Home > Cuyamaca Bank > Income and Expense
Cuyamaca Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 4,075 |
| Total interest expense | $614,000 | 6,192 |
| Net interest income | $4,153,000 | 3,489 |
| Provision for loan and lease losses | $376,000 | 1,864 |
| Total noninterest income | $904,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $372,000 | 3,179 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $532,000 | 2,693 |
| Total noninterest expense | $4,083,000 | 2,864 |
| Salaries and employee benefits | $2,223,000 | 2,837 |
| Premises and equipment expense | $638,000 | 2,637 |
| Additional noninterest expense | $1,222,000 | 2,878 |
| Pre-tax net operating income | $598,000 | 5,911 |
| Securities gains (losses) | $171,000 | 849 |
| Applicable income taxes | $349,000 | 3,521 |
| Income before extraordinary items | $420,000 | 6,198 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $420,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $3,000 | 5,342 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 382 |
| Net operating income | $310,560 | 6,758 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 4,153 |
| Total interest expense | $385,000 | 6,379 |
| Net interest income | $2,700,000 | 3,551 |
| Provision for loan and lease losses | $95,000 | 3,576 |
| Total noninterest income | $638,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $257,000 | 3,077 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $381,000 | 2,590 |
| Total noninterest expense | $2,550,000 | 3,028 |
| Salaries and employee benefits | $1,472,000 | 2,883 |
| Premises and equipment expense | $397,000 | 2,807 |
| Additional noninterest expense | $681,000 | 3,376 |
| Pre-tax net operating income | $693,000 | 4,478 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $268,000 | 3,276 |
| Income before extraordinary items | $442,000 | 5,052 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $3,000 | 5,065 |
| Sale, conversion, retirement of capital stock, net | $359,000 | 290 |
| Net operating income | $431,120 | 5,028 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 4,286 |
| Total interest expense | $186,000 | 6,530 |
| Net interest income | $1,304,000 | 3,640 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $333,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $132,000 | 2,944 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $201,000 | 2,472 |
| Total noninterest expense | $1,235,000 | 3,138 |
| Salaries and employee benefits | $744,000 | 2,859 |
| Premises and equipment expense | $185,000 | 3,008 |
| Additional noninterest expense | $306,000 | 3,687 |
| Pre-tax net operating income | $352,000 | 4,425 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $133,000 | 3,317 |
| Income before extraordinary items | $219,000 | 5,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $219,000 | 5,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 175 |
| Net operating income | $219,000 | 4,982 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 4,386 |
| Total interest expense | $811,000 | 6,676 |
| Net interest income | $5,029,000 | 3,659 |
| Provision for loan and lease losses | $218,000 | 3,875 |
| Total noninterest income | $1,191,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $508,000 | 3,050 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $683,000 | 3,011 |
| Total noninterest expense | $4,860,000 | 3,123 |
| Salaries and employee benefits | $2,927,000 | 2,824 |
| Premises and equipment expense | $736,000 | 2,957 |
| Additional noninterest expense | $1,197,000 | 3,731 |
| Pre-tax net operating income | $1,142,000 | 4,798 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $405,000 | 3,750 |
| Income before extraordinary items | $737,000 | 5,445 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $737,000 | 5,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 571 |
| Net operating income | $737,000 | 5,299 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 4,428 |
| Total interest expense | $626,000 | 6,755 |
| Net interest income | $3,760,000 | 3,688 |
| Provision for loan and lease losses | $173,000 | 3,667 |
| Total noninterest income | $836,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $374,000 | 3,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $462,000 | 3,270 |
| Total noninterest expense | $3,648,000 | 3,117 |
| Salaries and employee benefits | $2,197,000 | 2,834 |
| Premises and equipment expense | $547,000 | 2,985 |
| Additional noninterest expense | $904,000 | 3,705 |
| Pre-tax net operating income | $775,000 | 5,225 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $289,000 | 3,986 |
| Income before extraordinary items | $486,000 | 5,925 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $486,000 | 5,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 640 |
| Net operating income | $486,000 | 5,762 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 4,511 |
| Total interest expense | $428,000 | 6,800 |
| Net interest income | $2,453,000 | 3,762 |
| Provision for loan and lease losses | $93,000 | 3,993 |
| Total noninterest income | $558,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $246,000 | 3,103 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $312,000 | 3,220 |
| Total noninterest expense | $2,398,000 | 3,165 |
| Salaries and employee benefits | $1,431,000 | 2,908 |
| Premises and equipment expense | $361,000 | 3,003 |
| Additional noninterest expense | $606,000 | 3,672 |
| Pre-tax net operating income | $520,000 | 5,226 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $194,000 | 4,034 |
| Income before extraordinary items | $326,000 | 5,922 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $326,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,852 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $326,000 | 5,697 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,599 |
| Total interest expense | $210,000 | 6,941 |
| Net interest income | $1,200,000 | 3,822 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $256,000 | 3,580 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 3,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 3,397 |
| Total noninterest expense | $1,161,000 | 3,253 |
| Salaries and employee benefits | $699,000 | 2,956 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $286,000 | 3,802 |
| Pre-tax net operating income | $249,000 | 5,297 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $92,000 | 4,095 |
| Income before extraordinary items | $157,000 | 5,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $157,000 | 5,719 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 4,952 |
| Total interest expense | $864,000 | 7,314 |
| Net interest income | $4,464,000 | 4,017 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $805,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $466,000 | 3,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 4,007 |
| Total noninterest expense | $4,309,000 | 3,348 |
| Salaries and employee benefits | $2,529,000 | 3,089 |
| Premises and equipment expense | $698,000 | 3,004 |
| Additional noninterest expense | $1,082,000 | 3,936 |
| Pre-tax net operating income | $780,000 | 5,831 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $294,000 | 4,479 |
| Income before extraordinary items | $502,000 | 6,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $502,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $1,000 | 6,373 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 642 |
| Net operating income | $491,760 | 6,285 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 5,431 |
| Total interest expense | $1,426,000 | 7,134 |
| Net interest income | $3,861,000 | 4,232 |
| Provision for loan and lease losses | $84,000 | 5,921 |
| Total noninterest income | $795,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $508,000 | 2,807 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $287,000 | 4,213 |
| Total noninterest expense | $4,168,000 | 3,309 |
| Salaries and employee benefits | $2,283,000 | 3,212 |
| Premises and equipment expense | $640,000 | 3,190 |
| Additional noninterest expense | $1,245,000 | 3,386 |
| Pre-tax net operating income | $404,000 | 6,961 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $130,000 | 5,658 |
| Income before extraordinary items | $274,000 | 7,290 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $274,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $1,000 | 6,609 |
| Sale, conversion, retirement of capital stock, net | $1,245,000 | 370 |
| Net operating income | $274,000 | 7,174 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,724,000 | 5,937 |
| Total interest expense | $1,862,000 | 6,491 |
| Net interest income | $2,862,000 | 5,323 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $985,000 | 3,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $558,000 | 2,756 |
| Total noninterest expense | $3,455,000 | 3,740 |
| Salaries and employee benefits | $1,772,000 | 3,829 |
| Premises and equipment expense | $593,000 | 3,308 |
| Additional noninterest expense | $1,090,000 | 3,717 |
| Pre-tax net operating income | $354,000 | 7,668 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $114,000 | 6,341 |
| Income before extraordinary items | $240,000 | 7,839 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $240,000 | 7,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,232,000 | 419 |
| Net operating income | $240,000 | 7,840 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 6,449 |
| Total interest expense | $1,450,000 | 7,099 |
| Net interest income | $2,454,000 | 5,866 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $1,001,000 | 3,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,560 |
| Total noninterest expense | $3,374,000 | 3,814 |
| Salaries and employee benefits | $1,785,000 | 3,767 |
| Premises and equipment expense | $556,000 | 3,462 |
| Additional noninterest expense | $1,033,000 | 3,915 |
| Pre-tax net operating income | $51,000 | 9,231 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $-8,000 | 9,652 |
| Income before extraordinary items | $57,000 | 9,209 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $57,000 | 9,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,445 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $59,000 | 9,171 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 6,998 |
| Total interest expense | $1,245,000 | 7,798 |
| Net interest income | $2,216,000 | 6,263 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $906,000 | 3,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,794 |
| Total noninterest expense | $2,817,000 | 4,360 |
| Salaries and employee benefits | $1,458,000 | 4,334 |
| Premises and equipment expense | $526,000 | 3,555 |
| Additional noninterest expense | $833,000 | 4,549 |
| Pre-tax net operating income | $265,000 | 8,584 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $45,000 | 8,418 |
| Income before extraordinary items | $220,000 | 8,473 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $220,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $463,000 | 575 |
| Net operating income | $220,000 | 8,395 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 7,810 |
| Total interest expense | $1,041,000 | 8,579 |
| Net interest income | $1,918,000 | 7,084 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $820,000 | 3,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,854 |
| Total noninterest expense | $2,712,000 | 4,461 |
| Salaries and employee benefits | $1,307,000 | 4,761 |
| Premises and equipment expense | $566,000 | 3,329 |
| Additional noninterest expense | $839,000 | 4,568 |
| Pre-tax net operating income | $26,000 | 10,309 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $25,000 | 10,342 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $25,000 | 10,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,842 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 629 |
| Net operating income | $25,000 | 10,307 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 8,208 |
| Total interest expense | $993,000 | 9,032 |
| Net interest income | $1,858,000 | 7,447 |
| Provision for loan and lease losses | $21,000 | 7,918 |
| Total noninterest income | $912,000 | 3,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,697 |
| Total noninterest expense | $2,657,000 | 4,769 |
| Salaries and employee benefits | $1,172,000 | 5,312 |
| Premises and equipment expense | $635,000 | 3,029 |
| Additional noninterest expense | $850,000 | 4,956 |
| Pre-tax net operating income | $92,000 | 10,412 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $91,000 | 10,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $91,000 | 10,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $91,000 | 10,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 8,177 |
| Total interest expense | $929,000 | 9,504 |
| Net interest income | $2,090,000 | 7,103 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $947,000 | 3,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,544 |
| Total noninterest expense | $3,033,000 | 4,249 |
| Salaries and employee benefits | $1,178,000 | 5,292 |
| Premises and equipment expense | $669,000 | 2,924 |
| Additional noninterest expense | $1,186,000 | 3,772 |
| Pre-tax net operating income | $4,000 | 11,451 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-18,000 | 11,531 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-18,000 | 11,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,961 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 10,431 |
| Net operating income | $4,000 | 11,447 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,745,000 | 8,468 |
| Total interest expense | $746,000 | 9,849 |
| Net interest income | $1,999,000 | 7,578 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $1,298,000 | 2,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $958,000 | 1,892 |
| Total noninterest expense | $2,831,000 | 4,636 |
| Salaries and employee benefits | $1,276,000 | 4,969 |
| Premises and equipment expense | $610,000 | 3,226 |
| Additional noninterest expense | $945,000 | 4,952 |
| Pre-tax net operating income | $405,000 | 9,327 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $-106,000 | 12,307 |
| Income before extraordinary items | $504,000 | 7,279 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $504,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 724 |
| Net operating income | $511,000 | 7,262 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 8,638 |
| Total interest expense | $943,000 | 9,363 |
| Net interest income | $1,874,000 | 8,029 |
| Provision for loan and lease losses | $563,000 | 1,939 |
| Total noninterest income | $1,115,000 | 3,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $748,000 | 2,485 |
| Total noninterest expense | $2,877,000 | 4,678 |
| Salaries and employee benefits | $1,304,000 | 4,862 |
| Premises and equipment expense | $609,000 | 3,280 |
| Additional noninterest expense | $964,000 | 5,075 |
| Pre-tax net operating income | $-451,000 | 12,836 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $109,000 | 9,529 |
| Income before extraordinary items | $-560,000 | 12,910 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-560,000 | 12,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-560,000 | 12,860 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 8,380 |
| Total interest expense | $1,379,000 | 8,927 |
| Net interest income | $1,986,000 | 7,805 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $970,000 | 3,404 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,814 |
| Total noninterest expense | $3,430,000 | 3,999 |
| Salaries and employee benefits | $1,230,000 | 5,047 |
| Premises and equipment expense | $658,000 | 3,089 |
| Additional noninterest expense | $1,542,000 | 3,514 |
| Pre-tax net operating income | $-525,000 | 13,303 |
| Securities gains (losses) | $56,000 | 3,937 |
| Applicable income taxes | $-162,000 | 13,629 |
| Income before extraordinary items | $-307,000 | 13,256 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-307,000 | 13,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 13,661 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-343,400 | 13,179 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.