CSB Bank, Income and Expense
2007-03-31 (YTD Data) | Rank | |
Total interest income | $3,385,000 | 2,966 |
Total interest expense | $1,618,000 | 2,794 |
Net interest income | $1,767,000 | 3,093 |
Provision for loan and lease losses | $128,000 | 1,681 |
Total noninterest income | $325,000 | 2,959 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $168,000 | 2,378 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $157,000 | 2,924 |
Total noninterest expense | $1,598,000 | 2,812 |
Salaries and employee benefits | $764,000 | 3,215 |
Premises and equipment expense | $208,000 | 3,009 |
Additional noninterest expense | $626,000 | 2,096 |
Pre-tax net operating income | $366,000 | 4,211 |
Securities gains (losses) | $-37,000 | 8,461 |
Applicable income taxes | $55,000 | 4,013 |
Income before extraordinary items | $274,000 | 4,364 |
Extraordinary gains, net | $0 | 22 |
Net income | $274,000 | 4,366 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 1,571 |
Cash dividends | $308,000 | 1,947 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $304,710 | 4,118 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $13,371,000 | 2,812 |
Total interest expense | $5,945,000 | 2,624 |
Net interest income | $7,426,000 | 2,948 |
Provision for loan and lease losses | $1,095,000 | 966 |
Total noninterest income | $1,617,000 | 2,572 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $786,000 | 2,142 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $831,000 | 2,522 |
Total noninterest expense | $6,088,000 | 2,844 |
Salaries and employee benefits | $2,883,000 | 3,250 |
Premises and equipment expense | $795,000 | 3,027 |
Additional noninterest expense | $2,410,000 | 2,173 |
Pre-tax net operating income | $1,860,000 | 3,809 |
Securities gains (losses) | $909,000 | 178 |
Applicable income taxes | $530,000 | 3,081 |
Income before extraordinary items | $2,239,000 | 2,856 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,239,000 | 2,857 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,440,000 | 508 |
Cash dividends | $1,157,000 | 2,327 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,502,710 | 3,751 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $9,827,000 | 2,844 |
Total interest expense | $4,281,000 | 2,631 |
Net interest income | $5,546,000 | 2,995 |
Provision for loan and lease losses | $622,000 | 1,174 |
Total noninterest income | $1,251,000 | 2,526 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $604,000 | 2,109 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $647,000 | 2,448 |
Total noninterest expense | $4,566,000 | 2,833 |
Salaries and employee benefits | $2,192,000 | 3,202 |
Premises and equipment expense | $617,000 | 2,928 |
Additional noninterest expense | $1,757,000 | 2,219 |
Pre-tax net operating income | $1,609,000 | 3,626 |
Securities gains (losses) | $486,000 | 216 |
Applicable income taxes | $603,000 | 2,586 |
Income before extraordinary items | $1,492,000 | 3,221 |
Extraordinary gains, net | $0 | 45 |
Net income | $1,492,000 | 3,222 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $921,000 | 497 |
Cash dividends | $860,000 | 2,146 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $1,146,940 | 3,836 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $6,374,000 | 2,877 |
Total interest expense | $2,705,000 | 2,650 |
Net interest income | $3,669,000 | 3,017 |
Provision for loan and lease losses | $210,000 | 2,022 |
Total noninterest income | $790,000 | 2,610 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $405,000 | 2,083 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $385,000 | 2,619 |
Total noninterest expense | $2,969,000 | 2,901 |
Salaries and employee benefits | $1,445,000 | 3,238 |
Premises and equipment expense | $428,000 | 2,824 |
Additional noninterest expense | $1,096,000 | 2,357 |
Pre-tax net operating income | $1,280,000 | 3,214 |
Securities gains (losses) | $74,000 | 387 |
Applicable income taxes | $354,000 | 2,809 |
Income before extraordinary items | $1,000,000 | 3,208 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,000,000 | 3,210 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $579,000 | 512 |
Cash dividends | $568,000 | 2,203 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $945,240 | 3,332 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $3,091,000 | 2,897 |
Total interest expense | $1,294,000 | 2,640 |
Net interest income | $1,797,000 | 3,065 |
Provision for loan and lease losses | $105,000 | 1,911 |
Total noninterest income | $380,000 | 2,629 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $199,000 | 2,055 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $181,000 | 2,670 |
Total noninterest expense | $1,615,000 | 2,710 |
Salaries and employee benefits | $854,000 | 2,812 |
Premises and equipment expense | $207,000 | 2,939 |
Additional noninterest expense | $554,000 | 2,313 |
Pre-tax net operating income | $457,000 | 3,961 |
Securities gains (losses) | $72,000 | 293 |
Applicable income taxes | $133,000 | 3,205 |
Income before extraordinary items | $396,000 | 3,736 |
Extraordinary gains, net | $0 | 21 |
Net income | $396,000 | 3,735 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $352,000 | 418 |
Cash dividends | $281,000 | 2,041 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $342,000 | 4,057 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $11,816,000 | 2,748 |
Total interest expense | $4,324,000 | 2,488 |
Net interest income | $7,492,000 | 2,862 |
Provision for loan and lease losses | $401,000 | 2,265 |
Total noninterest income | $1,615,000 | 2,562 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $818,000 | 2,072 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $797,000 | 2,547 |
Total noninterest expense | $5,876,000 | 2,801 |
Salaries and employee benefits | $2,878,000 | 3,081 |
Premises and equipment expense | $774,000 | 2,981 |
Additional noninterest expense | $2,224,000 | 2,253 |
Pre-tax net operating income | $2,830,000 | 2,894 |
Securities gains (losses) | $40,000 | 1,003 |
Applicable income taxes | $791,000 | 2,617 |
Income before extraordinary items | $2,079,000 | 2,995 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,079,000 | 2,997 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $284,000 | 1,808 |
Cash dividends | $1,023,000 | 2,398 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $2,050,200 | 2,999 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $8,766,000 | 2,718 |
Total interest expense | $3,171,000 | 2,431 |
Net interest income | $5,595,000 | 2,851 |
Provision for loan and lease losses | $335,000 | 2,015 |
Total noninterest income | $1,193,000 | 2,592 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $601,000 | 2,105 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $592,000 | 2,572 |
Total noninterest expense | $4,458,000 | 2,751 |
Salaries and employee benefits | $2,232,000 | 2,954 |
Premises and equipment expense | $580,000 | 2,968 |
Additional noninterest expense | $1,646,000 | 2,242 |
Pre-tax net operating income | $1,995,000 | 3,061 |
Securities gains (losses) | $40,000 | 963 |
Applicable income taxes | $614,000 | 2,595 |
Income before extraordinary items | $1,421,000 | 3,269 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,421,000 | 3,270 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $201,000 | 1,669 |
Cash dividends | $758,000 | 2,187 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,393,000 | 3,281 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $5,788,000 | 2,681 |
Total interest expense | $2,081,000 | 2,356 |
Net interest income | $3,707,000 | 2,849 |
Provision for loan and lease losses | $237,000 | 1,892 |
Total noninterest income | $697,000 | 2,779 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $383,000 | 2,144 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $314,000 | 2,980 |
Total noninterest expense | $3,000,000 | 2,692 |
Salaries and employee benefits | $1,453,000 | 3,010 |
Premises and equipment expense | $389,000 | 2,922 |
Additional noninterest expense | $1,158,000 | 2,121 |
Pre-tax net operating income | $1,167,000 | 3,317 |
Securities gains (losses) | $72,000 | 674 |
Applicable income taxes | $414,000 | 2,556 |
Income before extraordinary items | $825,000 | 3,573 |
Extraordinary gains, net | $0 | 30 |
Net income | $825,000 | 3,575 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $157,000 | 1,427 |
Cash dividends | $501,000 | 2,164 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $776,760 | 3,654 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $2,875,000 | 2,671 |
Total interest expense | $1,017,000 | 2,309 |
Net interest income | $1,858,000 | 2,831 |
Provision for loan and lease losses | $119,000 | 1,815 |
Total noninterest income | $314,000 | 2,961 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $188,000 | 2,124 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $126,000 | 3,309 |
Total noninterest expense | $1,385,000 | 2,908 |
Salaries and employee benefits | $673,000 | 3,231 |
Premises and equipment expense | $190,000 | 3,006 |
Additional noninterest expense | $522,000 | 2,331 |
Pre-tax net operating income | $668,000 | 2,968 |
Securities gains (losses) | $-19,000 | 8,656 |
Applicable income taxes | $219,000 | 2,455 |
Income before extraordinary items | $430,000 | 3,434 |
Extraordinary gains, net | $0 | 24 |
Net income | $430,000 | 3,435 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $105,000 | 1,087 |
Cash dividends | $247,000 | 2,007 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $442,540 | 3,327 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $11,186,000 | 2,551 |
Total interest expense | $4,079,000 | 2,004 |
Net interest income | $7,107,000 | 2,847 |
Provision for loan and lease losses | $459,000 | 2,113 |
Total noninterest income | $1,506,000 | 2,679 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $809,000 | 2,119 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $697,000 | 2,714 |
Total noninterest expense | $5,455,000 | 2,878 |
Salaries and employee benefits | $2,608,000 | 3,233 |
Premises and equipment expense | $770,000 | 2,882 |
Additional noninterest expense | $2,077,000 | 2,338 |
Pre-tax net operating income | $2,699,000 | 2,813 |
Securities gains (losses) | $5,000 | 3,151 |
Applicable income taxes | $766,000 | 2,603 |
Income before extraordinary items | $1,938,000 | 2,995 |
Extraordinary gains, net | $0 | 34 |
Net income | $1,938,000 | 2,995 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $218,000 | 2,453 |
Cash dividends | $868,000 | 2,586 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $1,934,400 | 2,943 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $8,327,000 | 2,535 |
Total interest expense | $3,029,000 | 1,975 |
Net interest income | $5,298,000 | 2,831 |
Provision for loan and lease losses | $355,000 | 1,982 |
Total noninterest income | $1,126,000 | 2,692 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $597,000 | 2,169 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $529,000 | 2,704 |
Total noninterest expense | $4,017,000 | 2,898 |
Salaries and employee benefits | $1,904,000 | 3,284 |
Premises and equipment expense | $593,000 | 2,811 |
Additional noninterest expense | $1,520,000 | 2,355 |
Pre-tax net operating income | $2,052,000 | 2,816 |
Securities gains (losses) | $2,000 | 3,384 |
Applicable income taxes | $581,000 | 2,628 |
Income before extraordinary items | $1,473,000 | 2,995 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,473,000 | 2,996 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $147,000 | 2,287 |
Cash dividends | $638,000 | 2,321 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,471,560 | 2,919 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $5,514,000 | 2,532 |
Total interest expense | $2,008,000 | 1,959 |
Net interest income | $3,506,000 | 2,844 |
Provision for loan and lease losses | $237,000 | 1,950 |
Total noninterest income | $686,000 | 2,877 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $391,000 | 2,193 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $295,000 | 3,015 |
Total noninterest expense | $2,697,000 | 2,888 |
Salaries and employee benefits | $1,286,000 | 3,247 |
Premises and equipment expense | $412,000 | 2,721 |
Additional noninterest expense | $999,000 | 2,385 |
Pre-tax net operating income | $1,258,000 | 2,996 |
Securities gains (losses) | $-59,000 | 8,927 |
Applicable income taxes | $395,000 | 2,591 |
Income before extraordinary items | $804,000 | 3,507 |
Extraordinary gains, net | $0 | 21 |
Net income | $804,000 | 3,507 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $124,000 | 1,894 |
Cash dividends | $415,000 | 2,402 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $843,530 | 3,286 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $2,741,000 | 2,548 |
Total interest expense | $993,000 | 1,996 |
Net interest income | $1,748,000 | 2,851 |
Provision for loan and lease losses | $119,000 | 1,882 |
Total noninterest income | $331,000 | 2,910 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $193,000 | 2,146 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $138,000 | 3,082 |
Total noninterest expense | $1,309,000 | 2,967 |
Salaries and employee benefits | $613,000 | 3,396 |
Premises and equipment expense | $217,000 | 2,611 |
Additional noninterest expense | $479,000 | 2,465 |
Pre-tax net operating income | $651,000 | 2,875 |
Securities gains (losses) | $-10,000 | 8,916 |
Applicable income taxes | $200,000 | 2,580 |
Income before extraordinary items | $441,000 | 3,244 |
Extraordinary gains, net | $0 | 16 |
Net income | $441,000 | 3,244 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $83,000 | 1,482 |
Cash dividends | $221,000 | 2,059 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $447,900 | 3,097 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $10,924,000 | 2,591 |
Total interest expense | $4,283,000 | 2,080 |
Net interest income | $6,641,000 | 2,887 |
Provision for loan and lease losses | $544,000 | 2,022 |
Total noninterest income | $1,538,000 | 2,795 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $755,000 | 2,221 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $783,000 | 2,772 |
Total noninterest expense | $5,412,000 | 2,855 |
Salaries and employee benefits | $2,466,000 | 3,306 |
Premises and equipment expense | $744,000 | 2,929 |
Additional noninterest expense | $2,202,000 | 2,193 |
Pre-tax net operating income | $2,223,000 | 3,139 |
Securities gains (losses) | $252,000 | 1,167 |
Applicable income taxes | $720,000 | 2,737 |
Income before extraordinary items | $1,755,000 | 3,160 |
Extraordinary gains, net | $0 | 54 |
Net income | $1,755,000 | 3,160 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $349,000 | 2,042 |
Cash dividends | $611,000 | 3,163 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,576,080 | 3,272 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $8,250,000 | 2,619 |
Total interest expense | $3,309,000 | 2,100 |
Net interest income | $4,941,000 | 2,921 |
Provision for loan and lease losses | $395,000 | 2,048 |
Total noninterest income | $1,153,000 | 2,866 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $542,000 | 2,312 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $611,000 | 2,809 |
Total noninterest expense | $4,009,000 | 2,898 |
Salaries and employee benefits | $1,842,000 | 3,316 |
Premises and equipment expense | $533,000 | 3,044 |
Additional noninterest expense | $1,634,000 | 2,198 |
Pre-tax net operating income | $1,690,000 | 3,226 |
Securities gains (losses) | $238,000 | 1,123 |
Applicable income taxes | $560,000 | 2,809 |
Income before extraordinary items | $1,368,000 | 3,180 |
Extraordinary gains, net | $0 | 40 |
Net income | $1,368,000 | 3,179 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $274,000 | 1,814 |
Cash dividends | $386,000 | 3,104 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,199,020 | 3,339 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $5,573,000 | 2,622 |
Total interest expense | $2,286,000 | 2,100 |
Net interest income | $3,287,000 | 2,924 |
Provision for loan and lease losses | $237,000 | 2,255 |
Total noninterest income | $581,000 | 3,429 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $302,000 | 2,635 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $279,000 | 3,436 |
Total noninterest expense | $2,637,000 | 2,928 |
Salaries and employee benefits | $1,247,000 | 3,280 |
Premises and equipment expense | $357,000 | 3,030 |
Additional noninterest expense | $1,033,000 | 2,297 |
Pre-tax net operating income | $994,000 | 3,547 |
Securities gains (losses) | $294,000 | 816 |
Applicable income taxes | $400,000 | 2,691 |
Income before extraordinary items | $888,000 | 3,243 |
Extraordinary gains, net | $0 | 30 |
Net income | $888,000 | 3,243 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $156,000 | 1,926 |
Cash dividends | $257,000 | 3,101 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $685,140 | 3,741 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $2,815,000 | 2,613 |
Total interest expense | $1,189,000 | 2,067 |
Net interest income | $1,626,000 | 2,939 |
Provision for loan and lease losses | $119,000 | 2,125 |
Total noninterest income | $236,000 | 3,767 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $110,000 | 3,304 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $126,000 | 3,520 |
Total noninterest expense | $1,298,000 | 2,949 |
Salaries and employee benefits | $621,000 | 3,268 |
Premises and equipment expense | $185,000 | 2,937 |
Additional noninterest expense | $492,000 | 2,365 |
Pre-tax net operating income | $445,000 | 3,789 |
Securities gains (losses) | $116,000 | 922 |
Applicable income taxes | $185,000 | 2,834 |
Income before extraordinary items | $376,000 | 3,633 |
Extraordinary gains, net | $0 | 21 |
Net income | $376,000 | 3,631 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 1,417 |
Cash dividends | $128,000 | 2,689 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $298,280 | 4,066 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $11,799,000 | 2,602 |
Total interest expense | $5,298,000 | 2,126 |
Net interest income | $6,501,000 | 2,928 |
Provision for loan and lease losses | $450,000 | 2,572 |
Total noninterest income | $1,188,000 | 3,098 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $516,000 | 2,898 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $672,000 | 2,766 |
Total noninterest expense | $5,376,000 | 2,739 |
Salaries and employee benefits | $2,447,000 | 3,179 |
Premises and equipment expense | $786,000 | 2,725 |
Additional noninterest expense | $2,143,000 | 2,167 |
Pre-tax net operating income | $1,863,000 | 3,590 |
Securities gains (losses) | $44,000 | 2,517 |
Applicable income taxes | $527,000 | 3,353 |
Income before extraordinary items | $1,380,000 | 3,724 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,380,000 | 3,724 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $327,000 | 2,239 |
Cash dividends | $579,000 | 3,233 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,348,320 | 3,679 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $11,342,000 | 2,985 |
Total interest expense | $5,565,000 | 2,856 |
Net interest income | $5,777,000 | 3,042 |
Provision for loan and lease losses | $455,000 | 2,371 |
Total noninterest income | $1,202,000 | 2,930 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $550,000 | 2,623 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $652,000 | 2,687 |
Total noninterest expense | $5,230,000 | 2,712 |
Salaries and employee benefits | $2,350,000 | 3,121 |
Premises and equipment expense | $995,000 | 2,145 |
Additional noninterest expense | $1,885,000 | 2,369 |
Pre-tax net operating income | $1,294,000 | 4,236 |
Securities gains (losses) | $147,000 | 1,423 |
Applicable income taxes | $293,000 | 4,317 |
Income before extraordinary items | $1,148,000 | 3,917 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,148,000 | 3,918 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $200,000 | 2,857 |
Cash dividends | $647,000 | 3,015 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,030,400 | 4,091 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $10,757,000 | 3,195 |
Total interest expense | $5,296,000 | 3,149 |
Net interest income | $5,461,000 | 3,226 |
Provision for loan and lease losses | $348,000 | 2,585 |
Total noninterest income | $917,000 | 3,343 |
Gross Fiduciary activities income | $0 | 1,332 |
Service charges on deposit accounts | $472,000 | 2,839 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $445,000 | 3,133 |
Total noninterest expense | $4,682,000 | 2,895 |
Salaries and employee benefits | $2,248,000 | 3,122 |
Premises and equipment expense | $817,000 | 2,520 |
Additional noninterest expense | $1,617,000 | 2,638 |
Pre-tax net operating income | $1,348,000 | 4,390 |
Securities gains (losses) | $86,000 | 598 |
Applicable income taxes | $311,000 | 4,520 |
Income before extraordinary items | $1,123,000 | 4,042 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,123,000 | 4,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $342,000 | 1,669 |
Cash dividends | $1,194,000 | 2,011 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,055,920 | 4,227 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $9,997,000 | 3,222 |
Total interest expense | $4,844,000 | 3,018 |
Net interest income | $5,153,000 | 3,362 |
Provision for loan and lease losses | $288,000 | 2,769 |
Total noninterest income | $780,000 | 3,684 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $452,000 | 2,877 |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $328,000 | 3,816 |
Total noninterest expense | $4,368,000 | 3,054 |
Salaries and employee benefits | $2,107,000 | 3,269 |
Premises and equipment expense | $717,000 | 2,819 |
Additional noninterest expense | $1,544,000 | 2,798 |
Pre-tax net operating income | $1,277,000 | 4,583 |
Securities gains (losses) | $17,000 | 1,477 |
Applicable income taxes | $258,000 | 5,132 |
Income before extraordinary items | $1,036,000 | 4,318 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,036,000 | 4,321 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $206,000 | 2,353 |
Cash dividends | $1,261,000 | 1,903 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,022,400 | 4,329 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $9,796,000 | 3,298 |
Total interest expense | $4,830,000 | 3,104 |
Net interest income | $4,966,000 | 3,421 |
Provision for loan and lease losses | $319,000 | 2,484 |
Total noninterest income | $700,000 | 3,987 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $448,000 | 2,830 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $252,000 | 4,407 |
Total noninterest expense | $4,174,000 | 3,108 |
Salaries and employee benefits | $2,048,000 | 3,260 |
Premises and equipment expense | $702,000 | 2,765 |
Additional noninterest expense | $1,426,000 | 2,905 |
Pre-tax net operating income | $1,173,000 | 4,961 |
Securities gains (losses) | $504,000 | 553 |
Applicable income taxes | $427,000 | 4,256 |
Income before extraordinary items | $1,250,000 | 3,799 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,250,000 | 3,798 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $337,000 | 1,710 |
Cash dividends | $732,000 | 2,773 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $872,000 | 4,845 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $9,255,000 | 3,492 |
Total interest expense | $4,428,000 | 3,339 |
Net interest income | $4,827,000 | 3,609 |
Provision for loan and lease losses | $300,000 | 2,568 |
Total noninterest income | $511,000 | 4,942 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $357,000 | 3,550 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $154,000 | 5,614 |
Total noninterest expense | $3,354,000 | 3,742 |
Salaries and employee benefits | $1,640,000 | 3,944 |
Premises and equipment expense | $662,000 | 2,884 |
Additional noninterest expense | $1,052,000 | 3,721 |
Pre-tax net operating income | $1,684,000 | 4,064 |
Securities gains (losses) | $71,000 | 1,141 |
Applicable income taxes | $448,000 | 4,545 |
Income before extraordinary items | $1,307,000 | 3,780 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,307,000 | 3,778 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $232,000 | 2,319 |
Cash dividends | $611,000 | 3,027 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,254,460 | 3,840 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $8,412,000 | 3,846 |
Total interest expense | $3,965,000 | 3,736 |
Net interest income | $4,447,000 | 3,930 |
Provision for loan and lease losses | $232,000 | 3,103 |
Total noninterest income | $465,000 | 5,421 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $307,000 | 4,155 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $158,000 | 5,829 |
Total noninterest expense | $3,249,000 | 4,046 |
Salaries and employee benefits | $1,497,000 | 4,309 |
Premises and equipment expense | $580,000 | 3,318 |
Additional noninterest expense | $1,172,000 | 3,854 |
Pre-tax net operating income | $1,431,000 | 4,510 |
Securities gains (losses) | $35,000 | 1,578 |
Applicable income taxes | $364,000 | 5,198 |
Income before extraordinary items | $1,102,000 | 4,143 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,102,000 | 4,144 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $234,000 | 2,436 |
Cash dividends | $376,000 | 4,046 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,075,750 | 4,161 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $8,055,000 | 3,984 |
Total interest expense | $3,903,000 | 3,754 |
Net interest income | $4,152,000 | 4,182 |
Provision for loan and lease losses | $161,000 | 3,499 |
Total noninterest income | $464,000 | 5,450 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $285,000 | 4,475 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $179,000 | 5,456 |
Total noninterest expense | $3,197,000 | 4,065 |
Salaries and employee benefits | $1,464,000 | 4,378 |
Premises and equipment expense | $547,000 | 3,477 |
Additional noninterest expense | $1,186,000 | 3,772 |
Pre-tax net operating income | $1,258,000 | 5,093 |
Securities gains (losses) | $89,000 | 1,008 |
Applicable income taxes | $322,000 | 5,754 |
Income before extraordinary items | $1,025,000 | 4,500 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,025,000 | 4,498 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $76,000 | 4,321 |
Cash dividends | $411,000 | 3,787 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $957,360 | 4,752 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,963,000 | 4,238 |
Total interest expense | $2,941,000 | 4,034 |
Net interest income | $4,022,000 | 4,358 |
Provision for loan and lease losses | $178,000 | 3,284 |
Total noninterest income | $487,000 | 5,392 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $298,000 | 4,380 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $189,000 | 5,455 |
Total noninterest expense | $3,060,000 | 4,338 |
Salaries and employee benefits | $1,391,000 | 4,596 |
Premises and equipment expense | $528,000 | 3,626 |
Additional noninterest expense | $1,141,000 | 4,239 |
Pre-tax net operating income | $1,271,000 | 5,017 |
Securities gains (losses) | $-20,000 | 10,331 |
Applicable income taxes | $340,000 | 5,390 |
Income before extraordinary items | $911,000 | 4,863 |
Extraordinary gains, net | $0 | 249 |
Net income | $911,000 | 4,868 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $56,000 | 4,906 |
Cash dividends | $498,000 | 3,265 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $925,600 | 4,847 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,504,000 | 4,613 |
Total interest expense | $2,716,000 | 4,491 |
Net interest income | $3,788,000 | 4,627 |
Provision for loan and lease losses | $303,000 | 2,958 |
Total noninterest income | $384,000 | 6,671 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $247,000 | 5,169 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $137,000 | 6,855 |
Total noninterest expense | $2,683,000 | 4,957 |
Salaries and employee benefits | $1,252,000 | 5,040 |
Premises and equipment expense | $408,000 | 4,640 |
Additional noninterest expense | $1,023,000 | 4,822 |
Pre-tax net operating income | $1,186,000 | 5,225 |
Securities gains (losses) | $-5,000 | 12,580 |
Applicable income taxes | $331,000 | 5,722 |
Income before extraordinary items | $850,000 | 5,311 |
Extraordinary gains, net | $103,000 | 1,537 |
Net income | $953,000 | 5,011 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $352,000 | 2,235 |
Cash dividends | $516,000 | 2,992 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $853,600 | 5,078 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,806,000 | 4,949 |
Total interest expense | $3,196,000 | 4,888 |
Net interest income | $3,610,000 | 4,868 |
Provision for loan and lease losses | $263,000 | 4,471 |
Total noninterest income | $413,000 | 6,432 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $253,000 | 5,084 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $160,000 | 6,417 |
Total noninterest expense | $2,477,000 | 5,353 |
Salaries and employee benefits | $1,120,000 | 5,498 |
Premises and equipment expense | $377,000 | 5,033 |
Additional noninterest expense | $980,000 | 5,128 |
Pre-tax net operating income | $1,283,000 | 4,658 |
Securities gains (losses) | $38,000 | 4,584 |
Applicable income taxes | $415,000 | 4,653 |
Income before extraordinary items | $906,000 | 4,910 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $906,000 | 4,959 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $109,000 | 5,695 |
Cash dividends | $306,000 | 3,949 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $879,780 | 4,706 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.