Home > Cumberland County Bank > Income and Expense
Cumberland County Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 2,977 |
| Total interest expense | $187,000 | 2,965 |
| Net interest income | $1,710,000 | 2,951 |
| Provision for loan and lease losses | $65,000 | 1,911 |
| Total noninterest income | $492,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $171,000 | 1,618 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $321,000 | 2,013 |
| Total noninterest expense | $1,619,000 | 2,715 |
| Salaries and employee benefits | $773,000 | 3,014 |
| Premises and equipment expense | $226,000 | 2,321 |
| Additional noninterest expense | $620,000 | 2,327 |
| Pre-tax net operating income | $518,000 | 2,979 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $480,000 | 2,821 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $480,000 | 2,820 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $480,000 | 2,821 |
| Net charge-offs | $191,000 | 682 |
| Cash dividends | $343,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $480,000 | 2,771 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,440,000 | 2,983 |
| Total interest expense | $782,000 | 2,867 |
| Net interest income | $6,658,000 | 2,971 |
| Provision for loan and lease losses | $240,000 | 2,131 |
| Total noninterest income | $2,127,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $700,000 | 1,649 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,427,000 | 1,919 |
| Total noninterest expense | $6,200,000 | 2,800 |
| Salaries and employee benefits | $2,944,000 | 3,064 |
| Premises and equipment expense | $769,000 | 2,637 |
| Additional noninterest expense | $2,487,000 | 2,354 |
| Pre-tax net operating income | $2,345,000 | 2,746 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $172,000 | 3,031 |
| Income before extraordinary items | $2,173,000 | 2,568 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,173,000 | 2,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,173,000 | 2,570 |
| Net charge-offs | $155,000 | 2,222 |
| Cash dividends | $1,438,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,173,000 | 2,527 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 3,020 |
| Total interest expense | $587,000 | 2,907 |
| Net interest income | $4,957,000 | 3,014 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $1,626,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $519,000 | 1,672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,107,000 | 1,890 |
| Total noninterest expense | $4,799,000 | 2,741 |
| Salaries and employee benefits | $2,317,000 | 3,003 |
| Premises and equipment expense | $602,000 | 2,582 |
| Additional noninterest expense | $1,880,000 | 2,331 |
| Pre-tax net operating income | $1,604,000 | 2,955 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $119,000 | 3,167 |
| Income before extraordinary items | $1,485,000 | 2,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,485,000 | 2,794 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,485,000 | 2,795 |
| Net charge-offs | $115,000 | 2,029 |
| Cash dividends | $1,056,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,485,000 | 2,740 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 3,033 |
| Total interest expense | $393,000 | 2,915 |
| Net interest income | $3,278,000 | 3,032 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $1,103,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $335,000 | 1,695 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $768,000 | 1,852 |
| Total noninterest expense | $3,192,000 | 2,769 |
| Salaries and employee benefits | $1,567,000 | 2,993 |
| Premises and equipment expense | $400,000 | 2,596 |
| Additional noninterest expense | $1,225,000 | 2,385 |
| Pre-tax net operating income | $1,069,000 | 2,947 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $79,000 | 3,173 |
| Income before extraordinary items | $990,000 | 2,773 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $990,000 | 2,774 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $990,000 | 2,775 |
| Net charge-offs | $73,000 | 2,000 |
| Cash dividends | $730,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $990,000 | 2,713 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,045 |
| Total interest expense | $195,000 | 2,952 |
| Net interest income | $1,646,000 | 3,024 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $503,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $159,000 | 1,753 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $344,000 | 1,939 |
| Total noninterest expense | $1,569,000 | 2,809 |
| Salaries and employee benefits | $795,000 | 2,981 |
| Premises and equipment expense | $202,000 | 2,632 |
| Additional noninterest expense | $572,000 | 2,519 |
| Pre-tax net operating income | $520,000 | 2,947 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $39,000 | 3,167 |
| Income before extraordinary items | $481,000 | 2,801 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $481,000 | 2,804 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $481,000 | 2,804 |
| Net charge-offs | $71,000 | 1,323 |
| Cash dividends | $321,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $481,000 | 2,723 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 3,162 |
| Total interest expense | $854,000 | 2,903 |
| Net interest income | $6,203,000 | 3,171 |
| Provision for loan and lease losses | $90,000 | 3,313 |
| Total noninterest income | $2,272,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $662,000 | 1,821 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,610,000 | 1,695 |
| Total noninterest expense | $6,103,000 | 2,880 |
| Salaries and employee benefits | $3,073,000 | 3,019 |
| Premises and equipment expense | $771,000 | 2,737 |
| Additional noninterest expense | $2,259,000 | 2,616 |
| Pre-tax net operating income | $2,282,000 | 2,757 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $169,000 | 3,084 |
| Income before extraordinary items | $2,113,000 | 2,600 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,113,000 | 2,600 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,113,000 | 2,600 |
| Net charge-offs | $134,000 | 2,896 |
| Cash dividends | $1,474,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,113,000 | 2,558 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 3,191 |
| Total interest expense | $648,000 | 2,927 |
| Net interest income | $4,635,000 | 3,202 |
| Provision for loan and lease losses | $55,000 | 3,315 |
| Total noninterest income | $1,776,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $493,000 | 1,841 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,283,000 | 1,634 |
| Total noninterest expense | $4,632,000 | 2,874 |
| Salaries and employee benefits | $2,334,000 | 3,019 |
| Premises and equipment expense | $614,000 | 2,652 |
| Additional noninterest expense | $1,684,000 | 2,634 |
| Pre-tax net operating income | $1,724,000 | 2,779 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $128,000 | 3,138 |
| Income before extraordinary items | $1,596,000 | 2,615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,596,000 | 2,616 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,596,000 | 2,615 |
| Net charge-offs | $-17,000 | 5,745 |
| Cash dividends | $1,033,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,596,000 | 2,566 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 3,222 |
| Total interest expense | $439,000 | 2,923 |
| Net interest income | $3,046,000 | 3,235 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $1,295,000 | 1,726 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $315,000 | 1,874 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $980,000 | 1,468 |
| Total noninterest expense | $3,076,000 | 2,894 |
| Salaries and employee benefits | $1,544,000 | 3,054 |
| Premises and equipment expense | $410,000 | 2,665 |
| Additional noninterest expense | $1,122,000 | 2,632 |
| Pre-tax net operating income | $1,145,000 | 2,735 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $85,000 | 3,140 |
| Income before extraordinary items | $1,060,000 | 2,539 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,060,000 | 2,542 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,060,000 | 2,543 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $585,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,060,000 | 2,494 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 3,256 |
| Total interest expense | $223,000 | 2,916 |
| Net interest income | $1,497,000 | 3,279 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $511,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $147,000 | 1,973 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $364,000 | 1,777 |
| Total noninterest expense | $1,520,000 | 2,946 |
| Salaries and employee benefits | $765,000 | 3,093 |
| Premises and equipment expense | $205,000 | 2,713 |
| Additional noninterest expense | $550,000 | 2,684 |
| Pre-tax net operating income | $428,000 | 3,185 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $33,000 | 3,235 |
| Income before extraordinary items | $395,000 | 3,025 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $395,000 | 3,028 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $395,000 | 3,028 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $287,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $395,000 | 2,988 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 3,174 |
| Total interest expense | $1,148,000 | 2,656 |
| Net interest income | $6,065,000 | 3,252 |
| Provision for loan and lease losses | $257,000 | 2,650 |
| Total noninterest income | $2,192,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $689,000 | 1,854 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,503,000 | 1,840 |
| Total noninterest expense | $5,748,000 | 3,078 |
| Salaries and employee benefits | $2,645,000 | 3,403 |
| Premises and equipment expense | $787,000 | 2,738 |
| Additional noninterest expense | $2,316,000 | 2,645 |
| Pre-tax net operating income | $2,252,000 | 2,629 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $167,000 | 3,077 |
| Income before extraordinary items | $2,085,000 | 2,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,085,000 | 2,532 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,085,000 | 2,532 |
| Net charge-offs | $925,000 | 1,352 |
| Cash dividends | $1,460,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,085,000 | 2,465 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 3,178 |
| Total interest expense | $901,000 | 2,638 |
| Net interest income | $4,566,000 | 3,249 |
| Provision for loan and lease losses | $197,000 | 2,615 |
| Total noninterest income | $1,673,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $519,000 | 1,851 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,154,000 | 1,866 |
| Total noninterest expense | $4,389,000 | 3,047 |
| Salaries and employee benefits | $2,048,000 | 3,340 |
| Premises and equipment expense | $629,000 | 2,627 |
| Additional noninterest expense | $1,712,000 | 2,675 |
| Pre-tax net operating income | $1,653,000 | 2,754 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $123,000 | 3,161 |
| Income before extraordinary items | $1,530,000 | 2,625 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,530,000 | 2,629 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,530,000 | 2,629 |
| Net charge-offs | $919,000 | 1,064 |
| Cash dividends | $1,053,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,530,000 | 2,544 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 3,148 |
| Total interest expense | $625,000 | 2,615 |
| Net interest income | $3,077,000 | 3,226 |
| Provision for loan and lease losses | $137,000 | 2,588 |
| Total noninterest income | $1,104,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $336,000 | 1,873 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $768,000 | 1,900 |
| Total noninterest expense | $2,893,000 | 3,082 |
| Salaries and employee benefits | $1,376,000 | 3,339 |
| Premises and equipment expense | $410,000 | 2,692 |
| Additional noninterest expense | $1,107,000 | 2,733 |
| Pre-tax net operating income | $1,151,000 | 2,653 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $85,000 | 3,122 |
| Income before extraordinary items | $1,066,000 | 2,505 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,066,000 | 2,512 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,066,000 | 2,511 |
| Net charge-offs | $483,000 | 1,285 |
| Cash dividends | $709,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,066,000 | 2,409 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 3,172 |
| Total interest expense | $321,000 | 2,640 |
| Net interest income | $1,530,000 | 3,250 |
| Provision for loan and lease losses | $97,000 | 2,129 |
| Total noninterest income | $564,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $161,000 | 1,923 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $403,000 | 1,856 |
| Total noninterest expense | $1,434,000 | 3,120 |
| Salaries and employee benefits | $695,000 | 3,339 |
| Premises and equipment expense | $210,000 | 2,669 |
| Additional noninterest expense | $529,000 | 2,848 |
| Pre-tax net operating income | $563,000 | 2,659 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $41,000 | 3,134 |
| Income before extraordinary items | $522,000 | 2,503 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $522,000 | 2,505 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $522,000 | 2,505 |
| Net charge-offs | $61,000 | 2,275 |
| Cash dividends | $301,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $522,000 | 2,417 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,098,000 | 3,073 |
| Total interest expense | $1,407,000 | 2,858 |
| Net interest income | $6,691,000 | 3,100 |
| Provision for loan and lease losses | $807,000 | 2,057 |
| Total noninterest income | $2,355,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $786,000 | 1,717 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,569,000 | 1,805 |
| Total noninterest expense | $5,925,000 | 3,079 |
| Salaries and employee benefits | $2,853,000 | 3,240 |
| Premises and equipment expense | $793,000 | 2,772 |
| Additional noninterest expense | $2,279,000 | 2,779 |
| Pre-tax net operating income | $2,314,000 | 2,543 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $170,000 | 3,125 |
| Income before extraordinary items | $2,144,000 | 2,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,144,000 | 2,461 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,144,000 | 2,462 |
| Net charge-offs | $597,000 | 2,425 |
| Cash dividends | $1,593,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,144,000 | 2,327 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,148,000 | 3,103 |
| Total interest expense | $1,074,000 | 2,912 |
| Net interest income | $5,074,000 | 3,120 |
| Provision for loan and lease losses | $336,000 | 2,825 |
| Total noninterest income | $1,662,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $586,000 | 1,745 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,076,000 | 1,898 |
| Total noninterest expense | $4,502,000 | 3,050 |
| Salaries and employee benefits | $2,161,000 | 3,245 |
| Premises and equipment expense | $616,000 | 2,717 |
| Additional noninterest expense | $1,725,000 | 2,773 |
| Pre-tax net operating income | $1,898,000 | 2,449 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $138,000 | 3,146 |
| Income before extraordinary items | $1,760,000 | 2,348 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,760,000 | 2,349 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,760,000 | 2,349 |
| Net charge-offs | $439,000 | 2,345 |
| Cash dividends | $1,163,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,760,000 | 2,221 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 3,121 |
| Total interest expense | $736,000 | 2,937 |
| Net interest income | $3,374,000 | 3,136 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $1,083,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $389,000 | 1,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $694,000 | 1,926 |
| Total noninterest expense | $2,997,000 | 3,068 |
| Salaries and employee benefits | $1,456,000 | 3,223 |
| Premises and equipment expense | $410,000 | 2,729 |
| Additional noninterest expense | $1,131,000 | 2,826 |
| Pre-tax net operating income | $1,235,000 | 2,471 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $90,000 | 3,140 |
| Income before extraordinary items | $1,145,000 | 2,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,145,000 | 2,357 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,145,000 | 2,357 |
| Net charge-offs | $147,000 | 3,054 |
| Cash dividends | $780,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,145,000 | 2,219 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 3,114 |
| Total interest expense | $377,000 | 2,993 |
| Net interest income | $1,703,000 | 3,124 |
| Provision for loan and lease losses | $114,000 | 2,736 |
| Total noninterest income | $516,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $194,000 | 1,744 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $322,000 | 2,020 |
| Total noninterest expense | $1,470,000 | 3,109 |
| Salaries and employee benefits | $727,000 | 3,257 |
| Premises and equipment expense | $202,000 | 2,775 |
| Additional noninterest expense | $541,000 | 2,903 |
| Pre-tax net operating income | $635,000 | 2,431 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $43,000 | 3,185 |
| Income before extraordinary items | $592,000 | 2,283 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $592,000 | 2,285 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $592,000 | 2,286 |
| Net charge-offs | $141,000 | 2,150 |
| Cash dividends | $377,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $592,000 | 2,167 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,556,000 | 3,146 |
| Total interest expense | $2,067,000 | 2,709 |
| Net interest income | $6,489,000 | 3,264 |
| Provision for loan and lease losses | $315,000 | 4,034 |
| Total noninterest income | $1,866,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $775,000 | 1,829 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,091,000 | 2,018 |
| Total noninterest expense | $5,748,000 | 3,161 |
| Salaries and employee benefits | $2,702,000 | 3,366 |
| Premises and equipment expense | $802,000 | 2,918 |
| Additional noninterest expense | $2,244,000 | 2,815 |
| Pre-tax net operating income | $2,292,000 | 2,259 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $157,000 | 3,088 |
| Income before extraordinary items | $2,135,000 | 2,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,135,000 | 2,133 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,135,000 | 2,133 |
| Net charge-offs | $676,000 | 2,828 |
| Cash dividends | $1,308,000 | 1,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,135,000 | 2,059 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,473,000 | 3,159 |
| Total interest expense | $1,615,000 | 2,709 |
| Net interest income | $4,858,000 | 3,292 |
| Provision for loan and lease losses | $320,000 | 3,519 |
| Total noninterest income | $1,387,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $564,000 | 1,878 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $823,000 | 1,994 |
| Total noninterest expense | $4,353,000 | 3,142 |
| Salaries and employee benefits | $2,103,000 | 3,282 |
| Premises and equipment expense | $608,000 | 2,914 |
| Additional noninterest expense | $1,642,000 | 2,900 |
| Pre-tax net operating income | $1,572,000 | 2,493 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $108,000 | 3,147 |
| Income before extraordinary items | $1,464,000 | 2,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,464,000 | 2,370 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,464,000 | 2,370 |
| Net charge-offs | $507,000 | 2,646 |
| Cash dividends | $854,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,464,000 | 2,266 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 3,183 |
| Total interest expense | $1,106,000 | 2,738 |
| Net interest income | $3,227,000 | 3,299 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $877,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $354,000 | 1,951 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $523,000 | 2,034 |
| Total noninterest expense | $2,931,000 | 3,150 |
| Salaries and employee benefits | $1,406,000 | 3,301 |
| Premises and equipment expense | $399,000 | 2,968 |
| Additional noninterest expense | $1,126,000 | 2,886 |
| Pre-tax net operating income | $973,000 | 2,592 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $67,000 | 3,157 |
| Income before extraordinary items | $906,000 | 2,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $906,000 | 2,452 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $906,000 | 2,452 |
| Net charge-offs | $350,000 | 2,510 |
| Cash dividends | $588,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $906,000 | 2,367 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 3,162 |
| Total interest expense | $559,000 | 2,794 |
| Net interest income | $1,634,000 | 3,260 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $397,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $174,000 | 1,953 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $223,000 | 2,330 |
| Total noninterest expense | $1,454,000 | 3,181 |
| Salaries and employee benefits | $700,000 | 3,332 |
| Premises and equipment expense | $201,000 | 2,978 |
| Additional noninterest expense | $553,000 | 2,931 |
| Pre-tax net operating income | $457,000 | 2,728 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $32,000 | 3,147 |
| Income before extraordinary items | $425,000 | 2,540 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $425,000 | 2,539 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $425,000 | 2,540 |
| Net charge-offs | $239,000 | 1,960 |
| Cash dividends | $232,000 | 1,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $425,000 | 2,486 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,497,000 | 3,085 |
| Total interest expense | $2,404,000 | 3,092 |
| Net interest income | $7,093,000 | 3,036 |
| Provision for loan and lease losses | $1,257,000 | 2,706 |
| Total noninterest income | $1,714,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $792,000 | 1,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $922,000 | 2,283 |
| Total noninterest expense | $5,758,000 | 3,211 |
| Salaries and employee benefits | $2,652,000 | 3,435 |
| Premises and equipment expense | $805,000 | 2,978 |
| Additional noninterest expense | $2,301,000 | 2,878 |
| Pre-tax net operating income | $1,792,000 | 2,435 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $124,000 | 3,068 |
| Income before extraordinary items | $1,668,000 | 2,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,668,000 | 2,332 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,668,000 | 2,335 |
| Net charge-offs | $569,000 | 3,482 |
| Cash dividends | $1,052,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,668,000 | 2,238 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 3,124 |
| Total interest expense | $1,814,000 | 3,191 |
| Net interest income | $5,357,000 | 3,056 |
| Provision for loan and lease losses | $632,000 | 3,169 |
| Total noninterest income | $1,279,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $592,000 | 1,905 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $687,000 | 2,293 |
| Total noninterest expense | $4,416,000 | 3,160 |
| Salaries and employee benefits | $2,086,000 | 3,337 |
| Premises and equipment expense | $616,000 | 2,975 |
| Additional noninterest expense | $1,714,000 | 2,828 |
| Pre-tax net operating income | $1,588,000 | 2,271 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $109,000 | 3,056 |
| Income before extraordinary items | $1,479,000 | 2,171 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,479,000 | 2,172 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,479,000 | 2,174 |
| Net charge-offs | $343,000 | 3,553 |
| Cash dividends | $1,052,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,479,000 | 2,078 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 3,149 |
| Total interest expense | $1,207,000 | 3,292 |
| Net interest income | $3,593,000 | 3,049 |
| Provision for loan and lease losses | $407,000 | 3,157 |
| Total noninterest income | $831,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $396,000 | 1,906 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $435,000 | 2,294 |
| Total noninterest expense | $2,933,000 | 3,172 |
| Salaries and employee benefits | $1,388,000 | 3,369 |
| Premises and equipment expense | $412,000 | 2,990 |
| Additional noninterest expense | $1,133,000 | 2,863 |
| Pre-tax net operating income | $1,084,000 | 2,223 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $74,000 | 3,032 |
| Income before extraordinary items | $1,010,000 | 2,096 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,010,000 | 2,095 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,010,000 | 2,098 |
| Net charge-offs | $307,000 | 3,013 |
| Cash dividends | $713,000 | 977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,010,000 | 2,023 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 3,182 |
| Total interest expense | $599,000 | 3,432 |
| Net interest income | $1,820,000 | 3,035 |
| Provision for loan and lease losses | $225,000 | 2,809 |
| Total noninterest income | $409,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $197,000 | 1,897 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $212,000 | 2,307 |
| Total noninterest expense | $1,464,000 | 3,213 |
| Salaries and employee benefits | $700,000 | 3,399 |
| Premises and equipment expense | $210,000 | 3,012 |
| Additional noninterest expense | $554,000 | 2,904 |
| Pre-tax net operating income | $540,000 | 2,269 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $37,000 | 3,017 |
| Income before extraordinary items | $503,000 | 2,135 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $503,000 | 2,134 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $503,000 | 2,135 |
| Net charge-offs | $37,000 | 3,979 |
| Cash dividends | $359,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $503,000 | 2,046 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,365,000 | 3,148 |
| Total interest expense | $3,232,000 | 3,238 |
| Net interest income | $7,133,000 | 3,021 |
| Provision for loan and lease losses | $1,028,000 | 3,457 |
| Total noninterest income | $1,856,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $911,000 | 1,824 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $945,000 | 2,220 |
| Total noninterest expense | $5,550,000 | 3,386 |
| Salaries and employee benefits | $2,691,000 | 3,493 |
| Premises and equipment expense | $565,000 | 4,053 |
| Additional noninterest expense | $2,294,000 | 2,960 |
| Pre-tax net operating income | $2,411,000 | 1,624 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $164,000 | 2,547 |
| Income before extraordinary items | $2,247,000 | 1,491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,247,000 | 1,489 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,247,000 | 1,490 |
| Net charge-offs | $692,000 | 3,364 |
| Cash dividends | $867,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,247,000 | 1,455 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,807,000 | 3,183 |
| Total interest expense | $2,560,000 | 3,235 |
| Net interest income | $5,247,000 | 3,059 |
| Provision for loan and lease losses | $689,000 | 3,314 |
| Total noninterest income | $1,386,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $683,000 | 1,836 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $703,000 | 2,287 |
| Total noninterest expense | $4,317,000 | 3,284 |
| Salaries and employee benefits | $2,073,000 | 3,441 |
| Premises and equipment expense | $419,000 | 4,118 |
| Additional noninterest expense | $1,825,000 | 2,779 |
| Pre-tax net operating income | $1,627,000 | 1,911 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $112,000 | 2,790 |
| Income before extraordinary items | $1,515,000 | 1,755 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,515,000 | 1,755 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,515,000 | 1,755 |
| Net charge-offs | $597,000 | 2,813 |
| Cash dividends | $392,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,515,000 | 1,717 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 3,220 |
| Total interest expense | $1,803,000 | 3,216 |
| Net interest income | $3,393,000 | 3,137 |
| Provision for loan and lease losses | $397,000 | 3,293 |
| Total noninterest income | $930,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $448,000 | 1,835 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $482,000 | 2,274 |
| Total noninterest expense | $2,863,000 | 3,344 |
| Salaries and employee benefits | $1,384,000 | 3,467 |
| Premises and equipment expense | $272,000 | 4,225 |
| Additional noninterest expense | $1,207,000 | 2,815 |
| Pre-tax net operating income | $1,063,000 | 2,010 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $72,000 | 2,886 |
| Income before extraordinary items | $991,000 | 1,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $991,000 | 1,852 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $991,000 | 1,854 |
| Net charge-offs | $418,000 | 2,550 |
| Cash dividends | $392,000 | 1,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $991,000 | 1,804 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 3,203 |
| Total interest expense | $961,000 | 3,154 |
| Net interest income | $1,667,000 | 3,162 |
| Provision for loan and lease losses | $172,000 | 3,054 |
| Total noninterest income | $409,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $194,000 | 2,017 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $215,000 | 2,417 |
| Total noninterest expense | $1,389,000 | 3,345 |
| Salaries and employee benefits | $686,000 | 3,534 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $568,000 | 2,687 |
| Pre-tax net operating income | $515,000 | 2,327 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $35,000 | 3,173 |
| Income before extraordinary items | $480,000 | 2,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,211 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $480,000 | 2,212 |
| Net charge-offs | $254,000 | 1,938 |
| Cash dividends | $392,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $480,000 | 2,071 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,764,000 | 3,096 |
| Total interest expense | $5,101,000 | 2,909 |
| Net interest income | $6,663,000 | 3,194 |
| Provision for loan and lease losses | $392,000 | 4,170 |
| Total noninterest income | $2,197,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $925,000 | 1,871 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,272,000 | 1,811 |
| Total noninterest expense | $5,081,000 | 3,519 |
| Salaries and employee benefits | $2,575,000 | 3,699 |
| Premises and equipment expense | $426,000 | 4,919 |
| Additional noninterest expense | $2,080,000 | 2,765 |
| Pre-tax net operating income | $3,387,000 | 1,609 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $202,000 | 2,801 |
| Income before extraordinary items | $3,185,000 | 1,283 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,185,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 3,256 |
| Cash dividends | $2,356,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,185,000 | 1,380 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 3,129 |
| Total interest expense | $4,019,000 | 2,894 |
| Net interest income | $4,919,000 | 3,267 |
| Provision for loan and lease losses | $287,000 | 3,627 |
| Total noninterest income | $1,770,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $708,000 | 1,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,062,000 | 1,727 |
| Total noninterest expense | $3,780,000 | 3,526 |
| Salaries and employee benefits | $1,948,000 | 3,696 |
| Premises and equipment expense | $323,000 | 4,901 |
| Additional noninterest expense | $1,509,000 | 2,762 |
| Pre-tax net operating income | $2,622,000 | 1,851 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $151,000 | 3,228 |
| Income before extraordinary items | $2,471,000 | 1,475 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,471,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,830 |
| Cash dividends | $1,725,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,471,000 | 1,550 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 3,143 |
| Total interest expense | $2,826,000 | 2,865 |
| Net interest income | $3,190,000 | 3,326 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $946,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $475,000 | 1,825 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $471,000 | 2,338 |
| Total noninterest expense | $2,498,000 | 3,574 |
| Salaries and employee benefits | $1,306,000 | 3,710 |
| Premises and equipment expense | $213,000 | 4,963 |
| Additional noninterest expense | $979,000 | 2,800 |
| Pre-tax net operating income | $1,463,000 | 2,245 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $99,000 | 3,466 |
| Income before extraordinary items | $1,364,000 | 1,953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,364,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,560 |
| Cash dividends | $1,002,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,364,000 | 1,919 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 3,164 |
| Total interest expense | $1,486,000 | 2,907 |
| Net interest income | $1,583,000 | 3,357 |
| Provision for loan and lease losses | $72,000 | 3,280 |
| Total noninterest income | $479,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $237,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $242,000 | 2,278 |
| Total noninterest expense | $1,281,000 | 3,514 |
| Salaries and employee benefits | $658,000 | 3,711 |
| Premises and equipment expense | $105,000 | 5,030 |
| Additional noninterest expense | $518,000 | 2,638 |
| Pre-tax net operating income | $709,000 | 2,390 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $48,000 | 3,601 |
| Income before extraordinary items | $661,000 | 2,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $661,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,814 |
| Cash dividends | $503,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $661,000 | 2,066 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,620,000 | 3,365 |
| Total interest expense | $5,042,000 | 3,447 |
| Net interest income | $6,578,000 | 3,263 |
| Provision for loan and lease losses | $245,000 | 3,546 |
| Total noninterest income | $2,034,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,112,000 | 1,612 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $922,000 | 2,342 |
| Total noninterest expense | $4,944,000 | 3,463 |
| Salaries and employee benefits | $2,464,000 | 3,764 |
| Premises and equipment expense | $450,000 | 4,671 |
| Additional noninterest expense | $2,030,000 | 2,639 |
| Pre-tax net operating income | $3,423,000 | 2,234 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $230,000 | 3,702 |
| Income before extraordinary items | $3,193,000 | 1,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,193,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,540 |
| Cash dividends | $2,272,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,193,000 | 1,925 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,488,000 | 3,454 |
| Total interest expense | $3,564,000 | 3,592 |
| Net interest income | $4,924,000 | 3,272 |
| Provision for loan and lease losses | $210,000 | 2,918 |
| Total noninterest income | $1,528,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $815,000 | 1,623 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $713,000 | 2,292 |
| Total noninterest expense | $3,744,000 | 3,425 |
| Salaries and employee benefits | $1,880,000 | 3,705 |
| Premises and equipment expense | $355,000 | 4,505 |
| Additional noninterest expense | $1,509,000 | 2,607 |
| Pre-tax net operating income | $2,498,000 | 2,434 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $168,000 | 3,919 |
| Income before extraordinary items | $2,330,000 | 2,107 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,330,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,986 |
| Cash dividends | $1,734,000 | 1,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,330,000 | 2,087 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 3,538 |
| Total interest expense | $2,263,000 | 3,721 |
| Net interest income | $3,226,000 | 3,344 |
| Provision for loan and lease losses | $152,000 | 2,564 |
| Total noninterest income | $993,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $537,000 | 1,646 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $456,000 | 2,386 |
| Total noninterest expense | $2,451,000 | 3,496 |
| Salaries and employee benefits | $1,252,000 | 3,737 |
| Premises and equipment expense | $231,000 | 4,602 |
| Additional noninterest expense | $968,000 | 2,701 |
| Pre-tax net operating income | $1,616,000 | 2,554 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $109,000 | 4,035 |
| Income before extraordinary items | $1,507,000 | 2,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,507,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,544 |
| Cash dividends | $1,093,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,507,000 | 2,184 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 3,632 |
| Total interest expense | $1,079,000 | 3,806 |
| Net interest income | $1,556,000 | 3,446 |
| Provision for loan and lease losses | $64,000 | 2,702 |
| Total noninterest income | $468,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $275,000 | 1,556 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $193,000 | 2,596 |
| Total noninterest expense | $1,211,000 | 3,547 |
| Salaries and employee benefits | $619,000 | 3,806 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $482,000 | 2,703 |
| Pre-tax net operating income | $749,000 | 2,670 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $51,000 | 4,100 |
| Income before extraordinary items | $698,000 | 2,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $698,000 | 2,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $487,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $698,000 | 2,318 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,204,000 | 3,801 |
| Total interest expense | $3,232,000 | 4,122 |
| Net interest income | $5,972,000 | 3,535 |
| Provision for loan and lease losses | $187,000 | 3,655 |
| Total noninterest income | $1,737,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,060,000 | 1,669 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $677,000 | 2,813 |
| Total noninterest expense | $4,631,000 | 3,556 |
| Salaries and employee benefits | $2,267,000 | 3,887 |
| Premises and equipment expense | $466,000 | 4,461 |
| Additional noninterest expense | $1,898,000 | 2,693 |
| Pre-tax net operating income | $2,891,000 | 2,843 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $183,000 | 4,391 |
| Income before extraordinary items | $2,704,000 | 2,454 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,704,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $1,998,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,707,760 | 2,434 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 3,879 |
| Total interest expense | $2,253,000 | 4,227 |
| Net interest income | $4,403,000 | 3,599 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $1,312,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $786,000 | 1,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $526,000 | 2,775 |
| Total noninterest expense | $3,400,000 | 3,609 |
| Salaries and employee benefits | $1,670,000 | 3,931 |
| Premises and equipment expense | $353,000 | 4,445 |
| Additional noninterest expense | $1,377,000 | 2,750 |
| Pre-tax net operating income | $2,145,000 | 2,973 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $136,000 | 4,576 |
| Income before extraordinary items | $2,009,000 | 2,555 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,009,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,946 |
| Cash dividends | $1,533,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,009,000 | 2,542 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 3,918 |
| Total interest expense | $1,419,000 | 4,252 |
| Net interest income | $2,881,000 | 3,656 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $836,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $505,000 | 1,730 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 2,836 |
| Total noninterest expense | $2,224,000 | 3,672 |
| Salaries and employee benefits | $1,076,000 | 4,047 |
| Premises and equipment expense | $230,000 | 4,507 |
| Additional noninterest expense | $918,000 | 2,769 |
| Pre-tax net operating income | $1,388,000 | 3,042 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $88,000 | 4,689 |
| Income before extraordinary items | $1,300,000 | 2,617 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,300,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,602 |
| Cash dividends | $968,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,300,000 | 2,604 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 3,941 |
| Total interest expense | $675,000 | 4,270 |
| Net interest income | $1,416,000 | 3,703 |
| Provision for loan and lease losses | $35,000 | 3,693 |
| Total noninterest income | $395,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $245,000 | 1,723 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $150,000 | 2,969 |
| Total noninterest expense | $1,082,000 | 3,771 |
| Salaries and employee benefits | $532,000 | 4,109 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $439,000 | 2,870 |
| Pre-tax net operating income | $694,000 | 2,991 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $43,000 | 4,670 |
| Income before extraordinary items | $651,000 | 2,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $651,000 | 2,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $471,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $651,000 | 2,562 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,174,000 | 4,072 |
| Total interest expense | $2,016,000 | 4,410 |
| Net interest income | $5,158,000 | 3,867 |
| Provision for loan and lease losses | $225,000 | 3,375 |
| Total noninterest income | $1,355,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $929,000 | 1,842 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $426,000 | 3,667 |
| Total noninterest expense | $4,132,000 | 3,767 |
| Salaries and employee benefits | $2,073,000 | 4,020 |
| Premises and equipment expense | $422,000 | 4,697 |
| Additional noninterest expense | $1,637,000 | 3,019 |
| Pre-tax net operating income | $2,156,000 | 3,513 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $171,000 | 4,860 |
| Income before extraordinary items | $1,985,000 | 3,113 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,985,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,322 |
| Cash dividends | $1,376,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,985,000 | 3,076 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 4,129 |
| Total interest expense | $1,401,000 | 4,509 |
| Net interest income | $3,781,000 | 3,920 |
| Provision for loan and lease losses | $152,000 | 3,451 |
| Total noninterest income | $1,013,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $689,000 | 1,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $324,000 | 3,664 |
| Total noninterest expense | $3,110,000 | 3,735 |
| Salaries and employee benefits | $1,579,000 | 3,932 |
| Premises and equipment expense | $306,000 | 4,774 |
| Additional noninterest expense | $1,225,000 | 2,993 |
| Pre-tax net operating income | $1,532,000 | 3,689 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $122,000 | 5,045 |
| Income before extraordinary items | $1,410,000 | 3,285 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,410,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,209 |
| Cash dividends | $966,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,410,000 | 3,243 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 4,174 |
| Total interest expense | $878,000 | 4,508 |
| Net interest income | $2,459,000 | 3,976 |
| Provision for loan and lease losses | $111,000 | 3,210 |
| Total noninterest income | $665,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $450,000 | 1,857 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $215,000 | 3,646 |
| Total noninterest expense | $2,043,000 | 3,750 |
| Salaries and employee benefits | $1,050,000 | 3,930 |
| Premises and equipment expense | $205,000 | 4,749 |
| Additional noninterest expense | $788,000 | 3,061 |
| Pre-tax net operating income | $970,000 | 3,790 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $78,000 | 5,103 |
| Income before extraordinary items | $892,000 | 3,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $892,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,240 |
| Cash dividends | $635,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $892,000 | 3,326 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,225 |
| Total interest expense | $408,000 | 4,617 |
| Net interest income | $1,218,000 | 4,014 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $316,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $214,000 | 1,893 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $1,010,000 | 3,814 |
| Salaries and employee benefits | $528,000 | 3,924 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $380,000 | 3,155 |
| Pre-tax net operating income | $470,000 | 3,840 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $37,000 | 5,118 |
| Income before extraordinary items | $433,000 | 3,412 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $433,000 | 3,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $309,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $433,000 | 3,383 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 4,353 |
| Total interest expense | $1,197,000 | 5,129 |
| Net interest income | $4,623,000 | 4,043 |
| Provision for loan and lease losses | $289,000 | 3,002 |
| Total noninterest income | $1,151,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $850,000 | 2,027 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $301,000 | 4,261 |
| Total noninterest expense | $3,515,000 | 4,165 |
| Salaries and employee benefits | $1,736,000 | 4,451 |
| Premises and equipment expense | $338,000 | 5,334 |
| Additional noninterest expense | $1,441,000 | 3,230 |
| Pre-tax net operating income | $1,970,000 | 3,539 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $154,000 | 5,062 |
| Income before extraordinary items | $1,816,000 | 3,162 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,816,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,253 |
| Cash dividends | $1,257,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,816,000 | 3,102 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,241,000 | 4,425 |
| Total interest expense | $833,000 | 5,331 |
| Net interest income | $3,408,000 | 4,086 |
| Provision for loan and lease losses | $233,000 | 2,710 |
| Total noninterest income | $862,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $624,000 | 2,088 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 4,156 |
| Total noninterest expense | $2,591,000 | 4,193 |
| Salaries and employee benefits | $1,324,000 | 4,367 |
| Premises and equipment expense | $266,000 | 5,139 |
| Additional noninterest expense | $1,001,000 | 3,430 |
| Pre-tax net operating income | $1,446,000 | 3,661 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $114,000 | 5,197 |
| Income before extraordinary items | $1,332,000 | 3,275 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,332,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,921 |
| Cash dividends | $958,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,332,000 | 3,194 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 4,512 |
| Total interest expense | $547,000 | 5,398 |
| Net interest income | $2,209,000 | 4,174 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $582,000 | 3,241 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $400,000 | 2,150 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $182,000 | 3,939 |
| Total noninterest expense | $1,694,000 | 4,276 |
| Salaries and employee benefits | $864,000 | 4,457 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $654,000 | 3,482 |
| Pre-tax net operating income | $942,000 | 3,672 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $867,000 | 3,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $867,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,778 |
| Cash dividends | $607,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $867,000 | 3,220 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 4,545 |
| Total interest expense | $280,000 | 5,386 |
| Net interest income | $1,096,000 | 4,191 |
| Provision for loan and lease losses | $77,000 | 2,529 |
| Total noninterest income | $271,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $173,000 | 2,365 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $803,000 | 4,466 |
| Salaries and employee benefits | $412,000 | 4,637 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $302,000 | 3,728 |
| Pre-tax net operating income | $487,000 | 3,595 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $37,000 | 5,183 |
| Income before extraordinary items | $450,000 | 3,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $450,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,552 |
| Cash dividends | $285,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $450,000 | 3,085 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 4,248 |
| Total interest expense | $1,485,000 | 4,898 |
| Net interest income | $4,648,000 | 3,902 |
| Provision for loan and lease losses | $306,000 | 3,115 |
| Total noninterest income | $1,129,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $709,000 | 2,330 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $420,000 | 3,885 |
| Total noninterest expense | $3,404,000 | 4,215 |
| Salaries and employee benefits | $1,664,000 | 4,508 |
| Premises and equipment expense | $396,000 | 4,761 |
| Additional noninterest expense | $1,344,000 | 3,399 |
| Pre-tax net operating income | $2,067,000 | 3,319 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $160,000 | 5,198 |
| Income before extraordinary items | $1,907,000 | 2,966 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,907,000 | 2,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,824 |
| Cash dividends | $1,410,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,907,000 | 2,844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 4,259 |
| Total interest expense | $1,171,000 | 4,893 |
| Net interest income | $3,487,000 | 3,915 |
| Provision for loan and lease losses | $228,000 | 3,038 |
| Total noninterest income | $870,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $545,000 | 2,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 3,909 |
| Total noninterest expense | $2,636,000 | 4,075 |
| Salaries and employee benefits | $1,302,000 | 4,365 |
| Premises and equipment expense | $296,000 | 4,754 |
| Additional noninterest expense | $1,038,000 | 3,285 |
| Pre-tax net operating income | $1,493,000 | 3,523 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $98,000 | 5,585 |
| Income before extraordinary items | $1,395,000 | 3,130 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,395,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,454 |
| Cash dividends | $1,022,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,395,000 | 2,971 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 4,245 |
| Total interest expense | $819,000 | 4,856 |
| Net interest income | $2,336,000 | 3,904 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $600,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $362,000 | 2,282 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $238,000 | 3,708 |
| Total noninterest expense | $1,761,000 | 4,068 |
| Salaries and employee benefits | $888,000 | 4,293 |
| Premises and equipment expense | $188,000 | 4,904 |
| Additional noninterest expense | $685,000 | 3,291 |
| Pre-tax net operating income | $1,025,000 | 3,470 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $65,000 | 5,639 |
| Income before extraordinary items | $960,000 | 3,060 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $960,000 | 3,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,935 |
| Cash dividends | $724,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $960,000 | 2,900 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 4,184 |
| Total interest expense | $425,000 | 4,854 |
| Net interest income | $1,195,000 | 3,837 |
| Provision for loan and lease losses | $72,000 | 3,031 |
| Total noninterest income | $275,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $172,000 | 2,313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $874,000 | 4,089 |
| Salaries and employee benefits | $455,000 | 4,207 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $322,000 | 3,431 |
| Pre-tax net operating income | $524,000 | 3,382 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $489,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,537 |
| Cash dividends | $380,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $489,000 | 2,855 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 3,959 |
| Total interest expense | $2,018,000 | 4,765 |
| Net interest income | $5,176,000 | 3,559 |
| Provision for loan and lease losses | $269,000 | 3,704 |
| Total noninterest income | $1,041,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $652,000 | 2,402 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $389,000 | 3,757 |
| Total noninterest expense | $3,346,000 | 4,109 |
| Salaries and employee benefits | $1,683,000 | 4,299 |
| Premises and equipment expense | $355,000 | 5,049 |
| Additional noninterest expense | $1,308,000 | 3,352 |
| Pre-tax net operating income | $2,602,000 | 2,805 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $171,000 | 5,333 |
| Income before extraordinary items | $2,431,000 | 2,407 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,431,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 3,009 |
| Cash dividends | $1,879,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,431,000 | 2,329 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 3,895 |
| Total interest expense | $3,579,000 | 4,133 |
| Net interest income | $4,726,000 | 3,603 |
| Provision for loan and lease losses | $190,000 | 4,243 |
| Total noninterest income | $864,000 | 3,661 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $466,000 | 3,009 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $398,000 | 3,545 |
| Total noninterest expense | $3,003,000 | 4,332 |
| Salaries and employee benefits | $1,508,000 | 4,489 |
| Premises and equipment expense | $317,000 | 5,350 |
| Additional noninterest expense | $1,178,000 | 3,556 |
| Pre-tax net operating income | $2,397,000 | 2,748 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $146,000 | 5,491 |
| Income before extraordinary items | $2,255,000 | 2,286 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,255,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,341 |
| Cash dividends | $1,648,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,251,240 | 2,221 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,310,000 | 3,997 |
| Total interest expense | $4,104,000 | 3,893 |
| Net interest income | $4,206,000 | 4,011 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $616,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $368,000 | 3,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $248,000 | 4,312 |
| Total noninterest expense | $2,833,000 | 4,427 |
| Salaries and employee benefits | $1,480,000 | 4,404 |
| Premises and equipment expense | $313,000 | 5,298 |
| Additional noninterest expense | $1,040,000 | 3,877 |
| Pre-tax net operating income | $1,869,000 | 3,486 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $113,000 | 6,358 |
| Income before extraordinary items | $1,756,000 | 2,855 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,756,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,753 |
| Cash dividends | $1,393,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,756,000 | 2,853 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 4,095 |
| Total interest expense | $3,524,000 | 4,019 |
| Net interest income | $4,124,000 | 4,064 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $580,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $287,000 | 4,107 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $293,000 | 4,069 |
| Total noninterest expense | $2,738,000 | 4,549 |
| Salaries and employee benefits | $1,485,000 | 4,380 |
| Premises and equipment expense | $323,000 | 5,245 |
| Additional noninterest expense | $930,000 | 4,258 |
| Pre-tax net operating income | $1,846,000 | 3,545 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $117,000 | 6,695 |
| Income before extraordinary items | $1,729,000 | 2,900 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,729,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,050 |
| Cash dividends | $1,703,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,729,000 | 2,874 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 4,001 |
| Total interest expense | $3,714,000 | 3,917 |
| Net interest income | $4,150,000 | 4,006 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $515,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $311,000 | 3,830 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $204,000 | 4,908 |
| Total noninterest expense | $2,577,000 | 4,670 |
| Salaries and employee benefits | $1,439,000 | 4,388 |
| Premises and equipment expense | $298,000 | 5,399 |
| Additional noninterest expense | $840,000 | 4,517 |
| Pre-tax net operating income | $1,980,000 | 3,372 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $696,000 | 3,040 |
| Income before extraordinary items | $1,284,000 | 3,731 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,284,000 | 3,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,945 |
| Cash dividends | $344,000 | 4,299 |
| Sale, conversion, retirement of capital stock, net | $-302,000 | 10,373 |
| Net operating income | $1,284,000 | 3,642 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 4,284 |
| Total interest expense | $3,653,000 | 4,000 |
| Net interest income | $3,767,000 | 4,456 |
| Provision for loan and lease losses | $56,000 | 6,449 |
| Total noninterest income | $484,000 | 5,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $2,337,000 | 5,041 |
| Salaries and employee benefits | $1,327,000 | 4,702 |
| Premises and equipment expense | $296,000 | 5,484 |
| Additional noninterest expense | $714,000 | 5,140 |
| Pre-tax net operating income | $1,858,000 | 3,760 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $686,000 | 3,285 |
| Income before extraordinary items | $1,175,000 | 4,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,175,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $344,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,173,080 | 4,076 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,729,000 | 4,733 |
| Total interest expense | $3,322,000 | 4,381 |
| Net interest income | $3,407,000 | 4,937 |
| Provision for loan and lease losses | $70,000 | 5,840 |
| Total noninterest income | $509,000 | 5,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $2,199,000 | 5,546 |
| Salaries and employee benefits | $1,277,000 | 4,919 |
| Premises and equipment expense | $266,000 | 6,016 |
| Additional noninterest expense | $656,000 | 5,997 |
| Pre-tax net operating income | $1,647,000 | 4,034 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $589,000 | 3,646 |
| Income before extraordinary items | $1,059,000 | 4,275 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,059,000 | 4,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $303,000 | 4,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,058,360 | 4,222 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,105,000 | 5,128 |
| Total interest expense | $3,030,000 | 4,710 |
| Net interest income | $3,075,000 | 5,391 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $435,000 | 5,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,328 |
| Total noninterest expense | $1,953,000 | 6,100 |
| Salaries and employee benefits | $1,097,000 | 5,606 |
| Premises and equipment expense | $192,000 | 7,359 |
| Additional noninterest expense | $664,000 | 6,098 |
| Pre-tax net operating income | $1,502,000 | 4,452 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $540,000 | 3,959 |
| Income before extraordinary items | $962,000 | 4,742 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $962,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $303,000 | 4,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $962,000 | 4,733 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 5,809 |
| Total interest expense | $2,030,000 | 5,555 |
| Net interest income | $2,807,000 | 5,894 |
| Provision for loan and lease losses | $-28,000 | 11,890 |
| Total noninterest income | $445,000 | 5,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,402 |
| Total noninterest expense | $1,949,000 | 6,343 |
| Salaries and employee benefits | $1,038,000 | 5,907 |
| Premises and equipment expense | $213,000 | 7,166 |
| Additional noninterest expense | $698,000 | 6,333 |
| Pre-tax net operating income | $1,331,000 | 4,854 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $495,000 | 4,080 |
| Income before extraordinary items | $836,000 | 5,185 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $836,000 | 5,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $202,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $836,000 | 5,245 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 6,218 |
| Total interest expense | $1,975,000 | 5,895 |
| Net interest income | $2,603,000 | 6,347 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $424,000 | 6,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $1,779,000 | 6,951 |
| Salaries and employee benefits | $905,000 | 6,685 |
| Premises and equipment expense | $242,000 | 6,848 |
| Additional noninterest expense | $632,000 | 7,062 |
| Pre-tax net operating income | $1,168,000 | 5,281 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $435,000 | 4,712 |
| Income before extraordinary items | $733,000 | 5,916 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $733,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $202,000 | 5,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $733,000 | 5,652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 6,617 |
| Total interest expense | $2,235,000 | 6,546 |
| Net interest income | $2,525,000 | 6,541 |
| Provision for loan and lease losses | $143,000 | 6,243 |
| Total noninterest income | $452,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,612 |
| Total noninterest expense | $1,776,000 | 7,027 |
| Salaries and employee benefits | $856,000 | 6,896 |
| Premises and equipment expense | $259,000 | 6,615 |
| Additional noninterest expense | $661,000 | 7,027 |
| Pre-tax net operating income | $1,058,000 | 5,405 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $369,000 | 5,101 |
| Income before extraordinary items | $689,000 | 5,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $689,000 | 6,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 6,521 |
| Cash dividends | $202,000 | 4,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $689,000 | 5,655 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.