Home > Cumberland Security Bank, Inc. > Income and Expense
Cumberland Security Bank, Inc., Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,932,000 | 2,037 |
| Total interest expense | $1,604,000 | 3,268 |
| Net interest income | $16,328,000 | 1,694 |
| Provision for loan and lease losses | $560,000 | 1,191 |
| Total noninterest income | $2,707,000 | 1,735 |
| Gross Fiduciary activities income | $247,000 | 661 |
| Service charges on deposit accounts | $859,000 | 1,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,601,000 | 1,813 |
| Total noninterest expense | $7,340,000 | 2,483 |
| Salaries and employee benefits | $4,005,000 | 2,511 |
| Premises and equipment expense | $851,000 | 2,212 |
| Additional noninterest expense | $1,601,000 | 1,813 |
| Pre-tax net operating income | $11,135,000 | 1,080 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $11,135,000 | 922 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,135,000 | 936 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $11,135,000 | 925 |
| Net charge-offs | $53,000 | 1,783 |
| Cash dividends | $6,570,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $11,135,000 | 937 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,060,000 | 2,044 |
| Total interest expense | $1,030,000 | 3,323 |
| Net interest income | $12,030,000 | 1,721 |
| Provision for loan and lease losses | $45,000 | 2,529 |
| Total noninterest income | $2,046,000 | 1,716 |
| Gross Fiduciary activities income | $175,000 | 660 |
| Service charges on deposit accounts | $632,000 | 1,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,239,000 | 1,787 |
| Total noninterest expense | $5,540,000 | 2,458 |
| Salaries and employee benefits | $3,028,000 | 2,494 |
| Premises and equipment expense | $634,000 | 2,240 |
| Additional noninterest expense | $1,239,000 | 1,787 |
| Pre-tax net operating income | $8,491,000 | 1,102 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $8,491,000 | 953 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $8,491,000 | 956 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,491,000 | 953 |
| Net charge-offs | $37,000 | 1,610 |
| Cash dividends | $4,095,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $8,491,000 | 964 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,412,000 | 2,056 |
| Total interest expense | $552,000 | 3,417 |
| Net interest income | $7,860,000 | 1,770 |
| Provision for loan and lease losses | $30,000 | 2,429 |
| Total noninterest income | $1,305,000 | 1,697 |
| Gross Fiduciary activities income | $115,000 | 659 |
| Service charges on deposit accounts | $409,000 | 1,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 1,768 |
| Total noninterest expense | $3,636,000 | 2,471 |
| Salaries and employee benefits | $2,027,000 | 2,488 |
| Premises and equipment expense | $413,000 | 2,267 |
| Additional noninterest expense | $781,000 | 1,766 |
| Pre-tax net operating income | $5,499,000 | 1,129 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $4,000 | 3,373 |
| Income before extraordinary items | $5,495,000 | 985 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,495,000 | 998 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,495,000 | 985 |
| Net charge-offs | $27,000 | 1,431 |
| Cash dividends | $2,900,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $5,495,000 | 993 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 2,165 |
| Total interest expense | $195,000 | 3,581 |
| Net interest income | $3,637,000 | 1,889 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $647,000 | 1,709 |
| Gross Fiduciary activities income | $61,000 | 678 |
| Service charges on deposit accounts | $206,000 | 1,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 1,792 |
| Total noninterest expense | $1,783,000 | 2,534 |
| Salaries and employee benefits | $1,007,000 | 2,537 |
| Premises and equipment expense | $201,000 | 2,341 |
| Additional noninterest expense | $380,000 | 1,792 |
| Pre-tax net operating income | $2,486,000 | 1,237 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $4,000 | 3,280 |
| Income before extraordinary items | $2,482,000 | 1,077 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,482,000 | 1,076 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,482,000 | 1,076 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $1,000,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,482,000 | 1,092 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,768,000 | 2,178 |
| Total interest expense | $294,000 | 3,774 |
| Net interest income | $12,474,000 | 2,046 |
| Provision for loan and lease losses | $940,000 | 855 |
| Total noninterest income | $2,905,000 | 1,666 |
| Gross Fiduciary activities income | $245,000 | 687 |
| Service charges on deposit accounts | $799,000 | 1,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,861,000 | 1,693 |
| Total noninterest expense | $6,860,000 | 2,542 |
| Salaries and employee benefits | $3,752,000 | 2,595 |
| Premises and equipment expense | $761,000 | 2,387 |
| Additional noninterest expense | $1,861,000 | 1,693 |
| Pre-tax net operating income | $7,579,000 | 1,546 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $15,000 | 3,474 |
| Income before extraordinary items | $7,564,000 | 1,365 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,564,000 | 1,365 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,564,000 | 1,365 |
| Net charge-offs | $7,000 | 2,241 |
| Cash dividends | $4,750,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,564,000 | 1,383 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,127,000 | 2,192 |
| Total interest expense | $190,000 | 3,764 |
| Net interest income | $8,937,000 | 2,090 |
| Provision for loan and lease losses | $325,000 | 1,195 |
| Total noninterest income | $2,212,000 | 1,677 |
| Gross Fiduciary activities income | $190,000 | 679 |
| Service charges on deposit accounts | $579,000 | 1,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,443,000 | 1,688 |
| Total noninterest expense | $5,156,000 | 2,534 |
| Salaries and employee benefits | $2,834,000 | 2,593 |
| Premises and equipment expense | $584,000 | 2,361 |
| Additional noninterest expense | $1,443,000 | 1,688 |
| Pre-tax net operating income | $5,668,000 | 1,546 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $11,000 | 3,469 |
| Income before extraordinary items | $5,657,000 | 1,347 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,657,000 | 1,346 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,657,000 | 1,347 |
| Net charge-offs | $-13,000 | 3,680 |
| Cash dividends | $3,250,000 | 796 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,657,000 | 1,379 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 2,224 |
| Total interest expense | $112,000 | 3,841 |
| Net interest income | $5,695,000 | 2,125 |
| Provision for loan and lease losses | $90,000 | 1,575 |
| Total noninterest income | $1,427,000 | 1,695 |
| Gross Fiduciary activities income | $136,000 | 641 |
| Service charges on deposit accounts | $357,000 | 1,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $934,000 | 1,742 |
| Total noninterest expense | $3,407,000 | 2,535 |
| Salaries and employee benefits | $1,876,000 | 2,604 |
| Premises and equipment expense | $387,000 | 2,372 |
| Additional noninterest expense | $1,144,000 | 2,383 |
| Pre-tax net operating income | $3,625,000 | 1,511 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $7,000 | 3,438 |
| Income before extraordinary items | $3,618,000 | 1,319 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,618,000 | 1,318 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,618,000 | 1,319 |
| Net charge-offs | $-12,000 | 3,724 |
| Cash dividends | $2,250,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,618,000 | 1,348 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 2,231 |
| Total interest expense | $52,000 | 3,893 |
| Net interest income | $2,735,000 | 2,137 |
| Provision for loan and lease losses | $45,000 | 1,393 |
| Total noninterest income | $691,000 | 1,737 |
| Gross Fiduciary activities income | $70,000 | 640 |
| Service charges on deposit accounts | $174,000 | 1,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 1,791 |
| Total noninterest expense | $1,698,000 | 2,541 |
| Salaries and employee benefits | $939,000 | 2,601 |
| Premises and equipment expense | $191,000 | 2,401 |
| Additional noninterest expense | $568,000 | 2,369 |
| Pre-tax net operating income | $1,683,000 | 1,517 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $4,000 | 3,304 |
| Income before extraordinary items | $1,679,000 | 1,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,679,000 | 1,348 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,679,000 | 1,348 |
| Net charge-offs | $-15,000 | 4,054 |
| Cash dividends | $850,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,679,000 | 1,364 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,898,000 | 2,212 |
| Total interest expense | $250,000 | 3,936 |
| Net interest income | $11,648,000 | 2,067 |
| Provision for loan and lease losses | $120,000 | 2,036 |
| Total noninterest income | $3,472,000 | 1,633 |
| Gross Fiduciary activities income | $266,000 | 644 |
| Service charges on deposit accounts | $625,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,581,000 | 1,633 |
| Total noninterest expense | $6,446,000 | 2,613 |
| Salaries and employee benefits | $3,553,000 | 2,684 |
| Premises and equipment expense | $773,000 | 2,364 |
| Additional noninterest expense | $2,120,000 | 2,478 |
| Pre-tax net operating income | $8,554,000 | 1,415 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $14,000 | 3,541 |
| Income before extraordinary items | $8,540,000 | 1,285 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,540,000 | 1,284 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,540,000 | 1,285 |
| Net charge-offs | $-159,000 | 4,486 |
| Cash dividends | $5,300,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,540,000 | 1,262 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,820,000 | 2,276 |
| Total interest expense | $193,000 | 4,000 |
| Net interest income | $8,627,000 | 2,123 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $2,652,000 | 1,662 |
| Gross Fiduciary activities income | $197,000 | 642 |
| Service charges on deposit accounts | $447,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,008,000 | 1,665 |
| Total noninterest expense | $4,813,000 | 2,636 |
| Salaries and employee benefits | $2,663,000 | 2,692 |
| Premises and equipment expense | $582,000 | 2,389 |
| Additional noninterest expense | $1,568,000 | 2,505 |
| Pre-tax net operating income | $6,376,000 | 1,479 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $11,000 | 3,508 |
| Income before extraordinary items | $6,365,000 | 1,335 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,365,000 | 1,335 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,365,000 | 1,335 |
| Net charge-offs | $-162,000 | 4,600 |
| Cash dividends | $3,300,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,365,000 | 1,315 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 2,306 |
| Total interest expense | $138,000 | 3,992 |
| Net interest income | $5,598,000 | 2,162 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $1,740,000 | 1,652 |
| Gross Fiduciary activities income | $133,000 | 647 |
| Service charges on deposit accounts | $283,000 | 1,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,324,000 | 1,630 |
| Total noninterest expense | $3,191,000 | 2,630 |
| Salaries and employee benefits | $1,761,000 | 2,702 |
| Premises and equipment expense | $388,000 | 2,377 |
| Additional noninterest expense | $1,042,000 | 2,500 |
| Pre-tax net operating income | $4,087,000 | 1,496 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $8,000 | 3,487 |
| Income before extraordinary items | $4,079,000 | 1,380 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,079,000 | 1,380 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,079,000 | 1,380 |
| Net charge-offs | $-161,000 | 4,709 |
| Cash dividends | $2,300,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,079,000 | 1,349 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 2,364 |
| Total interest expense | $79,000 | 3,940 |
| Net interest income | $2,670,000 | 2,220 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $928,000 | 1,587 |
| Gross Fiduciary activities income | $70,000 | 639 |
| Service charges on deposit accounts | $140,000 | 1,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 1,560 |
| Total noninterest expense | $1,575,000 | 2,641 |
| Salaries and employee benefits | $887,000 | 2,688 |
| Premises and equipment expense | $191,000 | 2,414 |
| Additional noninterest expense | $497,000 | 2,549 |
| Pre-tax net operating income | $1,993,000 | 1,528 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,993,000 | 1,402 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,993,000 | 1,402 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,993,000 | 1,402 |
| Net charge-offs | $-156,000 | 4,840 |
| Cash dividends | $700,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,993,000 | 1,363 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,467,000 | 2,313 |
| Total interest expense | $635,000 | 3,566 |
| Net interest income | $10,832,000 | 2,124 |
| Provision for loan and lease losses | $1,025,000 | 1,571 |
| Total noninterest income | $3,777,000 | 1,518 |
| Gross Fiduciary activities income | $258,000 | 651 |
| Service charges on deposit accounts | $674,000 | 1,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,845,000 | 1,477 |
| Total noninterest expense | $6,267,000 | 2,631 |
| Salaries and employee benefits | $3,277,000 | 2,790 |
| Premises and equipment expense | $771,000 | 2,395 |
| Additional noninterest expense | $2,219,000 | 2,366 |
| Pre-tax net operating income | $7,317,000 | 1,341 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $7,317,000 | 1,223 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,317,000 | 1,223 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,317,000 | 1,223 |
| Net charge-offs | $32,000 | 2,613 |
| Cash dividends | $3,900,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $7,317,000 | 1,187 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 2,326 |
| Total interest expense | $537,000 | 3,505 |
| Net interest income | $8,054,000 | 2,126 |
| Provision for loan and lease losses | $365,000 | 2,246 |
| Total noninterest income | $2,731,000 | 1,507 |
| Gross Fiduciary activities income | $204,000 | 638 |
| Service charges on deposit accounts | $506,000 | 1,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,021,000 | 1,486 |
| Total noninterest expense | $4,666,000 | 2,626 |
| Salaries and employee benefits | $2,456,000 | 2,783 |
| Premises and equipment expense | $575,000 | 2,391 |
| Additional noninterest expense | $1,635,000 | 2,366 |
| Pre-tax net operating income | $5,754,000 | 1,257 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $5,754,000 | 1,137 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,754,000 | 1,137 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,754,000 | 1,137 |
| Net charge-offs | $34,000 | 2,249 |
| Cash dividends | $2,650,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,754,000 | 1,105 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,647,000 | 2,373 |
| Total interest expense | $397,000 | 3,464 |
| Net interest income | $5,250,000 | 2,183 |
| Provision for loan and lease losses | $120,000 | 2,806 |
| Total noninterest income | $1,646,000 | 1,526 |
| Gross Fiduciary activities income | $149,000 | 635 |
| Service charges on deposit accounts | $350,000 | 1,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,147,000 | 1,535 |
| Total noninterest expense | $3,099,000 | 2,640 |
| Salaries and employee benefits | $1,634,000 | 2,799 |
| Premises and equipment expense | $369,000 | 2,429 |
| Additional noninterest expense | $1,096,000 | 2,361 |
| Pre-tax net operating income | $3,677,000 | 1,242 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $3,677,000 | 1,102 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,677,000 | 1,102 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,677,000 | 1,102 |
| Net charge-offs | $-3,000 | 3,999 |
| Cash dividends | $550,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $3,677,000 | 1,078 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 2,359 |
| Total interest expense | $207,000 | 3,550 |
| Net interest income | $2,623,000 | 2,138 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $682,000 | 1,634 |
| Gross Fiduciary activities income | $100,000 | 599 |
| Service charges on deposit accounts | $219,000 | 1,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 1,825 |
| Total noninterest expense | $1,525,000 | 2,686 |
| Salaries and employee benefits | $802,000 | 2,842 |
| Premises and equipment expense | $181,000 | 2,487 |
| Additional noninterest expense | $542,000 | 2,391 |
| Pre-tax net operating income | $1,720,000 | 1,187 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,720,000 | 1,060 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,720,000 | 1,059 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,720,000 | 1,060 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $550,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,720,000 | 1,045 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,917,000 | 2,436 |
| Total interest expense | $717,000 | 3,776 |
| Net interest income | $10,200,000 | 2,202 |
| Provision for loan and lease losses | $340,000 | 1,841 |
| Total noninterest income | $2,393,000 | 1,794 |
| Gross Fiduciary activities income | $226,000 | 677 |
| Service charges on deposit accounts | $832,000 | 1,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,335,000 | 1,924 |
| Total noninterest expense | $5,774,000 | 2,760 |
| Salaries and employee benefits | $3,019,000 | 2,931 |
| Premises and equipment expense | $664,000 | 2,622 |
| Additional noninterest expense | $2,091,000 | 2,477 |
| Pre-tax net operating income | $6,479,000 | 1,449 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $6,479,000 | 1,315 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,479,000 | 1,316 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,479,000 | 1,317 |
| Net charge-offs | $170,000 | 1,814 |
| Cash dividends | $3,875,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,479,000 | 1,290 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,100,000 | 2,476 |
| Total interest expense | $526,000 | 3,841 |
| Net interest income | $7,574,000 | 2,256 |
| Provision for loan and lease losses | $180,000 | 2,065 |
| Total noninterest income | $1,731,000 | 1,828 |
| Gross Fiduciary activities income | $170,000 | 673 |
| Service charges on deposit accounts | $609,000 | 1,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 1,983 |
| Total noninterest expense | $4,360,000 | 2,763 |
| Salaries and employee benefits | $2,267,000 | 2,935 |
| Premises and equipment expense | $525,000 | 2,554 |
| Additional noninterest expense | $1,568,000 | 2,485 |
| Pre-tax net operating income | $4,765,000 | 1,504 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $4,765,000 | 1,354 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,765,000 | 1,355 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,765,000 | 1,356 |
| Net charge-offs | $158,000 | 1,461 |
| Cash dividends | $1,875,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,765,000 | 1,323 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,290,000 | 2,516 |
| Total interest expense | $341,000 | 3,866 |
| Net interest income | $4,949,000 | 2,290 |
| Provision for loan and lease losses | $120,000 | 2,025 |
| Total noninterest income | $1,097,000 | 1,863 |
| Gross Fiduciary activities income | $111,000 | 677 |
| Service charges on deposit accounts | $396,000 | 1,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,025 |
| Total noninterest expense | $2,917,000 | 2,781 |
| Salaries and employee benefits | $1,523,000 | 2,931 |
| Premises and equipment expense | $335,000 | 2,622 |
| Additional noninterest expense | $1,059,000 | 2,478 |
| Pre-tax net operating income | $3,009,000 | 1,540 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $3,009,000 | 1,380 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,009,000 | 1,379 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,009,000 | 1,380 |
| Net charge-offs | $198,000 | 991 |
| Cash dividends | $1,375,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,009,000 | 1,357 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 2,572 |
| Total interest expense | $161,000 | 3,930 |
| Net interest income | $2,413,000 | 2,338 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $512,000 | 1,896 |
| Gross Fiduciary activities income | $47,000 | 705 |
| Service charges on deposit accounts | $190,000 | 1,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 2,050 |
| Total noninterest expense | $1,465,000 | 2,790 |
| Salaries and employee benefits | $765,000 | 2,944 |
| Premises and equipment expense | $158,000 | 2,756 |
| Additional noninterest expense | $542,000 | 2,452 |
| Pre-tax net operating income | $1,400,000 | 1,608 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,400,000 | 1,423 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,400,000 | 1,421 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,400,000 | 1,422 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $400,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,400,000 | 1,400 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,740,000 | 2,568 |
| Total interest expense | $463,000 | 4,011 |
| Net interest income | $9,277,000 | 2,386 |
| Provision for loan and lease losses | $156,000 | 2,598 |
| Total noninterest income | $2,287,000 | 1,849 |
| Gross Fiduciary activities income | $202,000 | 709 |
| Service charges on deposit accounts | $814,000 | 1,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,271,000 | 1,978 |
| Total noninterest expense | $5,485,000 | 2,874 |
| Salaries and employee benefits | $2,862,000 | 3,045 |
| Premises and equipment expense | $630,000 | 2,748 |
| Additional noninterest expense | $1,993,000 | 2,595 |
| Pre-tax net operating income | $5,923,000 | 1,530 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,923,000 | 1,363 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,923,000 | 1,362 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,923,000 | 1,362 |
| Net charge-offs | $90,000 | 2,219 |
| Cash dividends | $3,787,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,923,000 | 1,354 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,145,000 | 2,610 |
| Total interest expense | $311,000 | 4,119 |
| Net interest income | $6,834,000 | 2,428 |
| Provision for loan and lease losses | $117,000 | 2,489 |
| Total noninterest income | $1,750,000 | 1,843 |
| Gross Fiduciary activities income | $153,000 | 698 |
| Service charges on deposit accounts | $603,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $994,000 | 1,937 |
| Total noninterest expense | $4,156,000 | 2,867 |
| Salaries and employee benefits | $2,159,000 | 3,034 |
| Premises and equipment expense | $476,000 | 2,759 |
| Additional noninterest expense | $1,521,000 | 2,585 |
| Pre-tax net operating income | $4,311,000 | 1,586 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $4,311,000 | 1,405 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,311,000 | 1,404 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,311,000 | 1,404 |
| Net charge-offs | $-20,000 | 4,663 |
| Cash dividends | $2,035,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,311,000 | 1,390 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 2,638 |
| Total interest expense | $183,000 | 4,248 |
| Net interest income | $4,482,000 | 2,459 |
| Provision for loan and lease losses | $78,000 | 2,404 |
| Total noninterest income | $1,152,000 | 1,842 |
| Gross Fiduciary activities income | $106,000 | 698 |
| Service charges on deposit accounts | $404,000 | 1,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $642,000 | 1,974 |
| Total noninterest expense | $2,785,000 | 2,887 |
| Salaries and employee benefits | $1,436,000 | 3,065 |
| Premises and equipment expense | $322,000 | 2,751 |
| Additional noninterest expense | $1,027,000 | 2,569 |
| Pre-tax net operating income | $2,771,000 | 1,607 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,771,000 | 1,429 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,771,000 | 1,428 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,771,000 | 1,428 |
| Net charge-offs | $-21,000 | 4,764 |
| Cash dividends | $1,512,000 | 943 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,771,000 | 1,416 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 2,678 |
| Total interest expense | $82,000 | 4,353 |
| Net interest income | $2,199,000 | 2,493 |
| Provision for loan and lease losses | $39,000 | 2,285 |
| Total noninterest income | $564,000 | 1,852 |
| Gross Fiduciary activities income | $51,000 | 712 |
| Service charges on deposit accounts | $201,000 | 1,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 1,979 |
| Total noninterest expense | $1,414,000 | 2,888 |
| Salaries and employee benefits | $722,000 | 3,074 |
| Premises and equipment expense | $162,000 | 2,773 |
| Additional noninterest expense | $530,000 | 2,528 |
| Pre-tax net operating income | $1,310,000 | 1,661 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,310,000 | 1,480 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,310,000 | 1,480 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,310,000 | 1,480 |
| Net charge-offs | $-20,000 | 4,983 |
| Cash dividends | $567,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,310,000 | 1,465 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 2,711 |
| Total interest expense | $326,000 | 4,289 |
| Net interest income | $8,366,000 | 2,555 |
| Provision for loan and lease losses | $111,000 | 2,971 |
| Total noninterest income | $2,133,000 | 1,952 |
| Gross Fiduciary activities income | $187,000 | 723 |
| Service charges on deposit accounts | $790,000 | 1,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,156,000 | 2,113 |
| Total noninterest expense | $5,383,000 | 2,971 |
| Salaries and employee benefits | $2,738,000 | 3,166 |
| Premises and equipment expense | $651,000 | 2,783 |
| Additional noninterest expense | $1,994,000 | 2,655 |
| Pre-tax net operating income | $5,005,000 | 1,709 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $5,005,000 | 1,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,005,000 | 1,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,005,000 | 1,340 |
| Net charge-offs | $7,000 | 3,779 |
| Cash dividends | $3,630,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $5,005,000 | 1,329 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 2,752 |
| Total interest expense | $259,000 | 4,232 |
| Net interest income | $6,166,000 | 2,600 |
| Provision for loan and lease losses | $72,000 | 2,995 |
| Total noninterest income | $1,597,000 | 1,982 |
| Gross Fiduciary activities income | $141,000 | 724 |
| Service charges on deposit accounts | $595,000 | 1,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $861,000 | 2,144 |
| Total noninterest expense | $4,053,000 | 2,985 |
| Salaries and employee benefits | $2,062,000 | 3,171 |
| Premises and equipment expense | $488,000 | 2,805 |
| Additional noninterest expense | $1,503,000 | 2,661 |
| Pre-tax net operating income | $3,638,000 | 1,778 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,638,000 | 1,480 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,638,000 | 1,478 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,638,000 | 1,480 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $2,080,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,638,000 | 1,462 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 2,767 |
| Total interest expense | $174,000 | 4,208 |
| Net interest income | $4,039,000 | 2,629 |
| Provision for loan and lease losses | $48,000 | 2,913 |
| Total noninterest income | $1,062,000 | 1,970 |
| Gross Fiduciary activities income | $89,000 | 731 |
| Service charges on deposit accounts | $398,000 | 1,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $575,000 | 2,157 |
| Total noninterest expense | $2,704,000 | 3,000 |
| Salaries and employee benefits | $1,375,000 | 3,188 |
| Premises and equipment expense | $323,000 | 2,818 |
| Additional noninterest expense | $1,006,000 | 2,654 |
| Pre-tax net operating income | $2,349,000 | 1,790 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,349,000 | 1,495 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,349,000 | 1,495 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,349,000 | 1,495 |
| Net charge-offs | $-8,000 | 4,727 |
| Cash dividends | $1,480,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,349,000 | 1,480 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 2,799 |
| Total interest expense | $87,000 | 4,217 |
| Net interest income | $1,990,000 | 2,651 |
| Provision for loan and lease losses | $24,000 | 2,712 |
| Total noninterest income | $521,000 | 1,990 |
| Gross Fiduciary activities income | $43,000 | 745 |
| Service charges on deposit accounts | $206,000 | 1,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,222 |
| Total noninterest expense | $1,358,000 | 3,013 |
| Salaries and employee benefits | $687,000 | 3,222 |
| Premises and equipment expense | $156,000 | 2,921 |
| Additional noninterest expense | $515,000 | 2,619 |
| Pre-tax net operating income | $1,129,000 | 1,794 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,129,000 | 1,529 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,129,000 | 1,529 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,129,000 | 1,529 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $480,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,129,000 | 1,508 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,051,000 | 2,831 |
| Total interest expense | $313,000 | 4,399 |
| Net interest income | $7,738,000 | 2,690 |
| Provision for loan and lease losses | $204,000 | 2,420 |
| Total noninterest income | $2,205,000 | 1,999 |
| Gross Fiduciary activities income | $167,000 | 753 |
| Service charges on deposit accounts | $743,000 | 1,537 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,295,000 | 2,078 |
| Total noninterest expense | $5,508,000 | 3,002 |
| Salaries and employee benefits | $2,878,000 | 3,108 |
| Premises and equipment expense | $648,000 | 2,877 |
| Additional noninterest expense | $1,982,000 | 2,784 |
| Pre-tax net operating income | $4,231,000 | 1,859 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,236,000 | 1,575 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,236,000 | 1,573 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,236,000 | 1,574 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $3,000,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,231,000 | 1,553 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 2,863 |
| Total interest expense | $231,000 | 4,453 |
| Net interest income | $5,746,000 | 2,711 |
| Provision for loan and lease losses | $153,000 | 2,321 |
| Total noninterest income | $1,646,000 | 2,006 |
| Gross Fiduciary activities income | $120,000 | 751 |
| Service charges on deposit accounts | $549,000 | 1,555 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $977,000 | 2,078 |
| Total noninterest expense | $4,158,000 | 2,989 |
| Salaries and employee benefits | $2,189,000 | 3,076 |
| Premises and equipment expense | $480,000 | 2,913 |
| Additional noninterest expense | $1,489,000 | 2,765 |
| Pre-tax net operating income | $3,081,000 | 1,924 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,086,000 | 1,645 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,086,000 | 1,644 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,086,000 | 1,645 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $1,530,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,081,000 | 1,600 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,888,000 | 2,925 |
| Total interest expense | $153,000 | 4,496 |
| Net interest income | $3,735,000 | 2,765 |
| Provision for loan and lease losses | $102,000 | 2,271 |
| Total noninterest income | $1,017,000 | 2,085 |
| Gross Fiduciary activities income | $78,000 | 765 |
| Service charges on deposit accounts | $320,000 | 1,719 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $619,000 | 2,102 |
| Total noninterest expense | $2,746,000 | 3,028 |
| Salaries and employee benefits | $1,472,000 | 3,083 |
| Premises and equipment expense | $315,000 | 2,947 |
| Additional noninterest expense | $959,000 | 2,835 |
| Pre-tax net operating income | $1,904,000 | 2,021 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,904,000 | 1,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,904,000 | 1,742 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,904,000 | 1,743 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $955,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,904,000 | 1,689 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 2,950 |
| Total interest expense | $77,000 | 4,516 |
| Net interest income | $1,838,000 | 2,793 |
| Provision for loan and lease losses | $51,000 | 2,123 |
| Total noninterest income | $482,000 | 2,111 |
| Gross Fiduciary activities income | $38,000 | 774 |
| Service charges on deposit accounts | $158,000 | 1,728 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $286,000 | 2,150 |
| Total noninterest expense | $1,382,000 | 3,035 |
| Salaries and employee benefits | $728,000 | 3,128 |
| Premises and equipment expense | $159,000 | 2,961 |
| Additional noninterest expense | $495,000 | 2,793 |
| Pre-tax net operating income | $887,000 | 2,099 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $887,000 | 1,803 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $887,000 | 1,804 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $887,000 | 1,804 |
| Net charge-offs | $-26,000 | 5,551 |
| Cash dividends | $130,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $887,000 | 1,761 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 2,942 |
| Total interest expense | $300,000 | 4,613 |
| Net interest income | $7,297,000 | 2,783 |
| Provision for loan and lease losses | $527,000 | 1,299 |
| Total noninterest income | $2,028,000 | 2,089 |
| Gross Fiduciary activities income | $178,000 | 765 |
| Service charges on deposit accounts | $749,000 | 1,560 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,101,000 | 2,252 |
| Total noninterest expense | $5,341,000 | 3,079 |
| Salaries and employee benefits | $2,810,000 | 3,162 |
| Premises and equipment expense | $581,000 | 3,177 |
| Additional noninterest expense | $1,950,000 | 2,842 |
| Pre-tax net operating income | $3,457,000 | 2,085 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,457,000 | 1,813 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,457,000 | 1,816 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,457,000 | 1,816 |
| Net charge-offs | $875,000 | 770 |
| Cash dividends | $2,829,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,457,000 | 1,784 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 2,964 |
| Total interest expense | $225,000 | 4,684 |
| Net interest income | $5,460,000 | 2,803 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $1,490,000 | 2,136 |
| Gross Fiduciary activities income | $135,000 | 764 |
| Service charges on deposit accounts | $557,000 | 1,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $798,000 | 2,319 |
| Total noninterest expense | $4,024,000 | 3,099 |
| Salaries and employee benefits | $2,143,000 | 3,145 |
| Premises and equipment expense | $437,000 | 3,207 |
| Additional noninterest expense | $1,444,000 | 2,864 |
| Pre-tax net operating income | $2,791,000 | 2,022 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,791,000 | 1,733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,791,000 | 1,735 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,791,000 | 1,736 |
| Net charge-offs | $189,000 | 1,604 |
| Cash dividends | $1,729,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,791,000 | 1,691 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 2,989 |
| Total interest expense | $149,000 | 4,741 |
| Net interest income | $3,599,000 | 2,829 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $1,025,000 | 2,101 |
| Gross Fiduciary activities income | $84,000 | 781 |
| Service charges on deposit accounts | $371,000 | 1,568 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $570,000 | 2,268 |
| Total noninterest expense | $2,680,000 | 3,124 |
| Salaries and employee benefits | $1,424,000 | 3,179 |
| Premises and equipment expense | $280,000 | 3,306 |
| Additional noninterest expense | $976,000 | 2,860 |
| Pre-tax net operating income | $1,854,000 | 2,007 |
| Securities gains (losses) | $-19,000 | 6,175 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,835,000 | 1,739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,835,000 | 1,743 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,835,000 | 1,743 |
| Net charge-offs | $140,000 | 1,428 |
| Cash dividends | $1,229,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,854,000 | 1,670 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 3,061 |
| Total interest expense | $74,000 | 4,806 |
| Net interest income | $1,752,000 | 2,884 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $503,000 | 2,092 |
| Gross Fiduciary activities income | $39,000 | 794 |
| Service charges on deposit accounts | $176,000 | 1,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $288,000 | 2,179 |
| Total noninterest expense | $1,348,000 | 3,124 |
| Salaries and employee benefits | $709,000 | 3,213 |
| Premises and equipment expense | $138,000 | 3,373 |
| Additional noninterest expense | $501,000 | 2,791 |
| Pre-tax net operating income | $862,000 | 2,095 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $862,000 | 1,814 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $862,000 | 1,816 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $862,000 | 1,816 |
| Net charge-offs | $133,000 | 934 |
| Cash dividends | $429,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $862,000 | 1,745 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 3,100 |
| Total interest expense | $328,000 | 4,804 |
| Net interest income | $6,931,000 | 2,916 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $2,083,000 | 2,043 |
| Gross Fiduciary activities income | $222,000 | 757 |
| Service charges on deposit accounts | $837,000 | 1,514 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,024,000 | 2,304 |
| Total noninterest expense | $5,164,000 | 3,237 |
| Salaries and employee benefits | $2,708,000 | 3,298 |
| Premises and equipment expense | $585,000 | 3,286 |
| Additional noninterest expense | $1,871,000 | 3,040 |
| Pre-tax net operating income | $3,670,000 | 1,960 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,672,000 | 1,691 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,672,000 | 1,691 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,672,000 | 1,690 |
| Net charge-offs | $83,000 | 3,365 |
| Cash dividends | $2,875,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,670,000 | 1,674 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 3,145 |
| Total interest expense | $251,000 | 4,841 |
| Net interest income | $5,127,000 | 2,971 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $1,567,000 | 2,043 |
| Gross Fiduciary activities income | $167,000 | 753 |
| Service charges on deposit accounts | $644,000 | 1,491 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $756,000 | 2,337 |
| Total noninterest expense | $3,904,000 | 3,240 |
| Salaries and employee benefits | $2,036,000 | 3,317 |
| Premises and equipment expense | $433,000 | 3,359 |
| Additional noninterest expense | $1,435,000 | 2,989 |
| Pre-tax net operating income | $2,655,000 | 2,048 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,655,000 | 1,755 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,655,000 | 1,756 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,655,000 | 1,755 |
| Net charge-offs | $48,000 | 3,291 |
| Cash dividends | $1,775,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,655,000 | 1,725 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 3,185 |
| Total interest expense | $172,000 | 4,842 |
| Net interest income | $3,364,000 | 2,999 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $1,016,000 | 2,075 |
| Gross Fiduciary activities income | $114,000 | 753 |
| Service charges on deposit accounts | $422,000 | 1,496 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $480,000 | 2,356 |
| Total noninterest expense | $2,617,000 | 3,242 |
| Salaries and employee benefits | $1,352,000 | 3,348 |
| Premises and equipment expense | $298,000 | 3,301 |
| Additional noninterest expense | $967,000 | 2,973 |
| Pre-tax net operating income | $1,673,000 | 2,090 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,673,000 | 1,800 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,673,000 | 1,803 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,673,000 | 1,802 |
| Net charge-offs | $5,000 | 3,959 |
| Cash dividends | $1,250,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,673,000 | 1,753 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,237 |
| Total interest expense | $89,000 | 4,844 |
| Net interest income | $1,647,000 | 3,049 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $483,000 | 2,089 |
| Gross Fiduciary activities income | $54,000 | 765 |
| Service charges on deposit accounts | $218,000 | 1,434 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $211,000 | 2,478 |
| Total noninterest expense | $1,300,000 | 3,281 |
| Salaries and employee benefits | $677,000 | 3,366 |
| Premises and equipment expense | $147,000 | 3,389 |
| Additional noninterest expense | $476,000 | 3,000 |
| Pre-tax net operating income | $785,000 | 2,114 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $785,000 | 1,837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $785,000 | 1,841 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $785,000 | 1,840 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $785,000 | 1,800 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,264,000 | 3,162 |
| Total interest expense | $426,000 | 4,782 |
| Net interest income | $6,838,000 | 2,953 |
| Provision for loan and lease losses | $765,000 | 1,382 |
| Total noninterest income | $2,421,000 | 1,890 |
| Gross Fiduciary activities income | $183,000 | 789 |
| Service charges on deposit accounts | $852,000 | 1,562 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,386,000 | 1,953 |
| Total noninterest expense | $5,185,000 | 3,317 |
| Salaries and employee benefits | $2,708,000 | 3,339 |
| Premises and equipment expense | $633,000 | 3,185 |
| Additional noninterest expense | $1,844,000 | 3,158 |
| Pre-tax net operating income | $3,309,000 | 2,006 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,309,000 | 1,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,309,000 | 1,753 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,309,000 | 1,753 |
| Net charge-offs | $748,000 | 1,560 |
| Cash dividends | $2,575,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,309,000 | 1,715 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 3,180 |
| Total interest expense | $335,000 | 4,783 |
| Net interest income | $5,130,000 | 2,982 |
| Provision for loan and lease losses | $310,000 | 2,037 |
| Total noninterest income | $1,847,000 | 1,900 |
| Gross Fiduciary activities income | $128,000 | 797 |
| Service charges on deposit accounts | $630,000 | 1,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,089,000 | 1,930 |
| Total noninterest expense | $3,910,000 | 3,314 |
| Salaries and employee benefits | $2,066,000 | 3,315 |
| Premises and equipment expense | $479,000 | 3,201 |
| Additional noninterest expense | $1,365,000 | 3,185 |
| Pre-tax net operating income | $2,757,000 | 1,887 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,757,000 | 1,631 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,757,000 | 1,633 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,757,000 | 1,635 |
| Net charge-offs | $743,000 | 1,242 |
| Cash dividends | $1,575,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,757,000 | 1,589 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 3,188 |
| Total interest expense | $238,000 | 4,721 |
| Net interest income | $3,407,000 | 2,979 |
| Provision for loan and lease losses | $220,000 | 2,000 |
| Total noninterest income | $1,326,000 | 1,819 |
| Gross Fiduciary activities income | $89,000 | 799 |
| Service charges on deposit accounts | $416,000 | 1,579 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $821,000 | 1,824 |
| Total noninterest expense | $2,604,000 | 3,326 |
| Salaries and employee benefits | $1,386,000 | 3,321 |
| Premises and equipment expense | $318,000 | 3,235 |
| Additional noninterest expense | $900,000 | 3,203 |
| Pre-tax net operating income | $1,909,000 | 1,802 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,909,000 | 1,592 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,909,000 | 1,595 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,909,000 | 1,597 |
| Net charge-offs | $28,000 | 3,801 |
| Cash dividends | $1,375,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,909,000 | 1,524 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 3,223 |
| Total interest expense | $126,000 | 4,682 |
| Net interest income | $1,685,000 | 3,017 |
| Provision for loan and lease losses | $130,000 | 1,826 |
| Total noninterest income | $671,000 | 1,789 |
| Gross Fiduciary activities income | $47,000 | 793 |
| Service charges on deposit accounts | $207,000 | 1,580 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $417,000 | 1,801 |
| Total noninterest expense | $1,303,000 | 3,337 |
| Salaries and employee benefits | $688,000 | 3,359 |
| Premises and equipment expense | $165,000 | 3,175 |
| Additional noninterest expense | $450,000 | 3,217 |
| Pre-tax net operating income | $923,000 | 1,833 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $923,000 | 1,591 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $923,000 | 1,593 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $923,000 | 1,593 |
| Net charge-offs | $61,000 | 2,275 |
| Cash dividends | $375,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $923,000 | 1,532 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,845,000 | 3,164 |
| Total interest expense | $741,000 | 4,277 |
| Net interest income | $7,104,000 | 2,948 |
| Provision for loan and lease losses | $1,790,000 | 1,168 |
| Total noninterest income | $3,133,000 | 1,593 |
| Gross Fiduciary activities income | $136,000 | 841 |
| Service charges on deposit accounts | $1,078,000 | 1,331 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,919,000 | 1,563 |
| Total noninterest expense | $5,440,000 | 3,264 |
| Salaries and employee benefits | $2,755,000 | 3,329 |
| Premises and equipment expense | $640,000 | 3,230 |
| Additional noninterest expense | $2,045,000 | 3,052 |
| Pre-tax net operating income | $3,007,000 | 2,090 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $3,006,000 | 1,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,006,000 | 1,859 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,006,000 | 1,861 |
| Net charge-offs | $897,000 | 1,938 |
| Cash dividends | $2,500,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,006,000 | 1,758 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 3,199 |
| Total interest expense | $588,000 | 4,282 |
| Net interest income | $5,341,000 | 2,984 |
| Provision for loan and lease losses | $825,000 | 1,671 |
| Total noninterest income | $2,338,000 | 1,599 |
| Gross Fiduciary activities income | $102,000 | 840 |
| Service charges on deposit accounts | $853,000 | 1,257 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,383,000 | 1,600 |
| Total noninterest expense | $4,187,000 | 3,225 |
| Salaries and employee benefits | $2,172,000 | 3,229 |
| Premises and equipment expense | $473,000 | 3,302 |
| Additional noninterest expense | $1,542,000 | 3,038 |
| Pre-tax net operating income | $2,667,000 | 1,851 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $2,666,000 | 1,651 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,666,000 | 1,652 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,666,000 | 1,652 |
| Net charge-offs | $396,000 | 2,466 |
| Cash dividends | $2,500,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,666,000 | 1,556 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 3,197 |
| Total interest expense | $423,000 | 4,209 |
| Net interest income | $3,564,000 | 3,003 |
| Provision for loan and lease losses | $455,000 | 1,904 |
| Total noninterest income | $1,448,000 | 1,668 |
| Gross Fiduciary activities income | $69,000 | 845 |
| Service charges on deposit accounts | $575,000 | 1,229 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $804,000 | 1,747 |
| Total noninterest expense | $2,797,000 | 3,239 |
| Salaries and employee benefits | $1,449,000 | 3,240 |
| Premises and equipment expense | $318,000 | 3,290 |
| Additional noninterest expense | $1,030,000 | 3,055 |
| Pre-tax net operating income | $1,760,000 | 1,865 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $1,759,000 | 1,657 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,759,000 | 1,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,759,000 | 1,657 |
| Net charge-offs | $263,000 | 2,445 |
| Cash dividends | $2,075,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,759,000 | 1,575 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,197 |
| Total interest expense | $217,000 | 4,258 |
| Net interest income | $1,793,000 | 2,996 |
| Provision for loan and lease losses | $205,000 | 1,978 |
| Total noninterest income | $677,000 | 1,757 |
| Gross Fiduciary activities income | $32,000 | 863 |
| Service charges on deposit accounts | $281,000 | 1,255 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $364,000 | 1,873 |
| Total noninterest expense | $1,402,000 | 3,216 |
| Salaries and employee benefits | $720,000 | 3,273 |
| Premises and equipment expense | $162,000 | 3,266 |
| Additional noninterest expense | $520,000 | 2,998 |
| Pre-tax net operating income | $863,000 | 1,908 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $862,000 | 1,686 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $862,000 | 1,686 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $862,000 | 1,687 |
| Net charge-offs | $205,000 | 1,827 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $862,000 | 1,583 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 3,239 |
| Total interest expense | $1,058,000 | 4,283 |
| Net interest income | $7,196,000 | 2,993 |
| Provision for loan and lease losses | $1,260,000 | 2,099 |
| Total noninterest income | $2,567,000 | 1,681 |
| Gross Fiduciary activities income | $154,000 | 782 |
| Service charges on deposit accounts | $1,174,000 | 1,250 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,239,000 | 1,859 |
| Total noninterest expense | $5,187,000 | 3,432 |
| Salaries and employee benefits | $2,602,000 | 3,449 |
| Premises and equipment expense | $650,000 | 3,368 |
| Additional noninterest expense | $1,935,000 | 3,227 |
| Pre-tax net operating income | $3,316,000 | 1,675 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $3,315,000 | 1,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,315,000 | 1,474 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,315,000 | 1,474 |
| Net charge-offs | $1,542,000 | 1,830 |
| Cash dividends | $2,315,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,314,000 | 1,407 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,193,000 | 3,276 |
| Total interest expense | $820,000 | 4,313 |
| Net interest income | $5,373,000 | 3,031 |
| Provision for loan and lease losses | $725,000 | 2,393 |
| Total noninterest income | $1,916,000 | 1,657 |
| Gross Fiduciary activities income | $117,000 | 773 |
| Service charges on deposit accounts | $904,000 | 1,222 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $895,000 | 1,899 |
| Total noninterest expense | $3,912,000 | 3,424 |
| Salaries and employee benefits | $1,988,000 | 3,414 |
| Premises and equipment expense | $495,000 | 3,376 |
| Additional noninterest expense | $1,429,000 | 3,277 |
| Pre-tax net operating income | $2,652,000 | 1,647 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $2,650,000 | 1,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,650,000 | 1,437 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,650,000 | 1,437 |
| Net charge-offs | $409,000 | 2,883 |
| Cash dividends | $2,315,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,650,000 | 1,368 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 3,299 |
| Total interest expense | $580,000 | 4,265 |
| Net interest income | $3,548,000 | 3,054 |
| Provision for loan and lease losses | $250,000 | 3,239 |
| Total noninterest income | $1,145,000 | 1,810 |
| Gross Fiduciary activities income | $78,000 | 784 |
| Service charges on deposit accounts | $601,000 | 1,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $466,000 | 2,202 |
| Total noninterest expense | $2,600,000 | 3,473 |
| Salaries and employee benefits | $1,320,000 | 3,439 |
| Premises and equipment expense | $330,000 | 3,409 |
| Additional noninterest expense | $950,000 | 3,331 |
| Pre-tax net operating income | $1,843,000 | 1,564 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $1,843,000 | 1,349 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,843,000 | 1,349 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,843,000 | 1,349 |
| Net charge-offs | $91,000 | 3,938 |
| Cash dividends | $1,165,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,841,000 | 1,288 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 3,334 |
| Total interest expense | $300,000 | 4,300 |
| Net interest income | $1,755,000 | 3,077 |
| Provision for loan and lease losses | $122,000 | 3,104 |
| Total noninterest income | $563,000 | 1,830 |
| Gross Fiduciary activities income | $38,000 | 805 |
| Service charges on deposit accounts | $290,000 | 1,221 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $235,000 | 2,240 |
| Total noninterest expense | $1,311,000 | 3,447 |
| Salaries and employee benefits | $664,000 | 3,458 |
| Premises and equipment expense | $166,000 | 3,447 |
| Additional noninterest expense | $481,000 | 3,289 |
| Pre-tax net operating income | $885,000 | 1,617 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $884,000 | 1,374 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $884,000 | 1,374 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $884,000 | 1,374 |
| Net charge-offs | $-46,000 | 7,346 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $883,000 | 1,330 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,776,000 | 3,286 |
| Total interest expense | $1,521,000 | 4,233 |
| Net interest income | $7,255,000 | 2,981 |
| Provision for loan and lease losses | $1,175,000 | 2,811 |
| Total noninterest income | $2,683,000 | 1,680 |
| Gross Fiduciary activities income | $187,000 | 776 |
| Service charges on deposit accounts | $1,066,000 | 1,427 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,430,000 | 1,750 |
| Total noninterest expense | $5,243,000 | 3,473 |
| Salaries and employee benefits | $2,512,000 | 3,567 |
| Premises and equipment expense | $600,000 | 3,719 |
| Additional noninterest expense | $2,131,000 | 3,081 |
| Pre-tax net operating income | $3,520,000 | 1,415 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $3,522,000 | 1,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,522,000 | 1,214 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,522,000 | 1,215 |
| Net charge-offs | $883,000 | 2,865 |
| Cash dividends | $3,883,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,517,000 | 1,174 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,589,000 | 3,355 |
| Total interest expense | $1,177,000 | 4,295 |
| Net interest income | $5,412,000 | 3,034 |
| Provision for loan and lease losses | $690,000 | 3,053 |
| Total noninterest income | $1,925,000 | 1,745 |
| Gross Fiduciary activities income | $141,000 | 765 |
| Service charges on deposit accounts | $786,000 | 1,497 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $998,000 | 1,804 |
| Total noninterest expense | $4,046,000 | 3,379 |
| Salaries and employee benefits | $1,908,000 | 3,573 |
| Premises and equipment expense | $468,000 | 3,670 |
| Additional noninterest expense | $1,670,000 | 2,918 |
| Pre-tax net operating income | $2,601,000 | 1,521 |
| Securities gains (losses) | $5,000 | 3,295 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $2,603,000 | 1,280 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,603,000 | 1,284 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,603,000 | 1,284 |
| Net charge-offs | $292,000 | 3,766 |
| Cash dividends | $1,833,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,598,000 | 1,239 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,414,000 | 3,377 |
| Total interest expense | $805,000 | 4,332 |
| Net interest income | $3,609,000 | 3,042 |
| Provision for loan and lease losses | $350,000 | 3,380 |
| Total noninterest income | $1,269,000 | 1,703 |
| Gross Fiduciary activities income | $109,000 | 737 |
| Service charges on deposit accounts | $509,000 | 1,547 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $651,000 | 1,765 |
| Total noninterest expense | $2,713,000 | 3,371 |
| Salaries and employee benefits | $1,265,000 | 3,604 |
| Premises and equipment expense | $314,000 | 3,683 |
| Additional noninterest expense | $1,134,000 | 2,857 |
| Pre-tax net operating income | $1,815,000 | 1,433 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $1,817,000 | 1,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,817,000 | 1,228 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,817,000 | 1,228 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $1,063,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,812,000 | 1,187 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 3,490 |
| Total interest expense | $422,000 | 4,338 |
| Net interest income | $1,751,000 | 3,132 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $603,000 | 1,777 |
| Gross Fiduciary activities income | $34,000 | 834 |
| Service charges on deposit accounts | $229,000 | 1,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $340,000 | 1,693 |
| Total noninterest expense | $1,376,000 | 3,384 |
| Salaries and employee benefits | $632,000 | 3,666 |
| Premises and equipment expense | $159,000 | 3,729 |
| Additional noninterest expense | $585,000 | 2,765 |
| Pre-tax net operating income | $828,000 | 1,572 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $830,000 | 1,319 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $830,000 | 1,322 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $830,000 | 1,321 |
| Net charge-offs | $-146,000 | 7,873 |
| Cash dividends | $475,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $825,000 | 1,291 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,438 |
| Total interest expense | $2,140,000 | 4,261 |
| Net interest income | $7,068,000 | 3,044 |
| Provision for loan and lease losses | $1,350,000 | 3,033 |
| Total noninterest income | $3,221,000 | 1,528 |
| Gross Fiduciary activities income | $137,000 | 820 |
| Service charges on deposit accounts | $1,041,000 | 1,618 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,043,000 | 1,350 |
| Total noninterest expense | $5,582,000 | 3,371 |
| Salaries and employee benefits | $2,602,000 | 3,580 |
| Premises and equipment expense | $613,000 | 3,818 |
| Additional noninterest expense | $2,367,000 | 2,879 |
| Pre-tax net operating income | $3,357,000 | 1,204 |
| Securities gains (losses) | $29,000 | 2,891 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,386,000 | 1,003 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,386,000 | 1,001 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,386,000 | 1,002 |
| Net charge-offs | $687,000 | 3,373 |
| Cash dividends | $2,040,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,357,000 | 1,012 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,927,000 | 3,482 |
| Total interest expense | $1,692,000 | 4,273 |
| Net interest income | $5,235,000 | 3,066 |
| Provision for loan and lease losses | $700,000 | 3,273 |
| Total noninterest income | $2,598,000 | 1,476 |
| Gross Fiduciary activities income | $101,000 | 818 |
| Service charges on deposit accounts | $777,000 | 1,632 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,720,000 | 1,275 |
| Total noninterest expense | $4,357,000 | 3,263 |
| Salaries and employee benefits | $2,005,000 | 3,534 |
| Premises and equipment expense | $466,000 | 3,819 |
| Additional noninterest expense | $1,886,000 | 2,696 |
| Pre-tax net operating income | $2,776,000 | 1,168 |
| Securities gains (losses) | $29,000 | 2,577 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,805,000 | 966 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,805,000 | 966 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,805,000 | 967 |
| Net charge-offs | $597,000 | 2,813 |
| Cash dividends | $1,690,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,776,000 | 961 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,654,000 | 3,496 |
| Total interest expense | $1,193,000 | 4,263 |
| Net interest income | $3,461,000 | 3,076 |
| Provision for loan and lease losses | $500,000 | 2,961 |
| Total noninterest income | $1,933,000 | 1,368 |
| Gross Fiduciary activities income | $63,000 | 830 |
| Service charges on deposit accounts | $505,000 | 1,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,365,000 | 1,168 |
| Total noninterest expense | $2,964,000 | 3,253 |
| Salaries and employee benefits | $1,375,000 | 3,490 |
| Premises and equipment expense | $318,000 | 3,768 |
| Additional noninterest expense | $1,271,000 | 2,697 |
| Pre-tax net operating income | $1,930,000 | 1,182 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,939,000 | 980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,939,000 | 980 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,939,000 | 980 |
| Net charge-offs | $477,000 | 2,396 |
| Cash dividends | $1,142,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,930,000 | 951 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,453 |
| Total interest expense | $624,000 | 4,263 |
| Net interest income | $1,771,000 | 3,009 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $886,000 | 1,426 |
| Gross Fiduciary activities income | $33,000 | 841 |
| Service charges on deposit accounts | $241,000 | 1,673 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $612,000 | 1,220 |
| Total noninterest expense | $1,461,000 | 3,208 |
| Salaries and employee benefits | $711,000 | 3,424 |
| Premises and equipment expense | $159,000 | 3,817 |
| Additional noninterest expense | $591,000 | 2,600 |
| Pre-tax net operating income | $1,046,000 | 1,235 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,050,000 | 1,030 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,050,000 | 1,030 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,050,000 | 1,032 |
| Net charge-offs | $308,000 | 1,746 |
| Cash dividends | $325,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,046,000 | 960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,637,000 | 3,369 |
| Total interest expense | $2,994,000 | 4,260 |
| Net interest income | $7,643,000 | 2,825 |
| Provision for loan and lease losses | $668,000 | 3,316 |
| Total noninterest income | $2,706,000 | 1,709 |
| Gross Fiduciary activities income | $149,000 | 832 |
| Service charges on deposit accounts | $1,120,000 | 1,596 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,437,000 | 1,648 |
| Total noninterest expense | $5,183,000 | 3,459 |
| Salaries and employee benefits | $2,657,000 | 3,597 |
| Premises and equipment expense | $618,000 | 3,852 |
| Additional noninterest expense | $1,908,000 | 2,974 |
| Pre-tax net operating income | $4,498,000 | 1,216 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $432,000 | 1,994 |
| Income before extraordinary items | $4,070,000 | 1,021 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,070,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $743,000 | 2,288 |
| Cash dividends | $2,204,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,066,400 | 1,092 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,093,000 | 3,395 |
| Total interest expense | $2,351,000 | 4,253 |
| Net interest income | $5,742,000 | 2,847 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $2,202,000 | 1,657 |
| Gross Fiduciary activities income | $115,000 | 834 |
| Service charges on deposit accounts | $856,000 | 1,572 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,231,000 | 1,573 |
| Total noninterest expense | $3,858,000 | 3,468 |
| Salaries and employee benefits | $2,041,000 | 3,557 |
| Premises and equipment expense | $472,000 | 3,793 |
| Additional noninterest expense | $1,345,000 | 3,046 |
| Pre-tax net operating income | $3,861,000 | 1,286 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $432,000 | 2,075 |
| Income before extraordinary items | $3,433,000 | 1,083 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,433,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 2,147 |
| Cash dividends | $1,714,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,429,440 | 1,139 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 3,411 |
| Total interest expense | $1,672,000 | 4,198 |
| Net interest income | $3,775,000 | 2,856 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $1,690,000 | 1,511 |
| Gross Fiduciary activities income | $77,000 | 839 |
| Service charges on deposit accounts | $558,000 | 1,578 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,055,000 | 1,344 |
| Total noninterest expense | $2,569,000 | 3,484 |
| Salaries and employee benefits | $1,361,000 | 3,598 |
| Premises and equipment expense | $319,000 | 3,777 |
| Additional noninterest expense | $889,000 | 3,045 |
| Pre-tax net operating income | $2,746,000 | 1,284 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $432,000 | 1,780 |
| Income before extraordinary items | $2,314,000 | 1,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,314,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $1,245,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,314,000 | 1,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 3,461 |
| Total interest expense | $901,000 | 4,179 |
| Net interest income | $1,864,000 | 2,884 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $1,056,000 | 1,275 |
| Gross Fiduciary activities income | $43,000 | 837 |
| Service charges on deposit accounts | $266,000 | 1,627 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $747,000 | 1,061 |
| Total noninterest expense | $1,242,000 | 3,594 |
| Salaries and employee benefits | $698,000 | 3,547 |
| Premises and equipment expense | $152,000 | 3,950 |
| Additional noninterest expense | $392,000 | 3,375 |
| Pre-tax net operating income | $1,603,000 | 1,177 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $432,000 | 1,131 |
| Income before extraordinary items | $1,171,000 | 1,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,171,000 | 1,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,171,000 | 1,250 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,481,000 | 3,405 |
| Total interest expense | $3,831,000 | 4,116 |
| Net interest income | $7,650,000 | 2,852 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $1,979,000 | 2,229 |
| Gross Fiduciary activities income | $167,000 | 837 |
| Service charges on deposit accounts | $1,126,000 | 1,590 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $686,000 | 2,789 |
| Total noninterest expense | $5,258,000 | 3,321 |
| Salaries and employee benefits | $2,680,000 | 3,534 |
| Premises and equipment expense | $672,000 | 3,538 |
| Additional noninterest expense | $1,906,000 | 2,776 |
| Pre-tax net operating income | $4,131,000 | 1,927 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $1,299,000 | 1,571 |
| Income before extraordinary items | $2,845,000 | 2,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,845,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,540 |
| Cash dividends | $1,600,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,836,030 | 2,112 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 3,418 |
| Total interest expense | $2,882,000 | 4,113 |
| Net interest income | $5,732,000 | 2,853 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,454,000 | 2,266 |
| Gross Fiduciary activities income | $123,000 | 838 |
| Service charges on deposit accounts | $834,000 | 1,586 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $497,000 | 2,859 |
| Total noninterest expense | $3,991,000 | 3,248 |
| Salaries and employee benefits | $2,035,000 | 3,481 |
| Premises and equipment expense | $509,000 | 3,506 |
| Additional noninterest expense | $1,447,000 | 2,705 |
| Pre-tax net operating income | $3,015,000 | 2,094 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $945,000 | 1,711 |
| Income before extraordinary items | $2,083,000 | 2,296 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,083,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,266 |
| Cash dividends | $1,100,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,074,030 | 2,289 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,735,000 | 3,424 |
| Total interest expense | $1,912,000 | 4,140 |
| Net interest income | $3,823,000 | 2,873 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $969,000 | 2,288 |
| Gross Fiduciary activities income | $81,000 | 852 |
| Service charges on deposit accounts | $554,000 | 1,587 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $334,000 | 2,848 |
| Total noninterest expense | $2,689,000 | 3,252 |
| Salaries and employee benefits | $1,374,000 | 3,474 |
| Premises and equipment expense | $342,000 | 3,505 |
| Additional noninterest expense | $973,000 | 2,694 |
| Pre-tax net operating income | $1,983,000 | 2,175 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $618,000 | 1,805 |
| Income before extraordinary items | $1,371,000 | 2,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,371,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $525,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,366,860 | 2,359 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 3,456 |
| Total interest expense | $960,000 | 4,110 |
| Net interest income | $1,859,000 | 2,954 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $503,000 | 2,207 |
| Gross Fiduciary activities income | $42,000 | 852 |
| Service charges on deposit accounts | $270,000 | 1,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $191,000 | 2,612 |
| Total noninterest expense | $1,336,000 | 3,277 |
| Salaries and employee benefits | $686,000 | 3,518 |
| Premises and equipment expense | $167,000 | 3,593 |
| Additional noninterest expense | $483,000 | 2,697 |
| Pre-tax net operating income | $966,000 | 2,234 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $305,000 | 1,833 |
| Income before extraordinary items | $667,000 | 2,424 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $667,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $662,860 | 2,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,246,000 | 3,507 |
| Total interest expense | $2,773,000 | 4,525 |
| Net interest income | $7,473,000 | 2,932 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $1,912,000 | 2,300 |
| Gross Fiduciary activities income | $181,000 | 828 |
| Service charges on deposit accounts | $1,001,000 | 1,750 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $730,000 | 2,715 |
| Total noninterest expense | $5,037,000 | 3,339 |
| Salaries and employee benefits | $2,472,000 | 3,642 |
| Premises and equipment expense | $673,000 | 3,434 |
| Additional noninterest expense | $1,892,000 | 2,698 |
| Pre-tax net operating income | $4,168,000 | 2,187 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,299,000 | 1,865 |
| Income before extraordinary items | $2,869,000 | 2,350 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,869,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,469 |
| Cash dividends | $1,825,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,869,000 | 2,332 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,512,000 | 3,542 |
| Total interest expense | $1,884,000 | 4,721 |
| Net interest income | $5,628,000 | 2,953 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $1,416,000 | 2,320 |
| Gross Fiduciary activities income | $137,000 | 810 |
| Service charges on deposit accounts | $733,000 | 1,790 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $546,000 | 2,720 |
| Total noninterest expense | $3,830,000 | 3,278 |
| Salaries and employee benefits | $1,857,000 | 3,639 |
| Premises and equipment expense | $524,000 | 3,339 |
| Additional noninterest expense | $1,449,000 | 2,638 |
| Pre-tax net operating income | $3,094,000 | 2,277 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $966,000 | 1,930 |
| Income before extraordinary items | $2,128,000 | 2,446 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,128,000 | 2,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,502 |
| Cash dividends | $1,675,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,128,000 | 2,435 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 3,573 |
| Total interest expense | $1,181,000 | 4,765 |
| Net interest income | $3,673,000 | 3,013 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $938,000 | 2,320 |
| Gross Fiduciary activities income | $94,000 | 824 |
| Service charges on deposit accounts | $480,000 | 1,802 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $364,000 | 2,693 |
| Total noninterest expense | $2,591,000 | 3,257 |
| Salaries and employee benefits | $1,243,000 | 3,635 |
| Premises and equipment expense | $356,000 | 3,289 |
| Additional noninterest expense | $992,000 | 2,585 |
| Pre-tax net operating income | $1,960,000 | 2,345 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $610,000 | 2,032 |
| Income before extraordinary items | $1,350,000 | 2,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,350,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 8,626 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,350,000 | 2,517 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 3,597 |
| Total interest expense | $537,000 | 4,915 |
| Net interest income | $1,818,000 | 3,027 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $462,000 | 2,307 |
| Gross Fiduciary activities income | $46,000 | 829 |
| Service charges on deposit accounts | $231,000 | 1,814 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $185,000 | 2,627 |
| Total noninterest expense | $1,304,000 | 3,252 |
| Salaries and employee benefits | $627,000 | 3,635 |
| Premises and equipment expense | $169,000 | 3,439 |
| Additional noninterest expense | $508,000 | 2,510 |
| Pre-tax net operating income | $916,000 | 2,429 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $294,000 | 2,052 |
| Income before extraordinary items | $622,000 | 2,670 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,434 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $622,000 | 2,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 3,484 |
| Total interest expense | $1,678,000 | 4,953 |
| Net interest income | $7,095,000 | 3,009 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $2,281,000 | 2,009 |
| Gross Fiduciary activities income | $214,000 | 780 |
| Service charges on deposit accounts | $1,026,000 | 1,688 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,041,000 | 2,154 |
| Total noninterest expense | $4,824,000 | 3,330 |
| Salaries and employee benefits | $2,326,000 | 3,683 |
| Premises and equipment expense | $646,000 | 3,441 |
| Additional noninterest expense | $1,852,000 | 2,690 |
| Pre-tax net operating income | $4,252,000 | 2,126 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $1,329,000 | 1,863 |
| Income before extraordinary items | $2,925,000 | 2,300 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,925,000 | 2,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,585 |
| Cash dividends | $1,875,000 | 1,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,923,620 | 2,265 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,630,000 | 3,420 |
| Total interest expense | $1,203,000 | 4,929 |
| Net interest income | $5,427,000 | 2,942 |
| Provision for loan and lease losses | $225,000 | 2,711 |
| Total noninterest income | $1,711,000 | 2,005 |
| Gross Fiduciary activities income | $161,000 | 777 |
| Service charges on deposit accounts | $781,000 | 1,652 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $769,000 | 2,180 |
| Total noninterest expense | $3,624,000 | 3,306 |
| Salaries and employee benefits | $1,736,000 | 3,673 |
| Premises and equipment expense | $480,000 | 3,456 |
| Additional noninterest expense | $1,408,000 | 2,611 |
| Pre-tax net operating income | $3,289,000 | 2,076 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,017,000 | 1,855 |
| Income before extraordinary items | $2,274,000 | 2,240 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,274,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,990 |
| Cash dividends | $1,675,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,272,620 | 2,204 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 3,357 |
| Total interest expense | $768,000 | 4,895 |
| Net interest income | $3,650,000 | 2,890 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $1,064,000 | 2,083 |
| Gross Fiduciary activities income | $115,000 | 765 |
| Service charges on deposit accounts | $524,000 | 1,604 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $425,000 | 2,440 |
| Total noninterest expense | $2,513,000 | 3,180 |
| Salaries and employee benefits | $1,226,000 | 3,499 |
| Premises and equipment expense | $333,000 | 3,321 |
| Additional noninterest expense | $954,000 | 2,556 |
| Pre-tax net operating income | $2,041,000 | 2,153 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $649,000 | 1,892 |
| Income before extraordinary items | $1,394,000 | 2,349 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,394,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,392,640 | 2,320 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 3,364 |
| Total interest expense | $374,000 | 4,858 |
| Net interest income | $1,801,000 | 2,915 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $522,000 | 2,075 |
| Gross Fiduciary activities income | $47,000 | 823 |
| Service charges on deposit accounts | $256,000 | 1,598 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $219,000 | 2,348 |
| Total noninterest expense | $1,229,000 | 3,256 |
| Salaries and employee benefits | $607,000 | 3,535 |
| Premises and equipment expense | $162,000 | 3,432 |
| Additional noninterest expense | $460,000 | 2,634 |
| Pre-tax net operating income | $1,014,000 | 2,148 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $324,000 | 1,875 |
| Income before extraordinary items | $692,000 | 2,347 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $692,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $690,640 | 2,314 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,276,000 | 3,321 |
| Total interest expense | $1,419,000 | 4,665 |
| Net interest income | $6,857,000 | 2,946 |
| Provision for loan and lease losses | $415,000 | 2,302 |
| Total noninterest income | $2,445,000 | 1,901 |
| Gross Fiduciary activities income | $211,000 | 772 |
| Service charges on deposit accounts | $1,120,000 | 1,567 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,114,000 | 2,014 |
| Total noninterest expense | $6,150,000 | 2,572 |
| Salaries and employee benefits | $2,130,000 | 3,783 |
| Premises and equipment expense | $672,000 | 3,234 |
| Additional noninterest expense | $3,348,000 | 1,483 |
| Pre-tax net operating income | $2,737,000 | 2,780 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $825,000 | 2,482 |
| Income before extraordinary items | $1,916,000 | 3,027 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,916,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,787 |
| Cash dividends | $1,425,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,913,200 | 2,971 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,112,000 | 3,341 |
| Total interest expense | $1,059,000 | 4,634 |
| Net interest income | $5,053,000 | 2,969 |
| Provision for loan and lease losses | $288,000 | 2,344 |
| Total noninterest income | $1,764,000 | 1,966 |
| Gross Fiduciary activities income | $161,000 | 771 |
| Service charges on deposit accounts | $823,000 | 1,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $780,000 | 2,105 |
| Total noninterest expense | $3,655,000 | 3,170 |
| Salaries and employee benefits | $1,575,000 | 3,811 |
| Premises and equipment expense | $518,000 | 3,156 |
| Additional noninterest expense | $1,562,000 | 2,310 |
| Pre-tax net operating income | $2,874,000 | 2,142 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $898,000 | 1,942 |
| Income before extraordinary items | $1,976,000 | 2,347 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,976,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,248 |
| Cash dividends | $1,375,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,976,000 | 2,293 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 3,357 |
| Total interest expense | $716,000 | 4,614 |
| Net interest income | $3,329,000 | 2,996 |
| Provision for loan and lease losses | $208,000 | 2,144 |
| Total noninterest income | $1,137,000 | 2,005 |
| Gross Fiduciary activities income | $96,000 | 805 |
| Service charges on deposit accounts | $534,000 | 1,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 2,167 |
| Total noninterest expense | $2,363,000 | 3,269 |
| Salaries and employee benefits | $1,056,000 | 3,816 |
| Premises and equipment expense | $347,000 | 3,153 |
| Additional noninterest expense | $960,000 | 2,476 |
| Pre-tax net operating income | $1,895,000 | 2,138 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $593,000 | 1,947 |
| Income before extraordinary items | $1,302,000 | 2,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,302,000 | 2,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,763 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,302,000 | 2,278 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,389 |
| Total interest expense | $353,000 | 4,681 |
| Net interest income | $1,657,000 | 2,996 |
| Provision for loan and lease losses | $104,000 | 2,079 |
| Total noninterest income | $575,000 | 1,949 |
| Gross Fiduciary activities income | $47,000 | 811 |
| Service charges on deposit accounts | $266,000 | 1,602 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $262,000 | 2,058 |
| Total noninterest expense | $1,168,000 | 3,299 |
| Salaries and employee benefits | $541,000 | 3,773 |
| Premises and equipment expense | $172,000 | 3,205 |
| Additional noninterest expense | $455,000 | 2,584 |
| Pre-tax net operating income | $960,000 | 2,086 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $300,000 | 1,932 |
| Income before extraordinary items | $660,000 | 2,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $660,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $660,000 | 2,213 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 3,404 |
| Total interest expense | $1,804,000 | 4,346 |
| Net interest income | $6,302,000 | 3,049 |
| Provision for loan and lease losses | $699,000 | 1,625 |
| Total noninterest income | $2,618,000 | 1,875 |
| Gross Fiduciary activities income | $185,000 | 825 |
| Service charges on deposit accounts | $1,118,000 | 1,539 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,315,000 | 1,993 |
| Total noninterest expense | $4,337,000 | 3,465 |
| Salaries and employee benefits | $2,063,000 | 3,825 |
| Premises and equipment expense | $664,000 | 3,224 |
| Additional noninterest expense | $1,610,000 | 2,889 |
| Pre-tax net operating income | $3,884,000 | 2,024 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $1,215,000 | 1,923 |
| Income before extraordinary items | $2,671,000 | 2,254 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,671,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,201 |
| Cash dividends | $1,160,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,669,620 | 2,149 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 3,419 |
| Total interest expense | $1,428,000 | 4,286 |
| Net interest income | $4,712,000 | 3,059 |
| Provision for loan and lease losses | $536,000 | 1,572 |
| Total noninterest income | $2,031,000 | 1,874 |
| Gross Fiduciary activities income | $139,000 | 819 |
| Service charges on deposit accounts | $852,000 | 1,523 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,040,000 | 1,997 |
| Total noninterest expense | $3,292,000 | 3,412 |
| Salaries and employee benefits | $1,544,000 | 3,823 |
| Premises and equipment expense | $527,000 | 3,072 |
| Additional noninterest expense | $1,221,000 | 2,843 |
| Pre-tax net operating income | $2,915,000 | 2,090 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $910,000 | 2,001 |
| Income before extraordinary items | $2,007,000 | 2,327 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,007,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,931 |
| Cash dividends | $1,010,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,005,620 | 2,216 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 3,383 |
| Total interest expense | $1,013,000 | 4,209 |
| Net interest income | $3,160,000 | 3,029 |
| Provision for loan and lease losses | $232,000 | 2,270 |
| Total noninterest income | $1,625,000 | 1,612 |
| Gross Fiduciary activities income | $93,000 | 824 |
| Service charges on deposit accounts | $587,000 | 1,459 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $945,000 | 1,577 |
| Total noninterest expense | $2,585,000 | 2,968 |
| Salaries and employee benefits | $997,000 | 3,926 |
| Premises and equipment expense | $346,000 | 3,105 |
| Additional noninterest expense | $1,242,000 | 1,932 |
| Pre-tax net operating income | $1,968,000 | 2,069 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $621,000 | 1,995 |
| Income before extraordinary items | $1,349,000 | 2,312 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,349,000 | 2,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $210,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,347,640 | 2,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 3,547 |
| Total interest expense | $530,000 | 4,151 |
| Net interest income | $1,454,000 | 3,263 |
| Provision for loan and lease losses | $106,000 | 2,255 |
| Total noninterest income | $740,000 | 1,697 |
| Gross Fiduciary activities income | $51,000 | 810 |
| Service charges on deposit accounts | $291,000 | 1,424 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $398,000 | 1,745 |
| Total noninterest expense | $1,191,000 | 3,174 |
| Salaries and employee benefits | $459,000 | 4,182 |
| Premises and equipment expense | $159,000 | 3,329 |
| Additional noninterest expense | $573,000 | 2,057 |
| Pre-tax net operating income | $897,000 | 2,244 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $274,000 | 2,175 |
| Income before extraordinary items | $623,000 | 2,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $623,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $131,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $623,000 | 2,306 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,330,000 | 3,529 |
| Total interest expense | $2,654,000 | 3,913 |
| Net interest income | $5,676,000 | 3,287 |
| Provision for loan and lease losses | $1,025,000 | 1,319 |
| Total noninterest income | $3,517,000 | 1,374 |
| Gross Fiduciary activities income | $303,000 | 711 |
| Service charges on deposit accounts | $1,390,000 | 1,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,824,000 | 1,419 |
| Total noninterest expense | $4,617,000 | 3,151 |
| Salaries and employee benefits | $1,971,000 | 3,779 |
| Premises and equipment expense | $720,000 | 2,932 |
| Additional noninterest expense | $1,926,000 | 2,391 |
| Pre-tax net operating income | $3,551,000 | 2,182 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-78,000 | 9,042 |
| Income before extraordinary items | $3,629,000 | 1,645 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,629,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,567 |
| Cash dividends | $2,235,000 | 1,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,629,000 | 1,599 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 3,779 |
| Total interest expense | $3,287,000 | 4,403 |
| Net interest income | $5,319,000 | 3,268 |
| Provision for loan and lease losses | $539,000 | 2,090 |
| Total noninterest income | $2,104,000 | 1,933 |
| Gross Fiduciary activities income | $281,000 | 739 |
| Service charges on deposit accounts | $990,000 | 1,488 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $833,000 | 2,327 |
| Total noninterest expense | $3,973,000 | 3,453 |
| Salaries and employee benefits | $1,868,000 | 3,795 |
| Premises and equipment expense | $733,000 | 2,839 |
| Additional noninterest expense | $1,372,000 | 3,109 |
| Pre-tax net operating income | $2,911,000 | 2,321 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,911,000 | 1,805 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,911,000 | 1,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,714 |
| Cash dividends | $2,117,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,911,000 | 1,738 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,889,000 | 4,179 |
| Total interest expense | $3,392,000 | 4,488 |
| Net interest income | $4,497,000 | 3,793 |
| Provision for loan and lease losses | $186,000 | 3,893 |
| Total noninterest income | $1,706,000 | 2,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $775,000 | 1,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $931,000 | 1,945 |
| Total noninterest expense | $4,378,000 | 3,075 |
| Salaries and employee benefits | $2,461,000 | 2,866 |
| Premises and equipment expense | $813,000 | 2,530 |
| Additional noninterest expense | $1,104,000 | 3,687 |
| Pre-tax net operating income | $1,639,000 | 3,818 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,639,000 | 3,022 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,639,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,496 |
| Cash dividends | $1,686,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,639,000 | 3,015 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,220,000 | 4,281 |
| Total interest expense | $3,023,000 | 4,571 |
| Net interest income | $4,197,000 | 4,006 |
| Provision for loan and lease losses | $182,000 | 3,748 |
| Total noninterest income | $1,316,000 | 2,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $687,000 | 1,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 2,547 |
| Total noninterest expense | $3,600,000 | 3,629 |
| Salaries and employee benefits | $1,735,000 | 3,862 |
| Premises and equipment expense | $886,000 | 2,294 |
| Additional noninterest expense | $979,000 | 4,087 |
| Pre-tax net operating income | $1,731,000 | 3,721 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $216,000 | 5,539 |
| Income before extraordinary items | $1,515,000 | 3,216 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,515,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,880 |
| Cash dividends | $419,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,515,000 | 3,184 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 4,347 |
| Total interest expense | $2,968,000 | 4,772 |
| Net interest income | $4,142,000 | 4,014 |
| Provision for loan and lease losses | $122,000 | 4,587 |
| Total noninterest income | $1,144,000 | 2,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,881 |
| Total noninterest expense | $3,776,000 | 3,390 |
| Salaries and employee benefits | $1,808,000 | 3,654 |
| Premises and equipment expense | $774,000 | 2,522 |
| Additional noninterest expense | $1,194,000 | 3,390 |
| Pre-tax net operating income | $1,388,000 | 4,431 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $403,000 | 4,395 |
| Income before extraordinary items | $985,000 | 4,576 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $985,000 | 4,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $1,712,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $985,000 | 4,479 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 4,624 |
| Total interest expense | $2,362,000 | 5,634 |
| Net interest income | $4,406,000 | 3,876 |
| Provision for loan and lease losses | $182,000 | 3,635 |
| Total noninterest income | $992,000 | 3,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $664,000 | 1,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,736 |
| Total noninterest expense | $3,244,000 | 3,851 |
| Salaries and employee benefits | $1,531,000 | 4,182 |
| Premises and equipment expense | $449,000 | 4,049 |
| Additional noninterest expense | $1,264,000 | 3,200 |
| Pre-tax net operating income | $1,972,000 | 3,585 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $598,000 | 3,681 |
| Income before extraordinary items | $1,374,000 | 3,626 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,374,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $1,425,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,374,000 | 3,546 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 5,255 |
| Total interest expense | $2,229,000 | 5,990 |
| Net interest income | $3,654,000 | 4,659 |
| Provision for loan and lease losses | $301,000 | 2,549 |
| Total noninterest income | $895,000 | 3,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $665,000 | 2,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $2,518,000 | 4,972 |
| Salaries and employee benefits | $1,213,000 | 5,156 |
| Premises and equipment expense | $373,000 | 4,796 |
| Additional noninterest expense | $932,000 | 4,638 |
| Pre-tax net operating income | $1,730,000 | 3,848 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $532,000 | 3,950 |
| Income before extraordinary items | $1,198,000 | 3,879 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,198,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,433 |
| Cash dividends | $652,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,198,000 | 3,834 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 5,454 |
| Total interest expense | $1,927,000 | 6,634 |
| Net interest income | $3,753,000 | 4,569 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $865,000 | 3,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $648,000 | 2,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $2,595,000 | 4,836 |
| Salaries and employee benefits | $1,172,000 | 5,316 |
| Premises and equipment expense | $301,000 | 5,611 |
| Additional noninterest expense | $1,122,000 | 3,966 |
| Pre-tax net operating income | $1,843,000 | 3,752 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $576,000 | 3,765 |
| Income before extraordinary items | $1,267,000 | 3,772 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,267,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $597,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,267,000 | 3,744 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 6,045 |
| Total interest expense | $1,421,000 | 7,138 |
| Net interest income | $3,184,000 | 5,348 |
| Provision for loan and lease losses | $237,000 | 2,735 |
| Total noninterest income | $812,000 | 3,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $594,000 | 2,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,998 |
| Total noninterest expense | $2,256,000 | 5,621 |
| Salaries and employee benefits | $1,059,000 | 5,807 |
| Premises and equipment expense | $324,000 | 5,382 |
| Additional noninterest expense | $873,000 | 5,316 |
| Pre-tax net operating income | $1,503,000 | 4,405 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $493,000 | 4,102 |
| Income before extraordinary items | $1,010,000 | 4,509 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,010,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,921 |
| Cash dividends | $417,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,010,000 | 4,550 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 6,656 |
| Total interest expense | $1,365,000 | 7,656 |
| Net interest income | $2,818,000 | 5,941 |
| Provision for loan and lease losses | $273,000 | 3,211 |
| Total noninterest income | $896,000 | 3,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $555,000 | 2,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 4,171 |
| Total noninterest expense | $2,098,000 | 6,090 |
| Salaries and employee benefits | $939,000 | 6,483 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $852,000 | 5,611 |
| Pre-tax net operating income | $1,343,000 | 4,750 |
| Securities gains (losses) | $-33,000 | 13,027 |
| Applicable income taxes | $445,000 | 4,621 |
| Income before extraordinary items | $865,000 | 5,237 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $865,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $377,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $886,780 | 4,933 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 7,072 |
| Total interest expense | $1,793,000 | 7,639 |
| Net interest income | $2,558,000 | 6,492 |
| Provision for loan and lease losses | $322,000 | 3,965 |
| Total noninterest income | $650,000 | 4,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,128 |
| Total noninterest expense | $1,907,000 | 6,639 |
| Salaries and employee benefits | $854,000 | 6,915 |
| Premises and equipment expense | $298,000 | 6,009 |
| Additional noninterest expense | $755,000 | 6,386 |
| Pre-tax net operating income | $979,000 | 5,716 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $326,000 | 5,617 |
| Income before extraordinary items | $667,000 | 6,124 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $667,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 5,719 |
| Cash dividends | $407,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $657,620 | 5,827 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.