Home > Cuyahoga Savings Association > Income and Expense
Cuyahoga Savings Association, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,983,000 | 1,244 |
| Total interest expense | $16,852,000 | 971 |
| Net interest income | $10,131,000 | 1,722 |
| Provision for loan and lease losses | $231,000 | 3,144 |
| Total noninterest income | $1,950,000 | 1,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,950,000 | 1,120 |
| Total noninterest expense | $8,023,000 | 1,636 |
| Salaries and employee benefits | $4,612,000 | 1,416 |
| Premises and equipment expense | $1,687,000 | 1,181 |
| Additional noninterest expense | $1,724,000 | 2,401 |
| Pre-tax net operating income | $3,827,000 | 1,962 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,297,000 | 1,941 |
| Income before extraordinary items | $2,530,000 | 2,086 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,530,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $371,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,530,000 | 2,039 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,581,000 | 1,335 |
| Total interest expense | $15,632,000 | 1,055 |
| Net interest income | $9,949,000 | 1,779 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $1,458,000 | 2,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,458,000 | 1,412 |
| Total noninterest expense | $9,715,000 | 1,471 |
| Salaries and employee benefits | $4,650,000 | 1,448 |
| Premises and equipment expense | $1,354,000 | 1,493 |
| Additional noninterest expense | $3,711,000 | 1,434 |
| Pre-tax net operating income | $1,532,000 | 4,264 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $508,000 | 4,101 |
| Income before extraordinary items | $1,024,000 | 4,401 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,024,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $212,000 | 5,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,024,000 | 4,346 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,033,000 | 1,490 |
| Total interest expense | $15,157,000 | 1,111 |
| Net interest income | $7,876,000 | 2,287 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $571,000 | 4,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $571,000 | 2,622 |
| Total noninterest expense | $7,210,000 | 1,926 |
| Salaries and employee benefits | $4,107,000 | 1,615 |
| Premises and equipment expense | $1,281,000 | 1,584 |
| Additional noninterest expense | $1,822,000 | 2,605 |
| Pre-tax net operating income | $1,141,000 | 5,445 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $365,000 | 5,275 |
| Income before extraordinary items | $776,000 | 5,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $776,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $212,000 | 5,332 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $776,000 | 5,547 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,576,000 | 1,582 |
| Total interest expense | $10,803,000 | 1,215 |
| Net interest income | $8,773,000 | 2,057 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $1,184,000 | 2,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,184,000 | 1,640 |
| Total noninterest expense | $7,702,000 | 1,880 |
| Salaries and employee benefits | $4,578,000 | 1,473 |
| Premises and equipment expense | $1,200,000 | 1,722 |
| Additional noninterest expense | $1,924,000 | 2,655 |
| Pre-tax net operating income | $2,140,000 | 3,237 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $685,000 | 3,143 |
| Income before extraordinary items | $1,455,000 | 3,252 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,455,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,491 |
| Cash dividends | $424,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,455,000 | 3,287 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,304,000 | 1,474 |
| Total interest expense | $11,129,000 | 1,225 |
| Net interest income | $10,175,000 | 1,774 |
| Provision for loan and lease losses | $157,000 | 4,532 |
| Total noninterest income | $560,000 | 5,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $560,000 | 3,014 |
| Total noninterest expense | $7,712,000 | 1,924 |
| Salaries and employee benefits | $4,614,000 | 1,467 |
| Premises and equipment expense | $1,248,000 | 1,676 |
| Additional noninterest expense | $1,850,000 | 2,917 |
| Pre-tax net operating income | $2,866,000 | 2,398 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $745,000 | 2,927 |
| Income before extraordinary items | $2,133,000 | 2,346 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $2,147,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $424,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,124,120 | 2,218 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,326,000 | 1,442 |
| Total interest expense | $15,302,000 | 1,167 |
| Net interest income | $10,024,000 | 1,831 |
| Provision for loan and lease losses | $179,000 | 5,591 |
| Total noninterest income | $443,000 | 6,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $443,000 | 3,475 |
| Total noninterest expense | $7,263,000 | 2,028 |
| Salaries and employee benefits | $4,237,000 | 1,572 |
| Premises and equipment expense | $1,245,000 | 1,703 |
| Additional noninterest expense | $1,781,000 | 3,085 |
| Pre-tax net operating income | $3,025,000 | 2,056 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $1,111,000 | 1,911 |
| Income before extraordinary items | $1,975,000 | 2,316 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,975,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $398,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,935,960 | 2,193 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.