Home > Crete State Bank > Income and Expense
Crete State Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 6,316 |
| Total interest expense | $2,087,000 | 5,850 |
| Net interest income | $1,976,000 | 6,694 |
| Provision for loan and lease losses | $215,000 | 3,402 |
| Total noninterest income | $325,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 4,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,252,000 | 7,422 |
| Salaries and employee benefits | $580,000 | 7,866 |
| Premises and equipment expense | $145,000 | 7,752 |
| Additional noninterest expense | $527,000 | 6,302 |
| Pre-tax net operating income | $834,000 | 5,812 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $243,000 | 5,283 |
| Income before extraordinary items | $591,000 | 5,942 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $591,000 | 5,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,459 |
| Cash dividends | $588,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $591,000 | 5,916 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 6,357 |
| Total interest expense | $2,181,000 | 5,869 |
| Net interest income | $1,966,000 | 6,729 |
| Provision for loan and lease losses | $195,000 | 3,570 |
| Total noninterest income | $316,000 | 6,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,275 |
| Total noninterest expense | $1,165,000 | 7,640 |
| Salaries and employee benefits | $553,000 | 8,032 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $458,000 | 6,735 |
| Pre-tax net operating income | $922,000 | 5,663 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $276,000 | 5,402 |
| Income before extraordinary items | $646,000 | 5,838 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $646,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,813 |
| Cash dividends | $246,000 | 5,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $646,000 | 5,723 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 6,611 |
| Total interest expense | $2,157,000 | 5,968 |
| Net interest income | $1,897,000 | 7,133 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $345,000 | 6,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,510 |
| Total noninterest expense | $1,254,000 | 7,490 |
| Salaries and employee benefits | $532,000 | 8,381 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $545,000 | 6,165 |
| Pre-tax net operating income | $928,000 | 6,053 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $316,000 | 5,575 |
| Income before extraordinary items | $612,000 | 6,293 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $612,000 | 6,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,073 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $612,000 | 6,238 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 7,119 |
| Total interest expense | $1,977,000 | 6,453 |
| Net interest income | $1,753,000 | 7,658 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $323,000 | 6,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $1,048,000 | 8,513 |
| Salaries and employee benefits | $460,000 | 9,174 |
| Premises and equipment expense | $156,000 | 7,919 |
| Additional noninterest expense | $432,000 | 7,612 |
| Pre-tax net operating income | $968,000 | 5,848 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $329,000 | 5,529 |
| Income before extraordinary items | $639,000 | 6,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $639,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $639,000 | 5,981 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 7,645 |
| Total interest expense | $1,874,000 | 6,731 |
| Net interest income | $1,555,000 | 8,377 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $272,000 | 7,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,023,000 | 8,846 |
| Salaries and employee benefits | $440,000 | 9,619 |
| Premises and equipment expense | $168,000 | 7,858 |
| Additional noninterest expense | $415,000 | 8,043 |
| Pre-tax net operating income | $744,000 | 7,094 |
| Securities gains (losses) | $-80,000 | 11,394 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $452,000 | 7,621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $452,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $506,400 | 7,178 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 8,188 |
| Total interest expense | $1,370,000 | 7,309 |
| Net interest income | $1,549,000 | 8,738 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $1,046,000 | 9,187 |
| Salaries and employee benefits | $486,000 | 9,522 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $382,000 | 9,016 |
| Pre-tax net operating income | $741,000 | 7,182 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $238,000 | 6,717 |
| Income before extraordinary items | $512,000 | 7,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $512,000 | 7,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $474,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $505,880 | 7,299 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 8,560 |
| Total interest expense | $1,375,000 | 7,631 |
| Net interest income | $1,489,000 | 9,154 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $271,000 | 8,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $983,000 | 9,809 |
| Salaries and employee benefits | $405,000 | 10,586 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $395,000 | 9,316 |
| Pre-tax net operating income | $777,000 | 6,939 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $529,000 | 7,311 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $529,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 12,945 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $527,640 | 7,073 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 9,095 |
| Total interest expense | $1,595,000 | 8,218 |
| Net interest income | $1,344,000 | 9,829 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $247,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $903,000 | 10,463 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $156,000 | 8,945 |
| Additional noninterest expense | $367,000 | 9,987 |
| Pre-tax net operating income | $688,000 | 7,168 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $462,000 | 7,640 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $462,000 | 7,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $204,000 | 4,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $461,330 | 7,294 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.