Home > Crosby State Bank > Assets and Liabilities
Crosby State Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 113 | 1,407 |
| Assets and Liabilities | ||
| Total Assets: | $438,777,000 | 1,623 |
| Cash and due from depository institutions | $82,022,000 | 1,407 |
| Interest-bearing balances | $72,558,000 | 393 |
| Securities | $35,094,000 | 3,145 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 924 |
| Net loans & leases | $243,993,000 | 1,936 |
| Loan loss allowance | $3,111,000 | 2,248 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $15,137,000 | 815 |
| Other real estate owned | $341,000 | 1,407 |
| Goodwill and other intangibles | $50,326,000 | 206 |
| All other assets | $1,864,000 | 5,253 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $438,777,000 | 1,623 |
| Total liabilities | $358,342,000 | 1,757 |
| Total deposits | $349,416,000 | 1,633 |
| Interest-bearing deposits | $249,643,000 | 1,950 |
| Deposits held in domestic offices | $349,416,000 | 1,631 |
| % insured | 78.01% | 6,728 |
| Federal funds purchased & repurchase agreements | $6,567,000 | 1,331 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,359,000 | 2,060 |
| Total equity capital | $80,435,000 | 839 |
| Total bank equity capital | $80,435,000 | 837 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $76,927,000 | 502 |
| Undivided profits | $2,508,000 | 5,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,822,000 | 2,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,188,000 | 3,034 |
| Earning assets | $361,645,000 | 1,770 |
| Long-term assets (5+ years) | $81,930,000 | 1,621 |
| Average Assets, year-to-date | $436,379,750 | 1,598 |
| Average Assets, quarterly | $437,809,000 | 1,616 |
| Volatile liabilities | $89,577,000 | 1,691 |
| Insider loans | $6,573,000 | 1,186 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $44,681,000 | 1,549 |
| Tier 1 (core) risk-based capital | $30,351,000 | 2,132 |
| Tier 2 risk-based capital | $3,111,000 | 1,833 |
| Total risk weighted assets | $259,828,000 | 1,900 |
| Total unused commitments | $44,681,000 | 1,551 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 109 | 1,505 |
| Assets and Liabilities | ||
| Total Assets: | $436,841,000 | 1,635 |
| Cash and due from depository institutions | $88,158,000 | 1,505 |
| Interest-bearing balances | $76,981,000 | 304 |
| Securities | $29,864,000 | 3,465 |
| Federal funds sold & reverse repurchase agreements | $12,584,000 | 798 |
| Net loans & leases | $237,161,000 | 2,004 |
| Loan loss allowance | $2,863,000 | 2,314 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $14,690,000 | 857 |
| Other real estate owned | $0 | 1,505 |
| Goodwill and other intangibles | $50,371,000 | 218 |
| All other assets | $4,013,000 | 3,580 |
| Life insurance assets | $2,060,000 | 2,281 |
| Total liabilities and capital | $436,841,000 | 1,635 |
| Total liabilities | $357,885,000 | 1,791 |
| Total deposits | $347,336,000 | 1,660 |
| Interest-bearing deposits | $243,276,000 | 1,995 |
| Deposits held in domestic offices | $347,336,000 | 1,656 |
| % insured | 66.02% | 6,634 |
| Federal funds purchased & repurchase agreements | $6,367,000 | 1,360 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,182,000 | 1,345 |
| Total equity capital | $78,956,000 | 852 |
| Total bank equity capital | $78,956,000 | 849 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $250,000 | 5,036 |
| Surplus | $77,676,000 | 504 |
| Undivided profits | $1,030,000 | 6,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $485,000 | 5,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,231,000 | 2,839 |
| Earning assets | $356,590,000 | 1,810 |
| Long-term assets (5+ years) | $82,540,000 | 1,600 |
| Average Assets, year-to-date | $435,580,670 | 1,624 |
| Average Assets, quarterly | $438,157,500 | 1,623 |
| Volatile liabilities | $90,576,000 | 1,686 |
| Insider loans | $6,902,000 | 1,140 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $41,391,000 | 1,715 |
| Tier 1 (core) risk-based capital | $29,265,000 | 2,214 |
| Tier 2 risk-based capital | $2,863,000 | 1,970 |
| Total risk weighted assets | $257,447,000 | 1,951 |
| Total unused commitments | $41,391,000 | 1,717 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 100 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $439,474,000 | 1,642 |
| Cash and due from depository institutions | $36,692,000 | 1,652 |
| Interest-bearing balances | $12,500,000 | 1,385 |
| Securities | $34,108,000 | 3,156 |
| Federal funds sold & reverse repurchase agreements | $70,935,000 | 137 |
| Net loans & leases | $228,593,000 | 2,084 |
| Loan loss allowance | $2,673,000 | 2,370 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $14,652,000 | 871 |
| Other real estate owned | $70,000 | 1,652 |
| Goodwill and other intangibles | $50,628,000 | 223 |
| All other assets | $3,796,000 | 3,705 |
| Life insurance assets | $2,041,000 | 2,303 |
| Total liabilities and capital | $439,474,000 | 1,642 |
| Total liabilities | $360,607,000 | 1,783 |
| Total deposits | $349,861,000 | 1,654 |
| Interest-bearing deposits | $239,332,000 | 2,012 |
| Deposits held in domestic offices | $349,861,000 | 1,651 |
| % insured | 65.45% | 6,724 |
| Federal funds purchased & repurchase agreements | $6,208,000 | 1,378 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,538,000 | 1,245 |
| Total equity capital | $78,867,000 | 844 |
| Total bank equity capital | $78,867,000 | 844 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 5,065 |
| Surplus | $77,677,000 | 499 |
| Undivided profits | $940,000 | 6,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,106,000 | 3,132 |
| Earning assets | $346,136,000 | 1,866 |
| Long-term assets (5+ years) | $74,199,000 | 1,707 |
| Average Assets, year-to-date | $434,950,500 | 1,639 |
| Average Assets, quarterly | $434,950,500 | 1,639 |
| Volatile liabilities | $89,763,000 | 1,695 |
| Insider loans | $5,837,000 | 1,345 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $36,649,000 | 1,988 |
| Tier 1 (core) risk-based capital | $27,684,000 | 2,349 |
| Tier 2 risk-based capital | $2,673,000 | 2,058 |
| Total risk weighted assets | $267,958,000 | 1,910 |
| Total unused commitments | $36,649,000 | 1,989 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 100 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $430,427,000 | 1,646 |
| Cash and due from depository institutions | $28,892,000 | 1,657 |
| Interest-bearing balances | $12,500,000 | 909 |
| Securities | $64,971,000 | 1,834 |
| Federal funds sold & reverse repurchase agreements | $45,819,000 | 187 |
| Net loans & leases | $222,916,000 | 2,149 |
| Loan loss allowance | $2,582,000 | 2,381 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $14,338,000 | 887 |
| Other real estate owned | $70,000 | 1,657 |
| Goodwill and other intangibles | $49,405,000 | 233 |
| All other assets | $4,016,000 | 3,613 |
| Life insurance assets | $2,024,000 | 2,321 |
| Total liabilities and capital | $430,427,000 | 1,646 |
| Total liabilities | $352,323,000 | 1,799 |
| Total deposits | $346,178,000 | 1,607 |
| Interest-bearing deposits | $235,846,000 | 1,985 |
| Deposits held in domestic offices | $346,178,000 | 1,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,359,000 | 1,969 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,786,000 | 1,798 |
| Total equity capital | $78,104,000 | 841 |
| Total bank equity capital | $78,104,000 | 841 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,098 |
| Surplus | $77,676,000 | 482 |
| Undivided profits | $178,000 | 6,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 7,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,440,000 | 2,605 |
| Earning assets | $346,206,000 | 1,840 |
| Long-term assets (5+ years) | $71,786,000 | 1,727 |
| Average Assets, year-to-date | $369,380,000 | 1,819 |
| Average Assets, quarterly | $392,648,000 | 1,768 |
| Volatile liabilities | $82,969,000 | 1,801 |
| Insider loans | $5,837,000 | 1,381 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $39,104,000 | 1,932 |
| Tier 1 (core) risk-based capital | $28,604,000 | 2,259 |
| Tier 2 risk-based capital | $2,582,000 | 2,105 |
| Total risk weighted assets | $255,885,000 | 1,973 |
| Total unused commitments | $39,104,000 | 1,933 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 101 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $354,869,000 | 1,922 |
| Cash and due from depository institutions | $29,090,000 | 1,665 |
| Interest-bearing balances | $13,500,000 | 541 |
| Securities | $51,352,000 | 2,191 |
| Federal funds sold & reverse repurchase agreements | $60,218,000 | 199 |
| Net loans & leases | $200,274,000 | 2,351 |
| Loan loss allowance | $2,099,000 | 2,626 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,077,000 | 1,281 |
| Other real estate owned | $70,000 | 1,665 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,788,000 | 3,795 |
| Life insurance assets | $2,005,000 | 2,329 |
| Total liabilities and capital | $354,869,000 | 1,922 |
| Total liabilities | $326,584,000 | 1,904 |
| Total deposits | $318,772,000 | 1,715 |
| Interest-bearing deposits | $222,127,000 | 2,082 |
| Deposits held in domestic offices | $318,772,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,530,000 | 1,565 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,282,000 | 3,262 |
| Total equity capital | $28,285,000 | 2,411 |
| Total bank equity capital | $28,285,000 | 2,411 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $19,000,000 | 1,599 |
| Undivided profits | $8,285,000 | 3,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,183,000 | 3,295 |
| Earning assets | $325,344,000 | 1,928 |
| Long-term assets (5+ years) | $74,498,000 | 1,640 |
| Average Assets, year-to-date | $354,118,250 | 1,892 |
| Average Assets, quarterly | $358,385,000 | 1,903 |
| Volatile liabilities | $85,727,000 | 1,681 |
| Insider loans | $1,434,000 | 3,777 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $38,576,000 | 2,064 |
| Tier 1 (core) risk-based capital | $27,799,000 | 2,358 |
| Tier 2 risk-based capital | $2,099,000 | 2,438 |
| Total risk weighted assets | $229,205,000 | 2,161 |
| Total unused commitments | $38,576,000 | 2,066 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 99 | 1,736 |
| Assets and Liabilities | ||
| Total Assets: | $361,901,000 | 1,886 |
| Cash and due from depository institutions | $31,934,000 | 1,736 |
| Interest-bearing balances | $13,500,000 | 491 |
| Securities | $58,763,000 | 2,017 |
| Federal funds sold & reverse repurchase agreements | $68,600,000 | 180 |
| Net loans & leases | $188,968,000 | 2,444 |
| Loan loss allowance | $2,035,000 | 2,622 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,625,000 | 1,335 |
| Other real estate owned | $0 | 1,736 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,011,000 | 3,583 |
| Life insurance assets | $1,986,000 | 2,352 |
| Total liabilities and capital | $361,901,000 | 1,886 |
| Total liabilities | $335,469,000 | 1,851 |
| Total deposits | $330,266,000 | 1,644 |
| Interest-bearing deposits | $231,140,000 | 2,003 |
| Deposits held in domestic offices | $330,266,000 | 1,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,917,000 | 2,006 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,286,000 | 3,220 |
| Total equity capital | $26,432,000 | 2,563 |
| Total bank equity capital | $26,432,000 | 2,563 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $19,000,000 | 1,574 |
| Undivided profits | $6,432,000 | 4,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,464,000 | 2,621 |
| Earning assets | $329,831,000 | 1,886 |
| Long-term assets (5+ years) | $71,412,000 | 1,696 |
| Average Assets, year-to-date | $353,868,000 | 1,895 |
| Average Assets, quarterly | $357,922,500 | 1,896 |
| Volatile liabilities | $86,592,000 | 1,645 |
| Insider loans | $1,462,000 | 3,727 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $32,655,000 | 2,402 |
| Tier 1 (core) risk-based capital | $26,870,000 | 2,421 |
| Tier 2 risk-based capital | $2,035,000 | 2,459 |
| Total risk weighted assets | $219,768,000 | 2,233 |
| Total unused commitments | $32,655,000 | 2,404 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 102 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $353,944,000 | 1,918 |
| Cash and due from depository institutions | $27,128,000 | 1,671 |
| Interest-bearing balances | $8,500,000 | 906 |
| Securities | $64,034,000 | 1,850 |
| Federal funds sold & reverse repurchase agreements | $69,386,000 | 237 |
| Net loans & leases | $180,138,000 | 2,489 |
| Loan loss allowance | $1,913,000 | 2,687 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $9,527,000 | 1,335 |
| Other real estate owned | $60,000 | 1,671 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,671,000 | 3,705 |
| Life insurance assets | $1,968,000 | 2,355 |
| Total liabilities and capital | $353,944,000 | 1,918 |
| Total liabilities | $327,097,000 | 1,864 |
| Total deposits | $321,984,000 | 1,675 |
| Interest-bearing deposits | $228,184,000 | 2,021 |
| Deposits held in domestic offices | $321,984,000 | 1,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,985,000 | 1,822 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,128,000 | 3,773 |
| Total equity capital | $26,847,000 | 2,588 |
| Total bank equity capital | $26,847,000 | 2,588 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $19,000,000 | 1,557 |
| Undivided profits | $6,847,000 | 4,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,143,000 | 3,329 |
| Earning assets | $322,058,000 | 1,923 |
| Long-term assets (5+ years) | $69,883,000 | 1,666 |
| Average Assets, year-to-date | $349,851,500 | 1,917 |
| Average Assets, quarterly | $349,851,500 | 1,917 |
| Volatile liabilities | $89,131,000 | 1,590 |
| Insider loans | $1,479,000 | 3,663 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $29,659,000 | 2,616 |
| Tier 1 (core) risk-based capital | $25,881,000 | 2,508 |
| Tier 2 risk-based capital | $1,913,000 | 2,531 |
| Total risk weighted assets | $211,537,000 | 2,283 |
| Total unused commitments | $29,659,000 | 2,619 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 98 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $345,759,000 | 1,947 |
| Cash and due from depository institutions | $22,612,000 | 1,745 |
| Interest-bearing balances | $8,500,000 | 694 |
| Securities | $54,296,000 | 2,139 |
| Federal funds sold & reverse repurchase agreements | $80,689,000 | 196 |
| Net loans & leases | $174,774,000 | 2,536 |
| Loan loss allowance | $1,787,000 | 2,788 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,561,000 | 1,334 |
| Other real estate owned | $60,000 | 1,745 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,767,000 | 3,685 |
| Life insurance assets | $1,950,000 | 2,351 |
| Total liabilities and capital | $345,759,000 | 1,947 |
| Total liabilities | $320,604,000 | 1,890 |
| Total deposits | $317,579,000 | 1,693 |
| Interest-bearing deposits | $229,947,000 | 1,969 |
| Deposits held in domestic offices | $317,579,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,810,000 | 2,449 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,215,000 | 3,534 |
| Total equity capital | $25,155,000 | 2,700 |
| Total bank equity capital | $25,155,000 | 2,700 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $19,000,000 | 1,535 |
| Undivided profits | $5,155,000 | 4,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,340,000 | 3,134 |
| Earning assets | $318,259,000 | 1,942 |
| Long-term assets (5+ years) | $66,006,000 | 1,620 |
| Average Assets, year-to-date | $334,504,200 | 1,925 |
| Average Assets, quarterly | $348,635,500 | 1,903 |
| Volatile liabilities | $94,872,000 | 1,522 |
| Insider loans | $1,559,000 | 3,543 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,447,000 | 2,914 |
| Tier 1 (core) risk-based capital | $24,817,000 | 2,589 |
| Tier 2 risk-based capital | $1,787,000 | 2,655 |
| Total risk weighted assets | $204,090,000 | 2,328 |
| Total unused commitments | $25,447,000 | 2,914 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 101 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $351,512,000 | 1,885 |
| Cash and due from depository institutions | $16,603,000 | 1,678 |
| Interest-bearing balances | $3,500,000 | 1,290 |
| Securities | $49,777,000 | 2,311 |
| Federal funds sold & reverse repurchase agreements | $101,458,000 | 153 |
| Net loans & leases | $170,311,000 | 2,552 |
| Loan loss allowance | $1,710,000 | 2,846 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,685,000 | 1,293 |
| Other real estate owned | $60,000 | 1,678 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,618,000 | 3,821 |
| Life insurance assets | $1,931,000 | 2,311 |
| Total liabilities and capital | $351,512,000 | 1,885 |
| Total liabilities | $327,760,000 | 1,819 |
| Total deposits | $324,469,000 | 1,635 |
| Interest-bearing deposits | $239,771,000 | 1,905 |
| Deposits held in domestic offices | $324,469,000 | 1,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,894,000 | 2,374 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,397,000 | 3,268 |
| Total equity capital | $23,752,000 | 2,814 |
| Total bank equity capital | $23,752,000 | 2,814 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $19,000,000 | 1,500 |
| Undivided profits | $3,752,000 | 5,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,190,000 | 3,657 |
| Earning assets | $325,046,000 | 1,865 |
| Long-term assets (5+ years) | $56,100,000 | 1,779 |
| Average Assets, year-to-date | $331,690,500 | 1,929 |
| Average Assets, quarterly | $344,915,500 | 1,900 |
| Volatile liabilities | $98,016,000 | 1,447 |
| Insider loans | $1,578,000 | 3,482 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,175,000 | 2,856 |
| Tier 1 (core) risk-based capital | $23,685,000 | 2,705 |
| Tier 2 risk-based capital | $1,710,000 | 2,727 |
| Total risk weighted assets | $200,623,000 | 2,321 |
| Total unused commitments | $26,175,000 | 2,856 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 96 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $338,319,000 | 1,947 |
| Cash and due from depository institutions | $19,383,000 | 1,826 |
| Interest-bearing balances | $3,500,000 | 1,342 |
| Securities | $47,287,000 | 2,394 |
| Federal funds sold & reverse repurchase agreements | $96,078,000 | 194 |
| Net loans & leases | $162,130,000 | 2,647 |
| Loan loss allowance | $1,619,000 | 2,963 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,766,000 | 1,268 |
| Other real estate owned | $0 | 1,826 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,675,000 | 3,752 |
| Life insurance assets | $1,913,000 | 2,328 |
| Total liabilities and capital | $338,319,000 | 1,947 |
| Total liabilities | $316,516,000 | 1,888 |
| Total deposits | $313,329,000 | 1,715 |
| Interest-bearing deposits | $228,178,000 | 2,009 |
| Deposits held in domestic offices | $313,329,000 | 1,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,972,000 | 2,307 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,215,000 | 3,405 |
| Total equity capital | $21,803,000 | 2,992 |
| Total bank equity capital | $21,803,000 | 2,992 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $18,000,000 | 1,590 |
| Undivided profits | $2,803,000 | 5,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,273,000 | 3,246 |
| Earning assets | $308,995,000 | 1,958 |
| Long-term assets (5+ years) | $51,294,000 | 1,868 |
| Average Assets, year-to-date | $325,083,330 | 1,988 |
| Average Assets, quarterly | $322,568,500 | 2,022 |
| Volatile liabilities | $88,716,000 | 1,563 |
| Insider loans | $1,589,000 | 3,443 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,634,000 | 2,844 |
| Tier 1 (core) risk-based capital | $22,306,000 | 2,849 |
| Tier 2 risk-based capital | $1,619,000 | 2,852 |
| Total risk weighted assets | $192,122,000 | 2,402 |
| Total unused commitments | $26,634,000 | 2,844 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 94 | 1,852 |
| Assets and Liabilities | ||
| Total Assets: | $306,818,000 | 2,138 |
| Cash and due from depository institutions | $22,391,000 | 1,852 |
| Interest-bearing balances | $6,500,000 | 936 |
| Securities | $46,187,000 | 2,462 |
| Federal funds sold & reverse repurchase agreements | $65,597,000 | 293 |
| Net loans & leases | $160,182,000 | 2,642 |
| Loan loss allowance | $1,502,000 | 3,158 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,002,000 | 1,372 |
| Other real estate owned | $0 | 1,852 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,459,000 | 3,818 |
| Life insurance assets | $1,895,000 | 2,331 |
| Total liabilities and capital | $306,818,000 | 2,138 |
| Total liabilities | $285,228,000 | 2,062 |
| Total deposits | $283,693,000 | 1,883 |
| Interest-bearing deposits | $206,899,000 | 2,181 |
| Deposits held in domestic offices | $283,693,000 | 1,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $554,000 | 2,664 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $981,000 | 3,949 |
| Total equity capital | $21,590,000 | 3,035 |
| Total bank equity capital | $21,590,000 | 3,035 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $16,000,000 | 1,728 |
| Undivided profits | $4,590,000 | 4,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,056,000 | 3,649 |
| Earning assets | $278,466,000 | 2,171 |
| Long-term assets (5+ years) | $44,310,000 | 2,023 |
| Average Assets, year-to-date | $318,465,500 | 2,040 |
| Average Assets, quarterly | $318,465,500 | 2,040 |
| Volatile liabilities | $76,414,000 | 1,755 |
| Insider loans | $1,600,000 | 3,413 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,356,000 | 2,994 |
| Tier 1 (core) risk-based capital | $21,606,000 | 2,910 |
| Tier 2 risk-based capital | $1,502,000 | 3,015 |
| Total risk weighted assets | $185,483,000 | 2,441 |
| Total unused commitments | $24,356,000 | 2,997 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 92 | 1,885 |
| Assets and Liabilities | ||
| Total Assets: | $330,113,000 | 1,978 |
| Cash and due from depository institutions | $23,302,000 | 1,885 |
| Interest-bearing balances | $6,500,000 | 874 |
| Securities | $33,365,000 | 3,210 |
| Federal funds sold & reverse repurchase agreements | $110,950,000 | 160 |
| Net loans & leases | $150,240,000 | 2,794 |
| Loan loss allowance | $1,400,000 | 3,299 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,824,000 | 1,370 |
| Other real estate owned | $0 | 1,885 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,432,000 | 3,871 |
| Life insurance assets | $1,878,000 | 2,308 |
| Total liabilities and capital | $330,113,000 | 1,978 |
| Total liabilities | $309,903,000 | 1,902 |
| Total deposits | $307,632,000 | 1,713 |
| Interest-bearing deposits | $229,776,000 | 1,954 |
| Deposits held in domestic offices | $307,632,000 | 1,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,530 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,021,000 | 3,805 |
| Total equity capital | $20,210,000 | 3,148 |
| Total bank equity capital | $20,210,000 | 3,148 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $16,000,000 | 1,685 |
| Undivided profits | $3,210,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,130,000 | 3,568 |
| Earning assets | $301,055,000 | 1,980 |
| Long-term assets (5+ years) | $26,506,000 | 2,870 |
| Average Assets, year-to-date | $251,284,800 | 2,455 |
| Average Assets, quarterly | $289,701,000 | 2,225 |
| Volatile liabilities | $57,070,000 | 2,406 |
| Insider loans | $1,165,000 | 3,968 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,536,000 | 3,026 |
| Tier 1 (core) risk-based capital | $20,597,000 | 2,980 |
| Tier 2 risk-based capital | $1,400,000 | 3,154 |
| Total risk weighted assets | $184,174,000 | 2,442 |
| Total unused commitments | $23,536,000 | 3,026 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 94 | 1,849 |
| Assets and Liabilities | ||
| Total Assets: | $249,289,000 | 2,540 |
| Cash and due from depository institutions | $20,024,000 | 1,849 |
| Interest-bearing balances | $6,500,000 | 776 |
| Securities | $33,927,000 | 3,219 |
| Federal funds sold & reverse repurchase agreements | $36,875,000 | 371 |
| Net loans & leases | $146,451,000 | 2,839 |
| Loan loss allowance | $1,339,000 | 3,420 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,800,000 | 1,349 |
| Other real estate owned | $0 | 1,849 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,212,000 | 4,072 |
| Life insurance assets | $1,861,000 | 2,284 |
| Total liabilities and capital | $249,289,000 | 2,540 |
| Total liabilities | $230,309,000 | 2,470 |
| Total deposits | $229,027,000 | 2,250 |
| Interest-bearing deposits | $155,442,000 | 2,733 |
| Deposits held in domestic offices | $229,027,000 | 2,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $407,000 | 3,226 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $875,000 | 4,185 |
| Total equity capital | $18,980,000 | 3,295 |
| Total bank equity capital | $18,980,000 | 3,295 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $16,000,000 | 1,662 |
| Undivided profits | $1,980,000 | 6,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $880,000 | 4,397 |
| Earning assets | $223,753,000 | 2,592 |
| Long-term assets (5+ years) | $24,811,000 | 2,958 |
| Average Assets, year-to-date | $231,577,750 | 2,646 |
| Average Assets, quarterly | $244,060,500 | 2,565 |
| Volatile liabilities | $43,314,000 | 2,923 |
| Insider loans | $1,285,000 | 3,770 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $29,252,000 | 2,664 |
| Tier 1 (core) risk-based capital | $19,436,000 | 3,131 |
| Tier 2 risk-based capital | $1,339,000 | 3,262 |
| Total risk weighted assets | $167,727,000 | 2,618 |
| Total unused commitments | $29,252,000 | 2,664 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 93 | 1,883 |
| Assets and Liabilities | ||
| Total Assets: | $238,832,000 | 2,616 |
| Cash and due from depository institutions | $22,469,000 | 1,883 |
| Interest-bearing balances | $6,500,000 | 805 |
| Securities | $30,540,000 | 3,460 |
| Federal funds sold & reverse repurchase agreements | $35,272,000 | 346 |
| Net loans & leases | $138,838,000 | 2,928 |
| Loan loss allowance | $1,296,000 | 3,482 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,567,000 | 1,355 |
| Other real estate owned | $0 | 1,883 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,146,000 | 4,077 |
| Life insurance assets | $1,844,000 | 2,253 |
| Total liabilities and capital | $238,832,000 | 2,616 |
| Total liabilities | $222,091,000 | 2,546 |
| Total deposits | $220,235,000 | 2,316 |
| Interest-bearing deposits | $144,401,000 | 2,893 |
| Deposits held in domestic offices | $220,235,000 | 2,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,155,000 | 2,850 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $701,000 | 4,390 |
| Total equity capital | $16,741,000 | 3,541 |
| Total bank equity capital | $16,741,000 | 3,541 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $15,000,000 | 1,705 |
| Undivided profits | $741,000 | 7,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $888,000 | 3,993 |
| Earning assets | $211,150,000 | 2,681 |
| Long-term assets (5+ years) | $24,148,000 | 2,985 |
| Average Assets, year-to-date | $225,674,000 | 2,697 |
| Average Assets, quarterly | $234,407,500 | 2,645 |
| Volatile liabilities | $38,371,000 | 3,110 |
| Insider loans | $2,381,000 | 2,574 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $28,691,000 | 2,686 |
| Tier 1 (core) risk-based capital | $17,307,000 | 3,417 |
| Tier 2 risk-based capital | $1,296,000 | 3,321 |
| Total risk weighted assets | $159,423,000 | 2,722 |
| Total unused commitments | $28,691,000 | 2,687 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 94 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $229,983,000 | 2,687 |
| Cash and due from depository institutions | $17,560,000 | 1,851 |
| Interest-bearing balances | $4,500,000 | 1,195 |
| Securities | $29,761,000 | 3,577 |
| Federal funds sold & reverse repurchase agreements | $43,199,000 | 327 |
| Net loans & leases | $127,906,000 | 3,095 |
| Loan loss allowance | $1,240,000 | 3,582 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,613,000 | 1,312 |
| Other real estate owned | $0 | 1,851 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,944,000 | 4,123 |
| Life insurance assets | $1,828,000 | 2,218 |
| Total liabilities and capital | $229,983,000 | 2,687 |
| Total liabilities | $212,936,000 | 2,613 |
| Total deposits | $212,294,000 | 2,382 |
| Interest-bearing deposits | $141,622,000 | 2,926 |
| Deposits held in domestic offices | $212,294,000 | 2,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,000 | 3,348 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $614,000 | 4,675 |
| Total equity capital | $17,047,000 | 3,471 |
| Total bank equity capital | $17,047,000 | 3,471 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $15,000,000 | 1,641 |
| Undivided profits | $1,047,000 | 7,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 2,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $692,000 | 4,626 |
| Earning assets | $205,366,000 | 2,732 |
| Long-term assets (5+ years) | $22,411,000 | 3,081 |
| Average Assets, year-to-date | $219,095,000 | 2,771 |
| Average Assets, quarterly | $219,095,000 | 2,771 |
| Volatile liabilities | $31,859,000 | 3,399 |
| Insider loans | $2,514,000 | 2,441 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,387,000 | 3,301 |
| Tier 1 (core) risk-based capital | $17,340,000 | 3,362 |
| Tier 2 risk-based capital | $1,240,000 | 3,380 |
| Total risk weighted assets | $146,390,000 | 2,892 |
| Total unused commitments | $20,387,000 | 3,302 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $208,207,000 | 2,887 |
| Cash and due from depository institutions | $17,049,000 | 1,898 |
| Interest-bearing balances | $6,500,000 | 878 |
| Securities | $24,474,000 | 4,102 |
| Federal funds sold & reverse repurchase agreements | $35,823,000 | 360 |
| Net loans & leases | $119,352,000 | 3,237 |
| Loan loss allowance | $1,130,000 | 3,780 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,611,000 | 1,299 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,898,000 | 4,158 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $208,207,000 | 2,887 |
| Total liabilities | $191,764,000 | 2,825 |
| Total deposits | $191,085,000 | 2,586 |
| Interest-bearing deposits | $124,843,000 | 3,186 |
| Deposits held in domestic offices | $191,085,000 | 2,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $679,000 | 4,363 |
| Total equity capital | $16,443,000 | 3,547 |
| Total bank equity capital | $16,443,000 | 3,547 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $15,000,000 | 1,608 |
| Undivided profits | $443,000 | 7,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $731,000 | 4,458 |
| Earning assets | $186,149,000 | 2,926 |
| Long-term assets (5+ years) | $21,004,000 | 3,217 |
| Average Assets, year-to-date | $191,121,600 | 2,956 |
| Average Assets, quarterly | $202,595,500 | 2,916 |
| Volatile liabilities | $22,075,000 | 4,207 |
| Insider loans | $2,526,000 | 2,404 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $17,452,000 | 3,568 |
| Tier 1 (core) risk-based capital | $16,428,000 | 3,474 |
| Tier 2 risk-based capital | $1,130,000 | 3,569 |
| Total risk weighted assets | $136,657,000 | 3,042 |
| Total unused commitments | $17,452,000 | 3,569 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 87 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $196,984,000 | 2,957 |
| Cash and due from depository institutions | $20,112,000 | 1,986 |
| Interest-bearing balances | $6,500,000 | 875 |
| Securities | $23,257,000 | 4,192 |
| Federal funds sold & reverse repurchase agreements | $36,735,000 | 359 |
| Net loans & leases | $105,352,000 | 3,514 |
| Loan loss allowance | $1,088,000 | 3,844 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,699,000 | 1,242 |
| Other real estate owned | $0 | 1,986 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,829,000 | 4,157 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $196,984,000 | 2,957 |
| Total liabilities | $184,691,000 | 2,859 |
| Total deposits | $184,135,000 | 2,609 |
| Interest-bearing deposits | $120,958,000 | 3,209 |
| Deposits held in domestic offices | $184,135,000 | 2,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $556,000 | 4,891 |
| Total equity capital | $12,293,000 | 4,438 |
| Total bank equity capital | $12,293,000 | 4,438 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $10,000,000 | 2,182 |
| Undivided profits | $1,293,000 | 7,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $577,000 | 5,276 |
| Earning assets | $171,844,000 | 3,077 |
| Long-term assets (5+ years) | $17,441,000 | 3,581 |
| Average Assets, year-to-date | $186,850,250 | 2,993 |
| Average Assets, quarterly | $192,991,000 | 2,970 |
| Volatile liabilities | $19,251,000 | 4,497 |
| Insider loans | $2,404,000 | 2,476 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,977,000 | 3,594 |
| Tier 1 (core) risk-based capital | $12,159,000 | 4,394 |
| Tier 2 risk-based capital | $1,087,000 | 3,643 |
| Total risk weighted assets | $125,202,000 | 3,207 |
| Total unused commitments | $16,977,000 | 3,597 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 87 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $188,998,000 | 3,000 |
| Cash and due from depository institutions | $16,245,000 | 1,984 |
| Interest-bearing balances | $8,000,000 | 682 |
| Securities | $23,125,000 | 4,236 |
| Federal funds sold & reverse repurchase agreements | $35,309,000 | 348 |
| Net loans & leases | $102,676,000 | 3,513 |
| Loan loss allowance | $1,043,000 | 3,923 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,712,000 | 1,210 |
| Other real estate owned | $0 | 1,984 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,931,000 | 3,962 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $188,998,000 | 3,000 |
| Total liabilities | $177,066,000 | 2,900 |
| Total deposits | $176,622,000 | 2,679 |
| Interest-bearing deposits | $116,625,000 | 3,255 |
| Deposits held in domestic offices | $176,622,000 | 2,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $444,000 | 5,173 |
| Total equity capital | $11,932,000 | 4,480 |
| Total bank equity capital | $11,932,000 | 4,480 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $9,000,000 | 2,352 |
| Undivided profits | $1,932,000 | 6,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $590,000 | 4,855 |
| Earning assets | $169,110,000 | 3,055 |
| Long-term assets (5+ years) | $15,093,000 | 3,899 |
| Average Assets, year-to-date | $183,472,330 | 3,024 |
| Average Assets, quarterly | $188,973,000 | 2,974 |
| Volatile liabilities | $18,999,000 | 4,390 |
| Insider loans | $2,376,000 | 2,473 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $14,084,000 | 3,899 |
| Tier 1 (core) risk-based capital | $11,654,000 | 4,461 |
| Tier 2 risk-based capital | $1,043,000 | 3,706 |
| Total risk weighted assets | $122,396,000 | 3,185 |
| Total unused commitments | $14,084,000 | 3,899 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $188,948,000 | 3,001 |
| Cash and due from depository institutions | $19,407,000 | 2,121 |
| Interest-bearing balances | $9,000,000 | 629 |
| Securities | $22,018,000 | 4,450 |
| Federal funds sold & reverse repurchase agreements | $34,692,000 | 345 |
| Net loans & leases | $101,859,000 | 3,495 |
| Loan loss allowance | $971,000 | 4,154 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,176,000 | 1,277 |
| Other real estate owned | $0 | 2,121 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,796,000 | 4,030 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $188,948,000 | 3,001 |
| Total liabilities | $177,184,000 | 2,904 |
| Total deposits | $176,858,000 | 2,661 |
| Interest-bearing deposits | $117,441,000 | 3,254 |
| Deposits held in domestic offices | $176,858,000 | 2,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $326,000 | 5,849 |
| Total equity capital | $11,764,000 | 4,450 |
| Total bank equity capital | $11,764,000 | 4,450 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $9,000,000 | 2,305 |
| Undivided profits | $1,764,000 | 6,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $520,000 | 5,203 |
| Earning assets | $167,569,000 | 3,073 |
| Long-term assets (5+ years) | $14,768,000 | 4,011 |
| Average Assets, year-to-date | $180,709,500 | 3,087 |
| Average Assets, quarterly | $180,709,500 | 3,087 |
| Volatile liabilities | $16,505,000 | 4,625 |
| Insider loans | $2,399,000 | 2,402 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,257,000 | 3,574 |
| Tier 1 (core) risk-based capital | $11,529,000 | 4,447 |
| Tier 2 risk-based capital | $971,000 | 3,892 |
| Total risk weighted assets | $120,784,000 | 3,171 |
| Total unused commitments | $16,257,000 | 3,574 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 81 | 2,112 |
| Assets and Liabilities | ||
| Total Assets: | $172,471,000 | 3,214 |
| Cash and due from depository institutions | $17,036,000 | 2,112 |
| Interest-bearing balances | $8,000,000 | 711 |
| Securities | $22,612,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $20,425,000 | 549 |
| Net loans & leases | $101,788,000 | 3,471 |
| Loan loss allowance | $908,000 | 4,317 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,827,000 | 1,309 |
| Other real estate owned | $0 | 2,112 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,783,000 | 3,987 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $172,471,000 | 3,214 |
| Total liabilities | $161,115,000 | 3,113 |
| Total deposits | $160,778,000 | 2,872 |
| Interest-bearing deposits | $106,813,000 | 3,488 |
| Deposits held in domestic offices | $160,778,000 | 2,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $337,000 | 5,707 |
| Total equity capital | $11,356,000 | 4,583 |
| Total bank equity capital | $11,356,000 | 4,583 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $8,000,000 | 2,467 |
| Undivided profits | $2,356,000 | 6,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 7,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $611,000 | 4,633 |
| Earning assets | $152,825,000 | 3,317 |
| Long-term assets (5+ years) | $15,431,000 | 4,003 |
| Average Assets, year-to-date | $163,968,000 | 3,226 |
| Average Assets, quarterly | $170,611,000 | 3,204 |
| Volatile liabilities | $14,936,000 | 4,837 |
| Insider loans | $666,000 | 4,918 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $11,700,000 | 4,124 |
| Tier 1 (core) risk-based capital | $10,958,000 | 4,558 |
| Tier 2 risk-based capital | $908,000 | 4,053 |
| Total risk weighted assets | $118,357,000 | 3,210 |
| Total unused commitments | $11,700,000 | 4,124 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 81 | 2,101 |
| Assets and Liabilities | ||
| Total Assets: | $168,751,000 | 3,216 |
| Cash and due from depository institutions | $15,694,000 | 2,101 |
| Interest-bearing balances | $7,000,000 | 832 |
| Securities | $29,706,000 | 3,646 |
| Federal funds sold & reverse repurchase agreements | $14,196,000 | 798 |
| Net loans & leases | $98,591,000 | 3,515 |
| Loan loss allowance | $857,000 | 4,472 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,746,000 | 1,286 |
| Other real estate owned | $0 | 2,101 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,818,000 | 3,950 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $168,751,000 | 3,216 |
| Total liabilities | $157,881,000 | 3,121 |
| Total deposits | $157,489,000 | 2,877 |
| Interest-bearing deposits | $108,224,000 | 3,399 |
| Deposits held in domestic offices | $157,489,000 | 2,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $392,000 | 5,541 |
| Total equity capital | $10,870,000 | 4,698 |
| Total bank equity capital | $10,870,000 | 4,698 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $8,000,000 | 2,436 |
| Undivided profits | $1,870,000 | 6,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $617,000 | 4,730 |
| Earning assets | $149,493,000 | 3,331 |
| Long-term assets (5+ years) | $14,703,000 | 4,175 |
| Average Assets, year-to-date | $161,842,250 | 3,262 |
| Average Assets, quarterly | $166,496,000 | 3,227 |
| Volatile liabilities | $15,742,000 | 4,690 |
| Insider loans | $730,000 | 4,730 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,958,000 | 4,411 |
| Tier 1 (core) risk-based capital | $10,307,000 | 4,751 |
| Tier 2 risk-based capital | $857,000 | 4,197 |
| Total risk weighted assets | $117,704,000 | 3,176 |
| Total unused commitments | $9,958,000 | 4,412 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $164,241,000 | 3,281 |
| Cash and due from depository institutions | $14,872,000 | 2,111 |
| Interest-bearing balances | $6,000,000 | 1,005 |
| Securities | $29,811,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $19,303,000 | 545 |
| Net loans & leases | $90,699,000 | 3,711 |
| Loan loss allowance | $798,000 | 4,682 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,818,000 | 1,445 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,738,000 | 3,993 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $164,241,000 | 3,281 |
| Total liabilities | $153,871,000 | 3,180 |
| Total deposits | $153,534,000 | 2,937 |
| Interest-bearing deposits | $105,723,000 | 3,485 |
| Deposits held in domestic offices | $153,534,000 | 2,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $337,000 | 5,557 |
| Total equity capital | $10,370,000 | 4,738 |
| Total bank equity capital | $10,370,000 | 4,738 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $7,000,000 | 2,681 |
| Undivided profits | $2,370,000 | 6,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $597,000 | 4,620 |
| Earning assets | $145,813,000 | 3,375 |
| Long-term assets (5+ years) | $13,693,000 | 4,434 |
| Average Assets, year-to-date | $159,539,330 | 3,307 |
| Average Assets, quarterly | $162,214,500 | 3,289 |
| Volatile liabilities | $14,654,000 | 4,812 |
| Insider loans | $343,000 | 6,081 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,502,000 | 5,340 |
| Tier 1 (core) risk-based capital | $9,953,000 | 4,813 |
| Tier 2 risk-based capital | $798,000 | 4,380 |
| Total risk weighted assets | $109,143,000 | 3,350 |
| Total unused commitments | $6,502,000 | 5,343 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $160,188,000 | 3,329 |
| Cash and due from depository institutions | $16,513,000 | 2,346 |
| Interest-bearing balances | $3,500,000 | 1,686 |
| Securities | $25,388,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $22,461,000 | 616 |
| Net loans & leases | $87,013,000 | 3,753 |
| Loan loss allowance | $755,000 | 4,812 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,144,000 | 1,603 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,669,000 | 3,905 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $160,188,000 | 3,329 |
| Total liabilities | $149,411,000 | 3,218 |
| Total deposits | $149,146,000 | 2,979 |
| Interest-bearing deposits | $101,774,000 | 3,608 |
| Deposits held in domestic offices | $149,146,000 | 2,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $265,000 | 6,469 |
| Total equity capital | $10,777,000 | 4,691 |
| Total bank equity capital | $10,777,000 | 4,691 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $7,000,000 | 2,652 |
| Undivided profits | $2,777,000 | 6,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $536,000 | 4,941 |
| Earning assets | $138,362,000 | 3,518 |
| Long-term assets (5+ years) | $14,787,000 | 4,220 |
| Average Assets, year-to-date | $157,188,500 | 3,347 |
| Average Assets, quarterly | $157,188,500 | 3,347 |
| Volatile liabilities | $13,312,000 | 4,962 |
| Insider loans | $515,000 | 5,382 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,658,000 | 5,277 |
| Tier 1 (core) risk-based capital | $9,943,000 | 4,769 |
| Tier 2 risk-based capital | $755,000 | 4,497 |
| Total risk weighted assets | $103,655,000 | 3,442 |
| Total unused commitments | $6,658,000 | 5,288 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 68 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $154,189,000 | 3,419 |
| Cash and due from depository institutions | $10,974,000 | 2,558 |
| Interest-bearing balances | $2,500,000 | 1,945 |
| Securities | $26,302,000 | 4,072 |
| Federal funds sold & reverse repurchase agreements | $22,680,000 | 490 |
| Net loans & leases | $85,961,000 | 3,776 |
| Loan loss allowance | $709,000 | 4,999 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,604,000 | 1,769 |
| Other real estate owned | $0 | 2,558 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,668,000 | 3,954 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,189,000 | 3,419 |
| Total liabilities | $143,844,000 | 3,304 |
| Total deposits | $143,558,000 | 3,070 |
| Interest-bearing deposits | $99,729,000 | 3,647 |
| Deposits held in domestic offices | $143,558,000 | 3,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $286,000 | 6,222 |
| Total equity capital | $10,345,000 | 4,768 |
| Total bank equity capital | $10,345,000 | 4,768 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $7,000,000 | 2,630 |
| Undivided profits | $2,345,000 | 6,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $610,000 | 4,631 |
| Earning assets | $137,443,000 | 3,503 |
| Long-term assets (5+ years) | $15,564,000 | 4,135 |
| Average Assets, year-to-date | $148,550,600 | 3,429 |
| Average Assets, quarterly | $151,842,500 | 3,434 |
| Volatile liabilities | $13,925,000 | 4,836 |
| Insider loans | $533,000 | 5,332 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,520,000 | 5,953 |
| Tier 1 (core) risk-based capital | $9,526,000 | 4,876 |
| Tier 2 risk-based capital | $709,000 | 4,680 |
| Total risk weighted assets | $102,342,000 | 3,461 |
| Total unused commitments | $4,520,000 | 5,957 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 66 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $149,496,000 | 3,495 |
| Cash and due from depository institutions | $9,990,000 | 2,639 |
| Interest-bearing balances | $1,500,000 | 2,637 |
| Securities | $36,206,000 | 3,164 |
| Federal funds sold & reverse repurchase agreements | $14,503,000 | 999 |
| Net loans & leases | $80,666,000 | 3,926 |
| Loan loss allowance | $678,000 | 5,146 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,414,000 | 1,821 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,717,000 | 3,899 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,496,000 | 3,495 |
| Total liabilities | $139,412,000 | 3,372 |
| Total deposits | $139,147,000 | 3,161 |
| Interest-bearing deposits | $98,096,000 | 3,690 |
| Deposits held in domestic offices | $139,147,000 | 3,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $265,000 | 6,710 |
| Total equity capital | $10,084,000 | 4,821 |
| Total bank equity capital | $10,084,000 | 4,821 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,000,000 | 2,897 |
| Undivided profits | $3,084,000 | 5,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $637,000 | 4,671 |
| Earning assets | $132,875,000 | 3,579 |
| Long-term assets (5+ years) | $16,291,000 | 4,044 |
| Average Assets, year-to-date | $147,141,000 | 3,467 |
| Average Assets, quarterly | $150,739,000 | 3,448 |
| Volatile liabilities | $14,473,000 | 4,711 |
| Insider loans | $363,000 | 6,046 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,589,000 | 5,177 |
| Tier 1 (core) risk-based capital | $9,169,000 | 4,983 |
| Tier 2 risk-based capital | $678,000 | 4,807 |
| Total risk weighted assets | $96,691,000 | 3,591 |
| Total unused commitments | $6,589,000 | 5,184 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 66 | 2,633 |
| Assets and Liabilities | ||
| Total Assets: | $151,982,000 | 3,417 |
| Cash and due from depository institutions | $6,299,000 | 2,633 |
| Interest-bearing balances | $500,000 | 3,883 |
| Securities | $30,750,000 | 3,487 |
| Federal funds sold & reverse repurchase agreements | $31,377,000 | 501 |
| Net loans & leases | $76,629,000 | 4,067 |
| Loan loss allowance | $649,000 | 5,241 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,300,000 | 2,227 |
| Other real estate owned | $0 | 2,633 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,627,000 | 3,865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,982,000 | 3,417 |
| Total liabilities | $141,762,000 | 3,319 |
| Total deposits | $141,480,000 | 3,103 |
| Interest-bearing deposits | $101,802,000 | 3,578 |
| Deposits held in domestic offices | $141,480,000 | 3,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $282,000 | 6,641 |
| Total equity capital | $10,220,000 | 4,779 |
| Total bank equity capital | $10,220,000 | 4,779 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,000,000 | 2,862 |
| Undivided profits | $3,220,000 | 5,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $631,000 | 4,528 |
| Earning assets | $139,256,000 | 3,418 |
| Long-term assets (5+ years) | $16,832,000 | 3,812 |
| Average Assets, year-to-date | $146,356,000 | 3,471 |
| Average Assets, quarterly | $149,864,000 | 3,430 |
| Volatile liabilities | $12,786,000 | 5,014 |
| Insider loans | $491,000 | 5,490 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,925,000 | 5,030 |
| Tier 1 (core) risk-based capital | $8,873,000 | 5,047 |
| Tier 2 risk-based capital | $649,000 | 4,918 |
| Total risk weighted assets | $93,686,000 | 3,645 |
| Total unused commitments | $6,925,000 | 5,041 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 66 | 2,612 |
| Assets and Liabilities | ||
| Total Assets: | $147,746,000 | 3,467 |
| Cash and due from depository institutions | $6,641,000 | 2,612 |
| Interest-bearing balances | $500,000 | 3,833 |
| Securities | $31,624,000 | 3,382 |
| Federal funds sold & reverse repurchase agreements | $34,073,000 | 471 |
| Net loans & leases | $68,813,000 | 4,352 |
| Loan loss allowance | $619,000 | 5,341 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,032,000 | 2,361 |
| Other real estate owned | $0 | 2,612 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,563,000 | 3,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,746,000 | 3,467 |
| Total liabilities | $137,581,000 | 3,346 |
| Total deposits | $137,319,000 | 3,147 |
| Interest-bearing deposits | $98,315,000 | 3,666 |
| Deposits held in domestic offices | $137,319,000 | 3,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $262,000 | 6,851 |
| Total equity capital | $10,165,000 | 4,703 |
| Total bank equity capital | $10,165,000 | 4,703 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $6,000,000 | 2,821 |
| Undivided profits | $3,165,000 | 5,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $629,000 | 4,539 |
| Earning assets | $135,010,000 | 3,455 |
| Long-term assets (5+ years) | $17,767,000 | 3,641 |
| Average Assets, year-to-date | $143,543,000 | 3,521 |
| Average Assets, quarterly | $143,543,000 | 3,521 |
| Volatile liabilities | $13,873,000 | 4,755 |
| Insider loans | $497,000 | 5,423 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,833,000 | 4,999 |
| Tier 1 (core) risk-based capital | $8,786,000 | 5,022 |
| Tier 2 risk-based capital | $619,000 | 4,999 |
| Total risk weighted assets | $85,691,000 | 3,857 |
| Total unused commitments | $6,833,000 | 5,012 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 63 | 2,706 |
| Assets and Liabilities | ||
| Total Assets: | $139,340,000 | 3,604 |
| Cash and due from depository institutions | $7,809,000 | 2,706 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $33,473,000 | 3,224 |
| Federal funds sold & reverse repurchase agreements | $27,790,000 | 510 |
| Net loans & leases | $64,008,000 | 4,562 |
| Loan loss allowance | $586,000 | 5,454 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,692,000 | 2,534 |
| Other real estate owned | $0 | 2,706 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,568,000 | 3,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,340,000 | 3,604 |
| Total liabilities | $129,615,000 | 3,488 |
| Total deposits | $129,351,000 | 3,255 |
| Interest-bearing deposits | $94,099,000 | 3,733 |
| Deposits held in domestic offices | $129,351,000 | 3,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $264,000 | 6,937 |
| Total equity capital | $9,725,000 | 4,825 |
| Total bank equity capital | $9,725,000 | 4,825 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $3,725,000 | 5,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $680,000 | 4,485 |
| Earning assets | $125,271,000 | 3,664 |
| Long-term assets (5+ years) | $18,714,000 | 3,485 |
| Average Assets, year-to-date | $123,428,800 | 3,854 |
| Average Assets, quarterly | $133,660,000 | 3,688 |
| Volatile liabilities | $13,385,000 | 4,858 |
| Insider loans | $505,000 | 5,423 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,466,000 | 4,716 |
| Tier 1 (core) risk-based capital | $8,298,000 | 5,171 |
| Tier 2 risk-based capital | $586,000 | 5,142 |
| Total risk weighted assets | $80,275,000 | 4,014 |
| Total unused commitments | $7,466,000 | 4,718 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $114,660,000 | 4,115 |
| Cash and due from depository institutions | $4,617,000 | 3,073 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $45,591,000 | 2,389 |
| Federal funds sold & reverse repurchase agreements | $22,186,000 | 635 |
| Net loans & leases | $39,181,000 | 6,018 |
| Loan loss allowance | $518,000 | 5,703 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,038,000 | 3,985 |
| Other real estate owned | $0 | 3,073 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,047,000 | 6,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,660,000 | 4,115 |
| Total liabilities | $107,143,000 | 3,983 |
| Total deposits | $106,908,000 | 3,719 |
| Interest-bearing deposits | $78,654,000 | 4,213 |
| Deposits held in domestic offices | $106,908,000 | 3,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $235,000 | 7,551 |
| Total equity capital | $7,517,000 | 5,563 |
| Total bank equity capital | $7,517,000 | 5,563 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $1,517,000 | 7,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 6,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $789,000 | 4,258 |
| Earning assets | $106,958,000 | 4,053 |
| Long-term assets (5+ years) | $27,682,000 | 2,651 |
| Average Assets, year-to-date | $96,449,800 | 4,510 |
| Average Assets, quarterly | $110,698,500 | 4,184 |
| Volatile liabilities | $9,320,000 | 5,845 |
| Insider loans | $213,000 | 6,873 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,909,000 | 5,560 |
| Tier 1 (core) risk-based capital | $7,284,000 | 5,532 |
| Tier 2 risk-based capital | $518,000 | 5,395 |
| Total risk weighted assets | $59,584,000 | 4,852 |
| Total unused commitments | $4,909,000 | 5,565 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $83,301,000 | 5,055 |
| Cash and due from depository institutions | $3,236,000 | 3,908 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $45,507,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $8,047,000 | 1,506 |
| Net loans & leases | $23,675,000 | 7,475 |
| Loan loss allowance | $491,000 | 5,785 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,721,000 | 4,454 |
| Other real estate owned | $0 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,115,000 | 5,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,301,000 | 5,055 |
| Total liabilities | $73,808,000 | 5,097 |
| Total deposits | $73,424,000 | 4,841 |
| Interest-bearing deposits | $55,513,000 | 5,272 |
| Deposits held in domestic offices | $73,424,000 | 4,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $384,000 | 6,607 |
| Total equity capital | $9,493,000 | 4,590 |
| Total bank equity capital | $9,493,000 | 4,590 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $4,493,000 | 4,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $187,000 | 8,104 |
| Earning assets | $77,229,000 | 5,027 |
| Long-term assets (5+ years) | $26,075,000 | 2,658 |
| Average Assets, year-to-date | $79,573,400 | 5,048 |
| Average Assets, quarterly | $81,381,500 | 5,082 |
| Volatile liabilities | $5,234,000 | 7,353 |
| Insider loans | $342,000 | 6,260 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,196,000 | 6,403 |
| Tier 1 (core) risk-based capital | $9,594,000 | 4,435 |
| Tier 2 risk-based capital | $471,170 | 5,615 |
| Total risk weighted assets | $37,673,370 | 6,280 |
| Total unused commitments | $3,196,000 | 6,407 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $77,855,000 | 5,310 |
| Cash and due from depository institutions | $4,185,000 | 4,286 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $42,980,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $7,389,000 | 1,294 |
| Net loans & leases | $20,819,000 | 7,863 |
| Loan loss allowance | $481,000 | 5,831 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,155,000 | 5,630 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,327,000 | 5,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,855,000 | 5,310 |
| Total liabilities | $69,735,000 | 5,327 |
| Total deposits | $69,392,000 | 5,078 |
| Interest-bearing deposits | $53,515,000 | 5,417 |
| Deposits held in domestic offices | $69,392,000 | 5,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $343,000 | 6,562 |
| Total equity capital | $8,120,000 | 5,055 |
| Total bank equity capital | $8,120,000 | 5,055 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $3,000,000 | 4,301 |
| Undivided profits | $4,120,000 | 4,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $140,000 | 8,600 |
| Earning assets | $71,188,000 | 5,310 |
| Long-term assets (5+ years) | $24,989,000 | 2,872 |
| Average Assets, year-to-date | $78,465,600 | 5,152 |
| Average Assets, quarterly | $77,807,000 | 5,283 |
| Volatile liabilities | $4,831,000 | 7,433 |
| Insider loans | $262,000 | 6,739 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,241,000 | 7,251 |
| Tier 1 (core) risk-based capital | $8,906,000 | 4,682 |
| Tier 2 risk-based capital | $422,090 | 5,878 |
| Total risk weighted assets | $33,707,890 | 6,589 |
| Total unused commitments | $2,241,000 | 7,254 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $79,200,000 | 5,258 |
| Cash and due from depository institutions | $2,351,000 | 4,440 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $38,499,000 | 2,939 |
| Federal funds sold & reverse repurchase agreements | $18,957,000 | 849 |
| Net loans & leases | $18,020,000 | 8,258 |
| Loan loss allowance | $454,000 | 5,958 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $602,000 | 7,341 |
| Other real estate owned | $0 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $771,000 | 6,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,200,000 | 5,258 |
| Total liabilities | $70,525,000 | 5,273 |
| Total deposits | $70,081,000 | 5,043 |
| Interest-bearing deposits | $55,059,000 | 5,366 |
| Deposits held in domestic offices | $70,081,000 | 5,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $444,000 | 6,174 |
| Total equity capital | $8,675,000 | 4,878 |
| Total bank equity capital | $8,675,000 | 4,878 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $3,000,000 | 4,181 |
| Undivided profits | $4,675,000 | 4,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 7,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $88,000 | 9,527 |
| Earning assets | $75,476,000 | 5,102 |
| Long-term assets (5+ years) | $24,283,000 | 2,763 |
| Average Assets, year-to-date | $75,118,400 | 5,211 |
| Average Assets, quarterly | $78,424,500 | 5,208 |
| Volatile liabilities | $7,301,000 | 5,932 |
| Insider loans | $238,000 | 6,887 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,449,000 | 8,067 |
| Tier 1 (core) risk-based capital | $8,273,000 | 4,880 |
| Tier 2 risk-based capital | $381,910 | 6,173 |
| Total risk weighted assets | $30,480,510 | 6,863 |
| Total unused commitments | $1,449,000 | 8,077 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $72,326,000 | 5,591 |
| Cash and due from depository institutions | $2,782,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $41,224,000 | 2,754 |
| Federal funds sold & reverse repurchase agreements | $10,275,000 | 1,311 |
| Net loans & leases | $16,656,000 | 8,756 |
| Loan loss allowance | $435,000 | 6,246 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $718,000 | 6,933 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $671,000 | 7,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,326,000 | 5,591 |
| Total liabilities | $64,188,000 | 5,631 |
| Total deposits | $63,829,000 | 5,412 |
| Interest-bearing deposits | $49,649,000 | 5,795 |
| Deposits held in domestic offices | $63,829,000 | 5,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $359,000 | 7,141 |
| Total equity capital | $8,138,000 | 5,136 |
| Total bank equity capital | $8,138,000 | 5,136 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $3,000,000 | 4,143 |
| Undivided profits | $4,138,000 | 5,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 6,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $117,000 | 9,553 |
| Earning assets | $68,155,000 | 5,476 |
| Long-term assets (5+ years) | $14,229,000 | 3,475 |
| Average Assets, year-to-date | $72,961,800 | 5,363 |
| Average Assets, quarterly | $71,127,500 | 5,608 |
| Volatile liabilities | $3,824,000 | 7,879 |
| Insider loans | $140,000 | 7,993 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,193,000 | 7,217 |
| Tier 1 (core) risk-based capital | $7,817,000 | 5,139 |
| Tier 2 risk-based capital | $336,270 | 6,639 |
| Total risk weighted assets | $26,802,970 | 7,407 |
| Total unused commitments | $2,193,000 | 7,224 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 35 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $74,458,000 | 5,605 |
| Cash and due from depository institutions | $3,568,000 | 5,143 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $40,012,000 | 3,021 |
| Federal funds sold & reverse repurchase agreements | $12,948,000 | 1,001 |
| Net loans & leases | $16,588,000 | 9,020 |
| Loan loss allowance | $415,000 | 6,643 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $638,000 | 7,408 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $704,000 | 7,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,458,000 | 5,605 |
| Total liabilities | $66,553,000 | 5,624 |
| Total deposits | $65,931,000 | 5,432 |
| Interest-bearing deposits | $51,259,000 | 5,861 |
| Deposits held in domestic offices | $65,931,000 | 5,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $236,000 | 4,454 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $386,000 | 6,952 |
| Total equity capital | $7,905,000 | 5,288 |
| Total bank equity capital | $7,905,000 | 5,288 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $3,000,000 | 4,200 |
| Undivided profits | $3,905,000 | 5,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 7,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $82,000 | 10,502 |
| Earning assets | $69,548,000 | 5,531 |
| Long-term assets (5+ years) | $7,403,000 | 4,918 |
| Average Assets, year-to-date | $72,277,800 | 5,582 |
| Average Assets, quarterly | $74,220,500 | 5,583 |
| Volatile liabilities | $4,711,000 | 7,265 |
| Insider loans | $323,000 | 6,657 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,226,000 | 8,481 |
| Tier 1 (core) risk-based capital | $7,592,000 | 5,357 |
| Tier 2 risk-based capital | $339,400 | 6,755 |
| Total risk weighted assets | $27,076,700 | 7,499 |
| Total unused commitments | $1,226,000 | 8,494 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $70,995,000 | 5,891 |
| Cash and due from depository institutions | $3,404,000 | 4,695 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $46,835,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $7,755,000 | 1,904 |
| Net loans & leases | $11,630,000 | 10,245 |
| Loan loss allowance | $404,000 | 6,933 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $565,000 | 7,946 |
| Other real estate owned | $34,000 | 4,695 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $772,000 | 7,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,995,000 | 5,891 |
| Total liabilities | $63,321,000 | 5,912 |
| Total deposits | $62,825,000 | 5,740 |
| Interest-bearing deposits | $49,337,000 | 6,126 |
| Deposits held in domestic offices | $62,825,000 | 5,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $11,000 | 5,007 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $485,000 | 6,352 |
| Total equity capital | $7,674,000 | 5,447 |
| Total bank equity capital | $7,674,000 | 5,447 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $5,674,000 | 4,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 10,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $66,000 | 11,228 |
| Earning assets | $66,220,000 | 5,810 |
| Long-term assets (5+ years) | $8,170,000 | 4,548 |
| Average Assets, year-to-date | $69,366,600 | 5,782 |
| Average Assets, quarterly | $70,970,000 | 5,831 |
| Volatile liabilities | $5,047,000 | 6,885 |
| Insider loans | $322,000 | 6,855 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $574,000 | 9,851 |
| Tier 1 (core) risk-based capital | $7,141,000 | 5,633 |
| Tier 2 risk-based capital | $279,120 | 7,620 |
| Total risk weighted assets | $22,204,720 | 8,386 |
| Total unused commitments | $574,000 | 9,860 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $67,473,000 | 6,097 |
| Cash and due from depository institutions | $3,734,000 | 4,868 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $43,538,000 | 3,022 |
| Federal funds sold & reverse repurchase agreements | $7,581,000 | 1,221 |
| Net loans & leases | $10,383,000 | 10,910 |
| Loan loss allowance | $405,000 | 7,083 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $668,000 | 7,554 |
| Other real estate owned | $503,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,066,000 | 6,435 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,473,000 | 6,097 |
| Total liabilities | $61,480,000 | 6,055 |
| Total deposits | $61,193,000 | 5,831 |
| Interest-bearing deposits | $48,006,000 | 6,276 |
| Deposits held in domestic offices | $61,193,000 | 5,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $125,000 | 4,673 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $162,000 | 9,761 |
| Total equity capital | $5,993,000 | 6,282 |
| Total bank equity capital | $5,993,000 | 6,282 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $3,993,000 | 4,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $58,000 | 11,798 |
| Earning assets | $61,602,000 | 6,098 |
| Long-term assets (5+ years) | $13,368,000 | 3,418 |
| Average Assets, year-to-date | $70,483,800 | 5,785 |
| Average Assets, quarterly | $67,846,000 | 6,029 |
| Volatile liabilities | $3,273,000 | 8,207 |
| Insider loans | $297,000 | 7,182 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $667,000 | 9,900 |
| Tier 1 (core) risk-based capital | $6,434,000 | 6,032 |
| Tier 2 risk-based capital | $258,500 | 8,103 |
| Total risk weighted assets | $20,533,300 | 8,857 |
| Total unused commitments | $667,000 | 9,906 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $73,285,000 | 5,833 |
| Cash and due from depository institutions | $2,727,000 | 4,837 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $46,090,000 | 3,025 |
| Federal funds sold & reverse repurchase agreements | $11,557,000 | 1,156 |
| Net loans & leases | $11,251,000 | 10,998 |
| Loan loss allowance | $385,000 | 7,593 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $681,000 | 7,631 |
| Other real estate owned | $154,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $825,000 | 7,023 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,285,000 | 5,833 |
| Total liabilities | $66,869,000 | 5,816 |
| Total deposits | $66,204,000 | 5,668 |
| Interest-bearing deposits | $52,481,000 | 6,098 |
| Deposits held in domestic offices | $66,204,000 | 5,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $456,000 | 3,458 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $209,000 | 9,083 |
| Total equity capital | $6,416,000 | 6,049 |
| Total bank equity capital | $6,416,000 | 6,049 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $4,416,000 | 4,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 5,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $35,000 | 12,724 |
| Earning assets | $68,898,000 | 5,722 |
| Long-term assets (5+ years) | $11,924,000 | 3,892 |
| Average Assets, year-to-date | $71,200,600 | 5,846 |
| Average Assets, quarterly | $71,705,000 | 5,891 |
| Volatile liabilities | $4,208,000 | 7,142 |
| Insider loans | $297,000 | 7,315 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $301,000 | 11,151 |
| Tier 1 (core) risk-based capital | $6,416,000 | 5,980 |
| Tier 2 risk-based capital | $274,500 | 7,970 |
| Total risk weighted assets | $21,849,700 | 8,758 |
| Total unused commitments | $301,000 | 11,160 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $72,940,000 | 5,935 |
| Cash and due from depository institutions | $3,761,000 | 4,959 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $44,839,000 | 3,044 |
| Federal funds sold & reverse repurchase agreements | $10,360,000 | 1,572 |
| Net loans & leases | $12,334,000 | 10,971 |
| Loan loss allowance | $336,000 | 8,316 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $654,000 | 7,898 |
| Other real estate owned | $172,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $820,000 | 7,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,940,000 | 5,935 |
| Total liabilities | $66,759,000 | 5,906 |
| Total deposits | $65,869,000 | 5,793 |
| Interest-bearing deposits | $51,674,000 | 6,320 |
| Deposits held in domestic offices | $65,869,000 | 5,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $431,000 | 3,302 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $459,000 | 6,196 |
| Total equity capital | $6,181,000 | 6,000 |
| Total bank equity capital | $6,181,000 | 6,000 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $4,181,000 | 4,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 6,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $60,000 | 12,719 |
| Earning assets | $67,533,000 | 5,856 |
| Long-term assets (5+ years) | $12,491,000 | 3,724 |
| Average Assets, year-to-date | $71,699,000 | 5,873 |
| Average Assets, quarterly | $71,433,000 | 5,985 |
| Volatile liabilities | $4,910,000 | 6,647 |
| Insider loans | $400,000 | 2,279 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $224,000 | 11,588 |
| Tier 1 (core) risk-based capital | $6,181,000 | 5,912 |
| Tier 2 risk-based capital | $297,880 | 7,643 |
| Total risk weighted assets | $23,792,080 | 8,505 |
| Total unused commitments | $224,000 | 11,607 |
| Derivatives | $0 | 651 |