Home > Crosby State Bank > Income and Expense
Crosby State Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,872,000 | 2,009 |
| Total interest expense | $4,433,000 | 2,033 |
| Net interest income | $8,439,000 | 1,955 |
| Provision for loan and lease losses | $675,000 | 3,339 |
| Total noninterest income | $5,173,000 | 851 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,312,000 | 988 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,861,000 | 713 |
| Total noninterest expense | $12,116,000 | 1,273 |
| Salaries and employee benefits | $7,544,000 | 985 |
| Premises and equipment expense | $1,510,000 | 1,356 |
| Additional noninterest expense | $3,062,000 | 1,747 |
| Pre-tax net operating income | $821,000 | 3,076 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-778,000 | 7,478 |
| Income before extraordinary items | $1,599,000 | 1,674 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,599,000 | 1,673 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,599,000 | 1,674 |
| Net charge-offs | $146,000 | 4,646 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,599,000 | 1,631 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 2,048 |
| Total interest expense | $2,977,000 | 2,103 |
| Net interest income | $5,584,000 | 1,967 |
| Provision for loan and lease losses | $325,000 | 3,583 |
| Total noninterest income | $1,317,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $816,000 | 1,053 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $501,000 | 2,227 |
| Total noninterest expense | $6,027,000 | 1,709 |
| Salaries and employee benefits | $3,064,000 | 1,666 |
| Premises and equipment expense | $999,000 | 1,395 |
| Additional noninterest expense | $1,964,000 | 1,836 |
| Pre-tax net operating income | $549,000 | 3,154 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $79,000 | 2,807 |
| Income before extraordinary items | $470,000 | 3,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 3,205 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $470,000 | 3,206 |
| Net charge-offs | $44,000 | 5,034 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $470,000 | 3,090 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 2,123 |
| Total interest expense | $1,480,000 | 2,201 |
| Net interest income | $2,706,000 | 2,022 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $604,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $366,000 | 1,134 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $238,000 | 2,260 |
| Total noninterest expense | $2,835,000 | 1,747 |
| Salaries and employee benefits | $1,480,000 | 1,755 |
| Premises and equipment expense | $489,000 | 1,453 |
| Additional noninterest expense | $866,000 | 1,857 |
| Pre-tax net operating income | $375,000 | 2,929 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $73,000 | 2,506 |
| Income before extraordinary items | $302,000 | 3,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 3,119 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $302,000 | 3,119 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $302,000 | 2,960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 8,107 |
| Total interest expense | $259,000 | 8,040 |
| Net interest income | $478,000 | 8,092 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $102,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 6,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $36,000 | 7,061 |
| Total noninterest expense | $497,000 | 8,117 |
| Salaries and employee benefits | $272,000 | 8,115 |
| Premises and equipment expense | $88,000 | 7,727 |
| Additional noninterest expense | $137,000 | 8,120 |
| Pre-tax net operating income | $83,000 | 6,069 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $83,000 | 5,917 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $83,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $83,000 | 6,065 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,279,000 | 2,047 |
| Total interest expense | $5,302,000 | 2,259 |
| Net interest income | $8,977,000 | 1,888 |
| Provision for loan and lease losses | $400,000 | 3,072 |
| Total noninterest income | $2,088,000 | 1,715 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,381,000 | 979 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $707,000 | 2,306 |
| Total noninterest expense | $7,583,000 | 1,903 |
| Salaries and employee benefits | $4,855,000 | 1,617 |
| Premises and equipment expense | $972,000 | 2,095 |
| Additional noninterest expense | $1,756,000 | 2,416 |
| Pre-tax net operating income | $3,082,000 | 1,584 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,082,000 | 1,198 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,082,000 | 1,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,092 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,082,000 | 1,268 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,554,000 | 2,073 |
| Total interest expense | $3,671,000 | 2,278 |
| Net interest income | $5,883,000 | 1,915 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $1,423,000 | 1,716 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $913,000 | 959 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $510,000 | 2,207 |
| Total noninterest expense | $4,953,000 | 1,940 |
| Salaries and employee benefits | $3,235,000 | 1,628 |
| Premises and equipment expense | $630,000 | 2,154 |
| Additional noninterest expense | $1,088,000 | 2,551 |
| Pre-tax net operating income | $2,053,000 | 1,656 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,053,000 | 1,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,053,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,746 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,053,000 | 1,314 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 2,065 |
| Total interest expense | $1,946,000 | 2,293 |
| Net interest income | $2,986,000 | 1,871 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $706,000 | 1,739 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $453,000 | 952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,206 |
| Total noninterest expense | $2,478,000 | 1,928 |
| Salaries and employee benefits | $1,637,000 | 1,614 |
| Premises and equipment expense | $322,000 | 2,111 |
| Additional noninterest expense | $519,000 | 2,631 |
| Pre-tax net operating income | $1,064,000 | 1,685 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,064,000 | 1,411 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,064,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,064,000 | 1,370 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,783,000 | 2,023 |
| Total interest expense | $8,503,000 | 2,213 |
| Net interest income | $12,280,000 | 1,843 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $2,874,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,014,000 | 888 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $860,000 | 2,449 |
| Total noninterest expense | $9,471,000 | 1,955 |
| Salaries and employee benefits | $5,949,000 | 1,689 |
| Premises and equipment expense | $1,286,000 | 2,031 |
| Additional noninterest expense | $2,236,000 | 2,411 |
| Pre-tax net operating income | $5,203,000 | 1,587 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,198,000 | 1,235 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,198,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,868 |
| Cash dividends | $979,000 | 2,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,203,000 | 1,225 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,359,000 | 2,053 |
| Total interest expense | $6,205,000 | 2,253 |
| Net interest income | $9,154,000 | 1,858 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $2,103,000 | 1,727 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,478,000 | 891 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $625,000 | 2,500 |
| Total noninterest expense | $6,825,000 | 2,000 |
| Salaries and employee benefits | $4,265,000 | 1,770 |
| Premises and equipment expense | $960,000 | 2,018 |
| Additional noninterest expense | $1,600,000 | 2,468 |
| Pre-tax net operating income | $4,072,000 | 1,647 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $4,067,000 | 1,268 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,067,000 | 1,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,644 |
| Cash dividends | $979,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,072,000 | 1,255 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,882,000 | 2,130 |
| Total interest expense | $3,892,000 | 2,384 |
| Net interest income | $5,990,000 | 1,927 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $1,399,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $982,000 | 911 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $417,000 | 2,517 |
| Total noninterest expense | $4,458,000 | 2,063 |
| Salaries and employee benefits | $2,790,000 | 1,843 |
| Premises and equipment expense | $620,000 | 2,089 |
| Additional noninterest expense | $1,048,000 | 2,526 |
| Pre-tax net operating income | $2,691,000 | 1,703 |
| Securities gains (losses) | $-4,000 | 7,813 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,687,000 | 1,330 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,687,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $979,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,691,000 | 1,308 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,765,000 | 2,187 |
| Total interest expense | $1,840,000 | 2,485 |
| Net interest income | $2,925,000 | 1,987 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $703,000 | 1,730 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $484,000 | 892 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $219,000 | 2,412 |
| Total noninterest expense | $2,200,000 | 2,099 |
| Salaries and employee benefits | $1,373,000 | 1,872 |
| Premises and equipment expense | $312,000 | 2,089 |
| Additional noninterest expense | $515,000 | 2,553 |
| Pre-tax net operating income | $1,308,000 | 1,746 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,308,000 | 1,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,308,000 | 1,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,308,000 | 1,338 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,984,000 | 2,550 |
| Total interest expense | $4,353,000 | 3,378 |
| Net interest income | $10,631,000 | 2,174 |
| Provision for loan and lease losses | $460,000 | 2,037 |
| Total noninterest income | $2,826,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,060,000 | 859 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $766,000 | 2,643 |
| Total noninterest expense | $8,430,000 | 2,090 |
| Salaries and employee benefits | $5,328,000 | 1,828 |
| Premises and equipment expense | $1,217,000 | 2,053 |
| Additional noninterest expense | $1,885,000 | 2,706 |
| Pre-tax net operating income | $4,567,000 | 2,030 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,567,000 | 1,583 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,567,000 | 1,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,252 |
| Cash dividends | $1,397,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,567,000 | 1,571 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,676,000 | 2,653 |
| Total interest expense | $2,902,000 | 3,595 |
| Net interest income | $7,774,000 | 2,247 |
| Provision for loan and lease losses | $340,000 | 1,939 |
| Total noninterest income | $2,119,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,536,000 | 867 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $583,000 | 2,624 |
| Total noninterest expense | $6,148,000 | 2,159 |
| Salaries and employee benefits | $3,844,000 | 1,891 |
| Premises and equipment expense | $900,000 | 2,086 |
| Additional noninterest expense | $1,404,000 | 2,709 |
| Pre-tax net operating income | $3,405,000 | 2,111 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,405,000 | 1,633 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,405,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,979 |
| Cash dividends | $1,397,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,405,000 | 1,613 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,784,000 | 2,716 |
| Total interest expense | $1,777,000 | 3,683 |
| Net interest income | $5,007,000 | 2,326 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $1,354,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $988,000 | 883 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $366,000 | 2,689 |
| Total noninterest expense | $4,060,000 | 2,181 |
| Salaries and employee benefits | $2,538,000 | 1,917 |
| Premises and equipment expense | $577,000 | 2,157 |
| Additional noninterest expense | $945,000 | 2,703 |
| Pre-tax net operating income | $2,081,000 | 2,238 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,081,000 | 1,748 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,081,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,400 |
| Cash dividends | $1,202,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,081,000 | 1,739 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 2,842 |
| Total interest expense | $790,000 | 3,848 |
| Net interest income | $2,373,000 | 2,420 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $672,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $491,000 | 858 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,670 |
| Total noninterest expense | $2,033,000 | 2,180 |
| Salaries and employee benefits | $1,275,000 | 1,925 |
| Premises and equipment expense | $282,000 | 2,212 |
| Additional noninterest expense | $476,000 | 2,650 |
| Pre-tax net operating income | $912,000 | 2,438 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $912,000 | 1,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $912,000 | 1,926 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,184,000 | 3,109 |
| Total interest expense | $2,006,000 | 4,427 |
| Net interest income | $8,178,000 | 2,643 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $2,699,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,032,000 | 856 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $667,000 | 2,853 |
| Total noninterest expense | $7,897,000 | 2,112 |
| Salaries and employee benefits | $4,717,000 | 1,958 |
| Premises and equipment expense | $1,265,000 | 1,907 |
| Additional noninterest expense | $1,915,000 | 2,593 |
| Pre-tax net operating income | $2,620,000 | 3,077 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,620,000 | 2,505 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,620,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,849 |
| Cash dividends | $1,150,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,620,000 | 2,470 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 3,172 |
| Total interest expense | $1,352,000 | 4,588 |
| Net interest income | $5,942,000 | 2,705 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $2,032,000 | 1,760 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,529,000 | 853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $503,000 | 2,873 |
| Total noninterest expense | $5,546,000 | 2,239 |
| Salaries and employee benefits | $3,316,000 | 2,058 |
| Premises and equipment expense | $828,000 | 2,159 |
| Additional noninterest expense | $1,402,000 | 2,619 |
| Pre-tax net operating income | $2,158,000 | 2,887 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,158,000 | 2,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,158,000 | 2,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,687 |
| Cash dividends | $957,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,158,000 | 2,325 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 3,204 |
| Total interest expense | $791,000 | 4,815 |
| Net interest income | $3,890,000 | 2,731 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $1,359,000 | 1,741 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,006,000 | 845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $353,000 | 2,753 |
| Total noninterest expense | $3,657,000 | 2,245 |
| Salaries and employee benefits | $2,154,000 | 2,101 |
| Premises and equipment expense | $528,000 | 2,234 |
| Additional noninterest expense | $975,000 | 2,496 |
| Pre-tax net operating income | $1,412,000 | 2,885 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,412,000 | 2,331 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,412,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,851 |
| Cash dividends | $716,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,412,000 | 2,303 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,256 |
| Total interest expense | $325,000 | 5,267 |
| Net interest income | $1,944,000 | 2,720 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $697,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $501,000 | 815 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $196,000 | 2,504 |
| Total noninterest expense | $1,808,000 | 2,294 |
| Salaries and employee benefits | $1,035,000 | 2,192 |
| Premises and equipment expense | $239,000 | 2,451 |
| Additional noninterest expense | $534,000 | 2,282 |
| Pre-tax net operating income | $743,000 | 2,728 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $743,000 | 2,214 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $743,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $172,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $743,000 | 2,175 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 3,426 |
| Total interest expense | $1,092,000 | 5,404 |
| Net interest income | $6,873,000 | 2,936 |
| Provision for loan and lease losses | $260,000 | 3,183 |
| Total noninterest income | $2,579,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,056,000 | 842 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $523,000 | 3,228 |
| Total noninterest expense | $6,982,000 | 2,287 |
| Salaries and employee benefits | $3,960,000 | 2,200 |
| Premises and equipment expense | $985,000 | 2,324 |
| Additional noninterest expense | $2,037,000 | 2,381 |
| Pre-tax net operating income | $2,210,000 | 3,282 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $2,202,000 | 2,694 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,202,000 | 2,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,368 |
| Cash dividends | $770,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,202,000 | 2,643 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 3,479 |
| Total interest expense | $803,000 | 5,440 |
| Net interest income | $4,990,000 | 3,008 |
| Provision for loan and lease losses | $185,000 | 3,119 |
| Total noninterest income | $1,935,000 | 1,829 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,533,000 | 852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $402,000 | 3,173 |
| Total noninterest expense | $5,181,000 | 2,296 |
| Salaries and employee benefits | $2,956,000 | 2,203 |
| Premises and equipment expense | $709,000 | 2,396 |
| Additional noninterest expense | $1,516,000 | 2,362 |
| Pre-tax net operating income | $1,559,000 | 3,485 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $1,551,000 | 2,873 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,551,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $770,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,551,000 | 2,801 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 3,596 |
| Total interest expense | $520,000 | 5,539 |
| Net interest income | $3,189,000 | 3,110 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $1,270,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,008,000 | 853 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 3,235 |
| Total noninterest expense | $3,387,000 | 2,344 |
| Salaries and employee benefits | $1,949,000 | 2,222 |
| Premises and equipment expense | $461,000 | 2,448 |
| Additional noninterest expense | $977,000 | 2,438 |
| Pre-tax net operating income | $982,000 | 3,578 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $974,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $974,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $547,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $974,000 | 2,917 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 3,621 |
| Total interest expense | $255,000 | 5,662 |
| Net interest income | $1,589,000 | 3,111 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $630,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $509,000 | 828 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $121,000 | 3,332 |
| Total noninterest expense | $1,523,000 | 2,591 |
| Salaries and employee benefits | $877,000 | 2,469 |
| Premises and equipment expense | $214,000 | 2,641 |
| Additional noninterest expense | $432,000 | 2,704 |
| Pre-tax net operating income | $651,000 | 2,875 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $645,000 | 2,330 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $645,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $228,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $645,000 | 2,244 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,159,000 | 3,746 |
| Total interest expense | $1,189,000 | 5,596 |
| Net interest income | $5,970,000 | 3,207 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,494,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,005,000 | 1,714 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $489,000 | 3,622 |
| Total noninterest expense | $5,514,000 | 2,810 |
| Salaries and employee benefits | $3,152,000 | 2,667 |
| Premises and equipment expense | $786,000 | 2,809 |
| Additional noninterest expense | $1,576,000 | 2,941 |
| Pre-tax net operating income | $1,830,000 | 3,595 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $23,000 | 6,728 |
| Income before extraordinary items | $1,807,000 | 3,095 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,807,000 | 3,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,392 |
| Cash dividends | $579,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,807,000 | 2,953 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 3,834 |
| Total interest expense | $930,000 | 5,596 |
| Net interest income | $4,384,000 | 3,270 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $1,136,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $744,000 | 1,740 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 3,566 |
| Total noninterest expense | $3,963,000 | 2,929 |
| Salaries and employee benefits | $2,278,000 | 2,746 |
| Premises and equipment expense | $547,000 | 2,985 |
| Additional noninterest expense | $1,138,000 | 3,037 |
| Pre-tax net operating income | $1,467,000 | 3,559 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $17,000 | 6,871 |
| Income before extraordinary items | $1,450,000 | 3,037 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,450,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $579,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,450,000 | 2,886 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 3,892 |
| Total interest expense | $635,000 | 5,656 |
| Net interest income | $2,872,000 | 3,321 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $761,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $489,000 | 1,737 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $272,000 | 3,477 |
| Total noninterest expense | $2,603,000 | 2,953 |
| Salaries and employee benefits | $1,477,000 | 2,818 |
| Premises and equipment expense | $360,000 | 3,008 |
| Additional noninterest expense | $766,000 | 2,981 |
| Pre-tax net operating income | $970,000 | 3,601 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $11,000 | 6,920 |
| Income before extraordinary items | $959,000 | 3,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $959,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $384,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $959,000 | 2,903 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 4,044 |
| Total interest expense | $315,000 | 5,787 |
| Net interest income | $1,374,000 | 3,416 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $378,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $234,000 | 1,742 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 3,288 |
| Total noninterest expense | $1,228,000 | 3,079 |
| Salaries and employee benefits | $685,000 | 3,013 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $367,000 | 3,068 |
| Pre-tax net operating income | $494,000 | 3,525 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $488,000 | 3,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $488,000 | 2,860 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 4,287 |
| Total interest expense | $1,402,000 | 5,926 |
| Net interest income | $5,124,000 | 3,594 |
| Provision for loan and lease losses | $105,000 | 5,629 |
| Total noninterest income | $1,394,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,007,000 | 1,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $387,000 | 3,771 |
| Total noninterest expense | $4,548,000 | 3,195 |
| Salaries and employee benefits | $2,548,000 | 3,069 |
| Premises and equipment expense | $644,000 | 3,212 |
| Additional noninterest expense | $1,356,000 | 3,237 |
| Pre-tax net operating income | $1,865,000 | 3,589 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $146,000 | 5,555 |
| Income before extraordinary items | $1,719,000 | 3,151 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,719,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $705,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,719,000 | 3,046 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 5,177 |
| Total interest expense | $1,869,000 | 6,313 |
| Net interest income | $3,812,000 | 4,273 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $1,232,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $935,000 | 1,605 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $297,000 | 4,138 |
| Total noninterest expense | $4,801,000 | 2,923 |
| Salaries and employee benefits | $3,195,000 | 2,351 |
| Premises and equipment expense | $581,000 | 3,458 |
| Additional noninterest expense | $1,025,000 | 3,984 |
| Pre-tax net operating income | $219,000 | 7,795 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-11,000 | 9,008 |
| Income before extraordinary items | $230,000 | 7,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $230,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $2,540,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $230,000 | 7,415 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 5,465 |
| Total interest expense | $1,819,000 | 6,560 |
| Net interest income | $3,567,000 | 4,547 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $1,027,000 | 3,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $893,000 | 1,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,749 |
| Total noninterest expense | $2,993,000 | 4,239 |
| Salaries and employee benefits | $1,592,000 | 4,164 |
| Premises and equipment expense | $555,000 | 3,487 |
| Additional noninterest expense | $846,000 | 4,549 |
| Pre-tax net operating income | $1,577,000 | 3,930 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $422,000 | 3,872 |
| Income before extraordinary items | $1,155,000 | 3,967 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,155,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $467,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,155,000 | 3,953 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 5,623 |
| Total interest expense | $1,714,000 | 6,517 |
| Net interest income | $3,225,000 | 4,907 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $845,000 | 3,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $733,000 | 1,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $2,621,000 | 4,699 |
| Salaries and employee benefits | $1,424,000 | 4,529 |
| Premises and equipment expense | $467,000 | 4,006 |
| Additional noninterest expense | $730,000 | 5,105 |
| Pre-tax net operating income | $1,425,000 | 4,235 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $373,000 | 4,343 |
| Income before extraordinary items | $1,052,000 | 4,265 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,052,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $419,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,052,000 | 4,226 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 5,790 |
| Total interest expense | $1,768,000 | 6,608 |
| Net interest income | $3,096,000 | 5,021 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $732,000 | 3,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $630,000 | 2,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,589 |
| Total noninterest expense | $2,433,000 | 4,864 |
| Salaries and employee benefits | $1,298,000 | 4,769 |
| Premises and equipment expense | $477,000 | 3,824 |
| Additional noninterest expense | $658,000 | 5,403 |
| Pre-tax net operating income | $1,371,000 | 4,460 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $335,000 | 4,884 |
| Income before extraordinary items | $1,036,000 | 4,381 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,036,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $580,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,036,000 | 4,287 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 5,926 |
| Total interest expense | $1,780,000 | 6,725 |
| Net interest income | $3,058,000 | 5,225 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $765,000 | 3,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $656,000 | 2,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,540 |
| Total noninterest expense | $2,180,000 | 5,325 |
| Salaries and employee benefits | $1,172,000 | 5,203 |
| Premises and equipment expense | $395,000 | 4,489 |
| Additional noninterest expense | $613,000 | 5,727 |
| Pre-tax net operating income | $1,623,000 | 4,183 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $448,000 | 4,545 |
| Income before extraordinary items | $1,175,000 | 4,130 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,175,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $950,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,175,000 | 4,070 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 6,317 |
| Total interest expense | $1,783,000 | 6,877 |
| Net interest income | $2,796,000 | 5,732 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $742,000 | 3,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $595,000 | 2,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,025 |
| Total noninterest expense | $2,285,000 | 5,374 |
| Salaries and employee benefits | $1,180,000 | 5,280 |
| Premises and equipment expense | $389,000 | 4,641 |
| Additional noninterest expense | $716,000 | 5,649 |
| Pre-tax net operating income | $1,253,000 | 4,970 |
| Securities gains (losses) | $82,000 | 1,052 |
| Applicable income taxes | $297,000 | 5,863 |
| Income before extraordinary items | $1,038,000 | 4,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,038,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,437 |
| Cash dividends | $586,000 | 3,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $974,040 | 4,545 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 6,484 |
| Total interest expense | $1,743,000 | 7,032 |
| Net interest income | $2,732,000 | 5,918 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $771,000 | 3,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $507,000 | 2,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,342 |
| Total noninterest expense | $2,317,000 | 5,318 |
| Salaries and employee benefits | $1,227,000 | 5,110 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $633,000 | 6,314 |
| Pre-tax net operating income | $1,186,000 | 5,284 |
| Securities gains (losses) | $397,000 | 415 |
| Applicable income taxes | $425,000 | 4,737 |
| Income before extraordinary items | $1,158,000 | 4,072 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,158,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $452,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $868,190 | 5,115 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 6,764 |
| Total interest expense | $1,437,000 | 7,082 |
| Net interest income | $2,512,000 | 6,464 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $710,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,544 |
| Total noninterest expense | $2,349,000 | 5,451 |
| Salaries and employee benefits | $1,131,000 | 5,523 |
| Premises and equipment expense | $480,000 | 3,931 |
| Additional noninterest expense | $738,000 | 6,074 |
| Pre-tax net operating income | $873,000 | 6,523 |
| Securities gains (losses) | $-440,000 | 12,212 |
| Applicable income taxes | $16,000 | 11,243 |
| Income before extraordinary items | $417,000 | 8,024 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $417,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $399,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $839,400 | 5,233 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 6,752 |
| Total interest expense | $1,456,000 | 7,349 |
| Net interest income | $2,644,000 | 6,264 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $754,000 | 4,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $643,000 | 2,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $2,219,000 | 5,824 |
| Salaries and employee benefits | $1,108,000 | 5,609 |
| Premises and equipment expense | $398,000 | 4,731 |
| Additional noninterest expense | $713,000 | 6,460 |
| Pre-tax net operating income | $1,179,000 | 5,246 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $282,000 | 6,308 |
| Income before extraordinary items | $913,000 | 5,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $913,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 12,650 |
| Cash dividends | $860,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 805 |
| Net operating income | $900,840 | 4,871 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 6,556 |
| Total interest expense | $1,899,000 | 7,356 |
| Net interest income | $2,921,000 | 5,847 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $687,000 | 4,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $573,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,627 |
| Total noninterest expense | $2,199,000 | 5,923 |
| Salaries and employee benefits | $1,133,000 | 5,450 |
| Premises and equipment expense | $434,000 | 4,484 |
| Additional noninterest expense | $632,000 | 7,237 |
| Pre-tax net operating income | $1,379,000 | 4,376 |
| Securities gains (losses) | $81,000 | 3,352 |
| Applicable income taxes | $401,000 | 4,787 |
| Income before extraordinary items | $1,059,000 | 4,287 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,059,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $1,448,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 935 |
| Net operating income | $999,870 | 4,188 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.