Home > CresCom Bank > Net charge- offs to loans
CresCom Bank, Net charge- offs to loans
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0588% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9185% | 836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9185% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,769 |
| Percentage Net Loans Charged-off:Construction & development | -0.0681% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0830% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6512% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6512% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0937% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0434% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1191% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4403% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4403% | 1,480 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.0855% | 4,601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0018% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1755% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 3,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0344% | 2,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0344% | 2,613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3192% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7783% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7783% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0377% | 4,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0463% | 4,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.3663% | 4,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0574% | 4,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1043% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1043% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0455% | 4,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0510% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.4503% | 4,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,584 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0994% | 4,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3331% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3331% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0788% | 5,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0844% | 5,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.6919% | 4,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 3,663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1090% | 4,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8925% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8925% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2065% | 5,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2059% | 5,397 |
| Percentage Net Loans Charged-off:Construction & development | -1.4216% | 5,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 3,824 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 4,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2106% | 4,938 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6571% | 5,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6571% | 5,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 4,658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 1,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,635 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2514% | 5,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2514% | 5,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 3,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0673% | 4,673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1899% | 5,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1899% | 5,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0755% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0242% | 4,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0242% | 4,689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 4,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 5,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0531% | 4,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2513% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2513% | 1,782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0503% | 5,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 5,317 |
| Percentage Net Loans Charged-off:Construction & development | -0.0721% | 4,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0848% | 5,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 5,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0876% | 4,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5166% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5166% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1109% | 5,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 5,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,906 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 5,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 5,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0998% | 4,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2860% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2860% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1732% | 5,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 5,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 5,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0441% | 5,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0474% | 5,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1136% | 5,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6229% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6229% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8683% | 5,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0379% | 5,185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 4,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0559% | 5,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 5,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0920% | 5,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2257% | 5,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2257% | 5,268 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6649% | 5,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1247% | 5,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0535% | 5,527 |
| Percentage Net Loans Charged-off:Construction & development | -0.2052% | 5,192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1088% | 5,662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5752% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1404% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6590% | 5,727 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3131% | 5,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3131% | 5,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1314% | 5,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1113% | 5,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.2723% | 5,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1465% | 5,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 2,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 2,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2736% | 5,525 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3882% | 5,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3882% | 5,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2284% | 6,058 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2098% | 6,032 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 4,855 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1592% | 5,899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1856% | 6,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2016% | 6,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3559% | 5,669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6199% | 5,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6199% | 5,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1643% | 6,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1736% | 6,037 |
| Percentage Net Loans Charged-off:Construction & development | 0.3681% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2882% | 6,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2077% | 6,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2263% | 6,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 4,857 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8071% | 6,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8071% | 5,980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1401% | 6,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0707% | 6,007 |
| Percentage Net Loans Charged-off:Construction & development | -0.4223% | 5,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 5,711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0281% | 5,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 5,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8429% | 6,050 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3895% | 6,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3895% | 6,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1702% | 6,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0841% | 6,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.6006% | 5,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 5,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 5,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 5,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1013% | 6,169 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2241% | 6,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2241% | 6,351 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1848% | 6,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0450% | 5,941 |
| Percentage Net Loans Charged-off:Construction & development | -0.5262% | 5,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 2,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9399% | 6,290 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6087% | 6,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.6087% | 6,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2080% | 6,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0787% | 6,158 |
| Percentage Net Loans Charged-off:Construction & development | -1.0757% | 5,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0300% | 6,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8291% | 6,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.8291% | 6,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0970% | 3,187 |
| Percentage Net Loans Charged-off:Construction & development | 1.0284% | 812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0622% | 2,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0882% | 6,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1020% | 1,228 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1085% | 6,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5297% | 6,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5297% | 6,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8357% | 6,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0685% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.8512% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0499% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1239% | 6,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1321% | 1,054 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1511% | 6,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3182% | 1,684 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1878% | 6,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1878% | 6,038 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9880% | 6,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.5799% | 854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0328% | 1,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 6,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1987% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0390% | 6,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1133% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3481% | 2,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3481% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3158% | 6,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0746% | 6,307 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0529% | 6,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0468% | 5,658 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0923% | 6,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1089% | 6,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1207% | 6,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5955% | 6,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4657% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4657% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7621% | 6,162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8450% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7952% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 1.1888% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5219% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9607% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9849% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9575% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9707% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0303% | 6,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0303% | 6,852 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8027% | 6,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9633% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8667% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 1.8616% | 1,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6527% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8355% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9556% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7916% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3738% | 6,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3740% | 6,943 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6438% | 6,434 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2696% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1913% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 2.5227% | 846 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0932% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9602% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1091% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9117% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6736% | 7,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.6736% | 7,016 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4085% | 6,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5624% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2471% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 4.9089% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 6,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5096% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7604% | 477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9075% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2228% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2228% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7058% | 6,453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0888% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1939% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 6.7503% | 722 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3248% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4720% | 826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5887% | 1,138 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6412% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6368% | 2,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6286% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3351% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0719% | 6,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8146% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9283% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 6.6497% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9215% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3236% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4999% | 1,089 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4870% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0068% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6892% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0725% | 6,476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0492% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1696% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 9.9692% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7881% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8662% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9506% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1940% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0596% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9726% | 220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2888% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4021% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 13.1199% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8694% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7272% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3725% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7894% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4802% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2123% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.6748% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0715% | 51 |
| Percentage Net Loans Charged-off:Construction & development | 14.5256% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3690% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.1954% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5973% | 1,165 |
| All other 1-4 family - Percent of loans charged-off, net | 8.3700% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1379% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4273% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5804% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7632% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 12.7321% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0044% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.0916% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7761% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 8.2221% | 60 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0308% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2685% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.6072% | 102 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0068% | 82 |
| Percentage Net Loans Charged-off:Construction & development | 14.6220% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3999% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.9309% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 10.5511% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7371% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7802% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6708% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0634% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 9.3223% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.2193% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 7.3843% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 6,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5219% | 2,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0153% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9993% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 2.3064% | 1,953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7780% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1889% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3846% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8334% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3207% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2517% | 4,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6633% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7073% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 1.7448% | 1,835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3770% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8106% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3382% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7285% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2047% | 3,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3358% | 4,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5158% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5276% | 2,070 |
| Percentage Net Loans Charged-off:Construction & development | 1.5386% | 1,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6342% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3537% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4075% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4398% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1260% | 4,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2343% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2496% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.6560% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2547% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2931% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3312% | 3,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3526% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.4586% | 2,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7877% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9552% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3805% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2114% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 5,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2392% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2463% | 1,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.3249% | 1,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5477% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2734% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1796% | 2,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0295% | 5,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1908% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2078% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8762% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6869% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1881% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4227% | 771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7920% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8244% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 6,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1624% | 2,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 5,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2085% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3966% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 5,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2581% | 2,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0296% | 5,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3470% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0396% | 5,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0624% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5043% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0598% | 4,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0106% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1210% | 3,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 5,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0986% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2273% | 4,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 6,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0889% | 5,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 5,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 4,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1589% | 3,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 5,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1249% | 3,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 5,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 4,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1843% | 3,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4225% | 4,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |