Home > Cypress Bank > Income and Expense
Cypress Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,116 |
| Total interest expense | $1,791,000 | 6,572 |
| Net interest income | $2,632,000 | 5,649 |
| Provision for loan and lease losses | $143,000 | 4,290 |
| Total noninterest income | $413,000 | 5,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,168 |
| Total noninterest expense | $2,633,000 | 4,598 |
| Salaries and employee benefits | $970,000 | 5,894 |
| Premises and equipment expense | $312,000 | 5,267 |
| Additional noninterest expense | $1,351,000 | 3,034 |
| Pre-tax net operating income | $269,000 | 8,567 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $115,000 | 7,315 |
| Income before extraordinary items | $154,000 | 8,951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $154,000 | 8,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $154,000 | 8,884 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 6,544 |
| Total interest expense | $1,706,000 | 6,874 |
| Net interest income | $2,415,000 | 6,191 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $475,000 | 5,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,189 |
| Total noninterest expense | $2,549,000 | 4,718 |
| Salaries and employee benefits | $1,042,000 | 5,708 |
| Premises and equipment expense | $359,000 | 4,802 |
| Additional noninterest expense | $1,148,000 | 3,473 |
| Pre-tax net operating income | $327,000 | 8,841 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $134,000 | 7,847 |
| Income before extraordinary items | $193,000 | 9,220 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $193,000 | 9,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $193,000 | 9,178 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 6,946 |
| Total interest expense | $1,761,000 | 6,931 |
| Net interest income | $2,162,000 | 6,834 |
| Provision for loan and lease losses | $252,000 | 2,918 |
| Total noninterest income | $641,000 | 4,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,934 |
| Total noninterest expense | $2,507,000 | 4,994 |
| Salaries and employee benefits | $1,044,000 | 5,818 |
| Premises and equipment expense | $537,000 | 3,563 |
| Additional noninterest expense | $926,000 | 4,661 |
| Pre-tax net operating income | $44,000 | 10,629 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-362,000 | 11,327 |
| Income before extraordinary items | $406,000 | 7,567 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $406,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,862 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $406,000 | 7,515 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 7,699 |
| Total interest expense | $1,385,000 | 8,019 |
| Net interest income | $1,999,000 | 7,314 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $592,000 | 4,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $1,980,000 | 6,030 |
| Salaries and employee benefits | $940,000 | 6,347 |
| Premises and equipment expense | $420,000 | 4,345 |
| Additional noninterest expense | $620,000 | 6,405 |
| Pre-tax net operating income | $461,000 | 8,681 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $460,000 | 7,561 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $460,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 766 |
| Net operating income | $460,000 | 7,536 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 8,869 |
| Total interest expense | $816,000 | 9,517 |
| Net interest income | $1,708,000 | 8,276 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $730,000 | 3,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $424,000 | 3,288 |
| Total noninterest expense | $1,963,000 | 6,305 |
| Salaries and employee benefits | $911,000 | 6,560 |
| Premises and equipment expense | $445,000 | 4,194 |
| Additional noninterest expense | $607,000 | 6,989 |
| Pre-tax net operating income | $265,000 | 10,375 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $264,000 | 9,549 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $264,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,308 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $603,000 | 514 |
| Net operating income | $264,000 | 9,608 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 9,420 |
| Total interest expense | $832,000 | 9,879 |
| Net interest income | $1,548,000 | 8,956 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $504,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,974 |
| Total noninterest expense | $2,016,000 | 6,293 |
| Salaries and employee benefits | $840,000 | 7,075 |
| Premises and equipment expense | $423,000 | 4,485 |
| Additional noninterest expense | $753,000 | 6,217 |
| Pre-tax net operating income | $-274,000 | 12,752 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-275,000 | 12,811 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-275,000 | 12,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,539 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-275,000 | 12,738 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 9,536 |
| Total interest expense | $1,063,000 | 10,120 |
| Net interest income | $1,636,000 | 8,856 |
| Provision for loan and lease losses | $310,000 | 4,033 |
| Total noninterest income | $266,000 | 8,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,779,000 | 7,020 |
| Salaries and employee benefits | $859,000 | 6,875 |
| Premises and equipment expense | $332,000 | 5,574 |
| Additional noninterest expense | $588,000 | 7,619 |
| Pre-tax net operating income | $-187,000 | 13,073 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-188,000 | 13,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-188,000 | 13,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 3,193 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $258,000 | 681 |
| Net operating income | $-188,000 | 13,045 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.