Home > Custer County State Bank > Income and Expense
Custer County State Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $958,000 | 9,889 |
Total interest expense | $412,000 | 9,871 |
Net interest income | $546,000 | 9,830 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $53,000 | 9,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $42,000 | 8,242 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 9,931 |
Total noninterest expense | $317,000 | 10,228 |
Salaries and employee benefits | $196,000 | 10,124 |
Premises and equipment expense | $23,000 | 10,279 |
Additional noninterest expense | $98,000 | 10,142 |
Pre-tax net operating income | $282,000 | 8,508 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $0 | 9,340 |
Income before extraordinary items | $282,000 | 8,023 |
Extraordinary gains, net | $0 | 32 |
Net income | $282,000 | 8,022 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,598 |
Cash dividends | $300,000 | 4,531 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $282,000 | 7,944 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $944,000 | 10,358 |
Total interest expense | $404,000 | 10,329 |
Net interest income | $540,000 | 10,301 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $60,000 | 10,101 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $47,000 | 8,496 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 10,252 |
Total noninterest expense | $312,000 | 10,676 |
Salaries and employee benefits | $194,000 | 10,568 |
Premises and equipment expense | $21,000 | 10,754 |
Additional noninterest expense | $97,000 | 10,555 |
Pre-tax net operating income | $288,000 | 9,056 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $101,000 | 8,381 |
Income before extraordinary items | $187,000 | 9,273 |
Extraordinary gains, net | $0 | 44 |
Net income | $187,000 | 9,276 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-11,000 | 10,017 |
Cash dividends | $120,000 | 6,224 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $187,000 | 9,230 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $918,000 | 10,911 |
Total interest expense | $399,000 | 10,880 |
Net interest income | $519,000 | 10,852 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $61,000 | 10,659 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 8,876 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 10,870 |
Total noninterest expense | $304,000 | 11,213 |
Salaries and employee benefits | $193,000 | 11,052 |
Premises and equipment expense | $22,000 | 11,270 |
Additional noninterest expense | $89,000 | 11,172 |
Pre-tax net operating income | $276,000 | 9,283 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $97,000 | 8,800 |
Income before extraordinary items | $179,000 | 9,493 |
Extraordinary gains, net | $0 | 53 |
Net income | $179,000 | 9,495 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 10,393 |
Cash dividends | $100,000 | 6,641 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $179,000 | 9,434 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $871,000 | 11,456 |
Total interest expense | $402,000 | 11,322 |
Net interest income | $469,000 | 11,474 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $65,000 | 11,062 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $53,000 | 9,154 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 11,383 |
Total noninterest expense | $293,000 | 11,728 |
Salaries and employee benefits | $184,000 | 11,573 |
Premises and equipment expense | $22,000 | 11,772 |
Additional noninterest expense | $87,000 | 11,723 |
Pre-tax net operating income | $241,000 | 10,186 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $95,000 | 9,268 |
Income before extraordinary items | $146,000 | 10,503 |
Extraordinary gains, net | $0 | 65 |
Net income | $146,000 | 10,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 10,260 |
Cash dividends | $100,000 | 6,741 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $146,000 | 10,471 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $748,000 | 12,136 |
Total interest expense | $315,000 | 11,978 |
Net interest income | $433,000 | 12,169 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $79,000 | 11,271 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $55,000 | 9,512 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 11,176 |
Total noninterest expense | $323,000 | 12,284 |
Salaries and employee benefits | $182,000 | 12,188 |
Premises and equipment expense | $29,000 | 12,238 |
Additional noninterest expense | $112,000 | 12,190 |
Pre-tax net operating income | $189,000 | 10,976 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $68,000 | 10,056 |
Income before extraordinary items | $121,000 | 11,144 |
Extraordinary gains, net | $0 | 249 |
Net income | $121,000 | 11,150 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 10,447 |
Cash dividends | $100,000 | 6,840 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $121,000 | 11,190 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $754,000 | 12,740 |
Total interest expense | $314,000 | 12,615 |
Net interest income | $440,000 | 12,711 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $102,000 | 11,289 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 9,435 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 10,982 |
Total noninterest expense | $322,000 | 12,914 |
Salaries and employee benefits | $181,000 | 12,768 |
Premises and equipment expense | $24,000 | 13,001 |
Additional noninterest expense | $117,000 | 12,795 |
Pre-tax net operating income | $220,000 | 10,871 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $78,000 | 10,260 |
Income before extraordinary items | $142,000 | 11,301 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $142,000 | 11,382 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 9,293 |
Cash dividends | $125,000 | 6,440 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $142,000 | 11,096 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $881,000 | 13,228 |
Total interest expense | $398,000 | 13,185 |
Net interest income | $483,000 | 13,134 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $112,000 | 11,406 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $76,000 | 9,331 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $36,000 | 11,337 |
Total noninterest expense | $337,000 | 13,449 |
Salaries and employee benefits | $186,000 | 13,290 |
Premises and equipment expense | $25,000 | 13,551 |
Additional noninterest expense | $126,000 | 13,261 |
Pre-tax net operating income | $258,000 | 10,534 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $87,000 | 10,252 |
Income before extraordinary items | $171,000 | 10,975 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $171,000 | 11,063 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 10,608 |
Cash dividends | $125,000 | 6,110 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $171,000 | 10,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.