Home > D'Hanis State Bank > Income and Expense
D'Hanis State Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 5,814 |
| Total interest expense | $125,000 | 5,751 |
| Net interest income | $1,260,000 | 5,780 |
| Provision for loan and lease losses | $-120,000 | 6,225 |
| Total noninterest income | $161,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $109,000 | 4,486 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $52,000 | 5,602 |
| Total noninterest expense | $1,804,000 | 4,989 |
| Salaries and employee benefits | $751,000 | 5,366 |
| Premises and equipment expense | $206,000 | 4,884 |
| Additional noninterest expense | $847,000 | 4,206 |
| Pre-tax net operating income | $-263,000 | 6,329 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-263,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-263,000 | 6,342 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-263,000 | 6,342 |
| Net charge-offs | $17,000 | 3,912 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-263,000 | 6,340 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $938,000 | 5,839 |
| Total interest expense | $84,000 | 5,804 |
| Net interest income | $854,000 | 5,791 |
| Provision for loan and lease losses | $-120,000 | 6,354 |
| Total noninterest income | $109,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $74,000 | 4,463 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $1,038,000 | 5,270 |
| Salaries and employee benefits | $467,000 | 5,547 |
| Premises and equipment expense | $135,000 | 4,948 |
| Additional noninterest expense | $436,000 | 4,779 |
| Pre-tax net operating income | $45,000 | 6,006 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $45,000 | 6,020 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $45,000 | 6,021 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $45,000 | 6,022 |
| Net charge-offs | $10,000 | 3,731 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $45,000 | 5,984 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 5,836 |
| Total interest expense | $42,000 | 5,881 |
| Net interest income | $446,000 | 5,789 |
| Provision for loan and lease losses | $-120,000 | 6,535 |
| Total noninterest income | $60,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $20,000 | 5,530 |
| Total noninterest expense | $523,000 | 5,334 |
| Salaries and employee benefits | $220,000 | 5,694 |
| Premises and equipment expense | $65,000 | 5,084 |
| Additional noninterest expense | $238,000 | 4,610 |
| Pre-tax net operating income | $103,000 | 5,245 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $103,000 | 5,131 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $103,000 | 5,132 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $103,000 | 5,132 |
| Net charge-offs | $-5,000 | 5,444 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $103,000 | 5,083 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 5,984 |
| Total interest expense | $178,000 | 6,034 |
| Net interest income | $1,665,000 | 5,921 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $243,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $156,000 | 4,520 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $87,000 | 5,495 |
| Total noninterest expense | $2,138,000 | 5,348 |
| Salaries and employee benefits | $959,000 | 5,611 |
| Premises and equipment expense | $279,000 | 4,997 |
| Additional noninterest expense | $900,000 | 4,815 |
| Pre-tax net operating income | $-230,000 | 6,378 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-230,000 | 6,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-230,000 | 6,408 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-230,000 | 6,409 |
| Net charge-offs | $-4,000 | 6,009 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-230,000 | 6,397 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 6,051 |
| Total interest expense | $133,000 | 6,126 |
| Net interest income | $1,241,000 | 5,981 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $183,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $117,000 | 4,548 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $66,000 | 5,558 |
| Total noninterest expense | $1,607,000 | 5,371 |
| Salaries and employee benefits | $728,000 | 5,608 |
| Premises and equipment expense | $211,000 | 5,023 |
| Additional noninterest expense | $668,000 | 4,864 |
| Pre-tax net operating income | $-183,000 | 6,477 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-183,000 | 6,511 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-183,000 | 6,513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-183,000 | 6,512 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-183,000 | 6,487 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $912,000 | 6,090 |
| Total interest expense | $89,000 | 6,190 |
| Net interest income | $823,000 | 6,017 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $127,000 | 5,469 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $76,000 | 4,585 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,485 |
| Total noninterest expense | $1,089,000 | 5,364 |
| Salaries and employee benefits | $494,000 | 5,613 |
| Premises and equipment expense | $139,000 | 5,053 |
| Additional noninterest expense | $456,000 | 4,820 |
| Pre-tax net operating income | $-139,000 | 6,504 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-139,000 | 6,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-139,000 | 6,556 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-139,000 | 6,556 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-139,000 | 6,517 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 6,171 |
| Total interest expense | $46,000 | 6,239 |
| Net interest income | $400,000 | 6,099 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $76,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $524,000 | 5,477 |
| Salaries and employee benefits | $249,000 | 5,635 |
| Premises and equipment expense | $70,000 | 5,062 |
| Additional noninterest expense | $205,000 | 5,093 |
| Pre-tax net operating income | $-48,000 | 6,526 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-48,000 | 6,588 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-48,000 | 6,589 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-48,000 | 6,589 |
| Net charge-offs | $-11,000 | 6,232 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-48,000 | 6,536 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 6,124 |
| Total interest expense | $232,000 | 6,266 |
| Net interest income | $1,789,000 | 6,048 |
| Provision for loan and lease losses | $-76,000 | 6,873 |
| Total noninterest income | $105,000 | 6,262 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $170,000 | 4,556 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-65,000 | 6,702 |
| Total noninterest expense | $2,219,000 | 5,440 |
| Salaries and employee benefits | $902,000 | 5,891 |
| Premises and equipment expense | $282,000 | 5,106 |
| Additional noninterest expense | $1,035,000 | 4,718 |
| Pre-tax net operating income | $-249,000 | 6,379 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-249,000 | 6,484 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-249,000 | 6,479 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-249,000 | 6,481 |
| Net charge-offs | $-61,000 | 6,888 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $825,000 | 241 |
| Net operating income | $-249,000 | 6,404 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 6,198 |
| Total interest expense | $182,000 | 6,356 |
| Net interest income | $1,369,000 | 6,109 |
| Provision for loan and lease losses | $224,000 | 3,405 |
| Total noninterest income | $110,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $129,000 | 4,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-19,000 | 6,764 |
| Total noninterest expense | $1,650,000 | 5,503 |
| Salaries and employee benefits | $677,000 | 5,921 |
| Premises and equipment expense | $209,000 | 5,182 |
| Additional noninterest expense | $764,000 | 4,780 |
| Pre-tax net operating income | $-395,000 | 6,633 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-395,000 | 6,718 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-395,000 | 6,716 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-395,000 | 6,716 |
| Net charge-offs | $-24,000 | 6,786 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $825,000 | 188 |
| Net operating income | $-395,000 | 6,652 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 6,192 |
| Total interest expense | $129,000 | 6,364 |
| Net interest income | $939,000 | 6,095 |
| Provision for loan and lease losses | $224,000 | 2,849 |
| Total noninterest income | $71,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $91,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-20,000 | 6,880 |
| Total noninterest expense | $1,105,000 | 5,533 |
| Salaries and employee benefits | $449,000 | 5,978 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $524,000 | 4,733 |
| Pre-tax net operating income | $-319,000 | 6,708 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-319,000 | 6,785 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-319,000 | 6,785 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-319,000 | 6,785 |
| Net charge-offs | $244,000 | 2,527 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $825,000 | 131 |
| Net operating income | $-319,000 | 6,730 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 6,208 |
| Total interest expense | $67,000 | 6,412 |
| Net interest income | $481,000 | 6,104 |
| Provision for loan and lease losses | $424,000 | 1,219 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-20,000 | 7,020 |
| Total noninterest expense | $509,000 | 5,734 |
| Salaries and employee benefits | $209,000 | 6,149 |
| Premises and equipment expense | $65,000 | 5,356 |
| Additional noninterest expense | $235,000 | 5,011 |
| Pre-tax net operating income | $-427,000 | 7,013 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-427,000 | 7,049 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-427,000 | 7,048 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-427,000 | 7,049 |
| Net charge-offs | $416,000 | 1,220 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $757,000 | 78 |
| Net operating income | $-427,000 | 7,023 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 6,154 |
| Total interest expense | $405,000 | 6,189 |
| Net interest income | $2,019,000 | 6,064 |
| Provision for loan and lease losses | $110,000 | 5,257 |
| Total noninterest income | $48,000 | 6,800 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $201,000 | 4,363 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-153,000 | 6,926 |
| Total noninterest expense | $2,138,000 | 5,694 |
| Salaries and employee benefits | $789,000 | 6,299 |
| Premises and equipment expense | $259,000 | 5,536 |
| Additional noninterest expense | $1,090,000 | 4,711 |
| Pre-tax net operating income | $-181,000 | 6,219 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-181,000 | 6,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-181,000 | 6,327 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-181,000 | 6,327 |
| Net charge-offs | $315,000 | 3,745 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-181,000 | 6,257 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 6,165 |
| Total interest expense | $331,000 | 6,167 |
| Net interest income | $1,532,000 | 6,083 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $171,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $159,000 | 4,289 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $12,000 | 6,578 |
| Total noninterest expense | $1,741,000 | 5,527 |
| Salaries and employee benefits | $605,000 | 6,270 |
| Premises and equipment expense | $195,000 | 5,579 |
| Additional noninterest expense | $941,000 | 4,328 |
| Pre-tax net operating income | $-88,000 | 6,278 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-88,000 | 6,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-88,000 | 6,402 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-88,000 | 6,402 |
| Net charge-offs | $279,000 | 3,329 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-88,000 | 6,312 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 6,185 |
| Total interest expense | $237,000 | 6,161 |
| Net interest income | $1,032,000 | 6,108 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $110,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $101,000 | 4,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,628 |
| Total noninterest expense | $1,042,000 | 5,820 |
| Salaries and employee benefits | $408,000 | 6,312 |
| Premises and equipment expense | $133,000 | 5,562 |
| Additional noninterest expense | $501,000 | 5,000 |
| Pre-tax net operating income | $50,000 | 5,949 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $50,000 | 6,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $50,000 | 6,008 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $50,000 | 6,009 |
| Net charge-offs | $224,000 | 2,993 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $50,000 | 5,929 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 6,213 |
| Total interest expense | $128,000 | 6,126 |
| Net interest income | $510,000 | 6,146 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $480,000 | 6,026 |
| Salaries and employee benefits | $221,000 | 6,205 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $197,000 | 5,577 |
| Pre-tax net operating income | $92,000 | 5,232 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $92,000 | 5,129 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $92,000 | 5,127 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $92,000 | 5,129 |
| Net charge-offs | $74,000 | 3,022 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $92,000 | 5,068 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 5,975 |
| Total interest expense | $781,000 | 5,754 |
| Net interest income | $2,301,000 | 5,959 |
| Provision for loan and lease losses | $435,000 | 4,351 |
| Total noninterest income | $209,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $231,000 | 4,153 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-22,000 | 7,062 |
| Total noninterest expense | $2,037,000 | 5,977 |
| Salaries and employee benefits | $908,000 | 6,215 |
| Premises and equipment expense | $220,000 | 6,040 |
| Additional noninterest expense | $909,000 | 5,335 |
| Pre-tax net operating income | $38,000 | 5,665 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $38,000 | 5,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $38,000 | 5,850 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $38,000 | 5,850 |
| Net charge-offs | $308,000 | 4,263 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 346 |
| Net operating income | $38,000 | 5,711 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,415,000 | 5,999 |
| Total interest expense | $621,000 | 5,798 |
| Net interest income | $1,794,000 | 5,947 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $145,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $175,000 | 4,209 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-30,000 | 7,285 |
| Total noninterest expense | $1,483,000 | 6,083 |
| Salaries and employee benefits | $641,000 | 6,366 |
| Premises and equipment expense | $171,000 | 6,024 |
| Additional noninterest expense | $671,000 | 5,372 |
| Pre-tax net operating income | $231,000 | 5,132 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $231,000 | 5,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $231,000 | 5,167 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $231,000 | 5,168 |
| Net charge-offs | $58,000 | 5,397 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $231,000 | 5,002 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 6,040 |
| Total interest expense | $428,000 | 5,823 |
| Net interest income | $1,191,000 | 5,970 |
| Provision for loan and lease losses | $225,000 | 4,053 |
| Total noninterest income | $84,000 | 6,317 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $111,000 | 4,294 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-27,000 | 7,405 |
| Total noninterest expense | $955,000 | 6,183 |
| Salaries and employee benefits | $409,000 | 6,506 |
| Premises and equipment expense | $116,000 | 6,027 |
| Additional noninterest expense | $430,000 | 5,495 |
| Pre-tax net operating income | $95,000 | 5,538 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $95,000 | 5,569 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,572 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $95,000 | 5,571 |
| Net charge-offs | $55,000 | 4,800 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $95,000 | 5,448 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 6,010 |
| Total interest expense | $228,000 | 5,815 |
| Net interest income | $614,000 | 5,959 |
| Provision for loan and lease losses | $195,000 | 3,039 |
| Total noninterest income | $59,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $55,000 | 4,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $457,000 | 6,351 |
| Salaries and employee benefits | $196,000 | 6,654 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $205,000 | 5,632 |
| Pre-tax net operating income | $21,000 | 6,028 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $21,000 | 6,120 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 6,122 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $21,000 | 6,121 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $21,000 | 6,011 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 6,636 |
| Total interest expense | $820,000 | 6,422 |
| Net interest income | $1,750,000 | 6,631 |
| Provision for loan and lease losses | $63,000 | 6,731 |
| Total noninterest income | $298,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $232,000 | 4,371 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $66,000 | 6,098 |
| Total noninterest expense | $1,653,000 | 6,604 |
| Salaries and employee benefits | $810,000 | 6,682 |
| Premises and equipment expense | $223,000 | 6,297 |
| Additional noninterest expense | $620,000 | 6,388 |
| Pre-tax net operating income | $332,000 | 4,414 |
| Securities gains (losses) | $174,000 | 1,665 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $506,000 | 3,852 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $506,000 | 3,851 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $506,000 | 3,852 |
| Net charge-offs | $66,000 | 6,031 |
| Cash dividends | $30,000 | 4,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $332,000 | 4,294 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 6,789 |
| Total interest expense | $597,000 | 6,619 |
| Net interest income | $1,249,000 | 6,756 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $224,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $174,000 | 4,389 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $1,186,000 | 6,713 |
| Salaries and employee benefits | $593,000 | 6,761 |
| Premises and equipment expense | $167,000 | 6,345 |
| Additional noninterest expense | $426,000 | 6,576 |
| Pre-tax net operating income | $242,000 | 4,755 |
| Securities gains (losses) | $174,000 | 1,393 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $416,000 | 3,992 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $416,000 | 3,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $416,000 | 3,991 |
| Net charge-offs | $30,000 | 6,030 |
| Cash dividends | $30,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $242,000 | 4,600 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 6,982 |
| Total interest expense | $385,000 | 6,786 |
| Net interest income | $770,000 | 6,924 |
| Provision for loan and lease losses | $38,000 | 6,300 |
| Total noninterest income | $144,000 | 5,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $113,000 | 4,405 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $31,000 | 6,373 |
| Total noninterest expense | $756,000 | 6,870 |
| Salaries and employee benefits | $378,000 | 6,923 |
| Premises and equipment expense | $103,000 | 6,529 |
| Additional noninterest expense | $275,000 | 6,676 |
| Pre-tax net operating income | $120,000 | 5,093 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $120,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 5,053 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $120,000 | 5,054 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $120,000 | 4,968 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,157 |
| Total interest expense | $181,000 | 6,965 |
| Net interest income | $355,000 | 7,091 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $73,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $363,000 | 6,915 |
| Salaries and employee benefits | $178,000 | 7,087 |
| Premises and equipment expense | $47,000 | 6,737 |
| Additional noninterest expense | $138,000 | 6,509 |
| Pre-tax net operating income | $65,000 | 5,430 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $65,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $65,000 | 5,465 |
| Net charge-offs | $36,000 | 3,846 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $65,000 | 5,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 8,248 |
| Total interest expense | $88,000 | 8,201 |
| Net interest income | $155,000 | 8,250 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $44,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,000 | 7,639 |
| Total noninterest expense | $207,000 | 8,267 |
| Salaries and employee benefits | $129,000 | 8,246 |
| Premises and equipment expense | $24,000 | 8,202 |
| Additional noninterest expense | $54,000 | 8,269 |
| Pre-tax net operating income | $-8,000 | 6,339 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-8,000 | 6,248 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,895 |
| Cash dividends | $110,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-8,000 | 6,383 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 7,367 |
| Total interest expense | $582,000 | 7,285 |
| Net interest income | $975,000 | 7,306 |
| Provision for loan and lease losses | $10,000 | 6,725 |
| Total noninterest income | $228,000 | 5,869 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $185,000 | 4,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 6,778 |
| Total noninterest expense | $921,000 | 7,241 |
| Salaries and employee benefits | $454,000 | 7,421 |
| Premises and equipment expense | $139,000 | 6,846 |
| Additional noninterest expense | $328,000 | 6,875 |
| Pre-tax net operating income | $272,000 | 5,748 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $272,000 | 5,333 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $272,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,131 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $272,000 | 5,506 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 7,428 |
| Total interest expense | $387,000 | 7,417 |
| Net interest income | $661,000 | 7,305 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $149,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $603,000 | 7,323 |
| Salaries and employee benefits | $299,000 | 7,516 |
| Premises and equipment expense | $87,000 | 6,979 |
| Additional noninterest expense | $217,000 | 6,924 |
| Pre-tax net operating income | $197,000 | 5,834 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $197,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $197,000 | 5,565 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 7,407 |
| Total interest expense | $195,000 | 7,533 |
| Net interest income | $358,000 | 7,203 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $83,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $299,000 | 7,378 |
| Salaries and employee benefits | $147,000 | 7,581 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $109,000 | 6,916 |
| Pre-tax net operating income | $132,000 | 5,635 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $132,000 | 5,419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $132,000 | 5,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $132,000 | 5,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 7,382 |
| Total interest expense | $783,000 | 7,524 |
| Net interest income | $1,456,000 | 7,169 |
| Provision for loan and lease losses | $379,000 | 2,788 |
| Total noninterest income | $335,000 | 5,832 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $279,000 | 4,232 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $56,000 | 6,977 |
| Total noninterest expense | $1,157,000 | 7,428 |
| Salaries and employee benefits | $605,000 | 7,526 |
| Premises and equipment expense | $178,000 | 6,954 |
| Additional noninterest expense | $374,000 | 7,174 |
| Pre-tax net operating income | $255,000 | 6,723 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $255,000 | 6,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $255,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,140 |
| Cash dividends | $190,000 | 4,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $255,000 | 6,570 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,432 |
| Total interest expense | $571,000 | 7,603 |
| Net interest income | $1,097,000 | 7,215 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $255,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 4,151 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $809,000 | 7,520 |
| Salaries and employee benefits | $411,000 | 7,650 |
| Premises and equipment expense | $130,000 | 6,981 |
| Additional noninterest expense | $268,000 | 7,249 |
| Pre-tax net operating income | $353,000 | 6,358 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $353,000 | 6,040 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $353,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $190,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $353,000 | 6,027 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 7,512 |
| Total interest expense | $371,000 | 7,661 |
| Net interest income | $717,000 | 7,310 |
| Provision for loan and lease losses | $175,000 | 2,387 |
| Total noninterest income | $170,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $153,000 | 4,045 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $540,000 | 7,569 |
| Salaries and employee benefits | $272,000 | 7,718 |
| Premises and equipment expense | $87,000 | 7,002 |
| Additional noninterest expense | $181,000 | 7,250 |
| Pre-tax net operating income | $172,000 | 6,803 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $172,000 | 6,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $172,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $110,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $172,000 | 6,568 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,565 |
| Total interest expense | $181,000 | 7,713 |
| Net interest income | $358,000 | 7,348 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $82,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $262,000 | 7,664 |
| Salaries and employee benefits | $129,000 | 7,845 |
| Premises and equipment expense | $44,000 | 7,021 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $13,000 | 7,716 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $13,000 | 7,721 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $13,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $110,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $13,000 | 7,701 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 7,479 |
| Total interest expense | $636,000 | 7,637 |
| Net interest income | $1,432,000 | 7,258 |
| Provision for loan and lease losses | $245,000 | 3,135 |
| Total noninterest income | $381,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $343,000 | 3,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 7,516 |
| Total noninterest expense | $1,174,000 | 7,430 |
| Salaries and employee benefits | $601,000 | 7,592 |
| Premises and equipment expense | $165,000 | 7,085 |
| Additional noninterest expense | $408,000 | 7,025 |
| Pre-tax net operating income | $394,000 | 6,799 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $394,000 | 6,541 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $394,000 | 6,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,552 |
| Cash dividends | $512,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $394,000 | 6,542 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 7,554 |
| Total interest expense | $462,000 | 7,691 |
| Net interest income | $1,071,000 | 7,339 |
| Provision for loan and lease losses | $245,000 | 2,480 |
| Total noninterest income | $295,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $267,000 | 3,807 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $842,000 | 7,527 |
| Salaries and employee benefits | $417,000 | 7,708 |
| Premises and equipment expense | $163,000 | 6,563 |
| Additional noninterest expense | $262,000 | 7,334 |
| Pre-tax net operating income | $279,000 | 7,102 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $279,000 | 6,822 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $279,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,140 |
| Cash dividends | $512,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $279,000 | 6,826 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 7,609 |
| Total interest expense | $301,000 | 7,695 |
| Net interest income | $697,000 | 7,437 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $201,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $179,000 | 3,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,458 |
| Total noninterest expense | $561,000 | 7,557 |
| Salaries and employee benefits | $280,000 | 7,743 |
| Premises and equipment expense | $110,000 | 6,558 |
| Additional noninterest expense | $171,000 | 7,386 |
| Pre-tax net operating income | $307,000 | 6,414 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $307,000 | 5,966 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $307,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $475,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $307,000 | 5,964 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $486,000 | 7,659 |
| Total interest expense | $149,000 | 7,691 |
| Net interest income | $337,000 | 7,517 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $98,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $281,000 | 7,566 |
| Salaries and employee benefits | $145,000 | 7,699 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $84,000 | 7,422 |
| Pre-tax net operating income | $139,000 | 6,554 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $139,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $139,000 | 6,112 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 7,567 |
| Total interest expense | $471,000 | 7,707 |
| Net interest income | $1,407,000 | 7,412 |
| Provision for loan and lease losses | $28,000 | 6,283 |
| Total noninterest income | $305,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $1,102,000 | 7,565 |
| Salaries and employee benefits | $577,000 | 7,697 |
| Premises and equipment expense | $193,000 | 6,791 |
| Additional noninterest expense | $332,000 | 7,452 |
| Pre-tax net operating income | $582,000 | 6,476 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $582,000 | 6,071 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $582,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,251 |
| Cash dividends | $286,000 | 4,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $582,000 | 6,042 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 7,607 |
| Total interest expense | $342,000 | 7,716 |
| Net interest income | $1,050,000 | 7,461 |
| Provision for loan and lease losses | $22,000 | 6,097 |
| Total noninterest income | $235,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,929 |
| Total noninterest expense | $776,000 | 7,669 |
| Salaries and employee benefits | $400,000 | 7,781 |
| Premises and equipment expense | $144,000 | 6,808 |
| Additional noninterest expense | $232,000 | 7,592 |
| Pre-tax net operating income | $487,000 | 6,449 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $487,000 | 5,966 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $487,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,387 |
| Cash dividends | $286,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $487,000 | 5,930 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $908,000 | 7,642 |
| Total interest expense | $220,000 | 7,703 |
| Net interest income | $688,000 | 7,507 |
| Provision for loan and lease losses | $16,000 | 5,837 |
| Total noninterest income | $167,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $517,000 | 7,676 |
| Salaries and employee benefits | $264,000 | 7,803 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $163,000 | 7,474 |
| Pre-tax net operating income | $322,000 | 6,451 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $322,000 | 5,961 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $322,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $236,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $322,000 | 5,909 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,683 |
| Total interest expense | $110,000 | 7,710 |
| Net interest income | $343,000 | 7,574 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $79,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $251,000 | 7,792 |
| Salaries and employee benefits | $133,000 | 7,856 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $161,000 | 6,421 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $161,000 | 5,952 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $161,000 | 5,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $170,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $161,000 | 5,915 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 7,646 |
| Total interest expense | $432,000 | 7,563 |
| Net interest income | $1,306,000 | 7,591 |
| Provision for loan and lease losses | $94,000 | 5,123 |
| Total noninterest income | $311,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $1,073,000 | 7,667 |
| Salaries and employee benefits | $538,000 | 7,881 |
| Premises and equipment expense | $206,000 | 6,689 |
| Additional noninterest expense | $329,000 | 7,534 |
| Pre-tax net operating income | $450,000 | 6,862 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $450,000 | 6,548 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $450,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,787 |
| Cash dividends | $432,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $450,000 | 6,485 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 7,734 |
| Total interest expense | $321,000 | 7,597 |
| Net interest income | $944,000 | 7,700 |
| Provision for loan and lease losses | $58,000 | 5,208 |
| Total noninterest income | $235,000 | 6,355 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $205,000 | 4,579 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $753,000 | 7,774 |
| Salaries and employee benefits | $363,000 | 8,011 |
| Premises and equipment expense | $152,000 | 6,692 |
| Additional noninterest expense | $238,000 | 7,598 |
| Pre-tax net operating income | $368,000 | 6,884 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $368,000 | 6,508 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $368,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,525 |
| Cash dividends | $432,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $368,000 | 6,434 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 7,822 |
| Total interest expense | $215,000 | 7,655 |
| Net interest income | $611,000 | 7,781 |
| Provision for loan and lease losses | $52,000 | 4,649 |
| Total noninterest income | $152,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $136,000 | 4,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $498,000 | 7,837 |
| Salaries and employee benefits | $242,000 | 8,061 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $156,000 | 7,650 |
| Pre-tax net operating income | $213,000 | 7,091 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $213,000 | 6,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,389 |
| Cash dividends | $334,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $213,000 | 6,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,856 |
| Total interest expense | $108,000 | 7,717 |
| Net interest income | $303,000 | 7,831 |
| Provision for loan and lease losses | $46,000 | 3,418 |
| Total noninterest income | $73,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $240,000 | 7,952 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $76,000 | 7,736 |
| Pre-tax net operating income | $90,000 | 7,308 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $90,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $246,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 7,880 |
| Total interest expense | $456,000 | 7,916 |
| Net interest income | $1,228,000 | 7,767 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $324,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $278,000 | 4,492 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $46,000 | 7,657 |
| Total noninterest expense | $1,044,000 | 7,783 |
| Salaries and employee benefits | $499,000 | 8,081 |
| Premises and equipment expense | $182,000 | 6,996 |
| Additional noninterest expense | $363,000 | 7,363 |
| Pre-tax net operating income | $408,000 | 7,001 |
| Securities gains (losses) | $40,000 | 2,704 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $448,000 | 6,580 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $448,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $399,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $408,000 | 6,618 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 7,942 |
| Total interest expense | $347,000 | 8,037 |
| Net interest income | $941,000 | 7,796 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $245,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $211,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $778,000 | 7,791 |
| Salaries and employee benefits | $348,000 | 8,203 |
| Premises and equipment expense | $144,000 | 6,890 |
| Additional noninterest expense | $286,000 | 7,264 |
| Pre-tax net operating income | $363,000 | 6,883 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $363,000 | 6,578 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $363,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $399,000 | 3,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $363,000 | 6,402 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $878,000 | 7,959 |
| Total interest expense | $237,000 | 8,096 |
| Net interest income | $641,000 | 7,763 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $169,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $148,000 | 4,326 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $511,000 | 7,845 |
| Salaries and employee benefits | $231,000 | 8,239 |
| Premises and equipment expense | $96,000 | 6,867 |
| Additional noninterest expense | $184,000 | 7,345 |
| Pre-tax net operating income | $269,000 | 6,710 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $269,000 | 6,355 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $269,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $343,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $269,000 | 6,142 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,987 |
| Total interest expense | $121,000 | 8,163 |
| Net interest income | $322,000 | 7,780 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $84,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $258,000 | 7,857 |
| Salaries and employee benefits | $115,000 | 8,280 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $94,000 | 7,306 |
| Pre-tax net operating income | $133,000 | 6,710 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $133,000 | 6,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $249,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $133,000 | 6,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 8,049 |
| Total interest expense | $604,000 | 8,079 |
| Net interest income | $1,221,000 | 7,895 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $385,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $285,000 | 4,343 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,442 |
| Total noninterest expense | $1,011,000 | 7,913 |
| Salaries and employee benefits | $449,000 | 8,333 |
| Premises and equipment expense | $194,000 | 6,832 |
| Additional noninterest expense | $368,000 | 7,360 |
| Pre-tax net operating income | $430,000 | 7,026 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $430,000 | 6,695 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $430,000 | 6,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,089 |
| Cash dividends | $175,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $430,000 | 6,567 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 8,168 |
| Total interest expense | $833,000 | 8,370 |
| Net interest income | $1,206,000 | 7,869 |
| Provision for loan and lease losses | $457,000 | 2,365 |
| Total noninterest income | $357,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $266,000 | 4,472 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $91,000 | 6,630 |
| Total noninterest expense | $979,000 | 8,017 |
| Salaries and employee benefits | $429,000 | 8,493 |
| Premises and equipment expense | $159,000 | 7,382 |
| Additional noninterest expense | $391,000 | 7,219 |
| Pre-tax net operating income | $127,000 | 8,200 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $127,000 | 8,180 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $127,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,134 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $127,000 | 8,067 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 8,311 |
| Total interest expense | $821,000 | 8,587 |
| Net interest income | $1,275,000 | 7,920 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $257,000 | 6,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,273 |
| Total noninterest expense | $960,000 | 8,128 |
| Salaries and employee benefits | $442,000 | 8,535 |
| Premises and equipment expense | $154,000 | 7,532 |
| Additional noninterest expense | $364,000 | 7,444 |
| Pre-tax net operating income | $497,000 | 7,019 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $128,000 | 6,197 |
| Income before extraordinary items | $376,000 | 7,006 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $376,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,343 |
| Cash dividends | $310,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $370,750 | 7,031 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 8,510 |
| Total interest expense | $876,000 | 8,501 |
| Net interest income | $1,117,000 | 8,367 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $248,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,314 |
| Total noninterest expense | $875,000 | 8,523 |
| Salaries and employee benefits | $395,000 | 8,916 |
| Premises and equipment expense | $146,000 | 7,736 |
| Additional noninterest expense | $334,000 | 7,841 |
| Pre-tax net operating income | $455,000 | 7,355 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $60,000 | 7,499 |
| Income before extraordinary items | $396,000 | 7,015 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $396,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $85,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $395,130 | 6,990 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 8,775 |
| Total interest expense | $929,000 | 8,615 |
| Net interest income | $993,000 | 8,810 |
| Provision for loan and lease losses | $114,000 | 4,857 |
| Total noninterest income | $207,000 | 7,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $852,000 | 8,597 |
| Salaries and employee benefits | $368,000 | 9,173 |
| Premises and equipment expense | $155,000 | 7,539 |
| Additional noninterest expense | $329,000 | 7,852 |
| Pre-tax net operating income | $234,000 | 8,748 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $15,000 | 8,979 |
| Income before extraordinary items | $219,000 | 8,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $219,000 | 8,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,269 |
| Cash dividends | $213,000 | 5,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $219,000 | 8,402 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 8,800 |
| Total interest expense | $1,095,000 | 8,422 |
| Net interest income | $1,092,000 | 8,958 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $234,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $846,000 | 8,869 |
| Salaries and employee benefits | $374,000 | 9,423 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $323,000 | 8,096 |
| Pre-tax net operating income | $415,000 | 8,361 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $44,000 | 9,342 |
| Income before extraordinary items | $359,000 | 7,921 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $359,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,092 |
| Cash dividends | $329,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $369,680 | 7,803 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 9,262 |
| Total interest expense | $1,036,000 | 8,891 |
| Net interest income | $1,057,000 | 9,399 |
| Provision for loan and lease losses | $134,000 | 4,364 |
| Total noninterest income | $249,000 | 7,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,682 |
| Total noninterest expense | $800,000 | 9,428 |
| Salaries and employee benefits | $336,000 | 10,065 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $324,000 | 8,626 |
| Pre-tax net operating income | $372,000 | 8,677 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $40,000 | 9,864 |
| Income before extraordinary items | $332,000 | 8,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $332,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,990 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $332,000 | 8,083 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 10,084 |
| Total interest expense | $779,000 | 10,029 |
| Net interest income | $971,000 | 10,022 |
| Provision for loan and lease losses | $411,000 | 1,826 |
| Total noninterest income | $206,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $734,000 | 10,058 |
| Salaries and employee benefits | $316,000 | 10,619 |
| Premises and equipment expense | $127,000 | 8,867 |
| Additional noninterest expense | $291,000 | 9,330 |
| Pre-tax net operating income | $32,000 | 11,380 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-17,000 | 11,546 |
| Income before extraordinary items | $49,000 | 11,293 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $49,000 | 11,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,778 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $49,000 | 11,257 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 11,048 |
| Total interest expense | $470,000 | 11,228 |
| Net interest income | $875,000 | 10,807 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $185,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $675,000 | 10,811 |
| Salaries and employee benefits | $276,000 | 11,420 |
| Premises and equipment expense | $110,000 | 9,702 |
| Additional noninterest expense | $289,000 | 10,082 |
| Pre-tax net operating income | $385,000 | 9,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $93,000 | 9,524 |
| Income before extraordinary items | $292,000 | 9,229 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $292,000 | 9,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,887 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $292,000 | 9,298 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 11,781 |
| Total interest expense | $468,000 | 11,850 |
| Net interest income | $784,000 | 11,561 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $640,000 | 11,434 |
| Salaries and employee benefits | $278,000 | 11,898 |
| Premises and equipment expense | $93,000 | 10,682 |
| Additional noninterest expense | $269,000 | 10,837 |
| Pre-tax net operating income | $233,000 | 10,760 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $199,000 | 10,670 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $195,000 | 10,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 5,571 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $171,260 | 10,765 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 12,551 |
| Total interest expense | $472,000 | 12,874 |
| Net interest income | $750,000 | 12,116 |
| Provision for loan and lease losses | $127,000 | 6,563 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $596,000 | 12,087 |
| Salaries and employee benefits | $273,000 | 12,327 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $248,000 | 11,558 |
| Pre-tax net operating income | $155,000 | 11,482 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $12,000 | 12,318 |
| Income before extraordinary items | $204,000 | 10,534 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $204,000 | 10,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $146,660 | 10,986 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.