Home > Crescent Bank and Trust Company > Income and Expense
Crescent Bank and Trust Company, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,243,000 | 845 |
| Total interest expense | $11,586,000 | 356 |
| Net interest income | $6,657,000 | 1,696 |
| Provision for loan and lease losses | $11,600,000 | 317 |
| Total noninterest income | $1,699,000 | 1,384 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $784,000 | 1,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $915,000 | 1,377 |
| Total noninterest expense | $15,786,000 | 638 |
| Salaries and employee benefits | $4,753,000 | 1,020 |
| Premises and equipment expense | $1,570,000 | 833 |
| Additional noninterest expense | $9,463,000 | 402 |
| Pre-tax net operating income | $-19,030,000 | 7,749 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-19,030,000 | 7,750 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-19,030,000 | 7,750 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-19,030,000 | 7,750 |
| Net charge-offs | $27,349,000 | 161 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,022 |
| Net operating income | $-19,030,000 | 7,747 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,108,000 | 777 |
| Total interest expense | $5,926,000 | 375 |
| Net interest income | $4,182,000 | 1,369 |
| Provision for loan and lease losses | $11,600,000 | 201 |
| Total noninterest income | $918,000 | 1,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $387,000 | 1,023 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $531,000 | 1,235 |
| Total noninterest expense | $6,740,000 | 742 |
| Salaries and employee benefits | $2,479,000 | 990 |
| Premises and equipment expense | $798,000 | 843 |
| Additional noninterest expense | $3,463,000 | 526 |
| Pre-tax net operating income | $-13,240,000 | 7,867 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-13,240,000 | 7,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-13,240,000 | 7,867 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-13,240,000 | 7,867 |
| Net charge-offs | $12,861,000 | 175 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $-13,240,000 | 7,867 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $44,927,000 | 742 |
| Total interest expense | $32,263,000 | 344 |
| Net interest income | $12,664,000 | 1,760 |
| Provision for loan and lease losses | $26,201,000 | 404 |
| Total noninterest income | $3,791,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,656,000 | 1,051 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,135,000 | 1,309 |
| Total noninterest expense | $27,686,000 | 761 |
| Salaries and employee benefits | $7,432,000 | 1,347 |
| Premises and equipment expense | $3,345,000 | 804 |
| Additional noninterest expense | $16,909,000 | 499 |
| Pre-tax net operating income | $-37,432,000 | 7,830 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,050,000 | 7,631 |
| Income before extraordinary items | $-34,382,000 | 7,833 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-34,382,000 | 7,833 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-34,382,000 | 7,833 |
| Net charge-offs | $20,546,000 | 406 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-691,000 | 7,986 |
| Net operating income | $-34,382,000 | 7,834 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $34,126,000 | 748 |
| Total interest expense | $25,427,000 | 359 |
| Net interest income | $8,699,000 | 1,910 |
| Provision for loan and lease losses | $15,080,000 | 463 |
| Total noninterest income | $2,783,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,227,000 | 1,064 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,556,000 | 1,357 |
| Total noninterest expense | $18,886,000 | 829 |
| Salaries and employee benefits | $5,287,000 | 1,452 |
| Premises and equipment expense | $2,530,000 | 816 |
| Additional noninterest expense | $11,069,000 | 538 |
| Pre-tax net operating income | $-22,484,000 | 7,887 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-22,484,000 | 7,905 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-22,484,000 | 7,905 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-22,484,000 | 7,905 |
| Net charge-offs | $12,225,000 | 444 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-699,000 | 8,080 |
| Net operating income | $-22,484,000 | 7,906 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $23,129,000 | 753 |
| Total interest expense | $17,519,000 | 367 |
| Net interest income | $5,610,000 | 1,956 |
| Provision for loan and lease losses | $7,880,000 | 536 |
| Total noninterest income | $1,904,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $800,000 | 1,072 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,104,000 | 1,336 |
| Total noninterest expense | $13,484,000 | 789 |
| Salaries and employee benefits | $5,156,000 | 983 |
| Premises and equipment expense | $1,678,000 | 838 |
| Additional noninterest expense | $6,650,000 | 597 |
| Pre-tax net operating income | $-13,850,000 | 7,972 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-13,850,000 | 7,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,850,000 | 7,996 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-13,850,000 | 7,997 |
| Net charge-offs | $5,080,000 | 573 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $278,000 | 425 |
| Net operating income | $-13,850,000 | 7,993 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,710,000 | 748 |
| Total interest expense | $8,983,000 | 373 |
| Net interest income | $2,727,000 | 2,001 |
| Provision for loan and lease losses | $2,680,000 | 612 |
| Total noninterest income | $911,000 | 1,400 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $386,000 | 1,079 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $525,000 | 1,351 |
| Total noninterest expense | $6,510,000 | 771 |
| Salaries and employee benefits | $2,769,000 | 928 |
| Premises and equipment expense | $854,000 | 834 |
| Additional noninterest expense | $2,887,000 | 595 |
| Pre-tax net operating income | $-5,552,000 | 8,046 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-822,000 | 7,959 |
| Income before extraordinary items | $-4,730,000 | 8,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,730,000 | 8,050 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,730,000 | 8,050 |
| Net charge-offs | $3,449,000 | 411 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 327 |
| Net operating income | $-4,730,000 | 8,048 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,678,000 | 684 |
| Total interest expense | $36,149,000 | 448 |
| Net interest income | $18,529,000 | 1,200 |
| Provision for loan and lease losses | $25,848,000 | 307 |
| Total noninterest income | $3,575,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,685,000 | 1,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,890,000 | 1,349 |
| Total noninterest expense | $27,785,000 | 721 |
| Salaries and employee benefits | $10,940,000 | 915 |
| Premises and equipment expense | $3,424,000 | 805 |
| Additional noninterest expense | $13,421,000 | 518 |
| Pre-tax net operating income | $-31,529,000 | 8,153 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,824,000 | 7,891 |
| Income before extraordinary items | $-29,705,000 | 8,141 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-29,705,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,394,000 | 328 |
| Cash dividends | $1,250,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $796,000 | 457 |
| Net operating income | $-29,705,000 | 8,159 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,731,000 | 694 |
| Total interest expense | $26,966,000 | 472 |
| Net interest income | $14,765,000 | 1,137 |
| Provision for loan and lease losses | $11,698,000 | 361 |
| Total noninterest income | $2,776,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,257,000 | 1,077 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,519,000 | 1,356 |
| Total noninterest expense | $16,558,000 | 896 |
| Salaries and employee benefits | $8,318,000 | 927 |
| Premises and equipment expense | $2,574,000 | 807 |
| Additional noninterest expense | $5,666,000 | 824 |
| Pre-tax net operating income | $-10,715,000 | 8,225 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-4,158,000 | 8,253 |
| Income before extraordinary items | $-6,557,000 | 8,168 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-6,557,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,963,000 | 299 |
| Cash dividends | $1,250,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 372 |
| Net operating income | $-6,557,000 | 8,198 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $28,111,000 | 692 |
| Total interest expense | $18,093,000 | 483 |
| Net interest income | $10,018,000 | 1,095 |
| Provision for loan and lease losses | $9,726,000 | 279 |
| Total noninterest income | $1,850,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $835,000 | 1,057 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,015,000 | 1,376 |
| Total noninterest expense | $11,169,000 | 878 |
| Salaries and employee benefits | $5,496,000 | 946 |
| Premises and equipment expense | $1,709,000 | 810 |
| Additional noninterest expense | $3,964,000 | 764 |
| Pre-tax net operating income | $-9,027,000 | 8,349 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-3,569,000 | 8,371 |
| Income before extraordinary items | $-5,458,000 | 8,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,458,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,228,000 | 232 |
| Cash dividends | $750,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $375,000 | 299 |
| Net operating income | $-5,458,000 | 8,321 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,735,000 | 678 |
| Total interest expense | $9,157,000 | 513 |
| Net interest income | $5,578,000 | 962 |
| Provision for loan and lease losses | $3,604,000 | 271 |
| Total noninterest income | $960,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $432,000 | 1,002 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $528,000 | 1,360 |
| Total noninterest expense | $5,683,000 | 844 |
| Salaries and employee benefits | $2,881,000 | 892 |
| Premises and equipment expense | $868,000 | 804 |
| Additional noninterest expense | $1,934,000 | 752 |
| Pre-tax net operating income | $-2,749,000 | 8,393 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,143,000 | 8,403 |
| Income before extraordinary items | $-1,606,000 | 8,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,606,000 | 8,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 749 |
| Cash dividends | $750,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 243 |
| Net operating income | $-1,606,000 | 8,361 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $65,710,000 | 639 |
| Total interest expense | $35,011,000 | 575 |
| Net interest income | $30,699,000 | 719 |
| Provision for loan and lease losses | $2,676,000 | 673 |
| Total noninterest income | $3,956,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,758,000 | 1,017 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,198,000 | 1,286 |
| Total noninterest expense | $20,605,000 | 902 |
| Salaries and employee benefits | $11,095,000 | 894 |
| Premises and equipment expense | $3,266,000 | 814 |
| Additional noninterest expense | $6,244,000 | 903 |
| Pre-tax net operating income | $11,374,000 | 745 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,048,000 | 631 |
| Income before extraordinary items | $7,326,000 | 876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,326,000 | 874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $873,000 | 1,137 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $565,000 | 514 |
| Net operating income | $7,326,000 | 861 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $48,473,000 | 648 |
| Total interest expense | $25,588,000 | 586 |
| Net interest income | $22,885,000 | 725 |
| Provision for loan and lease losses | $1,941,000 | 533 |
| Total noninterest income | $2,916,000 | 1,329 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,271,000 | 1,035 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,645,000 | 1,301 |
| Total noninterest expense | $15,564,000 | 885 |
| Salaries and employee benefits | $8,490,000 | 876 |
| Premises and equipment expense | $2,467,000 | 808 |
| Additional noninterest expense | $4,607,000 | 888 |
| Pre-tax net operating income | $8,296,000 | 835 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,041,000 | 693 |
| Income before extraordinary items | $5,255,000 | 995 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,255,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,019 |
| Cash dividends | $2,000,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $483,000 | 419 |
| Net operating income | $5,255,000 | 980 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,101,000 | 681 |
| Total interest expense | $16,346,000 | 622 |
| Net interest income | $14,755,000 | 772 |
| Provision for loan and lease losses | $1,205,000 | 504 |
| Total noninterest income | $1,888,000 | 1,383 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $806,000 | 1,094 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,082,000 | 1,328 |
| Total noninterest expense | $10,086,000 | 936 |
| Salaries and employee benefits | $5,726,000 | 891 |
| Premises and equipment expense | $1,606,000 | 836 |
| Additional noninterest expense | $2,754,000 | 1,010 |
| Pre-tax net operating income | $5,352,000 | 895 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,985,000 | 734 |
| Income before extraordinary items | $3,367,000 | 1,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,367,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 825 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $346,000 | 355 |
| Net operating income | $3,367,000 | 1,050 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,076,000 | 698 |
| Total interest expense | $7,878,000 | 629 |
| Net interest income | $7,198,000 | 782 |
| Provision for loan and lease losses | $490,000 | 538 |
| Total noninterest income | $902,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $353,000 | 1,224 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $549,000 | 1,276 |
| Total noninterest expense | $4,894,000 | 960 |
| Salaries and employee benefits | $2,739,000 | 930 |
| Premises and equipment expense | $768,000 | 874 |
| Additional noninterest expense | $1,387,000 | 990 |
| Pre-tax net operating income | $2,716,000 | 867 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,012,000 | 727 |
| Income before extraordinary items | $1,704,000 | 1,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,704,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 496 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 362 |
| Net operating income | $1,704,000 | 1,023 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $55,018,000 | 702 |
| Total interest expense | $27,005,000 | 635 |
| Net interest income | $28,013,000 | 792 |
| Provision for loan and lease losses | $2,083,000 | 538 |
| Total noninterest income | $3,047,000 | 1,607 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,181,000 | 1,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,866,000 | 1,435 |
| Total noninterest expense | $16,993,000 | 1,054 |
| Salaries and employee benefits | $11,266,000 | 864 |
| Premises and equipment expense | $2,909,000 | 868 |
| Additional noninterest expense | $2,818,000 | 1,866 |
| Pre-tax net operating income | $11,984,000 | 830 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,340,000 | 708 |
| Income before extraordinary items | $7,644,000 | 975 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,644,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $772,000 | 856 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,644,000 | 963 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $39,678,000 | 732 |
| Total interest expense | $19,043,000 | 661 |
| Net interest income | $20,635,000 | 818 |
| Provision for loan and lease losses | $1,353,000 | 576 |
| Total noninterest income | $2,292,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $875,000 | 1,538 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,417,000 | 1,414 |
| Total noninterest expense | $12,569,000 | 1,079 |
| Salaries and employee benefits | $8,281,000 | 887 |
| Premises and equipment expense | $2,194,000 | 869 |
| Additional noninterest expense | $2,094,000 | 1,861 |
| Pre-tax net operating income | $9,005,000 | 865 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,467,000 | 701 |
| Income before extraordinary items | $5,538,000 | 1,050 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,538,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,076 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,538,000 | 1,036 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,348,000 | 746 |
| Total interest expense | $11,886,000 | 665 |
| Net interest income | $13,462,000 | 842 |
| Provision for loan and lease losses | $865,000 | 597 |
| Total noninterest income | $1,490,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $587,000 | 1,522 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $903,000 | 1,466 |
| Total noninterest expense | $8,067,000 | 1,132 |
| Salaries and employee benefits | $5,363,000 | 914 |
| Premises and equipment expense | $1,480,000 | 862 |
| Additional noninterest expense | $1,224,000 | 2,131 |
| Pre-tax net operating income | $6,020,000 | 858 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,315,000 | 715 |
| Income before extraordinary items | $3,705,000 | 1,037 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,705,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 847 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,705,000 | 1,019 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,098,000 | 754 |
| Total interest expense | $5,760,000 | 647 |
| Net interest income | $6,338,000 | 886 |
| Provision for loan and lease losses | $470,000 | 513 |
| Total noninterest income | $735,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 1,507 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $451,000 | 1,446 |
| Total noninterest expense | $4,003,000 | 1,128 |
| Salaries and employee benefits | $2,698,000 | 908 |
| Premises and equipment expense | $745,000 | 858 |
| Additional noninterest expense | $560,000 | 2,283 |
| Pre-tax net operating income | $2,600,000 | 965 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $994,000 | 792 |
| Income before extraordinary items | $1,606,000 | 1,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,606,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 708 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,606,000 | 1,144 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $38,551,000 | 847 |
| Total interest expense | $17,647,000 | 648 |
| Net interest income | $20,904,000 | 1,018 |
| Provision for loan and lease losses | $2,224,000 | 484 |
| Total noninterest income | $3,042,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,056,000 | 1,645 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,986,000 | 1,371 |
| Total noninterest expense | $14,868,000 | 1,165 |
| Salaries and employee benefits | $10,035,000 | 907 |
| Premises and equipment expense | $2,631,000 | 912 |
| Additional noninterest expense | $2,202,000 | 2,275 |
| Pre-tax net operating income | $6,854,000 | 1,400 |
| Securities gains (losses) | $325,000 | 390 |
| Applicable income taxes | $2,732,000 | 1,043 |
| Income before extraordinary items | $4,447,000 | 1,579 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,447,000 | 1,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,201,000 | 363 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,239,000 | 1,636 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $27,100,000 | 888 |
| Total interest expense | $12,272,000 | 665 |
| Net interest income | $14,828,000 | 1,075 |
| Provision for loan and lease losses | $1,473,000 | 515 |
| Total noninterest income | $2,156,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $782,000 | 1,648 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,374,000 | 1,442 |
| Total noninterest expense | $10,721,000 | 1,203 |
| Salaries and employee benefits | $7,188,000 | 939 |
| Premises and equipment expense | $1,903,000 | 935 |
| Additional noninterest expense | $1,630,000 | 2,266 |
| Pre-tax net operating income | $4,790,000 | 1,497 |
| Securities gains (losses) | $325,000 | 370 |
| Applicable income taxes | $1,947,000 | 1,094 |
| Income before extraordinary items | $3,168,000 | 1,664 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,168,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 474 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,960,000 | 1,747 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,607,000 | 946 |
| Total interest expense | $7,318,000 | 693 |
| Net interest income | $9,289,000 | 1,140 |
| Provision for loan and lease losses | $1,148,000 | 438 |
| Total noninterest income | $1,497,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $502,000 | 1,681 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $995,000 | 1,355 |
| Total noninterest expense | $6,613,000 | 1,279 |
| Salaries and employee benefits | $4,455,000 | 1,012 |
| Premises and equipment expense | $1,198,000 | 981 |
| Additional noninterest expense | $960,000 | 2,539 |
| Pre-tax net operating income | $3,025,000 | 1,539 |
| Securities gains (losses) | $325,000 | 321 |
| Applicable income taxes | $1,276,000 | 1,092 |
| Income before extraordinary items | $2,074,000 | 1,652 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,074,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 738 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,866,000 | 1,796 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 1,036 |
| Total interest expense | $3,204,000 | 750 |
| Net interest income | $4,095,000 | 1,306 |
| Provision for loan and lease losses | $388,000 | 608 |
| Total noninterest income | $707,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $241,000 | 1,693 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $466,000 | 1,393 |
| Total noninterest expense | $2,932,000 | 1,446 |
| Salaries and employee benefits | $1,978,000 | 1,152 |
| Premises and equipment expense | $510,000 | 1,195 |
| Additional noninterest expense | $444,000 | 2,722 |
| Pre-tax net operating income | $1,482,000 | 1,532 |
| Securities gains (losses) | $259,000 | 218 |
| Applicable income taxes | $669,000 | 1,049 |
| Income before extraordinary items | $1,072,000 | 1,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,072,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 593 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $906,240 | 1,824 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,941,000 | 1,289 |
| Total interest expense | $8,695,000 | 937 |
| Net interest income | $13,246,000 | 1,532 |
| Provision for loan and lease losses | $3,192,000 | 364 |
| Total noninterest income | $2,604,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,056,000 | 1,663 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,548,000 | 1,604 |
| Total noninterest expense | $11,273,000 | 1,442 |
| Salaries and employee benefits | $6,886,000 | 1,277 |
| Premises and equipment expense | $1,817,000 | 1,266 |
| Additional noninterest expense | $2,570,000 | 1,888 |
| Pre-tax net operating income | $1,385,000 | 4,460 |
| Securities gains (losses) | $103,000 | 1,225 |
| Applicable income taxes | $368,000 | 3,854 |
| Income before extraordinary items | $1,120,000 | 4,381 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,120,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $607,000 | 1,147 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,042,750 | 4,504 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,364,000 | 1,370 |
| Total interest expense | $5,922,000 | 1,004 |
| Net interest income | $9,442,000 | 1,600 |
| Provision for loan and lease losses | $1,487,000 | 529 |
| Total noninterest income | $2,051,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $800,000 | 1,652 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,251,000 | 1,513 |
| Total noninterest expense | $7,932,000 | 1,538 |
| Salaries and employee benefits | $5,057,000 | 1,303 |
| Premises and equipment expense | $1,303,000 | 1,318 |
| Additional noninterest expense | $1,572,000 | 2,295 |
| Pre-tax net operating income | $2,074,000 | 2,788 |
| Securities gains (losses) | $103,000 | 1,153 |
| Applicable income taxes | $825,000 | 2,064 |
| Income before extraordinary items | $1,352,000 | 3,237 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,352,000 | 3,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,797 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,286,080 | 3,286 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,658,000 | 1,470 |
| Total interest expense | $3,550,000 | 1,110 |
| Net interest income | $6,108,000 | 1,643 |
| Provision for loan and lease losses | $1,017,000 | 516 |
| Total noninterest income | $1,371,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $525,000 | 1,667 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $846,000 | 1,490 |
| Total noninterest expense | $4,900,000 | 1,652 |
| Salaries and employee benefits | $3,222,000 | 1,361 |
| Premises and equipment expense | $842,000 | 1,368 |
| Additional noninterest expense | $836,000 | 2,814 |
| Pre-tax net operating income | $1,562,000 | 2,499 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $601,000 | 1,924 |
| Income before extraordinary items | $978,000 | 2,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $978,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 8,835 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $967,120 | 2,936 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 1,544 |
| Total interest expense | $1,678,000 | 1,194 |
| Net interest income | $2,910,000 | 1,714 |
| Provision for loan and lease losses | $517,000 | 508 |
| Total noninterest income | $603,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $253,000 | 1,681 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $350,000 | 1,686 |
| Total noninterest expense | $2,446,000 | 1,665 |
| Salaries and employee benefits | $1,580,000 | 1,401 |
| Premises and equipment expense | $420,000 | 1,392 |
| Additional noninterest expense | $446,000 | 2,626 |
| Pre-tax net operating income | $550,000 | 3,289 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $214,000 | 2,459 |
| Income before extraordinary items | $339,000 | 3,931 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,306 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $337,080 | 3,821 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,900,000 | 1,691 |
| Total interest expense | $6,630,000 | 1,339 |
| Net interest income | $10,270,000 | 1,897 |
| Provision for loan and lease losses | $1,140,000 | 1,049 |
| Total noninterest income | $15,733,000 | 472 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $940,000 | 1,842 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,793,000 | 346 |
| Total noninterest expense | $14,295,000 | 1,136 |
| Salaries and employee benefits | $9,685,000 | 876 |
| Premises and equipment expense | $1,791,000 | 1,271 |
| Additional noninterest expense | $2,819,000 | 1,720 |
| Pre-tax net operating income | $10,568,000 | 819 |
| Securities gains (losses) | $349,000 | 955 |
| Applicable income taxes | $4,054,000 | 735 |
| Income before extraordinary items | $6,863,000 | 939 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,863,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,751 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,639,640 | 916 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,652,000 | 1,723 |
| Total interest expense | $5,064,000 | 1,373 |
| Net interest income | $7,588,000 | 1,937 |
| Provision for loan and lease losses | $866,000 | 1,022 |
| Total noninterest income | $12,986,000 | 464 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $661,000 | 1,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,325,000 | 345 |
| Total noninterest expense | $11,585,000 | 1,052 |
| Salaries and employee benefits | $8,201,000 | 788 |
| Premises and equipment expense | $1,414,000 | 1,210 |
| Additional noninterest expense | $1,970,000 | 1,832 |
| Pre-tax net operating income | $8,123,000 | 830 |
| Securities gains (losses) | $349,000 | 874 |
| Applicable income taxes | $3,307,000 | 710 |
| Income before extraordinary items | $5,165,000 | 971 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,165,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,941,640 | 955 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,477,000 | 1,730 |
| Total interest expense | $3,541,000 | 1,359 |
| Net interest income | $4,936,000 | 1,981 |
| Provision for loan and lease losses | $636,000 | 942 |
| Total noninterest income | $10,264,000 | 408 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $385,000 | 2,163 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,879,000 | 316 |
| Total noninterest expense | $9,291,000 | 875 |
| Salaries and employee benefits | $6,915,000 | 637 |
| Premises and equipment expense | $997,000 | 1,144 |
| Additional noninterest expense | $1,379,000 | 1,745 |
| Pre-tax net operating income | $5,273,000 | 848 |
| Securities gains (losses) | $227,000 | 965 |
| Applicable income taxes | $2,103,000 | 744 |
| Income before extraordinary items | $3,397,000 | 981 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,397,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,044 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,251,720 | 954 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 1,721 |
| Total interest expense | $1,856,000 | 1,312 |
| Net interest income | $2,441,000 | 2,017 |
| Provision for loan and lease losses | $353,000 | 819 |
| Total noninterest income | $7,622,000 | 317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $186,000 | 2,154 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,436,000 | 250 |
| Total noninterest expense | $5,786,000 | 713 |
| Salaries and employee benefits | $4,053,000 | 547 |
| Premises and equipment expense | $497,000 | 1,166 |
| Additional noninterest expense | $1,236,000 | 991 |
| Pre-tax net operating income | $3,924,000 | 591 |
| Securities gains (losses) | $215,000 | 628 |
| Applicable income taxes | $1,573,000 | 546 |
| Income before extraordinary items | $2,566,000 | 668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,566,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,428,400 | 650 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,621,000 | 1,853 |
| Total interest expense | $7,531,000 | 1,508 |
| Net interest income | $9,090,000 | 2,136 |
| Provision for loan and lease losses | $1,190,000 | 1,148 |
| Total noninterest income | $13,910,000 | 511 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $818,000 | 1,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,092,000 | 378 |
| Total noninterest expense | $14,508,000 | 1,072 |
| Salaries and employee benefits | $9,813,000 | 823 |
| Premises and equipment expense | $2,109,000 | 1,045 |
| Additional noninterest expense | $2,586,000 | 1,802 |
| Pre-tax net operating income | $7,302,000 | 1,152 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $2,777,000 | 994 |
| Income before extraordinary items | $4,531,000 | 1,373 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,531,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,746 |
| Cash dividends | $147,000 | 5,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,527,160 | 1,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,603,000 | 2,346 |
| Total interest expense | $9,155,000 | 1,774 |
| Net interest income | $5,448,000 | 3,211 |
| Provision for loan and lease losses | $515,000 | 2,145 |
| Total noninterest income | $8,909,000 | 655 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $809,000 | 1,883 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,100,000 | 473 |
| Total noninterest expense | $10,489,000 | 1,401 |
| Salaries and employee benefits | $3,637,000 | 2,073 |
| Premises and equipment expense | $1,978,000 | 1,075 |
| Additional noninterest expense | $4,874,000 | 999 |
| Pre-tax net operating income | $3,353,000 | 2,051 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,295,000 | 1,703 |
| Income before extraordinary items | $2,058,000 | 2,465 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,058,000 | 2,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,391 |
| Cash dividends | $410,000 | 3,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,058,000 | 2,383 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,660,000 | 2,552 |
| Total interest expense | $6,331,000 | 2,639 |
| Net interest income | $7,329,000 | 2,419 |
| Provision for loan and lease losses | $500,000 | 1,862 |
| Total noninterest income | $6,510,000 | 763 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $472,000 | 2,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,038,000 | 560 |
| Total noninterest expense | $11,981,000 | 1,163 |
| Salaries and employee benefits | $5,522,000 | 1,279 |
| Premises and equipment expense | $1,885,000 | 1,063 |
| Additional noninterest expense | $4,574,000 | 1,028 |
| Pre-tax net operating income | $1,358,000 | 4,371 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $451,000 | 3,729 |
| Income before extraordinary items | $907,000 | 4,659 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $907,000 | 4,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $780,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $907,000 | 4,657 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,802,000 | 2,988 |
| Total interest expense | $4,760,000 | 3,067 |
| Net interest income | $6,042,000 | 2,915 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $10,208,000 | 609 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $282,000 | 4,159 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $9,926,000 | 447 |
| Total noninterest expense | $13,648,000 | 1,023 |
| Salaries and employee benefits | $5,763,000 | 1,202 |
| Premises and equipment expense | $1,560,000 | 1,301 |
| Additional noninterest expense | $6,325,000 | 819 |
| Pre-tax net operating income | $2,412,000 | 2,874 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $876,000 | 2,439 |
| Income before extraordinary items | $1,533,000 | 3,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,533,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $344,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 739 |
| Net operating income | $1,534,920 | 3,145 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 3,412 |
| Total interest expense | $3,815,000 | 3,833 |
| Net interest income | $5,596,000 | 3,074 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $9,685,000 | 613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 4,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,471,000 | 450 |
| Total noninterest expense | $11,703,000 | 1,127 |
| Salaries and employee benefits | $5,657,000 | 1,160 |
| Premises and equipment expense | $956,000 | 2,038 |
| Additional noninterest expense | $5,090,000 | 939 |
| Pre-tax net operating income | $3,425,000 | 2,110 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $1,205,000 | 1,990 |
| Income before extraordinary items | $2,223,000 | 2,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,223,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,983 |
| Cash dividends | $237,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,221,050 | 2,247 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,670,000 | 4,684 |
| Total interest expense | $2,830,000 | 4,952 |
| Net interest income | $3,840,000 | 4,388 |
| Provision for loan and lease losses | $191,000 | 3,545 |
| Total noninterest income | $5,226,000 | 899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,013,000 | 614 |
| Total noninterest expense | $6,784,000 | 1,904 |
| Salaries and employee benefits | $3,067,000 | 2,159 |
| Premises and equipment expense | $608,000 | 3,110 |
| Additional noninterest expense | $3,109,000 | 1,402 |
| Pre-tax net operating income | $2,091,000 | 3,387 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $798,000 | 2,933 |
| Income before extraordinary items | $1,301,000 | 3,790 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,301,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,295,880 | 3,738 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 5,679 |
| Total interest expense | $2,161,000 | 6,103 |
| Net interest income | $3,130,000 | 5,283 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,941,000 | 1,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,751,000 | 771 |
| Total noninterest expense | $6,011,000 | 2,286 |
| Salaries and employee benefits | $2,667,000 | 2,499 |
| Premises and equipment expense | $611,000 | 3,149 |
| Additional noninterest expense | $2,733,000 | 1,871 |
| Pre-tax net operating income | $1,060,000 | 5,537 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $392,000 | 4,951 |
| Income before extraordinary items | $668,000 | 5,902 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $668,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,459 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $668,000 | 5,849 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 6,870 |
| Total interest expense | $1,535,000 | 7,599 |
| Net interest income | $2,577,000 | 6,170 |
| Provision for loan and lease losses | $497,000 | 1,583 |
| Total noninterest income | $3,406,000 | 1,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,240,000 | 854 |
| Total noninterest expense | $5,267,000 | 2,578 |
| Salaries and employee benefits | $2,333,000 | 2,862 |
| Premises and equipment expense | $459,000 | 4,049 |
| Additional noninterest expense | $2,475,000 | 2,012 |
| Pre-tax net operating income | $219,000 | 10,332 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $59,000 | 9,999 |
| Income before extraordinary items | $160,000 | 10,367 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $160,000 | 10,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,447 |
| Cash dividends | $176,000 | 5,785 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 754 |
| Net operating income | $160,000 | 10,345 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 7,654 |
| Total interest expense | $1,243,000 | 7,738 |
| Net interest income | $2,032,000 | 7,491 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $3,262,000 | 1,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,114,000 | 859 |
| Total noninterest expense | $4,175,000 | 3,299 |
| Salaries and employee benefits | $1,894,000 | 3,453 |
| Premises and equipment expense | $392,000 | 4,663 |
| Additional noninterest expense | $1,889,000 | 2,702 |
| Pre-tax net operating income | $939,000 | 6,219 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $299,000 | 5,888 |
| Income before extraordinary items | $640,000 | 6,283 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $640,000 | 6,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,022 |
| Cash dividends | $295,000 | 4,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $640,000 | 6,350 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 8,112 |
| Total interest expense | $1,304,000 | 7,868 |
| Net interest income | $1,836,000 | 8,145 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $1,925,000 | 2,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,800,000 | 1,358 |
| Total noninterest expense | $2,907,000 | 4,643 |
| Salaries and employee benefits | $1,662,000 | 3,898 |
| Premises and equipment expense | $296,000 | 5,922 |
| Additional noninterest expense | $949,000 | 5,151 |
| Pre-tax net operating income | $825,000 | 6,693 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $17,000 | 11,667 |
| Income before extraordinary items | $849,000 | 5,318 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $849,000 | 5,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $808,820 | 5,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 10,414 |
| Total interest expense | $1,191,000 | 9,636 |
| Net interest income | $1,038,000 | 10,945 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $238,000 | 8,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,194 |
| Total noninterest expense | $1,125,000 | 9,390 |
| Salaries and employee benefits | $542,000 | 9,347 |
| Premises and equipment expense | $204,000 | 7,741 |
| Additional noninterest expense | $379,000 | 9,826 |
| Pre-tax net operating income | $97,000 | 12,058 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $30,000 | 11,811 |
| Income before extraordinary items | $83,000 | 12,177 |
| Extraordinary gains, net | $30,000 | 1,127 |
| Net income | $113,000 | 11,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 914 |
| Net operating income | $71,320 | 12,047 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.