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Cullen/Frost Bank of Dallas, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$9,658,0003,205
Total interest expense$2,784,0004,396
Net interest income$6,874,0002,624
Provision for loan and lease losses$-2,000,00013,252
Total noninterest income$3,557,0001,281
Gross Fiduciary activities income$1,131,000515
Service charges on deposit accounts$1,732,000761
Trading account gains and fees$0532
Additional Noninterest Income$694,0002,615
Total noninterest expense$7,518,0001,960
Salaries and employee benefits$3,630,0001,844
Premises and equipment expense$1,216,0001,724
Additional noninterest expense$2,672,0002,094
Pre-tax net operating income$4,913,0001,422
Securities gains (losses)$2,075,000305
Applicable income taxes$012,141
Income before extraordinary items$6,988,000749
Extraordinary gains, net$03,149
Net income$6,988,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-928,00013,259
Cash dividends$734,0002,309
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,913,000986
1992-12-31 (YTD Data)Rank
Total interest income$11,582,0003,036
Total interest expense$3,977,0004,104
Net interest income$7,605,0002,383
Provision for loan and lease losses$-1,100,00013,910
Total noninterest income$3,029,0001,427
Gross Fiduciary activities income$843,000591
Service charges on deposit accounts$1,817,000735
Trading account gains and fees$0504
Additional Noninterest Income$369,0003,894
Total noninterest expense$9,218,0001,650
Salaries and employee benefits$3,468,0001,902
Premises and equipment expense$1,201,0001,755
Additional noninterest expense$4,549,0001,450
Pre-tax net operating income$2,516,0002,471
Securities gains (losses)$31,0004,927
Applicable income taxes$822,0002,536
Income before extraordinary items$1,725,0002,663
Extraordinary gains, net$822,000140
Net income$2,547,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-670,00013,921
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,703,9202,501

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.