D&N Bank, Loan Charge- Offs and Recoveries
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,609,000 | 307 |
| Loans secured by real estate, total | $2,728,000 | 106 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $2,728,000 | 106 |
| Construction and land development | $58,000 | 229 |
| Secured by farmland | $0 | 351 |
| Total charge-offs secured by 1-4 family residential properties | $216,000 | 445 |
| Secured by multifamily residential properties | $144,000 | 68 |
| Secured by nonfarm nonresidential properties | $2,310,000 | 32 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 27 |
| To foreign banks | $0 | 23 |
| Loans to finance agricultural production and other loans to farmers | $0 | 203 |
| Commercial and industrial loans | $199,000 | 1,469 |
| Loans to individuals | $2,682,000 | 284 |
| Credit card loan charge offs | $156,000 | 441 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,526,000 | 199 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 281 |
| Lease financing receivables | $0 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,060,000 | 372 |
| Loans secured by real estate, total | $588,000 | 176 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $588,000 | 176 |
| Construction and land development | $0 | 429 |
| Secured by farmland | $0 | 418 |
| Secured by 1-4 family residential properties - total recoveries | $66,000 | 425 |
| Secured by multifamily residential properties | $0 | 246 |
| Secured by nonfarm nonresidential properties | $522,000 | 104 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 208 |
| Commercial and industrial loans | $28,000 | 2,217 |
| Loans to individuals | $444,000 | 346 |
| Credit card loan recoveries | $24,000 | 488 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $420,000 | 274 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 282 |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,549,000 | 284 |
| Loans secured by real estate, total | $2,140,000 | 99 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,140,000 | 99 |
| Construction and land development | $58,000 | 193 |
| Secured by farmland | $0 | 293 |
| Secured by 1-4 family residential properties- net charge-offs | $150,000 | 468 |
| Secured by multifamily residential properties | $144,000 | 53 |
| Secured by nonfarm nonresidential properties | $1,788,000 | 24 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 25 |
| To foreign banks | $0 | 22 |
| Loans to finance agricultural production and other loans to farmers | $0 | 165 |
| Commercial and industrial loans | $171,000 | 1,310 |
| To non-U.S. addressees | $0 | 35 |
| Loans to individuals | $2,238,000 | 262 |
| Credit card loan net charge offs | $132,000 | 427 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,106,000 | 174 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 248 |
| Lease financing receivables | $0 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,417,000 | 421 |
| Loans secured by real estate, total | $1,395,000 | 203 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,395,000 | 203 |
| Construction and land development | $0 | 630 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $342,000 | 332 |
| Secured by multifamily residential properties | $0 | 335 |
| Secured by nonfarm nonresidential properties | $1,053,000 | 93 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $15,000 | 4,932 |
| Loans to individuals | $2,007,000 | 358 |
| Credit card loan charge offs | $79,000 | 690 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,928,000 | 242 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $363,000 | 755 |
| Loans secured by real estate, total | $36,000 | 1,191 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $36,000 | 1,191 |
| Construction and land development | $0 | 460 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $21,000 | 946 |
| Secured by multifamily residential properties | $0 | 272 |
| Secured by nonfarm nonresidential properties | $15,000 | 793 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,193 |
| Loans to individuals | $327,000 | 412 |
| Credit card loan recoveries | $20,000 | 545 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $307,000 | 331 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,054,000 | 372 |
| Loans secured by real estate, total | $1,359,000 | 160 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,359,000 | 158 |
| Construction and land development | $0 | 552 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $321,000 | 278 |
| Secured by multifamily residential properties | $0 | 283 |
| Secured by nonfarm nonresidential properties | $1,038,000 | 58 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $15,000 | 4,039 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,680,000 | 331 |
| Credit card loan net charge offs | $59,000 | 728 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,621,000 | 216 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,944,000 | 624 |
| Loans secured by real estate, total | $431,000 | 554 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $431,000 | 553 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $394,000 | 340 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $37,000 | 954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,990 |
| Loans to individuals | $1,513,000 | 445 |
| Credit card loan charge offs | $132,000 | 579 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,381,000 | 330 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $340,000 | 873 |
| Loans secured by real estate, total | $33,000 | 1,402 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $33,000 | 1,402 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $33,000 | 807 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $307,000 | 450 |
| Credit card loan recoveries | $13,000 | 702 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $294,000 | 356 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,604,000 | 578 |
| Loans secured by real estate, total | $398,000 | 437 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $398,000 | 435 |
| Construction and land development | $0 | 590 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $361,000 | 299 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $37,000 | 749 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,606 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,206,000 | 438 |
| Credit card loan net charge offs | $119,000 | 557 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,087,000 | 317 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,530,000 | 849 |
| Loans secured by real estate, total | $371,000 | 748 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $371,000 | 748 |
| Construction and land development | $40,000 | 369 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $331,000 | 436 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $1,159,000 | 554 |
| Credit card loan charge offs | $89,000 | 748 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,070,000 | 432 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,391,000 | 394 |
| Loans secured by real estate, total | $1,123,000 | 166 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,123,000 | 166 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $25,000 | 1,038 |
| Secured by multifamily residential properties | $114,000 | 102 |
| Secured by nonfarm nonresidential properties | $984,000 | 108 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $268,000 | 566 |
| Credit card loan recoveries | $6,000 | 1,115 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $262,000 | 465 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $139,000 | 3,313 |
| Loans secured by real estate, total | $-752,000 | 11,409 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-752,000 | 11,434 |
| Construction and land development | $40,000 | 312 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $306,000 | 386 |
| Secured by multifamily residential properties | $-114,000 | 11,406 |
| Secured by nonfarm nonresidential properties | $-984,000 | 11,416 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $891,000 | 536 |
| Credit card loan net charge offs | $83,000 | 711 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $808,000 | 398 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,187,000 | 683 |
| Loans secured by real estate, total | $1,272,000 | 408 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,272,000 | 406 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $252,000 | 576 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,020,000 | 243 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $915,000 | 578 |
| Credit card loan charge offs | $54,000 | 920 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $861,000 | 434 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,519,000 | 392 |
| Loans secured by real estate, total | $1,172,000 | 168 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,172,000 | 166 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $927,000 | 51 |
| Secured by multifamily residential properties | $245,000 | 64 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $347,000 | 489 |
| Credit card loan recoveries | $1,000 | 2,129 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $346,000 | 395 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $668,000 | 1,150 |
| Loans secured by real estate, total | $100,000 | 1,399 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 1,397 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $-675,000 | 11,967 |
| Secured by multifamily residential properties | $-245,000 | 11,947 |
| Secured by nonfarm nonresidential properties | $1,020,000 | 199 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $568,000 | 610 |
| Credit card loan net charge offs | $53,000 | 829 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $515,000 | 440 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,993,000 | 475 |
| Loans secured by real estate, total | $3,236,000 | 252 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,236,000 | 252 |
| Construction and land development | $7,000 | 850 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $118,000 | 1,035 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $3,111,000 | 133 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $757,000 | 581 |
| Credit card loan charge offs | $15,000 | 1,671 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $742,000 | 419 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $372,000 | 1,055 |
| Loans secured by real estate, total | $9,000 | 3,306 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 3,306 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,054 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $363,000 | 484 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $363,000 | 387 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,621,000 | 375 |
| Loans secured by real estate, total | $3,227,000 | 207 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,227,000 | 206 |
| Construction and land development | $7,000 | 728 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $109,000 | 917 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $3,111,000 | 111 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $394,000 | 653 |
| Credit card loan net charge offs | $15,000 | 1,472 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $379,000 | 454 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,376,000 | 536 |
| Loans secured by real estate, total | $3,694,000 | 293 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,694,000 | 293 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,110,000 | 243 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $2,584,000 | 209 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $682,000 | 664 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $682,000 | 489 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $334,000 | 1,244 |
| Loans secured by real estate, total | $8,000 | 3,744 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,000 | 3,744 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,656 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $326,000 | 535 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $326,000 | 439 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,042,000 | 467 |
| Loans secured by real estate, total | $3,686,000 | 259 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,686,000 | 259 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,110,000 | 216 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $2,576,000 | 183 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $356,000 | 758 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $356,000 | 522 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,491,000 | 761 |
| Loans secured by real estate, total | $2,490,000 | 468 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,490,000 | 468 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $311,000 | 756 |
| Secured by multifamily residential properties | $1,119,000 | 130 |
| Secured by nonfarm nonresidential properties | $1,060,000 | 455 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $1,001,000 | 653 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,001,000 | 471 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $260,000 | 1,569 |
| Loans secured by real estate, total | $3,000 | 4,858 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,857 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,979 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $257,000 | 662 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $257,000 | 556 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,231,000 | 703 |
| Loans secured by real estate, total | $2,487,000 | 433 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,487,000 | 433 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $311,000 | 671 |
| Secured by multifamily residential properties | $1,119,000 | 126 |
| Secured by nonfarm nonresidential properties | $1,057,000 | 414 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $744,000 | 639 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $744,000 | 439 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.