Home > Cypress National Bank > Income and Expense
Cypress National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 10,547 |
| Total interest expense | $441,000 | 11,213 |
| Net interest income | $1,050,000 | 9,782 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $290,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,263,000 | 7,978 |
| Salaries and employee benefits | $592,000 | 8,410 |
| Premises and equipment expense | $214,000 | 6,939 |
| Additional noninterest expense | $457,000 | 7,639 |
| Pre-tax net operating income | $77,000 | 11,198 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $77,000 | 11,122 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $77,000 | 11,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 11,271 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $77,000 | 11,100 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 10,931 |
| Total interest expense | $350,000 | 11,826 |
| Net interest income | $1,051,000 | 10,236 |
| Provision for loan and lease losses | $-20,000 | 11,841 |
| Total noninterest income | $286,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,261,000 | 8,386 |
| Salaries and employee benefits | $573,000 | 8,800 |
| Premises and equipment expense | $224,000 | 6,985 |
| Additional noninterest expense | $464,000 | 8,204 |
| Pre-tax net operating income | $96,000 | 11,656 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $96,000 | 11,420 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $96,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $96,000 | 11,462 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 11,438 |
| Total interest expense | $382,000 | 12,307 |
| Net interest income | $1,020,000 | 10,714 |
| Provision for loan and lease losses | $77,000 | 6,405 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,449,000 | 8,009 |
| Salaries and employee benefits | $595,000 | 8,840 |
| Premises and equipment expense | $253,000 | 6,631 |
| Additional noninterest expense | $601,000 | 7,324 |
| Pre-tax net operating income | $-263,000 | 12,740 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-263,000 | 12,803 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-263,000 | 12,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 2,186 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-263,000 | 12,726 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 11,358 |
| Total interest expense | $638,000 | 12,125 |
| Net interest income | $1,140,000 | 10,552 |
| Provision for loan and lease losses | $736,000 | 2,286 |
| Total noninterest income | $275,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,278,000 | 8,730 |
| Salaries and employee benefits | $526,000 | 9,525 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $486,000 | 8,590 |
| Pre-tax net operating income | $-599,000 | 13,350 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-599,000 | 13,418 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-599,000 | 13,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 3,016 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-599,000 | 13,324 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.