Home > Cumberland Bank > Assets and Liabilities
Cumberland Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 207 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $892,457,000 | 737 |
| Cash and due from depository institutions | $23,254,000 | 791 |
| Interest-bearing balances | $278,000 | 3,702 |
| Securities | $206,640,000 | 610 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $628,452,000 | 721 |
| Loan loss allowance | $6,679,000 | 783 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,445,000 | 796 |
| Other real estate owned | $251,000 | 791 |
| Goodwill and other intangibles | $487,000 | 2,167 |
| All other assets | $18,928,000 | 970 |
| Life insurance assets | $6,318,000 | 944 |
| Total liabilities and capital | $892,457,000 | 737 |
| Total liabilities | $823,539,000 | 709 |
| Total deposits | $739,751,000 | 687 |
| Interest-bearing deposits | $669,608,000 | 661 |
| Deposits held in domestic offices | $739,751,000 | 685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,856,000 | 489 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $32,000,000 | 1,190 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,932,000 | 1,419 |
| Total equity capital | $68,918,000 | 975 |
| Total bank equity capital | $68,918,000 | 975 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,000 | 7,628 |
| Surplus | $34,381,000 | 866 |
| Undivided profits | $34,532,000 | 1,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,954,000 | 1,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,405,000 | 867 |
| Earning assets | $835,370,000 | 723 |
| Long-term assets (5+ years) | $233,780,000 | 494 |
| Average Assets, year-to-date | $893,334,500 | 730 |
| Average Assets, quarterly | $893,334,500 | 730 |
| Volatile liabilities | $310,503,000 | 485 |
| Insider loans | $740,000 | 4,833 |
| FHLB advances | $32,000,000 | 1,121 |
| Loans and leases held for sale | $3,013,000 | 538 |
| Unused loan commitments | $176,929,000 | 686 |
| Tier 1 (core) risk-based capital | $69,982,000 | 878 |
| Tier 2 risk-based capital | $6,679,000 | 805 |
| Total risk weighted assets | $739,504,000 | 663 |
| Total unused commitments | $176,929,000 | 686 |
| Derivatives | $1,772,000 | 779 |
| 2006-12-31 | Rank | |
| # of Employees: | 207 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $894,212,000 | 727 |
| Cash and due from depository institutions | $21,157,000 | 784 |
| Interest-bearing balances | $772,000 | 2,748 |
| Securities | $209,856,000 | 603 |
| Federal funds sold & reverse repurchase agreements | $17,451,000 | 946 |
| Net loans & leases | $611,962,000 | 734 |
| Loan loss allowance | $6,298,000 | 816 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $14,633,000 | 756 |
| Other real estate owned | $352,000 | 784 |
| Goodwill and other intangibles | $508,000 | 2,138 |
| All other assets | $18,293,000 | 1,008 |
| Life insurance assets | $6,252,000 | 929 |
| Total liabilities and capital | $894,213,000 | 727 |
| Total liabilities | $829,011,000 | 698 |
| Total deposits | $735,084,000 | 679 |
| Interest-bearing deposits | $661,012,000 | 653 |
| Deposits held in domestic offices | $735,084,000 | 677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,406,000 | 437 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $30,500,000 | 1,281 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,021,000 | 1,131 |
| Total equity capital | $65,202,000 | 1,004 |
| Total bank equity capital | $65,202,000 | 1,004 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,000 | 7,667 |
| Surplus | $32,381,000 | 902 |
| Undivided profits | $32,816,000 | 1,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 1,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,723,000 | 820 |
| Earning assets | $840,041,000 | 706 |
| Long-term assets (5+ years) | $228,829,000 | 498 |
| Average Assets, year-to-date | $817,169,400 | 765 |
| Average Assets, quarterly | $878,017,000 | 734 |
| Volatile liabilities | $327,012,000 | 536 |
| Insider loans | $1,507,000 | 3,502 |
| FHLB advances | $30,500,000 | 1,198 |
| Loans and leases held for sale | $4,246,000 | 424 |
| Unused loan commitments | $167,069,000 | 686 |
| Tier 1 (core) risk-based capital | $66,407,000 | 916 |
| Tier 2 risk-based capital | $6,298,000 | 841 |
| Total risk weighted assets | $718,637,000 | 681 |
| Total unused commitments | $167,069,000 | 686 |
| Derivatives | $1,404,000 | 784 |
| 2006-09-30 | Rank | |
| # of Employees: | 207 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $861,822,000 | 753 |
| Cash and due from depository institutions | $15,017,000 | 795 |
| Interest-bearing balances | $774,000 | 2,668 |
| Securities | $219,015,000 | 589 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,549 |
| Net loans & leases | $592,954,000 | 759 |
| Loan loss allowance | $6,012,000 | 853 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,770,000 | 792 |
| Other real estate owned | $161,000 | 795 |
| Goodwill and other intangibles | $537,000 | 2,114 |
| All other assets | $17,868,000 | 1,043 |
| Life insurance assets | $6,181,000 | 909 |
| Total liabilities and capital | $861,822,000 | 753 |
| Total liabilities | $798,631,000 | 724 |
| Total deposits | $694,249,000 | 715 |
| Interest-bearing deposits | $630,093,000 | 683 |
| Deposits held in domestic offices | $694,249,000 | 713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,432,000 | 392 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,500,000 | 1,447 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,450,000 | 1,235 |
| Total equity capital | $63,191,000 | 1,043 |
| Total bank equity capital | $63,191,000 | 1,043 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000 | 7,725 |
| Surplus | $32,131,000 | 906 |
| Undivided profits | $31,055,000 | 1,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,160,000 | 1,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,405,000 | 869 |
| Earning assets | $815,243,000 | 723 |
| Long-term assets (5+ years) | $236,896,000 | 481 |
| Average Assets, year-to-date | $797,908,750 | 791 |
| Average Assets, quarterly | $836,671,000 | 768 |
| Volatile liabilities | $359,718,000 | 506 |
| Insider loans | $2,697,000 | 2,388 |
| FHLB advances | $27,500,000 | 1,362 |
| Loans and leases held for sale | $2,939,000 | 541 |
| Unused loan commitments | $159,133,000 | 746 |
| Tier 1 (core) risk-based capital | $64,629,000 | 940 |
| Tier 2 risk-based capital | $6,012,000 | 877 |
| Total risk weighted assets | $699,097,000 | 696 |
| Total unused commitments | $159,133,000 | 746 |
| Derivatives | $3,067,000 | 692 |
| 2006-06-30 | Rank | |
| # of Employees: | 207 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $811,520,000 | 793 |
| Cash and due from depository institutions | $27,625,000 | 798 |
| Interest-bearing balances | $728,000 | 2,744 |
| Securities | $217,338,000 | 601 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $533,739,000 | 823 |
| Loan loss allowance | $5,351,000 | 942 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $13,611,000 | 786 |
| Other real estate owned | $514,000 | 798 |
| Goodwill and other intangibles | $568,000 | 2,085 |
| All other assets | $18,125,000 | 1,028 |
| Life insurance assets | $6,111,000 | 899 |
| Total liabilities and capital | $811,520,000 | 793 |
| Total liabilities | $751,731,000 | 767 |
| Total deposits | $653,376,000 | 743 |
| Interest-bearing deposits | $583,204,000 | 724 |
| Deposits held in domestic offices | $653,376,000 | 741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,438,000 | 425 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $32,000,000 | 1,294 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,917,000 | 1,276 |
| Total equity capital | $59,789,000 | 1,060 |
| Total bank equity capital | $59,789,000 | 1,060 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,000 | 7,753 |
| Surplus | $31,131,000 | 919 |
| Undivided profits | $28,653,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,259,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,878,000 | 896 |
| Earning assets | $751,805,000 | 779 |
| Long-term assets (5+ years) | $212,560,000 | 533 |
| Average Assets, year-to-date | $776,604,330 | 808 |
| Average Assets, quarterly | $794,954,000 | 799 |
| Volatile liabilities | $312,469,000 | 565 |
| Insider loans | $1,642,000 | 3,283 |
| FHLB advances | $32,000,000 | 1,209 |
| Loans and leases held for sale | $4,037,000 | 451 |
| Unused loan commitments | $156,389,000 | 743 |
| Tier 1 (core) risk-based capital | $62,599,000 | 947 |
| Tier 2 risk-based capital | $5,351,000 | 947 |
| Total risk weighted assets | $645,977,000 | 740 |
| Total unused commitments | $156,389,000 | 743 |
| Derivatives | $3,272,000 | 672 |
| 2006-03-31 | Rank | |
| # of Employees: | 214 | 749 |
| Assets and Liabilities | ||
| Total Assets: | $778,388,000 | 805 |
| Cash and due from depository institutions | $33,462,000 | 749 |
| Interest-bearing balances | $934,000 | 2,641 |
| Securities | $209,290,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $1,236,000 | 4,896 |
| Net loans & leases | $503,175,000 | 850 |
| Loan loss allowance | $5,041,000 | 994 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,545,000 | 773 |
| Other real estate owned | $181,000 | 749 |
| Goodwill and other intangibles | $597,000 | 2,027 |
| All other assets | $16,902,000 | 1,056 |
| Life insurance assets | $6,000,000 | 894 |
| Total liabilities and capital | $778,388,000 | 805 |
| Total liabilities | $719,173,000 | 783 |
| Total deposits | $634,016,000 | 760 |
| Interest-bearing deposits | $571,672,000 | 727 |
| Deposits held in domestic offices | $634,016,000 | 758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,692,000 | 478 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 1,202 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,465,000 | 1,402 |
| Total equity capital | $59,215,000 | 1,058 |
| Total bank equity capital | $59,215,000 | 1,058 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000 | 7,767 |
| Surplus | $31,131,000 | 889 |
| Undivided profits | $28,079,000 | 1,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,485,000 | 1,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,667,000 | 883 |
| Earning assets | $714,635,000 | 808 |
| Long-term assets (5+ years) | $192,877,000 | 557 |
| Average Assets, year-to-date | $759,146,500 | 823 |
| Average Assets, quarterly | $759,146,500 | 823 |
| Volatile liabilities | $274,452,000 | 594 |
| Insider loans | $5,683,000 | 1,200 |
| FHLB advances | $34,000,000 | 1,127 |
| Loans and leases held for sale | $4,073,000 | 378 |
| Unused loan commitments | $146,490,000 | 762 |
| Tier 1 (core) risk-based capital | $61,271,000 | 958 |
| Tier 2 risk-based capital | $5,041,000 | 985 |
| Total risk weighted assets | $613,475,000 | 749 |
| Total unused commitments | $146,490,000 | 762 |
| Derivatives | $4,288,000 | 615 |
| 2005-12-31 | Rank | |
| # of Employees: | 164 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $739,905,000 | 845 |
| Cash and due from depository institutions | $32,166,000 | 1,016 |
| Interest-bearing balances | $957,000 | 2,709 |
| Securities | $205,170,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,523 |
| Net loans & leases | $475,348,000 | 889 |
| Loan loss allowance | $4,765,000 | 1,034 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,269,000 | 770 |
| Other real estate owned | $346,000 | 1,016 |
| Goodwill and other intangibles | $631,000 | 1,990 |
| All other assets | $10,275,000 | 1,634 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $739,905,000 | 845 |
| Total liabilities | $687,599,000 | 806 |
| Total deposits | $603,468,000 | 784 |
| Interest-bearing deposits | $536,336,000 | 756 |
| Deposits held in domestic offices | $603,468,000 | 782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,452,000 | 494 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,201 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,679,000 | 1,321 |
| Total equity capital | $52,306,000 | 1,172 |
| Total bank equity capital | $52,306,000 | 1,172 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000 | 7,805 |
| Surplus | $24,631,000 | 1,074 |
| Undivided profits | $27,670,000 | 1,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,245,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,038 |
| Income earned, not collected on loans | $3,567,000 | 917 |
| Earning assets | $684,175,000 | 831 |
| Long-term assets (5+ years) | $197,429,000 | 530 |
| Average Assets, year-to-date | $711,232,400 | 829 |
| Average Assets, quarterly | $727,394,000 | 846 |
| Volatile liabilities | $238,726,000 | 663 |
| Insider loans | $5,193,000 | 1,303 |
| FHLB advances | $35,000,000 | 1,107 |
| Loans and leases held for sale | $3,720,000 | 404 |
| Unused loan commitments | $138,663,000 | 790 |
| Tier 1 (core) risk-based capital | $53,709,000 | 1,063 |
| Tier 2 risk-based capital | $4,765,000 | 1,015 |
| Total risk weighted assets | $569,318,000 | 788 |
| Total unused commitments | $138,663,000 | 791 |
| Derivatives | $7,666,000 | 483 |
| 2005-09-30 | Rank | |
| # of Employees: | 169 | 962 |
| Assets and Liabilities | ||
| Total Assets: | $714,883,000 | 857 |
| Cash and due from depository institutions | $24,833,000 | 962 |
| Interest-bearing balances | $1,145,000 | 2,541 |
| Securities | $195,884,000 | 657 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $469,786,000 | 881 |
| Loan loss allowance | $4,688,000 | 1,038 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,958,000 | 770 |
| Other real estate owned | $314,000 | 962 |
| Goodwill and other intangibles | $639,000 | 1,968 |
| All other assets | $10,469,000 | 1,557 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $714,883,000 | 857 |
| Total liabilities | $663,953,000 | 823 |
| Total deposits | $562,372,000 | 827 |
| Interest-bearing deposits | $495,236,000 | 795 |
| Deposits held in domestic offices | $562,372,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,801,000 | 399 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $36,000,000 | 1,163 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,780,000 | 1,254 |
| Total equity capital | $50,930,000 | 1,187 |
| Total bank equity capital | $50,930,000 | 1,187 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000 | 7,830 |
| Surplus | $24,131,000 | 1,053 |
| Undivided profits | $26,794,000 | 1,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,502,000 | 1,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $525,000 | 313 |
| Income earned, not collected on loans | $3,198,000 | 961 |
| Earning assets | $666,815,000 | 830 |
| Long-term assets (5+ years) | $181,190,000 | 564 |
| Average Assets, year-to-date | $704,064,250 | 822 |
| Average Assets, quarterly | $705,810,500 | 855 |
| Volatile liabilities | $258,323,000 | 595 |
| Insider loans | $592,000 | 5,142 |
| FHLB advances | $36,000,000 | 1,084 |
| Loans and leases held for sale | $6,234,000 | 362 |
| Unused loan commitments | $138,733,000 | 772 |
| Tier 1 (core) risk-based capital | $52,082,000 | 1,078 |
| Tier 2 risk-based capital | $4,688,000 | 1,011 |
| Total risk weighted assets | $550,974,000 | 796 |
| Total unused commitments | $138,733,000 | 774 |
| Derivatives | $12,148,000 | 431 |
| 2005-06-30 | Rank | |
| # of Employees: | 175 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $696,738,000 | 848 |
| Cash and due from depository institutions | $30,710,000 | 929 |
| Interest-bearing balances | $3,436,000 | 1,393 |
| Securities | $196,289,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $444,327,000 | 907 |
| Loan loss allowance | $4,637,000 | 1,026 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,913,000 | 758 |
| Other real estate owned | $697,000 | 929 |
| Goodwill and other intangibles | $664,000 | 1,925 |
| All other assets | $11,138,000 | 1,449 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $696,738,000 | 848 |
| Total liabilities | $646,100,000 | 823 |
| Total deposits | $559,126,000 | 806 |
| Interest-bearing deposits | $498,569,000 | 765 |
| Deposits held in domestic offices | $559,126,000 | 805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,270,000 | 458 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,000,000 | 1,192 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,704,000 | 1,550 |
| Total equity capital | $50,638,000 | 1,171 |
| Total bank equity capital | $50,638,000 | 1,171 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000 | 7,834 |
| Surplus | $24,131,000 | 1,030 |
| Undivided profits | $26,502,000 | 1,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,485,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $665,000 | 264 |
| Income earned, not collected on loans | $2,901,000 | 985 |
| Earning assets | $644,052,000 | 846 |
| Long-term assets (5+ years) | $184,383,000 | 554 |
| Average Assets, year-to-date | $700,458,000 | 820 |
| Average Assets, quarterly | $707,591,000 | 822 |
| Volatile liabilities | $224,302,000 | 667 |
| Insider loans | $2,247,000 | 2,558 |
| FHLB advances | $36,000,000 | 1,104 |
| Loans and leases held for sale | $7,945,000 | 319 |
| Unused loan commitments | $142,425,000 | 733 |
| Tier 1 (core) risk-based capital | $51,174,000 | 1,075 |
| Tier 2 risk-based capital | $4,637,000 | 998 |
| Total risk weighted assets | $506,499,000 | 842 |
| Total unused commitments | $142,425,000 | 734 |
| Derivatives | $19,095,000 | 361 |
| 2005-03-31 | Rank | |
| # of Employees: | 162 | 990 |
| Assets and Liabilities | ||
| Total Assets: | $718,444,000 | 815 |
| Cash and due from depository institutions | $25,463,000 | 990 |
| Interest-bearing balances | $3,524,000 | 1,406 |
| Securities | $223,610,000 | 596 |
| Federal funds sold & reverse repurchase agreements | $8,000 | 6,317 |
| Net loans & leases | $440,961,000 | 883 |
| Loan loss allowance | $4,553,000 | 1,040 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,737,000 | 684 |
| Other real estate owned | $692,000 | 990 |
| Goodwill and other intangibles | $1,769,000 | 1,317 |
| All other assets | $12,204,000 | 1,305 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $718,444,000 | 815 |
| Total liabilities | $669,738,000 | 778 |
| Total deposits | $593,223,000 | 741 |
| Interest-bearing deposits | $526,958,000 | 726 |
| Deposits held in domestic offices | $593,223,000 | 739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,512,000 | 533 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,000,000 | 1,146 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,003,000 | 1,413 |
| Total equity capital | $48,706,000 | 1,188 |
| Total bank equity capital | $48,706,000 | 1,188 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000 | 7,896 |
| Surplus | $24,131,000 | 1,003 |
| Undivided profits | $24,570,000 | 1,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,487,000 | 606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $443,000 | 347 |
| Income earned, not collected on loans | $3,265,000 | 830 |
| Earning assets | $668,103,000 | 801 |
| Long-term assets (5+ years) | $193,564,000 | 541 |
| Average Assets, year-to-date | $702,318,000 | 820 |
| Average Assets, quarterly | $702,318,000 | 820 |
| Volatile liabilities | $205,582,000 | 677 |
| Insider loans | $2,069,000 | 2,679 |
| FHLB advances | $36,000,000 | 1,060 |
| Loans and leases held for sale | $9,158,000 | 277 |
| Unused loan commitments | $141,009,000 | 736 |
| Tier 1 (core) risk-based capital | $48,563,000 | 1,111 |
| Tier 2 risk-based capital | $4,553,000 | 1,002 |
| Total risk weighted assets | $524,886,000 | 784 |
| Total unused commitments | $141,009,000 | 736 |
| Derivatives | $14,583,000 | 365 |
| 2004-12-31 | Rank | |
| # of Employees: | 151 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $686,192,000 | 842 |
| Cash and due from depository institutions | $26,325,000 | 1,093 |
| Interest-bearing balances | $3,510,000 | 1,435 |
| Securities | $200,724,000 | 663 |
| Federal funds sold & reverse repurchase agreements | $3,490,000 | 2,927 |
| Net loans & leases | $430,744,000 | 903 |
| Loan loss allowance | $4,379,000 | 1,065 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,708,000 | 680 |
| Other real estate owned | $792,000 | 1,093 |
| Goodwill and other intangibles | $1,549,000 | 1,394 |
| All other assets | $8,860,000 | 1,707 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $686,192,000 | 842 |
| Total liabilities | $638,545,000 | 811 |
| Total deposits | $561,955,000 | 793 |
| Interest-bearing deposits | $492,370,000 | 767 |
| Deposits held in domestic offices | $561,955,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,230,000 | 523 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $36,000,000 | 1,155 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,360,000 | 1,676 |
| Total equity capital | $47,647,000 | 1,203 |
| Total bank equity capital | $47,647,000 | 1,203 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000 | 7,939 |
| Surplus | $23,031,000 | 1,021 |
| Undivided profits | $24,611,000 | 1,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,747,000 | 595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $452,000 | 336 |
| Income earned, not collected on loans | $3,198,000 | 840 |
| Earning assets | $638,468,000 | 832 |
| Long-term assets (5+ years) | $184,090,000 | 567 |
| Average Assets, year-to-date | $617,271,400 | 894 |
| Average Assets, quarterly | $665,479,000 | 861 |
| Volatile liabilities | $203,449,000 | 661 |
| Insider loans | $728,000 | 4,750 |
| FHLB advances | $36,000,000 | 1,057 |
| Loans and leases held for sale | $6,960,000 | 311 |
| Unused loan commitments | $128,083,000 | 771 |
| Tier 1 (core) risk-based capital | $46,672,000 | 1,137 |
| Tier 2 risk-based capital | $4,379,000 | 1,036 |
| Total risk weighted assets | $407,889,000 | 987 |
| Total unused commitments | $128,083,000 | 771 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 154 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $644,766,000 | 881 |
| Cash and due from depository institutions | $22,493,000 | 1,064 |
| Interest-bearing balances | $1,698,000 | 2,297 |
| Securities | $185,893,000 | 704 |
| Federal funds sold & reverse repurchase agreements | $8,616,000 | 1,317 |
| Net loans & leases | $404,702,000 | 930 |
| Loan loss allowance | $4,596,000 | 1,031 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $13,047,000 | 690 |
| Other real estate owned | $730,000 | 1,064 |
| Goodwill and other intangibles | $1,254,000 | 1,498 |
| All other assets | $8,031,000 | 1,796 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $644,766,000 | 881 |
| Total liabilities | $600,152,000 | 845 |
| Total deposits | $543,225,000 | 800 |
| Interest-bearing deposits | $477,522,000 | 782 |
| Deposits held in domestic offices | $543,225,000 | 796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,314,000 | 644 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $28,000,000 | 1,377 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,613,000 | 1,544 |
| Total equity capital | $44,614,000 | 1,278 |
| Total bank equity capital | $44,614,000 | 1,278 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $318,000 | 5,063 |
| Surplus | $20,952,000 | 1,077 |
| Undivided profits | $23,344,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,668,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $460,000 | 357 |
| Income earned, not collected on loans | $2,535,000 | 1,081 |
| Earning assets | $600,909,000 | 860 |
| Long-term assets (5+ years) | $157,677,000 | 680 |
| Average Assets, year-to-date | $600,041,250 | 914 |
| Average Assets, quarterly | $619,456,000 | 912 |
| Volatile liabilities | $197,777,000 | 646 |
| Insider loans | $387,000 | 5,884 |
| FHLB advances | $28,000,000 | 1,276 |
| Loans and leases held for sale | $1,466,000 | 720 |
| Unused loan commitments | $101,123,000 | 912 |
| Tier 1 (core) risk-based capital | $43,614,000 | 1,212 |
| Tier 2 risk-based capital | $4,596,000 | 984 |
| Total risk weighted assets | $389,394,000 | 1,014 |
| Total unused commitments | $101,123,000 | 914 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 68 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $311,643,000 | 1,852 |
| Cash and due from depository institutions | $10,061,000 | 2,551 |
| Interest-bearing balances | $122,000 | 4,973 |
| Securities | $111,783,000 | 1,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $180,099,000 | 2,071 |
| Loan loss allowance | $2,390,000 | 1,939 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,605,000 | 2,189 |
| Other real estate owned | $649,000 | 2,551 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,446,000 | 2,859 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $311,643,000 | 1,852 |
| Total liabilities | $291,500,000 | 1,782 |
| Total deposits | $262,611,000 | 1,746 |
| Interest-bearing deposits | $232,991,000 | 1,664 |
| Deposits held in domestic offices | $262,611,000 | 1,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,960,000 | 1,135 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,000,000 | 1,810 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $929,000 | 3,086 |
| Total equity capital | $20,143,000 | 2,714 |
| Total bank equity capital | $20,143,000 | 2,714 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000 | 8,034 |
| Surplus | $14,840,000 | 1,418 |
| Undivided profits | $5,298,000 | 4,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,385,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $225,000 | 579 |
| Income earned, not collected on loans | $1,118,000 | 2,635 |
| Earning assets | $292,004,000 | 1,797 |
| Long-term assets (5+ years) | $96,924,000 | 1,117 |
| Average Assets, year-to-date | $292,755,000 | 1,916 |
| Average Assets, quarterly | $296,368,500 | 1,921 |
| Volatile liabilities | $122,214,000 | 942 |
| Insider loans | $24,000 | 7,902 |
| FHLB advances | $18,000,000 | 1,697 |
| Loans and leases held for sale | $2,592,000 | 544 |
| Unused loan commitments | $57,675,000 | 1,390 |
| Tier 1 (core) risk-based capital | $20,615,000 | 2,579 |
| Tier 2 risk-based capital | $2,094,000 | 2,059 |
| Total risk weighted assets | $167,198,000 | 2,303 |
| Total unused commitments | $57,675,000 | 1,392 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 47 | 3,540 |
| Assets and Liabilities | ||
| Total Assets: | $281,094,000 | 2,010 |
| Cash and due from depository institutions | $8,953,000 | 3,540 |
| Interest-bearing balances | $710,000 | 3,403 |
| Securities | $89,476,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $1,649,000 | 4,953 |
| Net loans & leases | $173,908,000 | 2,079 |
| Loan loss allowance | $2,446,000 | 1,881 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,951,000 | 2,512 |
| Other real estate owned | $0 | 3,540 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,157,000 | 3,494 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $281,094,000 | 2,010 |
| Total liabilities | $260,598,000 | 1,951 |
| Total deposits | $235,195,000 | 1,931 |
| Interest-bearing deposits | $203,333,000 | 1,903 |
| Deposits held in domestic offices | $235,195,000 | 1,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,558,000 | 1,323 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,000,000 | 1,724 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $845,000 | 3,611 |
| Total equity capital | $20,496,000 | 2,720 |
| Total bank equity capital | $20,496,000 | 2,720 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000 | 8,064 |
| Surplus | $14,840,000 | 1,396 |
| Undivided profits | $5,651,000 | 4,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,118,000 | 967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,046,000 | 2,769 |
| Earning assets | $265,743,000 | 1,963 |
| Long-term assets (5+ years) | $91,198,000 | 1,140 |
| Average Assets, year-to-date | $283,311,000 | 1,970 |
| Average Assets, quarterly | $283,311,000 | 1,970 |
| Volatile liabilities | $113,346,000 | 978 |
| Insider loans | $24,000 | 7,902 |
| FHLB advances | $18,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $49,548,000 | 1,516 |
| Tier 1 (core) risk-based capital | $20,069,000 | 2,613 |
| Tier 2 risk-based capital | $1,942,000 | 2,166 |
| Total risk weighted assets | $154,834,000 | 2,425 |
| Total unused commitments | $49,548,000 | 1,519 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $285,528,000 | 1,966 |
| Cash and due from depository institutions | $8,170,000 | 3,693 |
| Interest-bearing balances | $858,000 | 3,111 |
| Securities | $96,793,000 | 1,400 |
| Federal funds sold & reverse repurchase agreements | $6,634,000 | 1,796 |
| Net loans & leases | $166,520,000 | 2,151 |
| Loan loss allowance | $2,400,000 | 1,894 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,839,000 | 2,563 |
| Other real estate owned | $90,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,482,000 | 3,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,528,000 | 1,966 |
| Total liabilities | $265,576,000 | 1,904 |
| Total deposits | $234,509,000 | 1,927 |
| Interest-bearing deposits | $205,567,000 | 1,874 |
| Deposits held in domestic offices | $234,509,000 | 1,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,973,000 | 1,008 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,740 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,094,000 | 2,910 |
| Total equity capital | $19,952,000 | 2,731 |
| Total bank equity capital | $19,952,000 | 2,731 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000 | 8,125 |
| Surplus | $14,840,000 | 1,366 |
| Undivided profits | $5,107,000 | 4,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,791,000 | 1,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $726,000 | 248 |
| Income earned, not collected on loans | $1,153,000 | 2,613 |
| Earning assets | $270,805,000 | 1,890 |
| Long-term assets (5+ years) | $95,838,000 | 1,124 |
| Average Assets, year-to-date | $240,345,400 | 2,255 |
| Average Assets, quarterly | $283,776,500 | 1,959 |
| Volatile liabilities | $122,122,000 | 909 |
| Insider loans | $24,000 | 7,965 |
| FHLB advances | $18,000,000 | 1,630 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $42,848,000 | 1,664 |
| Tier 1 (core) risk-based capital | $19,748,000 | 2,617 |
| Tier 2 risk-based capital | $1,898,000 | 2,191 |
| Total risk weighted assets | $151,308,000 | 2,445 |
| Total unused commitments | $42,848,000 | 1,667 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 44 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $282,025,000 | 1,990 |
| Cash and due from depository institutions | $9,588,000 | 3,774 |
| Interest-bearing balances | $1,764,000 | 2,473 |
| Securities | $101,242,000 | 1,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $163,798,000 | 2,168 |
| Loan loss allowance | $2,126,000 | 2,142 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,836,000 | 2,531 |
| Other real estate owned | $91,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,470,000 | 3,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,025,000 | 1,990 |
| Total liabilities | $262,606,000 | 1,929 |
| Total deposits | $238,973,000 | 1,903 |
| Interest-bearing deposits | $211,764,000 | 1,837 |
| Deposits held in domestic offices | $238,973,000 | 1,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,663,000 | 1,600 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,685 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $970,000 | 3,270 |
| Total equity capital | $19,419,000 | 2,792 |
| Total bank equity capital | $19,419,000 | 2,792 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000 | 8,176 |
| Surplus | $14,840,000 | 1,359 |
| Undivided profits | $4,574,000 | 4,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $907,000 | 3,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,124,000 | 2,816 |
| Earning assets | $266,804,000 | 1,928 |
| Long-term assets (5+ years) | $94,752,000 | 1,152 |
| Average Assets, year-to-date | $229,049,750 | 2,378 |
| Average Assets, quarterly | $257,121,500 | 2,159 |
| Volatile liabilities | $123,027,000 | 898 |
| Insider loans | $24,000 | 8,022 |
| FHLB advances | $18,000,000 | 1,569 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $46,638,000 | 1,541 |
| Tier 1 (core) risk-based capital | $19,383,000 | 2,660 |
| Tier 2 risk-based capital | $2,042,000 | 2,057 |
| Total risk weighted assets | $163,293,000 | 2,255 |
| Total unused commitments | $46,638,000 | 1,547 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $232,218,000 | 2,390 |
| Cash and due from depository institutions | $12,533,000 | 3,851 |
| Interest-bearing balances | $62,000 | 5,838 |
| Securities | $61,804,000 | 2,008 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $150,704,000 | 2,301 |
| Loan loss allowance | $1,745,000 | 2,485 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,866,000 | 2,485 |
| Other real estate owned | $91,000 | 3,851 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,220,000 | 3,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,218,000 | 2,390 |
| Total liabilities | $216,975,000 | 2,314 |
| Total deposits | $189,169,000 | 2,383 |
| Interest-bearing deposits | $158,526,000 | 2,402 |
| Deposits held in domestic offices | $189,169,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,972,000 | 1,119 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,000,000 | 1,676 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $834,000 | 3,734 |
| Total equity capital | $15,243,000 | 3,477 |
| Total bank equity capital | $15,243,000 | 3,477 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000 | 8,205 |
| Surplus | $10,840,000 | 1,744 |
| Undivided profits | $4,398,000 | 5,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $779,000 | 3,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,002,000 | 3,018 |
| Earning assets | $212,570,000 | 2,384 |
| Long-term assets (5+ years) | $49,368,000 | 1,830 |
| Average Assets, year-to-date | $211,391,330 | 2,560 |
| Average Assets, quarterly | $227,404,000 | 2,417 |
| Volatile liabilities | $77,046,000 | 1,316 |
| Insider loans | $221,000 | 6,699 |
| FHLB advances | $18,000,000 | 1,556 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $43,665,000 | 1,593 |
| Tier 1 (core) risk-based capital | $15,129,000 | 3,291 |
| Tier 2 risk-based capital | $1,745,000 | 2,278 |
| Total risk weighted assets | $140,594,000 | 2,543 |
| Total unused commitments | $43,665,000 | 1,599 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 48 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $222,590,000 | 2,451 |
| Cash and due from depository institutions | $12,648,000 | 3,475 |
| Interest-bearing balances | $582,000 | 3,709 |
| Securities | $61,042,000 | 1,990 |
| Federal funds sold & reverse repurchase agreements | $1,652,000 | 5,603 |
| Net loans & leases | $140,200,000 | 2,414 |
| Loan loss allowance | $1,671,000 | 2,550 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,903,000 | 2,438 |
| Other real estate owned | $91,000 | 3,475 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,054,000 | 3,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,590,000 | 2,451 |
| Total liabilities | $207,774,000 | 2,375 |
| Total deposits | $186,650,000 | 2,386 |
| Interest-bearing deposits | $158,381,000 | 2,407 |
| Deposits held in domestic offices | $186,650,000 | 2,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,844,000 | 2,024 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $18,000,000 | 1,608 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,280,000 | 2,822 |
| Total equity capital | $14,816,000 | 3,496 |
| Total bank equity capital | $14,816,000 | 3,496 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,000 | 8,246 |
| Surplus | $10,840,000 | 1,717 |
| Undivided profits | $3,971,000 | 5,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $991,000 | 3,066 |
| Earning assets | $203,476,000 | 2,459 |
| Long-term assets (5+ years) | $50,870,000 | 1,731 |
| Average Assets, year-to-date | $200,978,000 | 2,680 |
| Average Assets, quarterly | $200,978,000 | 2,680 |
| Volatile liabilities | $71,453,000 | 1,377 |
| Insider loans | $175,000 | 6,985 |
| FHLB advances | $18,000,000 | 1,500 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $36,886,000 | 1,753 |
| Tier 1 (core) risk-based capital | $14,818,000 | 3,309 |
| Tier 2 risk-based capital | $1,671,000 | 2,326 |
| Total risk weighted assets | $158,685,000 | 2,240 |
| Total unused commitments | $36,886,000 | 1,761 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $179,366,000 | 2,915 |
| Cash and due from depository institutions | $10,848,000 | 3,394 |
| Interest-bearing balances | $849,000 | 3,268 |
| Securities | $23,207,000 | 4,206 |
| Federal funds sold & reverse repurchase agreements | $11,853,000 | 1,213 |
| Net loans & leases | $126,651,000 | 2,621 |
| Loan loss allowance | $1,563,000 | 2,650 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,901,000 | 2,403 |
| Other real estate owned | $153,000 | 3,394 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,753,000 | 3,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,366,000 | 2,915 |
| Total liabilities | $164,837,000 | 2,858 |
| Total deposits | $146,925,000 | 2,927 |
| Interest-bearing deposits | $126,394,000 | 2,891 |
| Deposits held in domestic offices | $146,925,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,000,000 | 1,695 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $912,000 | 3,603 |
| Total equity capital | $14,529,000 | 3,517 |
| Total bank equity capital | $14,529,000 | 3,517 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,000 | 8,282 |
| Surplus | $11,040,000 | 1,645 |
| Undivided profits | $3,484,000 | 5,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $755,000 | 4,106 |
| Earning assets | $162,560,000 | 2,933 |
| Long-term assets (5+ years) | $13,551,000 | 4,185 |
| Average Assets, year-to-date | $164,435,000 | 3,022 |
| Average Assets, quarterly | $175,295,000 | 2,961 |
| Volatile liabilities | $38,949,000 | 2,262 |
| Insider loans | $176,000 | 7,025 |
| FHLB advances | $17,000,000 | 1,564 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $37,686,000 | 1,646 |
| Tier 1 (core) risk-based capital | $14,417,000 | 3,346 |
| Tier 2 risk-based capital | $1,513,000 | 2,509 |
| Total risk weighted assets | $121,009,000 | 2,856 |
| Total unused commitments | $37,686,000 | 1,652 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $149,984,000 | 3,269 |
| Cash and due from depository institutions | $7,361,000 | 3,732 |
| Interest-bearing balances | $482,000 | 3,739 |
| Securities | $11,463,000 | 6,142 |
| Federal funds sold & reverse repurchase agreements | $2,981,000 | 3,941 |
| Net loans & leases | $121,782,000 | 2,635 |
| Loan loss allowance | $1,442,000 | 2,681 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,713,000 | 2,446 |
| Other real estate owned | $300,000 | 3,732 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,384,000 | 4,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,984,000 | 3,269 |
| Total liabilities | $140,116,000 | 3,156 |
| Total deposits | $121,738,000 | 3,285 |
| Interest-bearing deposits | $103,730,000 | 3,308 |
| Deposits held in domestic offices | $121,738,000 | 3,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $775,000 | 2,763 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,000,000 | 1,548 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $603,000 | 4,861 |
| Total equity capital | $9,868,000 | 4,560 |
| Total bank equity capital | $9,868,000 | 4,560 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,000 | 8,501 |
| Surplus | $7,540,000 | 2,197 |
| Undivided profits | $2,323,000 | 6,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $764,000 | 4,390 |
| Earning assets | $136,708,000 | 3,258 |
| Long-term assets (5+ years) | $5,199,000 | 6,083 |
| Average Assets, year-to-date | $141,600,600 | 3,292 |
| Average Assets, quarterly | $150,544,000 | 3,227 |
| Volatile liabilities | $35,461,000 | 2,352 |
| Insider loans | $176,000 | 7,115 |
| FHLB advances | $17,000,000 | 1,419 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,311,000 | 1,844 |
| Tier 1 (core) risk-based capital | $9,844,000 | 4,404 |
| Tier 2 risk-based capital | $1,313,000 | 2,683 |
| Total risk weighted assets | $104,938,000 | 3,086 |
| Total unused commitments | $30,311,000 | 1,850 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $123,813,000 | 3,703 |
| Cash and due from depository institutions | $4,488,000 | 3,624 |
| Interest-bearing balances | $174,000 | 4,058 |
| Securities | $6,054,000 | 7,991 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,464 |
| Net loans & leases | $99,580,000 | 3,076 |
| Loan loss allowance | $1,007,000 | 3,455 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,855,000 | 2,286 |
| Other real estate owned | $25,000 | 3,624 |
| Goodwill and other intangibles | $469,000 | 1,865 |
| All other assets | $1,042,000 | 6,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,813,000 | 3,703 |
| Total liabilities | $115,440,000 | 3,604 |
| Total deposits | $99,406,000 | 3,823 |
| Interest-bearing deposits | $84,980,000 | 3,809 |
| Deposits held in domestic offices | $99,406,000 | 3,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,098 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,066,000 | 1,742 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $468,000 | 6,003 |
| Total equity capital | $8,373,000 | 5,060 |
| Total bank equity capital | $8,373,000 | 5,060 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,000 | 8,771 |
| Surplus | $6,990,000 | 2,295 |
| Undivided profits | $1,378,000 | 7,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 3,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $602,000 | 4,454 |
| Earning assets | $114,108,000 | 3,706 |
| Long-term assets (5+ years) | $8,676,000 | 4,891 |
| Average Assets, year-to-date | $111,442,000 | 3,914 |
| Average Assets, quarterly | $120,131,500 | 3,766 |
| Volatile liabilities | $27,335,000 | 2,873 |
| Insider loans | $431,000 | 5,773 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,684,000 | 566 |
| Unused loan commitments | $27,645,000 | 1,846 |
| Tier 1 (core) risk-based capital | $8,392,000 | 4,936 |
| Tier 2 risk-based capital | $1,007,000 | 3,248 |
| Total risk weighted assets | $91,668,100 | 3,328 |
| Total unused commitments | $27,645,000 | 1,848 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $98,032,000 | 4,486 |
| Cash and due from depository institutions | $4,357,000 | 3,793 |
| Interest-bearing balances | $1,231,000 | 2,198 |
| Securities | $6,281,000 | 8,236 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 6,326 |
| Net loans & leases | $83,878,000 | 3,433 |
| Loan loss allowance | $850,000 | 3,897 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,107,000 | 3,856 |
| Other real estate owned | $0 | 3,793 |
| Goodwill and other intangibles | $562,000 | 1,819 |
| All other assets | $647,000 | 7,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,032,000 | 4,486 |
| Total liabilities | $91,628,000 | 4,347 |
| Total deposits | $82,152,000 | 4,457 |
| Interest-bearing deposits | $72,176,000 | 4,359 |
| Deposits held in domestic offices | $82,152,000 | 4,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $575,000 | 3,390 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,490,000 | 2,220 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $411,000 | 5,988 |
| Total equity capital | $6,404,000 | 6,005 |
| Total bank equity capital | $6,404,000 | 6,005 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,000 | 9,075 |
| Surplus | $5,840,000 | 2,628 |
| Undivided profits | $559,000 | 8,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $353,000 | 5,888 |
| Earning assets | $91,590,000 | 4,395 |
| Long-term assets (5+ years) | $6,139,000 | 5,912 |
| Average Assets, year-to-date | $88,801,600 | 4,712 |
| Average Assets, quarterly | $96,548,500 | 4,497 |
| Volatile liabilities | $17,541,000 | 3,805 |
| Insider loans | $209,000 | 7,132 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,094,000 | 414 |
| Unused loan commitments | $23,658,000 | 2,080 |
| Tier 1 (core) risk-based capital | $6,416,800 | 6,019 |
| Tier 2 risk-based capital | $850,000 | 3,613 |
| Total risk weighted assets | $81,869,400 | 3,548 |
| Total unused commitments | $23,658,000 | 2,084 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 30 | 5,321 |
| Assets and Liabilities | ||
| Total Assets: | $78,420,000 | 5,285 |
| Cash and due from depository institutions | $10,633,000 | 5,321 |
| Interest-bearing balances | $8,322,000 | 760 |
| Securities | $7,505,000 | 7,859 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 6,966 |
| Net loans & leases | $55,170,000 | 4,609 |
| Loan loss allowance | $539,000 | 5,344 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,119,000 | 3,731 |
| Other real estate owned | $301,000 | 5,321 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,642,000 | 4,129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,420,000 | 5,285 |
| Total liabilities | $73,492,000 | 5,122 |
| Total deposits | $67,167,000 | 5,226 |
| Interest-bearing deposits | $62,246,000 | 4,918 |
| Deposits held in domestic offices | $67,167,000 | 5,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,816,000 | 2,104 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $509,000 | 5,701 |
| Total equity capital | $4,928,000 | 7,160 |
| Total bank equity capital | $4,928,000 | 7,160 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,000 | 9,284 |
| Surplus | $4,590,000 | 3,088 |
| Undivided profits | $333,000 | 9,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $281,000 | 6,806 |
| Earning assets | $72,047,000 | 5,267 |
| Long-term assets (5+ years) | $4,682,000 | 6,372 |
| Average Assets, year-to-date | $71,059,600 | 5,419 |
| Average Assets, quarterly | $78,711,000 | 5,195 |
| Volatile liabilities | $9,082,000 | 5,270 |
| Insider loans | $381,000 | 5,936 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,265,000 | 976 |
| Unused loan commitments | $13,961,000 | 2,931 |
| Tier 1 (core) risk-based capital | $4,937,000 | 6,987 |
| Tier 2 risk-based capital | $539,000 | 4,945 |
| Total risk weighted assets | $53,488,800 | 4,836 |
| Total unused commitments | $13,961,000 | 2,937 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 22 | 6,730 |
| Assets and Liabilities | ||
| Total Assets: | $55,931,000 | 6,636 |
| Cash and due from depository institutions | $5,397,000 | 6,730 |
| Interest-bearing balances | $2,911,000 | 1,395 |
| Securities | $3,589,000 | 9,763 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 6,491 |
| Net loans & leases | $43,628,000 | 5,487 |
| Loan loss allowance | $440,000 | 6,204 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,197,000 | 5,425 |
| Other real estate owned | $0 | 6,730 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,170,000 | 5,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,931,000 | 6,636 |
| Total liabilities | $52,207,000 | 6,455 |
| Total deposits | $50,541,000 | 6,358 |
| Interest-bearing deposits | $45,058,000 | 6,180 |
| Deposits held in domestic offices | $50,541,000 | 6,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,162,000 | 3,340 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $504,000 | 5,884 |
| Total equity capital | $3,724,000 | 8,284 |
| Total bank equity capital | $3,724,000 | 8,284 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,000 | 9,683 |
| Surplus | $3,715,000 | 3,565 |
| Undivided profits | $4,000 | 10,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $339,000 | 6,348 |
| Earning assets | $51,078,000 | 6,639 |
| Long-term assets (5+ years) | $2,029,000 | 7,660 |
| Average Assets, year-to-date | $46,738,000 | 7,140 |
| Average Assets, quarterly | $55,247,000 | 6,623 |
| Volatile liabilities | $8,026,000 | 5,699 |
| Insider loans | $6,000 | 9,690 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,550,000 | 3,329 |
| Tier 1 (core) risk-based capital | $3,724,000 | 8,187 |
| Tier 2 risk-based capital | $440,000 | 5,646 |
| Total risk weighted assets | $39,024,400 | 6,030 |
| Total unused commitments | $10,550,000 | 3,331 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $35,387,000 | 8,638 |
| Cash and due from depository institutions | $4,989,000 | 7,084 |
| Interest-bearing balances | $1,437,000 | 1,982 |
| Securities | $227,000 | 11,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $28,465,000 | 7,176 |
| Loan loss allowance | $255,000 | 8,423 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $781,000 | 6,795 |
| Other real estate owned | $0 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $925,000 | 6,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,387,000 | 8,638 |
| Total liabilities | $33,567,000 | 8,391 |
| Total deposits | $31,745,000 | 8,447 |
| Interest-bearing deposits | $27,548,000 | 8,383 |
| Deposits held in domestic offices | $31,745,000 | 8,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,490,000 | 3,008 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $332,000 | 7,516 |
| Total equity capital | $1,820,000 | 10,542 |
| Total bank equity capital | $1,820,000 | 10,542 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,000 | 10,148 |
| Surplus | $1,877,000 | 5,783 |
| Undivided profits | $-62,000 | 10,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $85,000 | 10,446 |
| Earning assets | $30,129,000 | 8,876 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $26,231,800 | 9,463 |
| Average Assets, quarterly | $32,963,500 | 8,829 |
| Volatile liabilities | $8,828,000 | 5,255 |
| Insider loans | $102,000 | 8,782 |
| FHLB advances | $1,490,000 | 749 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,361,000 | 6,101 |
| Tier 1 (core) risk-based capital | $1,820,000 | 10,508 |
| Tier 2 risk-based capital | $255,000 | 7,832 |
| Total risk weighted assets | $22,636,000 | 8,185 |
| Total unused commitments | $3,361,000 | 6,118 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 8 | 10,829 |
| Assets and Liabilities | ||
| Total Assets: | $16,468,000 | 11,085 |
| Cash and due from depository institutions | $418,000 | 10,829 |
| Interest-bearing balances | $354,000 | 3,662 |
| Securities | $261,000 | 11,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $14,070,000 | 9,723 |
| Loan loss allowance | $131,000 | 10,543 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $101,000 | 11,064 |
| Other real estate owned | $0 | 10,829 |
| Goodwill and other intangibles | $54,000 | 2,615 |
| All other assets | $1,564,000 | 4,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,468,000 | 11,085 |
| Total liabilities | $15,285,000 | 10,999 |
| Total deposits | $14,934,000 | 10,978 |
| Interest-bearing deposits | $14,859,000 | 10,588 |
| Deposits held in domestic offices | $14,934,000 | 10,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $351,000 | 7,689 |
| Total equity capital | $1,183,000 | 11,548 |
| Total bank equity capital | $1,183,000 | 11,548 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000 | 10,614 |
| Surplus | $1,077,000 | 7,582 |
| Undivided profits | $101,000 | 11,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $27,000 | 11,640 |
| Earning assets | $14,685,000 | 11,089 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $14,073,400 | 11,278 |
| Average Assets, quarterly | $16,166,500 | 11,083 |
| Volatile liabilities | $2,070,000 | 9,542 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,743,000 | 5,750 |
| Tier 1 (core) risk-based capital | $1,183,000 | 11,537 |
| Tier 2 risk-based capital | $131,000 | 10,109 |
| Total risk weighted assets | $13,339,000 | 10,145 |
| Total unused commitments | $3,743,000 | 5,763 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 5 | 12,235 |
| Assets and Liabilities | ||
| Total Assets: | $11,244,000 | 12,188 |
| Cash and due from depository institutions | $384,000 | 12,235 |
| Interest-bearing balances | $124,000 | 4,919 |
| Securities | $285,000 | 12,465 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $9,748,000 | 11,056 |
| Loan loss allowance | $121,000 | 11,201 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $83,000 | 11,805 |
| Other real estate owned | $0 | 12,235 |
| Goodwill and other intangibles | $97,000 | 2,278 |
| All other assets | $647,000 | 8,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,244,000 | 12,188 |
| Total liabilities | $10,168,000 | 12,162 |
| Total deposits | $9,578,000 | 12,165 |
| Interest-bearing deposits | $9,553,000 | 11,929 |
| Deposits held in domestic offices | $9,578,000 | 12,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $400,000 | 3,928 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $190,000 | 9,202 |
| Total equity capital | $1,076,000 | 12,141 |
| Total bank equity capital | $1,076,000 | 12,141 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,000 | 11,186 |
| Surplus | $1,077,000 | 7,746 |
| Undivided profits | $-6,000 | 11,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $47,000 | 11,977 |
| Earning assets | $10,157,000 | 12,151 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $11,247,000 | 12,183 |
| Average Assets, quarterly | $11,142,500 | 12,197 |
| Volatile liabilities | $2,503,000 | 9,040 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,324,000 | 7,072 |
| Tier 1 (core) risk-based capital | $1,076,000 | 12,171 |
| Tier 2 risk-based capital | $73,000 | 11,731 |
| Total risk weighted assets | $6,617,000 | 11,983 |
| Total unused commitments | $2,324,000 | 7,084 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $11,530,000 | 12,793 |
| Cash and due from depository institutions | $5,018,000 | 11,961 |
| Interest-bearing balances | $4,082,000 | 1,467 |
| Securities | $298,000 | 13,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $5,831,000 | 12,484 |
| Loan loss allowance | $97,000 | 12,168 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,000 | 13,178 |
| Other real estate owned | $0 | 11,961 |
| Goodwill and other intangibles | $221,000 | 1,781 |
| All other assets | $155,000 | 12,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,530,000 | 12,793 |
| Total liabilities | $10,424,000 | 12,773 |
| Total deposits | $10,133,000 | 12,745 |
| Interest-bearing deposits | $10,133,000 | 12,452 |
| Deposits held in domestic offices | $10,133,000 | 12,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $291,000 | 7,684 |
| Total equity capital | $1,106,000 | 12,650 |
| Total bank equity capital | $1,106,000 | 12,650 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,000 | 11,719 |
| Surplus | $1,077,000 | 7,861 |
| Undivided profits | $24,000 | 12,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $40,000 | 12,613 |
| Earning assets | $10,211,000 | 12,774 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $12,257,600 | 12,683 |
| Average Assets, quarterly | $12,175,500 | 12,699 |
| Volatile liabilities | $2,062,000 | 9,614 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $425,000 | 10,780 |
| Tier 1 (core) risk-based capital | $1,106,000 | 12,637 |
| Tier 2 risk-based capital | $50,000 | 12,670 |
| Total risk weighted assets | $4,004,000 | 13,033 |
| Total unused commitments | $425,000 | 10,793 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $11,610,000 | 13,327 |
| Cash and due from depository institutions | $6,732,000 | 12,845 |
| Interest-bearing balances | $5,866,000 | 1,266 |
| Securities | $992,000 | 13,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $3,731,000 | 13,537 |
| Loan loss allowance | $12,000 | 13,795 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $12,000 | 13,771 |
| Other real estate owned | $0 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $143,000 | 13,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,610,000 | 13,327 |
| Total liabilities | $9,861,000 | 13,382 |
| Total deposits | $9,698,000 | 13,351 |
| Interest-bearing deposits | $9,056,000 | 13,176 |
| Deposits held in domestic offices | $9,698,000 | 13,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $163,000 | 10,847 |
| Total equity capital | $1,749,000 | 11,938 |
| Total bank equity capital | $1,749,000 | 11,938 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $255,000 | 8,464 |
| Surplus | $487,000 | 10,813 |
| Undivided profits | $1,007,000 | 9,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $18,000 | 13,599 |
| Earning assets | $10,589,000 | 13,268 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $11,910,800 | 13,261 |
| Average Assets, quarterly | $12,001,000 | 13,259 |
| Volatile liabilities | $748,000 | 12,320 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $54,000 | 12,318 |
| Tier 1 (core) risk-based capital | $1,749,000 | 11,900 |
| Tier 2 risk-based capital | $12,000 | 13,621 |
| Total risk weighted assets | $3,530,000 | 13,682 |
| Total unused commitments | $54,000 | 12,322 |
| Derivatives | $0 | 651 |