Home > Cypress Coquina Bank > Income and Expense
Cypress Coquina Bank, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 4,852 |
| Total interest expense | $531,000 | 5,610 |
| Net interest income | $1,146,000 | 4,220 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $140,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 4,253 |
| Total noninterest expense | $673,000 | 5,493 |
| Salaries and employee benefits | $422,000 | 5,086 |
| Premises and equipment expense | $93,000 | 5,371 |
| Additional noninterest expense | $158,000 | 6,037 |
| Pre-tax net operating income | $613,000 | 2,660 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $232,000 | 1,770 |
| Income before extraordinary items | $381,000 | 3,295 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $381,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 832 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $381,000 | 3,208 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,816,000 | 2,106 |
| Total interest expense | $7,563,000 | 2,445 |
| Net interest income | $12,253,000 | 1,852 |
| Provision for loan and lease losses | $248,000 | 3,529 |
| Total noninterest income | $1,307,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $627,000 | 2,584 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $680,000 | 2,801 |
| Total noninterest expense | $6,923,000 | 2,620 |
| Salaries and employee benefits | $3,712,000 | 2,662 |
| Premises and equipment expense | $966,000 | 2,649 |
| Additional noninterest expense | $2,245,000 | 2,397 |
| Pre-tax net operating income | $6,389,000 | 1,319 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,389,000 | 969 |
| Income before extraordinary items | $4,000,000 | 1,595 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,000,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,526 |
| Cash dividends | $2,750,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,000,000 | 1,583 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,032,000 | 2,091 |
| Total interest expense | $5,691,000 | 2,430 |
| Net interest income | $9,341,000 | 1,823 |
| Provision for loan and lease losses | $103,000 | 4,065 |
| Total noninterest income | $949,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $461,000 | 2,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $488,000 | 2,893 |
| Total noninterest expense | $5,040,000 | 2,670 |
| Salaries and employee benefits | $2,630,000 | 2,783 |
| Premises and equipment expense | $772,000 | 2,493 |
| Additional noninterest expense | $1,638,000 | 2,420 |
| Pre-tax net operating income | $5,147,000 | 1,326 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,991,000 | 962 |
| Income before extraordinary items | $3,156,000 | 1,606 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,156,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,156,000 | 1,592 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,015,000 | 2,108 |
| Total interest expense | $3,742,000 | 2,459 |
| Net interest income | $6,273,000 | 1,831 |
| Provision for loan and lease losses | $103,000 | 3,241 |
| Total noninterest income | $545,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $287,000 | 2,744 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $258,000 | 3,281 |
| Total noninterest expense | $3,336,000 | 2,710 |
| Salaries and employee benefits | $1,747,000 | 2,842 |
| Premises and equipment expense | $492,000 | 2,623 |
| Additional noninterest expense | $1,097,000 | 2,413 |
| Pre-tax net operating income | $3,379,000 | 1,386 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,266,000 | 1,057 |
| Income before extraordinary items | $2,113,000 | 1,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,113,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $1,250,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,113,000 | 1,624 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 2,115 |
| Total interest expense | $1,833,000 | 2,496 |
| Net interest income | $3,151,000 | 1,825 |
| Provision for loan and lease losses | $103,000 | 1,981 |
| Total noninterest income | $263,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $140,000 | 2,738 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $123,000 | 3,375 |
| Total noninterest expense | $1,676,000 | 2,711 |
| Salaries and employee benefits | $934,000 | 2,705 |
| Premises and equipment expense | $236,000 | 2,723 |
| Additional noninterest expense | $506,000 | 2,591 |
| Pre-tax net operating income | $1,635,000 | 1,425 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $611,000 | 1,102 |
| Income before extraordinary items | $1,024,000 | 1,681 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,024,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,024,000 | 1,671 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,716,000 | 2,102 |
| Total interest expense | $5,752,000 | 2,683 |
| Net interest income | $12,964,000 | 1,779 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $1,128,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $560,000 | 2,833 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $568,000 | 3,117 |
| Total noninterest expense | $6,443,000 | 2,705 |
| Salaries and employee benefits | $3,505,000 | 2,732 |
| Premises and equipment expense | $883,000 | 2,756 |
| Additional noninterest expense | $2,055,000 | 2,516 |
| Pre-tax net operating income | $7,589,000 | 1,286 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,852,000 | 985 |
| Income before extraordinary items | $4,737,000 | 1,526 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,737,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,239 |
| Cash dividends | $1,800,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,737,000 | 1,510 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,823,000 | 2,124 |
| Total interest expense | $4,124,000 | 2,704 |
| Net interest income | $9,699,000 | 1,803 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $832,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $408,000 | 2,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $424,000 | 3,113 |
| Total noninterest expense | $4,912,000 | 2,675 |
| Salaries and employee benefits | $2,703,000 | 2,679 |
| Premises and equipment expense | $699,000 | 2,644 |
| Additional noninterest expense | $1,510,000 | 2,547 |
| Pre-tax net operating income | $5,589,000 | 1,367 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,099,000 | 1,054 |
| Income before extraordinary items | $3,490,000 | 1,586 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,490,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,190 |
| Cash dividends | $1,050,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,490,000 | 1,569 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 2,116 |
| Total interest expense | $2,554,000 | 2,763 |
| Net interest income | $6,538,000 | 1,779 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $551,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $272,000 | 2,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,148 |
| Total noninterest expense | $3,294,000 | 2,666 |
| Salaries and employee benefits | $1,817,000 | 2,658 |
| Premises and equipment expense | $470,000 | 2,609 |
| Additional noninterest expense | $1,007,000 | 2,550 |
| Pre-tax net operating income | $3,775,000 | 1,342 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,420,000 | 1,053 |
| Income before extraordinary items | $2,355,000 | 1,565 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,355,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,294 |
| Cash dividends | $650,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,355,000 | 1,550 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 2,126 |
| Total interest expense | $1,153,000 | 2,894 |
| Net interest income | $3,259,000 | 1,769 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $268,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $170,000 | 2,342 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,749 |
| Total noninterest expense | $1,629,000 | 2,688 |
| Salaries and employee benefits | $899,000 | 2,684 |
| Premises and equipment expense | $234,000 | 2,626 |
| Additional noninterest expense | $496,000 | 2,555 |
| Pre-tax net operating income | $1,878,000 | 1,318 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $705,000 | 1,044 |
| Income before extraordinary items | $1,173,000 | 1,550 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,173,000 | 1,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,173,000 | 1,530 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,744,000 | 2,115 |
| Total interest expense | $3,780,000 | 2,772 |
| Net interest income | $11,964,000 | 1,838 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,104,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $637,000 | 2,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $467,000 | 3,501 |
| Total noninterest expense | $6,202,000 | 2,668 |
| Salaries and employee benefits | $3,476,000 | 2,613 |
| Premises and equipment expense | $773,000 | 2,984 |
| Additional noninterest expense | $1,953,000 | 2,546 |
| Pre-tax net operating income | $6,746,000 | 1,422 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,538,000 | 1,112 |
| Income before extraordinary items | $4,208,000 | 1,673 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,208,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,271 |
| Cash dividends | $775,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,208,000 | 1,646 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,368,000 | 2,142 |
| Total interest expense | $2,636,000 | 2,799 |
| Net interest income | $8,732,000 | 1,878 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $829,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $485,000 | 2,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $344,000 | 3,556 |
| Total noninterest expense | $4,536,000 | 2,700 |
| Salaries and employee benefits | $2,571,000 | 2,596 |
| Premises and equipment expense | $536,000 | 3,165 |
| Additional noninterest expense | $1,429,000 | 2,575 |
| Pre-tax net operating income | $4,905,000 | 1,462 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,840,000 | 1,157 |
| Income before extraordinary items | $3,065,000 | 1,721 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,065,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,900 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,065,000 | 1,692 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 2,207 |
| Total interest expense | $1,569,000 | 2,945 |
| Net interest income | $5,587,000 | 1,931 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $560,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $328,000 | 2,437 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $232,000 | 3,499 |
| Total noninterest expense | $3,001,000 | 2,690 |
| Salaries and employee benefits | $1,680,000 | 2,633 |
| Premises and equipment expense | $359,000 | 3,122 |
| Additional noninterest expense | $962,000 | 2,535 |
| Pre-tax net operating income | $3,026,000 | 1,538 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,132,000 | 1,229 |
| Income before extraordinary items | $1,894,000 | 1,796 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,894,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,209 |
| Cash dividends | $125,000 | 4,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,894,000 | 1,762 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 2,281 |
| Total interest expense | $681,000 | 3,186 |
| Net interest income | $2,700,000 | 1,996 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $282,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $161,000 | 2,413 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $121,000 | 3,380 |
| Total noninterest expense | $1,511,000 | 2,695 |
| Salaries and employee benefits | $821,000 | 2,716 |
| Premises and equipment expense | $182,000 | 3,111 |
| Additional noninterest expense | $508,000 | 2,395 |
| Pre-tax net operating income | $1,351,000 | 1,694 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $503,000 | 1,352 |
| Income before extraordinary items | $848,000 | 1,982 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $848,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 999 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $848,000 | 1,948 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,095,000 | 3,383 |
| Total interest expense | $1,368,000 | 4,761 |
| Net interest income | $6,727,000 | 3,000 |
| Provision for loan and lease losses | $38,000 | 6,224 |
| Total noninterest income | $611,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $387,000 | 3,721 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,865 |
| Total noninterest expense | $4,022,000 | 3,726 |
| Salaries and employee benefits | $2,125,000 | 3,796 |
| Premises and equipment expense | $482,000 | 4,203 |
| Additional noninterest expense | $1,415,000 | 3,269 |
| Pre-tax net operating income | $3,278,000 | 2,402 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,217,000 | 1,879 |
| Income before extraordinary items | $2,061,000 | 2,832 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,061,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,264 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,061,000 | 2,771 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,846,000 | 4,016 |
| Total interest expense | $794,000 | 5,465 |
| Net interest income | $4,052,000 | 3,561 |
| Provision for loan and lease losses | $38,000 | 5,777 |
| Total noninterest income | $380,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $232,000 | 4,273 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 5,155 |
| Total noninterest expense | $2,507,000 | 4,288 |
| Salaries and employee benefits | $1,320,000 | 4,374 |
| Premises and equipment expense | $283,000 | 4,943 |
| Additional noninterest expense | $904,000 | 3,703 |
| Pre-tax net operating income | $1,887,000 | 3,027 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $698,000 | 2,322 |
| Income before extraordinary items | $1,189,000 | 3,563 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,189,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,189,000 | 3,492 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 5,666 |
| Total interest expense | $323,000 | 6,800 |
| Net interest income | $1,606,000 | 5,190 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $188,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $100,000 | 5,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $88,000 | 5,416 |
| Total noninterest expense | $1,141,000 | 5,595 |
| Salaries and employee benefits | $587,000 | 5,764 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $443,000 | 4,730 |
| Pre-tax net operating income | $629,000 | 4,709 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $231,000 | 3,521 |
| Income before extraordinary items | $398,000 | 5,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $398,000 | 5,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,119 |
| Total interest expense | $97,000 | 7,890 |
| Net interest income | $494,000 | 6,718 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $340,000 | 7,204 |
| Salaries and employee benefits | $173,000 | 7,370 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $197,000 | 5,851 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $125,000 | 6,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 5,232 |
| Total interest expense | $912,000 | 6,377 |
| Net interest income | $3,597,000 | 4,703 |
| Provision for loan and lease losses | $177,000 | 4,297 |
| Total noninterest income | $462,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $210,000 | 5,156 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $252,000 | 4,850 |
| Total noninterest expense | $2,597,000 | 5,084 |
| Salaries and employee benefits | $1,407,000 | 5,077 |
| Premises and equipment expense | $386,000 | 4,852 |
| Additional noninterest expense | $804,000 | 5,026 |
| Pre-tax net operating income | $1,285,000 | 4,508 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $469,000 | 3,481 |
| Income before extraordinary items | $816,000 | 5,191 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $816,000 | 5,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $816,000 | 5,036 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 5,433 |
| Total interest expense | $688,000 | 6,507 |
| Net interest income | $2,561,000 | 4,889 |
| Provision for loan and lease losses | $63,000 | 5,456 |
| Total noninterest income | $327,000 | 5,835 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $133,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $1,906,000 | 5,139 |
| Salaries and employee benefits | $1,028,000 | 5,158 |
| Premises and equipment expense | $287,000 | 4,868 |
| Additional noninterest expense | $591,000 | 5,064 |
| Pre-tax net operating income | $919,000 | 4,778 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $342,000 | 3,688 |
| Income before extraordinary items | $577,000 | 5,504 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $577,000 | 5,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $577,000 | 5,308 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 5,504 |
| Total interest expense | $464,000 | 6,598 |
| Net interest income | $1,683,000 | 4,931 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $208,000 | 5,906 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $125,000 | 4,923 |
| Total noninterest expense | $1,248,000 | 5,205 |
| Salaries and employee benefits | $676,000 | 5,210 |
| Premises and equipment expense | $183,000 | 4,991 |
| Additional noninterest expense | $389,000 | 5,107 |
| Pre-tax net operating income | $622,000 | 4,732 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $233,000 | 3,684 |
| Income before extraordinary items | $389,000 | 5,486 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $389,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $389,000 | 5,273 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 5,649 |
| Total interest expense | $225,000 | 6,759 |
| Net interest income | $811,000 | 5,049 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $99,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $630,000 | 5,182 |
| Salaries and employee benefits | $347,000 | 5,132 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $195,000 | 5,052 |
| Pre-tax net operating income | $259,000 | 5,183 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $97,000 | 3,988 |
| Income before extraordinary items | $162,000 | 5,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $162,000 | 5,635 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 5,568 |
| Total interest expense | $1,147,000 | 6,550 |
| Net interest income | $3,308,000 | 4,952 |
| Provision for loan and lease losses | $226,000 | 4,095 |
| Total noninterest income | $354,000 | 6,071 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 4,976 |
| Total noninterest expense | $2,312,000 | 5,356 |
| Salaries and employee benefits | $1,293,000 | 5,208 |
| Premises and equipment expense | $336,000 | 5,215 |
| Additional noninterest expense | $683,000 | 5,487 |
| Pre-tax net operating income | $1,124,000 | 4,891 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $408,000 | 3,848 |
| Income before extraordinary items | $722,000 | 5,474 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $722,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $718,160 | 5,352 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 5,864 |
| Total interest expense | $1,930,000 | 6,205 |
| Net interest income | $2,710,000 | 5,436 |
| Provision for loan and lease losses | $296,000 | 3,258 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $99,000 | 6,593 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $86,000 | 6,743 |
| Total noninterest expense | $1,956,000 | 5,817 |
| Salaries and employee benefits | $1,053,000 | 5,808 |
| Premises and equipment expense | $343,000 | 5,100 |
| Additional noninterest expense | $560,000 | 6,097 |
| Pre-tax net operating income | $643,000 | 6,010 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $253,000 | 4,589 |
| Income before extraordinary items | $422,000 | 6,447 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $422,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $401,520 | 6,442 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,618,000 | 7,788 |
| Total interest expense | $1,289,000 | 7,604 |
| Net interest income | $1,329,000 | 7,802 |
| Provision for loan and lease losses | $177,000 | 4,055 |
| Total noninterest income | $94,000 | 8,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $1,401,000 | 6,997 |
| Salaries and employee benefits | $773,000 | 6,862 |
| Premises and equipment expense | $242,000 | 6,158 |
| Additional noninterest expense | $386,000 | 7,265 |
| Pre-tax net operating income | $-155,000 | 9,303 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-60,000 | 9,512 |
| Income before extraordinary items | $-95,000 | 9,263 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-95,000 | 9,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-95,000 | 9,260 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $306,000 | 10,074 |
| Total interest expense | $125,000 | 10,030 |
| Net interest income | $181,000 | 10,078 |
| Provision for loan and lease losses | $87,000 | 5,531 |
| Total noninterest income | $8,000 | 10,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $709,000 | 9,008 |
| Salaries and employee benefits | $400,000 | 8,885 |
| Premises and equipment expense | $74,000 | 9,145 |
| Additional noninterest expense | $235,000 | 8,699 |
| Pre-tax net operating income | $-607,000 | 9,917 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-214,000 | 10,042 |
| Income before extraordinary items | $-393,000 | 9,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-393,000 | 9,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,251,000 | 147 |
| Net operating income | $-393,000 | 9,814 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.