Home > Cylinder State Bank > Income and Expense
Cylinder State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 9,832 |
| Total interest expense | $589,000 | 9,863 |
| Net interest income | $794,000 | 9,688 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $85,000 | 9,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $653,000 | 9,544 |
| Salaries and employee benefits | $489,000 | 8,687 |
| Premises and equipment expense | $42,000 | 10,388 |
| Additional noninterest expense | $122,000 | 10,319 |
| Pre-tax net operating income | $216,000 | 9,493 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $153,000 | 9,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $153,000 | 9,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $45,000 | 7,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $154,420 | 9,505 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 10,292 |
| Total interest expense | $626,000 | 10,190 |
| Net interest income | $744,000 | 10,268 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $85,000 | 10,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $639,000 | 10,034 |
| Salaries and employee benefits | $471,000 | 9,094 |
| Premises and equipment expense | $53,000 | 10,553 |
| Additional noninterest expense | $115,000 | 10,951 |
| Pre-tax net operating income | $178,000 | 9,921 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $40,000 | 9,864 |
| Income before extraordinary items | $135,000 | 9,934 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $135,000 | 9,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $45,000 | 7,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $137,310 | 9,858 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 10,904 |
| Total interest expense | $529,000 | 10,919 |
| Net interest income | $730,000 | 10,752 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $614,000 | 10,514 |
| Salaries and employee benefits | $437,000 | 9,639 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $129,000 | 11,320 |
| Pre-tax net operating income | $137,000 | 10,854 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $96,000 | 10,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $96,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $47,000 | 7,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $100,380 | 10,906 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 11,447 |
| Total interest expense | $428,000 | 11,452 |
| Net interest income | $721,000 | 11,303 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $63,000 | 11,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $590,000 | 11,183 |
| Salaries and employee benefits | $409,000 | 10,210 |
| Premises and equipment expense | $42,000 | 11,924 |
| Additional noninterest expense | $139,000 | 11,924 |
| Pre-tax net operating income | $194,000 | 10,941 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $40,000 | 10,689 |
| Income before extraordinary items | $143,000 | 10,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $143,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $151,580 | 10,856 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 11,838 |
| Total interest expense | $485,000 | 11,756 |
| Net interest income | $739,000 | 11,724 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $73,000 | 11,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,957 |
| Total noninterest expense | $574,000 | 11,778 |
| Salaries and employee benefits | $398,000 | 10,651 |
| Premises and equipment expense | $42,000 | 12,473 |
| Additional noninterest expense | $134,000 | 12,612 |
| Pre-tax net operating income | $238,000 | 10,713 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $55,000 | 10,820 |
| Income before extraordinary items | $185,000 | 10,816 |
| Extraordinary gains, net | $86,000 | 1,716 |
| Net income | $271,000 | 9,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $43,000 | 8,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $183,460 | 10,613 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 12,298 |
| Total interest expense | $644,000 | 12,089 |
| Net interest income | $700,000 | 12,316 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $62,000 | 12,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $556,000 | 12,324 |
| Salaries and employee benefits | $390,000 | 10,986 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $127,000 | 13,245 |
| Pre-tax net operating income | $206,000 | 11,022 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $154,000 | 11,216 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $154,000 | 11,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $39,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $154,750 | 10,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.