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CUSB Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$20,717,0001,437
Total interest expense$1,308,0001,837
Net interest income$19,409,0001,406
Provision for loan and lease losses$800,000720
Total noninterest income$3,390,0001,664
Gross Fiduciary activities income$4,000915
Service charges on deposit accounts$1,116,000893
Trading account gains and fees$0132
Additional Noninterest Income$2,270,0001,792
Total noninterest expense$11,164,0001,832
Salaries and employee benefits$7,151,0001,683
Premises and equipment expense$1,065,0001,959
Additional noninterest expense$2,948,0002,015
Pre-tax net operating income$10,835,0001,212
Securities gains (losses)$45,0001,172
Applicable income taxes$466,0002,146
Income before extraordinary items$10,414,0001,119
Extraordinary gains, net$010
Net income$10,414,0001,119
Minority interest net income$074
Net income of bank and minority interests.$10,414,0001,119
Net charge-offs$764,000501
Cash dividends$4,725,000833
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,370,8001,108
2021-09-30 (YTD Data)Rank
Total interest income$15,980,0001,425
Total interest expense$1,009,0001,881
Net interest income$14,971,0001,387
Provision for loan and lease losses$800,000547
Total noninterest income$2,560,0001,705
Gross Fiduciary activities income$0957
Service charges on deposit accounts$805,000918
Trading account gains and fees$0132
Additional Noninterest Income$1,755,0001,810
Total noninterest expense$8,323,0001,841
Salaries and employee benefits$5,381,0001,689
Premises and equipment expense$784,0002,007
Additional noninterest expense$2,158,0002,049
Pre-tax net operating income$8,408,0001,225
Securities gains (losses)$32,0001,234
Applicable income taxes$352,0002,219
Income before extraordinary items$8,088,0001,122
Extraordinary gains, net$08
Net income$8,088,0001,123
Minority interest net income$069
Net income of bank and minority interests.$8,088,0001,123
Net charge-offs$55,0001,315
Cash dividends$2,750,000926
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,057,2801,113
2021-06-30 (YTD Data)Rank
Total interest income$10,531,0001,443
Total interest expense$702,0001,892
Net interest income$9,829,0001,395
Provision for loan and lease losses$600,000497
Total noninterest income$1,752,0001,645
Gross Fiduciary activities income$0951
Service charges on deposit accounts$491,000949
Trading account gains and fees$0133
Additional Noninterest Income$1,261,0001,685
Total noninterest expense$5,422,0001,860
Salaries and employee benefits$3,560,0001,697
Premises and equipment expense$513,0002,024
Additional noninterest expense$1,349,0002,111
Pre-tax net operating income$5,559,0001,222
Securities gains (losses)$21,0001,163
Applicable income taxes$207,0002,283
Income before extraordinary items$5,373,0001,121
Extraordinary gains, net$06
Net income$5,373,0001,122
Minority interest net income$067
Net income of bank and minority interests.$5,373,0001,122
Net charge-offs$35,0001,274
Cash dividends$1,250,0001,190
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,352,8401,107
2021-03-31 (YTD Data)Rank
Total interest income$4,843,0001,549
Total interest expense$360,0001,937
Net interest income$4,483,0001,497
Provision for loan and lease losses$300,000548
Total noninterest income$878,0001,655
Gross Fiduciary activities income$0922
Service charges on deposit accounts$236,000960
Trading account gains and fees$0127
Additional Noninterest Income$642,0001,660
Total noninterest expense$2,659,0001,873
Salaries and employee benefits$1,758,0001,694
Premises and equipment expense$243,0002,102
Additional noninterest expense$658,0002,119
Pre-tax net operating income$2,402,0001,338
Securities gains (losses)$20,000880
Applicable income taxes$94,0002,317
Income before extraordinary items$2,328,0001,249
Extraordinary gains, net$03
Net income$2,328,0001,249
Minority interest net income$055
Net income of bank and minority interests.$2,328,0001,249
Net charge-offs$14,0001,259
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,308,8001,225
2020-12-31 (YTD Data)Rank
Total interest income$21,509,0001,392
Total interest expense$2,464,0001,721
Net interest income$19,045,0001,346
Provision for loan and lease losses$1,605,0001,200
Total noninterest income$3,760,0001,521
Gross Fiduciary activities income$1,000991
Service charges on deposit accounts$1,203,000806
Trading account gains and fees$0133
Additional Noninterest Income$2,556,0001,569
Total noninterest expense$11,552,0001,749
Salaries and employee benefits$6,885,0001,695
Premises and equipment expense$1,029,0002,005
Additional noninterest expense$3,638,0001,652
Pre-tax net operating income$9,648,0001,092
Securities gains (losses)$-4,0004,727
Applicable income taxes$407,0002,090
Income before extraordinary items$9,237,0001,029
Extraordinary gains, net$04
Net income$9,237,0001,029
Minority interest net income$072
Net income of bank and minority interests.$9,237,0001,029
Net charge-offs$648,000841
Cash dividends$3,000,0001,116
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,240,840990
2020-09-30 (YTD Data)Rank
Total interest income$16,402,0001,384
Total interest expense$2,065,0001,668
Net interest income$14,337,0001,330
Provision for loan and lease losses$1,020,0001,346
Total noninterest income$2,563,0001,567
Gross Fiduciary activities income$0981
Service charges on deposit accounts$894,000805
Trading account gains and fees$0125
Additional Noninterest Income$1,669,0001,653
Total noninterest expense$8,318,0001,783
Salaries and employee benefits$5,088,0001,711
Premises and equipment expense$758,0002,014
Additional noninterest expense$2,472,0001,751
Pre-tax net operating income$7,562,0001,019
Securities gains (losses)$-13,0004,815
Applicable income taxes$321,0002,045
Income before extraordinary items$7,228,000957
Extraordinary gains, net$04
Net income$7,228,000957
Minority interest net income$065
Net income of bank and minority interests.$7,228,000957
Net charge-offs$84,0001,770
Cash dividends$1,500,0001,324
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,240,480920
2020-06-30 (YTD Data)Rank
Total interest income$11,258,0001,375
Total interest expense$1,609,0001,563
Net interest income$9,649,0001,318
Provision for loan and lease losses$585,0001,502
Total noninterest income$1,662,0001,516
Gross Fiduciary activities income$0970
Service charges on deposit accounts$593,000819
Trading account gains and fees$0123
Additional Noninterest Income$1,069,0001,610
Total noninterest expense$5,302,0001,849
Salaries and employee benefits$3,259,0001,758
Premises and equipment expense$520,0001,976
Additional noninterest expense$1,523,0001,859
Pre-tax net operating income$5,424,000891
Securities gains (losses)$-15,0004,830
Applicable income taxes$220,0001,983
Income before extraordinary items$5,189,000827
Extraordinary gains, net$04
Net income$5,189,000827
Minority interest net income$065
Net income of bank and minority interests.$5,189,000827
Net charge-offs$5,0002,656
Cash dividends$1,500,000984
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,203,400786
2020-03-31 (YTD Data)Rank
Total interest income$5,456,0001,402
Total interest expense$1,005,0001,413
Net interest income$4,451,0001,381
Provision for loan and lease losses$150,0001,627
Total noninterest income$693,0001,617
Gross Fiduciary activities income$0941
Service charges on deposit accounts$354,000820
Trading account gains and fees$0106
Additional Noninterest Income$339,0001,879
Total noninterest expense$2,739,0001,816
Salaries and employee benefits$1,739,0001,684
Premises and equipment expense$257,0002,013
Additional noninterest expense$743,0001,941
Pre-tax net operating income$2,255,000949
Securities gains (losses)$01,705
Applicable income taxes$100,0001,936
Income before extraordinary items$2,155,000872
Extraordinary gains, net$04
Net income$2,155,000871
Minority interest net income$056
Net income of bank and minority interests.$2,155,000872
Net charge-offs$10,0001,869
Cash dividends$1,500,000602
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,155,000859
2019-12-31 (YTD Data)Rank
Total interest income$20,808,0001,470
Total interest expense$5,021,0001,237
Net interest income$15,787,0001,527
Provision for loan and lease losses$850,0001,023
Total noninterest income$2,629,0001,699
Gross Fiduciary activities income$3,000975
Service charges on deposit accounts$1,494,000802
Trading account gains and fees$0135
Additional Noninterest Income$1,132,0002,116
Total noninterest expense$10,275,0001,878
Salaries and employee benefits$6,085,0001,823
Premises and equipment expense$1,049,0001,977
Additional noninterest expense$3,141,0001,845
Pre-tax net operating income$7,291,0001,318
Securities gains (losses)$2,0002,225
Applicable income taxes$306,0002,350
Income before extraordinary items$6,987,0001,248
Extraordinary gains, net$011
Net income$6,987,0001,249
Minority interest net income$076
Net income of bank and minority interests.$6,987,0001,250
Net charge-offs$347,0001,269
Cash dividends$2,500,0001,366
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,985,0801,219
2019-09-30 (YTD Data)Rank
Total interest income$15,441,0001,500
Total interest expense$3,910,0001,205
Net interest income$11,531,0001,574
Provision for loan and lease losses$550,0001,073
Total noninterest income$1,834,0001,764
Gross Fiduciary activities income$3,000943
Service charges on deposit accounts$1,100,000816
Trading account gains and fees$0129
Additional Noninterest Income$731,0002,275
Total noninterest expense$7,298,0001,970
Salaries and employee benefits$4,482,0001,855
Premises and equipment expense$783,0002,001
Additional noninterest expense$2,033,0002,094
Pre-tax net operating income$5,517,0001,344
Securities gains (losses)$2,0001,990
Applicable income taxes$234,0002,409
Income before extraordinary items$5,285,0001,254
Extraordinary gains, net$011
Net income$5,285,0001,255
Minority interest net income$072
Net income of bank and minority interests.$5,285,0001,256
Net charge-offs$12,0002,893
Cash dividends$1,250,0001,583
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,283,0801,229
2019-06-30 (YTD Data)Rank
Total interest income$10,188,0001,509
Total interest expense$2,634,0001,172
Net interest income$7,554,0001,599
Provision for loan and lease losses$550,000798
Total noninterest income$1,083,0001,881
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$708,000838
Trading account gains and fees$0131
Additional Noninterest Income$375,0002,568
Total noninterest expense$4,956,0001,948
Salaries and employee benefits$3,058,0001,827
Premises and equipment expense$523,0001,998
Additional noninterest expense$1,375,0002,079
Pre-tax net operating income$3,131,0001,499
Securities gains (losses)$2,0001,537
Applicable income taxes$130,0002,500
Income before extraordinary items$3,003,0001,384
Extraordinary gains, net$011
Net income$3,003,0001,383
Minority interest net income$069
Net income of bank and minority interests.$3,003,0001,384
Net charge-offs$207,000972
Cash dividends$1,250,0001,245
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,001,0801,361
2019-03-31 (YTD Data)Rank
Total interest income$5,033,0001,517
Total interest expense$1,266,0001,182
Net interest income$3,767,0001,618
Provision for loan and lease losses$300,000677
Total noninterest income$546,0001,839
Gross Fiduciary activities income$0972
Service charges on deposit accounts$336,000866
Trading account gains and fees$0126
Additional Noninterest Income$210,0002,351
Total noninterest expense$2,436,0001,975
Salaries and employee benefits$1,471,0001,888
Premises and equipment expense$263,0002,011
Additional noninterest expense$702,0002,021
Pre-tax net operating income$1,577,0001,457
Securities gains (losses)$01,087
Applicable income taxes$65,0002,461
Income before extraordinary items$1,512,0001,352
Extraordinary gains, net$05
Net income$1,512,0001,351
Minority interest net income$052
Net income of bank and minority interests.$1,512,0001,351
Net charge-offs$80,000989
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,512,0001,327
2018-12-31 (YTD Data)Rank
Total interest income$20,059,0001,450
Total interest expense$3,992,0001,134
Net interest income$16,067,0001,496
Provision for loan and lease losses$2,085,000492
Total noninterest income$2,671,0001,674
Gross Fiduciary activities income$3,0001,019
Service charges on deposit accounts$1,539,000801
Trading account gains and fees$0126
Additional Noninterest Income$1,129,0002,106
Total noninterest expense$9,698,0001,946
Salaries and employee benefits$5,607,0001,912
Premises and equipment expense$1,094,0001,924
Additional noninterest expense$2,997,0001,922
Pre-tax net operating income$6,955,0001,355
Securities gains (losses)$01,125
Applicable income taxes$308,0002,373
Income before extraordinary items$6,647,0001,275
Extraordinary gains, net$06
Net income$6,647,0001,274
Minority interest net income$072
Net income of bank and minority interests.$6,647,0001,274
Net charge-offs$977,000597
Cash dividends$2,250,0001,349
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,647,0001,267
2018-09-30 (YTD Data)Rank
Total interest income$14,982,0001,442
Total interest expense$2,781,0001,147
Net interest income$12,201,0001,478
Provision for loan and lease losses$1,575,000458
Total noninterest income$1,794,0001,811
Gross Fiduciary activities income$3,000975
Service charges on deposit accounts$1,127,000815
Trading account gains and fees$0138
Additional Noninterest Income$664,0002,399
Total noninterest expense$7,302,0001,945
Salaries and employee benefits$4,412,0001,843
Premises and equipment expense$774,0002,010
Additional noninterest expense$2,116,0002,018
Pre-tax net operating income$5,118,0001,397
Securities gains (losses)$01,118
Applicable income taxes$213,0002,499
Income before extraordinary items$4,905,0001,299
Extraordinary gains, net$05
Net income$4,905,0001,298
Minority interest net income$066
Net income of bank and minority interests.$4,905,0001,298
Net charge-offs$954,000456
Cash dividends$1,000,0001,656
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,905,0001,287
2018-06-30 (YTD Data)Rank
Total interest income$10,061,0001,400
Total interest expense$1,759,0001,136
Net interest income$8,302,0001,447
Provision for loan and lease losses$1,050,000448
Total noninterest income$1,088,0001,913
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$726,000832
Trading account gains and fees$0130
Additional Noninterest Income$362,0002,653
Total noninterest expense$4,889,0001,954
Salaries and employee benefits$2,963,0001,840
Premises and equipment expense$508,0002,049
Additional noninterest expense$1,418,0002,024
Pre-tax net operating income$3,451,0001,355
Securities gains (losses)$0961
Applicable income taxes$138,0002,493
Income before extraordinary items$3,313,0001,248
Extraordinary gains, net$06
Net income$3,313,0001,247
Minority interest net income$065
Net income of bank and minority interests.$3,313,0001,247
Net charge-offs$619,000459
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,313,0001,243
2018-03-31 (YTD Data)Rank
Total interest income$4,764,0001,469
Total interest expense$842,0001,121
Net interest income$3,922,0001,522
Provision for loan and lease losses$525,000436
Total noninterest income$656,0001,697
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$351,000862
Trading account gains and fees$0123
Additional Noninterest Income$305,0002,001
Total noninterest expense$2,291,0002,066
Salaries and employee benefits$1,360,0001,994
Premises and equipment expense$253,0002,100
Additional noninterest expense$678,0002,090
Pre-tax net operating income$1,762,0001,317
Securities gains (losses)$0735
Applicable income taxes$72,0002,432
Income before extraordinary items$1,690,0001,197
Extraordinary gains, net$07
Net income$1,690,0001,195
Minority interest net income$052
Net income of bank and minority interests.$1,690,0001,197
Net charge-offs$9,0002,006
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,690,0001,188
2017-12-31 (YTD Data)Rank
Total interest income$18,274,0001,471
Total interest expense$3,043,0001,070
Net interest income$15,231,0001,536
Provision for loan and lease losses$2,400,000452
Total noninterest income$2,744,0001,681
Gross Fiduciary activities income$3,0001,058
Service charges on deposit accounts$1,481,000827
Trading account gains and fees$0151
Additional Noninterest Income$1,260,0002,018
Total noninterest expense$9,104,0002,059
Salaries and employee benefits$5,438,0001,964
Premises and equipment expense$944,0002,195
Additional noninterest expense$2,722,0002,110
Pre-tax net operating income$6,471,0001,390
Securities gains (losses)$25,0001,241
Applicable income taxes$275,0002,799
Income before extraordinary items$6,221,0001,131
Extraordinary gains, net$09
Net income$6,221,0001,131
Minority interest net income$076
Net income of bank and minority interests.$6,221,0001,131
Net charge-offs$3,703,000256
Cash dividends$4,350,000766
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,197,0001,122
2017-09-30 (YTD Data)Rank
Total interest income$13,612,0001,471
Total interest expense$2,284,0001,047
Net interest income$11,328,0001,547
Provision for loan and lease losses$1,800,000439
Total noninterest income$2,065,0001,693
Gross Fiduciary activities income$3,0001,012
Service charges on deposit accounts$1,110,000833
Trading account gains and fees$0145
Additional Noninterest Income$952,0002,026
Total noninterest expense$6,808,0002,067
Salaries and employee benefits$3,993,0002,009
Premises and equipment expense$720,0002,179
Additional noninterest expense$2,095,0002,045
Pre-tax net operating income$4,785,0001,416
Securities gains (losses)$25,0001,221
Applicable income taxes$200,0002,764
Income before extraordinary items$4,610,0001,234
Extraordinary gains, net$09
Net income$4,610,0001,234
Minority interest net income$071
Net income of bank and minority interests.$4,610,0001,234
Net charge-offs$1,656,000347
Cash dividends$3,350,000702
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,586,0001,223
2017-06-30 (YTD Data)Rank
Total interest income$9,000,0001,472
Total interest expense$1,494,0001,038
Net interest income$7,506,0001,543
Provision for loan and lease losses$1,200,000428
Total noninterest income$1,345,0001,707
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$735,000836
Trading account gains and fees$0139
Additional Noninterest Income$610,0002,095
Total noninterest expense$4,726,0002,000
Salaries and employee benefits$2,770,0001,946
Premises and equipment expense$485,0002,167
Additional noninterest expense$1,471,0001,972
Pre-tax net operating income$2,925,0001,493
Securities gains (losses)$01,906
Applicable income taxes$122,0002,813
Income before extraordinary items$2,803,0001,314
Extraordinary gains, net$011
Net income$2,803,0001,313
Minority interest net income$071
Net income of bank and minority interests.$2,803,0001,314
Net charge-offs$1,651,000250
Cash dividends$2,650,000602
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,803,0001,294
2017-03-31 (YTD Data)Rank
Total interest income$4,377,0001,498
Total interest expense$697,0001,087
Net interest income$3,680,0001,560
Provision for loan and lease losses$600,000393
Total noninterest income$602,0001,817
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$350,000866
Trading account gains and fees$0142
Additional Noninterest Income$252,0002,306
Total noninterest expense$2,337,0002,045
Salaries and employee benefits$1,338,0002,029
Premises and equipment expense$217,0002,380
Additional noninterest expense$782,0001,874
Pre-tax net operating income$1,345,0001,560
Securities gains (losses)$01,153
Applicable income taxes$56,0002,824
Income before extraordinary items$1,289,0001,373
Extraordinary gains, net$08
Net income$1,289,0001,372
Minority interest net income$055
Net income of bank and minority interests.$1,289,0001,373
Net charge-offs$1,049,000217
Cash dividends$1,650,000473
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,289,0001,356
2016-12-31 (YTD Data)Rank
Total interest income$17,936,0001,421
Total interest expense$2,748,0001,052
Net interest income$15,188,0001,476
Provision for loan and lease losses$2,877,000401
Total noninterest income$2,764,0001,738
Gross Fiduciary activities income$3,0001,090
Service charges on deposit accounts$1,489,000845
Trading account gains and fees$0170
Additional Noninterest Income$1,272,0002,103
Total noninterest expense$8,809,0002,126
Salaries and employee benefits$5,255,0002,018
Premises and equipment expense$750,0002,603
Additional noninterest expense$2,804,0002,090
Pre-tax net operating income$6,266,0001,354
Securities gains (losses)$03,212
Applicable income taxes$266,0002,737
Income before extraordinary items$6,000,0001,200
Extraordinary gains, net$05
Net income$6,000,0001,199
Minority interest net income$082
Net income of bank and minority interests.$6,000,0001,199
Net charge-offs$372,0001,329
Cash dividends$750,0002,515
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,000,0001,170
2016-09-30 (YTD Data)Rank
Total interest income$13,455,0001,417
Total interest expense$2,015,0001,070
Net interest income$11,440,0001,472
Provision for loan and lease losses$1,424,000529
Total noninterest income$2,000,0001,781
Gross Fiduciary activities income$4,0001,030
Service charges on deposit accounts$1,107,000850
Trading account gains and fees$0169
Additional Noninterest Income$889,0002,185
Total noninterest expense$6,709,0002,088
Salaries and employee benefits$4,084,0001,944
Premises and equipment expense$528,0002,731
Additional noninterest expense$2,097,0002,097
Pre-tax net operating income$5,307,0001,248
Securities gains (losses)$03,160
Applicable income taxes$225,0002,723
Income before extraordinary items$5,082,0001,101
Extraordinary gains, net$05
Net income$5,082,0001,101
Minority interest net income$071
Net income of bank and minority interests.$5,082,0001,101
Net charge-offs$302,0001,122
Cash dividends$750,0001,953
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,082,0001,076
2016-06-30 (YTD Data)Rank
Total interest income$8,964,0001,419
Total interest expense$1,318,0001,092
Net interest income$7,646,0001,481
Provision for loan and lease losses$955,000525
Total noninterest income$1,224,0001,874
Gross Fiduciary activities income$1,0001,067
Service charges on deposit accounts$691,000901
Trading account gains and fees$0157
Additional Noninterest Income$532,0002,296
Total noninterest expense$4,565,0002,072
Salaries and employee benefits$2,787,0001,913
Premises and equipment expense$392,0002,547
Additional noninterest expense$1,386,0002,127
Pre-tax net operating income$3,350,0001,307
Securities gains (losses)$02,835
Applicable income taxes$141,0002,752
Income before extraordinary items$3,209,0001,139
Extraordinary gains, net$016
Net income$3,209,0001,139
Minority interest net income$071
Net income of bank and minority interests.$3,209,0001,139
Net charge-offs$280,000906
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,209,0001,112
2016-03-31 (YTD Data)Rank
Total interest income$4,458,0001,422
Total interest expense$651,0001,106
Net interest income$3,807,0001,479
Provision for loan and lease losses$328,000632
Total noninterest income$551,0001,938
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$329,000934
Trading account gains and fees$0142
Additional Noninterest Income$222,0002,500
Total noninterest expense$2,244,0002,102
Salaries and employee benefits$1,341,0001,987
Premises and equipment expense$230,0002,296
Additional noninterest expense$673,0002,161
Pre-tax net operating income$1,786,0001,203
Securities gains (losses)$02,077
Applicable income taxes$80,0002,641
Income before extraordinary items$1,706,0001,050
Extraordinary gains, net$012
Net income$1,706,0001,051
Minority interest net income$062
Net income of bank and minority interests.$1,706,0001,051
Net charge-offs$65,0001,273
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,706,0001,024
2015-12-31 (YTD Data)Rank
Total interest income$17,479,0001,416
Total interest expense$2,434,0001,143
Net interest income$15,045,0001,467
Provision for loan and lease losses$1,825,000488
Total noninterest income$3,000,0001,606
Gross Fiduciary activities income$8,0001,058
Service charges on deposit accounts$1,529,000845
Trading account gains and fees$0159
Additional Noninterest Income$1,463,0001,886
Total noninterest expense$9,527,0001,981
Salaries and employee benefits$5,576,0001,870
Premises and equipment expense$922,0002,303
Additional noninterest expense$3,029,0001,989
Pre-tax net operating income$6,693,0001,245
Securities gains (losses)$4,0002,883
Applicable income taxes$104,0003,300
Income before extraordinary items$6,593,0001,073
Extraordinary gains, net$023
Net income$6,593,0001,072
Minority interest net income$081
Net income of bank and minority interests.$6,593,0001,073
Net charge-offs$1,205,000585
Cash dividends$2,700,0001,072
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,589,0801,052
2015-09-30 (YTD Data)Rank
Total interest income$13,019,0001,437
Total interest expense$1,807,0001,169
Net interest income$11,212,0001,483
Provision for loan and lease losses$994,000598
Total noninterest income$2,369,0001,568
Gross Fiduciary activities income$8,0001,020
Service charges on deposit accounts$1,155,000843
Trading account gains and fees$0153
Additional Noninterest Income$1,206,0001,794
Total noninterest expense$6,827,0002,074
Salaries and employee benefits$4,072,0001,922
Premises and equipment expense$737,0002,228
Additional noninterest expense$2,018,0002,190
Pre-tax net operating income$5,760,0001,129
Securities gains (losses)$4,0002,687
Applicable income taxes$244,0002,661
Income before extraordinary items$5,520,000968
Extraordinary gains, net$021
Net income$5,520,000968
Minority interest net income$078
Net income of bank and minority interests.$5,520,000968
Net charge-offs$90,0002,267
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,516,160943
2015-06-30 (YTD Data)Rank
Total interest income$8,618,0001,452
Total interest expense$1,185,0001,196
Net interest income$7,433,0001,497
Provision for loan and lease losses$662,000603
Total noninterest income$1,265,0001,832
Gross Fiduciary activities income$1,0001,108
Service charges on deposit accounts$739,000859
Trading account gains and fees$0157
Additional Noninterest Income$525,0002,363
Total noninterest expense$4,551,0002,078
Salaries and employee benefits$2,782,0001,891
Premises and equipment expense$479,0002,289
Additional noninterest expense$1,290,0002,281
Pre-tax net operating income$3,485,0001,209
Securities gains (losses)$02,636
Applicable income taxes$181,0002,565
Income before extraordinary items$3,304,0001,068
Extraordinary gains, net$022
Net income$3,304,0001,067
Minority interest net income$075
Net income of bank and minority interests.$3,304,0001,069
Net charge-offs$65,0002,105
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,304,0001,041
2015-03-31 (YTD Data)Rank
Total interest income$4,197,0001,485
Total interest expense$588,0001,200
Net interest income$3,609,0001,528
Provision for loan and lease losses$331,000579
Total noninterest income$590,0001,895
Gross Fiduciary activities income$1,0001,061
Service charges on deposit accounts$347,000885
Trading account gains and fees$0152
Additional Noninterest Income$242,0002,396
Total noninterest expense$2,245,0002,110
Salaries and employee benefits$1,367,0001,919
Premises and equipment expense$237,0002,333
Additional noninterest expense$641,0002,275
Pre-tax net operating income$1,623,0001,250
Securities gains (losses)$02,027
Applicable income taxes$77,0002,673
Income before extraordinary items$1,546,0001,105
Extraordinary gains, net$013
Net income$1,546,0001,106
Minority interest net income$064
Net income of bank and minority interests.$1,546,0001,106
Net charge-offs$6,0002,677
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,546,0001,074
2014-12-31 (YTD Data)Rank
Total interest income$16,457,0001,519
Total interest expense$2,421,0001,205
Net interest income$14,036,0001,573
Provision for loan and lease losses$1,105,000806
Total noninterest income$2,496,0001,800
Gross Fiduciary activities income$5,0001,119
Service charges on deposit accounts$1,532,000867
Trading account gains and fees$0180
Additional Noninterest Income$959,0002,378
Total noninterest expense$8,855,0002,133
Salaries and employee benefits$5,433,0001,896
Premises and equipment expense$932,0002,369
Additional noninterest expense$2,490,0002,426
Pre-tax net operating income$6,572,0001,216
Securities gains (losses)$27,0002,144
Applicable income taxes$337,0002,537
Income before extraordinary items$6,262,0001,047
Extraordinary gains, net$017
Net income$6,262,0001,046
Minority interest net income$084
Net income of bank and minority interests.$6,262,0001,046
Net charge-offs$1,807,000557
Cash dividends$2,188,0001,196
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,236,3501,034
2014-09-30 (YTD Data)Rank
Total interest income$12,206,0001,543
Total interest expense$1,816,0001,217
Net interest income$10,390,0001,595
Provision for loan and lease losses$679,000908
Total noninterest income$1,854,0001,829
Gross Fiduciary activities income$5,0001,081
Service charges on deposit accounts$1,141,000883
Trading account gains and fees$0174
Additional Noninterest Income$708,0002,420
Total noninterest expense$6,636,0002,138
Salaries and employee benefits$4,030,0001,918
Premises and equipment expense$746,0002,271
Additional noninterest expense$1,860,0002,415
Pre-tax net operating income$4,929,0001,235
Securities gains (losses)$27,0001,839
Applicable income taxes$246,0002,639
Income before extraordinary items$4,710,0001,060
Extraordinary gains, net$015
Net income$4,710,0001,059
Minority interest net income$081
Net income of bank and minority interests.$4,710,0001,059
Net charge-offs$1,608,000465
Cash dividends$1,000,0001,509
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,684,3501,042
2014-06-30 (YTD Data)Rank
Total interest income$8,070,0001,545
Total interest expense$1,214,0001,228
Net interest income$6,856,0001,601
Provision for loan and lease losses$453,000904
Total noninterest income$1,223,0001,815
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$741,000892
Trading account gains and fees$0172
Additional Noninterest Income$481,0002,353
Total noninterest expense$4,420,0002,137
Salaries and employee benefits$2,666,0001,942
Premises and equipment expense$513,0002,228
Additional noninterest expense$1,241,0002,410
Pre-tax net operating income$3,206,0001,232
Securities gains (losses)$27,0001,498
Applicable income taxes$162,0002,616
Income before extraordinary items$3,071,0001,047
Extraordinary gains, net$020
Net income$3,071,0001,047
Minority interest net income$080
Net income of bank and minority interests.$3,071,0001,048
Net charge-offs$1,487,000373
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,045,3501,040
2014-03-31 (YTD Data)Rank
Total interest income$4,013,0001,543
Total interest expense$617,0001,228
Net interest income$3,396,0001,614
Provision for loan and lease losses$226,000905
Total noninterest income$547,0001,912
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$354,000916
Trading account gains and fees$0147
Additional Noninterest Income$192,0002,620
Total noninterest expense$2,331,0002,034
Salaries and employee benefits$1,442,0001,792
Premises and equipment expense$256,0002,264
Additional noninterest expense$633,0002,367
Pre-tax net operating income$1,386,0001,344
Securities gains (losses)$27,000855
Applicable income taxes$69,0002,696
Income before extraordinary items$1,344,0001,150
Extraordinary gains, net$016
Net income$1,344,0001,151
Minority interest net income$066
Net income of bank and minority interests.$1,344,0001,151
Net charge-offs$1,424,000221
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,318,3501,147
2013-12-31 (YTD Data)Rank
Total interest income$15,711,0001,587
Total interest expense$2,684,0001,254
Net interest income$13,027,0001,657
Provision for loan and lease losses$650,0001,542
Total noninterest income$2,693,0001,751
Gross Fiduciary activities income$3,0001,205
Service charges on deposit accounts$1,627,000854
Trading account gains and fees$0184
Additional Noninterest Income$1,063,0002,300
Total noninterest expense$8,677,0002,172
Salaries and employee benefits$5,395,0001,890
Premises and equipment expense$984,0002,284
Additional noninterest expense$2,298,0002,669
Pre-tax net operating income$6,393,0001,156
Securities gains (losses)$60,0001,671
Applicable income taxes$327,0002,550
Income before extraordinary items$6,126,0001,012
Extraordinary gains, net$029
Net income$6,126,0001,015
Minority interest net income$090
Net income of bank and minority interests.$6,126,0001,015
Net charge-offs$283,0002,639
Cash dividends$3,300,000806
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,069,000995
2013-09-30 (YTD Data)Rank
Total interest income$11,700,0001,617
Total interest expense$2,042,0001,280
Net interest income$9,658,0001,673
Provision for loan and lease losses$488,0001,546
Total noninterest income$2,040,0001,772
Gross Fiduciary activities income$3,0001,137
Service charges on deposit accounts$1,225,000848
Trading account gains and fees$0180
Additional Noninterest Income$812,0002,329
Total noninterest expense$6,580,0002,141
Salaries and employee benefits$4,124,0001,861
Premises and equipment expense$742,0002,299
Additional noninterest expense$1,714,0002,674
Pre-tax net operating income$4,630,0001,227
Securities gains (losses)$60,0001,538
Applicable income taxes$236,0002,635
Income before extraordinary items$4,454,0001,055
Extraordinary gains, net$025
Net income$4,454,0001,058
Minority interest net income$084
Net income of bank and minority interests.$4,454,0001,058
Net charge-offs$148,0002,881
Cash dividends$1,500,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,397,0001,044
2013-06-30 (YTD Data)Rank
Total interest income$7,731,0001,623
Total interest expense$1,381,0001,293
Net interest income$6,350,0001,683
Provision for loan and lease losses$325,0001,567
Total noninterest income$1,348,0001,791
Gross Fiduciary activities income$1,0001,167
Service charges on deposit accounts$788,000857
Trading account gains and fees$0157
Additional Noninterest Income$559,0002,322
Total noninterest expense$4,323,0002,179
Salaries and employee benefits$2,709,0001,900
Premises and equipment expense$499,0002,294
Additional noninterest expense$1,115,0002,710
Pre-tax net operating income$3,050,0001,215
Securities gains (losses)$60,0001,408
Applicable income taxes$153,0002,675
Income before extraordinary items$2,957,0001,051
Extraordinary gains, net$022
Net income$2,957,0001,052
Minority interest net income$082
Net income of bank and minority interests.$2,957,0001,054
Net charge-offs$113,0002,644
Cash dividends$1,500,000781
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,900,0001,031
2013-03-31 (YTD Data)Rank
Total interest income$3,873,0001,633
Total interest expense$693,0001,338
Net interest income$3,180,0001,701
Provision for loan and lease losses$163,0001,543
Total noninterest income$646,0001,856
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$372,000896
Trading account gains and fees$0148
Additional Noninterest Income$273,0002,350
Total noninterest expense$2,178,0002,178
Salaries and employee benefits$1,338,0001,942
Premises and equipment expense$252,0002,301
Additional noninterest expense$588,0002,594
Pre-tax net operating income$1,485,0001,225
Securities gains (losses)$01,966
Applicable income taxes$70,0002,737
Income before extraordinary items$1,415,0001,076
Extraordinary gains, net$010
Net income$1,415,0001,078
Minority interest net income$076
Net income of bank and minority interests.$1,415,0001,078
Net charge-offs$22,0003,012
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,415,0001,026
2012-12-31 (YTD Data)Rank
Total interest income$15,871,0001,672
Total interest expense$2,934,0001,508
Net interest income$12,937,0001,706
Provision for loan and lease losses$620,0002,413
Total noninterest income$2,822,0001,711
Gross Fiduciary activities income$4,0001,203
Service charges on deposit accounts$1,481,000972
Trading account gains and fees$0166
Additional Noninterest Income$1,337,0001,992
Total noninterest expense$8,435,0002,241
Salaries and employee benefits$5,209,0001,932
Premises and equipment expense$1,049,0002,186
Additional noninterest expense$2,177,0002,894
Pre-tax net operating income$6,704,0001,064
Securities gains (losses)$33,0002,972
Applicable income taxes$319,0002,603
Income before extraordinary items$6,418,000947
Extraordinary gains, net$029
Net income$6,418,000947
Minority interest net income$093
Net income of bank and minority interests.$6,418,000947
Net charge-offs$289,0003,340
Cash dividends$3,400,000795
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,386,650880
2012-09-30 (YTD Data)Rank
Total interest income$11,911,0001,702
Total interest expense$2,219,0001,566
Net interest income$9,692,0001,726
Provision for loan and lease losses$465,0002,371
Total noninterest income$2,016,0001,779
Gross Fiduciary activities income$4,0001,161
Service charges on deposit accounts$1,052,0001,019
Trading account gains and fees$0157
Additional Noninterest Income$960,0002,046
Total noninterest expense$6,412,0002,234
Salaries and employee benefits$3,939,0001,913
Premises and equipment expense$833,0002,100
Additional noninterest expense$1,640,0002,887
Pre-tax net operating income$4,831,0001,117
Securities gains (losses)$33,0002,668
Applicable income taxes$231,0002,710
Income before extraordinary items$4,633,000995
Extraordinary gains, net$020
Net income$4,633,000995
Minority interest net income$086
Net income of bank and minority interests.$4,633,000995
Net charge-offs$208,0003,264
Cash dividends$2,350,000680
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,601,650950
2012-06-30 (YTD Data)Rank
Total interest income$7,899,0001,713
Total interest expense$1,501,0001,600
Net interest income$6,398,0001,741
Provision for loan and lease losses$310,0002,350
Total noninterest income$1,319,0001,790
Gross Fiduciary activities income$1,0001,200
Service charges on deposit accounts$673,0001,048
Trading account gains and fees$0153
Additional Noninterest Income$645,0002,018
Total noninterest expense$4,246,0002,254
Salaries and employee benefits$2,584,0001,943
Premises and equipment expense$567,0002,056
Additional noninterest expense$1,095,0002,904
Pre-tax net operating income$3,161,0001,129
Securities gains (losses)$13,0002,658
Applicable income taxes$150,0002,714
Income before extraordinary items$3,024,0001,006
Extraordinary gains, net$019
Net income$3,024,0001,006
Minority interest net income$084
Net income of bank and minority interests.$3,024,0001,006
Net charge-offs$142,0003,103
Cash dividends$1,400,000732
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,011,650949
2012-03-31 (YTD Data)Rank
Total interest income$3,946,0001,728
Total interest expense$766,0001,636
Net interest income$3,180,0001,757
Provision for loan and lease losses$155,0002,270
Total noninterest income$691,0001,721
Gross Fiduciary activities income$1,0001,128
Service charges on deposit accounts$321,0001,089
Trading account gains and fees$0148
Additional Noninterest Income$369,0001,853
Total noninterest expense$2,251,0002,126
Salaries and employee benefits$1,377,0001,821
Premises and equipment expense$305,0001,949
Additional noninterest expense$569,0002,778
Pre-tax net operating income$1,465,0001,200
Securities gains (losses)$9,0001,794
Applicable income taxes$64,0002,841
Income before extraordinary items$1,410,0001,058
Extraordinary gains, net$019
Net income$1,410,0001,059
Minority interest net income$078
Net income of bank and minority interests.$1,410,0001,059
Net charge-offs$19,0003,713
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,401,360995
2011-12-31 (YTD Data)Rank
Total interest income$16,491,0001,710
Total interest expense$3,536,0001,689
Net interest income$12,955,0001,730
Provision for loan and lease losses$680,0002,983
Total noninterest income$2,437,0001,746
Gross Fiduciary activities income$4,0001,181
Service charges on deposit accounts$1,513,000970
Trading account gains and fees$0146
Additional Noninterest Income$920,0002,253
Total noninterest expense$8,265,0002,293
Salaries and employee benefits$4,889,0001,975
Premises and equipment expense$1,045,0002,324
Additional noninterest expense$2,331,0002,738
Pre-tax net operating income$6,447,000930
Securities gains (losses)$16,0003,164
Applicable income taxes$330,0002,440
Income before extraordinary items$6,133,000803
Extraordinary gains, net$029
Net income$6,133,000800
Minority interest net income$096
Net income of bank and minority interests.$6,133,000803
Net charge-offs$176,0004,451
Cash dividends$3,575,000575
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,117,800788
2011-09-30 (YTD Data)Rank
Total interest income$12,574,0001,705
Total interest expense$2,721,0001,717
Net interest income$9,853,0001,709
Provision for loan and lease losses$510,0002,846
Total noninterest income$1,793,0001,752
Gross Fiduciary activities income$4,0001,120
Service charges on deposit accounts$1,149,000960
Trading account gains and fees$0145
Additional Noninterest Income$640,0002,337
Total noninterest expense$6,210,0002,305
Salaries and employee benefits$3,773,0001,925
Premises and equipment expense$864,0002,152
Additional noninterest expense$1,573,0003,013
Pre-tax net operating income$4,926,000939
Securities gains (losses)$16,0002,895
Applicable income taxes$239,0002,499
Income before extraordinary items$4,703,000816
Extraordinary gains, net$021
Net income$4,703,000815
Minority interest net income$087
Net income of bank and minority interests.$4,703,000816
Net charge-offs$91,0004,521
Cash dividends$1,800,000704
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,687,800786
2011-06-30 (YTD Data)Rank
Total interest income$8,387,0001,725
Total interest expense$1,862,0001,731
Net interest income$6,525,0001,720
Provision for loan and lease losses$340,0002,801
Total noninterest income$1,168,0001,790
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$743,000975
Trading account gains and fees$0153
Additional Noninterest Income$424,0002,359
Total noninterest expense$4,250,0002,257
Salaries and employee benefits$2,497,0001,952
Premises and equipment expense$578,0002,168
Additional noninterest expense$1,175,0002,784
Pre-tax net operating income$3,103,000976
Securities gains (losses)$5,0002,547
Applicable income taxes$154,0002,481
Income before extraordinary items$2,954,000847
Extraordinary gains, net$015
Net income$2,954,000846
Minority interest net income$089
Net income of bank and minority interests.$2,954,000847
Net charge-offs$66,0004,241
Cash dividends$1,300,000650
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,949,250817
2011-03-31 (YTD Data)Rank
Total interest income$4,141,0001,756
Total interest expense$957,0001,747
Net interest income$3,184,0001,753
Provision for loan and lease losses$170,0002,631
Total noninterest income$572,0001,810
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$351,0001,025
Trading account gains and fees$0158
Additional Noninterest Income$220,0002,343
Total noninterest expense$2,249,0002,147
Salaries and employee benefits$1,353,0001,834
Premises and equipment expense$298,0002,152
Additional noninterest expense$598,0002,728
Pre-tax net operating income$1,337,0001,098
Securities gains (losses)$3,0001,535
Applicable income taxes$67,0002,595
Income before extraordinary items$1,273,000951
Extraordinary gains, net$09
Net income$1,273,000951
Minority interest net income$086
Net income of bank and minority interests.$1,273,000951
Net charge-offs$20,0004,032
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,270,150932
2010-12-31 (YTD Data)Rank
Total interest income$16,637,0001,819
Total interest expense$4,429,0001,818
Net interest income$12,208,0001,808
Provision for loan and lease losses$830,0003,353
Total noninterest income$2,634,0001,698
Gross Fiduciary activities income$3,0001,259
Service charges on deposit accounts$1,713,000887
Trading account gains and fees$0175
Additional Noninterest Income$918,0002,292
Total noninterest expense$8,579,0002,255
Salaries and employee benefits$4,819,0002,006
Premises and equipment expense$984,0002,510
Additional noninterest expense$2,776,0002,441
Pre-tax net operating income$5,433,000953
Securities gains (losses)$-88,0007,214
Applicable income taxes$244,0002,551
Income before extraordinary items$5,101,000868
Extraordinary gains, net$029
Net income$5,101,000868
Minority interest net income$0111
Net income of bank and minority interests.$5,101,000869
Net charge-offs$360,0004,065
Cash dividends$2,275,000733
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,184,600818
2010-09-30 (YTD Data)Rank
Total interest income$12,436,0001,871
Total interest expense$3,436,0001,834
Net interest income$9,000,0001,864
Provision for loan and lease losses$660,0003,122
Total noninterest income$1,930,0001,742
Gross Fiduciary activities income$4,0001,188
Service charges on deposit accounts$1,306,000903
Trading account gains and fees$0165
Additional Noninterest Income$620,0002,433
Total noninterest expense$6,510,0002,228
Salaries and employee benefits$3,757,0001,926
Premises and equipment expense$729,0002,579
Additional noninterest expense$2,024,0002,458
Pre-tax net operating income$3,760,0001,082
Securities gains (losses)$03,651
Applicable income taxes$191,0002,602
Income before extraordinary items$3,569,000971
Extraordinary gains, net$023
Net income$3,569,000974
Minority interest net income$0110
Net income of bank and minority interests.$3,569,000974
Net charge-offs$263,0003,898
Cash dividends$1,010,0001,035
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,569,000927
2010-06-30 (YTD Data)Rank
Total interest income$8,221,0001,911
Total interest expense$2,316,0001,880
Net interest income$5,905,0001,896
Provision for loan and lease losses$315,0003,528
Total noninterest income$1,174,0001,802
Gross Fiduciary activities income$1,0001,231
Service charges on deposit accounts$845,000937
Trading account gains and fees$0152
Additional Noninterest Income$328,0002,713
Total noninterest expense$4,274,0002,262
Salaries and employee benefits$2,470,0001,969
Premises and equipment expense$476,0002,624
Additional noninterest expense$1,328,0002,489
Pre-tax net operating income$2,490,0001,073
Securities gains (losses)$03,184
Applicable income taxes$122,0002,607
Income before extraordinary items$2,368,000958
Extraordinary gains, net$019
Net income$2,368,000958
Minority interest net income$0105
Net income of bank and minority interests.$2,368,000959
Net charge-offs$178,0003,659
Cash dividends$430,0001,492
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,368,000919
2010-03-31 (YTD Data)Rank
Total interest income$4,059,0001,972
Total interest expense$1,173,0001,952
Net interest income$2,886,0001,963
Provision for loan and lease losses$155,0003,289
Total noninterest income$555,0001,876
Gross Fiduciary activities income$1,0001,185
Service charges on deposit accounts$412,000950
Trading account gains and fees$0175
Additional Noninterest Income$142,0002,939
Total noninterest expense$2,335,0002,090
Salaries and employee benefits$1,329,0001,884
Premises and equipment expense$254,0002,562
Additional noninterest expense$752,0002,249
Pre-tax net operating income$951,0001,372
Securities gains (losses)$02,284
Applicable income taxes$47,0002,839
Income before extraordinary items$904,0001,207
Extraordinary gains, net$016
Net income$904,0001,210
Minority interest net income$091
Net income of bank and minority interests.$904,0001,209
Net charge-offs$151,0002,715
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$904,0001,181
2009-12-31 (YTD Data)Rank
Total interest income$16,365,0002,079
Total interest expense$5,697,0002,011
Net interest income$10,668,0002,054
Provision for loan and lease losses$745,0003,949
Total noninterest income$2,247,0001,962
Gross Fiduciary activities income$4,0001,267
Service charges on deposit accounts$1,746,000994
Trading account gains and fees$0211
Additional Noninterest Income$497,0003,205
Total noninterest expense$7,876,0002,502
Salaries and employee benefits$4,729,0002,075
Premises and equipment expense$944,0002,717
Additional noninterest expense$2,203,0003,074
Pre-tax net operating income$4,294,000978
Securities gains (losses)$03,754
Applicable income taxes$175,0002,497
Income before extraordinary items$4,119,000839
Extraordinary gains, net$034
Net income$4,119,000837
Minority interest net income$0115
Net income of bank and minority interests.$4,119,000838
Net charge-offs$685,0003,376
Cash dividends$1,705,0001,059
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,119,000826
2009-09-30 (YTD Data)Rank
Total interest income$12,246,0002,111
Total interest expense$4,410,0002,040
Net interest income$7,836,0002,093
Provision for loan and lease losses$301,0004,580
Total noninterest income$1,840,0001,892
Gross Fiduciary activities income$1,0001,297
Service charges on deposit accounts$1,290,0001,004
Trading account gains and fees$0212
Additional Noninterest Income$549,0002,664
Total noninterest expense$6,233,0002,370
Salaries and employee benefits$3,609,0002,054
Premises and equipment expense$736,0002,652
Additional noninterest expense$1,888,0002,692
Pre-tax net operating income$3,142,0001,045
Securities gains (losses)$03,497
Applicable income taxes$155,0002,551
Income before extraordinary items$2,987,000910
Extraordinary gains, net$027
Net income$2,987,000911
Minority interest net income$0118
Net income of bank and minority interests.$2,987,000911
Net charge-offs$292,0003,741
Cash dividends$255,0002,807
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,987,000904
2009-06-30 (YTD Data)Rank
Total interest income$8,207,0002,142
Total interest expense$3,026,0002,083
Net interest income$5,181,0002,109
Provision for loan and lease losses$234,0004,129
Total noninterest income$1,195,0001,918
Gross Fiduciary activities income$1,0001,272
Service charges on deposit accounts$805,0001,065
Trading account gains and fees$0193
Additional Noninterest Income$389,0002,594
Total noninterest expense$4,182,0002,396
Salaries and employee benefits$2,422,0002,080
Premises and equipment expense$492,0002,676
Additional noninterest expense$1,268,0002,703
Pre-tax net operating income$1,960,0001,166
Securities gains (losses)$03,136
Applicable income taxes$100,0002,632
Income before extraordinary items$1,860,0001,024
Extraordinary gains, net$021
Net income$1,860,0001,023
Minority interest net income$0112
Net income of bank and minority interests.$1,860,0001,024
Net charge-offs$161,0003,695
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,860,000992
2009-03-31 (YTD Data)Rank
Total interest income$4,116,0002,155
Total interest expense$1,558,0002,098
Net interest income$2,558,0002,139
Provision for loan and lease losses$141,0003,407
Total noninterest income$575,0001,929
Gross Fiduciary activities income$1,0001,214
Service charges on deposit accounts$379,0001,100
Trading account gains and fees$0171
Additional Noninterest Income$195,0002,552
Total noninterest expense$2,123,0002,296
Salaries and employee benefits$1,318,0001,952
Premises and equipment expense$258,0002,615
Additional noninterest expense$547,0002,792
Pre-tax net operating income$869,0001,485
Securities gains (losses)$02,434
Applicable income taxes$49,0002,899
Income before extraordinary items$820,0001,344
Extraordinary gains, net$015
Net income$820,0001,344
Minority interest net income$0102
Net income of bank and minority interests.$820,0001,346
Net charge-offs$35,0003,875
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$820,0001,269
2008-12-31 (YTD Data)Rank
Total interest income$17,684,0002,150
Total interest expense$7,869,0002,000
Net interest income$9,815,0002,265
Provision for loan and lease losses$584,0003,560
Total noninterest income$2,220,0001,980
Gross Fiduciary activities income$4,0001,304
Service charges on deposit accounts$1,670,0001,064
Trading account gains and fees$0154
Additional Noninterest Income$546,0003,037
Total noninterest expense$7,331,0002,579
Salaries and employee benefits$4,527,0002,241
Premises and equipment expense$917,0002,830
Additional noninterest expense$1,887,0003,014
Pre-tax net operating income$4,120,0001,323
Securities gains (losses)$03,220
Applicable income taxes$189,0002,868
Income before extraordinary items$3,931,0001,062
Extraordinary gains, net$039
Net income$3,931,0001,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,0002,891
Cash dividends$1,560,0001,679
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,931,0001,134
2008-09-30 (YTD Data)Rank
Total interest income$13,295,0002,196
Total interest expense$6,129,0002,019
Net interest income$7,166,0002,316
Provision for loan and lease losses$294,0003,593
Total noninterest income$1,641,0002,072
Gross Fiduciary activities income$4,0001,255
Service charges on deposit accounts$1,223,0001,107
Trading account gains and fees$0148
Additional Noninterest Income$414,0003,125
Total noninterest expense$5,547,0002,551
Salaries and employee benefits$3,444,0002,239
Premises and equipment expense$697,0002,809
Additional noninterest expense$1,406,0002,943
Pre-tax net operating income$2,966,0001,644
Securities gains (losses)$03,106
Applicable income taxes$153,0003,208
Income before extraordinary items$2,813,0001,321
Extraordinary gains, net$031
Net income$2,813,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0002,452
Cash dividends$850,0002,036
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,813,0001,395
2008-06-30 (YTD Data)Rank
Total interest income$8,848,0002,226
Total interest expense$4,198,0002,052
Net interest income$4,650,0002,358
Provision for loan and lease losses$180,0003,306
Total noninterest income$1,052,0002,157
Gross Fiduciary activities income$1,0001,327
Service charges on deposit accounts$769,0001,162
Trading account gains and fees$0149
Additional Noninterest Income$282,0003,135
Total noninterest expense$3,741,0002,525
Salaries and employee benefits$2,270,0002,289
Premises and equipment expense$481,0002,724
Additional noninterest expense$990,0002,768
Pre-tax net operating income$1,781,0001,878
Securities gains (losses)$03,233
Applicable income taxes$86,0003,602
Income before extraordinary items$1,695,0001,608
Extraordinary gains, net$021
Net income$1,695,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0002,765
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,695,0001,576
2008-03-31 (YTD Data)Rank
Total interest income$4,434,0002,274
Total interest expense$2,170,0002,099
Net interest income$2,264,0002,423
Provision for loan and lease losses$90,0002,858
Total noninterest income$512,0002,207
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$386,0001,135
Trading account gains and fees$0158
Additional Noninterest Income$125,0003,374
Total noninterest expense$1,916,0002,463
Salaries and employee benefits$1,097,0002,383
Premises and equipment expense$249,0002,673
Additional noninterest expense$570,0002,416
Pre-tax net operating income$770,0002,241
Securities gains (losses)$02,688
Applicable income taxes$39,0003,818
Income before extraordinary items$731,0001,951
Extraordinary gains, net$015
Net income$731,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$731,0001,894
2007-12-31 (YTD Data)Rank
Total interest income$17,751,0002,321
Total interest expense$9,419,0002,033
Net interest income$8,332,0002,631
Provision for loan and lease losses$343,0002,954
Total noninterest income$1,915,0002,281
Gross Fiduciary activities income$4,0001,355
Service charges on deposit accounts$1,592,0001,119
Trading account gains and fees$0178
Additional Noninterest Income$319,0004,126
Total noninterest expense$6,387,0002,801
Salaries and employee benefits$4,001,0002,494
Premises and equipment expense$908,0002,786
Additional noninterest expense$1,478,0003,465
Pre-tax net operating income$3,517,0002,186
Securities gains (losses)$-31,0007,884
Applicable income taxes$174,0003,996
Income before extraordinary items$3,312,0001,885
Extraordinary gains, net$039
Net income$3,312,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,018
Cash dividends$1,455,0002,055
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,341,4501,857
2007-09-30 (YTD Data)Rank
Total interest income$13,194,0002,346
Total interest expense$7,067,0002,029
Net interest income$6,127,0002,681
Provision for loan and lease losses$257,0002,566
Total noninterest income$1,430,0002,291
Gross Fiduciary activities income$4,0001,292
Service charges on deposit accounts$1,183,0001,115
Trading account gains and fees$0184
Additional Noninterest Income$243,0004,140
Total noninterest expense$4,693,0002,829
Salaries and employee benefits$2,858,0002,594
Premises and equipment expense$711,0002,677
Additional noninterest expense$1,124,0003,361
Pre-tax net operating income$2,607,0002,362
Securities gains (losses)$-30,0008,064
Applicable income taxes$125,0004,230
Income before extraordinary items$2,452,0002,038
Extraordinary gains, net$033
Net income$2,452,0002,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,644
Cash dividends$1,080,0001,891
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,480,5002,007
2007-06-30 (YTD Data)Rank
Total interest income$8,650,0002,399
Total interest expense$4,600,0002,072
Net interest income$4,050,0002,722
Provision for loan and lease losses$171,0002,424
Total noninterest income$906,0002,379
Gross Fiduciary activities income$1,0001,345
Service charges on deposit accounts$736,0001,203
Trading account gains and fees$0168
Additional Noninterest Income$169,0004,107
Total noninterest expense$3,206,0002,790
Salaries and employee benefits$1,940,0002,590
Premises and equipment expense$478,0002,682
Additional noninterest expense$788,0003,233
Pre-tax net operating income$1,579,0002,590
Securities gains (losses)$-32,0008,226
Applicable income taxes$74,0004,429
Income before extraordinary items$1,473,0002,237
Extraordinary gains, net$029
Net income$1,473,0002,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,632
Cash dividends$705,0001,959
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,503,4002,190
2007-03-31 (YTD Data)Rank
Total interest income$4,231,0002,435
Total interest expense$2,243,0002,110
Net interest income$1,988,0002,772
Provision for loan and lease losses$86,0002,275
Total noninterest income$411,0002,512
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$347,0001,245
Trading account gains and fees$0195
Additional Noninterest Income$63,0004,645
Total noninterest expense$1,578,0002,850
Salaries and employee benefits$890,0002,808
Premises and equipment expense$242,0002,662
Additional noninterest expense$446,0002,882
Pre-tax net operating income$735,0002,709
Securities gains (losses)$-32,0008,438
Applicable income taxes$34,0004,512
Income before extraordinary items$669,0002,419
Extraordinary gains, net$022
Net income$669,0002,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$699,4002,313
2006-12-31 (YTD Data)Rank
Total interest income$16,419,0002,367
Total interest expense$8,273,0001,996
Net interest income$8,146,0002,709
Provision for loan and lease losses$397,0002,293
Total noninterest income$1,623,0002,565
Gross Fiduciary activities income$5,0001,355
Service charges on deposit accounts$1,357,0001,310
Trading account gains and fees$0130
Additional Noninterest Income$261,0004,569
Total noninterest expense$6,019,0002,865
Salaries and employee benefits$3,594,0002,686
Premises and equipment expense$903,0002,712
Additional noninterest expense$1,522,0003,262
Pre-tax net operating income$3,353,0002,572
Securities gains (losses)$-29,0007,704
Applicable income taxes$165,0004,502
Income before extraordinary items$3,159,0002,186
Extraordinary gains, net$051
Net income$3,159,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,393
Cash dividends$1,075,0002,447
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,186,5502,158
2006-09-30 (YTD Data)Rank
Total interest income$12,161,0002,383
Total interest expense$6,047,0001,974
Net interest income$6,114,0002,740
Provision for loan and lease losses$298,0002,170
Total noninterest income$1,201,0002,599
Gross Fiduciary activities income$5,0001,291
Service charges on deposit accounts$980,0001,363
Trading account gains and fees$0126
Additional Noninterest Income$216,0004,379
Total noninterest expense$4,522,0002,857
Salaries and employee benefits$2,684,0002,694
Premises and equipment expense$710,0002,600
Additional noninterest expense$1,128,0003,284
Pre-tax net operating income$2,495,0002,657
Securities gains (losses)$-29,0007,976
Applicable income taxes$121,0004,734
Income before extraordinary items$2,345,0002,267
Extraordinary gains, net$045
Net income$2,345,0002,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,033
Cash dividends$750,0002,334
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,372,5502,233
2006-06-30 (YTD Data)Rank
Total interest income$7,917,0002,396
Total interest expense$3,848,0001,969
Net interest income$4,069,0002,747
Provision for loan and lease losses$199,0002,134
Total noninterest income$774,0002,654
Gross Fiduciary activities income$2,0001,334
Service charges on deposit accounts$630,0001,410
Trading account gains and fees$0126
Additional Noninterest Income$142,0004,398
Total noninterest expense$3,057,0002,840
Salaries and employee benefits$1,834,0002,634
Premises and equipment expense$470,0002,609
Additional noninterest expense$753,0003,289
Pre-tax net operating income$1,587,0002,769
Securities gains (losses)$-34,0008,254
Applicable income taxes$76,0004,830
Income before extraordinary items$1,477,0002,366
Extraordinary gains, net$039
Net income$1,477,0002,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,253
Cash dividends$525,0002,288
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,509,3002,316
2006-03-31 (YTD Data)Rank
Total interest income$3,791,0002,439
Total interest expense$1,847,0001,959
Net interest income$1,944,0002,845
Provision for loan and lease losses$99,0002,041
Total noninterest income$362,0002,716
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$295,0001,450
Trading account gains and fees$0115
Additional Noninterest Income$65,0004,564
Total noninterest expense$1,519,0002,846
Salaries and employee benefits$861,0002,794
Premises and equipment expense$248,0002,481
Additional noninterest expense$410,0003,054
Pre-tax net operating income$688,0003,005
Securities gains (losses)$1,000856
Applicable income taxes$36,0004,838
Income before extraordinary items$653,0002,576
Extraordinary gains, net$021
Net income$653,0002,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0002,945
Cash dividends$325,0001,847
Sale, conversion, retirement of capital stock, net$0648
Net operating income$652,0502,558
2005-12-31 (YTD Data)Rank
Total interest income$12,530,0002,616
Total interest expense$5,046,0002,179
Net interest income$7,484,0002,868
Provision for loan and lease losses$281,0002,971
Total noninterest income$1,298,0002,961
Gross Fiduciary activities income$7,0001,349
Service charges on deposit accounts$1,070,0001,627
Trading account gains and fees$0138
Additional Noninterest Income$221,0004,978
Total noninterest expense$5,459,0003,002
Salaries and employee benefits$3,249,0002,765
Premises and equipment expense$974,0002,428
Additional noninterest expense$1,236,0003,781
Pre-tax net operating income$3,042,0002,727
Securities gains (losses)$2,0001,993
Applicable income taxes$117,0005,236
Income before extraordinary items$2,927,0002,299
Extraordinary gains, net$046
Net income$2,927,0002,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,619
Cash dividends$1,129,0002,249
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,925,0802,261
2005-09-30 (YTD Data)Rank
Total interest income$8,994,0002,653
Total interest expense$3,432,0002,266
Net interest income$5,562,0002,876
Provision for loan and lease losses$191,0003,034
Total noninterest income$949,0003,015
Gross Fiduciary activities income$7,0001,273
Service charges on deposit accounts$729,0001,767
Trading account gains and fees$0126
Additional Noninterest Income$213,0004,469
Total noninterest expense$4,142,0002,927
Salaries and employee benefits$2,415,0002,754
Premises and equipment expense$822,0002,175
Additional noninterest expense$905,0003,787
Pre-tax net operating income$2,178,0002,866
Securities gains (losses)$02,317
Applicable income taxes$89,0005,351
Income before extraordinary items$2,089,0002,404
Extraordinary gains, net$035
Net income$2,089,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,945
Cash dividends$729,0002,251
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,089,0002,375
2005-06-30 (YTD Data)Rank
Total interest income$5,847,0002,661
Total interest expense$2,147,0002,280
Net interest income$3,700,0002,853
Provision for loan and lease losses$128,0002,917
Total noninterest income$580,0003,177
Gross Fiduciary activities income$2,0001,342
Service charges on deposit accounts$459,0001,825
Trading account gains and fees$0116
Additional Noninterest Income$119,0004,831
Total noninterest expense$2,779,0002,904
Salaries and employee benefits$1,652,0002,686
Premises and equipment expense$548,0002,167
Additional noninterest expense$579,0003,911
Pre-tax net operating income$1,373,0002,943
Securities gains (losses)$02,146
Applicable income taxes$49,0005,534
Income before extraordinary items$1,324,0002,443
Extraordinary gains, net$030
Net income$1,324,0002,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0004,310
Cash dividends$529,0002,115
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,324,0002,413
2005-03-31 (YTD Data)Rank
Total interest income$2,831,0002,705
Total interest expense$997,0002,339
Net interest income$1,834,0002,869
Provision for loan and lease losses$64,0002,777
Total noninterest income$270,0003,293
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$229,0001,770
Trading account gains and fees$0115
Additional Noninterest Income$39,0005,696
Total noninterest expense$1,380,0002,921
Salaries and employee benefits$802,0002,760
Premises and equipment expense$263,0002,250
Additional noninterest expense$315,0003,652
Pre-tax net operating income$660,0003,004
Securities gains (losses)$01,685
Applicable income taxes$24,0005,498
Income before extraordinary items$636,0002,486
Extraordinary gains, net$024
Net income$636,0002,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,138
Cash dividends$150,0002,522
Sale, conversion, retirement of capital stock, net$0491
Net operating income$636,0002,451
2004-12-31 (YTD Data)Rank
Total interest income$11,015,0002,587
Total interest expense$3,609,0002,243
Net interest income$7,406,0002,735
Provision for loan and lease losses$240,0003,319
Total noninterest income$1,142,0003,236
Gross Fiduciary activities income$18,0001,217
Service charges on deposit accounts$871,0001,982
Trading account gains and fees$0138
Additional Noninterest Income$253,0004,613
Total noninterest expense$5,091,0003,061
Salaries and employee benefits$3,086,0002,777
Premises and equipment expense$967,0002,365
Additional noninterest expense$1,038,0004,209
Pre-tax net operating income$3,217,0002,435
Securities gains (losses)$19,0002,428
Applicable income taxes$162,0005,000
Income before extraordinary items$3,074,0002,033
Extraordinary gains, net$034
Net income$3,074,0002,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,234
Cash dividends$1,404,0001,819
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,055,9501,998
2004-09-30 (YTD Data)Rank
Total interest income$8,187,0002,571
Total interest expense$2,672,0002,220
Net interest income$5,515,0002,721
Provision for loan and lease losses$180,0003,152
Total noninterest income$827,0003,334
Gross Fiduciary activities income$18,0001,153
Service charges on deposit accounts$638,0002,045
Trading account gains and fees$0134
Additional Noninterest Income$171,0004,827
Total noninterest expense$3,796,0003,047
Salaries and employee benefits$2,269,0002,794
Premises and equipment expense$765,0002,244
Additional noninterest expense$762,0004,230
Pre-tax net operating income$2,366,0002,508
Securities gains (losses)$03,710
Applicable income taxes$114,0005,197
Income before extraordinary items$2,252,0002,084
Extraordinary gains, net$026
Net income$2,252,0002,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0003,278
Cash dividends$1,404,0001,340
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,252,0002,028
2004-06-30 (YTD Data)Rank
Total interest income$5,414,0002,581
Total interest expense$1,767,0002,217
Net interest income$3,647,0002,727
Provision for loan and lease losses$120,0003,090
Total noninterest income$553,0003,350
Gross Fiduciary activities income$14,0001,146
Service charges on deposit accounts$424,0002,038
Trading account gains and fees$0130
Additional Noninterest Income$115,0004,884
Total noninterest expense$2,591,0002,984
Salaries and employee benefits$1,548,0002,754
Premises and equipment expense$519,0002,207
Additional noninterest expense$524,0004,164
Pre-tax net operating income$1,489,0002,605
Securities gains (losses)$03,413
Applicable income taxes$76,0005,175
Income before extraordinary items$1,413,0002,181
Extraordinary gains, net$021
Net income$1,413,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,398
Cash dividends$1,104,0001,154
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,413,0002,122
2004-03-31 (YTD Data)Rank
Total interest income$2,748,0002,544
Total interest expense$877,0002,257
Net interest income$1,871,0002,646
Provision for loan and lease losses$60,0002,918
Total noninterest income$240,0003,622
Gross Fiduciary activities income$14,0001,054
Service charges on deposit accounts$202,0002,061
Trading account gains and fees$0121
Additional Noninterest Income$24,0006,514
Total noninterest expense$1,290,0003,007
Salaries and employee benefits$756,0002,830
Premises and equipment expense$276,0002,100
Additional noninterest expense$258,0004,212
Pre-tax net operating income$761,0002,523
Securities gains (losses)$02,934
Applicable income taxes$40,0005,105
Income before extraordinary items$721,0002,117
Extraordinary gains, net$016
Net income$721,0002,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,263
Cash dividends$350,0001,554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$721,0002,036
2003-12-31 (YTD Data)Rank
Total interest income$11,483,0002,476
Total interest expense$4,081,0002,175
Net interest income$7,402,0002,611
Provision for loan and lease losses$360,0002,773
Total noninterest income$974,0003,784
Gross Fiduciary activities income$33,0001,161
Service charges on deposit accounts$849,0002,018
Trading account gains and fees$0160
Additional Noninterest Income$92,0006,661
Total noninterest expense$4,924,0003,088
Salaries and employee benefits$3,047,0002,729
Premises and equipment expense$929,0002,419
Additional noninterest expense$948,0004,442
Pre-tax net operating income$3,092,0002,438
Securities gains (losses)$1,0004,307
Applicable income taxes$155,0005,234
Income before extraordinary items$2,938,0002,073
Extraordinary gains, net$054
Net income$2,938,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,973
Cash dividends$1,402,0001,825
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,937,0501,985
2003-09-30 (YTD Data)Rank
Total interest income$8,758,0002,477
Total interest expense$3,170,0002,187
Net interest income$5,588,0002,603
Provision for loan and lease losses$270,0002,692
Total noninterest income$744,0003,799
Gross Fiduciary activities income$33,0001,088
Service charges on deposit accounts$634,0002,035
Trading account gains and fees$0153
Additional Noninterest Income$77,0006,529
Total noninterest expense$3,689,0003,084
Salaries and employee benefits$2,229,0002,795
Premises and equipment expense$740,0002,291
Additional noninterest expense$720,0004,386
Pre-tax net operating income$2,373,0002,488
Securities gains (losses)$1,0004,000
Applicable income taxes$120,0005,369
Income before extraordinary items$2,254,0002,093
Extraordinary gains, net$040
Net income$2,254,0002,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,146
Cash dividends$1,114,0001,613
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,253,0501,987
2003-06-30 (YTD Data)Rank
Total interest income$5,866,0002,488
Total interest expense$2,191,0002,179
Net interest income$3,675,0002,650
Provision for loan and lease losses$180,0002,675
Total noninterest income$500,0003,739
Gross Fiduciary activities income$29,0001,057
Service charges on deposit accounts$415,0002,026
Trading account gains and fees$0150
Additional Noninterest Income$56,0006,368
Total noninterest expense$2,463,0003,082
Salaries and employee benefits$1,505,0002,771
Premises and equipment expense$489,0002,296
Additional noninterest expense$469,0004,451
Pre-tax net operating income$1,532,0002,540
Securities gains (losses)$03,782
Applicable income taxes$79,0005,430
Income before extraordinary items$1,453,0002,167
Extraordinary gains, net$030
Net income$1,453,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$976,0001,341
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,453,0002,050
2003-03-31 (YTD Data)Rank
Total interest income$2,912,0002,514
Total interest expense$1,120,0002,177
Net interest income$1,792,0002,695
Provision for loan and lease losses$90,0002,494
Total noninterest income$258,0003,567
Gross Fiduciary activities income$24,000989
Service charges on deposit accounts$200,0002,019
Trading account gains and fees$0134
Additional Noninterest Income$34,0005,990
Total noninterest expense$1,261,0003,010
Salaries and employee benefits$756,0002,747
Premises and equipment expense$259,0002,185
Additional noninterest expense$246,0004,267
Pre-tax net operating income$699,0002,737
Securities gains (losses)$02,891
Applicable income taxes$31,0005,692
Income before extraordinary items$668,0002,293
Extraordinary gains, net$021
Net income$668,0002,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0003,284
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$668,0002,170
2002-12-31 (YTD Data)Rank
Total interest income$12,232,0002,520
Total interest expense$5,330,0002,110
Net interest income$6,902,0002,772
Provision for loan and lease losses$390,0002,895
Total noninterest income$902,0003,698
Gross Fiduciary activities income$8,0001,447
Service charges on deposit accounts$781,0002,044
Trading account gains and fees$0153
Additional Noninterest Income$113,0006,196
Total noninterest expense$4,797,0003,031
Salaries and employee benefits$2,860,0002,757
Premises and equipment expense$935,0002,323
Additional noninterest expense$1,002,0004,169
Pre-tax net operating income$2,617,0002,795
Securities gains (losses)$6,0003,879
Applicable income taxes$156,0005,471
Income before extraordinary items$2,467,0002,382
Extraordinary gains, net$070
Net income$2,467,0002,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0002,108
Cash dividends$1,280,0001,848
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,461,3602,305
2001-12-31 (YTD Data)Rank
Total interest income$12,425,0002,733
Total interest expense$6,606,0002,432
Net interest income$5,819,0003,016
Provision for loan and lease losses$150,0004,756
Total noninterest income$802,0003,844
Gross Fiduciary activities income$53,0001,123
Service charges on deposit accounts$635,0002,328
Trading account gains and fees$0177
Additional Noninterest Income$114,0006,118
Total noninterest expense$4,008,0003,422
Salaries and employee benefits$2,306,0003,185
Premises and equipment expense$861,0002,456
Additional noninterest expense$841,0004,628
Pre-tax net operating income$2,463,0002,694
Securities gains (losses)$04,612
Applicable income taxes$144,0005,510
Income before extraordinary items$2,319,0002,236
Extraordinary gains, net$0105
Net income$2,319,0002,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,963
Cash dividends$530,0003,359
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,319,0002,164
2000-12-31 (YTD Data)Rank
Total interest income$12,496,0002,800
Total interest expense$7,341,0002,311
Net interest income$5,155,0003,374
Provision for loan and lease losses$60,0006,179
Total noninterest income$718,0003,932
Gross Fiduciary activities income$49,0001,054
Service charges on deposit accounts$533,0002,539
Trading account gains and fees$0180
Additional Noninterest Income$136,0005,716
Total noninterest expense$3,540,0003,668
Salaries and employee benefits$2,075,0003,364
Premises and equipment expense$715,0002,832
Additional noninterest expense$750,0004,937
Pre-tax net operating income$2,273,0003,014
Securities gains (losses)$-49,0009,197
Applicable income taxes$114,0006,341
Income before extraordinary items$2,110,0002,427
Extraordinary gains, net$038
Net income$2,110,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,719
Cash dividends$1,345,0001,794
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,156,5502,380
1999-12-31 (YTD Data)Rank
Total interest income$11,901,0002,717
Total interest expense$6,428,0002,292
Net interest income$5,473,0003,169
Provision for loan and lease losses$150,0004,234
Total noninterest income$693,0004,021
Gross Fiduciary activities income$64,0001,060
Service charges on deposit accounts$493,0002,669
Trading account gains and fees$0173
Additional Noninterest Income$136,0005,845
Total noninterest expense$3,070,0004,132
Salaries and employee benefits$1,941,0003,541
Premises and equipment expense$455,0004,083
Additional noninterest expense$674,0005,387
Pre-tax net operating income$2,946,0002,455
Securities gains (losses)$-96,0009,943
Applicable income taxes$149,0006,291
Income before extraordinary items$2,701,0001,968
Extraordinary gains, net$035
Net income$2,701,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0009,813
Cash dividends$1,420,0001,758
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,792,2001,869
1998-12-31 (YTD Data)Rank
Total interest income$11,364,0002,837
Total interest expense$6,297,0002,394
Net interest income$5,067,0003,345
Provision for loan and lease losses$210,0003,403
Total noninterest income$874,0003,383
Gross Fiduciary activities income$67,0001,068
Service charges on deposit accounts$511,0002,511
Trading account gains and fees$0224
Additional Noninterest Income$296,0004,062
Total noninterest expense$3,015,0004,098
Salaries and employee benefits$1,839,0003,607
Premises and equipment expense$493,0003,754
Additional noninterest expense$683,0005,259
Pre-tax net operating income$2,716,0002,595
Securities gains (losses)$-20,00010,293
Applicable income taxes$127,0007,143
Income before extraordinary items$2,569,0002,036
Extraordinary gains, net$032
Net income$2,569,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,174
Cash dividends$1,453,0001,710
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,588,0001,943
1997-12-31 (YTD Data)Rank
Total interest income$10,556,0003,075
Total interest expense$5,532,0002,704
Net interest income$5,024,0003,466
Provision for loan and lease losses$210,0003,330
Total noninterest income$656,0004,167
Gross Fiduciary activities income$77,0001,102
Service charges on deposit accounts$398,0003,235
Trading account gains and fees$0239
Additional Noninterest Income$181,0005,198
Total noninterest expense$3,131,0003,958
Salaries and employee benefits$1,791,0003,656
Premises and equipment expense$494,0003,751
Additional noninterest expense$846,0004,534
Pre-tax net operating income$2,339,0003,083
Securities gains (losses)$-59,00010,676
Applicable income taxes$541,0003,983
Income before extraordinary items$1,739,0002,931
Extraordinary gains, net$044
Net income$1,739,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,367
Cash dividends$1,619,0001,518
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,783,8402,801
1996-12-31 (YTD Data)Rank
Total interest income$9,858,0003,321
Total interest expense$5,104,0002,942
Net interest income$4,754,0003,714
Provision for loan and lease losses$201,0003,389
Total noninterest income$573,0004,711
Gross Fiduciary activities income$40,0001,272
Service charges on deposit accounts$403,0003,318
Trading account gains and fees$0262
Additional Noninterest Income$130,0006,382
Total noninterest expense$3,214,0004,079
Salaries and employee benefits$1,915,0003,470
Premises and equipment expense$459,0004,047
Additional noninterest expense$840,0005,013
Pre-tax net operating income$1,912,0003,524
Securities gains (losses)$50,0001,326
Applicable income taxes$513,0004,074
Income before extraordinary items$1,449,0003,307
Extraordinary gains, net$053
Net income$1,449,0003,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0007,019
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,412,0003,340
1995-12-31 (YTD Data)Rank
Total interest income$9,366,0003,486
Total interest expense$5,013,0003,021
Net interest income$4,353,0004,021
Provision for loan and lease losses$300,0002,267
Total noninterest income$630,0004,425
Gross Fiduciary activities income$31,0001,362
Service charges on deposit accounts$415,0003,245
Trading account gains and fees$0522
Additional Noninterest Income$184,0005,355
Total noninterest expense$3,145,0004,112
Salaries and employee benefits$1,849,0003,560
Premises and equipment expense$401,0004,527
Additional noninterest expense$895,0004,791
Pre-tax net operating income$1,538,0004,366
Securities gains (losses)$6,0002,714
Applicable income taxes$323,0005,746
Income before extraordinary items$1,221,0003,907
Extraordinary gains, net$065
Net income$1,221,0003,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,764
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,216,2603,904
1994-12-31 (YTD Data)Rank
Total interest income$8,191,0003,663
Total interest expense$3,905,0003,122
Net interest income$4,286,0004,100
Provision for loan and lease losses$260,0002,513
Total noninterest income$729,0003,988
Gross Fiduciary activities income$48,0001,311
Service charges on deposit accounts$478,0002,895
Trading account gains and fees$0475
Additional Noninterest Income$203,0005,218
Total noninterest expense$3,262,0004,104
Salaries and employee benefits$1,816,0003,585
Premises and equipment expense$441,0004,233
Additional noninterest expense$1,005,0004,690
Pre-tax net operating income$1,493,0004,424
Securities gains (losses)$29,0001,487
Applicable income taxes$303,0005,839
Income before extraordinary items$1,219,0003,800
Extraordinary gains, net$0249
Net income$1,219,0003,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,011
Cash dividends$200,0005,405
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,195,8003,901
1993-12-31 (YTD Data)Rank
Total interest income$7,814,0003,892
Total interest expense$3,739,0003,366
Net interest income$4,075,0004,324
Provision for loan and lease losses$300,0002,975
Total noninterest income$677,0004,544
Gross Fiduciary activities income$38,0001,383
Service charges on deposit accounts$429,0003,236
Trading account gains and fees$0532
Additional Noninterest Income$210,0005,508
Total noninterest expense$3,139,0004,336
Salaries and employee benefits$1,705,0003,808
Premises and equipment expense$453,0004,242
Additional noninterest expense$981,0004,999
Pre-tax net operating income$1,313,0004,823
Securities gains (losses)$246,0001,469
Applicable income taxes$304,0006,031
Income before extraordinary items$1,255,0003,846
Extraordinary gains, net$03,149
Net income$1,255,0003,948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0008,052
Cash dividends$100,0006,847
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,055,7404,247
1992-12-31 (YTD Data)Rank
Total interest income$8,227,0004,195
Total interest expense$4,429,0003,701
Net interest income$3,798,0004,661
Provision for loan and lease losses$230,0004,844
Total noninterest income$597,0004,971
Gross Fiduciary activities income$47,0001,375
Service charges on deposit accounts$406,0003,429
Trading account gains and fees$0504
Additional Noninterest Income$144,0006,792
Total noninterest expense$3,013,0004,516
Salaries and employee benefits$1,591,0004,009
Premises and equipment expense$452,0004,332
Additional noninterest expense$970,0005,178
Pre-tax net operating income$1,152,0005,088
Securities gains (losses)$281,0001,600
Applicable income taxes$296,0005,981
Income before extraordinary items$1,137,0003,998
Extraordinary gains, net$01,422
Net income$1,137,0004,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0003,309
Cash dividends$100,0006,542
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$915,0104,547

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.