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D&N Bank, Assets and Liabilities

1999-12-31Rank
# of Employees:492360
Assets and Liabilities
Total Assets:$1,780,789,000343
Cash and due from depository institutions$54,115,000360
Interest-bearing balances$7,640,000539
Securities$147,290,000804
Federal funds sold & reverse repurchase agreements$91,500,000163
Net loans & leases$1,436,159,000283
Loan loss allowance$14,546,000356
Trading account assets$0165
Bank premises and fixed assets$17,276,000444
Other real estate owned$593,000360
Goodwill and other intangibles$11,337,000369
All other assets$22,519,000541
Life insurance assets$01
Total liabilities and capital$1,780,789,000343
Total liabilities$1,647,955,000339
Total deposits$1,252,374,000336
Interest-bearing deposits$1,139,211,000325
Deposits held in domestic offices$1,252,374,000332
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$376,003,000219
Subordinated debt$0242
All other liabilities$19,578,000395
Total equity capital$132,834,000400
Total bank equity capital$132,834,000400
Perpetual preferred stock$28,719,00020
Common stock$37,0008,820
Surplus$48,590,000475
Undivided profits$55,488,000447
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,543,000679
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$379,000356
Income earned, not collected on loans$7,709,000324
Earning assets$1,682,589,000337
Long-term assets (5+ years)$816,860,000178
Average Assets, year-to-date$1,926,830,200311
Average Assets, quarterly$1,810,045,000335
Volatile liabilities$384,689,000390
Insider loans$1,623,0002,658
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$155,429,000543
Tier 1 (core) risk-based capital$128,335,000390
Tier 2 risk-based capital$14,546,000355
Total risk weighted assets$1,203,234,300343
Total unused commitments$155,429,000544
Derivatives$0488
1998-12-31Rank
# of Employees:517341
Assets and Liabilities
Total Assets:$2,035,826,000298
Cash and due from depository institutions$33,227,000341
Interest-bearing balances$34,0005,759
Securities$596,098,000243
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$1,296,345,000290
Loan loss allowance$9,850,000464
Trading account assets$0197
Bank premises and fixed assets$18,945,000391
Other real estate owned$2,869,000341
Goodwill and other intangibles$12,511,000326
All other assets$75,831,000230
Life insurance assets$01
Total liabilities and capital$2,035,826,000298
Total liabilities$1,894,453,000294
Total deposits$1,306,889,000314
Interest-bearing deposits$1,207,776,000299
Deposits held in domestic offices$1,306,889,000310
% insured0.00%1
Federal funds purchased & repurchase agreements$43,438,000505
Trading liabilities$069
Other borrowed funds$534,696,000152
Subordinated debt$0255
All other liabilities$9,430,000663
Total equity capital$141,373,000370
Total bank equity capital$141,373,000370
Perpetual preferred stock$28,719,00020
Common stock$37,0009,021
Surplus$48,590,000466
Undivided profits$64,027,000400
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,721,000441
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$7,000,000342
Earning assets$1,892,477,000294
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$1,938,180,200296
Average Assets, quarterly$2,024,317,500293
Volatile liabilities$806,602,000200
Insider loans$1,886,0002,208
FHLB advances$530,002,00036
Loans and leases held for sale$01,681
Unused loan commitments$189,116,000458
Tier 1 (core) risk-based capital$129,530,000371
Tier 2 risk-based capital$9,850,000452
Total risk weighted assets$1,274,163,000308
Total unused commitments$189,116,000460
Derivatives$0527
1997-12-31Rank
# of Employees:483366
Assets and Liabilities
Total Assets:$1,828,965,000321
Cash and due from depository institutions$33,897,000366
Interest-bearing balances$3,955,0001,118
Securities$438,872,000327
Federal funds sold & reverse repurchase agreements$300,0007,594
Net loans & leases$1,282,182,000290
Loan loss allowance$10,404,000466
Trading account assets$0203
Bank premises and fixed assets$16,548,000451
Other real estate owned$3,311,000366
Goodwill and other intangibles$3,034,000758
All other assets$50,821,000281
Life insurance assets$01
Total liabilities and capital$1,828,965,000321
Total liabilities$1,705,252,000316
Total deposits$1,074,947,000373
Interest-bearing deposits$1,001,798,000353
Deposits held in domestic offices$1,074,947,000367
% insured0.00%1
Federal funds purchased & repurchase agreements$149,092,000267
Trading liabilities$080
Other borrowed funds$470,430,000160
Subordinated debt$0260
All other liabilities$10,783,000600
Total equity capital$123,713,000417
Total bank equity capital$123,713,000417
Perpetual preferred stock$28,719,00024
Common stock$37,0009,416
Surplus$48,590,000449
Undivided profits$46,367,000534
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,436,000833
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$7,280,000349
Earning assets$1,725,309,000313
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$1,651,469,000333
Average Assets, quarterly$1,799,978,000324
Volatile liabilities$762,420,000224
Insider loans$2,007,0002,052
FHLB advances$464,002,00038
Loans and leases held for sale$01,579
Unused loan commitments$172,421,000442
Tier 1 (core) risk-based capital$119,474,000387
Tier 2 risk-based capital$10,404,000415
Total risk weighted assets$1,084,474,000342
Total unused commitments$172,421,000444
Derivatives$0533
1996-12-31Rank
# of Employees:475406
Assets and Liabilities
Total Assets:$1,490,599,000404
Cash and due from depository institutions$21,183,000406
Interest-bearing balances$1,341,0002,065
Securities$353,524,000403
Federal funds sold & reverse repurchase agreements$8,600,0001,493
Net loans & leases$1,036,031,000375
Loan loss allowance$11,042,000494
Trading account assets$0240
Bank premises and fixed assets$15,681,000488
Other real estate owned$3,218,000406
Goodwill and other intangibles$2,454,000833
All other assets$49,908,000305
Life insurance assets$01
Total liabilities and capital$1,490,599,000404
Total liabilities$1,410,585,000394
Total deposits$993,816,000439
Interest-bearing deposits$926,884,000408
Deposits held in domestic offices$993,816,000433
% insured0.00%1
Federal funds purchased & repurchase agreements$58,040,000486
Trading liabilities$097
Other borrowed funds$345,996,000185
Subordinated debt$0298
All other liabilities$12,733,000541
Total equity capital$80,014,000622
Total bank equity capital$80,014,000622
Perpetual preferred stock$0250
Common stock$37,0009,870
Surplus$48,590,000447
Undivided profits$31,387,000809
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,430,000576
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$5,902,000435
Earning assets$1,399,496,000396
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$1,368,470,800422
Average Assets, quarterly$1,456,583,000409
Volatile liabilities$510,036,000294
Insider loans$1,781,0002,346
FHLB advances$338,002,00050
Loans and leases held for sale$01,560
Unused loan commitments$135,601,000548
Tier 1 (core) risk-based capital$76,012,000608
Tier 2 risk-based capital$10,657,000436
Total risk weighted assets$871,749,000433
Total unused commitments$135,601,000551
Derivatives$0549
1995-12-31Rank
# of Employees:463450
Assets and Liabilities
Total Assets:$1,205,936,000504
Cash and due from depository institutions$22,088,000450
Interest-bearing balances$3,330,0001,325
Securities$197,530,000678
Federal funds sold & reverse repurchase agreements$3,300,0004,063
Net loans & leases$911,905,000438
Loan loss allowance$9,931,000566
Trading account assets$0261
Bank premises and fixed assets$14,460,000525
Other real estate owned$2,587,000450
Goodwill and other intangibles$2,198,000823
All other assets$51,868,000313
Life insurance assets$01
Total liabilities and capital$1,205,936,000504
Total liabilities$1,141,096,000485
Total deposits$914,668,000493
Interest-bearing deposits$858,280,000468
Deposits held in domestic offices$914,668,000487
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$216,231,000252
Subordinated debt$0337
All other liabilities$10,197,000657
Total equity capital$64,840,000758
Total bank equity capital$64,840,000758
Perpetual preferred stock$0288
Common stock$37,00010,334
Surplus$46,933,000477
Undivided profits$17,870,0001,486
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,500,000452
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$5,423,000488
Earning assets$1,116,065,000493
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$1,155,171,600497
Average Assets, quarterly$1,194,921,500499
Volatile liabilities$289,329,000436
Insider loans$791,0004,341
FHLB advances$206,002,00066
Loans and leases held for sale$01,606
Unused loan commitments$103,445,000667
Tier 1 (core) risk-based capital$61,072,000763
Tier 2 risk-based capital$8,961,000506
Total risk weighted assets$715,926,000512
Total unused commitments$103,445,000670
Derivatives$0628
1994-12-31Rank
# of Employees:451469
Assets and Liabilities
Total Assets:$1,101,843,000516
Cash and due from depository institutions$36,080,000469
Interest-bearing balances$18,616,000208
Securities$215,691,000643
Federal funds sold & reverse repurchase agreements$300,0007,379
Net loans & leases$787,177,000452
Loan loss allowance$8,199,000646
Trading account assets$0286
Bank premises and fixed assets$14,096,000531
Other real estate owned$7,376,000469
Goodwill and other intangibles$1,297,000965
All other assets$39,826,000382
Life insurance assets$01
Total liabilities and capital$1,101,843,000516
Total liabilities$1,049,995,000502
Total deposits$808,295,000540
Interest-bearing deposits$755,981,000495
Deposits held in domestic offices$808,295,000530
% insured0.00%1
Federal funds purchased & repurchase agreements$28,627,000740
Trading liabilities$087
Other borrowed funds$198,225,000255
Subordinated debt$0372
All other liabilities$14,848,000487
Total equity capital$51,848,000850
Total bank equity capital$51,848,000850
Perpetual preferred stock$0310
Common stock$37,00010,897
Surplus$46,933,000456
Undivided profits$4,878,0004,282
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$17,949,000299
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$4,428,000509
Earning assets$1,021,784,000505
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$1,066,031,800510
Average Assets, quarterly$1,093,840,000511
Volatile liabilities$274,394,000446
Insider loans$787,0004,340
FHLB advances$185,998,00084
Loans and leases held for sale$01,430
Unused loan commitments$50,633,000971
Tier 1 (core) risk-based capital$52,127,000834
Tier 2 risk-based capital$7,339,000564
Total risk weighted assets$636,572,000535
Total unused commitments$50,633,000980
Derivatives$0687
1993-12-31Rank
# of Employees:478470
Assets and Liabilities
Total Assets:$1,065,412,000536
Cash and due from depository institutions$84,326,000470
Interest-bearing balances$60,519,000111
Securities$288,816,000537
Federal funds sold & reverse repurchase agreements$5,600,0002,481
Net loans & leases$579,580,000558
Loan loss allowance$11,421,000533
Trading account assets$0330
Bank premises and fixed assets$15,139,000496
Other real estate owned$30,143,000470
Goodwill and other intangibles$10,359,000276
All other assets$51,449,000331
Life insurance assets$01
Total liabilities and capital$1,065,412,000536
Total liabilities$1,014,946,000516
Total deposits$888,562,000505
Interest-bearing deposits$846,482,000467
Deposits held in domestic offices$888,562,000497
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$101,484,000327
Subordinated debt$0413
All other liabilities$24,900,000369
Total equity capital$50,466,000838
Total bank equity capital$50,466,000838
Perpetual preferred stock$0343
Common stock$37,00011,438
Surplus$46,933,000431
Undivided profits$3,496,0005,602
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$14,414,000453
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$3,256,000584
Earning assets$934,515,000553
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$1,177,108,400481
Average Assets, quarterly$1,109,765,000507
Volatile liabilities$150,441,000627
Insider loans$719,0004,648
FHLB advances$84,474,000128
Loans and leases held for sale$01,681
Unused loan commitments$151,208,000509
Tier 1 (core) risk-based capital$48,089,000844
Tier 2 risk-based capital$7,482,000552
Total risk weighted assets$594,603,000564
Total unused commitments$151,208,000519
Derivatives$0714
1992-12-31Rank
# of Employees:458500
Assets and Liabilities
Total Assets:$1,234,751,000489
Cash and due from depository institutions$39,112,000500
Interest-bearing balances$14,565,000534
Securities$376,045,000425
Federal funds sold & reverse repurchase agreements$700,0009,529
Net loans & leases$641,829,000530
Loan loss allowance$15,461,000467
Trading account assets$0344
Bank premises and fixed assets$15,552,000491
Other real estate owned$33,371,000500
Goodwill and other intangibles$64,600,00066
All other assets$63,542,000287
Life insurance assets$01
Total liabilities and capital$1,234,751,000489
Total liabilities$1,138,245,000487
Total deposits$935,254,000506
Interest-bearing deposits$857,935,000486
Deposits held in domestic offices$935,254,000498
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$173,965,000209
Subordinated debt$0482
All other liabilities$29,026,000321
Total equity capital$96,506,000457
Total bank equity capital$96,506,000457
Perpetual preferred stock$0346
Common stock$37,00011,963
Surplus$26,345,000631
Undivided profits$70,124,000313
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$24,672,000384
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$4,042,000549
Earning assets$1,033,139,000516
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,398,465,400433
Average Assets, quarterly$1,295,210,500464
Volatile liabilities$228,548,000442
Insider loans$09,493
FHLB advances$149,982,00081
Loans and leases held for sale$01,207
Unused loan commitments$64,403,000804
Tier 1 (core) risk-based capital$59,132,000657
Tier 2 risk-based capital$8,555,000508
Total risk weighted assets$679,700,000521
Total unused commitments$64,403,000818
Derivatives$0651