Home > D. L. Evans Bank > Net charge- offs to loans

D. L. Evans Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%2,478
Percentage Net Loans Charged-off: Total real estate loans-0.0009%3,349
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0007%3,965
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%3,622
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0046%3,791
Percentage Net Loans Charged-off: Commercial and industrial0.0088%1,601
Percentage Net Loans Charged-off: Loans to individuals0.2860%1,683
Percentage Net Loans Charged-off: Credit card loans0.6863%435
Percentage Net Loans Charged-off: Other loans to individual0.1687%1,936
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0079%2,119
Percentage Net Loans Charged-off: Total real estate loans-0.0011%3,373
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,001
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%3,698
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0062%3,878
Percentage Net Loans Charged-off: Commercial and industrial0.0119%1,291
Percentage Net Loans Charged-off: Loans to individuals0.3727%1,284
Percentage Net Loans Charged-off: Credit card loans1.0397%322
Percentage Net Loans Charged-off: Other loans to individual0.1806%1,747
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0129%1,710
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,456
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%3,794
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0080%3,936
Percentage Net Loans Charged-off: Commercial and industrial0.0049%1,151
Percentage Net Loans Charged-off: Loans to individuals0.5512%930
Percentage Net Loans Charged-off: Credit card loans1.6249%259
Percentage Net Loans Charged-off: Other loans to individual0.2496%1,419
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0060%1,736
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,614
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,150
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%3,983
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0134%4,174
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.3128%1,220
Percentage Net Loans Charged-off: Credit card loans1.0825%264
Percentage Net Loans Charged-off: Other loans to individual0.0998%1,619
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0044%3,608
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,433
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0008%3,889
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,469
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0038%3,643
Percentage Net Loans Charged-off: Commercial and industrial-0.0212%3,742
Percentage Net Loans Charged-off: Loans to individuals0.1538%1,885
Percentage Net Loans Charged-off: Credit card loans1.6795%213
Percentage Net Loans Charged-off: Other loans to individual-0.2593%4,514
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0093%3,678
Percentage Net Loans Charged-off: Total real estate loans-0.0041%3,480
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0008%3,941
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,456
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0039%3,647
Percentage Net Loans Charged-off: Commercial and industrial-0.0282%3,779
Percentage Net Loans Charged-off: Loans to individuals0.0600%2,134
Percentage Net Loans Charged-off: Credit card loans1.4836%222
Percentage Net Loans Charged-off: Other loans to individual-0.3251%4,549
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0120%3,649
Percentage Net Loans Charged-off: Total real estate loans-0.0056%3,554
Percentage Net Loans Charged-off:Construction & development0.0012%93
Percentage Net Loans Charged-off: Commercial real estate-0.0008%3,873
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%3,383
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0039%3,560
Percentage Net Loans Charged-off: Commercial and industrial-0.0434%3,750
Percentage Net Loans Charged-off: Loans to individuals0.1516%1,587
Percentage Net Loans Charged-off: Credit card loans1.8692%172
Percentage Net Loans Charged-off: Other loans to individual-0.3163%4,340
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0260%4,026
Percentage Net Loans Charged-off: Total real estate loans-0.0108%3,906
Percentage Net Loans Charged-off:Construction & development0.0024%60
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,025
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0020%3,522
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0040%3,679
Percentage Net Loans Charged-off: Commercial and industrial-0.0778%4,010
Percentage Net Loans Charged-off: Loans to individuals0.1824%1,335
Percentage Net Loans Charged-off: Credit card loans1.3217%200
Percentage Net Loans Charged-off: Other loans to individual-0.1234%4,062
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0193%3,961
Percentage Net Loans Charged-off: Total real estate loans-0.0059%3,608
Percentage Net Loans Charged-off:Construction & development-0.0134%4,031
Percentage Net Loans Charged-off: Commercial real estate-0.0012%3,945
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0159%3,842
Percentage Net Loans Charged-off: Home equity loans-0.0249%3,277
All other 1-4 family - Percent of loans charged-off, net-0.0080%3,687
Percentage Net Loans Charged-off: Commercial and industrial-0.0548%3,958
Percentage Net Loans Charged-off: Loans to individuals-0.1338%4,286
Percentage Net Loans Charged-off: Credit card loans0.8608%331
Percentage Net Loans Charged-off: Other loans to individual-0.3737%4,474
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0273%4,095
Percentage Net Loans Charged-off: Total real estate loans-0.0076%3,735
Percentage Net Loans Charged-off:Construction & development-0.0184%4,125
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0208%4,011
Percentage Net Loans Charged-off: Home equity loans-0.0325%3,372
All other 1-4 family - Percent of loans charged-off, net-0.0107%3,853
Percentage Net Loans Charged-off: Commercial and industrial-0.0715%4,100
Percentage Net Loans Charged-off: Loans to individuals-0.2229%4,388
Percentage Net Loans Charged-off: Credit card loans0.8051%327
Percentage Net Loans Charged-off: Other loans to individual-0.4660%4,546
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0281%4,134
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,477
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,122
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%3,787
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,257
All other 1-4 family - Percent of loans charged-off, net-0.0099%3,910
Percentage Net Loans Charged-off: Commercial and industrial-0.0888%4,245
Percentage Net Loans Charged-off: Loans to individuals-0.1706%4,236
Percentage Net Loans Charged-off: Credit card loans1.2024%265
Percentage Net Loans Charged-off: Other loans to individual-0.4874%4,533
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0079%3,573
Percentage Net Loans Charged-off: Total real estate loans-0.0027%3,604
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0109%3,992
Percentage Net Loans Charged-off: Home equity loans-0.0050%3,321
All other 1-4 family - Percent of loans charged-off, net-0.0155%4,136
Percentage Net Loans Charged-off: Commercial and industrial-0.0025%3,443
Percentage Net Loans Charged-off: Loans to individuals-0.0367%3,798
Percentage Net Loans Charged-off: Credit card loans0.6557%309
Percentage Net Loans Charged-off: Other loans to individual-0.1952%4,175
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0237%2,571
Percentage Net Loans Charged-off: Total real estate loans-0.0175%4,350
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,199
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0817%4,655
Percentage Net Loans Charged-off: Home equity loans-0.1429%3,639
All other 1-4 family - Percent of loans charged-off, net-0.0336%4,457
Percentage Net Loans Charged-off: Commercial and industrial0.1024%1,451
Percentage Net Loans Charged-off: Loans to individuals0.3434%1,591
Percentage Net Loans Charged-off: Credit card loans1.4785%331
Percentage Net Loans Charged-off: Other loans to individual0.0931%2,416
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0371%2,098
Percentage Net Loans Charged-off: Total real estate loans-0.0069%4,062
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0302%4,438
Percentage Net Loans Charged-off: Home equity loans-0.0585%3,559
All other 1-4 family - Percent of loans charged-off, net-0.0078%4,031
Percentage Net Loans Charged-off: Commercial and industrial0.1428%1,126
Percentage Net Loans Charged-off: Loans to individuals0.4508%1,261
Percentage Net Loans Charged-off: Credit card loans1.9095%270
Percentage Net Loans Charged-off: Other loans to individual0.1325%2,110
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0250%2,220
Percentage Net Loans Charged-off: Total real estate loans-0.0090%4,194
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0005%4,255
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0403%4,535
Percentage Net Loans Charged-off: Home equity loans-0.0803%3,614
All other 1-4 family - Percent of loans charged-off, net-0.0079%4,079
Percentage Net Loans Charged-off: Commercial and industrial0.0986%1,129
Percentage Net Loans Charged-off: Loans to individuals0.4699%1,320
Percentage Net Loans Charged-off: Credit card loans1.5856%324
Percentage Net Loans Charged-off: Other loans to individual0.2262%1,750
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0053%3,883
Percentage Net Loans Charged-off: Total real estate loans-0.0148%4,381
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0682%4,711
Percentage Net Loans Charged-off: Home equity loans-0.1427%3,681
All other 1-4 family - Percent of loans charged-off, net-0.0079%4,110
Percentage Net Loans Charged-off: Commercial and industrial-0.0058%3,687
Percentage Net Loans Charged-off: Loans to individuals0.2296%1,778
Percentage Net Loans Charged-off: Credit card loans0.5651%391
Percentage Net Loans Charged-off: Other loans to individual0.1546%1,856
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0036%3,548
Percentage Net Loans Charged-off: Total real estate loans-0.0084%4,213
Percentage Net Loans Charged-off:Construction & development-0.0109%4,256
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0432%4,656
Percentage Net Loans Charged-off: Home equity loans-0.0227%3,549
All other 1-4 family - Percent of loans charged-off, net-0.0598%4,739
Percentage Net Loans Charged-off: Commercial and industrial-0.0433%4,277
Percentage Net Loans Charged-off: Loans to individuals0.3399%1,971
Percentage Net Loans Charged-off: Credit card loans1.2475%411
Percentage Net Loans Charged-off: Other loans to individual0.1447%2,548
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%2,945
Percentage Net Loans Charged-off: Total real estate loans-0.0100%4,261
Percentage Net Loans Charged-off:Construction & development-0.0147%4,343
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,298
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0528%4,783
Percentage Net Loans Charged-off: Home equity loans-0.0236%3,599
All other 1-4 family - Percent of loans charged-off, net-0.0765%4,872
Percentage Net Loans Charged-off: Commercial and industrial-0.0566%4,344
Percentage Net Loans Charged-off: Loans to individuals0.4010%1,694
Percentage Net Loans Charged-off: Credit card loans1.0234%419
Percentage Net Loans Charged-off: Other loans to individual0.2690%1,937
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0099%4,323
Percentage Net Loans Charged-off: Total real estate loans-0.0183%4,536
Percentage Net Loans Charged-off:Construction & development-0.0219%4,441
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,389
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0727%4,898
Percentage Net Loans Charged-off: Home equity loans-0.0223%3,612
All other 1-4 family - Percent of loans charged-off, net-0.1140%4,991
Percentage Net Loans Charged-off: Commercial and industrial-0.0737%4,427
Percentage Net Loans Charged-off: Loans to individuals0.3361%1,733
Percentage Net Loans Charged-off: Credit card loans0.6488%451
Percentage Net Loans Charged-off: Other loans to individual0.2708%1,773
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0026%3,901
Percentage Net Loans Charged-off: Total real estate loans-0.0341%4,856
Percentage Net Loans Charged-off:Construction & development-0.0433%4,611
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,531
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.1360%5,081
Percentage Net Loans Charged-off: Home equity loans-0.0229%3,671
All other 1-4 family - Percent of loans charged-off, net-0.2278%5,156
Percentage Net Loans Charged-off: Commercial and industrial-0.1447%4,700
Percentage Net Loans Charged-off: Loans to individuals0.8387%902
Percentage Net Loans Charged-off: Credit card loans1.2818%330
Percentage Net Loans Charged-off: Other loans to individual0.7446%890
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0519%4,986
Percentage Net Loans Charged-off: Total real estate loans-0.0181%4,568
Percentage Net Loans Charged-off:Construction & development-0.0549%4,532
Percentage Net Loans Charged-off: Commercial real estate-0.0020%4,401
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0430%4,843
Percentage Net Loans Charged-off: Home equity loans-0.0224%3,645
All other 1-4 family - Percent of loans charged-off, net-0.0600%4,945
Percentage Net Loans Charged-off: Commercial and industrial-0.3541%4,961
Percentage Net Loans Charged-off: Loans to individuals0.1051%2,889
Percentage Net Loans Charged-off: Credit card loans1.0376%430
Percentage Net Loans Charged-off: Other loans to individual-0.0791%4,735
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0779%5,088
Percentage Net Loans Charged-off: Total real estate loans-0.0154%4,478
Percentage Net Loans Charged-off:Construction & development-0.0717%4,616
Percentage Net Loans Charged-off: Commercial real estate-0.0022%4,459
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0172%4,544
Percentage Net Loans Charged-off: Home equity loans-0.0220%3,674
All other 1-4 family - Percent of loans charged-off, net-0.0132%4,506
Percentage Net Loans Charged-off: Commercial and industrial-0.4714%5,068
Percentage Net Loans Charged-off: Loans to individuals-0.2212%4,974
Percentage Net Loans Charged-off: Credit card loans0.5209%503
Percentage Net Loans Charged-off: Other loans to individual-0.3648%5,070
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0135%4,424
Percentage Net Loans Charged-off: Total real estate loans-0.0102%4,342
Percentage Net Loans Charged-off:Construction & development-0.0377%4,576
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,516
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0178%4,588
Percentage Net Loans Charged-off: Home equity loans-0.0211%3,710
All other 1-4 family - Percent of loans charged-off, net-0.0150%4,587
Percentage Net Loans Charged-off: Commercial and industrial-0.0283%4,226
Percentage Net Loans Charged-off: Loans to individuals-0.1470%4,859
Percentage Net Loans Charged-off: Credit card loans0.8012%428
Percentage Net Loans Charged-off: Other loans to individual-0.3285%5,029
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0136%4,376
Percentage Net Loans Charged-off: Total real estate loans-0.0055%4,219
Percentage Net Loans Charged-off:Construction & development-0.0087%4,530
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,653
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0166%4,653
Percentage Net Loans Charged-off: Home equity loans-0.0244%3,800
All other 1-4 family - Percent of loans charged-off, net-0.0102%4,531
Percentage Net Loans Charged-off: Commercial and industrial-0.0434%4,369
Percentage Net Loans Charged-off: Loans to individuals-0.0996%4,700
Percentage Net Loans Charged-off: Credit card loans1.2466%331
Percentage Net Loans Charged-off: Other loans to individual-0.3554%5,058
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%3,156
Percentage Net Loans Charged-off: Total real estate loans-0.0335%5,008
Percentage Net Loans Charged-off:Construction & development-0.2004%4,902
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,589
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0290%4,965
Percentage Net Loans Charged-off: Home equity loans-0.0467%3,935
All other 1-4 family - Percent of loans charged-off, net-0.0130%4,757
Percentage Net Loans Charged-off: Commercial and industrial0.2437%1,409
Percentage Net Loans Charged-off: Loans to individuals0.4022%1,998
Percentage Net Loans Charged-off: Credit card loans0.5148%597
Percentage Net Loans Charged-off: Other loans to individual0.3820%1,920
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0174%3,156
Percentage Net Loans Charged-off: Total real estate loans-0.0437%5,099
Percentage Net Loans Charged-off:Construction & development-0.2689%5,000
Percentage Net Loans Charged-off: Commercial real estate-0.0025%4,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0353%5,045
Percentage Net Loans Charged-off: Home equity loans-0.0567%3,982
All other 1-4 family - Percent of loans charged-off, net-0.0159%4,821
Percentage Net Loans Charged-off: Commercial and industrial0.1760%1,285
Percentage Net Loans Charged-off: Loans to individuals0.4798%1,643
Percentage Net Loans Charged-off: Credit card loans0.5261%556
Percentage Net Loans Charged-off: Other loans to individual0.4716%1,520
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0277%4,916
Percentage Net Loans Charged-off: Total real estate loans-0.0606%5,266
Percentage Net Loans Charged-off:Construction & development-0.3794%5,075
Percentage Net Loans Charged-off: Commercial real estate-0.0037%4,717
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0430%5,123
Percentage Net Loans Charged-off: Home equity loans-0.0730%4,035
All other 1-4 family - Percent of loans charged-off, net-0.0153%4,811
Percentage Net Loans Charged-off: Commercial and industrial-0.0289%4,351
Percentage Net Loans Charged-off: Loans to individuals0.5675%1,391
Percentage Net Loans Charged-off: Credit card loans0.4033%525
Percentage Net Loans Charged-off: Other loans to individual0.5962%1,197
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0048%4,170
Percentage Net Loans Charged-off: Total real estate loans-0.0221%4,973
Percentage Net Loans Charged-off:Construction & development-0.1208%5,001
Percentage Net Loans Charged-off: Commercial real estate-0.0076%4,985
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%4,685
Percentage Net Loans Charged-off: Home equity loans-0.0067%3,864
All other 1-4 family - Percent of loans charged-off, net-0.0127%4,794
Percentage Net Loans Charged-off: Commercial and industrial-0.0717%4,708
Percentage Net Loans Charged-off: Loans to individuals0.6390%1,211
Percentage Net Loans Charged-off: Credit card loans2.6161%238
Percentage Net Loans Charged-off: Other loans to individual0.2881%1,696
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%3,877
Percentage Net Loans Charged-off: Total real estate loans-0.0445%5,293
Percentage Net Loans Charged-off:Construction & development-0.0631%4,811
Percentage Net Loans Charged-off: Commercial real estate-0.0530%5,291
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0523%5,364
Percentage Net Loans Charged-off: Home equity loans-0.1428%4,245
All other 1-4 family - Percent of loans charged-off, net0.0341%2,045
Percentage Net Loans Charged-off: Commercial and industrial0.1117%1,847
Percentage Net Loans Charged-off: Loans to individuals0.9015%1,028
Percentage Net Loans Charged-off: Credit card loans1.9043%326
Percentage Net Loans Charged-off: Other loans to individual0.7173%1,237
Percentage Net Loans Charged-off: All other loans and lease-0.0314%5,113
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0152%3,429
Percentage Net Loans Charged-off: Total real estate loans-0.0630%5,417
Percentage Net Loans Charged-off:Construction & development-0.0183%4,660
Percentage Net Loans Charged-off: Commercial real estate-0.0706%5,430
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.1301%5,609
Percentage Net Loans Charged-off: Home equity loans-0.0387%4,073
All other 1-4 family - Percent of loans charged-off, net-0.2176%5,713
Percentage Net Loans Charged-off: Commercial and industrial0.1617%1,372
Percentage Net Loans Charged-off: Loans to individuals1.1488%672
Percentage Net Loans Charged-off: Credit card loans2.2189%260
Percentage Net Loans Charged-off: Other loans to individual0.9504%788
Percentage Net Loans Charged-off: All other loans and lease-0.0216%5,110
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0341%2,768
Percentage Net Loans Charged-off: Total real estate loans-0.0470%5,325
Percentage Net Loans Charged-off:Construction & development-0.0163%4,731
Percentage Net Loans Charged-off: Commercial real estate-0.0135%5,136
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.1847%5,745
Percentage Net Loans Charged-off: Home equity loans-0.0445%4,123
All other 1-4 family - Percent of loans charged-off, net-0.3186%5,827
Percentage Net Loans Charged-off: Commercial and industrial0.1049%1,315
Percentage Net Loans Charged-off: Loans to individuals1.6581%426
Percentage Net Loans Charged-off: Credit card loans3.1354%165
Percentage Net Loans Charged-off: Other loans to individual1.3795%475
Percentage Net Loans Charged-off: All other loans and lease-0.0237%5,149
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0423%5,250
Percentage Net Loans Charged-off: Total real estate loans-0.0822%5,607
Percentage Net Loans Charged-off:Construction & development-0.0168%4,836
Percentage Net Loans Charged-off: Commercial real estate-0.0095%5,180
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.3694%5,905
Percentage Net Loans Charged-off: Home equity loans-0.0831%4,239
All other 1-4 family - Percent of loans charged-off, net-0.6484%5,948
Percentage Net Loans Charged-off: Commercial and industrial-0.0437%4,721
Percentage Net Loans Charged-off: Loans to individuals0.7150%1,077
Percentage Net Loans Charged-off: Credit card loans2.9751%189
Percentage Net Loans Charged-off: Other loans to individual0.2721%1,679
Percentage Net Loans Charged-off: All other loans and lease-0.0165%5,148
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0617%2,991
Percentage Net Loans Charged-off: Total real estate loans0.0841%1,780
Percentage Net Loans Charged-off:Construction & development-0.1518%5,112
Percentage Net Loans Charged-off: Commercial real estate0.0509%1,250
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.3802%554
Percentage Net Loans Charged-off: Home equity loans0.3043%391
All other 1-4 family - Percent of loans charged-off, net0.4517%459
Percentage Net Loans Charged-off: Commercial and industrial-0.0258%4,646
Percentage Net Loans Charged-off: Loans to individuals0.3970%1,894
Percentage Net Loans Charged-off: Credit card loans0.9680%531
Percentage Net Loans Charged-off: Other loans to individual0.2821%2,184
Percentage Net Loans Charged-off: All other loans and lease-0.0349%5,250
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0844%2,342
Percentage Net Loans Charged-off: Total real estate loans0.1030%1,456
Percentage Net Loans Charged-off:Construction & development-0.2035%5,253
Percentage Net Loans Charged-off: Commercial real estate0.0708%976
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.4526%402
Percentage Net Loans Charged-off: Home equity loans0.2751%392
All other 1-4 family - Percent of loans charged-off, net0.6201%271
Percentage Net Loans Charged-off: Commercial and industrial0.0454%1,833
Percentage Net Loans Charged-off: Loans to individuals0.2819%2,123
Percentage Net Loans Charged-off: Credit card loans0.7939%506
Percentage Net Loans Charged-off: Other loans to individual0.1795%2,391
Percentage Net Loans Charged-off: All other loans and lease-0.0120%5,182
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0945%2,076
Percentage Net Loans Charged-off: Total real estate loans0.1008%1,393
Percentage Net Loans Charged-off:Construction & development-0.3022%5,385
Percentage Net Loans Charged-off: Commercial real estate-0.0088%5,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.6926%266
Percentage Net Loans Charged-off: Home equity loans0.4290%292
All other 1-4 family - Percent of loans charged-off, net0.9360%171
Percentage Net Loans Charged-off: Commercial and industrial0.1274%1,288
Percentage Net Loans Charged-off: Loans to individuals0.2273%2,136
Percentage Net Loans Charged-off: Credit card loans0.4148%526
Percentage Net Loans Charged-off: Other loans to individual0.1893%2,150
Percentage Net Loans Charged-off: All other loans and lease-0.0062%5,148
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1271%1,493
Percentage Net Loans Charged-off: Total real estate loans0.1177%1,099
Percentage Net Loans Charged-off:Construction & development-0.6125%5,574
Percentage Net Loans Charged-off: Commercial real estate-0.0159%5,564
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.9676%186
Percentage Net Loans Charged-off: Home equity loans-0.0952%4,469
All other 1-4 family - Percent of loans charged-off, net1.9481%73
Percentage Net Loans Charged-off: Commercial and industrial0.1950%791
Percentage Net Loans Charged-off: Loans to individuals0.5153%1,284
Percentage Net Loans Charged-off: Credit card loans1.1458%354
Percentage Net Loans Charged-off: Other loans to individual0.3856%1,398
Percentage Net Loans Charged-off: All other loans and lease0.0042%905
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0177%5,679
Percentage Net Loans Charged-off: Total real estate loans-0.0078%5,484
Percentage Net Loans Charged-off:Construction & development-0.0718%5,217
Percentage Net Loans Charged-off: Commercial real estate0.0135%2,066
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0626%6,028
Percentage Net Loans Charged-off: Home equity loans0.1026%919
All other 1-4 family - Percent of loans charged-off, net-0.2105%6,215
Percentage Net Loans Charged-off: Commercial and industrial0.0223%2,616
Percentage Net Loans Charged-off: Loans to individuals0.0730%3,560
Percentage Net Loans Charged-off: Credit card loans-0.1299%1,203
Percentage Net Loans Charged-off: Other loans to individual0.1197%3,143
Percentage Net Loans Charged-off: All other loans and lease-0.1290%5,640
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0154%4,240
Percentage Net Loans Charged-off: Total real estate loans0.0357%2,920
Percentage Net Loans Charged-off:Construction & development-0.0739%5,265
Percentage Net Loans Charged-off: Commercial real estate0.0120%1,769
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.2084%6,281
Percentage Net Loans Charged-off: Home equity loans-0.1283%4,658
All other 1-4 family - Percent of loans charged-off, net-0.2793%6,309
Percentage Net Loans Charged-off: Commercial and industrial0.0486%2,103
Percentage Net Loans Charged-off: Loans to individuals0.1532%2,854
Percentage Net Loans Charged-off: Credit card loans-0.0347%1,183
Percentage Net Loans Charged-off: Other loans to individual0.1976%2,503
Percentage Net Loans Charged-off: All other loans and lease-0.1489%5,714
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0362%3,495
Percentage Net Loans Charged-off: Total real estate loans0.0817%2,189
Percentage Net Loans Charged-off:Construction & development-0.0664%5,320
Percentage Net Loans Charged-off: Commercial real estate-0.0169%5,712
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.1928%6,343
Percentage Net Loans Charged-off: Home equity loans-0.1840%4,723
All other 1-4 family - Percent of loans charged-off, net-0.2005%6,341
Percentage Net Loans Charged-off: Commercial and industrial0.0948%1,638
Percentage Net Loans Charged-off: Loans to individuals0.1869%2,478
Percentage Net Loans Charged-off: Credit card loans0.2103%634
Percentage Net Loans Charged-off: Other loans to individual0.1812%2,362
Percentage Net Loans Charged-off: All other loans and lease-0.2848%5,818
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0472%2,729
Percentage Net Loans Charged-off: Total real estate loans0.0064%2,458
Percentage Net Loans Charged-off:Construction & development-0.0794%5,464
Percentage Net Loans Charged-off: Commercial real estate0.0538%884
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0411%6,013
Percentage Net Loans Charged-off: Home equity loans0.2724%416
All other 1-4 family - Percent of loans charged-off, net-0.3208%6,456
Percentage Net Loans Charged-off: Commercial and industrial0.2726%837
Percentage Net Loans Charged-off: Loans to individuals0.1700%2,261
Percentage Net Loans Charged-off: Credit card loans0.3141%496
Percentage Net Loans Charged-off: Other loans to individual0.1334%2,255
Percentage Net Loans Charged-off: All other loans and lease-0.0236%5,532
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0168%6,109
Percentage Net Loans Charged-off: Total real estate loans-0.0495%6,309
Percentage Net Loans Charged-off:Construction & development-0.8071%5,941
Percentage Net Loans Charged-off: Commercial real estate-0.0533%6,217
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0408%6,295
Percentage Net Loans Charged-off: Home equity loans-0.0886%4,804
All other 1-4 family - Percent of loans charged-off, net-0.0023%5,972
Percentage Net Loans Charged-off: Commercial and industrial0.0426%2,845
Percentage Net Loans Charged-off: Loans to individuals-0.1334%6,018
Percentage Net Loans Charged-off: Credit card loans-0.1619%1,243
Percentage Net Loans Charged-off: Other loans to individual-0.1261%5,946
Percentage Net Loans Charged-off: All other loans and lease0.1024%1,115
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0261%6,128
Percentage Net Loans Charged-off: Total real estate loans-0.0639%6,384
Percentage Net Loans Charged-off:Construction & development-0.4237%5,888
Percentage Net Loans Charged-off: Commercial real estate0.0117%2,280
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.1483%6,536
Percentage Net Loans Charged-off: Home equity loans-0.2536%4,941
All other 1-4 family - Percent of loans charged-off, net-0.0661%6,378
Percentage Net Loans Charged-off: Commercial and industrial0.0786%2,337
Percentage Net Loans Charged-off: Loans to individuals-0.1200%5,911
Percentage Net Loans Charged-off: Credit card loans-0.0732%1,224
Percentage Net Loans Charged-off: Other loans to individual-0.1321%5,894
Percentage Net Loans Charged-off: All other loans and lease0.0681%1,101
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0559%6,305
Percentage Net Loans Charged-off: Total real estate loans-0.0911%6,499
Percentage Net Loans Charged-off:Construction & development-0.5424%5,961
Percentage Net Loans Charged-off: Commercial real estate0.0219%1,916
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.2505%6,642
Percentage Net Loans Charged-off: Home equity loans-0.4893%4,994
All other 1-4 family - Percent of loans charged-off, net-0.0703%6,392
Percentage Net Loans Charged-off: Commercial and industrial0.0220%2,280
Percentage Net Loans Charged-off: Loans to individuals0.1262%2,971
Percentage Net Loans Charged-off: Credit card loans-0.2195%1,227
Percentage Net Loans Charged-off: Other loans to individual0.2177%2,453
Percentage Net Loans Charged-off: All other loans and lease-0.0024%5,497
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0461%6,097
Percentage Net Loans Charged-off: Total real estate loans-0.1317%6,602
Percentage Net Loans Charged-off:Construction & development-0.7401%6,048
Percentage Net Loans Charged-off: Commercial real estate0.0569%1,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.4293%6,775
Percentage Net Loans Charged-off: Home equity loans-0.9487%5,040
All other 1-4 family - Percent of loans charged-off, net-0.0592%6,376
Percentage Net Loans Charged-off: Commercial and industrial0.1690%1,312
Percentage Net Loans Charged-off: Loans to individuals0.6781%1,343
Percentage Net Loans Charged-off: Credit card loans1.2116%429
Percentage Net Loans Charged-off: Other loans to individual0.5344%1,438
Percentage Net Loans Charged-off: All other loans and lease0.0050%967
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1565%4,138
Percentage Net Loans Charged-off: Total real estate loans0.1589%3,511
Percentage Net Loans Charged-off:Construction & development-2.3529%6,398
Percentage Net Loans Charged-off: Commercial real estate0.2647%2,065
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.8864%1,025
Percentage Net Loans Charged-off: Home equity loans1.3273%501
All other 1-4 family - Percent of loans charged-off, net0.5353%1,619
Percentage Net Loans Charged-off: Commercial and industrial0.2499%2,637
Percentage Net Loans Charged-off: Loans to individuals1.0291%1,350
Percentage Net Loans Charged-off: Credit card loans1.7980%478
Percentage Net Loans Charged-off: Other loans to individual0.8034%1,530
Percentage Net Loans Charged-off: All other loans and lease-0.0970%6,107
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2876%3,004
Percentage Net Loans Charged-off: Total real estate loans0.3439%2,382
Percentage Net Loans Charged-off:Construction & development-1.3925%6,404
Percentage Net Loans Charged-off: Commercial real estate0.3054%1,743
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.0435%852
Percentage Net Loans Charged-off: Home equity loans1.7303%362
All other 1-4 family - Percent of loans charged-off, net0.4724%1,720
Percentage Net Loans Charged-off: Commercial and industrial0.2513%2,355
Percentage Net Loans Charged-off: Loans to individuals1.2704%1,013
Percentage Net Loans Charged-off: Credit card loans1.7587%458
Percentage Net Loans Charged-off: Other loans to individual1.1259%1,014
Percentage Net Loans Charged-off: All other loans and lease-0.1001%6,154
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2371%3,149
Percentage Net Loans Charged-off: Total real estate loans0.2815%2,521
Percentage Net Loans Charged-off:Construction & development-1.9921%6,454
Percentage Net Loans Charged-off: Commercial real estate0.4639%1,305
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4014%1,901
Percentage Net Loans Charged-off: Home equity loans0.5890%781
All other 1-4 family - Percent of loans charged-off, net0.2434%2,307
Percentage Net Loans Charged-off: Commercial and industrial0.2583%2,124
Percentage Net Loans Charged-off: Loans to individuals1.1701%1,072
Percentage Net Loans Charged-off: Credit card loans1.3384%507
Percentage Net Loans Charged-off: Other loans to individual1.1192%1,004
Percentage Net Loans Charged-off: All other loans and lease-0.1428%6,203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0452%6,496
Percentage Net Loans Charged-off: Total real estate loans-0.1367%6,986
Percentage Net Loans Charged-off:Construction & development-4.3724%6,507
Percentage Net Loans Charged-off: Commercial real estate0.4336%1,035
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.6245%1,286
Percentage Net Loans Charged-off: Home equity loans1.2009%434
All other 1-4 family - Percent of loans charged-off, net0.1328%2,277
Percentage Net Loans Charged-off: Commercial and industrial0.3548%1,424
Percentage Net Loans Charged-off: Loans to individuals1.3359%888
Percentage Net Loans Charged-off: Credit card loans0.4295%538
Percentage Net Loans Charged-off: Other loans to individual1.6138%676
Percentage Net Loans Charged-off: All other loans and lease-0.2685%6,277
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2251%4,375
Percentage Net Loans Charged-off: Total real estate loans0.1845%4,034
Percentage Net Loans Charged-off:Construction & development-0.7897%6,605
Percentage Net Loans Charged-off: Commercial real estate0.0237%3,474
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.0977%1,136
Percentage Net Loans Charged-off: Home equity loans2.1205%432
All other 1-4 family - Percent of loans charged-off, net0.2144%3,245
Percentage Net Loans Charged-off: Commercial and industrial0.7139%2,369
Percentage Net Loans Charged-off: Loans to individuals0.8053%1,992
Percentage Net Loans Charged-off: Credit card loans1.3225%653
Percentage Net Loans Charged-off: Other loans to individual0.6166%2,164
Percentage Net Loans Charged-off: All other loans and lease-0.0399%6,066
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2021%4,188
Percentage Net Loans Charged-off: Total real estate loans0.1356%4,018
Percentage Net Loans Charged-off:Construction & development-1.0816%6,663
Percentage Net Loans Charged-off: Commercial real estate-0.0164%6,873
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.0690%1,113
Percentage Net Loans Charged-off: Home equity loans2.0846%399
All other 1-4 family - Percent of loans charged-off, net0.1815%3,097
Percentage Net Loans Charged-off: Commercial and industrial0.8738%1,915
Percentage Net Loans Charged-off: Loans to individuals0.4804%2,624
Percentage Net Loans Charged-off: Credit card loans1.0532%681
Percentage Net Loans Charged-off: Other loans to individual0.2935%2,999
Percentage Net Loans Charged-off: All other loans and lease-0.0077%5,887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3141%3,300
Percentage Net Loans Charged-off: Total real estate loans0.3271%2,805
Percentage Net Loans Charged-off:Construction & development0.1889%2,126
Percentage Net Loans Charged-off: Commercial real estate-0.0557%7,035
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.3186%894
Percentage Net Loans Charged-off: Home equity loans2.5043%349
All other 1-4 family - Percent of loans charged-off, net0.2815%2,401
Percentage Net Loans Charged-off: Commercial and industrial0.7814%1,801
Percentage Net Loans Charged-off: Loans to individuals0.4248%2,637
Percentage Net Loans Charged-off: Credit card loans0.2186%792
Percentage Net Loans Charged-off: Other loans to individual0.4407%2,265
Percentage Net Loans Charged-off: All other loans and lease-0.0074%5,922
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0085%6,327
Percentage Net Loans Charged-off: Total real estate loans-0.0084%6,770
Percentage Net Loans Charged-off:Construction & development-0.3046%6,609
Percentage Net Loans Charged-off: Commercial real estate0.0192%1,838
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0792%2,749
Percentage Net Loans Charged-off: Home equity loans-0.1081%5,355
All other 1-4 family - Percent of loans charged-off, net0.2374%2,003
Percentage Net Loans Charged-off: Commercial and industrial-0.0730%6,238
Percentage Net Loans Charged-off: Loans to individuals0.2387%2,735
Percentage Net Loans Charged-off: Credit card loans-0.3287%1,376
Percentage Net Loans Charged-off: Other loans to individual0.3464%2,119
Percentage Net Loans Charged-off: All other loans and lease-0.0112%5,974
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0110%1,003
Percentage Net Loans Charged-off: Total real estate loans2.7113%609
Percentage Net Loans Charged-off:Construction & development14.7081%305
Percentage Net Loans Charged-off: Commercial real estate0.5418%1,962
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.6203%856
Percentage Net Loans Charged-off: Home equity loans1.9100%502
All other 1-4 family - Percent of loans charged-off, net1.3975%1,007
Percentage Net Loans Charged-off: Commercial and industrial1.1858%2,336
Percentage Net Loans Charged-off: Loans to individuals0.8708%2,393
Percentage Net Loans Charged-off: Credit card loans3.1364%505
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2767%1,277
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1305%868
Percentage Net Loans Charged-off: Total real estate loans2.8995%496
Percentage Net Loans Charged-off:Construction & development17.1902%211
Percentage Net Loans Charged-off: Commercial real estate0.1489%2,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.2158%1,031
Percentage Net Loans Charged-off: Home equity loans0.9807%804
All other 1-4 family - Percent of loans charged-off, net1.3964%911
Percentage Net Loans Charged-off: Commercial and industrial1.2702%1,964
Percentage Net Loans Charged-off: Loans to individuals0.5882%2,895
Percentage Net Loans Charged-off: Credit card loans2.2236%597
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2404%1,206
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7838%2,285
Percentage Net Loans Charged-off: Total real estate loans0.9286%1,701
Percentage Net Loans Charged-off:Construction & development4.5564%1,071
Percentage Net Loans Charged-off: Commercial real estate0.0175%2,566
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6432%1,622
Percentage Net Loans Charged-off: Home equity loans0.8428%776
All other 1-4 family - Percent of loans charged-off, net0.4866%1,855
Percentage Net Loans Charged-off: Commercial and industrial0.9935%2,019
Percentage Net Loans Charged-off: Loans to individuals0.7553%2,324
Percentage Net Loans Charged-off: Credit card loans2.6293%532
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1733%1,142
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1329%4,160
Percentage Net Loans Charged-off: Total real estate loans0.1978%2,913
Percentage Net Loans Charged-off:Construction & development0.6927%1,606
Percentage Net Loans Charged-off: Commercial real estate0.0351%1,778
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3380%1,885
Percentage Net Loans Charged-off: Home equity loans0.2173%852
All other 1-4 family - Percent of loans charged-off, net0.4321%1,604
Percentage Net Loans Charged-off: Commercial and industrial0.5420%1,949
Percentage Net Loans Charged-off: Loans to individuals0.7664%2,132
Percentage Net Loans Charged-off: Credit card loans3.5454%423
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4316%6,741
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6526%846
Percentage Net Loans Charged-off: Total real estate loans3.3663%540
Percentage Net Loans Charged-off:Construction & development13.6244%398
Percentage Net Loans Charged-off: Commercial real estate0.2907%2,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.1179%1,189
Percentage Net Loans Charged-off: Home equity loans0.5388%1,184
All other 1-4 family - Percent of loans charged-off, net1.5018%874
Percentage Net Loans Charged-off: Commercial and industrial1.0782%2,760
Percentage Net Loans Charged-off: Loans to individuals0.9437%2,823
Percentage Net Loans Charged-off: Credit card loans2.5103%711
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4303%840
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7652%1,143
Percentage Net Loans Charged-off: Total real estate loans2.0653%807
Percentage Net Loans Charged-off:Construction & development7.7420%650
Percentage Net Loans Charged-off: Commercial real estate0.0740%2,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.9662%1,116
Percentage Net Loans Charged-off: Home equity loans0.5725%970
All other 1-4 family - Percent of loans charged-off, net1.2179%891
Percentage Net Loans Charged-off: Commercial and industrial0.6222%2,912
Percentage Net Loans Charged-off: Loans to individuals0.8640%2,749
Percentage Net Loans Charged-off: Credit card loans2.0115%769
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6289%668
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7011%1,111
Percentage Net Loans Charged-off: Total real estate loans1.7105%892
Percentage Net Loans Charged-off:Construction & development6.6141%666
Percentage Net Loans Charged-off: Commercial real estate0.1140%1,791
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3262%2,001
Percentage Net Loans Charged-off: Home equity loans0.4663%881
All other 1-4 family - Percent of loans charged-off, net0.2396%2,188
Percentage Net Loans Charged-off: Commercial and industrial0.7387%2,302
Percentage Net Loans Charged-off: Loans to individuals1.0515%2,219
Percentage Net Loans Charged-off: Credit card loans1.9235%730
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5108%468
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4870%970
Percentage Net Loans Charged-off: Total real estate loans1.1427%929
Percentage Net Loans Charged-off:Construction & development3.9633%659
Percentage Net Loans Charged-off: Commercial real estate0.2448%898
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%7,576
Percentage Net Loans Charged-off: Home equity loans-0.0138%5,820
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.3694%2,021
Percentage Net Loans Charged-off: Loans to individuals1.9585%1,175
Percentage Net Loans Charged-off: Credit card loans3.2576%482
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6496%323
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6879%1,786
Percentage Net Loans Charged-off: Total real estate loans0.4736%1,753
Percentage Net Loans Charged-off:Construction & development1.4116%1,329
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1872%2,230
Percentage Net Loans Charged-off: Home equity loans0.5113%690
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial1.0718%1,746
Percentage Net Loans Charged-off: Loans to individuals0.5665%3,473
Percentage Net Loans Charged-off: Credit card loans1.9377%724
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1326%731
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3020%2,528
Percentage Net Loans Charged-off: Total real estate loans0.2826%1,753
Percentage Net Loans Charged-off:Construction & development0.8679%1,161
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.7284%1,637
Percentage Net Loans Charged-off: Loans to individuals0.5103%3,208
Percentage Net Loans Charged-off: Credit card loans2.0392%623
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0011%1,632
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1699%3,027
Percentage Net Loans Charged-off: Total real estate loans0.1382%2,068
Percentage Net Loans Charged-off:Construction & development0.4060%1,079
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.3989%1,811
Percentage Net Loans Charged-off: Loans to individuals0.6659%2,407
Percentage Net Loans Charged-off: Credit card loans2.2194%545
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1094%2,899
Percentage Net Loans Charged-off: Total real estate loans0.0641%1,970
Percentage Net Loans Charged-off:Construction & development0.1804%861
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1924%1,639
Percentage Net Loans Charged-off: Loans to individuals1.0407%1,485
Percentage Net Loans Charged-off: Credit card loans3.5544%341
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1063%3,856
Percentage Net Loans Charged-off: Total real estate loans0.0901%2,243
Percentage Net Loans Charged-off:Construction & development0.2245%957
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0926%1,970
Percentage Net Loans Charged-off: Home equity loans0.2714%482
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.1484%2,979
Percentage Net Loans Charged-off: Loans to individuals0.4505%3,279
Percentage Net Loans Charged-off: Credit card loans2.7214%445
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0521%1,534
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0831%3,472
Percentage Net Loans Charged-off: Total real estate loans0.0194%2,714
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1269%1,230
Percentage Net Loans Charged-off: Home equity loans0.3780%285
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.2053%2,206
Percentage Net Loans Charged-off: Loans to individuals0.5917%2,345
Percentage Net Loans Charged-off: Credit card loans3.4908%316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0693%1,286
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0535%3,591
Percentage Net Loans Charged-off: Total real estate loans0.0100%2,430
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0664%1,415
Percentage Net Loans Charged-off: Home equity loans0.1951%340
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2282%1,762
Percentage Net Loans Charged-off: Loans to individuals0.3596%2,907
Percentage Net Loans Charged-off: Credit card loans1.5087%615
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0117%6,849
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0316%3,360
Percentage Net Loans Charged-off: Total real estate loans0.0204%1,539
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1390%774
Percentage Net Loans Charged-off: Home equity loans0.3973%170
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0051%6,656
Percentage Net Loans Charged-off: Loans to individuals0.4309%2,332
Percentage Net Loans Charged-off: Credit card loans3.2172%345
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0470%4,465
Percentage Net Loans Charged-off: Total real estate loans-0.0008%7,513
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%7,817
Percentage Net Loans Charged-off: Home equity loans-0.0121%6,003
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.2227%2,378
Percentage Net Loans Charged-off: Loans to individuals0.2666%4,081
Percentage Net Loans Charged-off: Credit card loans0.8485%963
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0055%6,816
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0360%4,181
Percentage Net Loans Charged-off: Total real estate loans-0.0005%7,415
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,707
Percentage Net Loans Charged-off: Home equity loans-0.0080%5,979
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.1510%2,161
Percentage Net Loans Charged-off: Loans to individuals0.2493%3,711
Percentage Net Loans Charged-off: Credit card loans0.7671%906
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0074%6,879
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1015%2,457
Percentage Net Loans Charged-off: Total real estate loans-0.0008%7,448
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%7,786
Percentage Net Loans Charged-off: Home equity loans-0.0120%5,965
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.4943%1,154
Percentage Net Loans Charged-off: Loans to individuals0.4436%2,568
Percentage Net Loans Charged-off: Credit card loans0.7301%840
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0116%6,908
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1547%1,582
Percentage Net Loans Charged-off: Total real estate loans-0.0017%7,571
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%7,944
Percentage Net Loans Charged-off: Home equity loans-0.0240%5,967
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.7370%697
Percentage Net Loans Charged-off: Loans to individuals0.6618%1,797
Percentage Net Loans Charged-off: Credit card loans1.1730%654
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0288%6,991
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2230%2,103
Percentage Net Loans Charged-off: Total real estate loans0.1585%870
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.2035%568
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1094%1,352
Percentage Net Loans Charged-off: Home equity loans0.2435%256
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial0.4153%2,094
Percentage Net Loans Charged-off: Loans to individuals0.8916%2,128
Percentage Net Loans Charged-off: Credit card loans4.0448%361
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0333%1,481
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2392%1,653
Percentage Net Loans Charged-off: Total real estate loans0.2090%582
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.2829%390
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1108%1,159
Percentage Net Loans Charged-off: Home equity loans0.2457%207
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial0.3740%1,808
Percentage Net Loans Charged-off: Loans to individuals0.9223%1,770
Percentage Net Loans Charged-off: Credit card loans4.5664%286
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0054%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2076%1,756
Percentage Net Loans Charged-off: Total real estate loans0.1828%669
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.1672%439
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0955%1,133
Percentage Net Loans Charged-off: Home equity loans0.2046%213
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.1829%2,063
Percentage Net Loans Charged-off: Loans to individuals1.0235%1,527
Percentage Net Loans Charged-off: Credit card loans4.6065%299
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0083%1,143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1550%1,903
Percentage Net Loans Charged-off: Total real estate loans0.1540%625
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.3489%209
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0217%1,905
Percentage Net Loans Charged-off: Loans to individuals1.0641%1,427
Percentage Net Loans Charged-off: Credit card loans6.2083%198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0689%7,231
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1217%3,834
Percentage Net Loans Charged-off: Total real estate loans0.0706%1,982
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.1603%861
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial-0.0341%7,416
Percentage Net Loans Charged-off: Loans to individuals0.8864%2,337
Percentage Net Loans Charged-off: Credit card loans1.1930%1,269
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0106%1,613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1926%2,411
Percentage Net Loans Charged-off: Total real estate loans0.0164%2,738
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0371%983
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.4558%1,857
Percentage Net Loans Charged-off: Loans to individuals1.0173%1,837
Percentage Net Loans Charged-off: Credit card loans1.4759%1,082
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0292%1,331
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1933%2,313
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.5507%1,524
Percentage Net Loans Charged-off: Loans to individuals0.9859%1,887
Percentage Net Loans Charged-off: Credit card loans0.7546%1,221
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0052%7,056
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2288%1,789
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.6581%1,055
Percentage Net Loans Charged-off: Loans to individuals1.0756%1,683
Percentage Net Loans Charged-off: Credit card loans0.8600%983
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0115%7,139
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4474%1,655
Percentage Net Loans Charged-off: Total real estate loans0.1686%1,276
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2273%769
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1619%1,339
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.2818%856
Percentage Net Loans Charged-off: Commercial and industrial1.5898%1,138
Percentage Net Loans Charged-off: Loans to individuals0.6055%3,750
Percentage Net Loans Charged-off: Credit card loans2.5689%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1452%1,444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3672%1,766
Percentage Net Loans Charged-off: Total real estate loans0.0544%2,086
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0571%1,002
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0895%1,555
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1509%1,154
Percentage Net Loans Charged-off: Commercial and industrial1.3102%1,147
Percentage Net Loans Charged-off: Loans to individuals0.5957%3,434
Percentage Net Loans Charged-off: Credit card loans2.2806%1,036
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1963%1,175
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4223%1,468
Percentage Net Loans Charged-off: Total real estate loans0.0802%1,532
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0963%699
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1118%1,206
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1831%903
Percentage Net Loans Charged-off: Commercial and industrial1.0812%1,242
Percentage Net Loans Charged-off: Loans to individuals0.7853%2,610
Percentage Net Loans Charged-off: Credit card loans3.4269%694
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3669%871
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1588%2,687
Percentage Net Loans Charged-off: Total real estate loans0.1352%907
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.1217%427
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2344%626
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.3876%437
Percentage Net Loans Charged-off: Commercial and industrial-0.0197%7,328
Percentage Net Loans Charged-off: Loans to individuals0.6601%2,715
Percentage Net Loans Charged-off: Credit card loans0.7911%1,148
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3121%2,645
Percentage Net Loans Charged-off: Total real estate loans0.0507%2,543
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0631%1,206
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0633%2,123
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0920%1,734
Percentage Net Loans Charged-off: Commercial and industrial0.4648%2,901
Percentage Net Loans Charged-off: Loans to individuals1.0344%2,289
Percentage Net Loans Charged-off: Credit card loans3.0685%923
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0824%1,691
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3907%2,101
Percentage Net Loans Charged-off: Total real estate loans0.0791%1,925
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.2379%666
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0910%9,169
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.1079%9,192
Percentage Net Loans Charged-off: Commercial and industrial0.3308%3,161
Percentage Net Loans Charged-off: Loans to individuals1.0401%2,141
Percentage Net Loans Charged-off: Credit card loans2.4649%1,074
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2803%1,224
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2336%2,784
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0941%4,957
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1979%3,507
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3882%2,080
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1016%5,732
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3880%2,241
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0406%10,768
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0335%8,754
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1733%7,656
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA