
Additional noninterest expense | $730,000 | 5,571 |
Pre-tax net operating income | $847,000 | 6,307 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $312,000 | 5,714 |
Income before extraordinary items | $535,000 | 6,660 |
Extraordinary gains, net | $0 | 53 |
Net income | $535,000 | 6,663 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 6,149 |
Cash dividends | $120,000 | 6,384 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $535,000 | 6,600 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,400,000 | 6,565 |
Total interest expense | $2,064,000 | 6,333 |
Net interest income | $2,336,000 | 6,609 |
Provision for loan and lease losses | $165,000 | 3,441 |
Total noninterest income | $549,000 | 4,865 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $303,000 | 4,267 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $246,000 | 4,530 |
Total noninterest expense | $1,873,000 | 6,295 |
Salaries and employee benefits | $868,000 | 6,716 |
Premises and equipment expense | $272,000 | 6,038 |
Additional noninterest expense | $733,000 | 5,638 |
Pre-tax net operating income | $847,000 | 6,660 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $308,000 | 5,904 |
Income before extraordinary items | $539,000 | 6,971 |
Extraordinary gains, net | $0 | 65 |
Net income | $539,000 | 6,970 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 5,662 |
Cash dividends | $40,000 | 7,961 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $539,000 | 6,949 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,744,000 | 7,009 |
Total interest expense | $1,582,000 | 6,641 |
Net interest income | $2,162,000 | 7,165 |
Provision for loan and lease losses | $90,000 | 4,765 |
Total noninterest income | $542,000 | 4,984 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $315,000 | 4,188 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $227,000 | 4,856 |
Total noninterest expense | $1,844,000 | 6,578 |
Salaries and employee benefits | $830,000 | 7,047 |
Premises and equipment expense | $280,000 | 6,002 |
Additional noninterest expense | $734,000 | 6,101 |
Pre-tax net operating income | $770,000 | 7,031 |
Securities gains (losses) | $1,000 | 3,293 |
Applicable income taxes | $249,000 | 6,553 |
Income before extraordinary items | $522,000 | 7,135 |
Extraordinary gains, net | $0 | 249 |
Net income | $522,000 | 7,144 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $312,000 | 1,853 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $521,320 | 7,189 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,709,000 | 7,245 |
Total interest expense | $1,678,000 | 6,683 |
Net interest income | $2,031,000 | 7,580 |
Provision for loan and lease losses | $735,000 | 1,609 |
Total noninterest income | $475,000 | 5,794 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $310,000 | 4,297 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $165,000 | 6,257 |
Total noninterest expense | $1,771,000 | 6,974 |
Salaries and employee benefits | $738,000 | 7,725 |
Premises and equipment expense | $290,000 | 6,016 |
Additional noninterest expense | $743,000 | 6,283 |
Pre-tax net operating income | $0 | 12,389 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-17,000 | 12,817 |
Income before extraordinary items | $17,000 | 12,439 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $17,000 | 12,460 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $504,000 | 1,756 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $17,000 | 12,306 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,949,000 | 7,577 |
Total interest expense | $2,170,000 | 6,696 |
Net interest income | $1,779,000 | 8,405 |
Provision for loan and lease losses | $310,000 | 4,033 |
Total noninterest income | $429,000 | 6,277 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $268,000 | 4,862 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $161,000 | 6,391 |
Total noninterest expense | $1,673,000 | 7,336 |
Salaries and employee benefits | $766,000 | 7,490 |
Premises and equipment expense | $312,000 | 5,807 |
Additional noninterest expense | $595,000 | 7,557 |
Pre-tax net operating income | $225,000 | 10,839 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $59,000 | 11,011 |
Income before extraordinary items | $166,000 | 11,048 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $166,000 | 11,142 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $261,000 | 3,626 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $166,000 | 10,715 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.