Home > Crescent Bank and Trust Company > Net charge- offs to loans

Crescent Bank and Trust Company, Net charge- offs to loans

2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans7.8525%65
Percentage Net Loans Charged-off: Total real estate loans8.0939%62
Percentage Net Loans Charged-off:Construction & development15.8372%265
Percentage Net Loans Charged-off: Commercial real estate2.8125%375
Percentage Net Loans Charged-off: Multi-family residential4.7409%221
Percentage Net Loans Charged-off: 1-4 family residential3.5248%267
Percentage Net Loans Charged-off: Home equity loans0.5712%906
All other 1-4 family - Percent of loans charged-off, net4.5169%200
Percentage Net Loans Charged-off: Commercial and industrial5.2493%541
Percentage Net Loans Charged-off: Loans to individuals2.2816%897
Percentage Net Loans Charged-off: Credit card loans17.1953%49
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.1457%125
Percentage Net Loans Charged-off: Total real estate loans7.4336%99
Percentage Net Loans Charged-off:Construction & development14.7275%269
Percentage Net Loans Charged-off: Commercial real estate1.0617%734
Percentage Net Loans Charged-off: Multi-family residential9.4404%96
Percentage Net Loans Charged-off: 1-4 family residential4.1408%222
Percentage Net Loans Charged-off: Home equity loans1.2096%505
All other 1-4 family - Percent of loans charged-off, net5.1148%175
Percentage Net Loans Charged-off: Commercial and industrial2.8211%837
Percentage Net Loans Charged-off: Loans to individuals3.2231%627
Percentage Net Loans Charged-off: Credit card loans33.8028%24
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6891%840
Percentage Net Loans Charged-off: Total real estate loans2.5343%787
Percentage Net Loans Charged-off:Construction & development4.5974%1,332
Percentage Net Loans Charged-off: Commercial real estate0.3761%1,997
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential2.2867%552
Percentage Net Loans Charged-off: Home equity loans3.0154%339
All other 1-4 family - Percent of loans charged-off, net2.0256%647
Percentage Net Loans Charged-off: Commercial and industrial6.0397%571
Percentage Net Loans Charged-off: Loans to individuals2.3386%1,116
Percentage Net Loans Charged-off: Credit card loans1.5645%899
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1109%919
Percentage Net Loans Charged-off: Total real estate loans1.8877%892
Percentage Net Loans Charged-off:Construction & development3.1541%1,384
Percentage Net Loans Charged-off: Commercial real estate0.5068%1,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.8291%600
Percentage Net Loans Charged-off: Home equity loans1.7165%484
All other 1-4 family - Percent of loans charged-off, net1.8703%597
Percentage Net Loans Charged-off: Commercial and industrial6.4126%430
Percentage Net Loans Charged-off: Loans to individuals2.9314%795
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3055%1,413
Percentage Net Loans Charged-off: Total real estate loans1.0750%1,305
Percentage Net Loans Charged-off:Construction & development1.5680%1,560
Percentage Net Loans Charged-off: Commercial real estate0.3750%1,205
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.3736%744
Percentage Net Loans Charged-off: Home equity loans1.4876%458
All other 1-4 family - Percent of loans charged-off, net1.3305%753
Percentage Net Loans Charged-off: Commercial and industrial5.0373%565
Percentage Net Loans Charged-off: Loans to individuals3.8373%544
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7658%822
Percentage Net Loans Charged-off: Total real estate loans1.7422%658
Percentage Net Loans Charged-off:Construction & development2.6643%835
Percentage Net Loans Charged-off: Commercial real estate0.5528%639
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential2.0911%378
Percentage Net Loans Charged-off: Home equity loans1.1254%410
All other 1-4 family - Percent of loans charged-off, net2.4656%313
Percentage Net Loans Charged-off: Commercial and industrial1.2758%1,269
Percentage Net Loans Charged-off: Loans to individuals4.2480%447
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6537%677
Percentage Net Loans Charged-off: Total real estate loans1.5637%572
Percentage Net Loans Charged-off:Construction & development2.6068%919
Percentage Net Loans Charged-off: Commercial real estate0.3477%1,085
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.8254%770
Percentage Net Loans Charged-off: Home equity loans0.1446%1,118
All other 1-4 family - Percent of loans charged-off, net1.0827%548
Percentage Net Loans Charged-off: Commercial and industrial3.2273%647
Percentage Net Loans Charged-off: Loans to individuals2.5456%711
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4647%536
Percentage Net Loans Charged-off: Total real estate loans1.3889%437
Percentage Net Loans Charged-off:Construction & development2.3173%658
Percentage Net Loans Charged-off: Commercial real estate0.3127%764
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5567%839
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.7634%579
Percentage Net Loans Charged-off: Commercial and industrial2.5714%587
Percentage Net Loans Charged-off: Loans to individuals2.7147%547
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7642%343
Percentage Net Loans Charged-off: Total real estate loans1.7364%262
Percentage Net Loans Charged-off:Construction & development2.8729%397
Percentage Net Loans Charged-off: Commercial real estate0.4997%445
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.3821%959
Percentage Net Loans Charged-off: Home equity loans-0.0633%5,990
All other 1-4 family - Percent of loans charged-off, net0.5441%678
Percentage Net Loans Charged-off: Commercial and industrial2.0551%602
Percentage Net Loans Charged-off: Loans to individuals2.5325%573
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2259%2,005
Percentage Net Loans Charged-off: Total real estate loans0.1757%1,339
Percentage Net Loans Charged-off:Construction & development0.0318%1,056
Percentage Net Loans Charged-off: Commercial real estate0.5513%279
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial1.0601%762
Percentage Net Loans Charged-off: Loans to individuals0.9157%1,650
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1150%3,712
Percentage Net Loans Charged-off: Total real estate loans0.0755%2,446
Percentage Net Loans Charged-off:Construction & development-0.0071%7,624
Percentage Net Loans Charged-off: Commercial real estate0.2006%804
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.4141%652
Percentage Net Loans Charged-off: Home equity loans0.3370%426
All other 1-4 family - Percent of loans charged-off, net0.4388%613
Percentage Net Loans Charged-off: Commercial and industrial0.2323%2,618
Percentage Net Loans Charged-off: Loans to individuals1.5393%940
Percentage Net Loans Charged-off: Credit card loans13.4376%47
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0961%3,260
Percentage Net Loans Charged-off: Total real estate loans0.0897%1,600
Percentage Net Loans Charged-off:Construction & development-0.0182%7,629
Percentage Net Loans Charged-off: Commercial real estate0.2583%446
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.5236%378
Percentage Net Loans Charged-off: Home equity loans0.4588%247
All other 1-4 family - Percent of loans charged-off, net0.5439%356
Percentage Net Loans Charged-off: Commercial and industrial-0.1349%7,506
Percentage Net Loans Charged-off: Loans to individuals0.7146%1,979
Percentage Net Loans Charged-off: Credit card loans1.2406%758
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1124%2,587
Percentage Net Loans Charged-off: Total real estate loans0.1168%1,093
Percentage Net Loans Charged-off:Construction & development-0.0280%7,648
Percentage Net Loans Charged-off: Commercial real estate0.3122%307
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.7805%229
Percentage Net Loans Charged-off: Home equity loans0.6918%150
All other 1-4 family - Percent of loans charged-off, net0.8078%221
Percentage Net Loans Charged-off: Commercial and industrial-0.1962%7,602
Percentage Net Loans Charged-off: Loans to individuals0.4666%2,513
Percentage Net Loans Charged-off: Credit card loans2.6603%422
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2144%1,323
Percentage Net Loans Charged-off: Total real estate loans0.2576%475
Percentage Net Loans Charged-off:Construction & development-0.0033%7,592
Percentage Net Loans Charged-off: Commercial real estate0.6911%126
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.4346%351
Percentage Net Loans Charged-off: Home equity loans1.4294%69
All other 1-4 family - Percent of loans charged-off, net0.1460%704
Percentage Net Loans Charged-off: Commercial and industrial-0.4098%7,829
Percentage Net Loans Charged-off: Loans to individuals-0.2271%7,492
Percentage Net Loans Charged-off: Credit card loans-1.2072%1,855
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1204%2,904
Percentage Net Loans Charged-off: Total real estate loans0.0279%2,471
Percentage Net Loans Charged-off:Construction & development0.0201%711
Percentage Net Loans Charged-off: Commercial real estate0.0997%773
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0870%8,300
Percentage Net Loans Charged-off: Home equity loans0.2302%297
All other 1-4 family - Percent of loans charged-off, net-0.1871%8,370
Percentage Net Loans Charged-off: Commercial and industrial0.8982%1,107
Percentage Net Loans Charged-off: Loans to individuals1.6900%717
Percentage Net Loans Charged-off: Credit card loans4.2789%234
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0708%3,275
Percentage Net Loans Charged-off: Total real estate loans0.0230%2,182
Percentage Net Loans Charged-off:Construction & development0.0291%502
Percentage Net Loans Charged-off: Commercial real estate0.1354%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.2246%8,451
Percentage Net Loans Charged-off: Home equity loans-0.0194%6,012
All other 1-4 family - Percent of loans charged-off, net-0.2911%8,442
Percentage Net Loans Charged-off: Commercial and industrial0.1885%2,008
Percentage Net Loans Charged-off: Loans to individuals1.2350%1,003
Percentage Net Loans Charged-off: Credit card loans2.1322%524
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0951%2,543
Percentage Net Loans Charged-off: Total real estate loans0.0364%1,624
Percentage Net Loans Charged-off:Construction & development0.0462%345
Percentage Net Loans Charged-off: Commercial real estate0.2088%370
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.3407%8,502
Percentage Net Loans Charged-off: Home equity loans-0.0292%6,000
All other 1-4 family - Percent of loans charged-off, net-0.4435%8,497
Percentage Net Loans Charged-off: Commercial and industrial0.2378%1,615
Percentage Net Loans Charged-off: Loans to individuals1.5005%771
Percentage Net Loans Charged-off: Credit card loans3.1904%339
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1048%2,052
Percentage Net Loans Charged-off: Total real estate loans0.0087%1,490
Percentage Net Loans Charged-off:Construction & development0.1008%156
Percentage Net Loans Charged-off: Commercial real estate0.2328%235
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.7498%8,568
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.9960%8,555
Percentage Net Loans Charged-off: Commercial and industrial0.2418%1,129
Percentage Net Loans Charged-off: Loans to individuals2.5117%433
Percentage Net Loans Charged-off: Credit card loans6.8194%142
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4148%1,081
Percentage Net Loans Charged-off: Total real estate loans0.3399%367
Percentage Net Loans Charged-off:Construction & development0.4599%185
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.4289%365
Percentage Net Loans Charged-off: Home equity loans0.3555%201
All other 1-4 family - Percent of loans charged-off, net0.4517%365
Percentage Net Loans Charged-off: Commercial and industrial0.2257%2,679
Percentage Net Loans Charged-off: Loans to individuals2.3866%488
Percentage Net Loans Charged-off: Credit card loans4.1272%351
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2795%1,456
Percentage Net Loans Charged-off: Total real estate loans0.2161%564
Percentage Net Loans Charged-off:Construction & development0.2733%205
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.5586%246
Percentage Net Loans Charged-off: Home equity loans0.4916%119
All other 1-4 family - Percent of loans charged-off, net0.5790%251
Percentage Net Loans Charged-off: Commercial and industrial0.0982%2,789
Percentage Net Loans Charged-off: Loans to individuals1.8979%652
Percentage Net Loans Charged-off: Credit card loans5.5042%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1580%2,198
Percentage Net Loans Charged-off: Total real estate loans0.0967%1,065
Percentage Net Loans Charged-off:Construction & development0.0616%298
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.3975%362
Percentage Net Loans Charged-off: Home equity loans0.6155%96
All other 1-4 family - Percent of loans charged-off, net0.3367%446
Percentage Net Loans Charged-off: Commercial and industrial0.0933%2,417
Percentage Net Loans Charged-off: Loans to individuals1.5181%945
Percentage Net Loans Charged-off: Credit card loans2.1825%655
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2219%1,477
Percentage Net Loans Charged-off: Total real estate loans0.1625%600
Percentage Net Loans Charged-off:Construction & development0.1500%151
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.5746%249
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.7099%214
Percentage Net Loans Charged-off: Commercial and industrial0.0180%1,917
Percentage Net Loans Charged-off: Loans to individuals1.6086%908
Percentage Net Loans Charged-off: Credit card loans0.7948%815
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1711%3,078
Percentage Net Loans Charged-off: Total real estate loans0.0916%1,681
Percentage Net Loans Charged-off:Construction & development0.2261%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0422%2,302
Percentage Net Loans Charged-off: Home equity loans0.0421%520
All other 1-4 family - Percent of loans charged-off, net0.0422%2,208
Percentage Net Loans Charged-off: Commercial and industrial-0.4986%8,198
Percentage Net Loans Charged-off: Loans to individuals2.0060%758
Percentage Net Loans Charged-off: Credit card loans7.0268%204
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0865%3,890
Percentage Net Loans Charged-off: Total real estate loans0.1212%1,174
Percentage Net Loans Charged-off:Construction & development0.3291%243
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-2.2524%8,491
Percentage Net Loans Charged-off: Loans to individuals1.6882%918
Percentage Net Loans Charged-off: Credit card loans8.8932%134
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0487%8,210
Percentage Net Loans Charged-off: Total real estate loans0.0477%1,801
Percentage Net Loans Charged-off:Construction & development0.1330%302
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-3.4675%8,558
Percentage Net Loans Charged-off: Loans to individuals1.6496%971
Percentage Net Loans Charged-off: Credit card loans11.4155%88
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1362%2,470
Percentage Net Loans Charged-off: Total real estate loans0.1019%994
Percentage Net Loans Charged-off:Construction & development0.3071%166
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.6836%2,454
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1636%3,833
Percentage Net Loans Charged-off: Total real estate loans-0.0307%8,545
Percentage Net Loans Charged-off:Construction & development-0.0745%8,044
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0423%8,603
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0485%8,620
Percentage Net Loans Charged-off: Commercial and industrial1.5127%1,191
Percentage Net Loans Charged-off: Loans to individuals1.5026%1,361
Percentage Net Loans Charged-off: Credit card loans4.9866%422
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0635%5,061
Percentage Net Loans Charged-off: Total real estate loans-0.0411%8,636
Percentage Net Loans Charged-off:Construction & development-0.1053%8,052
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0521%8,651
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0587%8,670
Percentage Net Loans Charged-off: Commercial and industrial0.5759%2,059
Percentage Net Loans Charged-off: Loans to individuals0.9747%2,216
Percentage Net Loans Charged-off: Credit card loans1.9741%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0490%5,004
Percentage Net Loans Charged-off: Total real estate loans-0.0599%8,754
Percentage Net Loans Charged-off:Construction & development-0.1644%8,032
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0675%8,738
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0743%8,755
Percentage Net Loans Charged-off: Commercial and industrial0.7360%1,593
Percentage Net Loans Charged-off: Loans to individuals0.9345%2,216
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0387%4,422
Percentage Net Loans Charged-off: Total real estate loans-0.1119%8,927
Percentage Net Loans Charged-off:Construction & development-0.3445%7,999
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.1018%8,873
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.1090%8,866
Percentage Net Loans Charged-off: Commercial and industrial1.5181%754
Percentage Net Loans Charged-off: Loans to individuals1.0484%1,887
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1008%5,138
Percentage Net Loans Charged-off: Total real estate loans0.0324%2,958
Percentage Net Loans Charged-off:Construction & development0.0499%739
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0452%2,364
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0483%2,236
Percentage Net Loans Charged-off: Commercial and industrial0.0372%4,642
Percentage Net Loans Charged-off: Loans to individuals1.0912%2,145
Percentage Net Loans Charged-off: Credit card loans0.5621%1,832
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1528%4,242
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.1843%3,720
Percentage Net Loans Charged-off: Loans to individuals1.9255%863
Percentage Net Loans Charged-off: Credit card loans1.7109%1,388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0117%7,088
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0245%6,888
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0355%9,604
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0166%7,859
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4510%1,961
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5746%1,402
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2175%3,814
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0831%7,470
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2322%6,845
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA