Home > Crossroads Bank > Income and Expense
Crossroads Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,604,000 | 2,332 |
| Total interest expense | $3,586,000 | 2,413 |
| Net interest income | $11,018,000 | 2,247 |
| Provision for loan and lease losses | $520,000 | 1,254 |
| Total noninterest income | $1,755,000 | 2,153 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $847,000 | 1,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $908,000 | 2,388 |
| Total noninterest expense | $6,830,000 | 2,602 |
| Salaries and employee benefits | $3,895,000 | 2,558 |
| Premises and equipment expense | $640,000 | 2,612 |
| Additional noninterest expense | $908,000 | 2,388 |
| Pre-tax net operating income | $5,423,000 | 1,835 |
| Securities gains (losses) | $1,000 | 952 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $5,424,000 | 1,640 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,424,000 | 1,660 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,424,000 | 1,643 |
| Net charge-offs | $648,000 | 655 |
| Cash dividends | $3,090,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 463 |
| Net operating income | $5,423,000 | 1,666 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,669,000 | 2,333 |
| Total interest expense | $2,488,000 | 2,391 |
| Net interest income | $8,181,000 | 2,271 |
| Provision for loan and lease losses | $450,000 | 1,058 |
| Total noninterest income | $1,354,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $657,000 | 1,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 2,330 |
| Total noninterest expense | $4,663,000 | 2,725 |
| Salaries and employee benefits | $2,589,000 | 2,724 |
| Premises and equipment expense | $454,000 | 2,699 |
| Additional noninterest expense | $697,000 | 2,329 |
| Pre-tax net operating income | $4,422,000 | 1,790 |
| Securities gains (losses) | $2,000 | 777 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $4,424,000 | 1,594 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,424,000 | 1,607 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,424,000 | 1,594 |
| Net charge-offs | $545,000 | 550 |
| Cash dividends | $1,814,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 452 |
| Net operating income | $4,422,000 | 1,613 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 2,340 |
| Total interest expense | $1,520,000 | 2,326 |
| Net interest income | $5,402,000 | 2,305 |
| Provision for loan and lease losses | $340,000 | 963 |
| Total noninterest income | $945,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $472,000 | 1,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 2,253 |
| Total noninterest expense | $2,998,000 | 2,763 |
| Salaries and employee benefits | $1,649,000 | 2,798 |
| Premises and equipment expense | $286,000 | 2,773 |
| Additional noninterest expense | $473,000 | 2,249 |
| Pre-tax net operating income | $3,009,000 | 1,757 |
| Securities gains (losses) | $2,000 | 835 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,011,000 | 1,575 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,011,000 | 1,595 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,011,000 | 1,575 |
| Net charge-offs | $94,000 | 943 |
| Cash dividends | $1,256,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 433 |
| Net operating income | $3,009,000 | 1,589 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 2,362 |
| Total interest expense | $682,000 | 2,266 |
| Net interest income | $2,692,000 | 2,317 |
| Provision for loan and lease losses | $100,000 | 1,277 |
| Total noninterest income | $467,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $234,000 | 1,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 2,261 |
| Total noninterest expense | $1,554,000 | 2,757 |
| Salaries and employee benefits | $857,000 | 2,779 |
| Premises and equipment expense | $141,000 | 2,828 |
| Additional noninterest expense | $233,000 | 2,261 |
| Pre-tax net operating income | $1,505,000 | 1,783 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,505,000 | 1,595 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,505,000 | 1,594 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,505,000 | 1,595 |
| Net charge-offs | $54,000 | 780 |
| Cash dividends | $796,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 395 |
| Net operating income | $1,505,000 | 1,616 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 2,315 |
| Total interest expense | $1,492,000 | 1,916 |
| Net interest income | $10,220,000 | 2,339 |
| Provision for loan and lease losses | $503,000 | 1,217 |
| Total noninterest income | $1,759,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $915,000 | 1,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $844,000 | 2,521 |
| Total noninterest expense | $6,225,000 | 2,701 |
| Salaries and employee benefits | $3,488,000 | 2,701 |
| Premises and equipment expense | $664,000 | 2,578 |
| Additional noninterest expense | $844,000 | 2,521 |
| Pre-tax net operating income | $5,251,000 | 1,986 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $5,251,000 | 1,758 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,251,000 | 1,755 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,251,000 | 1,757 |
| Net charge-offs | $82,000 | 1,327 |
| Cash dividends | $2,438,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 516 |
| Net operating income | $5,251,000 | 1,790 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,469,000 | 2,313 |
| Total interest expense | $904,000 | 1,897 |
| Net interest income | $7,565,000 | 2,342 |
| Provision for loan and lease losses | $418,000 | 1,065 |
| Total noninterest income | $1,311,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $681,000 | 1,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,549 |
| Total noninterest expense | $4,369,000 | 2,785 |
| Salaries and employee benefits | $2,358,000 | 2,855 |
| Premises and equipment expense | $499,000 | 2,567 |
| Additional noninterest expense | $630,000 | 2,549 |
| Pre-tax net operating income | $4,089,000 | 1,912 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $4,089,000 | 1,691 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,089,000 | 1,689 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,089,000 | 1,690 |
| Net charge-offs | $46,000 | 1,264 |
| Cash dividends | $1,338,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 472 |
| Net operating income | $4,089,000 | 1,729 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,523,000 | 2,290 |
| Total interest expense | $582,000 | 1,774 |
| Net interest income | $4,941,000 | 2,327 |
| Provision for loan and lease losses | $418,000 | 766 |
| Total noninterest income | $874,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $446,000 | 1,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 2,548 |
| Total noninterest expense | $2,870,000 | 2,797 |
| Salaries and employee benefits | $1,525,000 | 2,909 |
| Premises and equipment expense | $326,000 | 2,593 |
| Additional noninterest expense | $1,019,000 | 2,593 |
| Pre-tax net operating income | $2,527,000 | 1,921 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,527,000 | 1,712 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,527,000 | 1,709 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,527,000 | 1,712 |
| Net charge-offs | $15,000 | 1,434 |
| Cash dividends | $768,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 456 |
| Net operating income | $2,527,000 | 1,746 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 2,302 |
| Total interest expense | $274,000 | 1,795 |
| Net interest income | $2,398,000 | 2,325 |
| Provision for loan and lease losses | $418,000 | 392 |
| Total noninterest income | $442,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $227,000 | 1,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 2,498 |
| Total noninterest expense | $1,505,000 | 2,725 |
| Salaries and employee benefits | $807,000 | 2,829 |
| Premises and equipment expense | $161,000 | 2,626 |
| Additional noninterest expense | $537,000 | 2,468 |
| Pre-tax net operating income | $917,000 | 2,212 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $917,000 | 2,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $917,000 | 2,017 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $917,000 | 2,018 |
| Net charge-offs | $13,000 | 1,108 |
| Cash dividends | $458,000 | 1,237 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 418 |
| Net operating income | $917,000 | 2,036 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,770,000 | 2,364 |
| Total interest expense | $1,192,000 | 1,966 |
| Net interest income | $9,578,000 | 2,391 |
| Provision for loan and lease losses | $255,000 | 1,538 |
| Total noninterest income | $1,658,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $806,000 | 1,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $852,000 | 2,773 |
| Total noninterest expense | $5,785,000 | 2,784 |
| Salaries and employee benefits | $3,358,000 | 2,774 |
| Premises and equipment expense | $563,000 | 2,839 |
| Additional noninterest expense | $1,864,000 | 2,722 |
| Pre-tax net operating income | $5,196,000 | 2,002 |
| Securities gains (losses) | $59,000 | 1,056 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $5,255,000 | 1,824 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,255,000 | 1,824 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,255,000 | 1,825 |
| Net charge-offs | $47,000 | 1,689 |
| Cash dividends | $2,432,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 545 |
| Net operating income | $5,196,000 | 1,805 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,129,000 | 2,404 |
| Total interest expense | $907,000 | 2,031 |
| Net interest income | $7,222,000 | 2,428 |
| Provision for loan and lease losses | $205,000 | 1,455 |
| Total noninterest income | $1,233,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $581,000 | 1,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 2,791 |
| Total noninterest expense | $4,003,000 | 2,933 |
| Salaries and employee benefits | $2,256,000 | 2,936 |
| Premises and equipment expense | $406,000 | 2,935 |
| Additional noninterest expense | $1,341,000 | 2,789 |
| Pre-tax net operating income | $4,247,000 | 1,979 |
| Securities gains (losses) | $59,000 | 994 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $4,306,000 | 1,778 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,306,000 | 1,777 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,306,000 | 1,778 |
| Net charge-offs | $15,000 | 1,849 |
| Cash dividends | $1,292,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 518 |
| Net operating income | $4,247,000 | 1,771 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,543,000 | 2,352 |
| Total interest expense | $614,000 | 2,072 |
| Net interest income | $4,929,000 | 2,380 |
| Provision for loan and lease losses | $75,000 | 1,864 |
| Total noninterest income | $753,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $362,000 | 1,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 2,879 |
| Total noninterest expense | $2,602,000 | 2,969 |
| Salaries and employee benefits | $1,479,000 | 2,970 |
| Premises and equipment expense | $258,000 | 2,997 |
| Additional noninterest expense | $865,000 | 2,841 |
| Pre-tax net operating income | $3,005,000 | 1,890 |
| Securities gains (losses) | $21,000 | 1,163 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,026,000 | 1,706 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,026,000 | 1,706 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,026,000 | 1,706 |
| Net charge-offs | $3,000 | 2,008 |
| Cash dividends | $782,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 499 |
| Net operating income | $3,005,000 | 1,681 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 2,541 |
| Total interest expense | $313,000 | 2,120 |
| Net interest income | $2,130,000 | 2,574 |
| Provision for loan and lease losses | $25,000 | 2,154 |
| Total noninterest income | $376,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $185,000 | 1,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 2,891 |
| Total noninterest expense | $1,243,000 | 3,030 |
| Salaries and employee benefits | $690,000 | 3,067 |
| Premises and equipment expense | $130,000 | 2,999 |
| Additional noninterest expense | $423,000 | 2,838 |
| Pre-tax net operating income | $1,238,000 | 2,112 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,238,000 | 1,961 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,238,000 | 1,961 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,238,000 | 1,961 |
| Net charge-offs | $7,000 | 1,445 |
| Cash dividends | $370,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 466 |
| Net operating income | $1,238,000 | 1,923 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,028,000 | 2,511 |
| Total interest expense | $1,473,000 | 2,412 |
| Net interest income | $8,555,000 | 2,509 |
| Provision for loan and lease losses | $150,000 | 3,250 |
| Total noninterest income | $1,393,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $744,000 | 1,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,892 |
| Total noninterest expense | $5,377,000 | 2,865 |
| Salaries and employee benefits | $3,253,000 | 2,805 |
| Premises and equipment expense | $531,000 | 2,953 |
| Additional noninterest expense | $1,593,000 | 2,949 |
| Pre-tax net operating income | $4,421,000 | 1,936 |
| Securities gains (losses) | $3,000 | 2,512 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,424,000 | 1,792 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,424,000 | 1,792 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,424,000 | 1,792 |
| Net charge-offs | $48,000 | 2,410 |
| Cash dividends | $2,374,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 535 |
| Net operating income | $4,421,000 | 1,750 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 2,511 |
| Total interest expense | $1,134,000 | 2,473 |
| Net interest income | $6,466,000 | 2,497 |
| Provision for loan and lease losses | $50,000 | 3,685 |
| Total noninterest income | $1,027,000 | 2,490 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $543,000 | 1,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 2,871 |
| Total noninterest expense | $3,562,000 | 3,075 |
| Salaries and employee benefits | $2,076,000 | 3,044 |
| Premises and equipment expense | $374,000 | 3,070 |
| Additional noninterest expense | $1,112,000 | 3,048 |
| Pre-tax net operating income | $3,881,000 | 1,718 |
| Securities gains (losses) | $3,000 | 2,334 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,884,000 | 1,545 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,884,000 | 1,545 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,884,000 | 1,546 |
| Net charge-offs | $23,000 | 2,435 |
| Cash dividends | $894,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 510 |
| Net operating income | $3,881,000 | 1,508 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 2,509 |
| Total interest expense | $771,000 | 2,544 |
| Net interest income | $4,411,000 | 2,468 |
| Provision for loan and lease losses | $25,000 | 3,779 |
| Total noninterest income | $686,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $362,000 | 1,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 2,827 |
| Total noninterest expense | $2,408,000 | 3,064 |
| Salaries and employee benefits | $1,434,000 | 3,010 |
| Premises and equipment expense | $239,000 | 3,145 |
| Additional noninterest expense | $735,000 | 3,062 |
| Pre-tax net operating income | $2,664,000 | 1,610 |
| Securities gains (losses) | $3,000 | 2,083 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,667,000 | 1,457 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,667,000 | 1,457 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,667,000 | 1,457 |
| Net charge-offs | $12,000 | 2,384 |
| Cash dividends | $438,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 479 |
| Net operating income | $2,664,000 | 1,418 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 2,644 |
| Total interest expense | $380,000 | 2,682 |
| Net interest income | $1,992,000 | 2,609 |
| Provision for loan and lease losses | $25,000 | 2,983 |
| Total noninterest income | $390,000 | 2,214 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $220,000 | 1,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,627 |
| Total noninterest expense | $1,152,000 | 3,169 |
| Salaries and employee benefits | $665,000 | 3,140 |
| Premises and equipment expense | $109,000 | 3,291 |
| Additional noninterest expense | $378,000 | 3,029 |
| Pre-tax net operating income | $1,205,000 | 1,575 |
| Securities gains (losses) | $3,000 | 1,525 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,208,000 | 1,425 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,208,000 | 1,423 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,208,000 | 1,425 |
| Net charge-offs | $8,000 | 1,948 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 462 |
| Net operating income | $1,205,000 | 1,398 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 2,721 |
| Total interest expense | $1,239,000 | 3,010 |
| Net interest income | $7,933,000 | 2,634 |
| Provision for loan and lease losses | $230,000 | 2,227 |
| Total noninterest income | $1,570,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $856,000 | 1,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $714,000 | 2,629 |
| Total noninterest expense | $5,279,000 | 2,909 |
| Salaries and employee benefits | $3,090,000 | 2,885 |
| Premises and equipment expense | $608,000 | 2,776 |
| Additional noninterest expense | $1,581,000 | 2,976 |
| Pre-tax net operating income | $3,994,000 | 2,058 |
| Securities gains (losses) | $15,000 | 1,739 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,009,000 | 1,881 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,009,000 | 1,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,009,000 | 1,883 |
| Net charge-offs | $104,000 | 2,183 |
| Cash dividends | $2,176,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 591 |
| Net operating income | $3,994,000 | 1,856 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 2,785 |
| Total interest expense | $884,000 | 3,109 |
| Net interest income | $5,900,000 | 2,683 |
| Provision for loan and lease losses | $205,000 | 1,940 |
| Total noninterest income | $1,180,000 | 2,245 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $626,000 | 1,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 2,609 |
| Total noninterest expense | $3,562,000 | 3,123 |
| Salaries and employee benefits | $2,010,000 | 3,135 |
| Premises and equipment expense | $442,000 | 2,837 |
| Additional noninterest expense | $1,110,000 | 3,126 |
| Pre-tax net operating income | $3,313,000 | 1,986 |
| Securities gains (losses) | $15,000 | 1,535 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,328,000 | 1,786 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,328,000 | 1,787 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,328,000 | 1,787 |
| Net charge-offs | $58,000 | 2,124 |
| Cash dividends | $806,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 556 |
| Net operating income | $3,313,000 | 1,763 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 2,820 |
| Total interest expense | $564,000 | 3,156 |
| Net interest income | $3,886,000 | 2,725 |
| Provision for loan and lease losses | $115,000 | 2,104 |
| Total noninterest income | $769,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $396,000 | 1,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 2,574 |
| Total noninterest expense | $2,428,000 | 3,103 |
| Salaries and employee benefits | $1,363,000 | 3,124 |
| Premises and equipment expense | $296,000 | 2,851 |
| Additional noninterest expense | $769,000 | 3,090 |
| Pre-tax net operating income | $2,112,000 | 2,029 |
| Securities gains (losses) | $6,000 | 1,330 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,118,000 | 1,828 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,118,000 | 1,827 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,118,000 | 1,828 |
| Net charge-offs | $49,000 | 1,840 |
| Cash dividends | $480,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 546 |
| Net operating income | $2,112,000 | 1,800 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 2,851 |
| Total interest expense | $271,000 | 3,185 |
| Net interest income | $1,933,000 | 2,740 |
| Provision for loan and lease losses | $40,000 | 2,260 |
| Total noninterest income | $354,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $194,000 | 1,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,682 |
| Total noninterest expense | $1,179,000 | 3,187 |
| Salaries and employee benefits | $641,000 | 3,269 |
| Premises and equipment expense | $152,000 | 2,822 |
| Additional noninterest expense | $386,000 | 3,083 |
| Pre-tax net operating income | $1,068,000 | 1,976 |
| Securities gains (losses) | $7,000 | 777 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,075,000 | 1,768 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,075,000 | 1,766 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,075,000 | 1,767 |
| Net charge-offs | $36,000 | 1,390 |
| Cash dividends | $280,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 505 |
| Net operating income | $1,068,000 | 1,751 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 2,887 |
| Total interest expense | $880,000 | 3,112 |
| Net interest income | $7,335,000 | 2,811 |
| Provision for loan and lease losses | $275,000 | 2,059 |
| Total noninterest income | $1,178,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $760,000 | 1,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,301 |
| Total noninterest expense | $5,167,000 | 2,989 |
| Salaries and employee benefits | $2,978,000 | 2,982 |
| Premises and equipment expense | $548,000 | 3,005 |
| Additional noninterest expense | $1,641,000 | 2,987 |
| Pre-tax net operating income | $3,071,000 | 2,458 |
| Securities gains (losses) | $35,000 | 471 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,106,000 | 2,271 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,106,000 | 2,269 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,106,000 | 2,270 |
| Net charge-offs | $91,000 | 2,209 |
| Cash dividends | $1,856,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 625 |
| Net operating income | $3,071,000 | 2,284 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,048,000 | 2,928 |
| Total interest expense | $631,000 | 3,127 |
| Net interest income | $5,417,000 | 2,855 |
| Provision for loan and lease losses | $175,000 | 2,138 |
| Total noninterest income | $806,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $546,000 | 1,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 3,539 |
| Total noninterest expense | $3,493,000 | 3,200 |
| Salaries and employee benefits | $1,958,000 | 3,204 |
| Premises and equipment expense | $390,000 | 3,113 |
| Additional noninterest expense | $1,145,000 | 3,136 |
| Pre-tax net operating income | $2,555,000 | 2,367 |
| Securities gains (losses) | $35,000 | 474 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,590,000 | 2,121 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,590,000 | 2,119 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,590,000 | 2,120 |
| Net charge-offs | $63,000 | 2,037 |
| Cash dividends | $596,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 588 |
| Net operating income | $2,555,000 | 2,135 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 2,951 |
| Total interest expense | $403,000 | 3,105 |
| Net interest income | $3,558,000 | 2,890 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $609,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $346,000 | 1,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 3,055 |
| Total noninterest expense | $2,382,000 | 3,173 |
| Salaries and employee benefits | $1,331,000 | 3,196 |
| Premises and equipment expense | $257,000 | 3,159 |
| Additional noninterest expense | $794,000 | 3,071 |
| Pre-tax net operating income | $1,685,000 | 2,346 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,686,000 | 2,133 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,686,000 | 2,130 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,686,000 | 2,132 |
| Net charge-offs | $22,000 | 2,198 |
| Cash dividends | $342,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 584 |
| Net operating income | $1,685,000 | 2,130 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 2,979 |
| Total interest expense | $196,000 | 3,110 |
| Net interest income | $1,755,000 | 2,931 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $298,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $166,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 2,998 |
| Total noninterest expense | $1,190,000 | 3,206 |
| Salaries and employee benefits | $646,000 | 3,269 |
| Premises and equipment expense | $124,000 | 3,257 |
| Additional noninterest expense | $420,000 | 2,969 |
| Pre-tax net operating income | $863,000 | 2,262 |
| Securities gains (losses) | $1,000 | 666 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $864,000 | 2,057 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $864,000 | 2,056 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $864,000 | 2,057 |
| Net charge-offs | $6,000 | 2,135 |
| Cash dividends | $234,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 550 |
| Net operating income | $863,000 | 2,048 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,611,000 | 2,968 |
| Total interest expense | $760,000 | 3,005 |
| Net interest income | $6,851,000 | 2,935 |
| Provision for loan and lease losses | $170,000 | 2,549 |
| Total noninterest income | $1,207,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $686,000 | 1,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 3,098 |
| Total noninterest expense | $4,859,000 | 3,142 |
| Salaries and employee benefits | $2,865,000 | 3,088 |
| Premises and equipment expense | $628,000 | 2,843 |
| Additional noninterest expense | $1,366,000 | 3,406 |
| Pre-tax net operating income | $3,029,000 | 2,468 |
| Securities gains (losses) | $17,000 | 1,392 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,046,000 | 2,012 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,046,000 | 2,010 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,046,000 | 2,012 |
| Net charge-offs | $154,000 | 2,046 |
| Cash dividends | $1,714,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 657 |
| Net operating income | $3,029,000 | 2,005 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,653,000 | 3,002 |
| Total interest expense | $562,000 | 3,020 |
| Net interest income | $5,091,000 | 2,971 |
| Provision for loan and lease losses | $170,000 | 2,190 |
| Total noninterest income | $898,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $509,000 | 1,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,129 |
| Total noninterest expense | $3,314,000 | 3,364 |
| Salaries and employee benefits | $1,849,000 | 3,372 |
| Premises and equipment expense | $467,000 | 2,887 |
| Additional noninterest expense | $998,000 | 3,468 |
| Pre-tax net operating income | $2,505,000 | 2,364 |
| Securities gains (losses) | $17,000 | 1,393 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,522,000 | 2,016 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,522,000 | 2,016 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,522,000 | 2,016 |
| Net charge-offs | $131,000 | 1,712 |
| Cash dividends | $704,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 626 |
| Net operating income | $2,505,000 | 1,994 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 3,016 |
| Total interest expense | $369,000 | 3,023 |
| Net interest income | $3,355,000 | 2,982 |
| Provision for loan and lease losses | $145,000 | 1,899 |
| Total noninterest income | $601,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $335,000 | 1,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 3,098 |
| Total noninterest expense | $2,245,000 | 3,351 |
| Salaries and employee benefits | $1,234,000 | 3,382 |
| Premises and equipment expense | $310,000 | 2,902 |
| Additional noninterest expense | $701,000 | 3,394 |
| Pre-tax net operating income | $1,566,000 | 2,417 |
| Securities gains (losses) | $17,000 | 1,054 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,583,000 | 2,070 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,583,000 | 2,070 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,583,000 | 2,070 |
| Net charge-offs | $114,000 | 1,429 |
| Cash dividends | $424,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 608 |
| Net operating income | $1,566,000 | 2,048 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 3,032 |
| Total interest expense | $180,000 | 3,054 |
| Net interest income | $1,674,000 | 2,995 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $300,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $165,000 | 1,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,066 |
| Total noninterest expense | $1,111,000 | 3,399 |
| Salaries and employee benefits | $582,000 | 3,543 |
| Premises and equipment expense | $155,000 | 2,934 |
| Additional noninterest expense | $374,000 | 3,242 |
| Pre-tax net operating income | $813,000 | 2,258 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $814,000 | 1,952 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $814,000 | 1,952 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $814,000 | 1,952 |
| Net charge-offs | $64,000 | 1,179 |
| Cash dividends | $252,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 576 |
| Net operating income | $813,000 | 1,928 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,253,000 | 3,059 |
| Total interest expense | $732,000 | 2,961 |
| Net interest income | $6,521,000 | 3,028 |
| Provision for loan and lease losses | $170,000 | 2,629 |
| Total noninterest income | $1,161,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $660,000 | 1,694 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $501,000 | 3,271 |
| Total noninterest expense | $4,661,000 | 3,329 |
| Salaries and employee benefits | $2,649,000 | 3,296 |
| Premises and equipment expense | $626,000 | 2,942 |
| Additional noninterest expense | $1,386,000 | 3,504 |
| Pre-tax net operating income | $2,851,000 | 2,472 |
| Securities gains (losses) | $38,000 | 2,022 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,889,000 | 2,173 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,889,000 | 2,171 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,889,000 | 2,172 |
| Net charge-offs | $114,000 | 2,494 |
| Cash dividends | $1,632,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 694 |
| Net operating income | $2,851,000 | 2,136 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,403,000 | 3,084 |
| Total interest expense | $545,000 | 2,973 |
| Net interest income | $4,858,000 | 3,051 |
| Provision for loan and lease losses | $60,000 | 3,183 |
| Total noninterest income | $885,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $499,000 | 1,687 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $386,000 | 3,233 |
| Total noninterest expense | $3,237,000 | 3,497 |
| Salaries and employee benefits | $1,725,000 | 3,565 |
| Premises and equipment expense | $484,000 | 2,894 |
| Additional noninterest expense | $1,028,000 | 3,550 |
| Pre-tax net operating income | $2,446,000 | 2,286 |
| Securities gains (losses) | $38,000 | 1,960 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,484,000 | 1,964 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,484,000 | 1,964 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,484,000 | 1,964 |
| Net charge-offs | $45,000 | 2,657 |
| Cash dividends | $702,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 658 |
| Net operating income | $2,446,000 | 1,926 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 3,108 |
| Total interest expense | $361,000 | 2,997 |
| Net interest income | $3,212,000 | 3,084 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $599,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $337,000 | 1,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $262,000 | 3,216 |
| Total noninterest expense | $2,168,000 | 3,514 |
| Salaries and employee benefits | $1,175,000 | 3,548 |
| Premises and equipment expense | $307,000 | 2,993 |
| Additional noninterest expense | $686,000 | 3,563 |
| Pre-tax net operating income | $1,643,000 | 2,243 |
| Securities gains (losses) | $20,000 | 1,940 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,663,000 | 1,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,663,000 | 1,931 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,663,000 | 1,931 |
| Net charge-offs | $23,000 | 2,683 |
| Cash dividends | $444,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 649 |
| Net operating income | $1,643,000 | 1,899 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 3,118 |
| Total interest expense | $180,000 | 3,020 |
| Net interest income | $1,598,000 | 3,102 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $292,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $160,000 | 1,709 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $132,000 | 3,149 |
| Total noninterest expense | $1,082,000 | 3,530 |
| Salaries and employee benefits | $565,000 | 3,652 |
| Premises and equipment expense | $155,000 | 3,012 |
| Additional noninterest expense | $362,000 | 3,464 |
| Pre-tax net operating income | $808,000 | 2,253 |
| Securities gains (losses) | $20,000 | 1,229 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $828,000 | 1,931 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $828,000 | 1,931 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $828,000 | 1,931 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $256,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $808,000 | 1,919 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 3,179 |
| Total interest expense | $729,000 | 2,988 |
| Net interest income | $6,069,000 | 3,168 |
| Provision for loan and lease losses | $275,000 | 2,003 |
| Total noninterest income | $1,096,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $598,000 | 1,837 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $498,000 | 3,293 |
| Total noninterest expense | $4,389,000 | 3,507 |
| Salaries and employee benefits | $2,550,000 | 3,373 |
| Premises and equipment expense | $540,000 | 3,329 |
| Additional noninterest expense | $1,299,000 | 3,741 |
| Pre-tax net operating income | $2,501,000 | 2,627 |
| Securities gains (losses) | $76,000 | 1,329 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,577,000 | 2,286 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,577,000 | 2,286 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,577,000 | 2,287 |
| Net charge-offs | $81,000 | 2,844 |
| Cash dividends | $1,356,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,501,000 | 2,303 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 3,231 |
| Total interest expense | $547,000 | 3,022 |
| Net interest income | $4,487,000 | 3,223 |
| Provision for loan and lease losses | $125,000 | 2,466 |
| Total noninterest income | $816,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $437,000 | 1,887 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $379,000 | 3,304 |
| Total noninterest expense | $2,947,000 | 3,785 |
| Salaries and employee benefits | $1,645,000 | 3,724 |
| Premises and equipment expense | $377,000 | 3,517 |
| Additional noninterest expense | $925,000 | 3,869 |
| Pre-tax net operating income | $2,231,000 | 2,376 |
| Securities gains (losses) | $72,000 | 1,240 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,303,000 | 2,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,303,000 | 2,025 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,303,000 | 2,026 |
| Net charge-offs | $54,000 | 2,717 |
| Cash dividends | $646,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,231,000 | 2,034 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 3,265 |
| Total interest expense | $360,000 | 3,061 |
| Net interest income | $2,969,000 | 3,244 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $536,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $283,000 | 1,902 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,290 |
| Total noninterest expense | $1,895,000 | 3,873 |
| Salaries and employee benefits | $1,046,000 | 3,860 |
| Premises and equipment expense | $225,000 | 3,759 |
| Additional noninterest expense | $624,000 | 3,876 |
| Pre-tax net operating income | $1,560,000 | 2,277 |
| Securities gains (losses) | $72,000 | 1,015 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,632,000 | 1,909 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,632,000 | 1,911 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,632,000 | 1,911 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $434,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,560,000 | 1,931 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 3,271 |
| Total interest expense | $180,000 | 3,099 |
| Net interest income | $1,485,000 | 3,248 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $259,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $130,000 | 2,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $129,000 | 3,243 |
| Total noninterest expense | $900,000 | 4,049 |
| Salaries and employee benefits | $523,000 | 3,880 |
| Premises and equipment expense | $98,000 | 4,064 |
| Additional noninterest expense | $279,000 | 4,127 |
| Pre-tax net operating income | $844,000 | 2,125 |
| Securities gains (losses) | $61,000 | 766 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $905,000 | 1,741 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $905,000 | 1,743 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $905,000 | 1,743 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $290,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $844,000 | 1,778 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 3,398 |
| Total interest expense | $728,000 | 3,223 |
| Net interest income | $5,609,000 | 3,395 |
| Provision for loan and lease losses | $85,000 | 3,356 |
| Total noninterest income | $1,046,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $561,000 | 2,072 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $485,000 | 3,311 |
| Total noninterest expense | $3,695,000 | 4,013 |
| Salaries and employee benefits | $2,040,000 | 3,944 |
| Premises and equipment expense | $441,000 | 3,902 |
| Additional noninterest expense | $1,214,000 | 4,031 |
| Pre-tax net operating income | $2,875,000 | 2,339 |
| Securities gains (losses) | $112,000 | 1,169 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,987,000 | 2,028 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,987,000 | 2,027 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,987,000 | 2,027 |
| Net charge-offs | $43,000 | 3,878 |
| Cash dividends | $1,992,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,875,000 | 2,042 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 3,466 |
| Total interest expense | $547,000 | 3,284 |
| Net interest income | $4,130,000 | 3,459 |
| Provision for loan and lease losses | $85,000 | 3,003 |
| Total noninterest income | $770,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $416,000 | 2,111 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $354,000 | 3,385 |
| Total noninterest expense | $2,537,000 | 4,237 |
| Salaries and employee benefits | $1,353,000 | 4,226 |
| Premises and equipment expense | $318,000 | 4,018 |
| Additional noninterest expense | $866,000 | 4,149 |
| Pre-tax net operating income | $2,278,000 | 2,296 |
| Securities gains (losses) | $109,000 | 938 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $2,387,000 | 1,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,387,000 | 1,918 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,387,000 | 1,917 |
| Net charge-offs | $58,000 | 3,145 |
| Cash dividends | $1,222,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,278,000 | 1,955 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 3,498 |
| Total interest expense | $370,000 | 3,290 |
| Net interest income | $2,709,000 | 3,495 |
| Provision for loan and lease losses | $35,000 | 3,255 |
| Total noninterest income | $500,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $257,000 | 2,222 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $243,000 | 3,340 |
| Total noninterest expense | $1,694,000 | 4,257 |
| Salaries and employee benefits | $883,000 | 4,299 |
| Premises and equipment expense | $212,000 | 4,056 |
| Additional noninterest expense | $599,000 | 4,101 |
| Pre-tax net operating income | $1,480,000 | 2,295 |
| Securities gains (losses) | $109,000 | 741 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,589,000 | 1,890 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,589,000 | 1,894 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,589,000 | 1,893 |
| Net charge-offs | $52,000 | 2,757 |
| Cash dividends | $414,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,480,000 | 1,949 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 3,552 |
| Total interest expense | $193,000 | 3,249 |
| Net interest income | $1,326,000 | 3,552 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $239,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $113,000 | 2,428 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $126,000 | 3,228 |
| Total noninterest expense | $919,000 | 4,098 |
| Salaries and employee benefits | $470,000 | 4,204 |
| Premises and equipment expense | $106,000 | 4,083 |
| Additional noninterest expense | $343,000 | 3,790 |
| Pre-tax net operating income | $641,000 | 2,464 |
| Securities gains (losses) | $81,000 | 501 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $722,000 | 1,957 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $722,000 | 1,960 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $722,000 | 1,960 |
| Net charge-offs | $42,000 | 2,002 |
| Cash dividends | $242,000 | 1,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $641,000 | 2,112 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 3,662 |
| Total interest expense | $787,000 | 3,481 |
| Net interest income | $5,097,000 | 3,666 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $949,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $487,000 | 2,431 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $462,000 | 3,467 |
| Total noninterest expense | $3,730,000 | 4,090 |
| Salaries and employee benefits | $2,075,000 | 3,990 |
| Premises and equipment expense | $414,000 | 4,136 |
| Additional noninterest expense | $1,241,000 | 4,119 |
| Pre-tax net operating income | $2,296,000 | 2,604 |
| Securities gains (losses) | $61,000 | 1,655 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,357,000 | 2,310 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,357,000 | 2,314 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,357,000 | 2,313 |
| Net charge-offs | $-32,000 | 6,349 |
| Cash dividends | $1,420,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,296,000 | 2,294 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 3,745 |
| Total interest expense | $595,000 | 3,554 |
| Net interest income | $3,762,000 | 3,715 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $716,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $363,000 | 2,459 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $353,000 | 3,506 |
| Total noninterest expense | $2,630,000 | 4,269 |
| Salaries and employee benefits | $1,416,000 | 4,215 |
| Premises and equipment expense | $302,000 | 4,237 |
| Additional noninterest expense | $912,000 | 4,170 |
| Pre-tax net operating income | $1,828,000 | 2,599 |
| Securities gains (losses) | $61,000 | 1,522 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,889,000 | 2,235 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,889,000 | 2,241 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,889,000 | 2,241 |
| Net charge-offs | $-30,000 | 6,351 |
| Cash dividends | $530,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,828,000 | 2,227 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 3,762 |
| Total interest expense | $398,000 | 3,599 |
| Net interest income | $2,492,000 | 3,723 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $488,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $240,000 | 2,442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $248,000 | 3,455 |
| Total noninterest expense | $1,725,000 | 4,336 |
| Salaries and employee benefits | $932,000 | 4,275 |
| Premises and equipment expense | $175,000 | 4,557 |
| Additional noninterest expense | $618,000 | 4,118 |
| Pre-tax net operating income | $1,255,000 | 2,519 |
| Securities gains (losses) | $16,000 | 2,123 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,271,000 | 2,200 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,271,000 | 2,208 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,271,000 | 2,206 |
| Net charge-offs | $-26,000 | 6,391 |
| Cash dividends | $360,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,255,000 | 2,135 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 3,770 |
| Total interest expense | $203,000 | 3,639 |
| Net interest income | $1,251,000 | 3,727 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $230,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $119,000 | 2,453 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,602 |
| Total noninterest expense | $856,000 | 4,387 |
| Salaries and employee benefits | $486,000 | 4,226 |
| Premises and equipment expense | $93,000 | 4,465 |
| Additional noninterest expense | $277,000 | 4,410 |
| Pre-tax net operating income | $625,000 | 2,485 |
| Securities gains (losses) | $17,000 | 1,320 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $642,000 | 2,142 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $642,000 | 2,144 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $642,000 | 2,144 |
| Net charge-offs | $-30,000 | 6,567 |
| Cash dividends | $180,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $625,000 | 2,102 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 3,939 |
| Total interest expense | $895,000 | 3,874 |
| Net interest income | $4,865,000 | 3,883 |
| Provision for loan and lease losses | $117,000 | 4,538 |
| Total noninterest income | $895,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $478,000 | 2,576 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $417,000 | 3,587 |
| Total noninterest expense | $3,430,000 | 4,428 |
| Salaries and employee benefits | $1,899,000 | 4,260 |
| Premises and equipment expense | $408,000 | 4,270 |
| Additional noninterest expense | $1,123,000 | 4,514 |
| Pre-tax net operating income | $2,213,000 | 2,629 |
| Securities gains (losses) | $-1,000 | 6,602 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,212,000 | 2,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,212,000 | 2,410 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,212,000 | 2,411 |
| Net charge-offs | $28,000 | 5,238 |
| Cash dividends | $1,600,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,213,000 | 2,281 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 4,013 |
| Total interest expense | $683,000 | 3,960 |
| Net interest income | $3,629,000 | 3,953 |
| Provision for loan and lease losses | $117,000 | 4,203 |
| Total noninterest income | $664,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $348,000 | 2,661 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $316,000 | 3,614 |
| Total noninterest expense | $2,403,000 | 4,613 |
| Salaries and employee benefits | $1,275,000 | 4,556 |
| Premises and equipment expense | $305,000 | 4,318 |
| Additional noninterest expense | $823,000 | 4,596 |
| Pre-tax net operating income | $1,773,000 | 2,576 |
| Securities gains (losses) | $-1,000 | 6,745 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,772,000 | 2,329 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,772,000 | 2,330 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,772,000 | 2,330 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $530,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,773,000 | 2,207 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 4,056 |
| Total interest expense | $462,000 | 4,017 |
| Net interest income | $2,399,000 | 3,980 |
| Provision for loan and lease losses | $55,000 | 4,498 |
| Total noninterest income | $439,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $227,000 | 2,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $212,000 | 3,586 |
| Total noninterest expense | $1,590,000 | 4,656 |
| Salaries and employee benefits | $817,000 | 4,679 |
| Premises and equipment expense | $196,000 | 4,417 |
| Additional noninterest expense | $577,000 | 4,487 |
| Pre-tax net operating income | $1,193,000 | 2,524 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,193,000 | 2,280 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,193,000 | 2,280 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,193,000 | 2,280 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $320,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,193,000 | 2,151 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 4,100 |
| Total interest expense | $234,000 | 4,090 |
| Net interest income | $1,194,000 | 4,023 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $226,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,544 |
| Total noninterest expense | $860,000 | 4,495 |
| Salaries and employee benefits | $428,000 | 4,608 |
| Premises and equipment expense | $95,000 | 4,508 |
| Additional noninterest expense | $337,000 | 4,080 |
| Pre-tax net operating income | $530,000 | 2,766 |
| Securities gains (losses) | $-1,000 | 6,909 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $529,000 | 2,490 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $529,000 | 2,491 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $529,000 | 2,493 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $180,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $530,000 | 2,365 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 4,314 |
| Total interest expense | $999,000 | 4,401 |
| Net interest income | $4,498,000 | 4,204 |
| Provision for loan and lease losses | $140,000 | 5,014 |
| Total noninterest income | $897,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $510,000 | 2,525 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $387,000 | 3,488 |
| Total noninterest expense | $3,176,000 | 4,726 |
| Salaries and employee benefits | $1,746,000 | 4,540 |
| Premises and equipment expense | $381,000 | 4,672 |
| Additional noninterest expense | $1,049,000 | 4,794 |
| Pre-tax net operating income | $2,079,000 | 2,434 |
| Securities gains (losses) | $31,000 | 2,879 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,110,000 | 2,149 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,110,000 | 2,150 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,110,000 | 2,150 |
| Net charge-offs | $41,000 | 5,579 |
| Cash dividends | $1,410,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,079,000 | 2,117 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 4,388 |
| Total interest expense | $757,000 | 4,491 |
| Net interest income | $3,321,000 | 4,276 |
| Provision for loan and lease losses | $110,000 | 4,854 |
| Total noninterest income | $676,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $293,000 | 3,497 |
| Total noninterest expense | $2,253,000 | 4,882 |
| Salaries and employee benefits | $1,196,000 | 4,789 |
| Premises and equipment expense | $289,000 | 4,708 |
| Additional noninterest expense | $768,000 | 4,870 |
| Pre-tax net operating income | $1,634,000 | 2,418 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,633,000 | 2,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,633,000 | 2,172 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,633,000 | 2,173 |
| Net charge-offs | $33,000 | 5,252 |
| Cash dividends | $510,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,634,000 | 2,075 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 4,465 |
| Total interest expense | $512,000 | 4,559 |
| Net interest income | $2,168,000 | 4,335 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $460,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $259,000 | 2,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 3,482 |
| Total noninterest expense | $1,505,000 | 4,933 |
| Salaries and employee benefits | $767,000 | 4,935 |
| Premises and equipment expense | $187,000 | 4,815 |
| Additional noninterest expense | $551,000 | 4,742 |
| Pre-tax net operating income | $1,063,000 | 2,439 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,063,000 | 2,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,063,000 | 2,174 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,063,000 | 2,174 |
| Net charge-offs | $18,000 | 5,106 |
| Cash dividends | $330,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,063,000 | 2,097 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 4,538 |
| Total interest expense | $267,000 | 4,575 |
| Net interest income | $1,046,000 | 4,441 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $238,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,535 |
| Total noninterest expense | $787,000 | 4,837 |
| Salaries and employee benefits | $406,000 | 4,828 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $487,000 | 2,609 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $487,000 | 2,300 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $487,000 | 2,299 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $487,000 | 2,300 |
| Net charge-offs | $13,000 | 4,276 |
| Cash dividends | $170,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $487,000 | 2,249 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 4,597 |
| Total interest expense | $1,276,000 | 4,660 |
| Net interest income | $4,137,000 | 4,483 |
| Provision for loan and lease losses | $165,000 | 5,547 |
| Total noninterest income | $895,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $551,000 | 2,467 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $344,000 | 3,745 |
| Total noninterest expense | $3,180,000 | 4,859 |
| Salaries and employee benefits | $1,677,000 | 4,735 |
| Premises and equipment expense | $379,000 | 4,870 |
| Additional noninterest expense | $1,124,000 | 4,775 |
| Pre-tax net operating income | $1,687,000 | 2,542 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,690,000 | 2,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,690,000 | 2,305 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,690,000 | 2,308 |
| Net charge-offs | $66,000 | 5,743 |
| Cash dividends | $1,266,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,687,000 | 2,213 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 4,667 |
| Total interest expense | $997,000 | 4,704 |
| Net interest income | $3,092,000 | 4,550 |
| Provision for loan and lease losses | $130,000 | 5,437 |
| Total noninterest income | $679,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $414,000 | 2,515 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $265,000 | 3,737 |
| Total noninterest expense | $2,269,000 | 5,023 |
| Salaries and employee benefits | $1,162,000 | 5,007 |
| Premises and equipment expense | $285,000 | 4,948 |
| Additional noninterest expense | $822,000 | 4,849 |
| Pre-tax net operating income | $1,372,000 | 2,553 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,375,000 | 2,310 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,375,000 | 2,306 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,375,000 | 2,311 |
| Net charge-offs | $52,000 | 5,477 |
| Cash dividends | $466,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,372,000 | 2,201 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 4,704 |
| Total interest expense | $679,000 | 4,757 |
| Net interest income | $2,049,000 | 4,579 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $459,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $280,000 | 2,493 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $179,000 | 3,692 |
| Total noninterest expense | $1,469,000 | 5,115 |
| Salaries and employee benefits | $747,000 | 5,120 |
| Premises and equipment expense | $185,000 | 5,051 |
| Additional noninterest expense | $537,000 | 4,888 |
| Pre-tax net operating income | $939,000 | 2,496 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $942,000 | 2,221 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $942,000 | 2,220 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $942,000 | 2,223 |
| Net charge-offs | $25,000 | 5,377 |
| Cash dividends | $330,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $939,000 | 2,154 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 4,748 |
| Total interest expense | $340,000 | 4,897 |
| Net interest income | $1,035,000 | 4,572 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $239,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $142,000 | 2,443 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $97,000 | 3,571 |
| Total noninterest expense | $712,000 | 5,254 |
| Salaries and employee benefits | $352,000 | 5,344 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $267,000 | 4,931 |
| Pre-tax net operating income | $512,000 | 2,367 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $515,000 | 2,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $515,000 | 2,098 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $515,000 | 2,099 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $170,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $512,000 | 2,019 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 4,780 |
| Total interest expense | $1,528,000 | 5,120 |
| Net interest income | $4,156,000 | 4,469 |
| Provision for loan and lease losses | $125,000 | 6,214 |
| Total noninterest income | $837,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $517,000 | 2,813 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $320,000 | 3,895 |
| Total noninterest expense | $3,062,000 | 5,114 |
| Salaries and employee benefits | $1,642,000 | 4,928 |
| Premises and equipment expense | $365,000 | 5,216 |
| Additional noninterest expense | $1,055,000 | 5,100 |
| Pre-tax net operating income | $1,806,000 | 2,078 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,806,000 | 1,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,806,000 | 1,831 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,806,000 | 1,833 |
| Net charge-offs | $106,000 | 5,640 |
| Cash dividends | $1,226,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,806,000 | 1,796 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 4,813 |
| Total interest expense | $1,173,000 | 5,212 |
| Net interest income | $3,121,000 | 4,470 |
| Provision for loan and lease losses | $75,000 | 6,260 |
| Total noninterest income | $627,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $376,000 | 2,891 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $251,000 | 3,898 |
| Total noninterest expense | $2,129,000 | 5,344 |
| Salaries and employee benefits | $1,087,000 | 5,329 |
| Premises and equipment expense | $271,000 | 5,282 |
| Additional noninterest expense | $771,000 | 5,161 |
| Pre-tax net operating income | $1,544,000 | 2,007 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,544,000 | 1,727 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,544,000 | 1,727 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,544,000 | 1,727 |
| Net charge-offs | $71,000 | 5,390 |
| Cash dividends | $466,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,544,000 | 1,686 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 4,854 |
| Total interest expense | $797,000 | 5,288 |
| Net interest income | $2,072,000 | 4,480 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $425,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $250,000 | 2,866 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $175,000 | 3,868 |
| Total noninterest expense | $1,383,000 | 5,454 |
| Salaries and employee benefits | $730,000 | 5,366 |
| Premises and equipment expense | $177,000 | 5,380 |
| Additional noninterest expense | $476,000 | 5,377 |
| Pre-tax net operating income | $1,089,000 | 1,976 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,089,000 | 1,710 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,089,000 | 1,707 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,089,000 | 1,709 |
| Net charge-offs | $11,000 | 5,942 |
| Cash dividends | $296,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,089,000 | 1,675 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 4,878 |
| Total interest expense | $412,000 | 5,316 |
| Net interest income | $1,022,000 | 4,512 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $208,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $128,000 | 2,756 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $662,000 | 5,539 |
| Salaries and employee benefits | $341,000 | 5,622 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $234,000 | 5,131 |
| Pre-tax net operating income | $543,000 | 2,227 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $543,000 | 1,973 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $543,000 | 1,975 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $543,000 | 1,975 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $160,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $543,000 | 1,861 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 5,098 |
| Total interest expense | $1,894,000 | 5,442 |
| Net interest income | $3,781,000 | 4,745 |
| Provision for loan and lease losses | $75,000 | 6,271 |
| Total noninterest income | $899,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $527,000 | 2,895 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $372,000 | 3,706 |
| Total noninterest expense | $2,950,000 | 5,171 |
| Salaries and employee benefits | $1,664,000 | 5,017 |
| Premises and equipment expense | $312,000 | 5,693 |
| Additional noninterest expense | $974,000 | 4,898 |
| Pre-tax net operating income | $1,655,000 | 2,850 |
| Securities gains (losses) | $41,000 | 1,735 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,696,000 | 2,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,696,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,736 |
| Cash dividends | $1,128,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,655,000 | 2,478 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 5,223 |
| Total interest expense | $1,439,000 | 5,542 |
| Net interest income | $2,744,000 | 4,879 |
| Provision for loan and lease losses | $25,000 | 6,390 |
| Total noninterest income | $696,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $406,000 | 2,860 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $290,000 | 3,743 |
| Total noninterest expense | $2,042,000 | 5,402 |
| Salaries and employee benefits | $1,097,000 | 5,418 |
| Premises and equipment expense | $226,000 | 5,795 |
| Additional noninterest expense | $719,000 | 4,874 |
| Pre-tax net operating income | $1,373,000 | 3,029 |
| Securities gains (losses) | $41,000 | 1,554 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,414,000 | 2,441 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,414,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,222 |
| Cash dividends | $408,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,373,000 | 2,614 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 5,313 |
| Total interest expense | $986,000 | 5,619 |
| Net interest income | $1,790,000 | 4,958 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $473,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $273,000 | 2,829 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $200,000 | 3,761 |
| Total noninterest expense | $1,388,000 | 5,374 |
| Salaries and employee benefits | $749,000 | 5,403 |
| Premises and equipment expense | $139,000 | 6,029 |
| Additional noninterest expense | $500,000 | 4,724 |
| Pre-tax net operating income | $875,000 | 3,239 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $917,000 | 2,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $272,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $875,000 | 2,802 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 5,395 |
| Total interest expense | $515,000 | 5,680 |
| Net interest income | $878,000 | 5,014 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $248,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $152,000 | 2,585 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $706,000 | 5,337 |
| Salaries and employee benefits | $364,000 | 5,527 |
| Premises and equipment expense | $71,000 | 6,004 |
| Additional noninterest expense | $271,000 | 4,437 |
| Pre-tax net operating income | $420,000 | 3,433 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $437,000 | 2,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $437,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $136,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $420,000 | 3,005 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 5,459 |
| Total interest expense | $1,891,000 | 5,949 |
| Net interest income | $3,627,000 | 4,917 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $927,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $565,000 | 2,801 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $362,000 | 3,928 |
| Total noninterest expense | $2,821,000 | 5,194 |
| Salaries and employee benefits | $1,625,000 | 5,055 |
| Premises and equipment expense | $213,000 | 6,601 |
| Additional noninterest expense | $983,000 | 4,716 |
| Pre-tax net operating income | $1,733,000 | 3,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,733,000 | 3,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,733,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,226 |
| Cash dividends | $1,402,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,733,000 | 3,116 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 5,506 |
| Total interest expense | $1,372,000 | 6,052 |
| Net interest income | $2,726,000 | 4,931 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $702,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 2,778 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $277,000 | 3,900 |
| Total noninterest expense | $1,936,000 | 5,475 |
| Salaries and employee benefits | $1,054,000 | 5,483 |
| Premises and equipment expense | $163,000 | 6,573 |
| Additional noninterest expense | $719,000 | 4,718 |
| Pre-tax net operating income | $1,492,000 | 3,490 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,492,000 | 2,983 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,492,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,379 |
| Cash dividends | $442,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,492,000 | 2,969 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 5,540 |
| Total interest expense | $890,000 | 6,133 |
| Net interest income | $1,833,000 | 4,931 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $483,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $289,000 | 2,731 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $194,000 | 3,835 |
| Total noninterest expense | $1,300,000 | 5,482 |
| Salaries and employee benefits | $714,000 | 5,488 |
| Premises and equipment expense | $117,000 | 6,432 |
| Additional noninterest expense | $469,000 | 4,786 |
| Pre-tax net operating income | $1,016,000 | 3,500 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,016,000 | 3,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,016,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $306,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,016,000 | 2,992 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 5,524 |
| Total interest expense | $439,000 | 6,178 |
| Net interest income | $933,000 | 4,895 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $163,000 | 2,441 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $623,000 | 5,632 |
| Salaries and employee benefits | $331,000 | 5,775 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $236,000 | 4,729 |
| Pre-tax net operating income | $567,000 | 3,253 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $567,000 | 2,758 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $567,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $170,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $567,000 | 2,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 5,346 |
| Total interest expense | $1,590,000 | 5,977 |
| Net interest income | $3,786,000 | 4,822 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $932,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $570,000 | 2,795 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $362,000 | 3,932 |
| Total noninterest expense | $2,829,000 | 5,086 |
| Salaries and employee benefits | $1,558,000 | 5,069 |
| Premises and equipment expense | $224,000 | 6,477 |
| Additional noninterest expense | $1,047,000 | 4,361 |
| Pre-tax net operating income | $1,864,000 | 3,801 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-98,000 | 8,371 |
| Income before extraordinary items | $1,962,000 | 3,141 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,962,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,268 |
| Cash dividends | $1,382,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,962,000 | 3,128 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 5,392 |
| Total interest expense | $1,152,000 | 6,007 |
| Net interest income | $2,822,000 | 4,868 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $720,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $441,000 | 2,741 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $279,000 | 3,864 |
| Total noninterest expense | $1,911,000 | 5,406 |
| Salaries and employee benefits | $1,015,000 | 5,508 |
| Premises and equipment expense | $165,000 | 6,536 |
| Additional noninterest expense | $731,000 | 4,567 |
| Pre-tax net operating income | $1,606,000 | 3,633 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-98,000 | 8,559 |
| Income before extraordinary items | $1,704,000 | 2,916 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,704,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,462 |
| Cash dividends | $452,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,704,000 | 2,909 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 5,369 |
| Total interest expense | $743,000 | 6,000 |
| Net interest income | $1,893,000 | 4,875 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $503,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $303,000 | 2,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 3,748 |
| Total noninterest expense | $1,284,000 | 5,389 |
| Salaries and employee benefits | $684,000 | 5,500 |
| Premises and equipment expense | $102,000 | 6,720 |
| Additional noninterest expense | $498,000 | 4,499 |
| Pre-tax net operating income | $1,087,000 | 3,596 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-98,000 | 8,632 |
| Income before extraordinary items | $1,185,000 | 2,818 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,185,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $316,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,185,000 | 2,807 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,333 |
| Total interest expense | $346,000 | 6,064 |
| Net interest income | $964,000 | 4,812 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $252,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $170,000 | 2,342 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $614,000 | 5,545 |
| Salaries and employee benefits | $321,000 | 5,721 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $602,000 | 3,299 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-98,000 | 8,696 |
| Income before extraordinary items | $700,000 | 2,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $180,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $700,000 | 2,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 5,225 |
| Total interest expense | $1,202,000 | 5,806 |
| Net interest income | $3,686,000 | 4,866 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $958,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $625,000 | 2,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $333,000 | 4,116 |
| Total noninterest expense | $2,714,000 | 5,100 |
| Salaries and employee benefits | $1,499,000 | 5,052 |
| Premises and equipment expense | $248,000 | 6,233 |
| Additional noninterest expense | $967,000 | 4,528 |
| Pre-tax net operating income | $1,780,000 | 3,983 |
| Securities gains (losses) | $24,000 | 1,190 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,804,000 | 3,351 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,804,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,834 |
| Cash dividends | $1,392,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,780,000 | 3,353 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 5,228 |
| Total interest expense | $870,000 | 5,801 |
| Net interest income | $2,760,000 | 4,888 |
| Provision for loan and lease losses | $125,000 | 3,813 |
| Total noninterest income | $734,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $471,000 | 2,564 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 4,036 |
| Total noninterest expense | $1,844,000 | 5,404 |
| Salaries and employee benefits | $977,000 | 5,491 |
| Premises and equipment expense | $187,000 | 6,196 |
| Additional noninterest expense | $680,000 | 4,722 |
| Pre-tax net operating income | $1,525,000 | 3,700 |
| Securities gains (losses) | $24,000 | 1,156 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,549,000 | 3,049 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,549,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,193 |
| Cash dividends | $472,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,525,000 | 3,051 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 5,187 |
| Total interest expense | $563,000 | 5,735 |
| Net interest income | $1,839,000 | 4,878 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $516,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $328,000 | 2,437 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $188,000 | 3,872 |
| Total noninterest expense | $1,216,000 | 5,429 |
| Salaries and employee benefits | $653,000 | 5,468 |
| Premises and equipment expense | $121,000 | 6,259 |
| Additional noninterest expense | $442,000 | 4,787 |
| Pre-tax net operating income | $1,064,000 | 3,553 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,088,000 | 2,902 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,088,000 | 2,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $272,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,064,000 | 2,905 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 5,235 |
| Total interest expense | $272,000 | 5,747 |
| Net interest income | $907,000 | 4,934 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $279,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $176,000 | 2,245 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,676 |
| Total noninterest expense | $611,000 | 5,456 |
| Salaries and employee benefits | $311,000 | 5,675 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $239,000 | 4,502 |
| Pre-tax net operating income | $525,000 | 3,549 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $525,000 | 2,935 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $525,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $136,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $525,000 | 2,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 5,202 |
| Total interest expense | $1,023,000 | 5,583 |
| Net interest income | $3,446,000 | 4,961 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $930,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $622,000 | 2,624 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $308,000 | 4,217 |
| Total noninterest expense | $2,686,000 | 5,045 |
| Salaries and employee benefits | $1,435,000 | 5,097 |
| Premises and equipment expense | $246,000 | 6,228 |
| Additional noninterest expense | $1,005,000 | 4,330 |
| Pre-tax net operating income | $1,590,000 | 4,101 |
| Securities gains (losses) | $24,000 | 2,281 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,614,000 | 3,443 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,614,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,397 |
| Cash dividends | $1,268,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,590,000 | 3,415 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 5,228 |
| Total interest expense | $759,000 | 5,592 |
| Net interest income | $2,552,000 | 4,993 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $724,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $478,000 | 2,599 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $246,000 | 4,087 |
| Total noninterest expense | $1,831,000 | 5,355 |
| Salaries and employee benefits | $944,000 | 5,508 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $691,000 | 4,576 |
| Pre-tax net operating income | $1,345,000 | 3,868 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,369,000 | 3,206 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,369,000 | 3,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $408,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,345,000 | 3,169 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 5,248 |
| Total interest expense | $511,000 | 5,590 |
| Net interest income | $1,685,000 | 5,020 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $495,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $329,000 | 2,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $166,000 | 4,121 |
| Total noninterest expense | $1,189,000 | 5,470 |
| Salaries and employee benefits | $593,000 | 5,730 |
| Premises and equipment expense | $123,000 | 6,248 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $941,000 | 3,677 |
| Securities gains (losses) | $24,000 | 1,931 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $965,000 | 3,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $965,000 | 3,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $272,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $941,000 | 3,008 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,212 |
| Total interest expense | $261,000 | 5,597 |
| Net interest income | $856,000 | 4,974 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $267,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 2,302 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $602,000 | 5,440 |
| Salaries and employee benefits | $303,000 | 5,709 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $245,000 | 4,392 |
| Pre-tax net operating income | $521,000 | 3,411 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $528,000 | 2,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $528,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $136,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $521,000 | 2,744 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 5,284 |
| Total interest expense | $1,256,000 | 5,412 |
| Net interest income | $3,192,000 | 5,108 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $896,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $583,000 | 2,760 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $313,000 | 4,422 |
| Total noninterest expense | $2,649,000 | 5,008 |
| Salaries and employee benefits | $1,413,000 | 5,059 |
| Premises and equipment expense | $262,000 | 6,048 |
| Additional noninterest expense | $974,000 | 4,367 |
| Pre-tax net operating income | $1,419,000 | 4,266 |
| Securities gains (losses) | $46,000 | 2,589 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,465,000 | 3,619 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,465,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,187 |
| Cash dividends | $1,048,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,419,000 | 3,534 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 5,359 |
| Total interest expense | $973,000 | 5,462 |
| Net interest income | $2,358,000 | 5,183 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $682,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $439,000 | 2,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 4,432 |
| Total noninterest expense | $1,882,000 | 5,188 |
| Salaries and employee benefits | $973,000 | 5,343 |
| Premises and equipment expense | $198,000 | 6,030 |
| Additional noninterest expense | $711,000 | 4,425 |
| Pre-tax net operating income | $1,158,000 | 4,173 |
| Securities gains (losses) | $46,000 | 2,381 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,204,000 | 3,494 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,204,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $408,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,158,000 | 3,419 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 5,364 |
| Total interest expense | $671,000 | 5,478 |
| Net interest income | $1,560,000 | 5,215 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $453,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $298,000 | 2,665 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $155,000 | 4,517 |
| Total noninterest expense | $1,174,000 | 5,400 |
| Salaries and employee benefits | $604,000 | 5,594 |
| Premises and equipment expense | $134,000 | 5,977 |
| Additional noninterest expense | $436,000 | 4,702 |
| Pre-tax net operating income | $839,000 | 3,932 |
| Securities gains (losses) | $46,000 | 2,078 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $885,000 | 3,248 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $885,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $272,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $839,000 | 3,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 5,355 |
| Total interest expense | $342,000 | 5,512 |
| Net interest income | $786,000 | 5,153 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $241,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $153,000 | 2,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $616,000 | 5,251 |
| Salaries and employee benefits | $323,000 | 5,379 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $228,000 | 4,528 |
| Pre-tax net operating income | $411,000 | 3,969 |
| Securities gains (losses) | $41,000 | 1,496 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $452,000 | 3,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $452,000 | 3,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,147 |
| Cash dividends | $136,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $411,000 | 3,225 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 5,200 |
| Total interest expense | $1,704,000 | 5,324 |
| Net interest income | $3,268,000 | 4,992 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $716,000 | 4,274 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $426,000 | 3,382 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $290,000 | 4,333 |
| Total noninterest expense | $2,688,000 | 4,832 |
| Salaries and employee benefits | $1,329,000 | 5,123 |
| Premises and equipment expense | $256,000 | 6,059 |
| Additional noninterest expense | $1,103,000 | 3,868 |
| Pre-tax net operating income | $1,196,000 | 4,721 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $289,000 | 4,515 |
| Income before extraordinary items | $912,000 | 4,843 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $912,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,886 |
| Cash dividends | $830,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $908,200 | 4,728 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 5,269 |
| Total interest expense | $2,495,000 | 5,409 |
| Net interest income | $3,042,000 | 5,017 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $647,000 | 4,395 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $380,000 | 3,548 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $267,000 | 4,361 |
| Total noninterest expense | $2,451,000 | 5,020 |
| Salaries and employee benefits | $1,272,000 | 5,110 |
| Premises and equipment expense | $316,000 | 5,361 |
| Additional noninterest expense | $863,000 | 4,532 |
| Pre-tax net operating income | $1,238,000 | 4,353 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $340,000 | 4,036 |
| Income before extraordinary items | $915,000 | 4,518 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $915,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,146 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $902,590 | 4,447 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 5,375 |
| Total interest expense | $2,518,000 | 5,532 |
| Net interest income | $2,992,000 | 5,172 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $650,000 | 4,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $373,000 | 3,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,085 |
| Total noninterest expense | $2,299,000 | 5,162 |
| Salaries and employee benefits | $1,209,000 | 5,196 |
| Premises and equipment expense | $329,000 | 5,144 |
| Additional noninterest expense | $761,000 | 4,895 |
| Pre-tax net operating income | $1,343,000 | 4,403 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $335,000 | 4,351 |
| Income before extraordinary items | $1,008,000 | 4,359 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,008,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,215 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,008,000 | 4,361 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 5,402 |
| Total interest expense | $2,502,000 | 5,193 |
| Net interest income | $2,734,000 | 5,498 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $646,000 | 4,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,034 |
| Total noninterest expense | $2,240,000 | 5,268 |
| Salaries and employee benefits | $1,160,000 | 5,292 |
| Premises and equipment expense | $297,000 | 5,494 |
| Additional noninterest expense | $783,000 | 4,872 |
| Pre-tax net operating income | $1,140,000 | 4,925 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $278,000 | 4,982 |
| Income before extraordinary items | $893,000 | 4,769 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $893,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $869,440 | 4,800 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 5,477 |
| Total interest expense | $2,548,000 | 5,293 |
| Net interest income | $2,709,000 | 5,537 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $554,000 | 4,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,688 |
| Total noninterest expense | $2,112,000 | 5,377 |
| Salaries and employee benefits | $1,075,000 | 5,499 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $796,000 | 4,695 |
| Pre-tax net operating income | $1,151,000 | 5,010 |
| Securities gains (losses) | $14,000 | 2,712 |
| Applicable income taxes | $156,000 | 6,767 |
| Income before extraordinary items | $1,009,000 | 4,486 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,009,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 10,024 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $996,820 | 4,438 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 5,732 |
| Total interest expense | $2,487,000 | 5,433 |
| Net interest income | $2,591,000 | 5,908 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $491,000 | 5,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,056 |
| Total noninterest expense | $1,976,000 | 5,702 |
| Salaries and employee benefits | $1,041,000 | 5,712 |
| Premises and equipment expense | $212,000 | 6,635 |
| Additional noninterest expense | $723,000 | 5,095 |
| Pre-tax net operating income | $1,106,000 | 5,512 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $268,000 | 6,058 |
| Income before extraordinary items | $838,000 | 5,303 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $838,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $880,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $838,000 | 5,246 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 6,546 |
| Total interest expense | $2,079,000 | 6,270 |
| Net interest income | $2,254,000 | 6,651 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $425,000 | 5,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,983 |
| Total noninterest expense | $1,730,000 | 6,548 |
| Salaries and employee benefits | $936,000 | 6,285 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $630,000 | 6,166 |
| Pre-tax net operating income | $949,000 | 5,921 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $181,000 | 7,425 |
| Income before extraordinary items | $768,000 | 5,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $768,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,564 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $768,000 | 5,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 6,637 |
| Total interest expense | $2,084,000 | 6,291 |
| Net interest income | $2,251,000 | 6,778 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $320,000 | 6,854 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $1,767,000 | 6,556 |
| Salaries and employee benefits | $923,000 | 6,442 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $693,000 | 5,905 |
| Pre-tax net operating income | $804,000 | 6,826 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $126,000 | 8,697 |
| Income before extraordinary items | $667,000 | 6,193 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $667,000 | 6,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,463 |
| Cash dividends | $424,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $676,240 | 6,117 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 6,664 |
| Total interest expense | $1,774,000 | 6,138 |
| Net interest income | $2,255,000 | 6,960 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $320,000 | 6,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,825,000 | 6,634 |
| Salaries and employee benefits | $901,000 | 6,625 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $786,000 | 5,775 |
| Pre-tax net operating income | $736,000 | 7,211 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $598,000 | 6,566 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $598,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $598,000 | 6,622 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 6,502 |
| Total interest expense | $1,835,000 | 6,254 |
| Net interest income | $2,487,000 | 6,572 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,642 |
| Total noninterest expense | $1,809,000 | 6,861 |
| Salaries and employee benefits | $875,000 | 6,866 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $815,000 | 5,839 |
| Pre-tax net operating income | $1,029,000 | 5,785 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $839,000 | 5,364 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $839,000 | 5,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $340,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $839,000 | 5,133 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,853,000 | 6,530 |
| Total interest expense | $2,398,000 | 6,188 |
| Net interest income | $2,455,000 | 6,684 |
| Provision for loan and lease losses | $37,000 | 9,631 |
| Total noninterest income | $361,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $1,792,000 | 6,973 |
| Salaries and employee benefits | $855,000 | 6,901 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $827,000 | 5,908 |
| Pre-tax net operating income | $987,000 | 5,682 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $196,000 | 7,643 |
| Income before extraordinary items | $791,000 | 5,409 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $791,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $791,000 | 5,097 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.