Home > Cypress Bank & Trust > Income and Expense

Cypress Bank & Trust, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$2,208,0003,168
Total interest expense$937,0002,807
Net interest income$1,271,0003,352
Provision for loan and lease losses$70,0001,701
Total noninterest income$2,637,000723
Gross Fiduciary activities income$2,582,000214
Service charges on deposit accounts$9,0003,872
Trading account gains and feesNANA
Additional Noninterest Income$46,0003,551
Total noninterest expense$3,616,0001,650
Salaries and employee benefits$2,285,0001,507
Premises and equipment expense$294,0001,889
Additional noninterest expense$46,0003,551
Pre-tax net operating income$222,0003,621
Securities gains (losses)$0665
Applicable income taxes$57,0002,338
Income before extraordinary items$165,0003,685
Extraordinary gains, net$047
Net income$165,0003,722
Minority interest net income$065
Net income of bank and minority interests.$165,0003,685
Net charge-offs$02,299
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$165,0003,701
2024-12-31 (YTD Data)Rank
Total interest income$8,556,0003,185
Total interest expense$3,774,0002,823
Net interest income$4,782,0003,365
Provision for loan and lease losses$373,0001,591
Total noninterest income$10,125,000755
Gross Fiduciary activities income$9,909,000207
Service charges on deposit accounts$32,0003,955
Trading account gains and feesNANA
Additional Noninterest Income$184,0003,636
Total noninterest expense$13,918,0001,669
Salaries and employee benefits$8,551,0001,575
Premises and equipment expense$1,147,0001,900
Additional noninterest expense$184,0003,636
Pre-tax net operating income$616,0003,748
Securities gains (losses)$0940
Applicable income taxes$149,0002,524
Income before extraordinary items$467,0003,788
Extraordinary gains, net$053
Net income$467,0003,830
Minority interest net income$090
Net income of bank and minority interests.$467,0003,788
Net charge-offs$03,072
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$467,0003,804
2024-09-30 (YTD Data)Rank
Total interest income$6,345,0003,193
Total interest expense$2,801,0002,825
Net interest income$3,544,0003,384
Provision for loan and lease losses$243,0001,597
Total noninterest income$7,470,000765
Gross Fiduciary activities income$7,304,000211
Service charges on deposit accounts$22,0004,010
Trading account gains and feesNANA
Additional Noninterest Income$144,0003,592
Total noninterest expense$10,387,0001,660
Salaries and employee benefits$6,495,0001,543
Premises and equipment expense$868,0001,877
Additional noninterest expense$144,0003,592
Pre-tax net operating income$384,0003,842
Securities gains (losses)$0930
Applicable income taxes$92,0002,619
Income before extraordinary items$292,0003,875
Extraordinary gains, net$051
Net income$292,0003,917
Minority interest net income$082
Net income of bank and minority interests.$292,0003,878
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$292,0003,886
2024-06-30 (YTD Data)Rank
Total interest income$4,196,0003,201
Total interest expense$1,805,0002,840
Net interest income$2,391,0003,367
Provision for loan and lease losses$80,0001,985
Total noninterest income$4,957,000760
Gross Fiduciary activities income$4,859,000210
Service charges on deposit accounts$14,0004,032
Trading account gains and feesNANA
Additional Noninterest Income$84,0003,675
Total noninterest expense$7,082,0001,623
Salaries and employee benefits$4,435,0001,519
Premises and equipment expense$583,0001,860
Additional noninterest expense$84,0003,675
Pre-tax net operating income$186,0003,955
Securities gains (losses)$0628
Applicable income taxes$45,0002,768
Income before extraordinary items$141,0003,976
Extraordinary gains, net$052
Net income$141,0004,018
Minority interest net income$084
Net income of bank and minority interests.$141,0003,979
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$141,0003,995
2024-03-31 (YTD Data)Rank
Total interest income$1,981,0003,264
Total interest expense$844,0002,890
Net interest income$1,137,0003,434
Provision for loan and lease losses$25,0002,023
Total noninterest income$2,356,000778
Gross Fiduciary activities income$2,311,000199
Service charges on deposit accounts$7,0004,035
Trading account gains and feesNANA
Additional Noninterest Income$38,0003,724
Total noninterest expense$3,395,0001,691
Salaries and employee benefits$2,201,0001,521
Premises and equipment expense$298,0001,842
Additional noninterest expense$38,0003,724
Pre-tax net operating income$73,0003,982
Securities gains (losses)$0689
Applicable income taxes$16,0002,787
Income before extraordinary items$57,0004,016
Extraordinary gains, net$051
Net income$57,0004,056
Minority interest net income$072
Net income of bank and minority interests.$57,0004,016
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$57,0004,023
2023-12-31 (YTD Data)Rank
Total interest income$6,225,0003,430
Total interest expense$1,981,0003,053
Net interest income$4,244,0003,545
Provision for loan and lease losses$204,0001,979
Total noninterest income$9,022,000792
Gross Fiduciary activities income$8,824,000194
Service charges on deposit accounts$23,0004,150
Trading account gains and feesNANA
Additional Noninterest Income$175,0003,743
Total noninterest expense$12,725,0001,738
Salaries and employee benefits$7,687,0001,655
Premises and equipment expense$1,149,0001,866
Additional noninterest expense$175,0003,743
Pre-tax net operating income$337,0004,083
Securities gains (losses)$0988
Applicable income taxes$81,0002,885
Income before extraordinary items$256,0004,106
Extraordinary gains, net$054
Net income$256,0004,145
Minority interest net income$088
Net income of bank and minority interests.$256,0004,108
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$256,0004,125
2023-09-30 (YTD Data)Rank
Total interest income$4,529,0003,448
Total interest expense$1,340,0003,063
Net interest income$3,189,0003,559
Provision for loan and lease losses$204,0001,639
Total noninterest income$6,613,000817
Gross Fiduciary activities income$6,462,000194
Service charges on deposit accounts$14,0004,216
Trading account gains and feesNANA
Additional Noninterest Income$137,0003,721
Total noninterest expense$9,361,0001,760
Salaries and employee benefits$5,673,0001,674
Premises and equipment expense$850,0001,883
Additional noninterest expense$137,0003,719
Pre-tax net operating income$237,0004,162
Securities gains (losses)$0849
Applicable income taxes$56,0002,965
Income before extraordinary items$181,0004,185
Extraordinary gains, net$052
Net income$181,0004,223
Minority interest net income$081
Net income of bank and minority interests.$181,0004,184
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$181,0004,207
2023-06-30 (YTD Data)Rank
Total interest income$2,927,0003,464
Total interest expense$779,0003,059
Net interest income$2,148,0003,574
Provision for loan and lease losses$164,0001,476
Total noninterest income$4,365,000802
Gross Fiduciary activities income$4,277,000189
Service charges on deposit accounts$9,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$79,0003,827
Total noninterest expense$6,177,0001,765
Salaries and employee benefits$3,674,0001,705
Premises and equipment expense$575,0001,851
Additional noninterest expense$79,0003,809
Pre-tax net operating income$172,0004,189
Securities gains (losses)$0938
Applicable income taxes$41,0002,965
Income before extraordinary items$131,0004,214
Extraordinary gains, net$051
Net income$131,0004,256
Minority interest net income$081
Net income of bank and minority interests.$131,0004,213
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$131,0004,232
2023-03-31 (YTD Data)Rank
Total interest income$1,372,0003,559
Total interest expense$341,0003,037
Net interest income$1,031,0003,641
Provision for loan and lease losses$65,0001,542
Total noninterest income$1,982,000843
Gross Fiduciary activities income$1,938,000211
Service charges on deposit accounts$4,0004,299
Trading account gains and feesNANA
Additional Noninterest Income$40,0003,818
Total noninterest expense$2,977,0001,843
Salaries and employee benefits$1,861,0001,715
Premises and equipment expense$272,0001,948
Additional noninterest expense$40,0003,818
Pre-tax net operating income$-29,0004,514
Securities gains (losses)$0950
Applicable income taxes$-10,0004,497
Income before extraordinary items$-19,0004,482
Extraordinary gains, net$04
Net income$-19,0004,482
Minority interest net income$048
Net income of bank and minority interests.$-19,0004,482
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-19,0004,497
2022-12-31 (YTD Data)Rank
Total interest income$2,749,0004,071
Total interest expense$346,0003,612
Net interest income$2,403,0004,088
Provision for loan and lease losses$673,0001,043
Total noninterest income$8,100,000877
Gross Fiduciary activities income$8,041,000209
Service charges on deposit accounts$10,0004,429
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,381
Total noninterest expense$12,220,0001,756
Salaries and employee benefits$7,925,0001,593
Premises and equipment expense$958,0002,058
Additional noninterest expense$49,0004,381
Pre-tax net operating income$-2,390,0004,680
Securities gains (losses)$0691
Applicable income taxes$-590,0004,664
Income before extraordinary items$-1,800,0004,656
Extraordinary gains, net$05
Net income$-1,800,0004,655
Minority interest net income$063
Net income of bank and minority interests.$-1,800,0004,656
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$-1,800,0004,661
2022-09-30 (YTD Data)Rank
Total interest income$1,528,0004,283
Total interest expense$145,0003,974
Net interest income$1,383,0004,283
Provision for loan and lease losses$483,000983
Total noninterest income$5,973,000905
Gross Fiduciary activities income$5,940,000213
Service charges on deposit accounts$6,0004,492
Trading account gains and feesNANA
Additional Noninterest Income$27,0004,466
Total noninterest expense$8,920,0001,782
Salaries and employee benefits$5,738,0001,623
Premises and equipment expense$691,0002,122
Additional noninterest expense$27,0004,466
Pre-tax net operating income$-2,047,0004,733
Securities gains (losses)$0740
Applicable income taxes$-508,0004,703
Income before extraordinary items$-1,539,0004,694
Extraordinary gains, net$04
Net income$-1,539,0004,694
Minority interest net income$057
Net income of bank and minority interests.$-1,539,0004,694
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$-1,539,0004,711
2022-06-30 (YTD Data)Rank
Total interest income$632,0004,541
Total interest expense$46,0004,445
Net interest income$586,0004,528
Provision for loan and lease losses$330,000876
Total noninterest income$3,984,000887
Gross Fiduciary activities income$3,961,000183
Service charges on deposit accounts$3,0004,579
Trading account gains and feesNANA
Additional Noninterest Income$20,0004,482
Total noninterest expense$5,900,0001,775
Salaries and employee benefits$3,798,0001,623
Premises and equipment expense$434,0002,215
Additional noninterest expense$1,668,0001,844
Pre-tax net operating income$-1,660,0004,749
Securities gains (losses)$0687
Applicable income taxes$-414,0004,720
Income before extraordinary items$-1,246,0004,717
Extraordinary gains, net$04
Net income$-1,246,0004,717
Minority interest net income$060
Net income of bank and minority interests.$-1,246,0004,717
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$-1,246,0004,736
2022-03-31 (YTD Data)Rank
Total interest income$180,0004,694
Total interest expense$14,0004,583
Net interest income$166,0004,687
Provision for loan and lease losses$175,000708
Total noninterest income$1,967,000896
Gross Fiduciary activities income$1,953,000189
Service charges on deposit accounts$1,0004,614
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,415
Total noninterest expense$2,825,0001,832
Salaries and employee benefits$1,859,0001,650
Premises and equipment expense$207,0002,292
Additional noninterest expense$759,0001,953
Pre-tax net operating income$-867,0004,771
Securities gains (losses)$0623
Applicable income taxes$-216,0004,745
Income before extraordinary items$-651,0004,745
Extraordinary gains, net$04
Net income$-651,0004,745
Minority interest net income$050
Net income of bank and minority interests.$-651,0004,745
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-651,0004,757
2021-12-31 (YTD Data)Rank
Total interest income$121,0004,821
Total interest expense$23,0004,766
Net interest income$98,0004,819
Provision for loan and lease losses$186,0001,782
Total noninterest income$8,141,000972
Gross Fiduciary activities income$7,064,000201
Service charges on deposit accounts$1,0004,704
Trading account gains and feesNANA
Additional Noninterest Income$1,076,0002,555
Total noninterest expense$9,372,0002,061
Salaries and employee benefits$5,517,0002,050
Premises and equipment expense$729,0002,455
Additional noninterest expense$3,126,0001,913
Pre-tax net operating income$-1,319,0004,803
Securities gains (losses)$02,062
Applicable income taxes$-745,0004,821
Income before extraordinary items$-574,0004,771
Extraordinary gains, net$010
Net income$-574,0004,771
Minority interest net income$074
Net income of bank and minority interests.$-574,0004,771
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$17,438,00047
Net operating income$-574,0004,767
2021-09-30 (YTD Data)Rank
Total interest income$50,0004,902
Total interest expense$15,0004,854
Net interest income$35,0004,901
Provision for loan and lease losses$02,963
Total noninterest income$6,157,000987
Gross Fiduciary activities income$5,198,000203
Service charges on deposit accounts$04,787
Trading account gains and feesNANA
Additional Noninterest Income$959,0002,433
Total noninterest expense$6,489,0002,181
Salaries and employee benefits$3,649,0002,210
Premises and equipment expense$496,0002,621
Additional noninterest expense$2,344,0001,918
Pre-tax net operating income$-297,0004,831
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$-297,0004,831
Extraordinary gains, net$08
Net income$-297,0004,831
Minority interest net income$069
Net income of bank and minority interests.$-297,0004,831
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$17,438,00039
Net operating income$-297,0004,825

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.