Home > Culbertson State Bank of Culbertson, Montana > Income and Expense
Culbertson State Bank of Culbertson, Montana, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 11,083 |
| Total interest expense | $471,000 | 11,129 |
| Net interest income | $653,000 | 10,968 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $97,000 | 10,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $391,000 | 11,455 |
| Salaries and employee benefits | $178,000 | 11,607 |
| Premises and equipment expense | $71,000 | 10,456 |
| Additional noninterest expense | $142,000 | 11,157 |
| Pre-tax net operating income | $359,000 | 9,332 |
| Securities gains (losses) | $-56,000 | 11,232 |
| Applicable income taxes | $88,000 | 9,430 |
| Income before extraordinary items | $215,000 | 9,773 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $215,000 | 9,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $10,000 | 8,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $254,760 | 9,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 11,619 |
| Total interest expense | $358,000 | 11,794 |
| Net interest income | $691,000 | 11,408 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $68,000 | 11,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $426,000 | 11,931 |
| Salaries and employee benefits | $186,000 | 12,162 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $163,000 | 11,616 |
| Pre-tax net operating income | $333,000 | 9,876 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $208,000 | 10,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $208,000 | 10,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $209,920 | 10,216 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 12,486 |
| Total interest expense | $368,000 | 12,368 |
| Net interest income | $540,000 | 12,427 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $477,000 | 12,279 |
| Salaries and employee benefits | $235,000 | 12,320 |
| Premises and equipment expense | $72,000 | 11,428 |
| Additional noninterest expense | $170,000 | 12,157 |
| Pre-tax net operating income | $125,000 | 11,678 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $55,000 | 10,820 |
| Income before extraordinary items | $77,000 | 12,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $77,000 | 12,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $72,520 | 11,912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 12,921 |
| Total interest expense | $520,000 | 12,677 |
| Net interest income | $533,000 | 12,956 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $60,000 | 12,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 10,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $920,000 | 10,368 |
| Salaries and employee benefits | $256,000 | 12,544 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $598,000 | 7,533 |
| Pre-tax net operating income | $-327,000 | 13,192 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $-97,000 | 13,582 |
| Income before extraordinary items | $-219,000 | 13,204 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-219,000 | 13,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-226,590 | 13,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.