Home > CrossFirst Bank Leawood > Income and Expense

CrossFirst Bank Leawood, Income and Expense

2011-09-30 (YTD Data)		Rank
Total interest income	$3,327,000	4,937
Total interest expense	$936,000	3,982
Net interest income	$2,391,000	5,164
Provision for loan and lease losses	$335,000	3,462
Total noninterest income	$301,000	4,819
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$31,000	6,501
Trading account gains and fees	$0	145
Additional Noninterest Income	$270,000	3,621
Total noninterest expense	$1,056,000	6,452
Salaries and employee benefits	$434,000	6,773
Premises and equipment expense	$-66,000	7,434
Additional noninterest expense	$688,000	5,146
Pre-tax net operating income	$1,301,000	2,844
Securities gains (losses)	$-37,000	7,125
Applicable income taxes	$-1,863,000	7,357
Income before extraordinary items	$3,127,000	1,243
Extraordinary gains, net	$0	21
Net income	$3,127,000	1,243
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,127,000	1,243
Net charge-offs	$167,000	3,920
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,164,000	1,154
2011-06-30 (YTD Data)		Rank
Total interest income	$2,028,000	5,211
Total interest expense	$601,000	4,196
Net interest income	$1,427,000	5,440
Provision for loan and lease losses	$290,000	3,078
Total noninterest income	$285,000	4,205
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$21,000	6,511
Trading account gains and fees	$0	153
Additional Noninterest Income	$264,000	3,077
Total noninterest expense	$681,000	6,565
Salaries and employee benefits	$319,000	6,704
Premises and equipment expense	$-43,000	7,511
Additional noninterest expense	$405,000	5,503
Pre-tax net operating income	$741,000	3,073
Securities gains (losses)	$-36,000	7,196
Applicable income taxes	$-1,801,000	7,454
Income before extraordinary items	$2,506,000	981
Extraordinary gains, net	$0	15
Net income	$2,506,000	978
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,506,000	981
Net charge-offs	$174,000	3,257
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,542,000	936
2011-03-31 (YTD Data)		Rank
Total interest income	$1,000,000	5,263
Total interest expense	$296,000	4,329
Net interest income	$704,000	5,478
Provision for loan and lease losses	$230,000	2,240
Total noninterest income	$260,000	3,081
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$10,000	6,519
Trading account gains and fees	$0	158
Additional Noninterest Income	$250,000	2,150
Total noninterest expense	$421,000	6,258
Salaries and employee benefits	$155,000	6,781
Premises and equipment expense	$-27,000	7,572
Additional noninterest expense	$293,000	4,596
Pre-tax net operating income	$313,000	3,448
Securities gains (losses)	$-16,000	7,222
Applicable income taxes	$-1,929,000	7,546
Income before extraordinary items	$2,226,000	588
Extraordinary gains, net	$0	9
Net income	$2,226,000	587
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,226,000	588
Net charge-offs	$137,000	2,444
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,242,000	572
2010-12-31 (YTD Data)		Rank
Total interest income	$2,247,000	6,555
Total interest expense	$624,000	6,178
Net interest income	$1,623,000	6,615
Provision for loan and lease losses	$115,000	5,925
Total noninterest income	$53,000	7,026
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$20,000	6,620
Trading account gains and fees	$0	175
Additional Noninterest Income	$33,000	6,362
Total noninterest expense	$999,000	7,083
Salaries and employee benefits	$336,000	7,417
Premises and equipment expense	$-21,000	7,656
Additional noninterest expense	$684,000	5,937
Pre-tax net operating income	$562,000	4,226
Securities gains (losses)	$-16,000	7,066
Applicable income taxes	$0	4,655
Income before extraordinary items	$546,000	4,194
Extraordinary gains, net	$0	29
Net income	$546,000	4,195
Minority interest net income	$0	111
Net income of bank and minority interests.	$546,000	4,196
Net charge-offs	$15,000	6,458
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$7,000	1,178
Net operating income	$562,000	4,010
2010-09-30 (YTD Data)		Rank
Total interest income	$940,000	7,332
Total interest expense	$316,000	6,869
Net interest income	$624,000	7,396
Provision for loan and lease losses	$14,000	6,777
Total noninterest income	$15,000	7,365
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$10,000	6,784
Trading account gains and fees	$0	165
Additional Noninterest Income	$5,000	7,023
Total noninterest expense	$428,000	7,571
Salaries and employee benefits	$163,000	7,666
Premises and equipment expense	$22,000	7,663
Additional noninterest expense	$243,000	7,098
Pre-tax net operating income	$197,000	5,267
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$197,000	5,307
Extraordinary gains, net	$0	23
Net income	$197,000	5,309
Minority interest net income	$0	110
Net income of bank and minority interests.	$197,000	5,310
Net charge-offs	$-2,000	7,281
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$7,000	1,080
Net operating income	$197,000	5,156
2010-06-30 (YTD Data)		Rank
Total interest income	$0	7,830
Total interest expense	$0	7,814
Net interest income	$0	7,823
Provision for loan and lease losses	$0	6,857
Total noninterest income	$0	7,524
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$0	6,943
Trading account gains and fees	$0	152
Additional Noninterest Income	$0	7,234
Total noninterest expense	$0	7,827
Salaries and employee benefits	$0	7,810
Premises and equipment expense	$0	7,805
Additional noninterest expense	$0	7,826
Pre-tax net operating income	$0	6,056
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$0	6,186
Extraordinary gains, net	$0	19
Net income	$0	6,188
Minority interest net income	$0	105
Net income of bank and minority interests.	$0	6,187
Net charge-offs	$0	6,372
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$7,000	992
Net operating income	$0	6,082
2010-03-31 (YTD Data)		Rank
Total interest income	$948,000	5,740
Total interest expense	$529,000	3,774
Net interest income	$419,000	6,742
Provision for loan and lease losses	$405,000	2,051
Total noninterest income	$10,000	7,432
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$10,000	6,536
Trading account gains and fees	$0	175
Additional Noninterest Income	$0	7,418
Total noninterest expense	$712,000	5,254
Salaries and employee benefits	$332,000	5,518
Premises and equipment expense	$87,000	5,262
Additional noninterest expense	$293,000	4,651
Pre-tax net operating income	$-688,000	7,286
Securities gains (losses)	$0	2,284
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$-689,000	7,365
Extraordinary gains, net	$0	16
Net income	$-689,000	7,364
Minority interest net income	$0	91
Net income of bank and minority interests.	$-689,000	7,366
Net charge-offs	$547,000	1,513
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$7,000	864
Net operating income	$-689,000	7,342
2009-12-31 (YTD Data)		Rank
Total interest income	$4,272,000	5,543
Total interest expense	$2,880,000	3,519
Net interest income	$1,392,000	7,024
Provision for loan and lease losses	$1,060,000	3,406
Total noninterest income	$-228,000	7,828
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$41,000	6,625
Trading account gains and fees	$0	211
Additional Noninterest Income	$-269,000	7,721
Total noninterest expense	$3,872,000	4,434
Salaries and employee benefits	$1,454,000	5,292
Premises and equipment expense	$229,000	6,241
Additional noninterest expense	$2,189,000	3,094
Pre-tax net operating income	$-3,768,000	7,026
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,282,000	805
Income before extraordinary items	$-5,050,000	7,269
Extraordinary gains, net	$0	34
Net income	$-5,050,000	7,269
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,050,000	7,269
Net charge-offs	$3,194,000	1,539
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$32,000	1,143
Net operating income	$-5,050,000	7,288
2009-09-30 (YTD Data)		Rank
Total interest income	$3,269,000	5,563
Total interest expense	$2,267,000	3,526
Net interest income	$1,002,000	7,131
Provision for loan and lease losses	$809,000	3,090
Total noninterest income	$1,000	7,823
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$31,000	6,661
Trading account gains and fees	$0	212
Additional Noninterest Income	$-30,000	7,724
Total noninterest expense	$2,312,000	5,116
Salaries and employee benefits	$1,131,000	5,218
Premises and equipment expense	$164,000	6,381
Additional noninterest expense	$1,017,000	4,328
Pre-tax net operating income	$-2,118,000	7,076
Securities gains (losses)	$0	3,497
Applicable income taxes	$-394,000	7,279
Income before extraordinary items	$-1,724,000	7,083
Extraordinary gains, net	$0	27
Net income	$-1,724,000	7,081
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,724,000	7,082
Net charge-offs	$1,963,000	1,512
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$24,000	1,062
Net operating income	$-1,724,000	7,070
2009-06-30 (YTD Data)		Rank
Total interest income	$2,250,000	5,539
Total interest expense	$1,581,000	3,542
Net interest income	$669,000	7,161
Provision for loan and lease losses	$134,000	4,927
Total noninterest income	$-64,000	8,028
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$22,000	6,645
Trading account gains and fees	$0	193
Additional Noninterest Income	$-86,000	7,950
Total noninterest expense	$1,378,000	5,463
Salaries and employee benefits	$757,000	5,274
Premises and equipment expense	$105,000	6,497
Additional noninterest expense	$516,000	5,164
Pre-tax net operating income	$-907,000	6,964
Securities gains (losses)	$0	3,136
Applicable income taxes	$-168,000	7,274
Income before extraordinary items	$-739,000	6,977
Extraordinary gains, net	$0	21
Net income	$-739,000	6,977
Minority interest net income	$0	112
Net income of bank and minority interests.	$-739,000	6,977
Net charge-offs	$1,465,000	1,354
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$17,000	1,021
Net operating income	$-739,000	6,966
2009-03-31 (YTD Data)		Rank
Total interest income	$1,153,000	5,527
Total interest expense	$823,000	3,545
Net interest income	$330,000	7,214
Provision for loan and lease losses	$134,000	3,473
Total noninterest income	$36,000	6,805
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$11,000	6,642
Trading account gains and fees	$0	171
Additional Noninterest Income	$25,000	5,902
Total noninterest expense	$720,000	5,308
Salaries and employee benefits	$404,000	5,117
Premises and equipment expense	$47,000	6,737
Additional noninterest expense	$269,000	4,742
Pre-tax net operating income	$-488,000	7,311
Securities gains (losses)	$0	2,434
Applicable income taxes	$-92,000	7,535
Income before extraordinary items	$-396,000	7,338
Extraordinary gains, net	$0	15
Net income	$-396,000	7,339
Minority interest net income	$0	102
Net income of bank and minority interests.	$-396,000	7,339
Net charge-offs	$595,000	1,257
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$8,000	915
Net operating income	$-396,000	7,297
2008-12-31 (YTD Data)		Rank
Total interest income	$6,052,000	4,906
Total interest expense	$3,675,000	3,719
Net interest income	$2,377,000	6,014
Provision for loan and lease losses	$4,552,000	1,067
Total noninterest income	$53,000	7,716
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$41,000	6,766
Trading account gains and fees	$0	154
Additional Noninterest Income	$12,000	7,639
Total noninterest expense	$3,018,000	5,096
Salaries and employee benefits	$1,690,000	4,987
Premises and equipment expense	$170,000	6,956
Additional noninterest expense	$1,158,000	4,397
Pre-tax net operating income	$-5,140,000	7,808
Securities gains (losses)	$174,000	781
Applicable income taxes	$-1,848,000	7,893
Income before extraordinary items	$-3,118,000	7,629
Extraordinary gains, net	$0	39
Net income	$-3,118,000	7,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,429,000	1,145
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$31,000	1,203
Net operating income	$-3,229,360	7,712
2008-09-30 (YTD Data)		Rank
Total interest income	$4,814,000	4,805
Total interest expense	$2,679,000	3,900
Net interest income	$2,135,000	5,606
Provision for loan and lease losses	$270,000	3,724
Total noninterest income	$30,000	7,938
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$31,000	6,807
Trading account gains and fees	$0	148
Additional Noninterest Income	$-1,000	8,198
Total noninterest expense	$2,282,000	5,057
Salaries and employee benefits	$1,288,000	4,960
Premises and equipment expense	$357,000	4,601
Additional noninterest expense	$637,000	5,248
Pre-tax net operating income	$-387,000	7,178
Securities gains (losses)	$174,000	680
Applicable income taxes	$-57,000	7,463
Income before extraordinary items	$-156,000	6,853
Extraordinary gains, net	$0	31
Net income	$-156,000	6,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	3,136
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$23,000	1,061
Net operating income	$-283,020	7,157
2008-06-30 (YTD Data)		Rank
Total interest income	$3,276,000	4,813
Total interest expense	$1,846,000	3,941
Net interest income	$1,430,000	5,590
Provision for loan and lease losses	$180,000	3,306
Total noninterest income	$41,000	7,668
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$20,000	6,861
Trading account gains and fees	$0	149
Additional Noninterest Income	$21,000	7,150
Total noninterest expense	$1,549,000	5,021
Salaries and employee benefits	$870,000	4,936
Premises and equipment expense	$233,000	4,700
Additional noninterest expense	$446,000	5,087
Pre-tax net operating income	$-258,000	7,386
Securities gains (losses)	$174,000	677
Applicable income taxes	$-39,000	7,727
Income before extraordinary items	$-45,000	7,141
Extraordinary gains, net	$0	21
Net income	$-45,000	7,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	2,114
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$16,000	981
Net operating income	$-156,360	7,311
2008-03-31 (YTD Data)		Rank
Total interest income	$1,765,000	4,697
Total interest expense	$983,000	3,952
Net interest income	$782,000	5,375
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$12,000	7,989
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$10,000	6,870
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,000	8,025
Total noninterest expense	$763,000	5,077
Salaries and employee benefits	$435,000	4,983
Premises and equipment expense	$112,000	4,832
Additional noninterest expense	$216,000	5,137
Pre-tax net operating income	$-59,000	7,429
Securities gains (losses)	$0	2,688
Applicable income taxes	$-28,000	7,941
Income before extraordinary items	$-31,000	7,437
Extraordinary gains, net	$0	15
Net income	$-31,000	7,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	2,134
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$8,000	853
Net operating income	$-31,000	7,368
2007-12-31 (YTD Data)		Rank
Total interest income	$8,082,000	4,335
Total interest expense	$4,269,000	3,843
Net interest income	$3,813,000	4,774
Provision for loan and lease losses	$835,000	1,631
Total noninterest income	$100,000	7,555
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$47,000	6,798
Trading account gains and fees	$0	178
Additional Noninterest Income	$53,000	7,043
Total noninterest expense	$3,153,000	4,853
Salaries and employee benefits	$1,652,000	5,004
Premises and equipment expense	$414,000	4,916
Additional noninterest expense	$1,087,000	4,369
Pre-tax net operating income	$-75,000	7,529
Securities gains (losses)	$0	2,146
Applicable income taxes	$-33,000	7,890
Income before extraordinary items	$-42,000	7,565
Extraordinary gains, net	$0	39
Net income	$-42,000	7,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$659,000	1,390
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$24,000	1,160
Net operating income	$-42,000	7,544
2007-09-30 (YTD Data)		Rank
Total interest income	$6,166,000	4,311
Total interest expense	$3,174,000	3,878
Net interest income	$2,992,000	4,648
Provision for loan and lease losses	$495,000	1,588
Total noninterest income	$80,000	7,536
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$37,000	6,798
Trading account gains and fees	$0	184
Additional Noninterest Income	$43,000	6,975
Total noninterest expense	$2,392,000	4,790
Salaries and employee benefits	$1,266,000	4,933
Premises and equipment expense	$304,000	4,976
Additional noninterest expense	$822,000	4,295
Pre-tax net operating income	$185,000	7,024
Securities gains (losses)	$0	1,655
Applicable income taxes	$73,000	4,691
Income before extraordinary items	$112,000	7,211
Extraordinary gains, net	$0	33
Net income	$112,000	7,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$417,000	1,229
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$112,000	7,195
2007-06-30 (YTD Data)		Rank
Total interest income	$4,121,000	4,320
Total interest expense	$2,041,000	3,960
Net interest income	$2,080,000	4,569
Provision for loan and lease losses	$320,000	1,462
Total noninterest income	$28,000	8,078
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$25,000	6,819
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,000	8,264
Total noninterest expense	$1,500,000	5,007
Salaries and employee benefits	$830,000	5,008
Premises and equipment expense	$194,000	5,130
Additional noninterest expense	$476,000	4,728
Pre-tax net operating income	$288,000	6,120
Securities gains (losses)	$0	1,444
Applicable income taxes	$110,000	4,019
Income before extraordinary items	$178,000	6,536
Extraordinary gains, net	$0	29
Net income	$178,000	6,537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	1,561
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$178,000	6,530
2007-03-31 (YTD Data)		Rank
Total interest income	$2,110,000	4,238
Total interest expense	$992,000	4,035
Net interest income	$1,118,000	4,364
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$19,000	7,910
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$13,000	6,796
Trading account gains and fees	$0	195
Additional Noninterest Income	$6,000	7,790
Total noninterest expense	$687,000	5,315
Salaries and employee benefits	$372,000	5,395
Premises and equipment expense	$88,000	5,432
Additional noninterest expense	$227,000	4,841
Pre-tax net operating income	$330,000	4,435
Securities gains (losses)	$0	1,187
Applicable income taxes	$125,000	2,978
Income before extraordinary items	$205,000	4,998
Extraordinary gains, net	$0	22
Net income	$205,000	4,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,691
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$205,000	4,986
2006-12-31 (YTD Data)		Rank
Total interest income	$8,257,000	4,117
Total interest expense	$3,435,000	3,970
Net interest income	$4,822,000	4,117
Provision for loan and lease losses	$855,000	1,204
Total noninterest income	$110,000	7,640
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$50,000	6,894
Trading account gains and fees	$0	130
Additional Noninterest Income	$60,000	7,056
Total noninterest expense	$2,415,000	5,597
Salaries and employee benefits	$1,249,000	5,783
Premises and equipment expense	$498,000	4,282
Additional noninterest expense	$668,000	5,772
Pre-tax net operating income	$1,662,000	4,059
Securities gains (losses)	$0	1,687
Applicable income taxes	$626,000	2,828
Income before extraordinary items	$1,036,000	4,637
Extraordinary gains, net	$0	51
Net income	$1,036,000	4,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$185,000	2,290
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,036,000	4,622
2006-09-30 (YTD Data)		Rank
Total interest income	$6,049,000	4,160
Total interest expense	$2,484,000	3,966
Net interest income	$3,565,000	4,187
Provision for loan and lease losses	$195,000	2,911
Total noninterest income	$68,000	7,916
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$38,000	6,969
Trading account gains and fees	$0	126
Additional Noninterest Income	$30,000	7,516
Total noninterest expense	$1,787,000	5,622
Salaries and employee benefits	$912,000	5,840
Premises and equipment expense	$384,000	4,200
Additional noninterest expense	$491,000	5,817
Pre-tax net operating income	$1,651,000	3,556
Securities gains (losses)	$0	1,388
Applicable income taxes	$628,000	2,521
Income before extraordinary items	$1,023,000	4,118
Extraordinary gains, net	$0	45
Net income	$1,023,000	4,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,424
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,023,000	4,103
2006-06-30 (YTD Data)		Rank
Total interest income	$3,955,000	4,165
Total interest expense	$1,623,000	3,915
Net interest income	$2,332,000	4,261
Provision for loan and lease losses	$140,000	2,761
Total noninterest income	$44,000	7,976
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$23,000	7,073
Trading account gains and fees	$0	126
Additional Noninterest Income	$21,000	7,503
Total noninterest expense	$1,228,000	5,533
Salaries and employee benefits	$632,000	5,740
Premises and equipment expense	$257,000	4,207
Additional noninterest expense	$339,000	5,705
Pre-tax net operating income	$1,008,000	3,783
Securities gains (losses)	$0	1,185
Applicable income taxes	$391,000	2,654
Income before extraordinary items	$617,000	4,363
Extraordinary gains, net	$0	39
Net income	$617,000	4,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,967
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$617,000	4,355
2006-03-31 (YTD Data)		Rank
Total interest income	$1,928,000	4,182
Total interest expense	$794,000	3,835
Net interest income	$1,134,000	4,334
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$25,000	7,837
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$11,000	7,109
Trading account gains and fees	$0	115
Additional Noninterest Income	$14,000	7,173
Total noninterest expense	$635,000	5,433
Salaries and employee benefits	$330,000	5,643
Premises and equipment expense	$135,000	4,091
Additional noninterest expense	$170,000	5,688
Pre-tax net operating income	$434,000	4,086
Securities gains (losses)	$0	955
Applicable income taxes	$163,000	2,913
Income before extraordinary items	$271,000	4,661
Extraordinary gains, net	$0	21
Net income	$271,000	4,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$271,000	4,646
2005-12-31 (YTD Data)		Rank
Total interest income	$6,516,000	4,374
Total interest expense	$2,662,000	3,655
Net interest income	$3,854,000	4,737
Provision for loan and lease losses	$385,000	2,339
Total noninterest income	$411,000	5,668
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$54,000	7,024
Trading account gains and fees	$0	138
Additional Noninterest Income	$357,000	3,975
Total noninterest expense	$2,369,000	5,545
Salaries and employee benefits	$1,321,000	5,470
Premises and equipment expense	$437,000	4,594
Additional noninterest expense	$611,000	6,004
Pre-tax net operating income	$1,511,000	4,358
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$509,000	3,341
Income before extraordinary items	$1,001,000	4,841
Extraordinary gains, net	$0	46
Net income	$1,001,000	4,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,001,660	4,810
2005-09-30 (YTD Data)		Rank
Total interest income	$4,616,000	4,504
Total interest expense	$1,853,000	3,713
Net interest income	$2,763,000	4,884
Provision for loan and lease losses	$325,000	2,053
Total noninterest income	$355,000	5,400
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$41,000	7,060
Trading account gains and fees	$0	126
Additional Noninterest Income	$314,000	3,726
Total noninterest expense	$1,775,000	5,525
Salaries and employee benefits	$1,002,000	5,413
Premises and equipment expense	$325,000	4,580
Additional noninterest expense	$448,000	6,039
Pre-tax net operating income	$1,018,000	4,723
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$327,000	3,648
Income before extraordinary items	$690,000	5,124
Extraordinary gains, net	$0	35
Net income	$690,000	5,126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$690,680	5,080
2005-06-30 (YTD Data)		Rank
Total interest income	$2,828,000	4,683
Total interest expense	$1,093,000	3,888
Net interest income	$1,735,000	5,056
Provision for loan and lease losses	$265,000	1,699
Total noninterest income	$267,000	5,067
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$25,000	7,119
Trading account gains and fees	$0	116
Additional Noninterest Income	$242,000	3,417
Total noninterest expense	$1,167,000	5,558
Salaries and employee benefits	$662,000	5,424
Premises and equipment expense	$214,000	4,590
Additional noninterest expense	$291,000	6,092
Pre-tax net operating income	$570,000	5,132
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$161,000	4,140
Income before extraordinary items	$408,000	5,395
Extraordinary gains, net	$0	30
Net income	$408,000	5,397
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$408,720	5,360
2005-03-31 (YTD Data)		Rank
Total interest income	$1,228,000	5,108
Total interest expense	$449,000	4,350
Net interest income	$779,000	5,402
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$148,000	4,742
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$11,000	7,233
Trading account gains and fees	$0	115
Additional Noninterest Income	$137,000	3,142
Total noninterest expense	$563,000	5,709
Salaries and employee benefits	$309,000	5,696
Premises and equipment expense	$104,000	4,732
Additional noninterest expense	$150,000	6,007
Pre-tax net operating income	$244,000	5,497
Securities gains (losses)	$0	1,685
Applicable income taxes	$61,000	4,498
Income before extraordinary items	$183,000	5,637
Extraordinary gains, net	$0	24
Net income	$183,000	5,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$183,000	5,594
2004-12-31 (YTD Data)		Rank
Total interest income	$3,624,000	5,870
Total interest expense	$1,267,000	4,960
Net interest income	$2,357,000	6,177
Provision for loan and lease losses	$235,000	3,414
Total noninterest income	$416,000	5,705
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$57,000	7,178
Trading account gains and fees	$0	138
Additional Noninterest Income	$359,000	3,914
Total noninterest expense	$2,068,000	5,899
Salaries and employee benefits	$1,169,000	5,769
Premises and equipment expense	$430,000	4,550
Additional noninterest expense	$469,000	6,741
Pre-tax net operating income	$470,000	6,804
Securities gains (losses)	$0	3,819
Applicable income taxes	$-104,000	8,741
Income before extraordinary items	$574,000	6,055
Extraordinary gains, net	$0	34
Net income	$574,000	6,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,149
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$574,000	5,987
2004-09-30 (YTD Data)		Rank
Total interest income	$2,589,000	6,011
Total interest expense	$906,000	5,067
Net interest income	$1,683,000	6,323
Provision for loan and lease losses	$175,000	3,272
Total noninterest income	$285,000	5,945
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$45,000	7,167
Trading account gains and fees	$0	134
Additional Noninterest Income	$240,000	4,135
Total noninterest expense	$1,569,000	5,833
Salaries and employee benefits	$906,000	5,640
Premises and equipment expense	$322,000	4,542
Additional noninterest expense	$341,000	6,792
Pre-tax net operating income	$224,000	7,573
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$224,000	7,344
Extraordinary gains, net	$0	26
Net income	$224,000	7,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,478
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$224,000	7,283
2004-06-30 (YTD Data)		Rank
Total interest income	$1,680,000	6,115
Total interest expense	$602,000	5,096
Net interest income	$1,078,000	6,463
Provision for loan and lease losses	$175,000	2,464
Total noninterest income	$182,000	6,038
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$31,000	7,155
Trading account gains and fees	$0	130
Additional Noninterest Income	$151,000	4,291
Total noninterest expense	$1,027,000	5,916
Salaries and employee benefits	$594,000	5,726
Premises and equipment expense	$215,000	4,547
Additional noninterest expense	$218,000	6,931
Pre-tax net operating income	$58,000	8,205
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$58,000	8,168
Extraordinary gains, net	$0	21
Net income	$58,000	8,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,807
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$58,000	8,120
2004-03-31 (YTD Data)		Rank
Total interest income	$784,000	6,341
Total interest expense	$275,000	5,436
Net interest income	$509,000	6,635
Provision for loan and lease losses	$100,000	2,105
Total noninterest income	$65,000	6,712
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$14,000	7,243
Trading account gains and fees	$0	121
Additional Noninterest Income	$51,000	5,085
Total noninterest expense	$479,000	6,181
Salaries and employee benefits	$276,000	5,996
Premises and equipment expense	$106,000	4,616
Additional noninterest expense	$97,000	7,220
Pre-tax net operating income	$-5,000	8,584
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-5,000	8,626
Extraordinary gains, net	$0	16
Net income	$-5,000	8,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,590
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-5,000	8,570
2003-12-31 (YTD Data)		Rank
Total interest income	$2,414,000	7,131
Total interest expense	$928,000	6,319
Net interest income	$1,486,000	7,382
Provision for loan and lease losses	$315,000	3,050
Total noninterest income	$806,000	4,212
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$37,000	7,623
Trading account gains and fees	$0	160
Additional Noninterest Income	$769,000	2,808
Total noninterest expense	$1,857,000	6,235
Salaries and employee benefits	$1,124,000	5,857
Premises and equipment expense	$350,000	5,168
Additional noninterest expense	$383,000	7,265
Pre-tax net operating income	$120,000	8,120
Securities gains (losses)	$13,000	3,473
Applicable income taxes	$-72,000	8,903
Income before extraordinary items	$205,000	7,738
Extraordinary gains, net	$0	54
Net income	$205,000	7,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$192,000	7,672
2003-09-30 (YTD Data)		Rank
Total interest income	$1,680,000	7,405
Total interest expense	$683,000	6,526
Net interest income	$997,000	7,670
Provision for loan and lease losses	$250,000	2,846
Total noninterest income	$711,000	3,906
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$26,000	7,720
Trading account gains and fees	$0	153
Additional Noninterest Income	$685,000	2,600
Total noninterest expense	$1,360,000	6,295
Salaries and employee benefits	$850,000	5,799
Premises and equipment expense	$257,000	5,238
Additional noninterest expense	$253,000	7,533
Pre-tax net operating income	$98,000	8,241
Securities gains (losses)	$13,000	3,204
Applicable income taxes	$-72,000	9,040
Income before extraordinary items	$183,000	7,692
Extraordinary gains, net	$0	40
Net income	$183,000	7,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$170,000	7,644
2003-06-30 (YTD Data)		Rank
Total interest income	$1,004,000	7,679
Total interest expense	$449,000	6,683
Net interest income	$555,000	8,049
Provision for loan and lease losses	$185,000	2,635
Total noninterest income	$461,000	3,928
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$15,000	7,804
Trading account gains and fees	$0	150
Additional Noninterest Income	$446,000	2,623
Total noninterest expense	$893,000	6,358
Salaries and employee benefits	$542,000	5,967
Premises and equipment expense	$171,000	5,218
Additional noninterest expense	$180,000	7,397
Pre-tax net operating income	$-62,000	8,785
Securities gains (losses)	$0	3,782
Applicable income taxes	$-72,000	9,106
Income before extraordinary items	$10,000	8,705
Extraordinary gains, net	$0	30
Net income	$10,000	8,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$10,000	8,592
2003-03-31 (YTD Data)		Rank
Total interest income	$446,000	7,976
Total interest expense	$219,000	6,827
Net interest income	$227,000	8,396
Provision for loan and lease losses	$65,000	3,141
Total noninterest income	$198,000	4,189
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$7,000	7,830
Trading account gains and fees	$0	134
Additional Noninterest Income	$191,000	2,797
Total noninterest expense	$417,000	6,585
Salaries and employee benefits	$242,000	6,376
Premises and equipment expense	$85,000	5,226
Additional noninterest expense	$90,000	7,412
Pre-tax net operating income	$-57,000	8,902
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-57,000	8,971
Extraordinary gains, net	$0	21
Net income	$-57,000	8,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-57,000	8,882
2002-12-31 (YTD Data)		Rank
Total interest income	$871,000	8,947
Total interest expense	$548,000	8,250
Net interest income	$323,000	9,167
Provision for loan and lease losses	$195,000	4,416
Total noninterest income	$173,000	7,581
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$5,000	8,133
Trading account gains and fees	$0	153
Additional Noninterest Income	$168,000	5,360
Total noninterest expense	$1,201,000	7,468
Salaries and employee benefits	$654,000	7,485
Premises and equipment expense	$250,000	6,143
Additional noninterest expense	$297,000	7,827
Pre-tax net operating income	$-900,000	9,096
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-900,000	9,158
Extraordinary gains, net	$0	70
Net income	$-900,000	9,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-900,000	9,122
2001-12-31 (YTD Data)		Rank
Total interest income	$5,000	9,609
Total interest expense	$1,000	9,592
Net interest income	$4,000	9,603
Provision for loan and lease losses	$20,000	7,552
Total noninterest income	$0	9,561
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$0	8,399
Trading account gains and fees	$0	177
Additional Noninterest Income	$0	9,480
Total noninterest expense	$282,000	9,505
Salaries and employee benefits	$52,000	9,579
Premises and equipment expense	$132,000	7,816
Additional noninterest expense	$98,000	9,388
Pre-tax net operating income	$-298,000	9,029
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-298,000	9,123
Extraordinary gains, net	$0	105
Net income	$-298,000	9,124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$5,200,000	175
Net operating income	$-298,000	9,067

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.