Home > Crusader Savings Bank, F.S.B. > Income and Expense
Crusader Savings Bank, F.S.B., Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $38,641,000 | 916 |
| Total interest expense | $20,048,000 | 888 |
| Net interest income | $18,593,000 | 932 |
| Provision for loan and lease losses | $3,816,000 | 388 |
| Total noninterest income | $1,382,000 | 2,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,382,000 | 1,475 |
| Total noninterest expense | $5,815,000 | 2,356 |
| Salaries and employee benefits | $1,485,000 | 4,391 |
| Premises and equipment expense | $410,000 | 4,430 |
| Additional noninterest expense | $3,920,000 | 1,170 |
| Pre-tax net operating income | $10,344,000 | 759 |
| Securities gains (losses) | $1,435,000 | 126 |
| Applicable income taxes | $3,394,000 | 748 |
| Income before extraordinary items | $8,385,000 | 660 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,385,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,208,000 | 454 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,366,150 | 737 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $26,637,000 | 1,225 |
| Total interest expense | $13,982,000 | 1,085 |
| Net interest income | $12,655,000 | 1,376 |
| Provision for loan and lease losses | $1,571,000 | 674 |
| Total noninterest income | $1,684,000 | 2,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,684,000 | 1,302 |
| Total noninterest expense | $5,355,000 | 2,532 |
| Salaries and employee benefits | $1,407,000 | 4,568 |
| Premises and equipment expense | $461,000 | 4,050 |
| Additional noninterest expense | $3,487,000 | 1,320 |
| Pre-tax net operating income | $7,413,000 | 1,050 |
| Securities gains (losses) | $2,318,000 | 123 |
| Applicable income taxes | $3,274,000 | 820 |
| Income before extraordinary items | $6,457,000 | 872 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,457,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,017 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,927,120 | 1,095 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,950,000 | 1,806 |
| Total interest expense | $9,846,000 | 1,551 |
| Net interest income | $8,104,000 | 2,104 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $1,426,000 | 2,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,426,000 | 1,450 |
| Total noninterest expense | $6,343,000 | 2,071 |
| Salaries and employee benefits | $1,166,000 | 5,183 |
| Premises and equipment expense | $381,000 | 4,590 |
| Additional noninterest expense | $4,796,000 | 972 |
| Pre-tax net operating income | $2,637,000 | 2,657 |
| Securities gains (losses) | $3,766,000 | 152 |
| Applicable income taxes | $2,331,000 | 1,080 |
| Income before extraordinary items | $4,072,000 | 1,307 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,072,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,661,760 | 2,901 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,548,000 | 3,078 |
| Total interest expense | $6,598,000 | 2,278 |
| Net interest income | $3,950,000 | 4,279 |
| Provision for loan and lease losses | $222,000 | 3,224 |
| Total noninterest income | $866,000 | 3,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $866,000 | 1,924 |
| Total noninterest expense | $3,210,000 | 3,884 |
| Salaries and employee benefits | $806,000 | 6,753 |
| Premises and equipment expense | $337,000 | 5,047 |
| Additional noninterest expense | $2,067,000 | 2,027 |
| Pre-tax net operating income | $1,384,000 | 4,752 |
| Securities gains (losses) | $2,046,000 | 184 |
| Applicable income taxes | $1,192,000 | 2,099 |
| Income before extraordinary items | $2,238,000 | 2,337 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,238,000 | 2,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $926,000 | 468 |
| Net operating income | $908,100 | 4,968 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 5,186 |
| Total interest expense | $3,944,000 | 3,754 |
| Net interest income | $2,057,000 | 7,028 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $401,000 | 5,938 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $401,000 | 3,399 |
| Total noninterest expense | $2,087,000 | 5,757 |
| Salaries and employee benefits | $774,000 | 7,116 |
| Premises and equipment expense | $322,000 | 5,312 |
| Additional noninterest expense | $991,000 | 4,439 |
| Pre-tax net operating income | $327,000 | 8,949 |
| Securities gains (losses) | $280,000 | 571 |
| Applicable income taxes | $223,000 | 6,802 |
| Income before extraordinary items | $384,000 | 7,762 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $384,000 | 7,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $204,800 | 9,197 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 6,400 |
| Total interest expense | $3,168,000 | 4,525 |
| Net interest income | $1,390,000 | 8,813 |
| Provision for loan and lease losses | $37,000 | 6,739 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $1,504,000 | 7,261 |
| Salaries and employee benefits | $594,000 | 8,395 |
| Premises and equipment expense | $302,000 | 5,593 |
| Additional noninterest expense | $608,000 | 6,484 |
| Pre-tax net operating income | $-29,000 | 11,544 |
| Securities gains (losses) | $262,000 | 567 |
| Applicable income taxes | $85,000 | 9,494 |
| Income before extraordinary items | $148,000 | 10,478 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $148,000 | 10,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-19,680 | 11,506 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 8,438 |
| Total interest expense | $1,770,000 | 6,146 |
| Net interest income | $996,000 | 10,407 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $72,000 | 11,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,184,000 | 8,672 |
| Salaries and employee benefits | $465,000 | 9,708 |
| Premises and equipment expense | $216,000 | 7,121 |
| Additional noninterest expense | $503,000 | 7,819 |
| Pre-tax net operating income | $-148,000 | 12,228 |
| Securities gains (losses) | $86,000 | 841 |
| Applicable income taxes | $-9,000 | 12,080 |
| Income before extraordinary items | $-53,000 | 12,113 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-53,000 | 12,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $612,000 | 512 |
| Net operating income | $-126,100 | 12,196 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 7,571 |
| Total interest expense | $2,318,000 | 5,128 |
| Net interest income | $1,154,000 | 10,214 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $969,000 | 3,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $969,000 | 2,073 |
| Total noninterest expense | $3,145,000 | 4,330 |
| Salaries and employee benefits | $570,000 | 9,051 |
| Premises and equipment expense | $264,000 | 6,427 |
| Additional noninterest expense | $2,311,000 | 2,408 |
| Pre-tax net operating income | $-1,102,000 | 12,994 |
| Securities gains (losses) | $1,218,000 | 463 |
| Applicable income taxes | $518,000 | 4,059 |
| Income before extraordinary items | $-402,000 | 12,866 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-402,000 | 12,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,512 |
| Cash dividends | $1,886,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,181,520 | 12,982 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 5,338 |
| Total interest expense | $4,247,000 | 3,858 |
| Net interest income | $1,961,000 | 7,864 |
| Provision for loan and lease losses | $479,000 | 3,104 |
| Total noninterest income | $1,076,000 | 3,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,076,000 | 1,893 |
| Total noninterest expense | $2,004,000 | 6,374 |
| Salaries and employee benefits | $731,000 | 7,763 |
| Premises and equipment expense | $353,000 | 5,331 |
| Additional noninterest expense | $920,000 | 5,420 |
| Pre-tax net operating income | $554,000 | 8,036 |
| Securities gains (losses) | $194,000 | 2,051 |
| Applicable income taxes | $389,000 | 4,899 |
| Income before extraordinary items | $359,000 | 8,627 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $359,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 3,359 |
| Cash dividends | $470,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $234,840 | 9,760 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.