Home > Cumberland Valley National Bank & Trust Company > Income and Expense
Cumberland Valley National Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,655,000 | 1,339 |
| Total interest expense | $8,221,000 | 1,465 |
| Net interest income | $23,434,000 | 1,274 |
| Provision for loan and lease losses | $1,314,000 | 711 |
| Total noninterest income | $6,432,000 | 1,004 |
| Gross Fiduciary activities income | $384,000 | 620 |
| Service charges on deposit accounts | $1,292,000 | 819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,756,000 | 909 |
| Total noninterest expense | $22,463,000 | 1,095 |
| Salaries and employee benefits | $11,524,000 | 1,209 |
| Premises and equipment expense | $2,328,000 | 1,068 |
| Additional noninterest expense | $4,756,000 | 909 |
| Pre-tax net operating income | $6,089,000 | 1,700 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,330,000 | 1,254 |
| Income before extraordinary items | $4,759,000 | 1,784 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,759,000 | 1,806 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,759,000 | 1,787 |
| Net charge-offs | $270,000 | 1,018 |
| Cash dividends | $814,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,759,000 | 1,811 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,163,000 | 1,333 |
| Total interest expense | $5,562,000 | 1,471 |
| Net interest income | $17,601,000 | 1,274 |
| Provision for loan and lease losses | $759,000 | 782 |
| Total noninterest income | $4,760,000 | 1,032 |
| Gross Fiduciary activities income | $234,000 | 634 |
| Service charges on deposit accounts | $974,000 | 822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,552,000 | 924 |
| Total noninterest expense | $16,550,000 | 1,109 |
| Salaries and employee benefits | $8,442,000 | 1,227 |
| Premises and equipment expense | $1,775,000 | 1,048 |
| Additional noninterest expense | $3,552,000 | 924 |
| Pre-tax net operating income | $5,052,000 | 1,642 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,179,000 | 1,164 |
| Income before extraordinary items | $3,873,000 | 1,751 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,873,000 | 1,765 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,873,000 | 1,751 |
| Net charge-offs | $278,000 | 756 |
| Cash dividends | $503,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,873,000 | 1,772 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,123,000 | 1,326 |
| Total interest expense | $3,216,000 | 1,503 |
| Net interest income | $11,907,000 | 1,263 |
| Provision for loan and lease losses | $580,000 | 716 |
| Total noninterest income | $3,152,000 | 976 |
| Gross Fiduciary activities income | $159,000 | 631 |
| Service charges on deposit accounts | $666,000 | 790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,327,000 | 871 |
| Total noninterest expense | $10,958,000 | 1,109 |
| Salaries and employee benefits | $5,541,000 | 1,236 |
| Premises and equipment expense | $1,178,000 | 1,047 |
| Additional noninterest expense | $2,327,000 | 870 |
| Pre-tax net operating income | $3,521,000 | 1,585 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $826,000 | 1,131 |
| Income before extraordinary items | $2,695,000 | 1,697 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,695,000 | 1,717 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,695,000 | 1,697 |
| Net charge-offs | $297,000 | 556 |
| Cash dividends | $403,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,695,000 | 1,708 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,200,000 | 1,354 |
| Total interest expense | $1,293,000 | 1,566 |
| Net interest income | $5,907,000 | 1,283 |
| Provision for loan and lease losses | $330,000 | 628 |
| Total noninterest income | $1,587,000 | 969 |
| Gross Fiduciary activities income | $87,000 | 648 |
| Service charges on deposit accounts | $342,000 | 781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,158,000 | 870 |
| Total noninterest expense | $5,449,000 | 1,135 |
| Salaries and employee benefits | $2,737,000 | 1,268 |
| Premises and equipment expense | $575,000 | 1,099 |
| Additional noninterest expense | $1,158,000 | 870 |
| Pre-tax net operating income | $1,715,000 | 1,636 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $399,000 | 1,168 |
| Income before extraordinary items | $1,316,000 | 1,743 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,316,000 | 1,742 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,316,000 | 1,743 |
| Net charge-offs | $148,000 | 505 |
| Cash dividends | $120,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,316,000 | 1,764 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $23,515,000 | 1,377 |
| Total interest expense | $2,199,000 | 1,497 |
| Net interest income | $21,316,000 | 1,362 |
| Provision for loan and lease losses | $430,000 | 1,312 |
| Total noninterest income | $6,531,000 | 1,009 |
| Gross Fiduciary activities income | $314,000 | 667 |
| Service charges on deposit accounts | $1,308,000 | 820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,909,000 | 924 |
| Total noninterest expense | $20,518,000 | 1,165 |
| Salaries and employee benefits | $10,512,000 | 1,271 |
| Premises and equipment expense | $2,313,000 | 1,068 |
| Additional noninterest expense | $4,909,000 | 924 |
| Pre-tax net operating income | $6,899,000 | 1,663 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,637,000 | 1,206 |
| Income before extraordinary items | $5,262,000 | 1,754 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,262,000 | 1,751 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,262,000 | 1,753 |
| Net charge-offs | $-110,000 | 4,301 |
| Cash dividends | $556,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,262,000 | 1,787 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $16,505,000 | 1,403 |
| Total interest expense | $1,384,000 | 1,396 |
| Net interest income | $15,121,000 | 1,407 |
| Provision for loan and lease losses | $240,000 | 1,365 |
| Total noninterest income | $4,896,000 | 1,021 |
| Gross Fiduciary activities income | $184,000 | 682 |
| Service charges on deposit accounts | $983,000 | 835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,729,000 | 925 |
| Total noninterest expense | $15,065,000 | 1,185 |
| Salaries and employee benefits | $7,706,000 | 1,286 |
| Premises and equipment expense | $1,749,000 | 1,058 |
| Additional noninterest expense | $3,729,000 | 925 |
| Pre-tax net operating income | $4,712,000 | 1,765 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,089,000 | 1,286 |
| Income before extraordinary items | $3,623,000 | 1,841 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,623,000 | 1,839 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,623,000 | 1,840 |
| Net charge-offs | $-42,000 | 4,023 |
| Cash dividends | $366,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,623,000 | 1,876 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,478,000 | 1,415 |
| Total interest expense | $771,000 | 1,398 |
| Net interest income | $9,707,000 | 1,422 |
| Provision for loan and lease losses | $190,000 | 1,164 |
| Total noninterest income | $3,298,000 | 1,005 |
| Gross Fiduciary activities income | $127,000 | 648 |
| Service charges on deposit accounts | $645,000 | 837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,526,000 | 927 |
| Total noninterest expense | $9,910,000 | 1,188 |
| Salaries and employee benefits | $5,101,000 | 1,288 |
| Premises and equipment expense | $1,167,000 | 1,053 |
| Additional noninterest expense | $3,642,000 | 1,005 |
| Pre-tax net operating income | $2,905,000 | 1,774 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $666,000 | 1,276 |
| Income before extraordinary items | $2,239,000 | 1,849 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,239,000 | 1,850 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,239,000 | 1,849 |
| Net charge-offs | $3,000 | 1,878 |
| Cash dividends | $304,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,239,000 | 1,892 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 1,398 |
| Total interest expense | $377,000 | 1,367 |
| Net interest income | $4,737,000 | 1,419 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $1,704,000 | 979 |
| Gross Fiduciary activities income | $53,000 | 663 |
| Service charges on deposit accounts | $308,000 | 848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,343,000 | 905 |
| Total noninterest expense | $4,916,000 | 1,190 |
| Salaries and employee benefits | $2,530,000 | 1,302 |
| Premises and equipment expense | $595,000 | 1,046 |
| Additional noninterest expense | $1,791,000 | 1,008 |
| Pre-tax net operating income | $1,525,000 | 1,620 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $358,000 | 1,176 |
| Income before extraordinary items | $1,167,000 | 1,728 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,167,000 | 1,729 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,167,000 | 1,728 |
| Net charge-offs | $7,000 | 1,284 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,167,000 | 1,748 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $21,435,000 | 1,389 |
| Total interest expense | $1,777,000 | 1,454 |
| Net interest income | $19,658,000 | 1,387 |
| Provision for loan and lease losses | $235,000 | 1,628 |
| Total noninterest income | $7,188,000 | 1,051 |
| Gross Fiduciary activities income | $252,000 | 653 |
| Service charges on deposit accounts | $1,155,000 | 867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,781,000 | 969 |
| Total noninterest expense | $19,371,000 | 1,192 |
| Salaries and employee benefits | $9,916,000 | 1,298 |
| Premises and equipment expense | $2,206,000 | 1,112 |
| Additional noninterest expense | $7,249,000 | 1,004 |
| Pre-tax net operating income | $7,240,000 | 1,591 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,642,000 | 1,242 |
| Income before extraordinary items | $5,598,000 | 1,734 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,598,000 | 1,733 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,598,000 | 1,735 |
| Net charge-offs | $56,000 | 1,604 |
| Cash dividends | $653,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,598,000 | 1,705 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,976,000 | 1,426 |
| Total interest expense | $1,401,000 | 1,474 |
| Net interest income | $14,575,000 | 1,423 |
| Provision for loan and lease losses | $110,000 | 1,885 |
| Total noninterest income | $5,441,000 | 1,062 |
| Gross Fiduciary activities income | $142,000 | 667 |
| Service charges on deposit accounts | $839,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,460,000 | 969 |
| Total noninterest expense | $14,266,000 | 1,211 |
| Salaries and employee benefits | $7,285,000 | 1,339 |
| Premises and equipment expense | $1,658,000 | 1,119 |
| Additional noninterest expense | $5,323,000 | 1,022 |
| Pre-tax net operating income | $5,640,000 | 1,620 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,337,000 | 1,241 |
| Income before extraordinary items | $4,303,000 | 1,781 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,303,000 | 1,780 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,303,000 | 1,781 |
| Net charge-offs | $53,000 | 1,332 |
| Cash dividends | $398,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,303,000 | 1,756 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,537,000 | 1,440 |
| Total interest expense | $1,009,000 | 1,443 |
| Net interest income | $9,528,000 | 1,429 |
| Provision for loan and lease losses | $110,000 | 1,621 |
| Total noninterest income | $3,749,000 | 1,036 |
| Gross Fiduciary activities income | $96,000 | 672 |
| Service charges on deposit accounts | $538,000 | 884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,115,000 | 940 |
| Total noninterest expense | $9,348,000 | 1,217 |
| Salaries and employee benefits | $4,844,000 | 1,333 |
| Premises and equipment expense | $1,098,000 | 1,116 |
| Additional noninterest expense | $3,406,000 | 1,042 |
| Pre-tax net operating income | $3,819,000 | 1,576 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $890,000 | 1,238 |
| Income before extraordinary items | $2,929,000 | 1,737 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,929,000 | 1,737 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,929,000 | 1,737 |
| Net charge-offs | $63,000 | 1,080 |
| Cash dividends | $398,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,929,000 | 1,712 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 1,390 |
| Total interest expense | $544,000 | 1,428 |
| Net interest income | $4,903,000 | 1,391 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,957,000 | 1,021 |
| Gross Fiduciary activities income | $52,000 | 674 |
| Service charges on deposit accounts | $260,000 | 884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,645,000 | 921 |
| Total noninterest expense | $4,655,000 | 1,202 |
| Salaries and employee benefits | $2,422,000 | 1,324 |
| Premises and equipment expense | $547,000 | 1,129 |
| Additional noninterest expense | $1,686,000 | 1,032 |
| Pre-tax net operating income | $2,205,000 | 1,425 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $529,000 | 1,094 |
| Income before extraordinary items | $1,676,000 | 1,594 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,676,000 | 1,594 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,676,000 | 1,594 |
| Net charge-offs | $28,000 | 1,032 |
| Cash dividends | $27,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,676,000 | 1,548 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,621,000 | 1,458 |
| Total interest expense | $3,397,000 | 1,347 |
| Net interest income | $17,224,000 | 1,462 |
| Provision for loan and lease losses | $654,000 | 1,993 |
| Total noninterest income | $6,869,000 | 1,037 |
| Gross Fiduciary activities income | $279,000 | 643 |
| Service charges on deposit accounts | $990,000 | 961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,600,000 | 940 |
| Total noninterest expense | $18,573,000 | 1,174 |
| Salaries and employee benefits | $9,435,000 | 1,316 |
| Premises and equipment expense | $2,182,000 | 1,089 |
| Additional noninterest expense | $6,956,000 | 991 |
| Pre-tax net operating income | $4,866,000 | 1,817 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $907,000 | 1,505 |
| Income before extraordinary items | $3,959,000 | 1,939 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,959,000 | 1,938 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,959,000 | 1,939 |
| Net charge-offs | $230,000 | 1,465 |
| Cash dividends | $363,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,959,000 | 1,886 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $15,429,000 | 1,465 |
| Total interest expense | $2,729,000 | 1,332 |
| Net interest income | $12,700,000 | 1,476 |
| Provision for loan and lease losses | $655,000 | 1,717 |
| Total noninterest income | $4,711,000 | 1,061 |
| Gross Fiduciary activities income | $169,000 | 651 |
| Service charges on deposit accounts | $726,000 | 972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,816,000 | 970 |
| Total noninterest expense | $13,576,000 | 1,181 |
| Salaries and employee benefits | $7,003,000 | 1,313 |
| Premises and equipment expense | $1,641,000 | 1,081 |
| Additional noninterest expense | $4,932,000 | 1,022 |
| Pre-tax net operating income | $3,180,000 | 1,974 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $595,000 | 1,605 |
| Income before extraordinary items | $2,585,000 | 2,102 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,585,000 | 2,102 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,585,000 | 2,102 |
| Net charge-offs | $210,000 | 1,231 |
| Cash dividends | $188,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,585,000 | 2,042 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,224,000 | 1,484 |
| Total interest expense | $1,909,000 | 1,360 |
| Net interest income | $8,315,000 | 1,499 |
| Provision for loan and lease losses | $434,000 | 1,735 |
| Total noninterest income | $2,793,000 | 1,091 |
| Gross Fiduciary activities income | $82,000 | 688 |
| Service charges on deposit accounts | $481,000 | 985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,230,000 | 993 |
| Total noninterest expense | $8,835,000 | 1,195 |
| Salaries and employee benefits | $4,624,000 | 1,322 |
| Premises and equipment expense | $1,080,000 | 1,090 |
| Additional noninterest expense | $3,131,000 | 1,048 |
| Pre-tax net operating income | $1,839,000 | 2,114 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $337,000 | 1,659 |
| Income before extraordinary items | $1,502,000 | 2,238 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,502,000 | 2,237 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,502,000 | 2,238 |
| Net charge-offs | $214,000 | 974 |
| Cash dividends | $162,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,502,000 | 2,194 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 1,471 |
| Total interest expense | $1,003,000 | 1,417 |
| Net interest income | $4,159,000 | 1,468 |
| Provision for loan and lease losses | $299,000 | 1,213 |
| Total noninterest income | $1,376,000 | 1,042 |
| Gross Fiduciary activities income | $43,000 | 692 |
| Service charges on deposit accounts | $289,000 | 982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,044,000 | 944 |
| Total noninterest expense | $4,482,000 | 1,197 |
| Salaries and employee benefits | $2,330,000 | 1,324 |
| Premises and equipment expense | $533,000 | 1,125 |
| Additional noninterest expense | $1,619,000 | 1,046 |
| Pre-tax net operating income | $754,000 | 2,234 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $135,000 | 1,703 |
| Income before extraordinary items | $619,000 | 2,359 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $619,000 | 2,358 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $619,000 | 2,359 |
| Net charge-offs | $212,000 | 609 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $619,000 | 2,321 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,832,000 | 1,469 |
| Total interest expense | $3,952,000 | 1,486 |
| Net interest income | $16,880,000 | 1,434 |
| Provision for loan and lease losses | $390,000 | 1,702 |
| Total noninterest income | $5,733,000 | 1,032 |
| Gross Fiduciary activities income | $224,000 | 679 |
| Service charges on deposit accounts | $1,256,000 | 932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,253,000 | 923 |
| Total noninterest expense | $18,021,000 | 1,172 |
| Salaries and employee benefits | $9,443,000 | 1,258 |
| Premises and equipment expense | $2,052,000 | 1,144 |
| Additional noninterest expense | $6,526,000 | 1,024 |
| Pre-tax net operating income | $4,202,000 | 1,975 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $638,000 | 1,792 |
| Income before extraordinary items | $3,564,000 | 2,059 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,564,000 | 2,061 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,564,000 | 2,061 |
| Net charge-offs | $234,000 | 1,548 |
| Cash dividends | $680,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,564,000 | 2,022 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,644,000 | 1,482 |
| Total interest expense | $2,922,000 | 1,512 |
| Net interest income | $12,722,000 | 1,445 |
| Provision for loan and lease losses | $318,000 | 1,547 |
| Total noninterest income | $4,255,000 | 1,020 |
| Gross Fiduciary activities income | $122,000 | 695 |
| Service charges on deposit accounts | $945,000 | 932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,188,000 | 910 |
| Total noninterest expense | $13,485,000 | 1,177 |
| Salaries and employee benefits | $7,167,000 | 1,254 |
| Premises and equipment expense | $1,530,000 | 1,158 |
| Additional noninterest expense | $4,788,000 | 1,037 |
| Pre-tax net operating income | $3,174,000 | 2,036 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $468,000 | 1,852 |
| Income before extraordinary items | $2,706,000 | 2,083 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,706,000 | 2,082 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,706,000 | 2,084 |
| Net charge-offs | $231,000 | 1,193 |
| Cash dividends | $425,000 | 2,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,706,000 | 2,055 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $10,324,000 | 1,495 |
| Total interest expense | $1,897,000 | 1,527 |
| Net interest income | $8,427,000 | 1,452 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,823,000 | 1,006 |
| Gross Fiduciary activities income | $77,000 | 706 |
| Service charges on deposit accounts | $632,000 | 919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,114,000 | 899 |
| Total noninterest expense | $8,786,000 | 1,194 |
| Salaries and employee benefits | $4,587,000 | 1,295 |
| Premises and equipment expense | $981,000 | 1,202 |
| Additional noninterest expense | $3,218,000 | 1,035 |
| Pre-tax net operating income | $2,464,000 | 1,808 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $344,000 | 1,752 |
| Income before extraordinary items | $2,120,000 | 1,826 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,120,000 | 1,825 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,120,000 | 1,826 |
| Net charge-offs | $-23,000 | 4,718 |
| Cash dividends | $425,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,120,000 | 1,796 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 1,505 |
| Total interest expense | $920,000 | 1,522 |
| Net interest income | $4,168,000 | 1,465 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,393,000 | 990 |
| Gross Fiduciary activities income | $39,000 | 712 |
| Service charges on deposit accounts | $307,000 | 938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,047,000 | 876 |
| Total noninterest expense | $4,268,000 | 1,223 |
| Salaries and employee benefits | $2,246,000 | 1,324 |
| Premises and equipment expense | $484,000 | 1,227 |
| Additional noninterest expense | $1,538,000 | 1,048 |
| Pre-tax net operating income | $1,293,000 | 1,712 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $92,000 | 2,221 |
| Income before extraordinary items | $1,201,000 | 1,622 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,201,000 | 1,620 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,201,000 | 1,621 |
| Net charge-offs | $-38,000 | 5,012 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,201,000 | 1,603 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,836,000 | 1,521 |
| Total interest expense | $2,474,000 | 1,659 |
| Net interest income | $16,362,000 | 1,475 |
| Provision for loan and lease losses | $266,000 | 2,091 |
| Total noninterest income | $4,745,000 | 1,129 |
| Gross Fiduciary activities income | $230,000 | 697 |
| Service charges on deposit accounts | $1,374,000 | 886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,141,000 | 1,107 |
| Total noninterest expense | $17,155,000 | 1,195 |
| Salaries and employee benefits | $8,462,000 | 1,354 |
| Premises and equipment expense | $2,022,000 | 1,164 |
| Additional noninterest expense | $6,671,000 | 1,004 |
| Pre-tax net operating income | $3,686,000 | 2,208 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $654,000 | 1,751 |
| Income before extraordinary items | $3,034,000 | 2,301 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,034,000 | 2,300 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,034,000 | 2,300 |
| Net charge-offs | $7,000 | 3,458 |
| Cash dividends | $569,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,032,360 | 2,302 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,784,000 | 1,541 |
| Total interest expense | $1,639,000 | 1,748 |
| Net interest income | $12,145,000 | 1,487 |
| Provision for loan and lease losses | $181,000 | 2,068 |
| Total noninterest income | $3,268,000 | 1,199 |
| Gross Fiduciary activities income | $134,000 | 709 |
| Service charges on deposit accounts | $1,035,000 | 883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,099,000 | 1,214 |
| Total noninterest expense | $12,617,000 | 1,219 |
| Salaries and employee benefits | $6,234,000 | 1,373 |
| Premises and equipment expense | $1,541,000 | 1,144 |
| Additional noninterest expense | $4,842,000 | 1,024 |
| Pre-tax net operating income | $2,615,000 | 2,325 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $449,000 | 1,891 |
| Income before extraordinary items | $2,168,000 | 2,388 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,168,000 | 2,387 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,168,000 | 2,387 |
| Net charge-offs | $15,000 | 2,827 |
| Cash dividends | $356,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,166,340 | 2,382 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,030,000 | 1,551 |
| Total interest expense | $985,000 | 1,795 |
| Net interest income | $8,045,000 | 1,492 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $2,749,000 | 1,035 |
| Gross Fiduciary activities income | $98,000 | 705 |
| Service charges on deposit accounts | $686,000 | 881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,965,000 | 946 |
| Total noninterest expense | $9,211,000 | 1,132 |
| Salaries and employee benefits | $4,128,000 | 1,388 |
| Premises and equipment expense | $1,040,000 | 1,133 |
| Additional noninterest expense | $4,043,000 | 821 |
| Pre-tax net operating income | $1,463,000 | 2,560 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $237,000 | 2,064 |
| Income before extraordinary items | $1,226,000 | 2,636 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,226,000 | 2,635 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,226,000 | 2,635 |
| Net charge-offs | $-13,000 | 4,607 |
| Cash dividends | $181,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,226,000 | 2,627 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 1,556 |
| Total interest expense | $419,000 | 1,955 |
| Net interest income | $4,029,000 | 1,490 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $1,357,000 | 1,037 |
| Gross Fiduciary activities income | $51,000 | 712 |
| Service charges on deposit accounts | $338,000 | 891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $968,000 | 952 |
| Total noninterest expense | $4,197,000 | 1,229 |
| Salaries and employee benefits | $2,136,000 | 1,361 |
| Premises and equipment expense | $529,000 | 1,137 |
| Additional noninterest expense | $1,532,000 | 1,058 |
| Pre-tax net operating income | $1,159,000 | 1,834 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $207,000 | 1,551 |
| Income before extraordinary items | $952,000 | 1,907 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $952,000 | 1,906 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $952,000 | 1,907 |
| Net charge-offs | $-53,000 | 5,250 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $952,000 | 1,896 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,580,000 | 1,608 |
| Total interest expense | $1,533,000 | 1,884 |
| Net interest income | $15,047,000 | 1,554 |
| Provision for loan and lease losses | $668,000 | 1,180 |
| Total noninterest income | $5,692,000 | 1,028 |
| Gross Fiduciary activities income | $237,000 | 698 |
| Service charges on deposit accounts | $1,364,000 | 906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,091,000 | 933 |
| Total noninterest expense | $16,786,000 | 1,209 |
| Salaries and employee benefits | $8,530,000 | 1,324 |
| Premises and equipment expense | $2,081,000 | 1,129 |
| Additional noninterest expense | $6,175,000 | 1,045 |
| Pre-tax net operating income | $3,285,000 | 2,336 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $1,526,000 | 1,523 |
| Income before extraordinary items | $1,793,000 | 2,867 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,793,000 | 2,866 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,793,000 | 2,867 |
| Net charge-offs | $117,000 | 2,287 |
| Cash dividends | $183,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,771,240 | 2,863 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,271,000 | 1,630 |
| Total interest expense | $1,133,000 | 1,889 |
| Net interest income | $11,138,000 | 1,570 |
| Provision for loan and lease losses | $295,000 | 1,653 |
| Total noninterest income | $4,278,000 | 1,038 |
| Gross Fiduciary activities income | $138,000 | 726 |
| Service charges on deposit accounts | $1,014,000 | 909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,126,000 | 940 |
| Total noninterest expense | $12,535,000 | 1,219 |
| Salaries and employee benefits | $6,376,000 | 1,332 |
| Premises and equipment expense | $1,564,000 | 1,135 |
| Additional noninterest expense | $4,595,000 | 1,056 |
| Pre-tax net operating income | $2,586,000 | 2,312 |
| Securities gains (losses) | $33,000 | 1,065 |
| Applicable income taxes | $699,000 | 1,793 |
| Income before extraordinary items | $1,920,000 | 2,474 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,920,000 | 2,473 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,920,000 | 2,474 |
| Net charge-offs | $74,000 | 2,161 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,895,910 | 2,477 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 1,636 |
| Total interest expense | $747,000 | 1,875 |
| Net interest income | $7,294,000 | 1,587 |
| Provision for loan and lease losses | $159,000 | 1,780 |
| Total noninterest income | $2,859,000 | 1,035 |
| Gross Fiduciary activities income | $98,000 | 721 |
| Service charges on deposit accounts | $658,000 | 921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,103,000 | 933 |
| Total noninterest expense | $8,311,000 | 1,231 |
| Salaries and employee benefits | $4,268,000 | 1,329 |
| Premises and equipment expense | $1,045,000 | 1,133 |
| Additional noninterest expense | $2,998,000 | 1,090 |
| Pre-tax net operating income | $1,683,000 | 2,292 |
| Securities gains (losses) | $34,000 | 793 |
| Applicable income taxes | $451,000 | 1,799 |
| Income before extraordinary items | $1,266,000 | 2,430 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,266,000 | 2,430 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,266,000 | 2,430 |
| Net charge-offs | $-15,000 | 4,915 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,240,840 | 2,445 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 1,641 |
| Total interest expense | $362,000 | 1,898 |
| Net interest income | $3,611,000 | 1,591 |
| Provision for loan and lease losses | $92,000 | 1,513 |
| Total noninterest income | $1,445,000 | 1,014 |
| Gross Fiduciary activities income | $58,000 | 717 |
| Service charges on deposit accounts | $324,000 | 933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,063,000 | 916 |
| Total noninterest expense | $4,171,000 | 1,239 |
| Salaries and employee benefits | $2,182,000 | 1,320 |
| Premises and equipment expense | $521,000 | 1,147 |
| Additional noninterest expense | $1,468,000 | 1,086 |
| Pre-tax net operating income | $793,000 | 2,302 |
| Securities gains (losses) | $34,000 | 416 |
| Applicable income taxes | $211,000 | 1,819 |
| Income before extraordinary items | $616,000 | 2,398 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $616,000 | 2,397 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $616,000 | 2,398 |
| Net charge-offs | $-25,000 | 5,330 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $590,840 | 2,459 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,758,000 | 1,711 |
| Total interest expense | $1,203,000 | 2,126 |
| Net interest income | $13,555,000 | 1,649 |
| Provision for loan and lease losses | $687,000 | 1,203 |
| Total noninterest income | $6,027,000 | 1,011 |
| Gross Fiduciary activities income | $206,000 | 735 |
| Service charges on deposit accounts | $1,423,000 | 885 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,398,000 | 927 |
| Total noninterest expense | $16,868,000 | 1,204 |
| Salaries and employee benefits | $8,285,000 | 1,336 |
| Premises and equipment expense | $2,108,000 | 1,123 |
| Additional noninterest expense | $6,475,000 | 1,013 |
| Pre-tax net operating income | $2,027,000 | 3,037 |
| Securities gains (losses) | $45,000 | 1,907 |
| Applicable income taxes | $403,000 | 2,442 |
| Income before extraordinary items | $1,669,000 | 3,093 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,669,000 | 3,092 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,669,000 | 3,092 |
| Net charge-offs | $60,000 | 3,000 |
| Cash dividends | $200,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,632,550 | 3,076 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,964,000 | 1,738 |
| Total interest expense | $876,000 | 2,183 |
| Net interest income | $10,088,000 | 1,674 |
| Provision for loan and lease losses | $362,000 | 1,437 |
| Total noninterest income | $4,469,000 | 1,017 |
| Gross Fiduciary activities income | $117,000 | 755 |
| Service charges on deposit accounts | $1,072,000 | 879 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,280,000 | 933 |
| Total noninterest expense | $12,575,000 | 1,213 |
| Salaries and employee benefits | $6,211,000 | 1,334 |
| Premises and equipment expense | $1,606,000 | 1,107 |
| Additional noninterest expense | $4,758,000 | 1,041 |
| Pre-tax net operating income | $1,620,000 | 2,986 |
| Securities gains (losses) | $44,000 | 1,850 |
| Applicable income taxes | $337,000 | 2,404 |
| Income before extraordinary items | $1,327,000 | 3,019 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,327,000 | 3,019 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,327,000 | 3,019 |
| Net charge-offs | $-48,000 | 5,354 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,291,800 | 3,013 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 1,762 |
| Total interest expense | $563,000 | 2,242 |
| Net interest income | $6,663,000 | 1,686 |
| Provision for loan and lease losses | $285,000 | 1,326 |
| Total noninterest income | $2,874,000 | 1,027 |
| Gross Fiduciary activities income | $85,000 | 755 |
| Service charges on deposit accounts | $701,000 | 885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,088,000 | 933 |
| Total noninterest expense | $8,276,000 | 1,229 |
| Salaries and employee benefits | $4,083,000 | 1,357 |
| Premises and equipment expense | $1,069,000 | 1,110 |
| Additional noninterest expense | $3,124,000 | 1,053 |
| Pre-tax net operating income | $976,000 | 3,113 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $194,000 | 2,520 |
| Income before extraordinary items | $824,000 | 3,134 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $824,000 | 3,133 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $824,000 | 3,133 |
| Net charge-offs | $-49,000 | 5,503 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $789,980 | 3,145 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 1,809 |
| Total interest expense | $292,000 | 2,185 |
| Net interest income | $3,227,000 | 1,745 |
| Provision for loan and lease losses | $146,000 | 1,244 |
| Total noninterest income | $1,395,000 | 1,018 |
| Gross Fiduciary activities income | $34,000 | 788 |
| Service charges on deposit accounts | $347,000 | 882 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,014,000 | 918 |
| Total noninterest expense | $4,027,000 | 1,261 |
| Salaries and employee benefits | $1,959,000 | 1,399 |
| Premises and equipment expense | $543,000 | 1,092 |
| Additional noninterest expense | $1,525,000 | 1,074 |
| Pre-tax net operating income | $449,000 | 3,211 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $103,000 | 2,435 |
| Income before extraordinary items | $346,000 | 3,386 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $346,000 | 3,384 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $346,000 | 3,384 |
| Net charge-offs | $35,000 | 1,660 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $346,000 | 3,320 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,775,000 | 1,799 |
| Total interest expense | $1,232,000 | 2,074 |
| Net interest income | $12,543,000 | 1,752 |
| Provision for loan and lease losses | $-106,000 | 5,750 |
| Total noninterest income | $5,477,000 | 1,051 |
| Gross Fiduciary activities income | $182,000 | 762 |
| Service charges on deposit accounts | $1,550,000 | 834 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,745,000 | 1,006 |
| Total noninterest expense | $16,200,000 | 1,227 |
| Salaries and employee benefits | $7,588,000 | 1,415 |
| Premises and equipment expense | $2,060,000 | 1,147 |
| Additional noninterest expense | $6,552,000 | 1,008 |
| Pre-tax net operating income | $1,926,000 | 3,087 |
| Securities gains (losses) | $72,000 | 1,374 |
| Applicable income taxes | $398,000 | 2,422 |
| Income before extraordinary items | $1,600,000 | 3,116 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,600,000 | 3,117 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,600,000 | 3,118 |
| Net charge-offs | $-26,000 | 5,398 |
| Cash dividends | $320,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,542,400 | 3,129 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,355,000 | 1,810 |
| Total interest expense | $927,000 | 2,094 |
| Net interest income | $9,428,000 | 1,756 |
| Provision for loan and lease losses | $-106,000 | 5,928 |
| Total noninterest income | $4,115,000 | 1,068 |
| Gross Fiduciary activities income | $105,000 | 787 |
| Service charges on deposit accounts | $1,168,000 | 827 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,842,000 | 1,008 |
| Total noninterest expense | $11,950,000 | 1,253 |
| Salaries and employee benefits | $5,563,000 | 1,445 |
| Premises and equipment expense | $1,530,000 | 1,180 |
| Additional noninterest expense | $4,857,000 | 1,020 |
| Pre-tax net operating income | $1,699,000 | 2,863 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $360,000 | 2,308 |
| Income before extraordinary items | $1,339,000 | 2,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,339,000 | 2,984 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,339,000 | 2,985 |
| Net charge-offs | $-72,000 | 5,725 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,339,000 | 2,930 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 1,798 |
| Total interest expense | $626,000 | 2,085 |
| Net interest income | $6,325,000 | 1,739 |
| Provision for loan and lease losses | $46,000 | 2,969 |
| Total noninterest income | $2,696,000 | 1,085 |
| Gross Fiduciary activities income | $75,000 | 790 |
| Service charges on deposit accounts | $764,000 | 838 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,857,000 | 1,025 |
| Total noninterest expense | $7,876,000 | 1,272 |
| Salaries and employee benefits | $3,745,000 | 1,436 |
| Premises and equipment expense | $1,006,000 | 1,196 |
| Additional noninterest expense | $3,125,000 | 1,053 |
| Pre-tax net operating income | $1,099,000 | 2,902 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $231,000 | 2,338 |
| Income before extraordinary items | $868,000 | 3,020 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $868,000 | 3,020 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $868,000 | 3,022 |
| Net charge-offs | $-44,000 | 5,720 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $868,000 | 2,957 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 1,778 |
| Total interest expense | $320,000 | 2,047 |
| Net interest income | $3,190,000 | 1,724 |
| Provision for loan and lease losses | $46,000 | 2,161 |
| Total noninterest income | $1,254,000 | 1,101 |
| Gross Fiduciary activities income | $38,000 | 797 |
| Service charges on deposit accounts | $369,000 | 838 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $847,000 | 1,050 |
| Total noninterest expense | $3,888,000 | 1,289 |
| Salaries and employee benefits | $1,845,000 | 1,462 |
| Premises and equipment expense | $536,000 | 1,132 |
| Additional noninterest expense | $1,507,000 | 1,067 |
| Pre-tax net operating income | $510,000 | 2,982 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $103,000 | 2,418 |
| Income before extraordinary items | $407,000 | 3,092 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $407,000 | 3,095 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $407,000 | 3,095 |
| Net charge-offs | $23,000 | 2,046 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $407,000 | 3,026 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,949,000 | 1,800 |
| Total interest expense | $1,455,000 | 1,941 |
| Net interest income | $12,494,000 | 1,755 |
| Provision for loan and lease losses | $252,000 | 2,189 |
| Total noninterest income | $5,527,000 | 1,020 |
| Gross Fiduciary activities income | $253,000 | 735 |
| Service charges on deposit accounts | $1,778,000 | 765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,496,000 | 992 |
| Total noninterest expense | $16,908,000 | 1,177 |
| Salaries and employee benefits | $7,439,000 | 1,411 |
| Premises and equipment expense | $2,092,000 | 1,145 |
| Additional noninterest expense | $7,377,000 | 888 |
| Pre-tax net operating income | $861,000 | 4,377 |
| Securities gains (losses) | $150,000 | 974 |
| Applicable income taxes | $58,000 | 3,653 |
| Income before extraordinary items | $953,000 | 4,042 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $953,000 | 4,041 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $953,000 | 4,043 |
| Net charge-offs | $350,000 | 1,858 |
| Cash dividends | $817,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $812,000 | 4,233 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,423,000 | 1,820 |
| Total interest expense | $1,093,000 | 1,966 |
| Net interest income | $9,330,000 | 1,771 |
| Provision for loan and lease losses | $252,000 | 1,802 |
| Total noninterest income | $4,058,000 | 1,045 |
| Gross Fiduciary activities income | $150,000 | 768 |
| Service charges on deposit accounts | $1,348,000 | 759 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,560,000 | 1,020 |
| Total noninterest expense | $11,998,000 | 1,249 |
| Salaries and employee benefits | $5,454,000 | 1,445 |
| Premises and equipment expense | $1,571,000 | 1,149 |
| Additional noninterest expense | $4,973,000 | 982 |
| Pre-tax net operating income | $1,138,000 | 3,542 |
| Securities gains (losses) | $128,000 | 850 |
| Applicable income taxes | $229,000 | 2,693 |
| Income before extraordinary items | $1,037,000 | 3,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,037,000 | 3,431 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,037,000 | 3,431 |
| Net charge-offs | $351,000 | 1,464 |
| Cash dividends | $324,000 | 2,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $932,040 | 3,576 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 1,820 |
| Total interest expense | $725,000 | 1,990 |
| Net interest income | $6,179,000 | 1,771 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,650,000 | 1,037 |
| Gross Fiduciary activities income | $116,000 | 751 |
| Service charges on deposit accounts | $885,000 | 758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,649,000 | 1,027 |
| Total noninterest expense | $7,845,000 | 1,272 |
| Salaries and employee benefits | $3,622,000 | 1,446 |
| Premises and equipment expense | $1,037,000 | 1,179 |
| Additional noninterest expense | $3,186,000 | 1,020 |
| Pre-tax net operating income | $984,000 | 2,999 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $200,000 | 2,416 |
| Income before extraordinary items | $784,000 | 3,126 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $784,000 | 3,132 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $784,000 | 3,132 |
| Net charge-offs | $58,000 | 2,662 |
| Cash dividends | $324,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $784,000 | 3,084 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 1,833 |
| Total interest expense | $364,000 | 2,013 |
| Net interest income | $3,051,000 | 1,792 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,281,000 | 1,034 |
| Gross Fiduciary activities income | $54,000 | 765 |
| Service charges on deposit accounts | $423,000 | 777 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $804,000 | 1,006 |
| Total noninterest expense | $3,909,000 | 1,286 |
| Salaries and employee benefits | $1,799,000 | 1,463 |
| Premises and equipment expense | $530,000 | 1,173 |
| Additional noninterest expense | $1,580,000 | 1,021 |
| Pre-tax net operating income | $423,000 | 3,199 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $76,000 | 2,599 |
| Income before extraordinary items | $347,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $347,000 | 3,273 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $347,000 | 3,273 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $347,000 | 3,236 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,266,000 | 1,749 |
| Total interest expense | $1,675,000 | 1,983 |
| Net interest income | $12,591,000 | 1,709 |
| Provision for loan and lease losses | $87,000 | 3,843 |
| Total noninterest income | $5,746,000 | 1,023 |
| Gross Fiduciary activities income | $253,000 | 730 |
| Service charges on deposit accounts | $1,785,000 | 779 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,708,000 | 996 |
| Total noninterest expense | $16,251,000 | 1,239 |
| Salaries and employee benefits | $7,456,000 | 1,408 |
| Premises and equipment expense | $2,081,000 | 1,152 |
| Additional noninterest expense | $6,714,000 | 1,013 |
| Pre-tax net operating income | $1,999,000 | 2,860 |
| Securities gains (losses) | $49,000 | 1,806 |
| Applicable income taxes | $397,000 | 2,369 |
| Income before extraordinary items | $1,651,000 | 2,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,651,000 | 2,977 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,651,000 | 2,978 |
| Net charge-offs | $363,000 | 2,359 |
| Cash dividends | $382,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,611,310 | 2,960 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,732,000 | 1,751 |
| Total interest expense | $1,291,000 | 1,993 |
| Net interest income | $9,441,000 | 1,709 |
| Provision for loan and lease losses | $87,000 | 3,544 |
| Total noninterest income | $4,273,000 | 1,055 |
| Gross Fiduciary activities income | $139,000 | 784 |
| Service charges on deposit accounts | $1,325,000 | 794 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,809,000 | 1,016 |
| Total noninterest expense | $12,088,000 | 1,256 |
| Salaries and employee benefits | $5,474,000 | 1,439 |
| Premises and equipment expense | $1,580,000 | 1,128 |
| Additional noninterest expense | $5,034,000 | 1,009 |
| Pre-tax net operating income | $1,539,000 | 2,869 |
| Securities gains (losses) | $50,000 | 1,656 |
| Applicable income taxes | $341,000 | 2,306 |
| Income before extraordinary items | $1,248,000 | 3,001 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,248,000 | 3,005 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,248,000 | 3,005 |
| Net charge-offs | $251,000 | 2,309 |
| Cash dividends | $187,000 | 2,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,208,500 | 2,995 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,208,000 | 1,733 |
| Total interest expense | $892,000 | 1,958 |
| Net interest income | $6,316,000 | 1,695 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,828,000 | 1,071 |
| Gross Fiduciary activities income | $91,000 | 795 |
| Service charges on deposit accounts | $840,000 | 818 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,897,000 | 1,025 |
| Total noninterest expense | $8,124,000 | 1,244 |
| Salaries and employee benefits | $3,656,000 | 1,441 |
| Premises and equipment expense | $1,047,000 | 1,140 |
| Additional noninterest expense | $3,421,000 | 982 |
| Pre-tax net operating income | $1,020,000 | 2,865 |
| Securities gains (losses) | $50,000 | 1,522 |
| Applicable income taxes | $229,000 | 2,300 |
| Income before extraordinary items | $841,000 | 2,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $841,000 | 2,964 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $841,000 | 2,965 |
| Net charge-offs | $16,000 | 4,121 |
| Cash dividends | $186,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $801,500 | 2,970 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,664,000 | 1,725 |
| Total interest expense | $464,000 | 1,952 |
| Net interest income | $3,200,000 | 1,693 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,460,000 | 1,043 |
| Gross Fiduciary activities income | $49,000 | 786 |
| Service charges on deposit accounts | $403,000 | 837 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,008,000 | 990 |
| Total noninterest expense | $4,041,000 | 1,258 |
| Salaries and employee benefits | $1,814,000 | 1,462 |
| Premises and equipment expense | $528,000 | 1,156 |
| Additional noninterest expense | $1,699,000 | 990 |
| Pre-tax net operating income | $619,000 | 2,503 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $142,000 | 2,039 |
| Income before extraordinary items | $477,000 | 2,678 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $477,000 | 2,681 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $477,000 | 2,680 |
| Net charge-offs | $-24,000 | 6,505 |
| Cash dividends | $187,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $477,000 | 2,602 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,486,000 | 1,716 |
| Total interest expense | $2,373,000 | 1,836 |
| Net interest income | $13,113,000 | 1,693 |
| Provision for loan and lease losses | $155,000 | 4,250 |
| Total noninterest income | $6,035,000 | 998 |
| Gross Fiduciary activities income | $264,000 | 735 |
| Service charges on deposit accounts | $1,888,000 | 755 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,883,000 | 984 |
| Total noninterest expense | $17,082,000 | 1,185 |
| Salaries and employee benefits | $7,496,000 | 1,369 |
| Premises and equipment expense | $2,296,000 | 1,040 |
| Additional noninterest expense | $7,290,000 | 961 |
| Pre-tax net operating income | $1,911,000 | 2,897 |
| Securities gains (losses) | $246,000 | 1,516 |
| Applicable income taxes | $472,000 | 2,242 |
| Income before extraordinary items | $1,685,000 | 2,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,685,000 | 2,909 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,685,000 | 2,909 |
| Net charge-offs | $152,000 | 4,044 |
| Cash dividends | $5,011,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,493,120 | 3,002 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,716,000 | 1,726 |
| Total interest expense | $1,872,000 | 1,819 |
| Net interest income | $9,844,000 | 1,704 |
| Provision for loan and lease losses | $73,000 | 4,693 |
| Total noninterest income | $4,399,000 | 1,020 |
| Gross Fiduciary activities income | $191,000 | 735 |
| Service charges on deposit accounts | $1,411,000 | 767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,797,000 | 991 |
| Total noninterest expense | $12,817,000 | 1,181 |
| Salaries and employee benefits | $5,523,000 | 1,382 |
| Premises and equipment expense | $1,743,000 | 1,025 |
| Additional noninterest expense | $5,551,000 | 943 |
| Pre-tax net operating income | $1,353,000 | 3,091 |
| Securities gains (losses) | $206,000 | 1,408 |
| Applicable income taxes | $342,000 | 2,338 |
| Income before extraordinary items | $1,217,000 | 3,040 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,217,000 | 3,040 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,217,000 | 3,039 |
| Net charge-offs | $85,000 | 4,121 |
| Cash dividends | $4,616,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,056,320 | 3,182 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,946,000 | 1,703 |
| Total interest expense | $1,295,000 | 1,813 |
| Net interest income | $6,651,000 | 1,667 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $2,857,000 | 1,024 |
| Gross Fiduciary activities income | $138,000 | 725 |
| Service charges on deposit accounts | $925,000 | 764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,794,000 | 1,003 |
| Total noninterest expense | $8,765,000 | 1,137 |
| Salaries and employee benefits | $3,720,000 | 1,386 |
| Premises and equipment expense | $1,161,000 | 1,021 |
| Additional noninterest expense | $3,884,000 | 889 |
| Pre-tax net operating income | $743,000 | 3,428 |
| Securities gains (losses) | $206,000 | 1,081 |
| Applicable income taxes | $194,000 | 2,480 |
| Income before extraordinary items | $755,000 | 3,169 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $755,000 | 3,167 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $755,000 | 3,169 |
| Net charge-offs | $37,000 | 4,257 |
| Cash dividends | $4,517,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $590,200 | 3,492 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 1,714 |
| Total interest expense | $672,000 | 1,822 |
| Net interest income | $3,327,000 | 1,668 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,452,000 | 1,000 |
| Gross Fiduciary activities income | $91,000 | 674 |
| Service charges on deposit accounts | $444,000 | 786 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $917,000 | 972 |
| Total noninterest expense | $4,116,000 | 1,213 |
| Salaries and employee benefits | $1,863,000 | 1,391 |
| Premises and equipment expense | $575,000 | 1,033 |
| Additional noninterest expense | $1,678,000 | 1,023 |
| Pre-tax net operating income | $663,000 | 2,359 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $167,000 | 1,916 |
| Income before extraordinary items | $496,000 | 2,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $496,000 | 2,629 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $496,000 | 2,630 |
| Net charge-offs | $35,000 | 3,308 |
| Cash dividends | $98,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $496,000 | 2,503 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,871,000 | 1,680 |
| Total interest expense | $3,094,000 | 1,906 |
| Net interest income | $13,777,000 | 1,614 |
| Provision for loan and lease losses | $109,000 | 5,282 |
| Total noninterest income | $5,232,000 | 1,007 |
| Gross Fiduciary activities income | $228,000 | 713 |
| Service charges on deposit accounts | $1,944,000 | 751 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,060,000 | 1,023 |
| Total noninterest expense | $16,923,000 | 1,162 |
| Salaries and employee benefits | $7,840,000 | 1,258 |
| Premises and equipment expense | $2,386,000 | 1,038 |
| Additional noninterest expense | $6,697,000 | 1,041 |
| Pre-tax net operating income | $1,977,000 | 2,532 |
| Securities gains (losses) | $-2,000 | 6,752 |
| Applicable income taxes | $393,000 | 2,262 |
| Income before extraordinary items | $1,582,000 | 2,675 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,582,000 | 2,676 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,582,000 | 2,676 |
| Net charge-offs | $135,000 | 4,702 |
| Cash dividends | $865,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,583,600 | 2,586 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,723,000 | 1,684 |
| Total interest expense | $2,388,000 | 1,932 |
| Net interest income | $10,335,000 | 1,624 |
| Provision for loan and lease losses | $72,000 | 5,289 |
| Total noninterest income | $3,972,000 | 1,004 |
| Gross Fiduciary activities income | $145,000 | 740 |
| Service charges on deposit accounts | $1,459,000 | 753 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,368,000 | 996 |
| Total noninterest expense | $12,491,000 | 1,182 |
| Salaries and employee benefits | $5,740,000 | 1,292 |
| Premises and equipment expense | $1,800,000 | 1,053 |
| Additional noninterest expense | $4,951,000 | 1,062 |
| Pre-tax net operating income | $1,744,000 | 2,312 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $381,000 | 1,994 |
| Income before extraordinary items | $1,361,000 | 2,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,361,000 | 2,496 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,361,000 | 2,496 |
| Net charge-offs | $66,000 | 4,779 |
| Cash dividends | $433,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,362,560 | 2,396 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 1,694 |
| Total interest expense | $1,629,000 | 1,957 |
| Net interest income | $6,918,000 | 1,628 |
| Provision for loan and lease losses | $72,000 | 4,751 |
| Total noninterest income | $2,620,000 | 1,007 |
| Gross Fiduciary activities income | $59,000 | 825 |
| Service charges on deposit accounts | $934,000 | 782 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,627,000 | 959 |
| Total noninterest expense | $8,388,000 | 1,183 |
| Salaries and employee benefits | $3,862,000 | 1,296 |
| Premises and equipment expense | $1,191,000 | 1,070 |
| Additional noninterest expense | $3,335,000 | 1,066 |
| Pre-tax net operating income | $1,078,000 | 2,417 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $221,000 | 2,121 |
| Income before extraordinary items | $855,000 | 2,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $855,000 | 2,557 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $855,000 | 2,557 |
| Net charge-offs | $89,000 | 3,956 |
| Cash dividends | $333,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $856,580 | 2,474 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 1,708 |
| Total interest expense | $853,000 | 1,944 |
| Net interest income | $3,413,000 | 1,639 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $1,421,000 | 951 |
| Gross Fiduciary activities income | $47,000 | 771 |
| Service charges on deposit accounts | $460,000 | 774 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $914,000 | 880 |
| Total noninterest expense | $4,355,000 | 1,155 |
| Salaries and employee benefits | $1,924,000 | 1,306 |
| Premises and equipment expense | $603,000 | 1,075 |
| Additional noninterest expense | $1,828,000 | 974 |
| Pre-tax net operating income | $479,000 | 2,637 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $88,000 | 2,322 |
| Income before extraordinary items | $391,000 | 2,721 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $391,000 | 2,720 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $391,000 | 2,721 |
| Net charge-offs | $-45,000 | 7,340 |
| Cash dividends | $113,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $391,000 | 2,656 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,921,000 | 1,687 |
| Total interest expense | $4,348,000 | 1,847 |
| Net interest income | $13,573,000 | 1,634 |
| Provision for loan and lease losses | $682,000 | 3,641 |
| Total noninterest income | $5,523,000 | 1,002 |
| Gross Fiduciary activities income | $216,000 | 748 |
| Service charges on deposit accounts | $2,206,000 | 675 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,101,000 | 1,037 |
| Total noninterest expense | $17,535,000 | 1,147 |
| Salaries and employee benefits | $8,083,000 | 1,218 |
| Premises and equipment expense | $2,599,000 | 992 |
| Additional noninterest expense | $6,853,000 | 1,086 |
| Pre-tax net operating income | $879,000 | 3,603 |
| Securities gains (losses) | $528,000 | 851 |
| Applicable income taxes | $106,000 | 3,195 |
| Income before extraordinary items | $1,301,000 | 2,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,301,000 | 2,753 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,301,000 | 2,758 |
| Net charge-offs | $767,000 | 3,051 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $815,240 | 3,460 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,559,000 | 1,710 |
| Total interest expense | $3,360,000 | 1,869 |
| Net interest income | $10,199,000 | 1,657 |
| Provision for loan and lease losses | $377,000 | 3,990 |
| Total noninterest income | $4,077,000 | 982 |
| Gross Fiduciary activities income | $131,000 | 778 |
| Service charges on deposit accounts | $1,680,000 | 680 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,266,000 | 1,014 |
| Total noninterest expense | $13,092,000 | 1,137 |
| Salaries and employee benefits | $6,016,000 | 1,222 |
| Premises and equipment expense | $1,938,000 | 1,013 |
| Additional noninterest expense | $5,138,000 | 1,043 |
| Pre-tax net operating income | $807,000 | 3,450 |
| Securities gains (losses) | $78,000 | 2,135 |
| Applicable income taxes | $31,000 | 3,819 |
| Income before extraordinary items | $854,000 | 3,172 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $854,000 | 3,170 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $854,000 | 3,172 |
| Net charge-offs | $524,000 | 3,017 |
| Cash dividends | $676,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $779,120 | 3,193 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,121,000 | 1,712 |
| Total interest expense | $2,317,000 | 1,879 |
| Net interest income | $6,804,000 | 1,659 |
| Provision for loan and lease losses | $187,000 | 4,321 |
| Total noninterest income | $2,686,000 | 971 |
| Gross Fiduciary activities income | $88,000 | 782 |
| Service charges on deposit accounts | $1,122,000 | 686 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,476,000 | 985 |
| Total noninterest expense | $8,677,000 | 1,139 |
| Salaries and employee benefits | $4,012,000 | 1,215 |
| Premises and equipment expense | $1,284,000 | 1,039 |
| Additional noninterest expense | $3,381,000 | 1,043 |
| Pre-tax net operating income | $626,000 | 3,222 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $25,000 | 3,662 |
| Income before extraordinary items | $601,000 | 3,062 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $601,000 | 3,057 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $601,000 | 3,060 |
| Net charge-offs | $419,000 | 2,650 |
| Cash dividends | $499,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $601,000 | 2,950 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 1,747 |
| Total interest expense | $1,207,000 | 1,903 |
| Net interest income | $3,386,000 | 1,683 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $1,354,000 | 952 |
| Gross Fiduciary activities income | $44,000 | 793 |
| Service charges on deposit accounts | $543,000 | 709 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $767,000 | 957 |
| Total noninterest expense | $4,369,000 | 1,147 |
| Salaries and employee benefits | $2,045,000 | 1,206 |
| Premises and equipment expense | $647,000 | 1,058 |
| Additional noninterest expense | $1,677,000 | 1,043 |
| Pre-tax net operating income | $371,000 | 2,954 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $30,000 | 3,171 |
| Income before extraordinary items | $341,000 | 2,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $341,000 | 2,878 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $341,000 | 2,880 |
| Net charge-offs | $211,000 | 2,369 |
| Cash dividends | $198,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $341,000 | 2,767 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,261,000 | 1,688 |
| Total interest expense | $6,321,000 | 1,842 |
| Net interest income | $13,940,000 | 1,604 |
| Provision for loan and lease losses | $935,000 | 3,604 |
| Total noninterest income | $6,154,000 | 929 |
| Gross Fiduciary activities income | $220,000 | 738 |
| Service charges on deposit accounts | $2,731,000 | 615 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,203,000 | 1,008 |
| Total noninterest expense | $18,427,000 | 1,128 |
| Salaries and employee benefits | $8,562,000 | 1,137 |
| Premises and equipment expense | $2,667,000 | 1,013 |
| Additional noninterest expense | $7,198,000 | 1,077 |
| Pre-tax net operating income | $732,000 | 3,493 |
| Securities gains (losses) | $-21,000 | 7,069 |
| Applicable income taxes | $-134,000 | 6,646 |
| Income before extraordinary items | $845,000 | 3,053 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $845,000 | 3,052 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $845,000 | 3,052 |
| Net charge-offs | $1,498,000 | 2,374 |
| Cash dividends | $1,111,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $866,000 | 2,949 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,579,000 | 1,687 |
| Total interest expense | $4,955,000 | 1,842 |
| Net interest income | $10,624,000 | 1,577 |
| Provision for loan and lease losses | $35,000 | 6,735 |
| Total noninterest income | $4,736,000 | 915 |
| Gross Fiduciary activities income | $144,000 | 757 |
| Service charges on deposit accounts | $2,077,000 | 606 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,515,000 | 987 |
| Total noninterest expense | $13,806,000 | 1,122 |
| Salaries and employee benefits | $6,546,000 | 1,129 |
| Premises and equipment expense | $1,985,000 | 1,037 |
| Additional noninterest expense | $5,275,000 | 1,070 |
| Pre-tax net operating income | $1,519,000 | 2,041 |
| Securities gains (losses) | $17,000 | 2,808 |
| Applicable income taxes | $184,000 | 2,400 |
| Income before extraordinary items | $1,352,000 | 1,968 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,352,000 | 1,967 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,352,000 | 1,968 |
| Net charge-offs | $553,000 | 2,903 |
| Cash dividends | $466,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,337,040 | 1,951 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,546,000 | 1,681 |
| Total interest expense | $3,478,000 | 1,852 |
| Net interest income | $7,068,000 | 1,582 |
| Provision for loan and lease losses | $35,000 | 6,348 |
| Total noninterest income | $3,086,000 | 942 |
| Gross Fiduciary activities income | $99,000 | 765 |
| Service charges on deposit accounts | $1,348,000 | 619 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,639,000 | 1,028 |
| Total noninterest expense | $9,212,000 | 1,140 |
| Salaries and employee benefits | $4,368,000 | 1,157 |
| Premises and equipment expense | $1,322,000 | 1,065 |
| Additional noninterest expense | $3,522,000 | 1,092 |
| Pre-tax net operating income | $907,000 | 2,292 |
| Securities gains (losses) | $17,000 | 2,396 |
| Applicable income taxes | $86,000 | 2,750 |
| Income before extraordinary items | $838,000 | 2,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $838,000 | 2,163 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $838,000 | 2,164 |
| Net charge-offs | $545,000 | 2,256 |
| Cash dividends | $304,000 | 2,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $822,530 | 2,132 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 1,662 |
| Total interest expense | $1,809,000 | 1,842 |
| Net interest income | $3,603,000 | 1,545 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $1,476,000 | 951 |
| Gross Fiduciary activities income | $52,000 | 764 |
| Service charges on deposit accounts | $631,000 | 644 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $793,000 | 1,023 |
| Total noninterest expense | $4,432,000 | 1,132 |
| Salaries and employee benefits | $2,209,000 | 1,142 |
| Premises and equipment expense | $639,000 | 1,118 |
| Additional noninterest expense | $1,584,000 | 1,064 |
| Pre-tax net operating income | $647,000 | 1,931 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $101,000 | 2,173 |
| Income before extraordinary items | $546,000 | 1,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $546,000 | 1,964 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $546,000 | 1,964 |
| Net charge-offs | $192,000 | 2,174 |
| Cash dividends | $208,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $546,000 | 1,848 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,719,000 | 1,629 |
| Total interest expense | $9,500,000 | 1,703 |
| Net interest income | $14,219,000 | 1,575 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $6,422,000 | 861 |
| Gross Fiduciary activities income | $283,000 | 706 |
| Service charges on deposit accounts | $3,329,000 | 517 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,810,000 | 1,018 |
| Total noninterest expense | $18,095,000 | 1,086 |
| Salaries and employee benefits | $9,266,000 | 1,063 |
| Premises and equipment expense | $2,681,000 | 1,041 |
| Additional noninterest expense | $6,148,000 | 1,048 |
| Pre-tax net operating income | $2,546,000 | 2,056 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $249,000 | 2,606 |
| Income before extraordinary items | $2,293,000 | 1,736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,293,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 5,015 |
| Cash dividends | $926,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,296,600 | 1,857 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,054,000 | 1,644 |
| Total interest expense | $7,325,000 | 1,729 |
| Net interest income | $10,729,000 | 1,574 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $4,893,000 | 891 |
| Gross Fiduciary activities income | $186,000 | 736 |
| Service charges on deposit accounts | $2,544,000 | 518 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,163,000 | 1,044 |
| Total noninterest expense | $13,508,000 | 1,088 |
| Salaries and employee benefits | $6,935,000 | 1,092 |
| Premises and equipment expense | $2,029,000 | 1,031 |
| Additional noninterest expense | $4,544,000 | 1,010 |
| Pre-tax net operating income | $2,114,000 | 2,214 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $372,000 | 2,242 |
| Income before extraordinary items | $1,738,000 | 2,025 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,738,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,452 |
| Cash dividends | $762,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,741,280 | 2,120 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,339,000 | 1,632 |
| Total interest expense | $5,170,000 | 1,695 |
| Net interest income | $7,169,000 | 1,567 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $3,149,000 | 929 |
| Gross Fiduciary activities income | $125,000 | 749 |
| Service charges on deposit accounts | $1,703,000 | 498 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,321,000 | 1,156 |
| Total noninterest expense | $8,896,000 | 1,095 |
| Salaries and employee benefits | $4,583,000 | 1,120 |
| Premises and equipment expense | $1,365,000 | 1,022 |
| Additional noninterest expense | $2,948,000 | 1,015 |
| Pre-tax net operating income | $1,422,000 | 2,308 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $250,000 | 2,430 |
| Income before extraordinary items | $1,168,000 | 2,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,168,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,194 |
| Cash dividends | $483,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,171,280 | 2,205 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,331,000 | 1,639 |
| Total interest expense | $2,816,000 | 1,672 |
| Net interest income | $3,515,000 | 1,579 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,647,000 | 891 |
| Gross Fiduciary activities income | $70,000 | 733 |
| Service charges on deposit accounts | $813,000 | 515 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $764,000 | 1,032 |
| Total noninterest expense | $4,420,000 | 1,097 |
| Salaries and employee benefits | $2,332,000 | 1,110 |
| Premises and equipment expense | $656,000 | 1,060 |
| Additional noninterest expense | $1,432,000 | 1,003 |
| Pre-tax net operating income | $742,000 | 2,310 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $136,000 | 2,435 |
| Income before extraordinary items | $606,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $606,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,203 |
| Cash dividends | $178,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $606,000 | 2,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,996,000 | 1,594 |
| Total interest expense | $12,674,000 | 1,586 |
| Net interest income | $14,322,000 | 1,583 |
| Provision for loan and lease losses | $-200,000 | 8,431 |
| Total noninterest income | $6,243,000 | 915 |
| Gross Fiduciary activities income | $203,000 | 803 |
| Service charges on deposit accounts | $3,381,000 | 514 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,659,000 | 1,108 |
| Total noninterest expense | $18,120,000 | 1,033 |
| Salaries and employee benefits | $9,280,000 | 1,076 |
| Premises and equipment expense | $2,652,000 | 981 |
| Additional noninterest expense | $6,188,000 | 909 |
| Pre-tax net operating income | $2,645,000 | 2,700 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $435,000 | 2,924 |
| Income before extraordinary items | $2,226,000 | 2,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,226,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,382 |
| Cash dividends | $660,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,212,560 | 2,610 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,336,000 | 1,593 |
| Total interest expense | $9,588,000 | 1,572 |
| Net interest income | $10,748,000 | 1,587 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $4,596,000 | 928 |
| Gross Fiduciary activities income | $136,000 | 818 |
| Service charges on deposit accounts | $2,448,000 | 525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,012,000 | 1,103 |
| Total noninterest expense | $13,488,000 | 1,033 |
| Salaries and employee benefits | $6,919,000 | 1,083 |
| Premises and equipment expense | $1,999,000 | 967 |
| Additional noninterest expense | $4,570,000 | 890 |
| Pre-tax net operating income | $1,856,000 | 2,994 |
| Securities gains (losses) | $-9,000 | 7,750 |
| Applicable income taxes | $274,000 | 3,318 |
| Income before extraordinary items | $1,573,000 | 2,868 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,573,000 | 2,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,397 |
| Cash dividends | $460,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,580,650 | 2,846 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,635,000 | 1,595 |
| Total interest expense | $6,524,000 | 1,538 |
| Net interest income | $7,111,000 | 1,620 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,009,000 | 964 |
| Gross Fiduciary activities income | $77,000 | 858 |
| Service charges on deposit accounts | $1,592,000 | 546 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,340,000 | 1,141 |
| Total noninterest expense | $8,974,000 | 1,052 |
| Salaries and employee benefits | $4,594,000 | 1,110 |
| Premises and equipment expense | $1,346,000 | 971 |
| Additional noninterest expense | $3,034,000 | 916 |
| Pre-tax net operating income | $1,146,000 | 3,207 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $149,000 | 3,662 |
| Income before extraordinary items | $990,000 | 3,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $990,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,444 |
| Cash dividends | $318,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $996,090 | 3,029 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 1,625 |
| Total interest expense | $3,247,000 | 1,529 |
| Net interest income | $3,444,000 | 1,674 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,480,000 | 963 |
| Gross Fiduciary activities income | $44,000 | 841 |
| Service charges on deposit accounts | $741,000 | 563 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $695,000 | 1,082 |
| Total noninterest expense | $4,538,000 | 1,035 |
| Salaries and employee benefits | $2,313,000 | 1,112 |
| Premises and equipment expense | $677,000 | 970 |
| Additional noninterest expense | $1,548,000 | 887 |
| Pre-tax net operating income | $386,000 | 4,087 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $375,000 | 3,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $375,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,379 |
| Cash dividends | $136,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $375,000 | 3,626 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,755,000 | 1,635 |
| Total interest expense | $11,031,000 | 1,535 |
| Net interest income | $13,724,000 | 1,668 |
| Provision for loan and lease losses | $-100,000 | 8,464 |
| Total noninterest income | $5,748,000 | 976 |
| Gross Fiduciary activities income | $151,000 | 867 |
| Service charges on deposit accounts | $2,903,000 | 586 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,694,000 | 1,075 |
| Total noninterest expense | $17,219,000 | 1,042 |
| Salaries and employee benefits | $8,645,000 | 1,122 |
| Premises and equipment expense | $2,557,000 | 979 |
| Additional noninterest expense | $6,017,000 | 884 |
| Pre-tax net operating income | $2,353,000 | 3,277 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $326,000 | 3,693 |
| Income before extraordinary items | $2,027,000 | 3,070 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,027,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,387 |
| Cash dividends | $787,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,027,000 | 3,063 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,125,000 | 1,647 |
| Total interest expense | $7,983,000 | 1,532 |
| Net interest income | $10,142,000 | 1,712 |
| Provision for loan and lease losses | $-100,000 | 8,571 |
| Total noninterest income | $4,302,000 | 990 |
| Gross Fiduciary activities income | $112,000 | 861 |
| Service charges on deposit accounts | $2,150,000 | 598 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,040,000 | 1,084 |
| Total noninterest expense | $12,869,000 | 1,054 |
| Salaries and employee benefits | $6,414,000 | 1,153 |
| Premises and equipment expense | $1,911,000 | 994 |
| Additional noninterest expense | $4,544,000 | 879 |
| Pre-tax net operating income | $1,675,000 | 3,523 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $211,000 | 4,073 |
| Income before extraordinary items | $1,464,000 | 3,251 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,464,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-145,000 | 8,590 |
| Cash dividends | $489,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,464,000 | 3,245 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,850,000 | 1,638 |
| Total interest expense | $5,131,000 | 1,515 |
| Net interest income | $6,719,000 | 1,723 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,871,000 | 979 |
| Gross Fiduciary activities income | $78,000 | 861 |
| Service charges on deposit accounts | $1,406,000 | 602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,387,000 | 1,074 |
| Total noninterest expense | $8,403,000 | 1,077 |
| Salaries and employee benefits | $4,235,000 | 1,168 |
| Premises and equipment expense | $1,266,000 | 1,000 |
| Additional noninterest expense | $2,902,000 | 928 |
| Pre-tax net operating income | $1,187,000 | 3,387 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $162,000 | 3,902 |
| Income before extraordinary items | $1,025,000 | 3,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,025,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 8,619 |
| Cash dividends | $314,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,025,000 | 3,146 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 1,625 |
| Total interest expense | $2,490,000 | 1,474 |
| Net interest income | $3,362,000 | 1,715 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,409,000 | 982 |
| Gross Fiduciary activities income | $46,000 | 829 |
| Service charges on deposit accounts | $664,000 | 620 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $699,000 | 1,044 |
| Total noninterest expense | $4,193,000 | 1,081 |
| Salaries and employee benefits | $2,108,000 | 1,177 |
| Premises and equipment expense | $630,000 | 1,004 |
| Additional noninterest expense | $1,455,000 | 913 |
| Pre-tax net operating income | $578,000 | 3,395 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $505,000 | 3,135 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,633 |
| Cash dividends | $17,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $505,000 | 3,115 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,533,000 | 1,560 |
| Total interest expense | $8,558,000 | 1,328 |
| Net interest income | $12,975,000 | 1,690 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $5,192,000 | 1,061 |
| Gross Fiduciary activities income | $232,000 | 769 |
| Service charges on deposit accounts | $2,720,000 | 633 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,240,000 | 1,250 |
| Total noninterest expense | $16,863,000 | 1,013 |
| Salaries and employee benefits | $8,368,000 | 1,107 |
| Premises and equipment expense | $2,684,000 | 889 |
| Additional noninterest expense | $5,811,000 | 884 |
| Pre-tax net operating income | $1,304,000 | 4,717 |
| Securities gains (losses) | $-43,000 | 8,125 |
| Applicable income taxes | $-93,000 | 8,599 |
| Income before extraordinary items | $1,354,000 | 4,038 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,354,000 | 4,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,237 |
| Cash dividends | $716,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,397,000 | 3,928 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,821,000 | 1,550 |
| Total interest expense | $6,210,000 | 1,285 |
| Net interest income | $9,611,000 | 1,694 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $3,811,000 | 1,082 |
| Gross Fiduciary activities income | $191,000 | 738 |
| Service charges on deposit accounts | $1,987,000 | 645 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,633,000 | 1,274 |
| Total noninterest expense | $12,430,000 | 1,018 |
| Salaries and employee benefits | $6,209,000 | 1,107 |
| Premises and equipment expense | $1,998,000 | 880 |
| Additional noninterest expense | $4,223,000 | 904 |
| Pre-tax net operating income | $992,000 | 4,792 |
| Securities gains (losses) | $-43,000 | 8,421 |
| Applicable income taxes | $-48,000 | 8,678 |
| Income before extraordinary items | $997,000 | 4,163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $997,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,258 |
| Cash dividends | $224,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,040,000 | 4,021 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,309,000 | 1,537 |
| Total interest expense | $3,988,000 | 1,258 |
| Net interest income | $6,321,000 | 1,700 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,498,000 | 1,074 |
| Gross Fiduciary activities income | $151,000 | 698 |
| Service charges on deposit accounts | $1,291,000 | 648 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,056,000 | 1,290 |
| Total noninterest expense | $8,138,000 | 1,029 |
| Salaries and employee benefits | $4,119,000 | 1,106 |
| Premises and equipment expense | $1,352,000 | 864 |
| Additional noninterest expense | $2,667,000 | 951 |
| Pre-tax net operating income | $681,000 | 4,694 |
| Securities gains (losses) | $-43,000 | 8,557 |
| Applicable income taxes | $-32,000 | 8,687 |
| Income before extraordinary items | $670,000 | 4,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $670,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 951 |
| Cash dividends | $119,000 | 4,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $713,000 | 3,892 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 1,568 |
| Total interest expense | $1,906,000 | 1,242 |
| Net interest income | $3,084,000 | 1,734 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,230,000 | 1,066 |
| Gross Fiduciary activities income | $91,000 | 660 |
| Service charges on deposit accounts | $610,000 | 661 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $529,000 | 1,275 |
| Total noninterest expense | $4,014,000 | 1,041 |
| Salaries and employee benefits | $2,104,000 | 1,079 |
| Premises and equipment expense | $677,000 | 870 |
| Additional noninterest expense | $1,233,000 | 1,006 |
| Pre-tax net operating income | $300,000 | 4,995 |
| Securities gains (losses) | $-35,000 | 8,736 |
| Applicable income taxes | $-33,000 | 8,775 |
| Income before extraordinary items | $298,000 | 4,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $298,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 512 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $333,000 | 4,044 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,758,000 | 1,378 |
| Total interest expense | $7,171,000 | 1,130 |
| Net interest income | $13,587,000 | 1,489 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $4,812,000 | 1,117 |
| Gross Fiduciary activities income | $187,000 | 807 |
| Service charges on deposit accounts | $2,766,000 | 631 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,859,000 | 1,399 |
| Total noninterest expense | $16,881,000 | 963 |
| Salaries and employee benefits | $8,385,000 | 1,029 |
| Premises and equipment expense | $2,629,000 | 850 |
| Additional noninterest expense | $5,867,000 | 852 |
| Pre-tax net operating income | $1,518,000 | 4,220 |
| Securities gains (losses) | $66,000 | 1,527 |
| Applicable income taxes | $-26,000 | 8,631 |
| Income before extraordinary items | $1,610,000 | 3,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,610,000 | 3,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,191,000 | 430 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,544,000 | 3,499 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,412,000 | 1,365 |
| Total interest expense | $5,330,000 | 1,122 |
| Net interest income | $10,082,000 | 1,494 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $3,696,000 | 1,101 |
| Gross Fiduciary activities income | $132,000 | 816 |
| Service charges on deposit accounts | $2,090,000 | 635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,474,000 | 1,351 |
| Total noninterest expense | $12,902,000 | 949 |
| Salaries and employee benefits | $6,319,000 | 1,015 |
| Premises and equipment expense | $1,957,000 | 859 |
| Additional noninterest expense | $4,626,000 | 815 |
| Pre-tax net operating income | $876,000 | 4,961 |
| Securities gains (losses) | $102,000 | 1,160 |
| Applicable income taxes | $-98,000 | 8,856 |
| Income before extraordinary items | $1,076,000 | 3,836 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,076,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,579,000 | 413 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $974,000 | 4,009 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,387,000 | 1,334 |
| Total interest expense | $3,565,000 | 1,108 |
| Net interest income | $6,822,000 | 1,463 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,482,000 | 1,086 |
| Gross Fiduciary activities income | $97,000 | 804 |
| Service charges on deposit accounts | $1,391,000 | 628 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $994,000 | 1,327 |
| Total noninterest expense | $8,549,000 | 947 |
| Salaries and employee benefits | $4,286,000 | 1,002 |
| Premises and equipment expense | $1,300,000 | 857 |
| Additional noninterest expense | $2,963,000 | 834 |
| Pre-tax net operating income | $755,000 | 4,263 |
| Securities gains (losses) | $90,000 | 1,101 |
| Applicable income taxes | $-4,000 | 8,743 |
| Income before extraordinary items | $849,000 | 3,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $849,000 | 3,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,312,000 | 346 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $759,000 | 3,566 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 1,320 |
| Total interest expense | $1,793,000 | 1,114 |
| Net interest income | $3,467,000 | 1,432 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,125,000 | 1,145 |
| Gross Fiduciary activities income | $33,000 | 901 |
| Service charges on deposit accounts | $677,000 | 634 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $415,000 | 1,495 |
| Total noninterest expense | $4,288,000 | 956 |
| Salaries and employee benefits | $2,166,000 | 995 |
| Premises and equipment expense | $664,000 | 855 |
| Additional noninterest expense | $1,458,000 | 844 |
| Pre-tax net operating income | $304,000 | 4,779 |
| Securities gains (losses) | $61,000 | 1,087 |
| Applicable income taxes | $-23,000 | 8,911 |
| Income before extraordinary items | $388,000 | 3,592 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $388,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 452 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $327,000 | 3,897 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,954,000 | 1,191 |
| Total interest expense | $8,514,000 | 1,049 |
| Net interest income | $15,440,000 | 1,247 |
| Provision for loan and lease losses | $706,000 | 1,608 |
| Total noninterest income | $4,374,000 | 1,248 |
| Gross Fiduciary activities income | $192,000 | 813 |
| Service charges on deposit accounts | $2,643,000 | 649 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,539,000 | 1,785 |
| Total noninterest expense | $17,199,000 | 947 |
| Salaries and employee benefits | $8,252,000 | 1,027 |
| Premises and equipment expense | $2,647,000 | 846 |
| Additional noninterest expense | $6,300,000 | 818 |
| Pre-tax net operating income | $1,909,000 | 3,496 |
| Securities gains (losses) | $77,000 | 2,125 |
| Applicable income taxes | $135,000 | 5,404 |
| Income before extraordinary items | $1,851,000 | 3,037 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,851,000 | 3,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,191,000 | 517 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,545,000 | 368 |
| Net operating income | $1,779,390 | 2,983 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $18,416,000 | 1,184 |
| Total interest expense | $6,607,000 | 1,056 |
| Net interest income | $11,809,000 | 1,241 |
| Provision for loan and lease losses | $706,000 | 1,208 |
| Total noninterest income | $3,307,000 | 1,282 |
| Gross Fiduciary activities income | $162,000 | 780 |
| Service charges on deposit accounts | $1,972,000 | 667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,173,000 | 1,839 |
| Total noninterest expense | $12,661,000 | 975 |
| Salaries and employee benefits | $6,038,000 | 1,057 |
| Premises and equipment expense | $1,957,000 | 879 |
| Additional noninterest expense | $4,666,000 | 835 |
| Pre-tax net operating income | $1,749,000 | 3,142 |
| Securities gains (losses) | $77,000 | 1,969 |
| Applicable income taxes | $244,000 | 4,327 |
| Income before extraordinary items | $1,582,000 | 2,850 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,582,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,626,000 | 512 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,545,000 | 264 |
| Net operating income | $1,515,010 | 2,793 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,692,000 | 1,151 |
| Total interest expense | $4,591,000 | 1,046 |
| Net interest income | $8,101,000 | 1,203 |
| Provision for loan and lease losses | $564,000 | 1,045 |
| Total noninterest income | $2,184,000 | 1,284 |
| Gross Fiduciary activities income | $128,000 | 736 |
| Service charges on deposit accounts | $1,313,000 | 649 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $743,000 | 1,884 |
| Total noninterest expense | $8,500,000 | 967 |
| Salaries and employee benefits | $4,002,000 | 1,062 |
| Premises and equipment expense | $1,285,000 | 890 |
| Additional noninterest expense | $3,213,000 | 813 |
| Pre-tax net operating income | $1,221,000 | 3,046 |
| Securities gains (losses) | $59,000 | 1,903 |
| Applicable income taxes | $171,000 | 4,268 |
| Income before extraordinary items | $1,109,000 | 2,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,109,000 | 2,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,338,000 | 431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,545,000 | 174 |
| Net operating income | $1,057,670 | 2,688 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 1,125 |
| Total interest expense | $2,383,000 | 1,032 |
| Net interest income | $4,160,000 | 1,178 |
| Provision for loan and lease losses | $231,000 | 1,192 |
| Total noninterest income | $973,000 | 1,364 |
| Gross Fiduciary activities income | $34,000 | 917 |
| Service charges on deposit accounts | $631,000 | 660 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $308,000 | 2,076 |
| Total noninterest expense | $4,203,000 | 968 |
| Salaries and employee benefits | $1,936,000 | 1,089 |
| Premises and equipment expense | $632,000 | 912 |
| Additional noninterest expense | $1,635,000 | 773 |
| Pre-tax net operating income | $699,000 | 2,737 |
| Securities gains (losses) | $60,000 | 1,283 |
| Applicable income taxes | $160,000 | 3,112 |
| Income before extraordinary items | $599,000 | 2,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $599,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 602 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $551,600 | 2,596 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,212,000 | 1,015 |
| Total interest expense | $11,984,000 | 934 |
| Net interest income | $18,228,000 | 1,055 |
| Provision for loan and lease losses | $8,651,000 | 265 |
| Total noninterest income | $3,775,000 | 1,310 |
| Gross Fiduciary activities income | $116,000 | 964 |
| Service charges on deposit accounts | $2,567,000 | 636 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,092,000 | 2,060 |
| Total noninterest expense | $15,642,000 | 1,000 |
| Salaries and employee benefits | $7,652,000 | 1,041 |
| Premises and equipment expense | $2,325,000 | 942 |
| Additional noninterest expense | $5,665,000 | 885 |
| Pre-tax net operating income | $-2,290,000 | 9,262 |
| Securities gains (losses) | $99,000 | 1,763 |
| Applicable income taxes | $-1,090,000 | 9,294 |
| Income before extraordinary items | $-1,101,000 | 9,198 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,101,000 | 9,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,736,000 | 297 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,164,360 | 9,176 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $35,788,000 | 952 |
| Total interest expense | $17,576,000 | 929 |
| Net interest income | $18,212,000 | 993 |
| Provision for loan and lease losses | $8,743,000 | 251 |
| Total noninterest income | $4,016,000 | 1,174 |
| Gross Fiduciary activities income | $114,000 | 970 |
| Service charges on deposit accounts | $2,320,000 | 638 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,582,000 | 1,467 |
| Total noninterest expense | $14,329,000 | 1,033 |
| Salaries and employee benefits | $6,875,000 | 1,081 |
| Premises and equipment expense | $2,189,000 | 959 |
| Additional noninterest expense | $5,265,000 | 926 |
| Pre-tax net operating income | $-844,000 | 9,302 |
| Securities gains (losses) | $115,000 | 1,639 |
| Applicable income taxes | $-485,000 | 9,497 |
| Income before extraordinary items | $-244,000 | 9,088 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-244,000 | 9,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,213,000 | 266 |
| Cash dividends | $881,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-317,600 | 9,083 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,887,000 | 985 |
| Total interest expense | $19,429,000 | 920 |
| Net interest income | $16,458,000 | 1,069 |
| Provision for loan and lease losses | $1,260,000 | 877 |
| Total noninterest income | $3,460,000 | 1,187 |
| Gross Fiduciary activities income | $72,000 | 992 |
| Service charges on deposit accounts | $1,970,000 | 686 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,418,000 | 1,444 |
| Total noninterest expense | $12,343,000 | 1,131 |
| Salaries and employee benefits | $5,948,000 | 1,187 |
| Premises and equipment expense | $2,156,000 | 928 |
| Additional noninterest expense | $4,239,000 | 1,100 |
| Pre-tax net operating income | $6,315,000 | 1,179 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $1,854,000 | 1,253 |
| Income before extraordinary items | $4,469,000 | 1,188 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,469,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,582,000 | 547 |
| Cash dividends | $782,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,463,320 | 1,193 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $30,173,000 | 1,083 |
| Total interest expense | $14,656,000 | 1,038 |
| Net interest income | $15,517,000 | 1,129 |
| Provision for loan and lease losses | $900,000 | 1,061 |
| Total noninterest income | $3,155,000 | 1,306 |
| Gross Fiduciary activities income | $56,000 | 1,085 |
| Service charges on deposit accounts | $1,805,000 | 736 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,294,000 | 1,545 |
| Total noninterest expense | $10,883,000 | 1,267 |
| Salaries and employee benefits | $5,329,000 | 1,302 |
| Premises and equipment expense | $1,892,000 | 1,071 |
| Additional noninterest expense | $3,662,000 | 1,257 |
| Pre-tax net operating income | $6,889,000 | 1,124 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,086,000 | 1,187 |
| Income before extraordinary items | $4,803,000 | 1,144 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,803,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,406,000 | 562 |
| Cash dividends | $1,700,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,803,000 | 1,124 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,494,000 | 1,223 |
| Total interest expense | $12,757,000 | 1,222 |
| Net interest income | $13,737,000 | 1,231 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $2,670,000 | 1,470 |
| Gross Fiduciary activities income | $52,000 | 1,108 |
| Service charges on deposit accounts | $1,652,000 | 755 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $966,000 | 1,905 |
| Total noninterest expense | $9,112,000 | 1,453 |
| Salaries and employee benefits | $4,454,000 | 1,465 |
| Premises and equipment expense | $1,595,000 | 1,201 |
| Additional noninterest expense | $3,063,000 | 1,423 |
| Pre-tax net operating income | $6,695,000 | 1,125 |
| Securities gains (losses) | $28,000 | 2,162 |
| Applicable income taxes | $1,995,000 | 1,267 |
| Income before extraordinary items | $4,728,000 | 1,142 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,728,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,905 |
| Cash dividends | $3,208,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,708,400 | 1,112 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,675,000 | 1,388 |
| Total interest expense | $11,610,000 | 1,357 |
| Net interest income | $12,065,000 | 1,441 |
| Provision for loan and lease losses | $600,000 | 1,510 |
| Total noninterest income | $2,093,000 | 1,700 |
| Gross Fiduciary activities income | $41,000 | 1,200 |
| Service charges on deposit accounts | $1,355,000 | 942 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $697,000 | 2,224 |
| Total noninterest expense | $7,888,000 | 1,658 |
| Salaries and employee benefits | $3,890,000 | 1,688 |
| Premises and equipment expense | $1,350,000 | 1,447 |
| Additional noninterest expense | $2,648,000 | 1,615 |
| Pre-tax net operating income | $5,670,000 | 1,369 |
| Securities gains (losses) | $-29,000 | 10,497 |
| Applicable income taxes | $1,629,000 | 1,581 |
| Income before extraordinary items | $4,012,000 | 1,366 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,012,000 | 1,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,693 |
| Cash dividends | $1,359,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,032,590 | 1,314 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,456,000 | 1,561 |
| Total interest expense | $10,064,000 | 1,581 |
| Net interest income | $11,392,000 | 1,560 |
| Provision for loan and lease losses | $600,000 | 1,497 |
| Total noninterest income | $1,700,000 | 2,092 |
| Gross Fiduciary activities income | $47,000 | 1,248 |
| Service charges on deposit accounts | $1,112,000 | 1,199 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $541,000 | 2,760 |
| Total noninterest expense | $7,458,000 | 1,895 |
| Salaries and employee benefits | $3,642,000 | 1,815 |
| Premises and equipment expense | $1,269,000 | 1,608 |
| Additional noninterest expense | $2,547,000 | 1,981 |
| Pre-tax net operating income | $5,034,000 | 1,430 |
| Securities gains (losses) | $-11,000 | 10,330 |
| Applicable income taxes | $1,421,000 | 1,689 |
| Income before extraordinary items | $3,602,000 | 1,377 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,602,000 | 1,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,413 |
| Cash dividends | $3,136,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,609,920 | 1,338 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,629,000 | 1,730 |
| Total interest expense | $9,624,000 | 1,650 |
| Net interest income | $10,005,000 | 1,782 |
| Provision for loan and lease losses | $500,000 | 1,563 |
| Total noninterest income | $1,372,000 | 2,443 |
| Gross Fiduciary activities income | $33,000 | 1,352 |
| Service charges on deposit accounts | $961,000 | 1,426 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $378,000 | 3,440 |
| Total noninterest expense | $7,181,000 | 1,933 |
| Salaries and employee benefits | $3,316,000 | 1,995 |
| Premises and equipment expense | $1,194,000 | 1,689 |
| Additional noninterest expense | $2,671,000 | 1,871 |
| Pre-tax net operating income | $3,696,000 | 1,988 |
| Securities gains (losses) | $-105,000 | 11,507 |
| Applicable income taxes | $968,000 | 2,457 |
| Income before extraordinary items | $2,623,000 | 1,907 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,623,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,278 |
| Cash dividends | $1,232,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,699,650 | 1,843 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,928,000 | 1,823 |
| Total interest expense | $7,321,000 | 1,709 |
| Net interest income | $9,607,000 | 1,881 |
| Provision for loan and lease losses | $275,000 | 2,418 |
| Total noninterest income | $1,295,000 | 2,587 |
| Gross Fiduciary activities income | $34,000 | 1,368 |
| Service charges on deposit accounts | $859,000 | 1,579 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $402,000 | 3,393 |
| Total noninterest expense | $7,449,000 | 1,930 |
| Salaries and employee benefits | $3,386,000 | 1,972 |
| Premises and equipment expense | $1,211,000 | 1,706 |
| Additional noninterest expense | $2,852,000 | 1,895 |
| Pre-tax net operating income | $3,178,000 | 2,232 |
| Securities gains (losses) | $-499,000 | 12,247 |
| Applicable income taxes | $675,000 | 3,176 |
| Income before extraordinary items | $2,004,000 | 2,433 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,004,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,867 |
| Cash dividends | $1,786,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,378,250 | 2,071 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,819,000 | 1,862 |
| Total interest expense | $7,314,000 | 1,789 |
| Net interest income | $9,505,000 | 1,897 |
| Provision for loan and lease losses | $1,530,000 | 985 |
| Total noninterest income | $1,229,000 | 2,857 |
| Gross Fiduciary activities income | $24,000 | 1,428 |
| Service charges on deposit accounts | $816,000 | 1,681 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $389,000 | 3,820 |
| Total noninterest expense | $7,290,000 | 2,018 |
| Salaries and employee benefits | $3,317,000 | 2,012 |
| Premises and equipment expense | $1,070,000 | 1,934 |
| Additional noninterest expense | $2,903,000 | 1,962 |
| Pre-tax net operating income | $1,914,000 | 3,456 |
| Securities gains (losses) | $-20,000 | 12,922 |
| Applicable income taxes | $368,000 | 5,316 |
| Income before extraordinary items | $1,526,000 | 3,190 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,526,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,901 |
| Cash dividends | $1,256,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $-732,000 | 13,247 |
| Net operating income | $1,542,200 | 2,984 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,886,000 | 2,536 |
| Total interest expense | $7,048,000 | 2,387 |
| Net interest income | $6,838,000 | 2,654 |
| Provision for loan and lease losses | $1,152,000 | 1,689 |
| Total noninterest income | $1,067,000 | 3,144 |
| Gross Fiduciary activities income | $24,000 | 1,469 |
| Service charges on deposit accounts | $596,000 | 2,305 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $447,000 | 3,442 |
| Total noninterest expense | $5,343,000 | 2,694 |
| Salaries and employee benefits | $2,304,000 | 2,818 |
| Premises and equipment expense | $831,000 | 2,486 |
| Additional noninterest expense | $2,208,000 | 2,582 |
| Pre-tax net operating income | $1,410,000 | 4,282 |
| Securities gains (losses) | $-16,000 | 13,420 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $1,137,000 | 3,998 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,137,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,498,000 | 1,188 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,150,120 | 3,672 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.