CSB Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,823,000 | 2,922 |
| Total interest expense | $276,000 | 4,187 |
| Net interest income | $5,547,000 | 2,779 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,438,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $324,000 | 2,328 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,114,000 | 1,910 |
| Total noninterest expense | $5,497,000 | 2,462 |
| Salaries and employee benefits | $3,133,000 | 2,409 |
| Premises and equipment expense | $955,000 | 1,773 |
| Additional noninterest expense | $1,409,000 | 2,874 |
| Pre-tax net operating income | $1,488,000 | 3,116 |
| Securities gains (losses) | $19,000 | 2,332 |
| Applicable income taxes | $335,000 | 2,413 |
| Income before extraordinary items | $1,172,000 | 3,243 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,172,000 | 3,242 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,172,000 | 3,243 |
| Net charge-offs | $304,000 | 1,116 |
| Cash dividends | $739,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,157,180 | 3,205 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 2,932 |
| Total interest expense | $185,000 | 4,210 |
| Net interest income | $3,684,000 | 2,797 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $993,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $211,000 | 2,352 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $782,000 | 1,813 |
| Total noninterest expense | $3,635,000 | 2,486 |
| Salaries and employee benefits | $2,085,000 | 2,426 |
| Premises and equipment expense | $647,000 | 1,735 |
| Additional noninterest expense | $903,000 | 2,957 |
| Pre-tax net operating income | $1,042,000 | 3,011 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $260,000 | 2,262 |
| Income before extraordinary items | $828,000 | 3,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $828,000 | 3,126 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $828,000 | 3,126 |
| Net charge-offs | $82,000 | 1,800 |
| Cash dividends | $318,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $793,040 | 3,137 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 2,929 |
| Total interest expense | $94,000 | 4,215 |
| Net interest income | $1,843,000 | 2,786 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $476,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $106,000 | 2,330 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $370,000 | 1,845 |
| Total noninterest expense | $1,876,000 | 2,441 |
| Salaries and employee benefits | $1,078,000 | 2,364 |
| Premises and equipment expense | $333,000 | 1,715 |
| Additional noninterest expense | $465,000 | 2,904 |
| Pre-tax net operating income | $443,000 | 3,234 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $117,000 | 2,312 |
| Income before extraordinary items | $326,000 | 3,484 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $326,000 | 3,480 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $326,000 | 3,482 |
| Net charge-offs | $76,000 | 1,173 |
| Cash dividends | $224,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $326,000 | 3,422 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,457,000 | 2,978 |
| Total interest expense | $395,000 | 4,169 |
| Net interest income | $7,062,000 | 2,843 |
| Provision for loan and lease losses | $-300,000 | 5,863 |
| Total noninterest income | $2,127,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $453,000 | 2,301 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,674,000 | 1,727 |
| Total noninterest expense | $7,446,000 | 2,448 |
| Salaries and employee benefits | $4,195,000 | 2,387 |
| Premises and equipment expense | $1,300,000 | 1,754 |
| Additional noninterest expense | $1,951,000 | 2,841 |
| Pre-tax net operating income | $2,043,000 | 2,970 |
| Securities gains (losses) | $154,000 | 898 |
| Applicable income taxes | $545,000 | 2,152 |
| Income before extraordinary items | $1,652,000 | 3,057 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,652,000 | 3,058 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,652,000 | 3,059 |
| Net charge-offs | $70,000 | 2,984 |
| Cash dividends | $247,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,536,500 | 3,135 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 3,019 |
| Total interest expense | $299,000 | 4,206 |
| Net interest income | $5,253,000 | 2,878 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,542,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $339,000 | 2,321 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,203,000 | 1,798 |
| Total noninterest expense | $5,613,000 | 2,443 |
| Salaries and employee benefits | $3,150,000 | 2,384 |
| Premises and equipment expense | $1,005,000 | 1,717 |
| Additional noninterest expense | $1,458,000 | 2,847 |
| Pre-tax net operating income | $1,182,000 | 3,490 |
| Securities gains (losses) | $154,000 | 784 |
| Applicable income taxes | $315,000 | 2,439 |
| Income before extraordinary items | $1,021,000 | 3,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,021,000 | 3,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,021,000 | 3,458 |
| Net charge-offs | $59,000 | 2,646 |
| Cash dividends | $173,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $903,960 | 3,630 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,635,000 | 3,058 |
| Total interest expense | $197,000 | 4,273 |
| Net interest income | $3,438,000 | 2,915 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,007,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $218,000 | 2,360 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $789,000 | 1,827 |
| Total noninterest expense | $3,692,000 | 2,471 |
| Salaries and employee benefits | $2,092,000 | 2,414 |
| Premises and equipment expense | $663,000 | 1,743 |
| Additional noninterest expense | $937,000 | 2,951 |
| Pre-tax net operating income | $753,000 | 3,524 |
| Securities gains (losses) | $154,000 | 637 |
| Applicable income taxes | $205,000 | 2,459 |
| Income before extraordinary items | $702,000 | 3,409 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $702,000 | 3,409 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $702,000 | 3,410 |
| Net charge-offs | $61,000 | 2,167 |
| Cash dividends | $99,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $583,420 | 3,656 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 3,115 |
| Total interest expense | $100,000 | 4,285 |
| Net interest income | $1,679,000 | 2,968 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $449,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $104,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $345,000 | 1,933 |
| Total noninterest expense | $1,828,000 | 2,509 |
| Salaries and employee benefits | $1,027,000 | 2,466 |
| Premises and equipment expense | $341,000 | 1,714 |
| Additional noninterest expense | $460,000 | 2,977 |
| Pre-tax net operating income | $300,000 | 3,869 |
| Securities gains (losses) | $154,000 | 439 |
| Applicable income taxes | $105,000 | 2,398 |
| Income before extraordinary items | $349,000 | 3,382 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $349,000 | 3,385 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $349,000 | 3,385 |
| Net charge-offs | $34,000 | 1,812 |
| Cash dividends | $25,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $230,420 | 4,006 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,268,000 | 3,097 |
| Total interest expense | $622,000 | 3,532 |
| Net interest income | $6,646,000 | 3,008 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,218,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $461,000 | 2,400 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,757,000 | 1,610 |
| Total noninterest expense | $7,575,000 | 2,417 |
| Salaries and employee benefits | $4,319,000 | 2,328 |
| Premises and equipment expense | $1,314,000 | 1,763 |
| Additional noninterest expense | $1,942,000 | 2,949 |
| Pre-tax net operating income | $1,289,000 | 3,732 |
| Securities gains (losses) | $102,000 | 1,241 |
| Applicable income taxes | $300,000 | 2,636 |
| Income before extraordinary items | $1,091,000 | 3,801 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,091,000 | 3,802 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,091,000 | 3,803 |
| Net charge-offs | $313,000 | 1,964 |
| Cash dividends | $220,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,011,440 | 3,891 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 3,107 |
| Total interest expense | $495,000 | 3,471 |
| Net interest income | $4,986,000 | 3,021 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,715,000 | 1,939 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $339,000 | 2,467 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,376,000 | 1,550 |
| Total noninterest expense | $5,625,000 | 2,450 |
| Salaries and employee benefits | $3,137,000 | 2,384 |
| Premises and equipment expense | $1,016,000 | 1,731 |
| Additional noninterest expense | $1,472,000 | 2,923 |
| Pre-tax net operating income | $1,076,000 | 3,644 |
| Securities gains (losses) | $49,000 | 1,463 |
| Applicable income taxes | $242,000 | 2,654 |
| Income before extraordinary items | $883,000 | 3,728 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $883,000 | 3,731 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $883,000 | 3,732 |
| Net charge-offs | $72,000 | 2,981 |
| Cash dividends | $114,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $844,780 | 3,759 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 3,132 |
| Total interest expense | $338,000 | 3,456 |
| Net interest income | $3,271,000 | 3,061 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,238,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $562,000 | 1,158 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $676,000 | 1,894 |
| Total noninterest expense | $3,682,000 | 2,509 |
| Salaries and employee benefits | $2,045,000 | 2,450 |
| Premises and equipment expense | $663,000 | 1,787 |
| Additional noninterest expense | $974,000 | 2,949 |
| Pre-tax net operating income | $827,000 | 3,310 |
| Securities gains (losses) | $49,000 | 1,179 |
| Applicable income taxes | $200,000 | 2,416 |
| Income before extraordinary items | $676,000 | 3,397 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $676,000 | 3,403 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $676,000 | 3,403 |
| Net charge-offs | $73,000 | 2,471 |
| Cash dividends | $25,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $638,270 | 3,461 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 3,180 |
| Total interest expense | $172,000 | 3,467 |
| Net interest income | $1,607,000 | 3,105 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $433,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $266,000 | 1,203 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $167,000 | 2,814 |
| Total noninterest expense | $1,813,000 | 2,554 |
| Salaries and employee benefits | $1,014,000 | 2,474 |
| Premises and equipment expense | $338,000 | 1,781 |
| Additional noninterest expense | $461,000 | 3,082 |
| Pre-tax net operating income | $227,000 | 4,265 |
| Securities gains (losses) | $49,000 | 658 |
| Applicable income taxes | $45,000 | 3,035 |
| Income before extraordinary items | $231,000 | 4,007 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,009 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $231,000 | 4,009 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $25,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $189,840 | 4,294 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,376,000 | 3,130 |
| Total interest expense | $754,000 | 3,580 |
| Net interest income | $6,622,000 | 3,025 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,081,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,155,000 | 1,185 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $926,000 | 2,474 |
| Total noninterest expense | $7,176,000 | 2,567 |
| Salaries and employee benefits | $4,027,000 | 2,465 |
| Premises and equipment expense | $1,187,000 | 1,938 |
| Additional noninterest expense | $1,962,000 | 3,022 |
| Pre-tax net operating income | $1,527,000 | 3,362 |
| Securities gains (losses) | $261,000 | 753 |
| Applicable income taxes | $404,000 | 2,354 |
| Income before extraordinary items | $1,384,000 | 3,312 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,384,000 | 3,314 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,384,000 | 3,315 |
| Net charge-offs | $763,000 | 1,541 |
| Cash dividends | $183,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,183,030 | 3,548 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 3,127 |
| Total interest expense | $575,000 | 3,634 |
| Net interest income | $4,993,000 | 3,033 |
| Provision for loan and lease losses | $175,000 | 2,770 |
| Total noninterest income | $1,609,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $861,000 | 1,196 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $748,000 | 2,423 |
| Total noninterest expense | $5,431,000 | 2,556 |
| Salaries and employee benefits | $2,968,000 | 2,508 |
| Premises and equipment expense | $911,000 | 1,912 |
| Additional noninterest expense | $1,552,000 | 2,898 |
| Pre-tax net operating income | $996,000 | 3,690 |
| Securities gains (losses) | $84,000 | 1,337 |
| Applicable income taxes | $224,000 | 2,685 |
| Income before extraordinary items | $856,000 | 3,694 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $856,000 | 3,697 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $856,000 | 3,698 |
| Net charge-offs | $639,000 | 1,369 |
| Cash dividends | $94,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $789,640 | 3,775 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 3,125 |
| Total interest expense | $393,000 | 3,631 |
| Net interest income | $3,351,000 | 3,023 |
| Provision for loan and lease losses | $175,000 | 2,281 |
| Total noninterest income | $1,195,000 | 1,977 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $555,000 | 1,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $640,000 | 2,145 |
| Total noninterest expense | $3,562,000 | 2,601 |
| Salaries and employee benefits | $1,931,000 | 2,571 |
| Premises and equipment expense | $610,000 | 1,897 |
| Additional noninterest expense | $1,021,000 | 2,922 |
| Pre-tax net operating income | $809,000 | 3,317 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $164,000 | 2,606 |
| Income before extraordinary items | $645,000 | 3,473 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $645,000 | 3,474 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $645,000 | 3,476 |
| Net charge-offs | $563,000 | 1,166 |
| Cash dividends | $20,000 | 3,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $645,000 | 3,378 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,184 |
| Total interest expense | $206,000 | 3,605 |
| Net interest income | $1,637,000 | 3,092 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $497,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $267,000 | 1,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $230,000 | 2,573 |
| Total noninterest expense | $1,756,000 | 2,666 |
| Salaries and employee benefits | $968,000 | 2,583 |
| Premises and equipment expense | $293,000 | 2,007 |
| Additional noninterest expense | $495,000 | 3,012 |
| Pre-tax net operating income | $273,000 | 3,973 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $41,000 | 3,134 |
| Income before extraordinary items | $232,000 | 4,016 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $232,000 | 4,019 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $232,000 | 4,019 |
| Net charge-offs | $231,000 | 1,245 |
| Cash dividends | $20,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $232,000 | 3,929 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,078,000 | 3,081 |
| Total interest expense | $1,214,000 | 3,170 |
| Net interest income | $6,864,000 | 3,031 |
| Provision for loan and lease losses | $850,000 | 1,977 |
| Total noninterest income | $2,273,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $521,000 | 2,404 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,752,000 | 1,677 |
| Total noninterest expense | $7,006,000 | 2,655 |
| Salaries and employee benefits | $3,727,000 | 2,619 |
| Premises and equipment expense | $1,161,000 | 2,006 |
| Additional noninterest expense | $2,118,000 | 2,961 |
| Pre-tax net operating income | $1,281,000 | 3,609 |
| Securities gains (losses) | $72,000 | 2,499 |
| Applicable income taxes | $240,000 | 2,863 |
| Income before extraordinary items | $1,113,000 | 3,696 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,113,000 | 3,697 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,113,000 | 3,699 |
| Net charge-offs | $958,000 | 1,865 |
| Cash dividends | $89,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,053,960 | 3,642 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 3,118 |
| Total interest expense | $948,000 | 3,195 |
| Net interest income | $5,168,000 | 3,065 |
| Provision for loan and lease losses | $750,000 | 1,780 |
| Total noninterest income | $1,519,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $390,000 | 2,434 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,129,000 | 1,838 |
| Total noninterest expense | $5,244,000 | 2,669 |
| Salaries and employee benefits | $2,793,000 | 2,638 |
| Premises and equipment expense | $872,000 | 2,024 |
| Additional noninterest expense | $1,579,000 | 2,980 |
| Pre-tax net operating income | $693,000 | 4,232 |
| Securities gains (losses) | $72,000 | 2,213 |
| Applicable income taxes | $125,000 | 3,213 |
| Income before extraordinary items | $640,000 | 4,248 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $640,000 | 4,248 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $640,000 | 4,248 |
| Net charge-offs | $912,000 | 1,560 |
| Cash dividends | $15,000 | 3,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $579,520 | 4,260 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 3,105 |
| Total interest expense | $656,000 | 3,200 |
| Net interest income | $3,479,000 | 3,054 |
| Provision for loan and lease losses | $525,000 | 1,748 |
| Total noninterest income | $992,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $253,000 | 2,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $739,000 | 1,849 |
| Total noninterest expense | $3,555,000 | 2,644 |
| Salaries and employee benefits | $1,859,000 | 2,655 |
| Premises and equipment expense | $581,000 | 2,017 |
| Additional noninterest expense | $1,115,000 | 2,858 |
| Pre-tax net operating income | $391,000 | 4,481 |
| Securities gains (losses) | $71,000 | 1,823 |
| Applicable income taxes | $50,000 | 3,537 |
| Income before extraordinary items | $412,000 | 4,314 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $412,000 | 4,317 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $412,000 | 4,316 |
| Net charge-offs | $898,000 | 1,227 |
| Cash dividends | $15,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $348,810 | 4,403 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 3,147 |
| Total interest expense | $335,000 | 3,262 |
| Net interest income | $1,716,000 | 3,096 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $531,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $125,000 | 2,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $406,000 | 1,740 |
| Total noninterest expense | $1,848,000 | 2,546 |
| Salaries and employee benefits | $931,000 | 2,667 |
| Premises and equipment expense | $292,000 | 2,019 |
| Additional noninterest expense | $625,000 | 2,562 |
| Pre-tax net operating income | $99,000 | 5,411 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $89,000 | 5,509 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $89,000 | 5,509 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $89,000 | 5,509 |
| Net charge-offs | $459,000 | 1,156 |
| Cash dividends | $15,000 | 2,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $89,000 | 5,349 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,526,000 | 3,159 |
| Total interest expense | $1,365,000 | 3,666 |
| Net interest income | $7,161,000 | 3,013 |
| Provision for loan and lease losses | $1,000,000 | 2,401 |
| Total noninterest income | $1,501,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $603,000 | 2,224 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $898,000 | 2,293 |
| Total noninterest expense | $7,137,000 | 2,626 |
| Salaries and employee benefits | $3,687,000 | 2,613 |
| Premises and equipment expense | $1,209,000 | 2,050 |
| Additional noninterest expense | $2,241,000 | 2,819 |
| Pre-tax net operating income | $525,000 | 4,687 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $525,000 | 4,587 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $525,000 | 4,590 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $525,000 | 4,589 |
| Net charge-offs | $1,011,000 | 2,347 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $525,000 | 4,479 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,418,000 | 3,180 |
| Total interest expense | $1,022,000 | 3,779 |
| Net interest income | $5,396,000 | 3,011 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $1,210,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $466,000 | 2,189 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $744,000 | 2,143 |
| Total noninterest expense | $5,512,000 | 2,560 |
| Salaries and employee benefits | $2,907,000 | 2,468 |
| Premises and equipment expense | $937,000 | 2,001 |
| Additional noninterest expense | $1,668,000 | 2,856 |
| Pre-tax net operating income | $194,000 | 5,494 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $169,000 | 5,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,626 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $169,000 | 5,626 |
| Net charge-offs | $487,000 | 2,690 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $169,000 | 5,492 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 3,218 |
| Total interest expense | $665,000 | 3,941 |
| Net interest income | $3,599,000 | 3,010 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $797,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $298,000 | 2,235 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $499,000 | 2,100 |
| Total noninterest expense | $3,676,000 | 2,577 |
| Salaries and employee benefits | $1,938,000 | 2,487 |
| Premises and equipment expense | $638,000 | 1,976 |
| Additional noninterest expense | $1,100,000 | 2,942 |
| Pre-tax net operating income | $120,000 | 5,579 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $95,000 | 5,731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $95,000 | 5,729 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $95,000 | 5,731 |
| Net charge-offs | $418,000 | 2,322 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $95,000 | 5,650 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 3,216 |
| Total interest expense | $300,000 | 4,300 |
| Net interest income | $1,854,000 | 2,915 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $435,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $141,000 | 2,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $294,000 | 1,941 |
| Total noninterest expense | $1,912,000 | 2,506 |
| Salaries and employee benefits | $981,000 | 2,473 |
| Premises and equipment expense | $343,000 | 1,879 |
| Additional noninterest expense | $588,000 | 2,761 |
| Pre-tax net operating income | $77,000 | 5,421 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $52,000 | 5,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 5,669 |
| Net charge-offs | $202,000 | 2,115 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $52,000 | 5,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,300,000 | 3,134 |
| Total interest expense | $1,795,000 | 3,833 |
| Net interest income | $7,505,000 | 2,896 |
| Provision for loan and lease losses | $2,625,000 | 1,766 |
| Total noninterest income | $1,593,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $696,000 | 2,050 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $897,000 | 2,328 |
| Total noninterest expense | $7,733,000 | 2,496 |
| Salaries and employee benefits | $3,969,000 | 2,412 |
| Premises and equipment expense | $1,309,000 | 1,948 |
| Additional noninterest expense | $2,455,000 | 2,734 |
| Pre-tax net operating income | $-1,260,000 | 6,582 |
| Securities gains (losses) | $213,000 | 1,536 |
| Applicable income taxes | $-700,000 | 7,244 |
| Income before extraordinary items | $-347,000 | 6,273 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-347,000 | 6,274 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-347,000 | 6,275 |
| Net charge-offs | $2,089,000 | 1,813 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-483,320 | 6,310 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,124,000 | 3,143 |
| Total interest expense | $1,385,000 | 3,903 |
| Net interest income | $5,739,000 | 2,877 |
| Provision for loan and lease losses | $1,605,000 | 1,894 |
| Total noninterest income | $1,276,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $540,000 | 2,057 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $736,000 | 2,195 |
| Total noninterest expense | $5,734,000 | 2,529 |
| Salaries and employee benefits | $3,099,000 | 2,342 |
| Premises and equipment expense | $957,000 | 2,016 |
| Additional noninterest expense | $1,678,000 | 2,903 |
| Pre-tax net operating income | $-324,000 | 6,415 |
| Securities gains (losses) | $213,000 | 1,332 |
| Applicable income taxes | $-37,000 | 6,941 |
| Income before extraordinary items | $-74,000 | 6,273 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-74,000 | 6,274 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-74,000 | 6,274 |
| Net charge-offs | $1,290,000 | 1,924 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-216,710 | 6,369 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 3,137 |
| Total interest expense | $981,000 | 3,852 |
| Net interest income | $3,842,000 | 2,864 |
| Provision for loan and lease losses | $970,000 | 1,981 |
| Total noninterest income | $840,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $365,000 | 2,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $475,000 | 2,161 |
| Total noninterest expense | $3,857,000 | 2,506 |
| Salaries and employee benefits | $2,072,000 | 2,355 |
| Premises and equipment expense | $638,000 | 2,037 |
| Additional noninterest expense | $1,147,000 | 2,820 |
| Pre-tax net operating income | $-145,000 | 6,356 |
| Securities gains (losses) | $213,000 | 919 |
| Applicable income taxes | $20,000 | 3,787 |
| Income before extraordinary items | $48,000 | 5,911 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 5,913 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $48,000 | 5,912 |
| Net charge-offs | $765,000 | 1,986 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-103,230 | 6,351 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 3,165 |
| Total interest expense | $529,000 | 3,774 |
| Net interest income | $1,906,000 | 2,918 |
| Provision for loan and lease losses | $550,000 | 1,725 |
| Total noninterest income | $478,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $178,000 | 2,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $300,000 | 1,848 |
| Total noninterest expense | $1,995,000 | 2,451 |
| Salaries and employee benefits | $1,033,000 | 2,394 |
| Premises and equipment expense | $342,000 | 1,967 |
| Additional noninterest expense | $620,000 | 2,629 |
| Pre-tax net operating income | $-161,000 | 6,781 |
| Securities gains (losses) | $213,000 | 493 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $47,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 5,744 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $47,000 | 5,743 |
| Net charge-offs | $73,000 | 3,394 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-144,700 | 6,802 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,780,000 | 3,036 |
| Total interest expense | $3,272,000 | 3,204 |
| Net interest income | $7,508,000 | 2,879 |
| Provision for loan and lease losses | $4,170,000 | 1,622 |
| Total noninterest income | $2,281,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $941,000 | 1,778 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,340,000 | 1,781 |
| Total noninterest expense | $8,689,000 | 2,281 |
| Salaries and employee benefits | $4,110,000 | 2,383 |
| Premises and equipment expense | $1,346,000 | 1,988 |
| Additional noninterest expense | $3,233,000 | 2,191 |
| Pre-tax net operating income | $-3,070,000 | 6,905 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,344,000 | 7,387 |
| Income before extraordinary items | $-1,726,000 | 6,656 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,726,000 | 6,656 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,726,000 | 6,656 |
| Net charge-offs | $3,453,000 | 1,477 |
| Cash dividends | $141,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,726,000 | 6,650 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,266,000 | 3,013 |
| Total interest expense | $2,671,000 | 3,138 |
| Net interest income | $5,595,000 | 2,897 |
| Provision for loan and lease losses | $2,500,000 | 1,659 |
| Total noninterest income | $1,840,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $719,000 | 1,758 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,121,000 | 1,685 |
| Total noninterest expense | $5,919,000 | 2,494 |
| Salaries and employee benefits | $3,143,000 | 2,369 |
| Premises and equipment expense | $979,000 | 2,062 |
| Additional noninterest expense | $1,797,000 | 2,807 |
| Pre-tax net operating income | $-984,000 | 6,643 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-295,000 | 7,196 |
| Income before extraordinary items | $-689,000 | 6,560 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-689,000 | 6,561 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-689,000 | 6,561 |
| Net charge-offs | $1,988,000 | 1,504 |
| Cash dividends | $141,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-689,000 | 6,562 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 3,072 |
| Total interest expense | $1,939,000 | 3,041 |
| Net interest income | $3,523,000 | 3,025 |
| Provision for loan and lease losses | $870,000 | 2,240 |
| Total noninterest income | $1,307,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $472,000 | 1,753 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $835,000 | 1,595 |
| Total noninterest expense | $3,919,000 | 2,548 |
| Salaries and employee benefits | $2,074,000 | 2,440 |
| Premises and equipment expense | $651,000 | 2,104 |
| Additional noninterest expense | $1,194,000 | 2,844 |
| Pre-tax net operating income | $41,000 | 5,565 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $29,000 | 5,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 5,716 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $29,000 | 5,716 |
| Net charge-offs | $765,000 | 1,886 |
| Cash dividends | $141,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $29,000 | 5,631 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 3,079 |
| Total interest expense | $1,010,000 | 3,023 |
| Net interest income | $1,751,000 | 3,041 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $521,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $234,000 | 1,722 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $287,000 | 2,023 |
| Total noninterest expense | $1,820,000 | 2,644 |
| Salaries and employee benefits | $1,010,000 | 2,524 |
| Premises and equipment expense | $348,000 | 2,012 |
| Additional noninterest expense | $462,000 | 3,208 |
| Pre-tax net operating income | $102,000 | 5,016 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $62,000 | 5,518 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $62,000 | 5,521 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $62,000 | 5,521 |
| Net charge-offs | $525,000 | 1,337 |
| Cash dividends | $104,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $62,000 | 5,338 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,821,000 | 3,084 |
| Total interest expense | $4,690,000 | 3,139 |
| Net interest income | $7,131,000 | 2,997 |
| Provision for loan and lease losses | $1,087,000 | 2,580 |
| Total noninterest income | $1,839,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,157,000 | 1,548 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $682,000 | 2,698 |
| Total noninterest expense | $7,644,000 | 2,474 |
| Salaries and employee benefits | $3,997,000 | 2,508 |
| Premises and equipment expense | $1,183,000 | 2,276 |
| Additional noninterest expense | $2,464,000 | 2,374 |
| Pre-tax net operating income | $239,000 | 5,638 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-292,000 | 7,320 |
| Income before extraordinary items | $531,000 | 4,359 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $531,000 | 4,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,350,000 | 1,656 |
| Cash dividends | $475,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $531,000 | 4,518 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 3,126 |
| Total interest expense | $3,701,000 | 3,099 |
| Net interest income | $5,243,000 | 3,077 |
| Provision for loan and lease losses | $670,000 | 2,323 |
| Total noninterest income | $1,304,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $872,000 | 1,548 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $432,000 | 3,058 |
| Total noninterest expense | $5,502,000 | 2,569 |
| Salaries and employee benefits | $3,016,000 | 2,529 |
| Premises and equipment expense | $878,000 | 2,305 |
| Additional noninterest expense | $1,608,000 | 2,611 |
| Pre-tax net operating income | $375,000 | 5,356 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $90,000 | 3,674 |
| Income before extraordinary items | $285,000 | 5,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $285,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,091,000 | 1,234 |
| Cash dividends | $401,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $285,000 | 5,456 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,029,000 | 3,135 |
| Total interest expense | $2,626,000 | 3,049 |
| Net interest income | $3,403,000 | 3,139 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $1,042,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $562,000 | 1,570 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $480,000 | 2,309 |
| Total noninterest expense | $3,700,000 | 2,554 |
| Salaries and employee benefits | $2,016,000 | 2,555 |
| Premises and equipment expense | $590,000 | 2,290 |
| Additional noninterest expense | $1,094,000 | 2,534 |
| Pre-tax net operating income | $565,000 | 4,143 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $80,000 | 3,665 |
| Income before extraordinary items | $485,000 | 4,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $485,000 | 4,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,262 |
| Cash dividends | $290,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $485,000 | 4,031 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 3,201 |
| Total interest expense | $1,389,000 | 3,084 |
| Net interest income | $1,644,000 | 3,246 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $493,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $278,000 | 1,574 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $215,000 | 2,471 |
| Total noninterest expense | $1,850,000 | 2,540 |
| Salaries and employee benefits | $1,008,000 | 2,568 |
| Premises and equipment expense | $306,000 | 2,223 |
| Additional noninterest expense | $536,000 | 2,558 |
| Pre-tax net operating income | $197,000 | 4,980 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $30,000 | 4,050 |
| Income before extraordinary items | $167,000 | 5,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 5,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,506 |
| Cash dividends | $148,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $167,000 | 4,924 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,562,000 | 3,164 |
| Total interest expense | $5,189,000 | 3,374 |
| Net interest income | $7,373,000 | 2,961 |
| Provision for loan and lease losses | $940,000 | 1,484 |
| Total noninterest income | $2,057,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,268,000 | 1,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $789,000 | 2,573 |
| Total noninterest expense | $7,162,000 | 2,531 |
| Salaries and employee benefits | $3,849,000 | 2,575 |
| Premises and equipment expense | $1,223,000 | 2,130 |
| Additional noninterest expense | $2,090,000 | 2,558 |
| Pre-tax net operating income | $1,328,000 | 4,138 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $106,000 | 4,440 |
| Income before extraordinary items | $1,222,000 | 3,903 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,222,000 | 3,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,876 |
| Cash dividends | $740,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,222,000 | 3,897 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 3,166 |
| Total interest expense | $3,772,000 | 3,453 |
| Net interest income | $5,618,000 | 2,916 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $1,607,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $966,000 | 1,368 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $641,000 | 2,462 |
| Total noninterest expense | $5,439,000 | 2,494 |
| Salaries and employee benefits | $2,931,000 | 2,536 |
| Premises and equipment expense | $924,000 | 2,094 |
| Additional noninterest expense | $1,584,000 | 2,497 |
| Pre-tax net operating income | $1,516,000 | 3,443 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $325,000 | 3,087 |
| Income before extraordinary items | $1,191,000 | 3,482 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,191,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,327 |
| Cash dividends | $592,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,191,000 | 3,467 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,213,000 | 3,201 |
| Total interest expense | $2,487,000 | 3,470 |
| Net interest income | $3,726,000 | 2,952 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $1,075,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $642,000 | 1,375 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $433,000 | 2,465 |
| Total noninterest expense | $3,652,000 | 2,501 |
| Salaries and employee benefits | $1,949,000 | 2,582 |
| Premises and equipment expense | $611,000 | 2,124 |
| Additional noninterest expense | $1,092,000 | 2,421 |
| Pre-tax net operating income | $969,000 | 3,604 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $190,000 | 3,338 |
| Income before extraordinary items | $779,000 | 3,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $779,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,522 |
| Cash dividends | $323,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $779,000 | 3,556 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 3,201 |
| Total interest expense | $1,224,000 | 3,493 |
| Net interest income | $1,871,000 | 2,934 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $517,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $305,000 | 1,405 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $212,000 | 2,459 |
| Total noninterest expense | $1,893,000 | 2,414 |
| Salaries and employee benefits | $974,000 | 2,599 |
| Premises and equipment expense | $304,000 | 2,145 |
| Additional noninterest expense | $615,000 | 2,136 |
| Pre-tax net operating income | $405,000 | 3,966 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $330,000 | 3,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $330,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,557 |
| Cash dividends | $149,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $330,000 | 3,935 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,911,000 | 3,113 |
| Total interest expense | $4,241,000 | 3,447 |
| Net interest income | $7,670,000 | 2,862 |
| Provision for loan and lease losses | $640,000 | 1,523 |
| Total noninterest income | $2,089,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,249,000 | 1,435 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $840,000 | 2,501 |
| Total noninterest expense | $7,320,000 | 2,420 |
| Salaries and employee benefits | $3,760,000 | 2,578 |
| Premises and equipment expense | $1,289,000 | 1,952 |
| Additional noninterest expense | $2,271,000 | 2,287 |
| Pre-tax net operating income | $1,799,000 | 3,891 |
| Securities gains (losses) | $-48,000 | 7,930 |
| Applicable income taxes | $525,000 | 3,087 |
| Income before extraordinary items | $1,226,000 | 4,237 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,226,000 | 4,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $824,000 | 820 |
| Cash dividends | $616,000 | 3,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,259,600 | 4,146 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,764,000 | 3,135 |
| Total interest expense | $3,054,000 | 3,464 |
| Net interest income | $5,710,000 | 2,908 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $1,548,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $909,000 | 1,487 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $639,000 | 2,468 |
| Total noninterest expense | $5,655,000 | 2,337 |
| Salaries and employee benefits | $2,936,000 | 2,482 |
| Premises and equipment expense | $997,000 | 1,902 |
| Additional noninterest expense | $1,722,000 | 2,254 |
| Pre-tax net operating income | $1,423,000 | 3,913 |
| Securities gains (losses) | $-48,000 | 8,170 |
| Applicable income taxes | $345,000 | 3,390 |
| Income before extraordinary items | $1,030,000 | 4,104 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,030,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 967 |
| Cash dividends | $466,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,066,000 | 4,007 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 3,160 |
| Total interest expense | $1,942,000 | 3,464 |
| Net interest income | $3,752,000 | 2,959 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $1,005,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $586,000 | 1,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $419,000 | 2,491 |
| Total noninterest expense | $3,764,000 | 2,345 |
| Salaries and employee benefits | $1,956,000 | 2,485 |
| Premises and equipment expense | $673,000 | 1,872 |
| Additional noninterest expense | $1,135,000 | 2,286 |
| Pre-tax net operating income | $873,000 | 4,119 |
| Securities gains (losses) | $-48,000 | 8,363 |
| Applicable income taxes | $200,000 | 3,623 |
| Income before extraordinary items | $625,000 | 4,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $625,000 | 4,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 984 |
| Cash dividends | $317,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $661,480 | 4,195 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 3,124 |
| Total interest expense | $922,000 | 3,471 |
| Net interest income | $1,911,000 | 2,899 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $465,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $269,000 | 1,573 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $196,000 | 2,526 |
| Total noninterest expense | $1,852,000 | 2,385 |
| Salaries and employee benefits | $970,000 | 2,513 |
| Premises and equipment expense | $335,000 | 1,884 |
| Additional noninterest expense | $547,000 | 2,344 |
| Pre-tax net operating income | $464,000 | 3,916 |
| Securities gains (losses) | $-48,000 | 8,562 |
| Applicable income taxes | $110,000 | 3,471 |
| Income before extraordinary items | $306,000 | 4,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $168,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $341,520 | 4,066 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,583,000 | 3,002 |
| Total interest expense | $2,894,000 | 3,441 |
| Net interest income | $7,689,000 | 2,802 |
| Provision for loan and lease losses | $190,000 | 3,672 |
| Total noninterest income | $2,139,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,166,000 | 1,504 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $973,000 | 2,256 |
| Total noninterest expense | $7,097,000 | 2,361 |
| Salaries and employee benefits | $3,824,000 | 2,393 |
| Premises and equipment expense | $1,275,000 | 1,897 |
| Additional noninterest expense | $1,998,000 | 2,498 |
| Pre-tax net operating income | $2,541,000 | 3,125 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $640,000 | 2,971 |
| Income before extraordinary items | $1,901,000 | 3,225 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,901,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,863 |
| Cash dividends | $1,886,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,901,000 | 3,190 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 3,000 |
| Total interest expense | $2,067,000 | 3,424 |
| Net interest income | $5,723,000 | 2,793 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $1,611,000 | 2,095 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $861,000 | 1,502 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $750,000 | 2,210 |
| Total noninterest expense | $5,315,000 | 2,332 |
| Salaries and employee benefits | $2,876,000 | 2,351 |
| Premises and equipment expense | $974,000 | 1,852 |
| Additional noninterest expense | $1,465,000 | 2,512 |
| Pre-tax net operating income | $1,889,000 | 3,179 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $505,000 | 2,915 |
| Income before extraordinary items | $1,384,000 | 3,336 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,384,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,078 |
| Cash dividends | $1,774,000 | 1,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,384,000 | 3,294 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 2,990 |
| Total interest expense | $1,330,000 | 3,361 |
| Net interest income | $3,759,000 | 2,800 |
| Provision for loan and lease losses | $70,000 | 3,946 |
| Total noninterest income | $986,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $548,000 | 1,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $438,000 | 2,387 |
| Total noninterest expense | $3,585,000 | 2,298 |
| Salaries and employee benefits | $1,926,000 | 2,334 |
| Premises and equipment expense | $656,000 | 1,821 |
| Additional noninterest expense | $1,003,000 | 2,420 |
| Pre-tax net operating income | $1,090,000 | 3,497 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $265,000 | 3,320 |
| Income before extraordinary items | $825,000 | 3,573 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $825,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,520 |
| Cash dividends | $1,662,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $825,000 | 3,523 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 2,992 |
| Total interest expense | $646,000 | 3,315 |
| Net interest income | $1,854,000 | 2,838 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $451,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $236,000 | 1,714 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $215,000 | 2,377 |
| Total noninterest expense | $1,788,000 | 2,315 |
| Salaries and employee benefits | $964,000 | 2,362 |
| Premises and equipment expense | $328,000 | 1,831 |
| Additional noninterest expense | $496,000 | 2,460 |
| Pre-tax net operating income | $487,000 | 3,753 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $120,000 | 3,471 |
| Income before extraordinary items | $367,000 | 3,845 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $367,000 | 3,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $207,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $367,000 | 3,800 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,973,000 | 2,837 |
| Total interest expense | $2,709,000 | 2,852 |
| Net interest income | $7,264,000 | 2,791 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $1,896,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,024,000 | 1,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $872,000 | 2,346 |
| Total noninterest expense | $6,636,000 | 2,407 |
| Salaries and employee benefits | $3,637,000 | 2,389 |
| Premises and equipment expense | $1,159,000 | 1,989 |
| Additional noninterest expense | $1,842,000 | 2,601 |
| Pre-tax net operating income | $2,404,000 | 3,095 |
| Securities gains (losses) | $195,000 | 844 |
| Applicable income taxes | $607,000 | 3,009 |
| Income before extraordinary items | $1,992,000 | 2,929 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,992,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,359 |
| Cash dividends | $843,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,841,850 | 3,068 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 2,806 |
| Total interest expense | $2,055,000 | 2,777 |
| Net interest income | $5,404,000 | 2,781 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $1,414,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $754,000 | 1,757 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $660,000 | 2,353 |
| Total noninterest expense | $5,194,000 | 2,289 |
| Salaries and employee benefits | $2,829,000 | 2,290 |
| Premises and equipment expense | $896,000 | 1,917 |
| Additional noninterest expense | $1,469,000 | 2,439 |
| Pre-tax net operating income | $1,534,000 | 3,526 |
| Securities gains (losses) | $195,000 | 773 |
| Applicable income taxes | $417,000 | 3,233 |
| Income before extraordinary items | $1,312,000 | 3,328 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,312,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,103 |
| Cash dividends | $634,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,163,800 | 3,551 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,949,000 | 2,814 |
| Total interest expense | $1,393,000 | 2,736 |
| Net interest income | $3,556,000 | 2,801 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $911,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $469,000 | 1,862 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $442,000 | 2,372 |
| Total noninterest expense | $3,473,000 | 2,282 |
| Salaries and employee benefits | $1,895,000 | 2,283 |
| Premises and equipment expense | $602,000 | 1,901 |
| Additional noninterest expense | $976,000 | 2,440 |
| Pre-tax net operating income | $934,000 | 3,694 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $734,000 | 3,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $734,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $424,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $734,000 | 3,662 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,858 |
| Total interest expense | $714,000 | 2,703 |
| Net interest income | $1,727,000 | 2,879 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $429,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $236,000 | 1,806 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $1,751,000 | 2,269 |
| Salaries and employee benefits | $945,000 | 2,307 |
| Premises and equipment expense | $300,000 | 1,937 |
| Additional noninterest expense | $506,000 | 2,332 |
| Pre-tax net operating income | $375,000 | 4,250 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $310,000 | 4,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $310,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,458 |
| Cash dividends | $213,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $310,000 | 4,058 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,348,000 | 2,738 |
| Total interest expense | $3,238,000 | 2,672 |
| Net interest income | $7,110,000 | 2,719 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $2,711,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $895,000 | 1,927 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,816,000 | 1,573 |
| Total noninterest expense | $6,394,000 | 2,457 |
| Salaries and employee benefits | $3,486,000 | 2,413 |
| Premises and equipment expense | $1,067,000 | 2,132 |
| Additional noninterest expense | $1,841,000 | 2,590 |
| Pre-tax net operating income | $3,307,000 | 2,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $862,000 | 2,406 |
| Income before extraordinary items | $2,445,000 | 2,411 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,445,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $1,469,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,445,000 | 2,307 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,805,000 | 2,761 |
| Total interest expense | $2,489,000 | 2,692 |
| Net interest income | $5,316,000 | 2,742 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $2,186,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $653,000 | 1,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,533,000 | 1,517 |
| Total noninterest expense | $4,961,000 | 2,373 |
| Salaries and employee benefits | $2,723,000 | 2,332 |
| Premises and equipment expense | $849,000 | 2,023 |
| Additional noninterest expense | $1,389,000 | 2,561 |
| Pre-tax net operating income | $2,451,000 | 2,426 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $677,000 | 2,447 |
| Income before extraordinary items | $1,774,000 | 2,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,774,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,187 |
| Cash dividends | $1,254,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,774,000 | 2,464 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 2,796 |
| Total interest expense | $1,721,000 | 2,681 |
| Net interest income | $3,461,000 | 2,787 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $1,755,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $418,000 | 2,009 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,337,000 | 1,232 |
| Total noninterest expense | $3,326,000 | 2,359 |
| Salaries and employee benefits | $1,801,000 | 2,340 |
| Premises and equipment expense | $563,000 | 2,034 |
| Additional noninterest expense | $962,000 | 2,452 |
| Pre-tax net operating income | $1,830,000 | 2,203 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $522,000 | 2,250 |
| Income before extraordinary items | $1,308,000 | 2,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,308,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,364 |
| Cash dividends | $411,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,308,000 | 2,246 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 2,764 |
| Total interest expense | $917,000 | 2,615 |
| Net interest income | $1,723,000 | 2,806 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $985,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $811,000 | 1,035 |
| Total noninterest expense | $1,748,000 | 2,233 |
| Salaries and employee benefits | $906,000 | 2,317 |
| Premises and equipment expense | $278,000 | 2,052 |
| Additional noninterest expense | $564,000 | 2,087 |
| Pre-tax net operating income | $930,000 | 2,177 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $255,000 | 2,294 |
| Income before extraordinary items | $675,000 | 2,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $217,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $675,000 | 2,146 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,487,000 | 2,659 |
| Total interest expense | $4,272,000 | 2,594 |
| Net interest income | $7,215,000 | 2,644 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $1,906,000 | 2,216 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $511,000 | 2,923 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,395,000 | 1,746 |
| Total noninterest expense | $6,074,000 | 2,430 |
| Salaries and employee benefits | $3,401,000 | 2,346 |
| Premises and equipment expense | $999,000 | 2,189 |
| Additional noninterest expense | $1,674,000 | 2,701 |
| Pre-tax net operating income | $2,627,000 | 2,784 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $690,000 | 2,879 |
| Income before extraordinary items | $1,937,000 | 2,875 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,937,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,555 |
| Cash dividends | $814,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,937,000 | 2,786 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,859,000 | 2,867 |
| Total interest expense | $5,277,000 | 3,011 |
| Net interest income | $6,582,000 | 2,714 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $1,140,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $468,000 | 2,997 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $672,000 | 2,631 |
| Total noninterest expense | $5,858,000 | 2,433 |
| Salaries and employee benefits | $3,298,000 | 2,275 |
| Premises and equipment expense | $952,000 | 2,246 |
| Additional noninterest expense | $1,608,000 | 2,704 |
| Pre-tax net operating income | $1,804,000 | 3,423 |
| Securities gains (losses) | $144,000 | 1,437 |
| Applicable income taxes | $546,000 | 3,162 |
| Income before extraordinary items | $1,402,000 | 3,395 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,402,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $840,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,298,320 | 3,487 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,007,000 | 3,141 |
| Total interest expense | $4,624,000 | 3,532 |
| Net interest income | $6,383,000 | 2,783 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $675,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $472,000 | 2,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $5,149,000 | 2,645 |
| Salaries and employee benefits | $2,895,000 | 2,464 |
| Premises and equipment expense | $827,000 | 2,502 |
| Additional noninterest expense | $1,427,000 | 2,951 |
| Pre-tax net operating income | $1,799,000 | 3,569 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $526,000 | 3,372 |
| Income before extraordinary items | $1,273,000 | 3,695 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,273,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $610,000 | 3,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,273,000 | 3,685 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,441,000 | 3,721 |
| Total interest expense | $3,405,000 | 4,136 |
| Net interest income | $5,036,000 | 3,436 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $495,000 | 4,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,485 |
| Total noninterest expense | $3,765,000 | 3,499 |
| Salaries and employee benefits | $2,275,000 | 3,053 |
| Premises and equipment expense | $632,000 | 3,115 |
| Additional noninterest expense | $858,000 | 4,553 |
| Pre-tax net operating income | $1,766,000 | 3,664 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $542,000 | 3,457 |
| Income before extraordinary items | $1,217,000 | 3,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,217,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $428,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,221,830 | 3,791 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,595,000 | 4,123 |
| Total interest expense | $3,159,000 | 4,530 |
| Net interest income | $4,436,000 | 3,775 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $450,000 | 5,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,793 |
| Total noninterest expense | $3,393,000 | 3,713 |
| Salaries and employee benefits | $1,916,000 | 3,473 |
| Premises and equipment expense | $585,000 | 3,241 |
| Additional noninterest expense | $892,000 | 4,321 |
| Pre-tax net operating income | $1,493,000 | 4,200 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $458,000 | 4,087 |
| Income before extraordinary items | $1,035,000 | 4,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,035,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $805,000 | 2,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,035,000 | 4,293 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 4,648 |
| Total interest expense | $2,834,000 | 4,945 |
| Net interest income | $3,892,000 | 4,340 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,234 |
| Total noninterest expense | $3,182,000 | 3,911 |
| Salaries and employee benefits | $1,781,000 | 3,678 |
| Premises and equipment expense | $545,000 | 3,438 |
| Additional noninterest expense | $856,000 | 4,496 |
| Pre-tax net operating income | $1,109,000 | 5,501 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $321,000 | 5,538 |
| Income before extraordinary items | $788,000 | 5,511 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $788,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,438 |
| Cash dividends | $449,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $788,000 | 5,462 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 5,176 |
| Total interest expense | $2,507,000 | 5,504 |
| Net interest income | $3,512,000 | 4,819 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $352,000 | 6,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,646 |
| Total noninterest expense | $2,694,000 | 4,721 |
| Salaries and employee benefits | $1,612,000 | 4,034 |
| Premises and equipment expense | $460,000 | 4,044 |
| Additional noninterest expense | $622,000 | 6,220 |
| Pre-tax net operating income | $1,170,000 | 5,211 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $360,000 | 5,235 |
| Income before extraordinary items | $810,000 | 5,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $810,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,737 |
| Cash dividends | $836,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $810,000 | 5,190 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,634,000 | 5,485 |
| Total interest expense | $2,276,000 | 5,931 |
| Net interest income | $3,358,000 | 5,038 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $407,000 | 5,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,316 |
| Total noninterest expense | $2,645,000 | 4,754 |
| Salaries and employee benefits | $1,568,000 | 4,123 |
| Premises and equipment expense | $455,000 | 4,080 |
| Additional noninterest expense | $622,000 | 6,391 |
| Pre-tax net operating income | $1,120,000 | 5,523 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $321,000 | 5,768 |
| Income before extraordinary items | $799,000 | 5,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $799,000 | 5,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 11,552 |
| Cash dividends | $208,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $799,000 | 5,430 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 5,606 |
| Total interest expense | $1,868,000 | 5,909 |
| Net interest income | $3,220,000 | 5,292 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $390,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,424 |
| Total noninterest expense | $2,769,000 | 4,737 |
| Salaries and employee benefits | $1,608,000 | 4,022 |
| Premises and equipment expense | $450,000 | 4,151 |
| Additional noninterest expense | $711,000 | 6,243 |
| Pre-tax net operating income | $841,000 | 6,670 |
| Securities gains (losses) | $-17,000 | 10,215 |
| Applicable income taxes | $246,000 | 6,601 |
| Income before extraordinary items | $578,000 | 6,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $578,000 | 6,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $192,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $589,900 | 6,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 5,843 |
| Total interest expense | $1,787,000 | 6,363 |
| Net interest income | $3,156,000 | 5,434 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $448,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,706 |
| Total noninterest expense | $2,727,000 | 4,884 |
| Salaries and employee benefits | $1,671,000 | 3,877 |
| Premises and equipment expense | $355,000 | 5,173 |
| Additional noninterest expense | $701,000 | 6,553 |
| Pre-tax net operating income | $757,000 | 7,049 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $227,000 | 7,149 |
| Income before extraordinary items | $541,000 | 7,217 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $541,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,533 |
| Cash dividends | $192,000 | 5,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $533,300 | 7,021 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 5,745 |
| Total interest expense | $2,385,000 | 6,212 |
| Net interest income | $3,286,000 | 5,291 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $533,000 | 5,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,975 |
| Total noninterest expense | $2,679,000 | 4,989 |
| Salaries and employee benefits | $1,647,000 | 3,894 |
| Premises and equipment expense | $288,000 | 6,154 |
| Additional noninterest expense | $744,000 | 6,458 |
| Pre-tax net operating income | $900,000 | 6,098 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $653,000 | 6,212 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $653,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $651,560 | 5,864 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.