Home > Crestmont Federal Savings and Loan Association > Income and Expense
Crestmont Federal Savings and Loan Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $74,034,000 | 501 |
| Total interest expense | $39,450,000 | 428 |
| Net interest income | $34,584,000 | 588 |
| Provision for loan and lease losses | $4,250,000 | 489 |
| Total noninterest income | $3,466,000 | 1,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,466,000 | 870 |
| Total noninterest expense | $28,372,000 | 648 |
| Salaries and employee benefits | $10,713,000 | 673 |
| Premises and equipment expense | $6,000,000 | 433 |
| Additional noninterest expense | $11,659,000 | 674 |
| Pre-tax net operating income | $5,428,000 | 1,279 |
| Securities gains (losses) | $1,090,000 | 513 |
| Applicable income taxes | $1,447,000 | 1,620 |
| Income before extraordinary items | $5,071,000 | 1,017 |
| Extraordinary gains, net | $3,493,000 | 91 |
| Net income | $8,564,000 | 630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,780,000 | 304 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 821 |
| Net operating income | $4,220,800 | 1,123 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $92,147,000 | 468 |
| Total interest expense | $54,549,000 | 411 |
| Net interest income | $37,598,000 | 557 |
| Provision for loan and lease losses | $2,000,000 | 1,148 |
| Total noninterest income | $5,674,000 | 897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,674,000 | 627 |
| Total noninterest expense | $36,680,000 | 522 |
| Salaries and employee benefits | $10,756,000 | 660 |
| Premises and equipment expense | $6,815,000 | 403 |
| Additional noninterest expense | $19,109,000 | 470 |
| Pre-tax net operating income | $4,592,000 | 1,388 |
| Securities gains (losses) | $547,000 | 1,019 |
| Applicable income taxes | $2,045,000 | 1,095 |
| Income before extraordinary items | $3,094,000 | 1,501 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,094,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 2,246 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 914 |
| Net operating income | $2,743,920 | 1,552 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.