Home > Cumberland National Bank > Assets and Liabilities
Cumberland National Bank, Assets and Liabilities
| 2003-06-30 | Rank | |
| # of Employees: | 23 | 5,972 |
| Assets and Liabilities | ||
| Total Assets: | $51,280,000 | 6,945 |
| Cash and due from depository institutions | $42,000 | 5,972 |
| Interest-bearing balances | $20,000 | 6,453 |
| Securities | $6,173,000 | 7,440 |
| Federal funds sold & reverse repurchase agreements | $1,480,000 | 5,295 |
| Net loans & leases | $40,581,000 | 6,005 |
| Loan loss allowance | $1,117,000 | 3,593 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,689,000 | 4,613 |
| Other real estate owned | $138,000 | 5,972 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,177,000 | 5,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,280,000 | 6,945 |
| Total liabilities | $46,505,000 | 6,874 |
| Total deposits | $46,099,000 | 6,702 |
| Interest-bearing deposits | $43,524,000 | 6,368 |
| Deposits held in domestic offices | $46,099,000 | 6,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $406,000 | 5,671 |
| Total equity capital | $4,775,000 | 7,382 |
| Total bank equity capital | $4,775,000 | 7,382 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $6,550,000 | 2,696 |
| Undivided profits | $-3,775,000 | 9,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,530,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $274,000 | 7,279 |
| Earning assets | $48,254,000 | 6,838 |
| Long-term assets (5+ years) | $6,689,000 | 5,693 |
| Average Assets, year-to-date | $54,541,000 | 6,681 |
| Average Assets, quarterly | $52,883,000 | 6,829 |
| Volatile liabilities | $17,455,000 | 4,176 |
| Insider loans | $540,000 | 5,298 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,988,000 | 6,210 |
| Tier 1 (core) risk-based capital | $4,432,000 | 7,442 |
| Tier 2 risk-based capital | $522,000 | 5,563 |
| Total risk weighted assets | $41,138,000 | 6,181 |
| Total unused commitments | $3,988,000 | 6,222 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $54,486,000 | 6,720 |
| Cash and due from depository institutions | $1,763,000 | 5,143 |
| Interest-bearing balances | $15,000 | 6,509 |
| Securities | $6,834,000 | 7,324 |
| Federal funds sold & reverse repurchase agreements | $3,227,000 | 4,241 |
| Net loans & leases | $39,491,000 | 6,039 |
| Loan loss allowance | $1,270,000 | 3,209 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,721,000 | 4,533 |
| Other real estate owned | $37,000 | 5,143 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,413,000 | 5,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,486,000 | 6,720 |
| Total liabilities | $49,551,000 | 6,649 |
| Total deposits | $49,192,000 | 6,471 |
| Interest-bearing deposits | $46,185,000 | 6,162 |
| Deposits held in domestic offices | $49,192,000 | 6,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $359,000 | 6,083 |
| Total equity capital | $4,935,000 | 7,249 |
| Total bank equity capital | $4,935,000 | 7,249 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $6,550,000 | 2,646 |
| Undivided profits | $-3,615,000 | 9,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,994,000 | 1,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $264,000 | 7,424 |
| Earning assets | $49,567,000 | 6,721 |
| Long-term assets (5+ years) | $6,666,000 | 5,631 |
| Average Assets, year-to-date | $56,171,500 | 6,610 |
| Average Assets, quarterly | $56,171,500 | 6,610 |
| Volatile liabilities | $18,173,000 | 4,031 |
| Insider loans | $545,000 | 5,246 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,745,000 | 6,288 |
| Tier 1 (core) risk-based capital | $4,533,000 | 7,341 |
| Tier 2 risk-based capital | $501,000 | 5,642 |
| Total risk weighted assets | $39,350,000 | 6,266 |
| Total unused commitments | $3,745,000 | 6,302 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $57,857,000 | 6,522 |
| Cash and due from depository institutions | $668,000 | 5,648 |
| Interest-bearing balances | $10,000 | 6,634 |
| Securities | $4,251,000 | 8,039 |
| Federal funds sold & reverse repurchase agreements | $9,610,000 | 1,496 |
| Net loans & leases | $40,099,000 | 5,989 |
| Loan loss allowance | $1,450,000 | 2,835 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,751,000 | 4,478 |
| Other real estate owned | $150,000 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,328,000 | 5,682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,857,000 | 6,522 |
| Total liabilities | $52,771,000 | 6,438 |
| Total deposits | $52,445,000 | 6,238 |
| Interest-bearing deposits | $49,957,000 | 5,874 |
| Deposits held in domestic offices | $52,445,000 | 6,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $326,000 | 6,429 |
| Total equity capital | $5,086,000 | 7,144 |
| Total bank equity capital | $5,086,000 | 7,144 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $6,550,000 | 2,604 |
| Undivided profits | $-3,464,000 | 9,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,025,000 | 784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $292,000 | 7,310 |
| Earning assets | $53,970,000 | 6,452 |
| Long-term assets (5+ years) | $5,933,000 | 5,799 |
| Average Assets, year-to-date | $54,009,000 | 6,600 |
| Average Assets, quarterly | $57,272,500 | 6,512 |
| Volatile liabilities | $20,717,000 | 3,649 |
| Insider loans | $736,000 | 4,651 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,836,000 | 6,095 |
| Tier 1 (core) risk-based capital | $4,685,000 | 7,212 |
| Tier 2 risk-based capital | $550,000 | 5,328 |
| Total risk weighted assets | $43,106,000 | 5,964 |
| Total unused commitments | $3,836,000 | 6,097 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 19 | 6,594 |
| Assets and Liabilities | ||
| Total Assets: | $48,717,000 | 7,011 |
| Cash and due from depository institutions | $2,553,000 | 6,594 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $1,751,000 | 8,932 |
| Federal funds sold & reverse repurchase agreements | $1,012,000 | 5,833 |
| Net loans & leases | $39,609,000 | 5,979 |
| Loan loss allowance | $1,869,000 | 2,130 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,113,000 | 3,888 |
| Other real estate owned | $0 | 6,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,679,000 | 5,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,717,000 | 7,011 |
| Total liabilities | $44,194,000 | 6,926 |
| Total deposits | $43,853,000 | 6,751 |
| Interest-bearing deposits | $41,412,000 | 6,417 |
| Deposits held in domestic offices | $43,853,000 | 6,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $341,000 | 6,534 |
| Total equity capital | $4,523,000 | 7,421 |
| Total bank equity capital | $4,523,000 | 7,421 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $-2,477,000 | 9,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $693,000 | 3,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $369,000 | 6,937 |
| Earning assets | $42,372,000 | 7,150 |
| Long-term assets (5+ years) | $3,668,000 | 6,632 |
| Average Assets, year-to-date | $42,371,800 | 7,253 |
| Average Assets, quarterly | $48,140,500 | 6,991 |
| Volatile liabilities | $13,451,000 | 4,786 |
| Insider loans | $22,000 | 8,362 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,981,000 | 6,013 |
| Tier 1 (core) risk-based capital | $3,881,000 | 7,790 |
| Tier 2 risk-based capital | $506,000 | 5,472 |
| Total risk weighted assets | $39,136,000 | 6,215 |
| Total unused commitments | $3,981,000 | 6,018 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 15 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $32,649,000 | 8,157 |
| Cash and due from depository institutions | $1,632,000 | 7,445 |
| Interest-bearing balances | $1,000,000 | 2,387 |
| Securities | $1,119,000 | 9,490 |
| Federal funds sold & reverse repurchase agreements | $1,490,000 | 4,795 |
| Net loans & leases | $26,213,000 | 7,171 |
| Loan loss allowance | $289,000 | 7,431 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,928,000 | 4,110 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $267,000 | 9,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,649,000 | 8,157 |
| Total liabilities | $29,431,000 | 8,082 |
| Total deposits | $29,275,000 | 7,940 |
| Interest-bearing deposits | $27,357,000 | 7,670 |
| Deposits held in domestic offices | $29,275,000 | 7,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $156,000 | 8,741 |
| Total equity capital | $3,218,000 | 8,433 |
| Total bank equity capital | $3,218,000 | 8,433 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $-782,000 | 9,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $207,000 | 7,900 |
| Earning assets | $29,822,000 | 8,148 |
| Long-term assets (5+ years) | $2,260,000 | 7,194 |
| Average Assets, year-to-date | $22,566,000 | 8,803 |
| Average Assets, quarterly | $30,439,000 | 8,279 |
| Volatile liabilities | $8,738,000 | 6,004 |
| Insider loans | $38,000 | 8,434 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,815,000 | 4,646 |
| Tier 1 (core) risk-based capital | $3,219,000 | 8,366 |
| Tier 2 risk-based capital | $289,000 | 7,147 |
| Total risk weighted assets | $28,313,000 | 7,147 |
| Total unused commitments | $6,815,000 | 4,647 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $11,431,000 | 9,959 |
| Cash and due from depository institutions | $410,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,120,000 | 9,835 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 2,606 |
| Net loans & leases | $4,370,000 | 9,954 |
| Loan loss allowance | $75,000 | 9,682 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,032,000 | 3,962 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $49,000 | 10,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,431,000 | 9,959 |
| Total liabilities | $8,065,000 | 10,002 |
| Total deposits | $8,021,000 | 9,958 |
| Interest-bearing deposits | $7,284,000 | 9,884 |
| Deposits held in domestic offices | $8,021,000 | 9,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $44,000 | 9,997 |
| Total equity capital | $3,366,000 | 8,360 |
| Total bank equity capital | $3,366,000 | 8,360 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $2,000,000 | 5,449 |
| Undivided profits | $-634,000 | 9,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $26,000 | 9,906 |
| Earning assets | $8,940,000 | 10,006 |
| Long-term assets (5+ years) | $580,000 | 8,553 |
| Average Assets, year-to-date | $11,431,000 | 9,929 |
| Average Assets, quarterly | $11,431,000 | 9,949 |
| Volatile liabilities | $4,432,000 | 7,631 |
| Insider loans | $90,000 | 8,126 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $346,000 | 9,394 |
| Tier 1 (core) risk-based capital | $3,366,000 | 8,385 |
| Tier 2 risk-based capital | $75,000 | 9,630 |
| Total risk weighted assets | $7,562,700 | 9,801 |
| Total unused commitments | $346,000 | 9,398 |
| Derivatives | $0 | 488 |