Home > Crete State Bank > Assets and Liabilities
Crete State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 16 | 7,472 |
| Assets and Liabilities | ||
| Total Assets: | $53,839,000 | 6,635 |
| Cash and due from depository institutions | $2,925,000 | 7,472 |
| Interest-bearing balances | $885,000 | 2,574 |
| Securities | $17,732,000 | 5,234 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,716 |
| Net loans & leases | $31,745,000 | 6,620 |
| Loan loss allowance | $675,000 | 4,669 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $116,000 | 9,527 |
| Other real estate owned | $0 | 7,472 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $821,000 | 6,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,839,000 | 6,635 |
| Total liabilities | $49,539,000 | 6,533 |
| Total deposits | $48,831,000 | 6,335 |
| Interest-bearing deposits | $44,756,000 | 6,087 |
| Deposits held in domestic offices | $48,831,000 | 6,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $708,000 | 4,222 |
| Total equity capital | $4,300,000 | 7,544 |
| Total bank equity capital | $4,300,000 | 7,544 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $1,763,000 | 5,876 |
| Undivided profits | $1,937,000 | 6,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 2,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $475,000 | 4,757 |
| Earning assets | $50,862,000 | 6,514 |
| Long-term assets (5+ years) | $5,886,000 | 6,001 |
| Average Assets, year-to-date | $55,401,000 | 6,376 |
| Average Assets, quarterly | $54,758,000 | 6,525 |
| Volatile liabilities | $2,728,000 | 8,567 |
| Insider loans | $469,000 | 5,511 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,358,000 | 7,157 |
| Tier 1 (core) risk-based capital | $4,505,000 | 7,403 |
| Tier 2 risk-based capital | $409,990 | 5,985 |
| Total risk weighted assets | $32,511,890 | 6,717 |
| Total unused commitments | $2,358,000 | 7,160 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 16 | 7,609 |
| Assets and Liabilities | ||
| Total Assets: | $55,483,000 | 6,583 |
| Cash and due from depository institutions | $3,287,000 | 7,609 |
| Interest-bearing balances | $886,000 | 2,984 |
| Securities | $16,716,000 | 5,436 |
| Federal funds sold & reverse repurchase agreements | $1,512,000 | 6,344 |
| Net loans & leases | $33,085,000 | 6,378 |
| Loan loss allowance | $522,000 | 5,451 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $123,000 | 9,673 |
| Other real estate owned | $0 | 7,609 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $760,000 | 6,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,483,000 | 6,583 |
| Total liabilities | $50,849,000 | 6,469 |
| Total deposits | $50,530,000 | 6,280 |
| Interest-bearing deposits | $45,957,000 | 6,043 |
| Deposits held in domestic offices | $50,530,000 | 6,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $319,000 | 7,254 |
| Total equity capital | $4,634,000 | 7,390 |
| Total bank equity capital | $4,634,000 | 7,390 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $1,763,000 | 5,815 |
| Undivided profits | $2,271,000 | 6,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $872,000 | 2,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $569,000 | 4,081 |
| Earning assets | $52,199,000 | 6,472 |
| Long-term assets (5+ years) | $12,707,000 | 4,158 |
| Average Assets, year-to-date | $53,929,200 | 6,457 |
| Average Assets, quarterly | $54,320,500 | 6,576 |
| Volatile liabilities | $3,442,000 | 7,956 |
| Insider loans | $286,000 | 6,525 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $153,000 | 1,523 |
| Unused loan commitments | $2,023,000 | 7,436 |
| Tier 1 (core) risk-based capital | $4,524,000 | 7,315 |
| Tier 2 risk-based capital | $422,350 | 5,804 |
| Total risk weighted assets | $33,177,850 | 6,562 |
| Total unused commitments | $2,023,000 | 7,448 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 16 | 7,935 |
| Assets and Liabilities | ||
| Total Assets: | $54,146,000 | 6,741 |
| Cash and due from depository institutions | $1,889,000 | 7,935 |
| Interest-bearing balances | $17,000 | 5,937 |
| Securities | $15,505,000 | 5,873 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,374 |
| Net loans & leases | $34,802,000 | 6,328 |
| Loan loss allowance | $487,000 | 5,816 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $154,000 | 9,810 |
| Other real estate owned | $97,000 | 7,935 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $699,000 | 7,417 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,146,000 | 6,741 |
| Total liabilities | $49,912,000 | 6,624 |
| Total deposits | $46,814,000 | 6,650 |
| Interest-bearing deposits | $42,722,000 | 6,400 |
| Deposits held in domestic offices | $46,814,000 | 6,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $938,000 | 2,717 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,800,000 | 3,015 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $360,000 | 7,132 |
| Total equity capital | $4,234,000 | 7,855 |
| Total bank equity capital | $4,234,000 | 7,855 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $1,763,000 | 5,845 |
| Undivided profits | $1,871,000 | 7,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 4,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $556,000 | 4,257 |
| Earning assets | $51,324,000 | 6,615 |
| Long-term assets (5+ years) | $8,825,000 | 4,638 |
| Average Assets, year-to-date | $51,768,400 | 6,739 |
| Average Assets, quarterly | $53,737,000 | 6,718 |
| Volatile liabilities | $5,140,000 | 7,069 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $55,000 | 1,512 |
| Unused loan commitments | $3,002,000 | 6,518 |
| Tier 1 (core) risk-based capital | $4,123,000 | 7,818 |
| Tier 2 risk-based capital | $418,410 | 5,836 |
| Total risk weighted assets | $33,404,510 | 6,593 |
| Total unused commitments | $3,002,000 | 6,526 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $48,510,000 | 7,378 |
| Cash and due from depository institutions | $2,033,000 | 8,534 |
| Interest-bearing balances | $21,000 | 5,894 |
| Securities | $12,392,000 | 7,157 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,065 |
| Net loans & leases | $31,989,000 | 6,709 |
| Loan loss allowance | $515,000 | 5,779 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $181,000 | 10,029 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $42,000 | 2,886 |
| All other assets | $673,000 | 7,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,510,000 | 7,378 |
| Total liabilities | $44,567,000 | 7,260 |
| Total deposits | $42,491,000 | 7,260 |
| Interest-bearing deposits | $38,682,000 | 7,029 |
| Deposits held in domestic offices | $42,491,000 | 7,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,800,000 | 2,841 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $276,000 | 8,189 |
| Total equity capital | $3,943,000 | 8,244 |
| Total bank equity capital | $3,943,000 | 8,244 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $1,763,000 | 5,962 |
| Undivided profits | $1,580,000 | 7,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $542,000 | 4,257 |
| Earning assets | $45,602,000 | 7,262 |
| Long-term assets (5+ years) | $7,872,000 | 4,760 |
| Average Assets, year-to-date | $47,775,200 | 7,282 |
| Average Assets, quarterly | $48,687,000 | 7,311 |
| Volatile liabilities | $1,892,000 | 9,580 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,263,000 | 6,180 |
| Tier 1 (core) risk-based capital | $3,869,000 | 8,213 |
| Tier 2 risk-based capital | $385,980 | 6,270 |
| Total risk weighted assets | $30,748,980 | 7,014 |
| Total unused commitments | $3,263,000 | 6,197 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $46,926,000 | 7,670 |
| Cash and due from depository institutions | $2,033,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,603,000 | 6,551 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 8,717 |
| Net loans & leases | $28,078,000 | 7,272 |
| Loan loss allowance | $459,000 | 6,403 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $216,000 | 10,131 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $47,000 | 2,675 |
| All other assets | $649,000 | 8,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,926,000 | 7,670 |
| Total liabilities | $43,066,000 | 7,580 |
| Total deposits | $42,553,000 | 7,443 |
| Interest-bearing deposits | $38,868,000 | 7,175 |
| Deposits held in domestic offices | $42,553,000 | 7,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $205,000 | 3,444 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $308,000 | 8,187 |
| Total equity capital | $3,860,000 | 8,496 |
| Total bank equity capital | $3,860,000 | 8,496 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $1,763,000 | 6,032 |
| Undivided profits | $1,497,000 | 8,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 8,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $480,000 | 4,921 |
| Earning assets | $43,981,000 | 7,574 |
| Long-term assets (5+ years) | $9,685,000 | 4,103 |
| Average Assets, year-to-date | $44,223,200 | 7,755 |
| Average Assets, quarterly | $46,637,500 | 7,647 |
| Volatile liabilities | $3,110,000 | 8,464 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,983,000 | 7,450 |
| Tier 1 (core) risk-based capital | $3,725,000 | 8,538 |
| Tier 2 risk-based capital | $346,500 | 6,750 |
| Total risk weighted assets | $27,607,700 | 7,489 |
| Total unused commitments | $1,983,000 | 7,464 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $40,335,000 | 8,548 |
| Cash and due from depository institutions | $1,823,000 | 9,073 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $12,020,000 | 8,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $25,688,000 | 7,703 |
| Loan loss allowance | $413,000 | 6,998 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $229,000 | 10,427 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $51,000 | 2,537 |
| All other assets | $524,000 | 9,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,335,000 | 8,548 |
| Total liabilities | $36,989,000 | 8,454 |
| Total deposits | $35,871,000 | 8,374 |
| Interest-bearing deposits | $32,708,000 | 8,038 |
| Deposits held in domestic offices | $35,871,000 | 8,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $901,000 | 3,470 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $217,000 | 8,684 |
| Total equity capital | $3,346,000 | 9,015 |
| Total bank equity capital | $3,346,000 | 9,015 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $1,763,000 | 6,053 |
| Undivided profits | $983,000 | 9,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 9,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $354,000 | 5,760 |
| Earning assets | $37,808,000 | 8,395 |
| Long-term assets (5+ years) | $4,911,000 | 6,058 |
| Average Assets, year-to-date | $40,635,200 | 8,376 |
| Average Assets, quarterly | $40,665,000 | 8,447 |
| Volatile liabilities | $2,368,000 | 9,211 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,445,000 | 8,336 |
| Tier 1 (core) risk-based capital | $3,319,000 | 9,143 |
| Tier 2 risk-based capital | $317,560 | 7,259 |
| Total risk weighted assets | $25,309,160 | 7,988 |
| Total unused commitments | $1,445,000 | 8,347 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 16 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $40,426,000 | 8,777 |
| Cash and due from depository institutions | $2,282,000 | 9,438 |
| Interest-bearing balances | $300,000 | 4,987 |
| Securities | $14,928,000 | 7,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $22,346,000 | 8,356 |
| Loan loss allowance | $398,000 | 7,431 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $319,000 | 10,045 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $56,000 | 2,447 |
| All other assets | $495,000 | 9,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,426,000 | 8,777 |
| Total liabilities | $37,094,000 | 8,695 |
| Total deposits | $35,184,000 | 8,809 |
| Interest-bearing deposits | $32,304,000 | 8,444 |
| Deposits held in domestic offices | $35,184,000 | 8,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,540,000 | 2,427 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $370,000 | 6,633 |
| Total equity capital | $3,332,000 | 9,298 |
| Total bank equity capital | $3,332,000 | 9,298 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $1,763,000 | 6,059 |
| Undivided profits | $969,000 | 9,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 9,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $280,000 | 6,427 |
| Earning assets | $37,574,000 | 8,695 |
| Long-term assets (5+ years) | $7,805,000 | 5,088 |
| Average Assets, year-to-date | $40,012,000 | 8,672 |
| Average Assets, quarterly | $40,403,000 | 8,704 |
| Volatile liabilities | $2,340,000 | 9,225 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $37,000 | 1,656 |
| Unused loan commitments | $1,577,000 | 8,144 |
| Tier 1 (core) risk-based capital | $3,276,000 | 9,314 |
| Tier 2 risk-based capital | $297,160 | 7,630 |
| Total risk weighted assets | $23,672,260 | 8,390 |
| Total unused commitments | $1,577,000 | 8,167 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $38,918,000 | 9,136 |
| Cash and due from depository institutions | $2,362,000 | 10,021 |
| Interest-bearing balances | $299,000 | 5,607 |
| Securities | $19,506,000 | 6,206 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $14,613,000 | 10,304 |
| Loan loss allowance | $294,000 | 8,917 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $210,000 | 11,475 |
| Other real estate owned | $0 | 10,021 |
| Goodwill and other intangibles | $60,000 | 2,421 |
| All other assets | $467,000 | 9,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,918,000 | 9,136 |
| Total liabilities | $36,035,000 | 9,034 |
| Total deposits | $35,318,000 | 8,972 |
| Interest-bearing deposits | $32,376,000 | 8,667 |
| Deposits held in domestic offices | $35,318,000 | 8,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,262 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $417,000 | 6,634 |
| Total equity capital | $2,883,000 | 9,946 |
| Total bank equity capital | $2,883,000 | 9,946 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $1,763,000 | 5,981 |
| Undivided profits | $520,000 | 10,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 9,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $196,000 | 8,759 |
| Earning assets | $36,118,000 | 9,034 |
| Long-term assets (5+ years) | $13,107,000 | 3,595 |
| Average Assets, year-to-date | $37,995,400 | 9,088 |
| Average Assets, quarterly | $38,371,500 | 9,154 |
| Volatile liabilities | $500,000 | 12,849 |
| Insider loans | $40,000 | 7,514 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,572,000 | 7,996 |
| Tier 1 (core) risk-based capital | $2,823,000 | 9,971 |
| Tier 2 risk-based capital | $223,470 | 8,981 |
| Total risk weighted assets | $17,806,670 | 9,896 |
| Total unused commitments | $1,572,000 | 8,028 |
| Derivatives | $0 | 651 |