Home > Cresson Community Bank > Income and Expense
Cresson Community Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 5,558 |
| Total interest expense | $476,000 | 3,823 |
| Net interest income | $1,281,000 | 5,735 |
| Provision for loan and lease losses | $23,000 | 4,014 |
| Total noninterest income | $88,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $30,000 | 5,694 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $58,000 | 5,429 |
| Total noninterest expense | $1,223,000 | 5,645 |
| Salaries and employee benefits | $514,000 | 5,842 |
| Premises and equipment expense | $62,000 | 5,958 |
| Additional noninterest expense | $647,000 | 5,062 |
| Pre-tax net operating income | $123,000 | 5,623 |
| Securities gains (losses) | $100,000 | 1,170 |
| Applicable income taxes | $-21,000 | 5,917 |
| Income before extraordinary items | $244,000 | 5,368 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $244,000 | 5,371 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $244,000 | 5,371 |
| Net charge-offs | $40,000 | 3,404 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $144,000 | 5,557 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 5,599 |
| Total interest expense | $367,000 | 3,813 |
| Net interest income | $977,000 | 5,803 |
| Provision for loan and lease losses | $23,000 | 3,753 |
| Total noninterest income | $63,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $22,000 | 5,781 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,528 |
| Total noninterest expense | $935,000 | 5,681 |
| Salaries and employee benefits | $401,000 | 5,875 |
| Premises and equipment expense | $51,000 | 6,001 |
| Additional noninterest expense | $483,000 | 5,115 |
| Pre-tax net operating income | $82,000 | 5,768 |
| Securities gains (losses) | $100,000 | 1,041 |
| Applicable income taxes | $27,000 | 3,866 |
| Income before extraordinary items | $155,000 | 5,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 5,574 |
| Net charge-offs | $40,000 | 2,937 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $70,000 | 5,777 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $910,000 | 5,627 |
| Total interest expense | $247,000 | 3,819 |
| Net interest income | $663,000 | 5,848 |
| Provision for loan and lease losses | $23,000 | 3,455 |
| Total noninterest income | $40,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $14,000 | 5,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,595 |
| Total noninterest expense | $640,000 | 5,717 |
| Salaries and employee benefits | $276,000 | 5,913 |
| Premises and equipment expense | $35,000 | 6,044 |
| Additional noninterest expense | $329,000 | 5,110 |
| Pre-tax net operating income | $40,000 | 5,853 |
| Securities gains (losses) | $100,000 | 851 |
| Applicable income taxes | $21,000 | 3,844 |
| Income before extraordinary items | $119,000 | 5,510 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $119,000 | 5,510 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $119,000 | 5,512 |
| Net charge-offs | $42,000 | 2,461 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $34,000 | 5,871 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $441,000 | 5,704 |
| Total interest expense | $124,000 | 3,856 |
| Net interest income | $317,000 | 5,922 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $20,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $329,000 | 5,741 |
| Salaries and employee benefits | $142,000 | 5,945 |
| Premises and equipment expense | $18,000 | 6,086 |
| Additional noninterest expense | $169,000 | 5,099 |
| Pre-tax net operating income | $-7,000 | 6,051 |
| Securities gains (losses) | $100,000 | 588 |
| Applicable income taxes | $14,000 | 3,696 |
| Income before extraordinary items | $79,000 | 5,319 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $79,000 | 5,323 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $79,000 | 5,323 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-6,000 | 6,044 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 5,774 |
| Total interest expense | $516,000 | 3,952 |
| Net interest income | $1,294,000 | 5,992 |
| Provision for loan and lease losses | $22,000 | 4,223 |
| Total noninterest income | $97,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $32,000 | 5,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 5,581 |
| Total noninterest expense | $1,150,000 | 5,969 |
| Salaries and employee benefits | $476,000 | 6,186 |
| Premises and equipment expense | $36,000 | 6,417 |
| Additional noninterest expense | $638,000 | 5,293 |
| Pre-tax net operating income | $219,000 | 5,636 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $219,000 | 5,616 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $219,000 | 5,616 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $219,000 | 5,617 |
| Net charge-offs | $49,000 | 3,783 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $219,000 | 5,572 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 5,838 |
| Total interest expense | $396,000 | 3,968 |
| Net interest income | $969,000 | 6,063 |
| Provision for loan and lease losses | $15,000 | 4,038 |
| Total noninterest income | $70,000 | 6,103 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $22,000 | 6,097 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $48,000 | 5,652 |
| Total noninterest expense | $839,000 | 6,044 |
| Salaries and employee benefits | $348,000 | 6,255 |
| Premises and equipment expense | $23,000 | 6,515 |
| Additional noninterest expense | $468,000 | 5,373 |
| Pre-tax net operating income | $185,000 | 5,666 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $30,000 | 3,865 |
| Income before extraordinary items | $155,000 | 5,721 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 5,720 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $155,000 | 5,721 |
| Net charge-offs | $49,000 | 3,270 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $155,000 | 5,682 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $922,000 | 5,855 |
| Total interest expense | $264,000 | 4,007 |
| Net interest income | $658,000 | 6,095 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $45,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $13,000 | 6,186 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $32,000 | 5,683 |
| Total noninterest expense | $547,000 | 6,119 |
| Salaries and employee benefits | $229,000 | 6,323 |
| Premises and equipment expense | $17,000 | 6,556 |
| Additional noninterest expense | $301,000 | 5,457 |
| Pre-tax net operating income | $151,000 | 5,550 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $24,000 | 3,770 |
| Income before extraordinary items | $127,000 | 5,607 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $127,000 | 5,609 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $127,000 | 5,610 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $127,000 | 5,563 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 5,904 |
| Total interest expense | $135,000 | 4,020 |
| Net interest income | $330,000 | 6,155 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $23,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $272,000 | 6,190 |
| Salaries and employee benefits | $115,000 | 6,389 |
| Premises and equipment expense | $10,000 | 6,590 |
| Additional noninterest expense | $147,000 | 5,536 |
| Pre-tax net operating income | $81,000 | 5,450 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $69,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $69,000 | 5,495 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $69,000 | 5,456 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 5,989 |
| Total interest expense | $563,000 | 4,212 |
| Net interest income | $1,274,000 | 6,237 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $93,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $32,000 | 6,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $61,000 | 5,754 |
| Total noninterest expense | $1,024,000 | 6,322 |
| Salaries and employee benefits | $441,000 | 6,504 |
| Premises and equipment expense | $29,000 | 6,727 |
| Additional noninterest expense | $554,000 | 5,703 |
| Pre-tax net operating income | $333,000 | 5,400 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $59,000 | 3,700 |
| Income before extraordinary items | $274,000 | 5,493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $274,000 | 5,497 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $274,000 | 5,497 |
| Net charge-offs | $14,000 | 4,987 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $274,000 | 5,444 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 6,073 |
| Total interest expense | $425,000 | 4,280 |
| Net interest income | $932,000 | 6,321 |
| Provision for loan and lease losses | $5,000 | 4,832 |
| Total noninterest income | $66,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $23,000 | 6,342 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $43,000 | 5,860 |
| Total noninterest expense | $748,000 | 6,386 |
| Salaries and employee benefits | $345,000 | 6,522 |
| Premises and equipment expense | $25,000 | 6,782 |
| Additional noninterest expense | $378,000 | 5,866 |
| Pre-tax net operating income | $245,000 | 5,535 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $50,000 | 3,723 |
| Income before extraordinary items | $195,000 | 5,661 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $195,000 | 5,662 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $195,000 | 5,662 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $195,000 | 5,594 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 6,097 |
| Total interest expense | $280,000 | 4,365 |
| Net interest income | $625,000 | 6,348 |
| Provision for loan and lease losses | $5,000 | 4,656 |
| Total noninterest income | $39,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,975 |
| Total noninterest expense | $489,000 | 6,451 |
| Salaries and employee benefits | $231,000 | 6,557 |
| Premises and equipment expense | $18,000 | 6,817 |
| Additional noninterest expense | $240,000 | 5,947 |
| Pre-tax net operating income | $170,000 | 5,481 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $35,000 | 3,684 |
| Income before extraordinary items | $135,000 | 5,635 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,637 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $135,000 | 5,637 |
| Net charge-offs | $15,000 | 4,144 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $135,000 | 5,541 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $459,000 | 6,130 |
| Total interest expense | $143,000 | 4,410 |
| Net interest income | $316,000 | 6,391 |
| Provision for loan and lease losses | $5,000 | 4,198 |
| Total noninterest income | $16,000 | 6,583 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $243,000 | 6,525 |
| Salaries and employee benefits | $116,000 | 6,624 |
| Premises and equipment expense | $8,000 | 6,893 |
| Additional noninterest expense | $119,000 | 6,027 |
| Pre-tax net operating income | $84,000 | 5,471 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $17,000 | 3,698 |
| Income before extraordinary items | $67,000 | 5,637 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $67,000 | 5,639 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $67,000 | 5,639 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $67,000 | 5,539 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 6,160 |
| Total interest expense | $646,000 | 4,595 |
| Net interest income | $1,331,000 | 6,413 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $58,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $32,000 | 6,501 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $26,000 | 6,181 |
| Total noninterest expense | $1,080,000 | 6,500 |
| Salaries and employee benefits | $424,000 | 6,762 |
| Premises and equipment expense | $67,000 | 6,779 |
| Additional noninterest expense | $589,000 | 5,826 |
| Pre-tax net operating income | $299,000 | 5,425 |
| Securities gains (losses) | $-18,000 | 6,772 |
| Applicable income taxes | $27,000 | 4,099 |
| Income before extraordinary items | $254,000 | 5,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $254,000 | 5,606 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $254,000 | 5,607 |
| Net charge-offs | $9,000 | 5,634 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $270,200 | 5,368 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 6,291 |
| Total interest expense | $496,000 | 4,662 |
| Net interest income | $947,000 | 6,581 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $41,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $22,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,334 |
| Total noninterest expense | $793,000 | 6,606 |
| Salaries and employee benefits | $331,000 | 6,802 |
| Premises and equipment expense | $67,000 | 6,681 |
| Additional noninterest expense | $395,000 | 6,054 |
| Pre-tax net operating income | $190,000 | 5,709 |
| Securities gains (losses) | $17,000 | 2,941 |
| Applicable income taxes | $32,000 | 3,997 |
| Income before extraordinary items | $175,000 | 5,829 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $175,000 | 5,828 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $175,000 | 5,828 |
| Net charge-offs | $3,000 | 5,588 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $160,550 | 5,721 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 6,323 |
| Total interest expense | $339,000 | 4,709 |
| Net interest income | $640,000 | 6,617 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $29,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,336 |
| Total noninterest expense | $521,000 | 6,671 |
| Salaries and employee benefits | $225,000 | 6,855 |
| Premises and equipment expense | $40,000 | 6,801 |
| Additional noninterest expense | $256,000 | 6,143 |
| Pre-tax net operating income | $143,000 | 5,630 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $28,000 | 3,865 |
| Income before extraordinary items | $115,000 | 5,865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $115,000 | 5,864 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $115,000 | 5,864 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $115,000 | 5,693 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 6,378 |
| Total interest expense | $176,000 | 4,739 |
| Net interest income | $313,000 | 6,690 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $15,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $263,000 | 6,713 |
| Salaries and employee benefits | $114,000 | 6,901 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $131,000 | 6,145 |
| Pre-tax net operating income | $65,000 | 5,778 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $52,000 | 5,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 5,957 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $52,000 | 5,957 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $52,000 | 5,820 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 6,432 |
| Total interest expense | $749,000 | 5,067 |
| Net interest income | $1,266,000 | 6,719 |
| Provision for loan and lease losses | $5,000 | 6,434 |
| Total noninterest income | $58,000 | 6,742 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $36,000 | 6,541 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $22,000 | 6,333 |
| Total noninterest expense | $1,098,000 | 6,738 |
| Salaries and employee benefits | $437,000 | 7,000 |
| Premises and equipment expense | $67,000 | 7,073 |
| Additional noninterest expense | $594,000 | 6,010 |
| Pre-tax net operating income | $221,000 | 5,443 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $25,000 | 4,037 |
| Income before extraordinary items | $196,000 | 5,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $196,000 | 5,578 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $196,000 | 5,578 |
| Net charge-offs | $23,000 | 5,858 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $196,000 | 5,456 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 6,511 |
| Total interest expense | $568,000 | 5,151 |
| Net interest income | $937,000 | 6,796 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $43,000 | 6,843 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $25,000 | 6,619 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $18,000 | 6,437 |
| Total noninterest expense | $802,000 | 6,807 |
| Salaries and employee benefits | $309,000 | 7,076 |
| Premises and equipment expense | $51,000 | 7,130 |
| Additional noninterest expense | $442,000 | 6,061 |
| Pre-tax net operating income | $178,000 | 5,554 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $39,000 | 3,747 |
| Income before extraordinary items | $139,000 | 5,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 5,753 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $139,000 | 5,753 |
| Net charge-offs | $23,000 | 5,478 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $139,000 | 5,606 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 6,557 |
| Total interest expense | $380,000 | 5,247 |
| Net interest income | $626,000 | 6,845 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $27,000 | 6,944 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $16,000 | 6,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $538,000 | 6,866 |
| Salaries and employee benefits | $197,000 | 7,178 |
| Premises and equipment expense | $35,000 | 7,175 |
| Additional noninterest expense | $306,000 | 6,074 |
| Pre-tax net operating income | $115,000 | 5,613 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $31,000 | 3,615 |
| Income before extraordinary items | $84,000 | 5,800 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,799 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $84,000 | 5,800 |
| Net charge-offs | $23,000 | 4,982 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $84,000 | 5,721 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 6,601 |
| Total interest expense | $190,000 | 5,358 |
| Net interest income | $313,000 | 6,880 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $14,000 | 7,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 6,638 |
| Total noninterest expense | $275,000 | 6,883 |
| Salaries and employee benefits | $98,000 | 7,223 |
| Premises and equipment expense | $18,000 | 7,192 |
| Additional noninterest expense | $159,000 | 6,032 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $39,000 | 5,864 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $39,000 | 5,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $39,000 | 5,864 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $39,000 | 5,833 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 6,721 |
| Total interest expense | $760,000 | 5,812 |
| Net interest income | $1,251,000 | 6,928 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $93,000 | 6,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $93,000 | 5,520 |
| Total noninterest expense | $1,001,000 | 7,079 |
| Salaries and employee benefits | $449,000 | 7,233 |
| Premises and equipment expense | $249,000 | 5,817 |
| Additional noninterest expense | $303,000 | 7,103 |
| Pre-tax net operating income | $343,000 | 4,781 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $119,000 | 3,096 |
| Income before extraordinary items | $224,000 | 5,197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $224,000 | 5,201 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $224,000 | 5,201 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $224,000 | 5,056 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 6,828 |
| Total interest expense | $562,000 | 5,986 |
| Net interest income | $938,000 | 7,026 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $70,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $70,000 | 5,647 |
| Total noninterest expense | $732,000 | 7,176 |
| Salaries and employee benefits | $319,000 | 7,351 |
| Premises and equipment expense | $187,000 | 5,872 |
| Additional noninterest expense | $226,000 | 7,183 |
| Pre-tax net operating income | $276,000 | 4,944 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $101,000 | 3,112 |
| Income before extraordinary items | $175,000 | 5,408 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $175,000 | 5,410 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $175,000 | 5,411 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $175,000 | 5,247 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 6,890 |
| Total interest expense | $367,000 | 6,120 |
| Net interest income | $622,000 | 7,079 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $51,000 | 6,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 5,562 |
| Total noninterest expense | $491,000 | 7,228 |
| Salaries and employee benefits | $197,000 | 7,467 |
| Premises and equipment expense | $134,000 | 5,746 |
| Additional noninterest expense | $160,000 | 7,167 |
| Pre-tax net operating income | $182,000 | 5,034 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $68,000 | 3,097 |
| Income before extraordinary items | $114,000 | 5,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $114,000 | 5,456 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $114,000 | 5,456 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $114,000 | 5,325 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 6,937 |
| Total interest expense | $183,000 | 6,244 |
| Net interest income | $327,000 | 7,103 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $9,000 | 7,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $240,000 | 7,344 |
| Salaries and employee benefits | $98,000 | 7,567 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $79,000 | 7,281 |
| Pre-tax net operating income | $96,000 | 5,096 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $37,000 | 3,017 |
| Income before extraordinary items | $59,000 | 5,560 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $59,000 | 5,561 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $59,000 | 5,460 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 6,926 |
| Total interest expense | $789,000 | 6,499 |
| Net interest income | $1,401,000 | 7,018 |
| Provision for loan and lease losses | $8,000 | 7,340 |
| Total noninterest income | $68,000 | 7,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $68,000 | 6,067 |
| Total noninterest expense | $975,000 | 7,422 |
| Salaries and employee benefits | $470,000 | 7,498 |
| Premises and equipment expense | $225,000 | 6,277 |
| Additional noninterest expense | $280,000 | 7,495 |
| Pre-tax net operating income | $486,000 | 4,028 |
| Securities gains (losses) | $-15,000 | 7,039 |
| Applicable income taxes | $186,000 | 2,442 |
| Income before extraordinary items | $285,000 | 4,522 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $285,000 | 4,521 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $285,000 | 4,522 |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $294,600 | 4,421 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,984 |
| Total interest expense | $602,000 | 6,602 |
| Net interest income | $1,064,000 | 7,037 |
| Provision for loan and lease losses | $8,000 | 7,164 |
| Total noninterest income | $50,000 | 7,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $50,000 | 6,216 |
| Total noninterest expense | $718,000 | 7,480 |
| Salaries and employee benefits | $341,000 | 7,579 |
| Premises and equipment expense | $167,000 | 6,345 |
| Additional noninterest expense | $210,000 | 7,532 |
| Pre-tax net operating income | $388,000 | 4,229 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $156,000 | 2,544 |
| Income before extraordinary items | $232,000 | 4,706 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $232,000 | 4,703 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $232,000 | 4,706 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $232,000 | 4,643 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 7,030 |
| Total interest expense | $410,000 | 6,678 |
| Net interest income | $715,000 | 7,060 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $32,000 | 7,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $476,000 | 7,553 |
| Salaries and employee benefits | $228,000 | 7,658 |
| Premises and equipment expense | $113,000 | 6,353 |
| Additional noninterest expense | $135,000 | 7,632 |
| Pre-tax net operating income | $263,000 | 4,329 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $105,000 | 2,587 |
| Income before extraordinary items | $158,000 | 4,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 4,812 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $158,000 | 4,812 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $158,000 | 4,724 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 7,080 |
| Total interest expense | $207,000 | 6,744 |
| Net interest income | $354,000 | 7,098 |
| Provision for loan and lease losses | $8,000 | 6,409 |
| Total noninterest income | $15,000 | 7,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $15,000 | 6,478 |
| Total noninterest expense | $221,000 | 7,663 |
| Salaries and employee benefits | $110,000 | 7,743 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $52,000 | 7,816 |
| Pre-tax net operating income | $140,000 | 4,606 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $56,000 | 2,791 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $84,000 | 4,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 7,019 |
| Total interest expense | $1,005,000 | 6,769 |
| Net interest income | $1,457,000 | 7,060 |
| Provision for loan and lease losses | $29,000 | 6,885 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $91,000 | 6,047 |
| Total noninterest expense | $902,000 | 7,664 |
| Salaries and employee benefits | $439,000 | 7,803 |
| Premises and equipment expense | $225,000 | 6,457 |
| Additional noninterest expense | $238,000 | 7,718 |
| Pre-tax net operating income | $617,000 | 4,574 |
| Securities gains (losses) | $-208,000 | 7,358 |
| Applicable income taxes | $223,000 | 2,706 |
| Income before extraordinary items | $186,000 | 5,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $186,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $319,120 | 5,180 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 7,079 |
| Total interest expense | $777,000 | 6,833 |
| Net interest income | $1,082,000 | 7,128 |
| Provision for loan and lease losses | $14,000 | 6,656 |
| Total noninterest income | $65,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $65,000 | 6,256 |
| Total noninterest expense | $656,000 | 7,737 |
| Salaries and employee benefits | $326,000 | 7,846 |
| Premises and equipment expense | $166,000 | 6,520 |
| Additional noninterest expense | $164,000 | 7,832 |
| Pre-tax net operating income | $477,000 | 4,997 |
| Securities gains (losses) | $-61,000 | 7,492 |
| Applicable income taxes | $188,000 | 2,981 |
| Income before extraordinary items | $228,000 | 5,560 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $228,000 | 5,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $267,040 | 5,532 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 7,138 |
| Total interest expense | $536,000 | 6,903 |
| Net interest income | $711,000 | 7,176 |
| Provision for loan and lease losses | $7,000 | 6,417 |
| Total noninterest income | $44,000 | 7,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $44,000 | 6,313 |
| Total noninterest expense | $437,000 | 7,796 |
| Salaries and employee benefits | $217,000 | 7,917 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $108,000 | 7,894 |
| Pre-tax net operating income | $311,000 | 5,223 |
| Securities gains (losses) | $-16,000 | 8,160 |
| Applicable income taxes | $118,000 | 3,291 |
| Income before extraordinary items | $177,000 | 5,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $177,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $187,240 | 5,645 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 7,202 |
| Total interest expense | $284,000 | 6,936 |
| Net interest income | $347,000 | 7,264 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $24,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 6,230 |
| Total noninterest expense | $220,000 | 7,823 |
| Salaries and employee benefits | $108,000 | 7,957 |
| Premises and equipment expense | $58,000 | 6,485 |
| Additional noninterest expense | $54,000 | 7,928 |
| Pre-tax net operating income | $148,000 | 5,462 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $59,000 | 3,384 |
| Income before extraordinary items | $89,000 | 5,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $89,000 | 5,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $89,000 | 5,902 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 7,250 |
| Total interest expense | $1,116,000 | 6,990 |
| Net interest income | $1,331,000 | 7,341 |
| Provision for loan and lease losses | $11,000 | 6,562 |
| Total noninterest income | $91,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $91,000 | 6,355 |
| Total noninterest expense | $876,000 | 7,836 |
| Salaries and employee benefits | $430,000 | 7,988 |
| Premises and equipment expense | $240,000 | 6,337 |
| Additional noninterest expense | $206,000 | 7,999 |
| Pre-tax net operating income | $535,000 | 5,874 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $209,000 | 3,798 |
| Income before extraordinary items | $326,000 | 6,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $326,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $326,000 | 6,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 7,313 |
| Total interest expense | $829,000 | 7,044 |
| Net interest income | $988,000 | 7,409 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $67,000 | 7,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $638,000 | 7,850 |
| Salaries and employee benefits | $309,000 | 8,007 |
| Premises and equipment expense | $187,000 | 6,246 |
| Additional noninterest expense | $142,000 | 8,050 |
| Pre-tax net operating income | $408,000 | 6,135 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $161,000 | 3,974 |
| Income before extraordinary items | $247,000 | 6,583 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $247,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $247,000 | 6,565 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 7,382 |
| Total interest expense | $542,000 | 7,095 |
| Net interest income | $645,000 | 7,509 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $44,000 | 6,471 |
| Total noninterest expense | $423,000 | 7,896 |
| Salaries and employee benefits | $209,000 | 8,042 |
| Premises and equipment expense | $119,000 | 6,393 |
| Additional noninterest expense | $95,000 | 8,095 |
| Pre-tax net operating income | $260,000 | 6,297 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $102,000 | 4,108 |
| Income before extraordinary items | $158,000 | 6,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $158,000 | 6,666 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 7,442 |
| Total interest expense | $264,000 | 7,151 |
| Net interest income | $320,000 | 7,552 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $209,000 | 7,958 |
| Salaries and employee benefits | $107,000 | 8,061 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $43,000 | 8,221 |
| Pre-tax net operating income | $128,000 | 6,315 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $52,000 | 4,082 |
| Income before extraordinary items | $76,000 | 6,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $76,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $76,000 | 6,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 7,362 |
| Total interest expense | $927,000 | 7,077 |
| Net interest income | $1,307,000 | 7,436 |
| Provision for loan and lease losses | $11,000 | 6,554 |
| Total noninterest income | $89,000 | 7,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 6,514 |
| Total noninterest expense | $924,000 | 7,828 |
| Salaries and employee benefits | $431,000 | 8,071 |
| Premises and equipment expense | $295,000 | 5,776 |
| Additional noninterest expense | $198,000 | 8,131 |
| Pre-tax net operating income | $461,000 | 6,613 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $173,000 | 4,458 |
| Income before extraordinary items | $288,000 | 6,960 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $288,000 | 6,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $288,000 | 6,953 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 7,405 |
| Total interest expense | $674,000 | 7,126 |
| Net interest income | $991,000 | 7,485 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $65,000 | 7,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 6,548 |
| Total noninterest expense | $686,000 | 7,845 |
| Salaries and employee benefits | $316,000 | 8,105 |
| Premises and equipment expense | $219,000 | 5,833 |
| Additional noninterest expense | $151,000 | 8,129 |
| Pre-tax net operating income | $361,000 | 6,752 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $127,000 | 4,685 |
| Income before extraordinary items | $234,000 | 7,041 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $234,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $234,000 | 7,043 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 7,446 |
| Total interest expense | $433,000 | 7,153 |
| Net interest income | $664,000 | 7,527 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $43,000 | 7,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 6,593 |
| Total noninterest expense | $459,000 | 7,870 |
| Salaries and employee benefits | $212,000 | 8,127 |
| Premises and equipment expense | $148,000 | 5,813 |
| Additional noninterest expense | $99,000 | 8,169 |
| Pre-tax net operating income | $242,000 | 6,815 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $87,000 | 4,702 |
| Income before extraordinary items | $155,000 | 7,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $155,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $155,000 | 7,127 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 7,477 |
| Total interest expense | $208,000 | 7,163 |
| Net interest income | $328,000 | 7,567 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $227,000 | 7,897 |
| Salaries and employee benefits | $107,000 | 8,128 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $47,000 | 8,233 |
| Pre-tax net operating income | $119,000 | 6,808 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $46,000 | 4,590 |
| Income before extraordinary items | $73,000 | 7,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $73,000 | 7,156 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 7,417 |
| Total interest expense | $748,000 | 6,908 |
| Net interest income | $1,296,000 | 7,563 |
| Provision for loan and lease losses | $11,000 | 6,790 |
| Total noninterest income | $123,000 | 7,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,081 |
| Total noninterest expense | $850,000 | 7,996 |
| Salaries and employee benefits | $391,000 | 8,235 |
| Premises and equipment expense | $269,000 | 6,017 |
| Additional noninterest expense | $190,000 | 8,286 |
| Pre-tax net operating income | $558,000 | 6,551 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $199,000 | 4,677 |
| Income before extraordinary items | $359,000 | 6,940 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $359,000 | 6,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $359,000 | 6,927 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 7,448 |
| Total interest expense | $545,000 | 6,915 |
| Net interest income | $968,000 | 7,619 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $94,000 | 7,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 6,039 |
| Total noninterest expense | $625,000 | 8,018 |
| Salaries and employee benefits | $280,000 | 8,264 |
| Premises and equipment expense | $204,000 | 5,984 |
| Additional noninterest expense | $141,000 | 8,294 |
| Pre-tax net operating income | $429,000 | 6,673 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $160,000 | 4,740 |
| Income before extraordinary items | $269,000 | 7,072 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $269,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $269,000 | 7,042 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $988,000 | 7,476 |
| Total interest expense | $354,000 | 6,871 |
| Net interest income | $634,000 | 7,661 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $51,000 | 7,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $51,000 | 6,373 |
| Total noninterest expense | $415,000 | 8,027 |
| Salaries and employee benefits | $187,000 | 8,276 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $91,000 | 8,297 |
| Pre-tax net operating income | $265,000 | 6,801 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $91,000 | 4,932 |
| Income before extraordinary items | $174,000 | 7,127 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $174,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $174,000 | 7,097 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,567 |
| Total interest expense | $174,000 | 6,869 |
| Net interest income | $308,000 | 7,776 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $215,000 | 8,049 |
| Salaries and employee benefits | $98,000 | 8,291 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $47,000 | 8,340 |
| Pre-tax net operating income | $110,000 | 7,082 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $37,000 | 5,118 |
| Income before extraordinary items | $73,000 | 7,368 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $73,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,584 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $73,000 | 7,335 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 7,520 |
| Total interest expense | $667,000 | 6,704 |
| Net interest income | $1,199,000 | 7,740 |
| Provision for loan and lease losses | $12,000 | 6,941 |
| Total noninterest income | $86,000 | 8,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,660 |
| Total noninterest expense | $960,000 | 7,893 |
| Salaries and employee benefits | $385,000 | 8,348 |
| Premises and equipment expense | $320,000 | 5,489 |
| Additional noninterest expense | $255,000 | 7,965 |
| Pre-tax net operating income | $313,000 | 7,392 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $96,000 | 5,551 |
| Income before extraordinary items | $217,000 | 7,561 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $217,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $217,000 | 7,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 7,566 |
| Total interest expense | $497,000 | 6,714 |
| Net interest income | $891,000 | 7,791 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $60,000 | 8,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 6,801 |
| Total noninterest expense | $598,000 | 8,158 |
| Salaries and employee benefits | $282,000 | 8,369 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $154,000 | 8,282 |
| Pre-tax net operating income | $344,000 | 6,981 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $89,000 | 5,465 |
| Income before extraordinary items | $255,000 | 7,178 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $255,000 | 7,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $255,000 | 7,115 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 7,602 |
| Total interest expense | $332,000 | 6,746 |
| Net interest income | $593,000 | 7,841 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $39,000 | 8,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $397,000 | 8,213 |
| Salaries and employee benefits | $181,000 | 8,475 |
| Premises and equipment expense | $112,000 | 6,506 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $229,000 | 6,986 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $46,000 | 5,716 |
| Income before extraordinary items | $183,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $183,000 | 6,972 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 7,635 |
| Total interest expense | $169,000 | 6,763 |
| Net interest income | $299,000 | 7,856 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $199,000 | 8,256 |
| Salaries and employee benefits | $89,000 | 8,531 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $54,000 | 8,302 |
| Pre-tax net operating income | $117,000 | 6,895 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $39,000 | 5,128 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $78,000 | 7,179 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 7,550 |
| Total interest expense | $793,000 | 6,729 |
| Net interest income | $1,198,000 | 7,819 |
| Provision for loan and lease losses | $-35,000 | 8,957 |
| Total noninterest income | $48,000 | 8,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $48,000 | 7,613 |
| Total noninterest expense | $807,000 | 8,260 |
| Salaries and employee benefits | $374,000 | 8,512 |
| Premises and equipment expense | $232,000 | 6,415 |
| Additional noninterest expense | $201,000 | 8,436 |
| Pre-tax net operating income | $474,000 | 6,762 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $188,000 | 5,007 |
| Income before extraordinary items | $286,000 | 7,348 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $286,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $286,000 | 7,204 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 7,620 |
| Total interest expense | $610,000 | 6,806 |
| Net interest income | $894,000 | 7,890 |
| Provision for loan and lease losses | $-38,000 | 9,080 |
| Total noninterest income | $22,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $585,000 | 8,326 |
| Salaries and employee benefits | $262,000 | 8,603 |
| Premises and equipment expense | $172,000 | 6,445 |
| Additional noninterest expense | $151,000 | 8,454 |
| Pre-tax net operating income | $369,000 | 6,853 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $135,000 | 5,242 |
| Income before extraordinary items | $234,000 | 7,370 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $234,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $234,000 | 7,206 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 7,658 |
| Total interest expense | $414,000 | 6,889 |
| Net interest income | $598,000 | 7,911 |
| Provision for loan and lease losses | $-41,000 | 9,151 |
| Total noninterest income | $-1,000 | 9,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-1,000 | 9,199 |
| Total noninterest expense | $390,000 | 8,340 |
| Salaries and employee benefits | $173,000 | 8,634 |
| Premises and equipment expense | $116,000 | 6,372 |
| Additional noninterest expense | $101,000 | 8,436 |
| Pre-tax net operating income | $248,000 | 6,853 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $87,000 | 5,305 |
| Income before extraordinary items | $161,000 | 7,338 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $161,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $161,000 | 7,155 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,680 |
| Total interest expense | $213,000 | 6,902 |
| Net interest income | $300,000 | 7,927 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $189,000 | 8,421 |
| Salaries and employee benefits | $85,000 | 8,697 |
| Premises and equipment expense | $57,000 | 6,435 |
| Additional noninterest expense | $47,000 | 8,571 |
| Pre-tax net operating income | $132,000 | 6,731 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $41,000 | 5,361 |
| Income before extraordinary items | $91,000 | 7,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $91,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,000 | 6,913 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 7,616 |
| Total interest expense | $1,013,000 | 6,899 |
| Net interest income | $1,218,000 | 7,900 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $89,000 | 8,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $747,000 | 8,454 |
| Salaries and employee benefits | $352,000 | 8,691 |
| Premises and equipment expense | $214,000 | 6,608 |
| Additional noninterest expense | $181,000 | 8,677 |
| Pre-tax net operating income | $548,000 | 6,583 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $217,000 | 4,999 |
| Income before extraordinary items | $331,000 | 7,168 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $331,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $331,000 | 7,064 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 7,870 |
| Total interest expense | $1,213,000 | 7,590 |
| Net interest income | $1,166,000 | 7,952 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $99,000 | 8,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $750,000 | 8,565 |
| Salaries and employee benefits | $354,000 | 8,818 |
| Premises and equipment expense | $224,000 | 6,440 |
| Additional noninterest expense | $172,000 | 8,892 |
| Pre-tax net operating income | $503,000 | 6,533 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $205,000 | 4,980 |
| Income before extraordinary items | $298,000 | 7,163 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $298,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $298,000 | 7,038 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 8,102 |
| Total interest expense | $1,203,000 | 7,804 |
| Net interest income | $1,118,000 | 8,251 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $101,000 | 8,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $101,000 | 6,404 |
| Total noninterest expense | $759,000 | 8,675 |
| Salaries and employee benefits | $335,000 | 9,086 |
| Premises and equipment expense | $247,000 | 6,097 |
| Additional noninterest expense | $177,000 | 9,006 |
| Pre-tax net operating income | $448,000 | 7,239 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $171,000 | 5,705 |
| Income before extraordinary items | $277,000 | 7,614 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $277,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $277,000 | 7,622 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 8,372 |
| Total interest expense | $1,077,000 | 7,972 |
| Net interest income | $1,035,000 | 8,547 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $90,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $90,000 | 6,873 |
| Total noninterest expense | $764,000 | 8,830 |
| Salaries and employee benefits | $312,000 | 9,399 |
| Premises and equipment expense | $271,000 | 5,787 |
| Additional noninterest expense | $181,000 | 9,221 |
| Pre-tax net operating income | $349,000 | 7,839 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $130,000 | 6,513 |
| Income before extraordinary items | $219,000 | 8,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $219,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $219,000 | 8,127 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 8,586 |
| Total interest expense | $1,067,000 | 8,234 |
| Net interest income | $1,014,000 | 8,759 |
| Provision for loan and lease losses | $21,000 | 7,700 |
| Total noninterest income | $89,000 | 9,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $700,000 | 9,103 |
| Salaries and employee benefits | $307,000 | 9,590 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $189,000 | 9,254 |
| Pre-tax net operating income | $382,000 | 7,972 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $159,000 | 6,730 |
| Income before extraordinary items | $223,000 | 8,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $223,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $223,000 | 8,376 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 8,995 |
| Total interest expense | $1,030,000 | 8,597 |
| Net interest income | $985,000 | 9,221 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $89,000 | 9,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $675,000 | 9,472 |
| Salaries and employee benefits | $281,000 | 10,089 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $192,000 | 9,519 |
| Pre-tax net operating income | $381,000 | 8,546 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $154,000 | 7,551 |
| Income before extraordinary items | $227,000 | 8,929 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $227,000 | 8,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $227,000 | 8,898 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 9,415 |
| Total interest expense | $993,000 | 9,032 |
| Net interest income | $975,000 | 9,627 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $793,000 | 9,456 |
| Salaries and employee benefits | $266,000 | 10,612 |
| Premises and equipment expense | $162,000 | 7,785 |
| Additional noninterest expense | $365,000 | 8,207 |
| Pre-tax net operating income | $197,000 | 9,806 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $52,000 | 9,663 |
| Income before extraordinary items | $145,000 | 9,845 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $145,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,457 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $145,000 | 9,785 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 9,891 |
| Total interest expense | $1,009,000 | 9,217 |
| Net interest income | $885,000 | 10,295 |
| Provision for loan and lease losses | $113,000 | 4,343 |
| Total noninterest income | $89,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $89,000 | 7,598 |
| Total noninterest expense | $630,000 | 10,451 |
| Salaries and employee benefits | $272,000 | 10,985 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $221,000 | 10,177 |
| Pre-tax net operating income | $231,000 | 10,256 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $122,000 | 8,764 |
| Income before extraordinary items | $108,000 | 10,856 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $108,000 | 10,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $108,640 | 10,823 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 10,167 |
| Total interest expense | $851,000 | 9,343 |
| Net interest income | $952,000 | 10,548 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $93,000 | 10,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $626,000 | 11,002 |
| Salaries and employee benefits | $279,000 | 11,396 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $209,000 | 11,024 |
| Pre-tax net operating income | $375,000 | 9,545 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $146,000 | 8,391 |
| Income before extraordinary items | $229,000 | 9,935 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $229,000 | 9,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $229,000 | 9,999 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 10,628 |
| Total interest expense | $787,000 | 10,112 |
| Net interest income | $993,000 | 10,811 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $92,000 | 11,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $588,000 | 11,709 |
| Salaries and employee benefits | $268,000 | 11,997 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $198,000 | 11,755 |
| Pre-tax net operating income | $468,000 | 8,880 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $183,000 | 7,947 |
| Income before extraordinary items | $285,000 | 9,641 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $285,000 | 9,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $285,000 | 9,381 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 11,146 |
| Total interest expense | $843,000 | 11,128 |
| Net interest income | $1,032,000 | 10,978 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $197,000 | 9,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $197,000 | 5,724 |
| Total noninterest expense | $607,000 | 12,019 |
| Salaries and employee benefits | $240,000 | 12,715 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $247,000 | 11,574 |
| Pre-tax net operating income | $589,000 | 7,793 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $223,000 | 7,127 |
| Income before extraordinary items | $367,000 | 8,535 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $367,000 | 8,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $366,360 | 8,188 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.