Home > Crown Bank > Income and Expense

Crown Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$21,050,000	1,819
Total interest expense	$10,484,000	1,244
Net interest income	$10,566,000	2,313
Provision for loan and lease losses	$0	3,275
Total noninterest income	$415,000	3,548
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$89,000	3,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$326,000	3,349
Total noninterest expense	$8,945,000	2,175
Salaries and employee benefits	$5,534,000	2,055
Premises and equipment expense	$874,000	2,179
Additional noninterest expense	$326,000	3,349
Pre-tax net operating income	$2,036,000	2,937
Securities gains (losses)	$27,000	580
Applicable income taxes	$543,000	1,845
Income before extraordinary items	$1,520,000	3,061
Extraordinary gains, net	$0	54
Net income	$1,520,000	3,095
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,520,000	3,063
Net charge-offs	$-90,000	4,316
Cash dividends	$865,000	2,316
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,498,670	3,109
2023-09-30 (YTD Data)		Rank
Total interest income	$15,498,000	1,810
Total interest expense	$7,354,000	1,233
Net interest income	$8,144,000	2,282
Provision for loan and lease losses	$0	3,085
Total noninterest income	$343,000	3,489
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$67,000	3,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$276,000	3,246
Total noninterest expense	$6,732,000	2,166
Salaries and employee benefits	$4,199,000	2,046
Premises and equipment expense	$665,000	2,169
Additional noninterest expense	$276,000	3,245
Pre-tax net operating income	$1,755,000	2,849
Securities gains (losses)	$27,000	382
Applicable income taxes	$328,000	2,049
Income before extraordinary items	$1,454,000	2,874
Extraordinary gains, net	$0	52
Net income	$1,454,000	2,904
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,454,000	2,875
Net charge-offs	$-67,000	4,277
Cash dividends	$550,000	2,166
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,431,860	2,922
2023-06-30 (YTD Data)		Rank
Total interest income	$10,086,000	1,813
Total interest expense	$4,517,000	1,205
Net interest income	$5,569,000	2,259
Provision for loan and lease losses	$0	2,940
Total noninterest income	$154,000	3,784
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$44,000	3,472
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,618
Total noninterest expense	$4,599,000	2,125
Salaries and employee benefits	$2,941,000	1,986
Premises and equipment expense	$447,000	2,154
Additional noninterest expense	$110,000	3,603
Pre-tax net operating income	$1,124,000	2,906
Securities gains (losses)	$27,000	384
Applicable income taxes	$243,000	2,010
Income before extraordinary items	$908,000	2,989
Extraordinary gains, net	$0	51
Net income	$908,000	3,022
Minority interest net income	$0	81
Net income of bank and minority interests.	$908,000	2,988
Net charge-offs	$-45,000	4,300
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$886,670	3,024
2023-03-31 (YTD Data)		Rank
Total interest income	$4,966,000	1,820
Total interest expense	$2,038,000	1,172
Net interest income	$2,928,000	2,192
Provision for loan and lease losses	$0	2,612
Total noninterest income	$81,000	3,760
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$23,000	3,455
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	3,587
Total noninterest expense	$2,286,000	2,170
Salaries and employee benefits	$1,502,000	2,001
Premises and equipment expense	$222,000	2,206
Additional noninterest expense	$58,000	3,587
Pre-tax net operating income	$723,000	2,669
Securities gains (losses)	$-5,000	3,973
Applicable income taxes	$148,000	1,879
Income before extraordinary items	$570,000	2,752
Extraordinary gains, net	$0	4
Net income	$570,000	2,752
Minority interest net income	$0	48
Net income of bank and minority interests.	$570,000	2,752
Net charge-offs	$-22,000	4,256
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$573,950	2,777
2022-12-31 (YTD Data)		Rank
Total interest income	$16,081,000	1,855
Total interest expense	$3,034,000	1,171
Net interest income	$13,047,000	1,992
Provision for loan and lease losses	$605,000	1,096
Total noninterest income	$1,300,000	2,502
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$105,000	3,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,195,000	2,149
Total noninterest expense	$9,038,000	2,141
Salaries and employee benefits	$5,656,000	2,023
Premises and equipment expense	$880,000	2,159
Additional noninterest expense	$1,195,000	2,149
Pre-tax net operating income	$4,704,000	2,105
Securities gains (losses)	$0	691
Applicable income taxes	$319,000	2,367
Income before extraordinary items	$4,385,000	1,991
Extraordinary gains, net	$0	5
Net income	$4,385,000	1,990
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,385,000	1,990
Net charge-offs	$-38,000	4,003
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,385,000	2,020
2022-09-30 (YTD Data)		Rank
Total interest income	$11,246,000	1,896
Total interest expense	$1,587,000	1,249
Net interest income	$9,659,000	1,979
Provision for loan and lease losses	$505,000	956
Total noninterest income	$1,042,000	2,444
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$79,000	3,431
Trading account gains and fees	NA	NA
Additional Noninterest Income	$963,000	2,092
Total noninterest expense	$6,687,000	2,153
Salaries and employee benefits	$4,259,000	2,015
Premises and equipment expense	$631,000	2,251
Additional noninterest expense	$963,000	2,092
Pre-tax net operating income	$3,509,000	2,097
Securities gains (losses)	$0	740
Applicable income taxes	$231,000	2,399
Income before extraordinary items	$3,278,000	1,979
Extraordinary gains, net	$0	4
Net income	$3,278,000	1,978
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,278,000	1,978
Net charge-offs	$-17,000	3,768
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,278,000	2,013
2022-06-30 (YTD Data)		Rank
Total interest income	$7,021,000	1,938
Total interest expense	$814,000	1,338
Net interest income	$6,207,000	1,994
Provision for loan and lease losses	$270,000	1,001
Total noninterest income	$390,000	3,105
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$46,000	3,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$344,000	2,807
Total noninterest expense	$4,255,000	2,199
Salaries and employee benefits	$2,676,000	2,087
Premises and equipment expense	$420,000	2,259
Additional noninterest expense	$1,159,000	2,357
Pre-tax net operating income	$2,072,000	2,154
Securities gains (losses)	$0	687
Applicable income taxes	$142,000	2,387
Income before extraordinary items	$1,930,000	2,036
Extraordinary gains, net	$0	4
Net income	$1,930,000	2,036
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,930,000	2,036
Net charge-offs	$-9,000	3,628
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,930,000	2,071
2022-03-31 (YTD Data)		Rank
Total interest income	$3,248,000	2,018
Total interest expense	$352,000	1,462
Net interest income	$2,896,000	2,046
Provision for loan and lease losses	$70,000	1,193
Total noninterest income	$119,000	3,563
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$23,000	3,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	3,314
Total noninterest expense	$2,117,000	2,196
Salaries and employee benefits	$1,338,000	2,086
Premises and equipment expense	$212,000	2,262
Additional noninterest expense	$567,000	2,372
Pre-tax net operating income	$828,000	2,345
Securities gains (losses)	$0	623
Applicable income taxes	$53,000	2,473
Income before extraordinary items	$775,000	2,241
Extraordinary gains, net	$0	4
Net income	$775,000	2,241
Minority interest net income	$0	50
Net income of bank and minority interests.	$775,000	2,241
Net charge-offs	$-4,000	3,570
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$775,000	2,259
2021-12-31 (YTD Data)		Rank
Total interest income	$13,141,000	2,061
Total interest expense	$1,519,000	1,641
Net interest income	$11,622,000	2,073
Provision for loan and lease losses	$675,000	812
Total noninterest income	$424,000	3,789
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$97,000	3,495
Trading account gains and fees	NA	NA
Additional Noninterest Income	$327,000	3,662
Total noninterest expense	$7,699,000	2,346
Salaries and employee benefits	$5,029,000	2,168
Premises and equipment expense	$838,000	2,249
Additional noninterest expense	$1,832,000	2,749
Pre-tax net operating income	$3,672,000	2,438
Securities gains (losses)	$62,000	1,032
Applicable income taxes	$350,000	2,353
Income before extraordinary items	$3,384,000	2,397
Extraordinary gains, net	$0	10
Net income	$3,384,000	2,396
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,384,000	2,398
Net charge-offs	$146,000	1,166
Cash dividends	$935,000	2,296
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,327,580	2,387
2021-09-30 (YTD Data)		Rank
Total interest income	$9,039,000	2,242
Total interest expense	$1,161,000	1,704
Net interest income	$7,878,000	2,295
Provision for loan and lease losses	$375,000	1,009
Total noninterest income	$259,000	3,989
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$73,000	3,509
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	3,897
Total noninterest expense	$5,335,000	2,467
Salaries and employee benefits	$3,409,000	2,298
Premises and equipment expense	$637,000	2,264
Additional noninterest expense	$1,289,000	2,860
Pre-tax net operating income	$2,427,000	2,705
Securities gains (losses)	$62,000	975
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,489,000	2,513
Extraordinary gains, net	$0	8
Net income	$2,489,000	2,513
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,489,000	2,513
Net charge-offs	$152,000	908
Cash dividends	$935,000	1,807
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,427,000	2,520
2021-06-30 (YTD Data)		Rank
Total interest income	$6,071,000	2,214
Total interest expense	$810,000	1,711
Net interest income	$5,261,000	2,265
Provision for loan and lease losses	$125,000	1,507
Total noninterest income	$177,000	3,979
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$50,000	3,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	3,885
Total noninterest expense	$3,542,000	2,470
Salaries and employee benefits	$2,294,000	2,291
Premises and equipment expense	$422,000	2,265
Additional noninterest expense	$826,000	2,924
Pre-tax net operating income	$1,771,000	2,569
Securities gains (losses)	$62,000	807
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,833,000	2,342
Extraordinary gains, net	$0	6
Net income	$1,833,000	2,341
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,833,000	2,342
Net charge-offs	$203,000	650
Cash dividends	$860,000	1,505
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,771,000	2,356
2021-03-31 (YTD Data)		Rank
Total interest income	$2,958,000	2,241
Total interest expense	$418,000	1,739
Net interest income	$2,540,000	2,300
Provision for loan and lease losses	$0	2,741
Total noninterest income	$88,000	3,974
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$23,000	3,526
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	3,841
Total noninterest expense	$1,761,000	2,467
Salaries and employee benefits	$1,168,000	2,252
Premises and equipment expense	$214,000	2,265
Additional noninterest expense	$379,000	3,036
Pre-tax net operating income	$867,000	2,561
Securities gains (losses)	$62,000	590
Applicable income taxes	$0	3,613
Income before extraordinary items	$929,000	2,320
Extraordinary gains, net	$0	3
Net income	$929,000	2,318
Minority interest net income	$0	55
Net income of bank and minority interests.	$929,000	2,320
Net charge-offs	$-3,000	3,553
Cash dividends	$326,000	1,505
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$867,000	2,360
2020-12-31 (YTD Data)		Rank
Total interest income	$10,503,000	2,449
Total interest expense	$2,024,000	1,966
Net interest income	$8,479,000	2,520
Provision for loan and lease losses	$665,000	1,976
Total noninterest income	$1,323,000	2,575
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$116,000	3,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,207,000	2,295
Total noninterest expense	$6,187,000	2,647
Salaries and employee benefits	$3,544,000	2,660
Premises and equipment expense	$836,000	2,284
Additional noninterest expense	$1,807,000	2,707
Pre-tax net operating income	$2,950,000	2,446
Securities gains (losses)	$17,000	2,162
Applicable income taxes	$0	3,697
Income before extraordinary items	$2,967,000	2,326
Extraordinary gains, net	$0	4
Net income	$2,967,000	2,326
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,967,000	2,326
Net charge-offs	$234,000	1,453
Cash dividends	$1,087,000	2,115
Sale, conversion, retirement of capital stock, net	$-448,000	4,969
Net operating income	$2,950,000	2,284
2020-09-30 (YTD Data)		Rank
Total interest income	$8,153,000	2,405
Total interest expense	$1,580,000	1,998
Net interest income	$6,573,000	2,462
Provision for loan and lease losses	$265,000	2,538
Total noninterest income	$1,227,000	2,300
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$88,000	3,407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,139,000	2,032
Total noninterest expense	$5,313,000	2,429
Salaries and employee benefits	$3,367,000	2,280
Premises and equipment expense	$626,000	2,275
Additional noninterest expense	$1,320,000	2,738
Pre-tax net operating income	$2,222,000	2,435
Securities gains (losses)	$17,000	1,977
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,239,000	2,291
Extraordinary gains, net	$0	4
Net income	$2,239,000	2,290
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,239,000	2,291
Net charge-offs	$-17,000	4,382
Cash dividends	$362,000	2,588
Sale, conversion, retirement of capital stock, net	$-448,000	5,007
Net operating income	$2,222,000	2,248
2020-06-30 (YTD Data)		Rank
Total interest income	$5,172,000	2,512
Total interest expense	$1,103,000	2,037
Net interest income	$4,069,000	2,609
Provision for loan and lease losses	$115,000	2,864
Total noninterest income	$202,000	3,810
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$60,000	3,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	3,633
Total noninterest expense	$3,488,000	2,452
Salaries and employee benefits	$2,227,000	2,299
Premises and equipment expense	$420,000	2,257
Additional noninterest expense	$841,000	2,819
Pre-tax net operating income	$668,000	3,443
Securities gains (losses)	$17,000	1,730
Applicable income taxes	$0	3,655
Income before extraordinary items	$685,000	3,308
Extraordinary gains, net	$0	4
Net income	$685,000	3,307
Minority interest net income	$0	65
Net income of bank and minority interests.	$685,000	3,308
Net charge-offs	$-10,000	4,318
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$668,000	3,294
2020-03-31 (YTD Data)		Rank
Total interest income	$2,324,000	2,681
Total interest expense	$591,000	2,073
Net interest income	$1,733,000	2,821
Provision for loan and lease losses	$0	3,711
Total noninterest income	$125,000	3,578
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$29,000	3,672
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	3,229
Total noninterest expense	$1,736,000	2,474
Salaries and employee benefits	$1,108,000	2,315
Premises and equipment expense	$206,000	2,307
Additional noninterest expense	$422,000	2,827
Pre-tax net operating income	$122,000	4,162
Securities gains (losses)	$17,000	1,172
Applicable income taxes	$0	3,513
Income before extraordinary items	$139,000	4,010
Extraordinary gains, net	$0	4
Net income	$139,000	4,011
Minority interest net income	$0	56
Net income of bank and minority interests.	$139,000	4,011
Net charge-offs	$-6,000	4,282
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$122,000	4,091
2019-12-31 (YTD Data)		Rank
Total interest income	$10,127,000	2,577
Total interest expense	$2,606,000	1,989
Net interest income	$7,521,000	2,734
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,613,000	2,216
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$125,000	3,704
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,488,000	1,803
Total noninterest expense	$9,940,000	1,936
Salaries and employee benefits	$4,216,000	2,350
Premises and equipment expense	$811,000	2,324
Additional noninterest expense	$4,913,000	1,267
Pre-tax net operating income	$-806,000	5,081
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$-806,000	5,086
Extraordinary gains, net	$0	11
Net income	$-806,000	5,087
Minority interest net income	$0	76
Net income of bank and minority interests.	$-806,000	5,087
Net charge-offs	$69,000	2,440
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$-806,000	5,078
2019-09-30 (YTD Data)		Rank
Total interest income	$7,634,000	2,592
Total interest expense	$1,974,000	1,998
Net interest income	$5,660,000	2,767
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,544,000	1,946
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$94,000	3,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,450,000	1,565
Total noninterest expense	$8,281,000	1,772
Salaries and employee benefits	$3,205,000	2,347
Premises and equipment expense	$617,000	2,324
Additional noninterest expense	$4,459,000	1,091
Pre-tax net operating income	$-1,077,000	5,204
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$-1,077,000	5,202
Extraordinary gains, net	$0	11
Net income	$-1,077,000	5,202
Minority interest net income	$0	72
Net income of bank and minority interests.	$-1,077,000	5,202
Net charge-offs	$-17,000	4,563
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$-1,077,000	5,199
2019-06-30 (YTD Data)		Rank
Total interest income	$5,032,000	2,612
Total interest expense	$1,297,000	1,992
Net interest income	$3,735,000	2,796
Provision for loan and lease losses	$0	3,685
Total noninterest income	$582,000	2,596
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$66,000	3,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$516,000	2,176
Total noninterest expense	$6,544,000	1,532
Salaries and employee benefits	$2,162,000	2,339
Premises and equipment expense	$417,000	2,314
Additional noninterest expense	$3,965,000	855
Pre-tax net operating income	$-2,227,000	5,291
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$-2,227,000	5,287
Extraordinary gains, net	$0	11
Net income	$-2,227,000	5,286
Minority interest net income	$0	69
Net income of bank and minority interests.	$-2,227,000	5,286
Net charge-offs	$-10,000	4,479
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$-2,227,000	5,286
2019-03-31 (YTD Data)		Rank
Total interest income	$2,545,000	2,598
Total interest expense	$615,000	2,025
Net interest income	$1,930,000	2,742
Provision for loan and lease losses	$0	3,406
Total noninterest income	$334,000	2,389
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$35,000	3,627
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	1,965
Total noninterest expense	$4,848,000	1,105
Salaries and employee benefits	$1,125,000	2,295
Premises and equipment expense	$202,000	2,380
Additional noninterest expense	$3,521,000	506
Pre-tax net operating income	$-2,584,000	5,360
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$-2,584,000	5,349
Extraordinary gains, net	$0	5
Net income	$-2,584,000	5,349
Minority interest net income	$0	52
Net income of bank and minority interests.	$-2,584,000	5,349
Net charge-offs	$-7,000	4,527
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$-2,584,000	5,351
2018-12-31 (YTD Data)		Rank
Total interest income	$10,232,000	2,489
Total interest expense	$1,943,000	1,974
Net interest income	$8,289,000	2,588
Provision for loan and lease losses	$10,000	3,951
Total noninterest income	$503,000	3,766
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$155,000	3,639
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	3,510
Total noninterest expense	$8,459,000	2,158
Salaries and employee benefits	$3,672,000	2,592
Premises and equipment expense	$798,000	2,364
Additional noninterest expense	$3,989,000	1,504
Pre-tax net operating income	$323,000	4,868
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$323,000	4,817
Extraordinary gains, net	$0	6
Net income	$323,000	4,816
Minority interest net income	$0	72
Net income of bank and minority interests.	$323,000	4,816
Net charge-offs	$17,000	3,165
Cash dividends	$290,000	3,399
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$323,000	4,819
2018-09-30 (YTD Data)		Rank
Total interest income	$7,696,000	2,475
Total interest expense	$1,380,000	1,970
Net interest income	$6,316,000	2,565
Provision for loan and lease losses	$10,000	3,765
Total noninterest income	$497,000	3,436
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$120,000	3,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	3,095
Total noninterest expense	$6,802,000	2,050
Salaries and employee benefits	$2,876,000	2,524
Premises and equipment expense	$602,000	2,379
Additional noninterest expense	$3,324,000	1,381
Pre-tax net operating income	$1,000	5,293
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,000	5,295
Extraordinary gains, net	$0	5
Net income	$1,000	5,294
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,000	5,294
Net charge-offs	$-233,000	5,276
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,000	5,297
2018-06-30 (YTD Data)		Rank
Total interest income	$5,034,000	2,489
Total interest expense	$803,000	2,080
Net interest income	$4,231,000	2,561
Provision for loan and lease losses	$10,000	3,554
Total noninterest income	$792,000	2,282
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$82,000	3,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$710,000	1,860
Total noninterest expense	$5,273,000	1,830
Salaries and employee benefits	$2,167,000	2,348
Premises and equipment expense	$521,000	2,012
Additional noninterest expense	$2,585,000	1,206
Pre-tax net operating income	$-260,000	5,451
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$-260,000	5,438
Extraordinary gains, net	$0	6
Net income	$-260,000	5,437
Minority interest net income	$0	65
Net income of bank and minority interests.	$-260,000	5,437
Net charge-offs	$-159,000	5,310
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$-260,000	5,443
2018-03-31 (YTD Data)		Rank
Total interest income	$2,471,000	2,520
Total interest expense	$366,000	2,151
Net interest income	$2,105,000	2,577
Provision for loan and lease losses	$10,000	3,121
Total noninterest income	$163,000	3,461
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$41,000	3,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	3,091
Total noninterest expense	$1,858,000	2,403
Salaries and employee benefits	$1,015,000	2,476
Premises and equipment expense	$253,000	2,100
Additional noninterest expense	$590,000	2,310
Pre-tax net operating income	$400,000	3,432
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$400,000	3,252
Extraordinary gains, net	$0	7
Net income	$400,000	3,252
Minority interest net income	$0	52
Net income of bank and minority interests.	$400,000	3,252
Net charge-offs	$-156,000	5,454
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$400,000	3,255
2017-12-31 (YTD Data)		Rank
Total interest income	$10,397,000	2,375
Total interest expense	$1,370,000	2,056
Net interest income	$9,027,000	2,398
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,118,000	2,784
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$163,000	3,731
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	2,353
Total noninterest expense	$7,853,000	2,306
Salaries and employee benefits	$4,445,000	2,293
Premises and equipment expense	$1,103,000	1,966
Additional noninterest expense	$2,305,000	2,388
Pre-tax net operating income	$2,292,000	2,895
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,292,000	2,463
Extraordinary gains, net	$0	9
Net income	$2,292,000	2,463
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,292,000	2,463
Net charge-offs	$249,000	1,639
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,292,000	2,444
2017-09-30 (YTD Data)		Rank
Total interest income	$7,862,000	2,349
Total interest expense	$996,000	2,083
Net interest income	$6,866,000	2,376
Provision for loan and lease losses	$0	4,088
Total noninterest income	$819,000	2,844
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$123,000	3,745
Trading account gains and fees	NA	NA
Additional Noninterest Income	$696,000	2,401
Total noninterest expense	$5,797,000	2,339
Salaries and employee benefits	$3,446,000	2,242
Premises and equipment expense	$835,000	1,956
Additional noninterest expense	$1,516,000	2,647
Pre-tax net operating income	$1,888,000	2,801
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,888,000	2,498
Extraordinary gains, net	$0	9
Net income	$1,888,000	2,498
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,888,000	2,498
Net charge-offs	$156,000	1,576
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,888,000	2,482
2017-06-30 (YTD Data)		Rank
Total interest income	$5,183,000	2,357
Total interest expense	$637,000	2,117
Net interest income	$4,546,000	2,387
Provision for loan and lease losses	$0	3,871
Total noninterest income	$506,000	2,951
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$81,000	3,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$425,000	2,515
Total noninterest expense	$3,895,000	2,321
Salaries and employee benefits	$2,349,000	2,209
Premises and equipment expense	$539,000	2,004
Additional noninterest expense	$1,007,000	2,648
Pre-tax net operating income	$1,157,000	2,897
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,157,000	2,592
Extraordinary gains, net	$0	11
Net income	$1,157,000	2,591
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,157,000	2,592
Net charge-offs	$159,000	1,206
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,157,000	2,571
2017-03-31 (YTD Data)		Rank
Total interest income	$2,531,000	2,399
Total interest expense	$312,000	2,107
Net interest income	$2,219,000	2,428
Provision for loan and lease losses	$0	3,537
Total noninterest income	$181,000	3,427
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$39,000	3,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	3,004
Total noninterest expense	$1,902,000	2,386
Salaries and employee benefits	$1,165,000	2,256
Premises and equipment expense	$275,000	2,001
Additional noninterest expense	$462,000	2,812
Pre-tax net operating income	$498,000	3,087
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$498,000	2,760
Extraordinary gains, net	$0	8
Net income	$498,000	2,760
Minority interest net income	$0	55
Net income of bank and minority interests.	$498,000	2,760
Net charge-offs	$180,000	646
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$498,000	2,745
2016-12-31 (YTD Data)		Rank
Total interest income	$10,134,000	2,374
Total interest expense	$1,132,000	2,231
Net interest income	$9,002,000	2,380
Provision for loan and lease losses	$0	4,332
Total noninterest income	$942,000	3,135
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$170,000	3,795
Trading account gains and fees	$0	170
Additional Noninterest Income	$772,000	2,707
Total noninterest expense	$7,228,000	2,495
Salaries and employee benefits	$4,546,000	2,256
Premises and equipment expense	$1,089,000	2,003
Additional noninterest expense	$1,593,000	3,206
Pre-tax net operating income	$2,716,000	2,546
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,716,000	2,274
Extraordinary gains, net	$0	5
Net income	$2,716,000	2,271
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,716,000	2,273
Net charge-offs	$68,000	2,921
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,716,000	2,220
2016-09-30 (YTD Data)		Rank
Total interest income	$7,532,000	2,394
Total interest expense	$825,000	2,275
Net interest income	$6,707,000	2,395
Provision for loan and lease losses	$0	4,186
Total noninterest income	$688,000	3,177
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$127,000	3,830
Trading account gains and fees	$0	169
Additional Noninterest Income	$561,000	2,735
Total noninterest expense	$5,515,000	2,454
Salaries and employee benefits	$3,372,000	2,271
Premises and equipment expense	$795,000	2,056
Additional noninterest expense	$1,348,000	2,966
Pre-tax net operating income	$1,880,000	2,724
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,880,000	2,445
Extraordinary gains, net	$0	5
Net income	$1,880,000	2,446
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,880,000	2,446
Net charge-offs	$76,000	2,291
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,880,000	2,388
2016-06-30 (YTD Data)		Rank
Total interest income	$4,983,000	2,412
Total interest expense	$547,000	2,284
Net interest income	$4,436,000	2,410
Provision for loan and lease losses	$0	4,017
Total noninterest income	$426,000	3,303
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$87,000	3,783
Trading account gains and fees	$0	157
Additional Noninterest Income	$339,000	2,868
Total noninterest expense	$3,691,000	2,461
Salaries and employee benefits	$2,235,000	2,290
Premises and equipment expense	$532,000	2,055
Additional noninterest expense	$924,000	2,912
Pre-tax net operating income	$1,171,000	2,797
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,171,000	2,523
Extraordinary gains, net	$0	16
Net income	$1,171,000	2,522
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,171,000	2,522
Net charge-offs	$83,000	1,785
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,171,000	2,460
2016-03-31 (YTD Data)		Rank
Total interest income	$2,418,000	2,466
Total interest expense	$271,000	2,308
Net interest income	$2,147,000	2,483
Provision for loan and lease losses	$0	3,656
Total noninterest income	$132,000	4,032
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$42,000	3,837
Trading account gains and fees	$0	142
Additional Noninterest Income	$90,000	3,704
Total noninterest expense	$1,835,000	2,485
Salaries and employee benefits	$1,105,000	2,318
Premises and equipment expense	$256,000	2,121
Additional noninterest expense	$474,000	2,868
Pre-tax net operating income	$444,000	3,231
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$444,000	2,947
Extraordinary gains, net	$0	12
Net income	$444,000	2,946
Minority interest net income	$0	62
Net income of bank and minority interests.	$444,000	2,947
Net charge-offs	$-80,000	5,841
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$444,000	2,892
2015-12-31 (YTD Data)		Rank
Total interest income	$9,405,000	2,491
Total interest expense	$963,000	2,479
Net interest income	$8,442,000	2,465
Provision for loan and lease losses	$0	4,380
Total noninterest income	$923,000	3,208
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$202,000	3,692
Trading account gains and fees	$0	159
Additional Noninterest Income	$721,000	2,792
Total noninterest expense	$7,360,000	2,468
Salaries and employee benefits	$4,302,000	2,333
Premises and equipment expense	$1,051,000	2,098
Additional noninterest expense	$2,007,000	2,787
Pre-tax net operating income	$2,005,000	3,011
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,005,000	2,734
Extraordinary gains, net	$0	23
Net income	$2,005,000	2,736
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,005,000	2,737
Net charge-offs	$301,000	1,599
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,005,000	2,685
2015-09-30 (YTD Data)		Rank
Total interest income	$6,971,000	2,537
Total interest expense	$697,000	2,577
Net interest income	$6,274,000	2,504
Provision for loan and lease losses	$0	4,232
Total noninterest income	$339,000	4,346
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$157,000	3,668
Trading account gains and fees	$0	153
Additional Noninterest Income	$182,000	4,255
Total noninterest expense	$5,138,000	2,609
Salaries and employee benefits	$3,054,000	2,464
Premises and equipment expense	$641,000	2,460
Additional noninterest expense	$1,443,000	2,866
Pre-tax net operating income	$1,475,000	3,105
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,475,000	2,805
Extraordinary gains, net	$0	21
Net income	$1,475,000	2,805
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,475,000	2,806
Net charge-offs	$169,000	1,694
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,475,000	2,755
2015-06-30 (YTD Data)		Rank
Total interest income	$4,500,000	2,612
Total interest expense	$433,000	2,720
Net interest income	$4,067,000	2,577
Provision for loan and lease losses	$0	4,069
Total noninterest income	$725,000	2,563
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$106,000	3,627
Trading account gains and fees	$0	157
Additional Noninterest Income	$619,000	2,132
Total noninterest expense	$3,640,000	2,506
Salaries and employee benefits	$2,131,000	2,369
Premises and equipment expense	$472,000	2,313
Additional noninterest expense	$1,037,000	2,729
Pre-tax net operating income	$1,152,000	2,822
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,152,000	2,502
Extraordinary gains, net	$0	22
Net income	$1,152,000	2,504
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,152,000	2,504
Net charge-offs	$175,000	1,279
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,152,000	2,445
2015-03-31 (YTD Data)		Rank
Total interest income	$2,222,000	2,643
Total interest expense	$210,000	2,797
Net interest income	$2,012,000	2,587
Provision for loan and lease losses	$0	3,703
Total noninterest income	$141,000	4,019
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$54,000	3,577
Trading account gains and fees	$0	152
Additional Noninterest Income	$87,000	3,810
Total noninterest expense	$1,788,000	2,554
Salaries and employee benefits	$1,027,000	2,466
Premises and equipment expense	$230,000	2,386
Additional noninterest expense	$531,000	2,667
Pre-tax net operating income	$365,000	3,542
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$365,000	3,298
Extraordinary gains, net	$0	13
Net income	$365,000	3,301
Minority interest net income	$0	64
Net income of bank and minority interests.	$365,000	3,301
Net charge-offs	$150,000	869
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$365,000	3,218
2014-12-31 (YTD Data)		Rank
Total interest income	$8,833,000	2,687
Total interest expense	$916,000	2,749
Net interest income	$7,917,000	2,644
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,014,000	3,092
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$218,000	3,782
Trading account gains and fees	$0	180
Additional Noninterest Income	$796,000	2,647
Total noninterest expense	$7,490,000	2,453
Salaries and employee benefits	$4,120,000	2,426
Premises and equipment expense	$1,125,000	2,034
Additional noninterest expense	$2,245,000	2,636
Pre-tax net operating income	$1,441,000	3,562
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,441,000	3,308
Extraordinary gains, net	$0	17
Net income	$1,441,000	3,309
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,441,000	3,309
Net charge-offs	$272,000	2,122
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,441,000	3,260
2014-09-30 (YTD Data)		Rank
Total interest income	$6,628,000	2,703
Total interest expense	$694,000	2,775
Net interest income	$5,934,000	2,658
Provision for loan and lease losses	$0	4,401
Total noninterest income	$501,000	3,834
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$163,000	3,830
Trading account gains and fees	$0	174
Additional Noninterest Income	$338,000	3,450
Total noninterest expense	$5,569,000	2,481
Salaries and employee benefits	$3,072,000	2,436
Premises and equipment expense	$858,000	2,023
Additional noninterest expense	$1,639,000	2,694
Pre-tax net operating income	$866,000	4,000
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$866,000	3,773
Extraordinary gains, net	$0	15
Net income	$866,000	3,776
Minority interest net income	$0	81
Net income of bank and minority interests.	$866,000	3,777
Net charge-offs	$355,000	1,453
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$866,000	3,713
2014-06-30 (YTD Data)		Rank
Total interest income	$4,330,000	2,750
Total interest expense	$462,000	2,797
Net interest income	$3,868,000	2,704
Provision for loan and lease losses	$0	4,196
Total noninterest income	$195,000	4,712
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$100,000	3,941
Trading account gains and fees	$0	172
Additional Noninterest Income	$95,000	4,625
Total noninterest expense	$3,540,000	2,600
Salaries and employee benefits	$2,016,000	2,491
Premises and equipment expense	$477,000	2,370
Additional noninterest expense	$1,047,000	2,776
Pre-tax net operating income	$523,000	4,103
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$523,000	3,864
Extraordinary gains, net	$0	20
Net income	$523,000	3,869
Minority interest net income	$0	80
Net income of bank and minority interests.	$523,000	3,870
Net charge-offs	$390,000	1,057
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$523,000	3,817
2014-03-31 (YTD Data)		Rank
Total interest income	$2,146,000	2,763
Total interest expense	$236,000	2,797
Net interest income	$1,910,000	2,730
Provision for loan and lease losses	$0	3,817
Total noninterest income	$97,000	4,682
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$49,000	3,960
Trading account gains and fees	$0	147
Additional Noninterest Income	$48,000	4,613
Total noninterest expense	$1,867,000	2,487
Salaries and employee benefits	$1,037,000	2,425
Premises and equipment expense	$237,000	2,414
Additional noninterest expense	$593,000	2,508
Pre-tax net operating income	$140,000	4,940
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$140,000	4,774
Extraordinary gains, net	$0	16
Net income	$140,000	4,776
Minority interest net income	$0	66
Net income of bank and minority interests.	$140,000	4,775
Net charge-offs	$2,000	3,350
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$140,000	4,721
2013-12-31 (YTD Data)		Rank
Total interest income	$9,230,000	2,616
Total interest expense	$1,091,000	2,768
Net interest income	$8,139,000	2,560
Provision for loan and lease losses	$685,000	1,502
Total noninterest income	$536,000	4,309
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$190,000	4,185
Trading account gains and fees	$0	184
Additional Noninterest Income	$346,000	3,892
Total noninterest expense	$7,405,000	2,501
Salaries and employee benefits	$3,673,000	2,684
Premises and equipment expense	$927,000	2,402
Additional noninterest expense	$2,805,000	2,227
Pre-tax net operating income	$585,000	4,828
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$585,000	4,696
Extraordinary gains, net	$0	29
Net income	$585,000	4,700
Minority interest net income	$0	90
Net income of bank and minority interests.	$585,000	4,700
Net charge-offs	$2,549,000	616
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$585,000	4,627
2013-09-30 (YTD Data)		Rank
Total interest income	$6,986,000	2,613
Total interest expense	$833,000	2,807
Net interest income	$6,153,000	2,557
Provision for loan and lease losses	$360,000	1,890
Total noninterest income	$258,000	5,034
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$142,000	4,226
Trading account gains and fees	$0	180
Additional Noninterest Income	$116,000	5,006
Total noninterest expense	$5,539,000	2,509
Salaries and employee benefits	$2,701,000	2,738
Premises and equipment expense	$715,000	2,369
Additional noninterest expense	$2,123,000	2,188
Pre-tax net operating income	$512,000	4,735
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$512,000	4,568
Extraordinary gains, net	$0	25
Net income	$512,000	4,572
Minority interest net income	$0	84
Net income of bank and minority interests.	$512,000	4,573
Net charge-offs	$1,582,000	713
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$512,000	4,484
2013-06-30 (YTD Data)		Rank
Total interest income	$4,622,000	2,632
Total interest expense	$565,000	2,839
Net interest income	$4,057,000	2,572
Provision for loan and lease losses	$215,000	2,023
Total noninterest income	$288,000	4,283
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$93,000	4,242
Trading account gains and fees	$0	157
Additional Noninterest Income	$195,000	3,829
Total noninterest expense	$3,765,000	2,467
Salaries and employee benefits	$1,757,000	2,818
Premises and equipment expense	$483,000	2,349
Additional noninterest expense	$1,525,000	2,039
Pre-tax net operating income	$365,000	4,613
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$365,000	4,476
Extraordinary gains, net	$0	22
Net income	$365,000	4,478
Minority interest net income	$0	82
Net income of bank and minority interests.	$365,000	4,479
Net charge-offs	$1,062,000	734
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$365,000	4,371
2013-03-31 (YTD Data)		Rank
Total interest income	$2,348,000	2,597
Total interest expense	$285,000	2,893
Net interest income	$2,063,000	2,544
Provision for loan and lease losses	$0	4,409
Total noninterest income	$68,000	5,375
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$48,000	4,162
Trading account gains and fees	$0	148
Additional Noninterest Income	$20,000	5,678
Total noninterest expense	$1,986,000	2,382
Salaries and employee benefits	$1,020,000	2,476
Premises and equipment expense	$236,000	2,413
Additional noninterest expense	$730,000	2,126
Pre-tax net operating income	$145,000	4,894
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$145,000	4,786
Extraordinary gains, net	$0	10
Net income	$145,000	4,787
Minority interest net income	$0	76
Net income of bank and minority interests.	$145,000	4,788
Net charge-offs	$824,000	549
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$145,000	4,686
2012-12-31 (YTD Data)		Rank
Total interest income	$10,512,000	2,450
Total interest expense	$1,430,000	2,825
Net interest income	$9,082,000	2,365
Provision for loan and lease losses	$3,800,000	629
Total noninterest income	$-18,000	6,855
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$246,000	3,892
Trading account gains and fees	$0	166
Additional Noninterest Income	$-264,000	6,849
Total noninterest expense	$7,760,000	2,438
Salaries and employee benefits	$4,261,000	2,314
Premises and equipment expense	$931,000	2,402
Additional noninterest expense	$2,568,000	2,498
Pre-tax net operating income	$-2,496,000	6,846
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$-2,496,000	6,868
Extraordinary gains, net	$0	29
Net income	$-2,496,000	6,866
Minority interest net income	$0	93
Net income of bank and minority interests.	$-2,496,000	6,867
Net charge-offs	$4,101,000	676
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-2,496,000	6,849
2012-09-30 (YTD Data)		Rank
Total interest income	$8,040,000	2,446
Total interest expense	$1,124,000	2,825
Net interest income	$6,916,000	2,369
Provision for loan and lease losses	$3,600,000	529
Total noninterest income	$0	6,935
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$191,000	3,854
Trading account gains and fees	$0	157
Additional Noninterest Income	$-191,000	6,977
Total noninterest expense	$5,719,000	2,475
Salaries and employee benefits	$3,207,000	2,314
Premises and equipment expense	$687,000	2,471
Additional noninterest expense	$1,825,000	2,632
Pre-tax net operating income	$-2,403,000	7,003
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-2,403,000	7,022
Extraordinary gains, net	$0	20
Net income	$-2,403,000	7,019
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,403,000	7,021
Net charge-offs	$4,261,000	524
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-2,403,000	7,009
2012-06-30 (YTD Data)		Rank
Total interest income	$5,437,000	2,431
Total interest expense	$792,000	2,806
Net interest income	$4,645,000	2,346
Provision for loan and lease losses	$2,215,000	592
Total noninterest income	$-51,000	7,078
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$130,000	3,792
Trading account gains and fees	$0	153
Additional Noninterest Income	$-181,000	7,066
Total noninterest expense	$3,756,000	2,518
Salaries and employee benefits	$2,188,000	2,269
Premises and equipment expense	$458,000	2,485
Additional noninterest expense	$1,110,000	2,867
Pre-tax net operating income	$-1,377,000	7,026
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-1,377,000	7,048
Extraordinary gains, net	$0	19
Net income	$-1,377,000	7,047
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,377,000	7,048
Net charge-offs	$3,142,000	499
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-1,377,000	7,036
2012-03-31 (YTD Data)		Rank
Total interest income	$2,826,000	2,389
Total interest expense	$431,000	2,702
Net interest income	$2,395,000	2,290
Provision for loan and lease losses	$1,805,000	389
Total noninterest income	$-86,000	7,200
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$66,000	3,777
Trading account gains and fees	$0	148
Additional Noninterest Income	$-152,000	7,183
Total noninterest expense	$1,903,000	2,477
Salaries and employee benefits	$1,137,000	2,198
Premises and equipment expense	$228,000	2,508
Additional noninterest expense	$538,000	2,913
Pre-tax net operating income	$-1,399,000	7,193
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-1,399,000	7,210
Extraordinary gains, net	$0	19
Net income	$-1,399,000	7,210
Minority interest net income	$0	78
Net income of bank and minority interests.	$-1,399,000	7,210
Net charge-offs	$1,214,000	591
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-1,399,000	7,200
2011-12-31 (YTD Data)		Rank
Total interest income	$12,812,000	2,181
Total interest expense	$3,189,000	1,856
Net interest income	$9,623,000	2,273
Provision for loan and lease losses	$8,265,000	503
Total noninterest income	$20,000	6,901
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$294,000	3,624
Trading account gains and fees	$0	146
Additional Noninterest Income	$-274,000	6,998
Total noninterest expense	$8,257,000	2,300
Salaries and employee benefits	$4,593,000	2,101
Premises and equipment expense	$1,023,000	2,373
Additional noninterest expense	$2,641,000	2,488
Pre-tax net operating income	$-6,879,000	7,143
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$-6,879,000	7,138
Extraordinary gains, net	$0	29
Net income	$-6,879,000	7,137
Minority interest net income	$0	96
Net income of bank and minority interests.	$-6,879,000	7,139
Net charge-offs	$7,961,000	566
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-6,879,000	7,135
2011-09-30 (YTD Data)		Rank
Total interest income	$9,875,000	2,143
Total interest expense	$2,543,000	1,814
Net interest income	$7,332,000	2,250
Provision for loan and lease losses	$7,680,000	404
Total noninterest income	$-31,000	7,147
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$221,000	3,641
Trading account gains and fees	$0	145
Additional Noninterest Income	$-252,000	7,155
Total noninterest expense	$6,346,000	2,256
Salaries and employee benefits	$3,562,000	2,021
Premises and equipment expense	$787,000	2,342
Additional noninterest expense	$1,997,000	2,469
Pre-tax net operating income	$-6,725,000	7,282
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$-6,725,000	7,293
Extraordinary gains, net	$0	21
Net income	$-6,725,000	7,290
Minority interest net income	$0	87
Net income of bank and minority interests.	$-6,725,000	7,292
Net charge-offs	$6,722,000	488
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-6,725,000	7,291
2011-06-30 (YTD Data)		Rank
Total interest income	$6,498,000	2,196
Total interest expense	$1,734,000	1,838
Net interest income	$4,764,000	2,302
Provision for loan and lease losses	$3,930,000	544
Total noninterest income	$32,000	6,875
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$140,000	3,728
Trading account gains and fees	$0	153
Additional Noninterest Income	$-108,000	7,212
Total noninterest expense	$4,210,000	2,276
Salaries and employee benefits	$2,396,000	2,030
Premises and equipment expense	$511,000	2,405
Additional noninterest expense	$1,303,000	2,548
Pre-tax net operating income	$-3,344,000	7,298
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$-3,344,000	7,313
Extraordinary gains, net	$0	15
Net income	$-3,344,000	7,313
Minority interest net income	$0	89
Net income of bank and minority interests.	$-3,344,000	7,313
Net charge-offs	$1,785,000	991
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-3,344,000	7,310
2011-03-31 (YTD Data)		Rank
Total interest income	$3,170,000	2,252
Total interest expense	$896,000	1,843
Net interest income	$2,274,000	2,416
Provision for loan and lease losses	$132,000	3,020
Total noninterest income	$30,000	6,494
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$67,000	3,771
Trading account gains and fees	$0	158
Additional Noninterest Income	$-37,000	7,270
Total noninterest expense	$2,055,000	2,368
Salaries and employee benefits	$1,200,000	2,036
Premises and equipment expense	$77,000	5,307
Additional noninterest expense	$778,000	2,159
Pre-tax net operating income	$117,000	4,963
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$117,000	4,805
Extraordinary gains, net	$0	9
Net income	$117,000	4,804
Minority interest net income	$0	86
Net income of bank and minority interests.	$117,000	4,806
Net charge-offs	$958,000	884
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$117,000	4,740
2010-12-31 (YTD Data)		Rank
Total interest income	$13,859,000	2,181
Total interest expense	$3,912,000	2,037
Net interest income	$9,947,000	2,212
Provision for loan and lease losses	$3,200,000	1,555
Total noninterest income	$846,000	3,543
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$215,000	4,282
Trading account gains and fees	$0	175
Additional Noninterest Income	$631,000	2,836
Total noninterest expense	$7,974,000	2,424
Salaries and employee benefits	$4,314,000	2,242
Premises and equipment expense	$1,017,000	2,446
Additional noninterest expense	$2,643,000	2,548
Pre-tax net operating income	$-381,000	6,175
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-381,000	6,294
Extraordinary gains, net	$0	29
Net income	$-381,000	6,296
Minority interest net income	$0	111
Net income of bank and minority interests.	$-381,000	6,296
Net charge-offs	$2,576,000	1,602
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-381,000	6,245
2010-09-30 (YTD Data)		Rank
Total interest income	$10,542,000	2,196
Total interest expense	$2,987,000	2,081
Net interest income	$7,555,000	2,193
Provision for loan and lease losses	$2,040,000	1,635
Total noninterest income	$664,000	3,496
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$152,000	4,449
Trading account gains and fees	$0	165
Additional Noninterest Income	$512,000	2,720
Total noninterest expense	$6,112,000	2,374
Salaries and employee benefits	$3,230,000	2,244
Premises and equipment expense	$768,000	2,474
Additional noninterest expense	$2,114,000	2,368
Pre-tax net operating income	$67,000	5,742
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$67,000	5,868
Extraordinary gains, net	$0	23
Net income	$67,000	5,870
Minority interest net income	$0	110
Net income of bank and minority interests.	$67,000	5,870
Net charge-offs	$2,221,000	1,412
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$67,000	5,722
2010-06-30 (YTD Data)		Rank
Total interest income	$6,985,000	2,242
Total interest expense	$2,034,000	2,128
Net interest income	$4,951,000	2,244
Provision for loan and lease losses	$2,040,000	1,262
Total noninterest income	$430,000	3,508
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$97,000	4,543
Trading account gains and fees	$0	152
Additional Noninterest Income	$333,000	2,687
Total noninterest expense	$4,051,000	2,397
Salaries and employee benefits	$2,151,000	2,252
Premises and equipment expense	$522,000	2,444
Additional noninterest expense	$1,378,000	2,416
Pre-tax net operating income	$-710,000	6,873
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$-710,000	6,967
Extraordinary gains, net	$0	19
Net income	$-710,000	6,967
Minority interest net income	$0	105
Net income of bank and minority interests.	$-710,000	6,967
Net charge-offs	$1,943,000	1,147
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-710,000	6,934
2010-03-31 (YTD Data)		Rank
Total interest income	$3,451,000	2,324
Total interest expense	$1,030,000	2,203
Net interest income	$2,421,000	2,326
Provision for loan and lease losses	$650,000	1,543
Total noninterest income	$287,000	2,960
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$52,000	4,405
Trading account gains and fees	$0	175
Additional Noninterest Income	$235,000	2,161
Total noninterest expense	$2,017,000	2,428
Salaries and employee benefits	$1,078,000	2,287
Premises and equipment expense	$267,000	2,450
Additional noninterest expense	$672,000	2,459
Pre-tax net operating income	$41,000	5,766
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$41,000	5,825
Extraordinary gains, net	$0	16
Net income	$41,000	5,827
Minority interest net income	$0	91
Net income of bank and minority interests.	$41,000	5,825
Net charge-offs	$506,000	1,572
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$41,000	5,721
2009-12-31 (YTD Data)		Rank
Total interest income	$15,137,000	2,213
Total interest expense	$4,464,000	2,498
Net interest income	$10,673,000	2,053
Provision for loan and lease losses	$4,475,000	1,543
Total noninterest income	$750,000	3,904
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$210,000	4,563
Trading account gains and fees	$0	211
Additional Noninterest Income	$540,000	3,077
Total noninterest expense	$7,521,000	2,620
Salaries and employee benefits	$4,017,000	2,432
Premises and equipment expense	$1,095,000	2,386
Additional noninterest expense	$2,409,000	2,829
Pre-tax net operating income	$-573,000	6,039
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$-573,000	6,123
Extraordinary gains, net	$0	34
Net income	$-573,000	6,123
Minority interest net income	$0	115
Net income of bank and minority interests.	$-573,000	6,123
Net charge-offs	$3,557,000	1,445
Cash dividends	$400,000	2,826
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-573,000	6,128
2009-09-30 (YTD Data)		Rank
Total interest income	$11,575,000	2,202
Total interest expense	$3,427,000	2,554
Net interest income	$8,148,000	2,018
Provision for loan and lease losses	$2,900,000	1,513
Total noninterest income	$622,000	3,772
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$156,000	4,602
Trading account gains and fees	$0	212
Additional Noninterest Income	$466,000	2,931
Total noninterest expense	$5,709,000	2,596
Salaries and employee benefits	$3,033,000	2,453
Premises and equipment expense	$806,000	2,456
Additional noninterest expense	$1,870,000	2,713
Pre-tax net operating income	$161,000	5,078
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$161,000	5,029
Extraordinary gains, net	$0	27
Net income	$161,000	5,028
Minority interest net income	$0	118
Net income of bank and minority interests.	$161,000	5,028
Net charge-offs	$2,847,000	1,218
Cash dividends	$400,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$161,000	4,978
2009-06-30 (YTD Data)		Rank
Total interest income	$7,802,000	2,225
Total interest expense	$2,367,000	2,572
Net interest income	$5,435,000	2,015
Provision for loan and lease losses	$2,105,000	1,352
Total noninterest income	$369,000	3,984
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$102,000	4,629
Trading account gains and fees	$0	193
Additional Noninterest Income	$267,000	3,184
Total noninterest expense	$3,698,000	2,699
Salaries and employee benefits	$1,991,000	2,527
Premises and equipment expense	$522,000	2,545
Additional noninterest expense	$1,185,000	2,866
Pre-tax net operating income	$1,000	5,784
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,000	5,908
Extraordinary gains, net	$0	21
Net income	$1,000	5,906
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,000	5,906
Net charge-offs	$1,699,000	1,248
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,000	5,823
2009-03-31 (YTD Data)		Rank
Total interest income	$3,928,000	2,242
Total interest expense	$1,249,000	2,533
Net interest income	$2,679,000	2,041
Provision for loan and lease losses	$748,000	1,419
Total noninterest income	$223,000	3,605
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$53,000	4,479
Trading account gains and fees	$0	171
Additional Noninterest Income	$170,000	2,743
Total noninterest expense	$1,854,000	2,598
Salaries and employee benefits	$1,002,000	2,542
Premises and equipment expense	$280,000	2,442
Additional noninterest expense	$572,000	2,670
Pre-tax net operating income	$300,000	3,335
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$300,000	3,134
Extraordinary gains, net	$0	15
Net income	$300,000	3,134
Minority interest net income	$0	102
Net income of bank and minority interests.	$300,000	3,134
Net charge-offs	$623,000	1,229
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$300,000	2,976
2008-12-31 (YTD Data)		Rank
Total interest income	$16,562,000	2,272
Total interest expense	$5,933,000	2,546
Net interest income	$10,629,000	2,084
Provision for loan and lease losses	$3,150,000	1,340
Total noninterest income	$753,000	3,979
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$182,000	4,971
Trading account gains and fees	$0	154
Additional Noninterest Income	$571,000	2,971
Total noninterest expense	$6,825,000	2,745
Salaries and employee benefits	$3,946,000	2,545
Premises and equipment expense	$1,008,000	2,608
Additional noninterest expense	$1,871,000	3,039
Pre-tax net operating income	$1,407,000	3,131
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,407,000	2,625
Extraordinary gains, net	$0	39
Net income	$1,407,000	2,624
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,413,000	1,149
Cash dividends	$1,040,000	2,234
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,407,000	2,777
2008-09-30 (YTD Data)		Rank
Total interest income	$12,551,000	2,305
Total interest expense	$4,550,000	2,586
Net interest income	$8,001,000	2,093
Provision for loan and lease losses	$2,286,000	1,083
Total noninterest income	$583,000	4,020
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$133,000	5,050
Trading account gains and fees	$0	148
Additional Noninterest Income	$450,000	2,982
Total noninterest expense	$4,771,000	2,890
Salaries and employee benefits	$2,939,000	2,585
Premises and equipment expense	$773,000	2,574
Additional noninterest expense	$1,059,000	3,713
Pre-tax net operating income	$1,527,000	2,808
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,527,000	2,294
Extraordinary gains, net	$0	31
Net income	$1,527,000	2,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,256,000	1,133
Cash dividends	$1,040,000	1,748
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,527,000	2,408
2008-06-30 (YTD Data)		Rank
Total interest income	$8,414,000	2,322
Total interest expense	$3,094,000	2,636
Net interest income	$5,320,000	2,090
Provision for loan and lease losses	$886,000	1,335
Total noninterest income	$360,000	4,229
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$87,000	5,107
Trading account gains and fees	$0	149
Additional Noninterest Income	$273,000	3,191
Total noninterest expense	$3,277,000	2,817
Salaries and employee benefits	$2,117,000	2,430
Premises and equipment expense	$516,000	2,568
Additional noninterest expense	$644,000	3,956
Pre-tax net operating income	$1,517,000	2,174
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,517,000	1,789
Extraordinary gains, net	$0	21
Net income	$1,517,000	1,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$789,000	986
Cash dividends	$1,040,000	1,350
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,517,000	1,761
2008-03-31 (YTD Data)		Rank
Total interest income	$4,240,000	2,371
Total interest expense	$1,656,000	2,633
Net interest income	$2,584,000	2,142
Provision for loan and lease losses	$644,000	861
Total noninterest income	$168,000	4,355
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$42,000	5,126
Trading account gains and fees	$0	158
Additional Noninterest Income	$126,000	3,352
Total noninterest expense	$1,600,000	2,884
Salaries and employee benefits	$1,055,000	2,462
Premises and equipment expense	$255,000	2,626
Additional noninterest expense	$290,000	4,222
Pre-tax net operating income	$508,000	3,047
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$508,000	2,652
Extraordinary gains, net	$0	15
Net income	$508,000	2,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$766,000	549
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$508,000	2,581
2007-12-31 (YTD Data)		Rank
Total interest income	$18,769,000	2,198
Total interest expense	$8,918,000	2,130
Net interest income	$9,851,000	2,273
Provision for loan and lease losses	$3,710,000	534
Total noninterest income	$755,000	4,130
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$167,000	5,238
Trading account gains and fees	$0	178
Additional Noninterest Income	$588,000	3,032
Total noninterest expense	$6,389,000	2,799
Salaries and employee benefits	$3,863,000	2,564
Premises and equipment expense	$1,012,000	2,547
Additional noninterest expense	$1,514,000	3,388
Pre-tax net operating income	$507,000	5,972
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$507,000	5,655
Extraordinary gains, net	$0	39
Net income	$507,000	5,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,541,000	402
Cash dividends	$2,476,000	1,394
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$507,000	5,642
2007-09-30 (YTD Data)		Rank
Total interest income	$14,222,000	2,176
Total interest expense	$6,779,000	2,103
Net interest income	$7,443,000	2,270
Provision for loan and lease losses	$2,334,000	458
Total noninterest income	$555,000	4,176
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$120,000	5,331
Trading account gains and fees	$0	184
Additional Noninterest Income	$435,000	3,059
Total noninterest expense	$4,774,000	2,780
Salaries and employee benefits	$2,911,000	2,552
Premises and equipment expense	$775,000	2,484
Additional noninterest expense	$1,088,000	3,461
Pre-tax net operating income	$890,000	4,623
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$890,000	4,138
Extraordinary gains, net	$0	33
Net income	$890,000	4,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,451,000	347
Cash dividends	$1,726,000	1,360
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$890,000	4,123
2007-06-30 (YTD Data)		Rank
Total interest income	$9,160,000	2,273
Total interest expense	$4,337,000	2,181
Net interest income	$4,823,000	2,351
Provision for loan and lease losses	$2,039,000	322
Total noninterest income	$403,000	4,023
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$80,000	5,357
Trading account gains and fees	$0	168
Additional Noninterest Income	$323,000	2,904
Total noninterest expense	$3,142,000	2,850
Salaries and employee benefits	$1,912,000	2,617
Premises and equipment expense	$518,000	2,496
Additional noninterest expense	$712,000	3,513
Pre-tax net operating income	$45,000	7,546
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$45,000	7,521
Extraordinary gains, net	$0	29
Net income	$45,000	7,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,375,000	236
Cash dividends	$1,410,000	1,175
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$45,000	7,508
2007-03-31 (YTD Data)		Rank
Total interest income	$4,471,000	2,326
Total interest expense	$2,164,000	2,176
Net interest income	$2,307,000	2,454
Provision for loan and lease losses	$1,370,000	233
Total noninterest income	$168,000	4,384
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$30,000	5,797
Trading account gains and fees	$0	195
Additional Noninterest Income	$138,000	3,163
Total noninterest expense	$1,512,000	2,964
Salaries and employee benefits	$900,000	2,791
Premises and equipment expense	$255,000	2,541
Additional noninterest expense	$357,000	3,478
Pre-tax net operating income	$-407,000	8,476
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$-407,000	8,500
Extraordinary gains, net	$0	22
Net income	$-407,000	8,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	681
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-407,000	8,492
2006-12-31 (YTD Data)		Rank
Total interest income	$17,091,000	2,286
Total interest expense	$7,580,000	2,139
Net interest income	$9,511,000	2,393
Provision for loan and lease losses	$1,047,000	1,006
Total noninterest income	$500,000	5,138
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$144,000	5,596
Trading account gains and fees	$0	130
Additional Noninterest Income	$356,000	3,966
Total noninterest expense	$5,454,000	3,106
Salaries and employee benefits	$3,418,000	2,792
Premises and equipment expense	$950,000	2,591
Additional noninterest expense	$1,086,000	4,252
Pre-tax net operating income	$3,510,000	2,477
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$3,510,000	2,017
Extraordinary gains, net	$0	51
Net income	$3,510,000	2,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$542,000	1,104
Cash dividends	$2,263,000	1,388
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,510,000	2,005
2006-09-30 (YTD Data)		Rank
Total interest income	$12,356,000	2,354
Total interest expense	$5,328,000	2,200
Net interest income	$7,028,000	2,449
Provision for loan and lease losses	$414,000	1,646
Total noninterest income	$349,000	5,300
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$106,000	5,698
Trading account gains and fees	$0	126
Additional Noninterest Income	$243,000	4,147
Total noninterest expense	$3,999,000	3,171
Salaries and employee benefits	$2,485,000	2,863
Premises and equipment expense	$705,000	2,627
Additional noninterest expense	$809,000	4,228
Pre-tax net operating income	$2,964,000	2,356
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$2,964,000	1,854
Extraordinary gains, net	$0	45
Net income	$2,964,000	1,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	1,711
Cash dividends	$1,613,000	1,358
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,964,000	1,833
2006-06-30 (YTD Data)		Rank
Total interest income	$7,861,000	2,415
Total interest expense	$3,252,000	2,280
Net interest income	$4,609,000	2,483
Provision for loan and lease losses	$276,000	1,621
Total noninterest income	$208,000	5,543
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$65,000	5,844
Trading account gains and fees	$0	126
Additional Noninterest Income	$143,000	4,389
Total noninterest expense	$2,662,000	3,177
Salaries and employee benefits	$1,641,000	2,892
Premises and equipment expense	$480,000	2,567
Additional noninterest expense	$541,000	4,237
Pre-tax net operating income	$1,879,000	2,430
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$1,879,000	1,938
Extraordinary gains, net	$0	39
Net income	$1,879,000	1,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	1,231
Cash dividends	$963,000	1,499
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,879,000	1,923
2006-03-31 (YTD Data)		Rank
Total interest income	$3,742,000	2,469
Total interest expense	$1,474,000	2,363
Net interest income	$2,268,000	2,505
Provision for loan and lease losses	$138,000	1,573
Total noninterest income	$101,000	5,577
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$34,000	5,706
Trading account gains and fees	$0	115
Additional Noninterest Income	$67,000	4,504
Total noninterest expense	$1,302,000	3,257
Salaries and employee benefits	$791,000	3,002
Premises and equipment expense	$234,000	2,626
Additional noninterest expense	$277,000	4,151
Pre-tax net operating income	$929,000	2,411
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$929,000	1,917
Extraordinary gains, net	$0	21
Net income	$929,000	1,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	2,805
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$929,000	1,895
2005-12-31 (YTD Data)		Rank
Total interest income	$11,919,000	2,728
Total interest expense	$4,092,000	2,607
Net interest income	$7,827,000	2,762
Provision for loan and lease losses	$728,000	1,370
Total noninterest income	$306,000	6,286
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$128,000	5,896
Trading account gains and fees	$0	138
Additional Noninterest Income	$178,000	5,403
Total noninterest expense	$4,600,000	3,458
Salaries and employee benefits	$2,763,000	3,191
Premises and equipment expense	$841,000	2,762
Additional noninterest expense	$996,000	4,432
Pre-tax net operating income	$2,805,000	2,919
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$2,805,000	2,375
Extraordinary gains, net	$0	46
Net income	$2,805,000	2,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	2,500
Cash dividends	$1,046,000	2,358
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,805,000	2,348
2005-09-30 (YTD Data)		Rank
Total interest income	$8,391,000	2,810
Total interest expense	$2,758,000	2,712
Net interest income	$5,633,000	2,832
Provision for loan and lease losses	$514,000	1,371
Total noninterest income	$217,000	6,425
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$97,000	5,916
Trading account gains and fees	$0	126
Additional Noninterest Income	$120,000	5,607
Total noninterest expense	$3,331,000	3,542
Salaries and employee benefits	$1,997,000	3,279
Premises and equipment expense	$619,000	2,795
Additional noninterest expense	$715,000	4,564
Pre-tax net operating income	$2,005,000	3,054
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$2,005,000	2,482
Extraordinary gains, net	$0	35
Net income	$2,005,000	2,482
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,057
Cash dividends	$828,000	2,077
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,005,000	2,453
2005-06-30 (YTD Data)		Rank
Total interest income	$4,983,000	3,047
Total interest expense	$1,567,000	2,948
Net interest income	$3,416,000	3,057
Provision for loan and lease losses	$376,000	1,253
Total noninterest income	$142,000	6,438
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$60,000	6,007
Trading account gains and fees	$0	116
Additional Noninterest Income	$82,000	5,563
Total noninterest expense	$2,179,000	3,576
Salaries and employee benefits	$1,307,000	3,313
Premises and equipment expense	$400,000	2,849
Additional noninterest expense	$472,000	4,575
Pre-tax net operating income	$1,003,000	3,694
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$1,003,000	3,086
Extraordinary gains, net	$0	30
Net income	$1,003,000	3,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$610,000	1,904
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,003,000	3,032
2005-03-31 (YTD Data)		Rank
Total interest income	$2,232,000	3,303
Total interest expense	$672,000	3,222
Net interest income	$1,560,000	3,303
Provision for loan and lease losses	$138,000	1,572
Total noninterest income	$56,000	6,874
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$25,000	6,268
Trading account gains and fees	$0	115
Additional Noninterest Income	$31,000	6,124
Total noninterest expense	$1,057,000	3,688
Salaries and employee benefits	$634,000	3,404
Premises and equipment expense	$192,000	2,982
Additional noninterest expense	$231,000	4,632
Pre-tax net operating income	$421,000	4,126
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$421,000	3,494
Extraordinary gains, net	$0	24
Net income	$421,000	3,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$392,000	1,488
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$421,000	3,453
2004-12-31 (YTD Data)		Rank
Total interest income	$6,931,000	3,836
Total interest expense	$1,737,000	4,072
Net interest income	$5,194,000	3,702
Provision for loan and lease losses	$408,000	2,331
Total noninterest income	$210,000	7,069
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$76,000	6,838
Trading account gains and fees	$0	138
Additional Noninterest Income	$134,000	5,904
Total noninterest expense	$3,120,000	4,536
Salaries and employee benefits	$1,993,000	4,011
Premises and equipment expense	$441,000	4,476
Additional noninterest expense	$686,000	5,586
Pre-tax net operating income	$1,876,000	3,669
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,876,000	3,088
Extraordinary gains, net	$0	34
Net income	$1,876,000	3,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,405
Cash dividends	$961,000	2,421
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,876,000	3,019
2004-09-30 (YTD Data)		Rank
Total interest income	$4,984,000	3,946
Total interest expense	$1,182,000	4,328
Net interest income	$3,802,000	3,751
Provision for loan and lease losses	$306,000	2,233
Total noninterest income	$136,000	7,365
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$50,000	7,060
Trading account gains and fees	$0	134
Additional Noninterest Income	$86,000	6,193
Total noninterest expense	$2,191,000	4,709
Salaries and employee benefits	$1,376,000	4,250
Premises and equipment expense	$325,000	4,517
Additional noninterest expense	$490,000	5,692
Pre-tax net operating income	$1,441,000	3,672
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,441,000	3,053
Extraordinary gains, net	$0	26
Net income	$1,441,000	3,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,778
Cash dividends	$807,000	2,000
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,441,000	2,983
2004-06-30 (YTD Data)		Rank
Total interest income	$3,172,000	4,083
Total interest expense	$710,000	4,629
Net interest income	$2,462,000	3,827
Provision for loan and lease losses	$204,000	2,171
Total noninterest income	$84,000	7,522
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$29,000	7,223
Trading account gains and fees	$0	130
Additional Noninterest Income	$55,000	6,266
Total noninterest expense	$1,438,000	4,787
Salaries and employee benefits	$902,000	4,310
Premises and equipment expense	$216,000	4,527
Additional noninterest expense	$320,000	5,779
Pre-tax net operating income	$904,000	3,790
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$904,000	3,209
Extraordinary gains, net	$0	21
Net income	$904,000	3,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,807
Cash dividends	$653,000	1,765
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$904,000	3,120
2004-03-31 (YTD Data)		Rank
Total interest income	$1,530,000	4,206
Total interest expense	$350,000	4,704
Net interest income	$1,180,000	3,950
Provision for loan and lease losses	$102,000	2,093
Total noninterest income	$45,000	7,394
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$15,000	7,174
Trading account gains and fees	$0	121
Additional Noninterest Income	$30,000	6,109
Total noninterest expense	$720,000	4,825
Salaries and employee benefits	$450,000	4,353
Premises and equipment expense	$107,000	4,590
Additional noninterest expense	$163,000	5,749
Pre-tax net operating income	$403,000	4,064
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$403,000	3,476
Extraordinary gains, net	$0	16
Net income	$403,000	3,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,590
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$403,000	3,376
2003-12-31 (YTD Data)		Rank
Total interest income	$5,239,000	4,739
Total interest expense	$1,114,000	5,807
Net interest income	$4,125,000	4,268
Provision for loan and lease losses	$425,000	2,459
Total noninterest income	$141,000	7,901
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$60,000	7,265
Trading account gains and fees	$0	160
Additional Noninterest Income	$81,000	6,870
Total noninterest expense	$2,518,000	5,187
Salaries and employee benefits	$1,562,000	4,726
Premises and equipment expense	$437,000	4,452
Additional noninterest expense	$519,000	6,432
Pre-tax net operating income	$1,323,000	4,431
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,323,000	3,867
Extraordinary gains, net	$0	54
Net income	$1,323,000	3,868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$252,000	2,493
Cash dividends	$517,000	3,451
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,323,000	3,701
2003-09-30 (YTD Data)		Rank
Total interest income	$3,721,000	4,982
Total interest expense	$812,000	6,027
Net interest income	$2,909,000	4,479
Provision for loan and lease losses	$230,000	3,018
Total noninterest income	$103,000	7,983
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$42,000	7,400
Trading account gains and fees	$0	153
Additional Noninterest Income	$61,000	6,919
Total noninterest expense	$1,822,000	5,291
Salaries and employee benefits	$1,123,000	4,841
Premises and equipment expense	$330,000	4,434
Additional noninterest expense	$369,000	6,583
Pre-tax net operating income	$960,000	4,656
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$960,000	4,086
Extraordinary gains, net	$0	40
Net income	$960,000	4,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,535
Cash dividends	$411,000	2,973
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$960,000	3,911
2003-06-30 (YTD Data)		Rank
Total interest income	$2,353,000	5,198
Total interest expense	$544,000	6,130
Net interest income	$1,809,000	4,699
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$70,000	7,961
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$26,000	7,472
Trading account gains and fees	$0	150
Additional Noninterest Income	$44,000	6,789
Total noninterest expense	$1,160,000	5,452
Salaries and employee benefits	$699,000	5,092
Premises and equipment expense	$218,000	4,468
Additional noninterest expense	$243,000	6,617
Pre-tax net operating income	$599,000	4,832
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$599,000	4,303
Extraordinary gains, net	$0	30
Net income	$599,000	4,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$190,000	3,579
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$599,000	4,096
2003-03-31 (YTD Data)		Rank
Total interest income	$1,152,000	5,285
Total interest expense	$281,000	6,149
Net interest income	$871,000	4,798
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$31,000	8,103
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$13,000	7,452
Trading account gains and fees	$0	134
Additional Noninterest Income	$18,000	7,075
Total noninterest expense	$579,000	5,457
Salaries and employee benefits	$348,000	5,123
Premises and equipment expense	$108,000	4,477
Additional noninterest expense	$123,000	6,572
Pre-tax net operating income	$263,000	5,145
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$263,000	4,598
Extraordinary gains, net	$0	21
Net income	$263,000	4,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$190,000	2,304
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$263,000	4,386
2002-12-31 (YTD Data)		Rank
Total interest income	$4,246,000	5,721
Total interest expense	$1,392,000	5,948
Net interest income	$2,854,000	5,442
Provision for loan and lease losses	$640,000	1,960
Total noninterest income	$148,000	7,847
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$48,000	7,564
Trading account gains and fees	$0	153
Additional Noninterest Income	$100,000	6,442
Total noninterest expense	$2,066,000	5,774
Salaries and employee benefits	$1,177,000	5,552
Premises and equipment expense	$419,000	4,483
Additional noninterest expense	$470,000	6,681
Pre-tax net operating income	$296,000	7,556
Securities gains (losses)	$16,000	3,321
Applicable income taxes	$0	7,681
Income before extraordinary items	$312,000	7,259
Extraordinary gains, net	$0	70
Net income	$312,000	7,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$530,000	1,593
Cash dividends	$96,000	5,637
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$296,000	7,238
2001-12-31 (YTD Data)		Rank
Total interest income	$3,970,000	6,382
Total interest expense	$1,716,000	6,572
Net interest income	$2,254,000	6,046
Provision for loan and lease losses	$236,000	3,797
Total noninterest income	$88,000	8,679
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$47,000	7,661
Trading account gains and fees	$0	177
Additional Noninterest Income	$41,000	7,974
Total noninterest expense	$1,855,000	6,014
Salaries and employee benefits	$1,062,000	5,776
Premises and equipment expense	$400,000	4,603
Additional noninterest expense	$393,000	7,204
Pre-tax net operating income	$251,000	7,626
Securities gains (losses)	$0	4,612
Applicable income taxes	$42,000	6,847
Income before extraordinary items	$209,000	7,662
Extraordinary gains, net	$0	105
Net income	$209,000	7,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$209,000	7,542
2000-12-31 (YTD Data)		Rank
Total interest income	$1,264,000	9,184
Total interest expense	$532,000	9,185
Net interest income	$732,000	9,040
Provision for loan and lease losses	$225,000	3,486
Total noninterest income	$25,000	9,637
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$6,000	8,489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	8,999
Total noninterest expense	$971,000	8,108
Salaries and employee benefits	$534,000	8,065
Premises and equipment expense	$160,000	7,430
Additional noninterest expense	$277,000	8,136
Pre-tax net operating income	$-439,000	9,500
Securities gains (losses)	$0	1,956
Applicable income taxes	$-42,000	9,460
Income before extraordinary items	$-397,000	9,512
Extraordinary gains, net	$0	38
Net income	$-397,000	9,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-397,000	9,514

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.