Home > Customers Bank > Net charge- offs to loans
Customers Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4610% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2617% | 179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0537% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6329% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1303% | 4,359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8699% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0448% | 4,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0701% | 4,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2785% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | 24.0964% | 21 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2767% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4966% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0963% | 408 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1794% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3291% | 4,480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7194% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0051% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 50.8550% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9764% | 193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5292% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1183% | 296 |
| Percentage Net Loans Charged-off:Construction & development | -0.0493% | 4,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2423% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 4,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1919% | 4,497 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7979% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9323% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 40.4129% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9062% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5489% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0969% | 284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0423% | 4,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0480% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1701% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1261% | 4,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7805% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0739% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 44.2429% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0453% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5432% | 178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 252 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0834% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2651% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6341% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3619% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 54.1980% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3263% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5245% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1522% | 166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0261% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2222% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1550% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,106 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2325% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4405% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7358% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | 55.3659% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7009% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5278% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2105% | 86 |
| Percentage Net Loans Charged-off:Construction & development | -0.0255% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3265% | 100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1985% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2257% | 4,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 4,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4231% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6495% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 50.7857% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6181% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5411% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2319% | 64 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4775% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1245% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0329% | 4,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2230% | 4,563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0285% | 4,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4309% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5639% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 48.8669% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5358% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4835% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3258% | 45 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8926% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0751% | 4,527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2180% | 4,639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 3,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2343% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 62.9452% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2017% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4399% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1484% | 150 |
| Percentage Net Loans Charged-off:Construction & development | -0.1358% | 4,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3407% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0822% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1428% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2949% | 4,647 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1381% | 4,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4065% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4686% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 35.9793% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4517% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3506% | 179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1714% | 108 |
| Percentage Net Loans Charged-off:Construction & development | -0.1753% | 4,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3793% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1145% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1948% | 4,638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3229% | 4,680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1905% | 4,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1951% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 28.5734% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1820% | 177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2804% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 304 |
| Percentage Net Loans Charged-off:Construction & development | -0.2301% | 4,293 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1859% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2913% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3806% | 3,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2881% | 4,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0107% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8714% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 35.0296% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8565% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0509% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.0466% | 4,206 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,132 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0819% | 3,869 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1072% | 4,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5722% | 3,539 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0891% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6736% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 30.5455% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6607% | 260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2138% | 434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0404% | 4,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0709% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1498% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 4,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9552% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 33.5719% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9433% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2168% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0405% | 4,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1063% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0937% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0393% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2203% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0533% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0170% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0530% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 20.8658% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0462% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 414 |
| Percentage Net Loans Charged-off:Construction & development | -0.0437% | 4,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1356% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3899% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0599% | 4,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3691% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0851% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3672% | 128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3130% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1218% | 249 |
| Percentage Net Loans Charged-off:Construction & development | -0.0439% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2613% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8717% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2410% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3708% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2409% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5564% | 109 |
| Percentage Net Loans Charged-off:Construction & development | -0.0392% | 4,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4312% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3227% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3231% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4728% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7335% | 67 |
| Percentage Net Loans Charged-off:Construction & development | -0.0406% | 4,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9261% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2162% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2166% | 198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4885% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6872% | 80 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 4,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8481% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 4,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0708% | 4,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0102% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0105% | 252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7347% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1217% | 40 |
| Percentage Net Loans Charged-off:Construction & development | -0.0522% | 4,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0417% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1615% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6501% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6503% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | -0.0532% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0182% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 4,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3900% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3902% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0540% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0232% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1370% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1371% | 598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 2,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 4,541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0337% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 4,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0729% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0729% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0560% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0311% | 4,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0668% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 3,743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0368% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8799% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8799% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0419% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0461% | 4,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1377% | 3,876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2554% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2554% | 243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.0417% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 4,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1819% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1819% | 249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 2,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0414% | 4,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0630% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 3,706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0552% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0564% | 4,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3695% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3695% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 913 |
| Percentage Net Loans Charged-off:Construction & development | -0.0420% | 4,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3437% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3723% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0110% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6685% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6685% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | -0.2100% | 4,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3581% | 4,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5364% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9226% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9226% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.2838% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2799% | 4,170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6684% | 643 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1382% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1382% | 617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.3790% | 5,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0573% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4574% | 4,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4806% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5284% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5284% | 1,326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.4941% | 5,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1298% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6181% | 4,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1798% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 4,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1380% | 5,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1380% | 4,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0309% | 5,170 |
| Percentage Net Loans Charged-off:Construction & development | -1.7343% | 5,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6774% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 5,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3803% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1104% | 3,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1104% | 3,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0320% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 3,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.4675% | 5,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9599% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0840% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1432% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1432% | 2,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0225% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.6885% | 5,352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2908% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5481% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 1,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2369% | 2,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0241% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0399% | 5,328 |
| Percentage Net Loans Charged-off:Construction & development | -1.4793% | 5,469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0403% | 5,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2335% | 4,379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0206% | 5,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 4,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2077% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2077% | 1,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.9974% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3921% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 5,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1015% | 306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0248% | 3,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0248% | 3,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1640% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 1.3973% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1189% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0538% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6213% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 5,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6161% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0931% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0931% | 2,827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 2,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 1.9993% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2104% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 5,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2049% | 4,516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0643% | 2,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0643% | 2,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 3.4955% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 5,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1818% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3695% | 4,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2335% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1357% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1357% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 2,600 |
| Percentage Net Loans Charged-off:Construction & development | 1.2039% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0201% | 2,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3055% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1993% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3150% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1878% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0031% | 5,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0031% | 5,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0024% | 1,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 1.0649% | 355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 1,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1406% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3556% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 1,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2015% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0618% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0618% | 3,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0035% | 1,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.9421% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1296% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1385% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0590% | 2,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3433% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0366% | 3,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0366% | 3,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0024% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 3,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 2,138 |
| Percentage Net Loans Charged-off:Construction & development | 1.4904% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0437% | 6,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1229% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 6,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0040% | 5,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0040% | 5,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3894% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 3.1217% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3203% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6723% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8398% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5666% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 2,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0655% | 3,754 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0090% | 5,488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4412% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 2.9693% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3187% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7821% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2275% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6598% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2368% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0062% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0062% | 3,700 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2276% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4534% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | 4.1577% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2995% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5342% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0070% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4988% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0145% | 5,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0145% | 5,365 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0159% | 5,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.1843% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 6,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4532% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2249% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3917% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0356% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0143% | 5,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0143% | 5,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2739% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5449% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 6.1414% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0943% | 2,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1647% | 3,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4535% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 3,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 3,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0174% | 4,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0174% | 4,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0149% | 1,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3484% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6950% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 6.4841% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1198% | 2,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3067% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4970% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2888% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0286% | 4,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0286% | 3,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0223% | 1,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4194% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8400% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 8.1988% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1867% | 1,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1639% | 2,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8364% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 2,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1715% | 6,239 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0060% | 5,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0060% | 5,617 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0102% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3813% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7464% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 9.1977% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 1,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1735% | 2,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1929% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 5,306 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0408% | 5,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0408% | 5,595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0227% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8857% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9485% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 2.0407% | 1,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2551% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3210% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2010% | 3,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 5,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2163% | 3,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7447% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0706% | 4,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0706% | 4,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1408% | 1,242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0539% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9848% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 2.6866% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4691% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8783% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 3,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 5,253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1405% | 3,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3969% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0060% | 4,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 4,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5441% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4246% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 4.0305% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9852% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.7983% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 2,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4501% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0090% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0090% | 3,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2879% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3366% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 2.0970% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9046% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0383% | 5,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0238% | 3,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0238% | 3,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9612% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7404% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 3.3682% | 1,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9304% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4254% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6158% | 1,151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4122% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8682% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 5,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 36.2477% | 41 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4134% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1316% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 4.8743% | 1,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3733% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6786% | 1,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9265% | 831 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6594% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0267% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 4,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8755% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9056% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 9.2960% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4432% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0001% | 1,187 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6287% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9424% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8776% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8145% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4834% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6690% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 5.7396% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1266% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4436% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3633% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0606% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8752% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 3.2237% | 1,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0782% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5319% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4300% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2718% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6793% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8473% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0711% | 941 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9089% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 2.2358% | 1,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7965% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2620% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6444% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5683% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8038% | 2,894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9539% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0958% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 2.1976% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8739% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 3,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 2,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3796% | 2,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 4,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1249% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1599% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 5,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 4,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0827% | 1,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 3,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0557% | 3,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3023% | 3,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5871% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 4,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1108% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4054% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4919% | 3,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 3,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6173% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6793% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1593% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 6,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0500% | 3,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 5,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0162% | 3,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 6,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 3,479 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0794% | 7,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0017% | 7,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 6,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 6,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 6,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 6,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 6,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 5,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 2,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1786% | 2,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1710% | 5,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 4,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2910% | 4,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 2,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1349% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8355% | 1,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1974% | 5,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1800% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3258% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1557% | 5,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 5,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0776% | 5,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 5,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2271% | 3,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6772% | 3,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 5,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1036% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8948% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 5,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3410% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 6,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6993% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5464% | 3,935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2466% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 6,786 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 7,447 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,512 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |