Home > Crescent Bank and Trust Company > Net charge- offs to loans
Crescent Bank and Trust Company, Net charge- offs to loans
2010-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 7.8525% | 65 |
Percentage Net Loans Charged-off: Total real estate loans | 8.0939% | 62 |
Percentage Net Loans Charged-off:Construction & development | 15.8372% | 265 |
Percentage Net Loans Charged-off: Commercial real estate | 2.8125% | 375 |
Percentage Net Loans Charged-off: Multi-family residential | 4.7409% | 221 |
Percentage Net Loans Charged-off: 1-4 family residential | 3.5248% | 267 |
Percentage Net Loans Charged-off: Home equity loans | 0.5712% | 906 |
All other 1-4 family - Percent of loans charged-off, net | 4.5169% | 200 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.2493% | 541 |
Percentage Net Loans Charged-off: Loans to individuals | 2.2816% | 897 |
Percentage Net Loans Charged-off: Credit card loans | 17.1953% | 49 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2010-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 7.1457% | 125 |
Percentage Net Loans Charged-off: Total real estate loans | 7.4336% | 99 |
Percentage Net Loans Charged-off:Construction & development | 14.7275% | 269 |
Percentage Net Loans Charged-off: Commercial real estate | 1.0617% | 734 |
Percentage Net Loans Charged-off: Multi-family residential | 9.4404% | 96 |
Percentage Net Loans Charged-off: 1-4 family residential | 4.1408% | 222 |
Percentage Net Loans Charged-off: Home equity loans | 1.2096% | 505 |
All other 1-4 family - Percent of loans charged-off, net | 5.1148% | 175 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.8211% | 837 |
Percentage Net Loans Charged-off: Loans to individuals | 3.2231% | 627 |
Percentage Net Loans Charged-off: Credit card loans | 33.8028% | 24 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.6891% | 840 |
Percentage Net Loans Charged-off: Total real estate loans | 2.5343% | 787 |
Percentage Net Loans Charged-off:Construction & development | 4.5974% | 1,332 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3761% | 1,997 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.2867% | 552 |
Percentage Net Loans Charged-off: Home equity loans | 3.0154% | 339 |
All other 1-4 family - Percent of loans charged-off, net | 2.0256% | 647 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.0397% | 571 |
Percentage Net Loans Charged-off: Loans to individuals | 2.3386% | 1,116 |
Percentage Net Loans Charged-off: Credit card loans | 1.5645% | 899 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.1109% | 919 |
Percentage Net Loans Charged-off: Total real estate loans | 1.8877% | 892 |
Percentage Net Loans Charged-off:Construction & development | 3.1541% | 1,384 |
Percentage Net Loans Charged-off: Commercial real estate | 0.5068% | 1,336 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.8291% | 600 |
Percentage Net Loans Charged-off: Home equity loans | 1.7165% | 484 |
All other 1-4 family - Percent of loans charged-off, net | 1.8703% | 597 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.4126% | 430 |
Percentage Net Loans Charged-off: Loans to individuals | 2.9314% | 795 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.3055% | 1,413 |
Percentage Net Loans Charged-off: Total real estate loans | 1.0750% | 1,305 |
Percentage Net Loans Charged-off:Construction & development | 1.5680% | 1,560 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3750% | 1,205 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.3736% | 744 |
Percentage Net Loans Charged-off: Home equity loans | 1.4876% | 458 |
All other 1-4 family - Percent of loans charged-off, net | 1.3305% | 753 |
Percentage Net Loans Charged-off: Commercial and industrial | 5.0373% | 565 |
Percentage Net Loans Charged-off: Loans to individuals | 3.8373% | 544 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.7658% | 822 |
Percentage Net Loans Charged-off: Total real estate loans | 1.7422% | 658 |
Percentage Net Loans Charged-off:Construction & development | 2.6643% | 835 |
Percentage Net Loans Charged-off: Commercial real estate | 0.5528% | 639 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.0911% | 378 |
Percentage Net Loans Charged-off: Home equity loans | 1.1254% | 410 |
All other 1-4 family - Percent of loans charged-off, net | 2.4656% | 313 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.2758% | 1,269 |
Percentage Net Loans Charged-off: Loans to individuals | 4.2480% | 447 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.6537% | 677 |
Percentage Net Loans Charged-off: Total real estate loans | 1.5637% | 572 |
Percentage Net Loans Charged-off:Construction & development | 2.6068% | 919 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3477% | 1,085 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.8254% | 770 |
Percentage Net Loans Charged-off: Home equity loans | 0.1446% | 1,118 |
All other 1-4 family - Percent of loans charged-off, net | 1.0827% | 548 |
Percentage Net Loans Charged-off: Commercial and industrial | 3.2273% | 647 |
Percentage Net Loans Charged-off: Loans to individuals | 2.5456% | 711 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.4647% | 536 |
Percentage Net Loans Charged-off: Total real estate loans | 1.3889% | 437 |
Percentage Net Loans Charged-off:Construction & development | 2.3173% | 658 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3127% | 764 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5567% | 839 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
All other 1-4 family - Percent of loans charged-off, net | 0.7634% | 579 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.5714% | 587 |
Percentage Net Loans Charged-off: Loans to individuals | 2.7147% | 547 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.7642% | 343 |
Percentage Net Loans Charged-off: Total real estate loans | 1.7364% | 262 |
Percentage Net Loans Charged-off:Construction & development | 2.8729% | 397 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4997% | 445 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3821% | 959 |
Percentage Net Loans Charged-off: Home equity loans | -0.0633% | 5,990 |
All other 1-4 family - Percent of loans charged-off, net | 0.5441% | 678 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.0551% | 602 |
Percentage Net Loans Charged-off: Loans to individuals | 2.5325% | 573 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2259% | 2,005 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1757% | 1,339 |
Percentage Net Loans Charged-off:Construction & development | 0.0318% | 1,056 |
Percentage Net Loans Charged-off: Commercial real estate | 0.5513% | 279 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.0601% | 762 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9157% | 1,650 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1150% | 3,712 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 2,446 |
Percentage Net Loans Charged-off:Construction & development | -0.0071% | 7,624 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2006% | 804 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4141% | 652 |
Percentage Net Loans Charged-off: Home equity loans | 0.3370% | 426 |
All other 1-4 family - Percent of loans charged-off, net | 0.4388% | 613 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2323% | 2,618 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5393% | 940 |
Percentage Net Loans Charged-off: Credit card loans | 13.4376% | 47 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0961% | 3,260 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 1,600 |
Percentage Net Loans Charged-off:Construction & development | -0.0182% | 7,629 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2583% | 446 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5236% | 378 |
Percentage Net Loans Charged-off: Home equity loans | 0.4588% | 247 |
All other 1-4 family - Percent of loans charged-off, net | 0.5439% | 356 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1349% | 7,506 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7146% | 1,979 |
Percentage Net Loans Charged-off: Credit card loans | 1.2406% | 758 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1124% | 2,587 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 1,093 |
Percentage Net Loans Charged-off:Construction & development | -0.0280% | 7,648 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3122% | 307 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.7805% | 229 |
Percentage Net Loans Charged-off: Home equity loans | 0.6918% | 150 |
All other 1-4 family - Percent of loans charged-off, net | 0.8078% | 221 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.1962% | 7,602 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4666% | 2,513 |
Percentage Net Loans Charged-off: Credit card loans | 2.6603% | 422 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2144% | 1,323 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2576% | 475 |
Percentage Net Loans Charged-off:Construction & development | -0.0033% | 7,592 |
Percentage Net Loans Charged-off: Commercial real estate | 0.6911% | 126 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4346% | 351 |
Percentage Net Loans Charged-off: Home equity loans | 1.4294% | 69 |
All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 704 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.4098% | 7,829 |
Percentage Net Loans Charged-off: Loans to individuals | -0.2271% | 7,492 |
Percentage Net Loans Charged-off: Credit card loans | -1.2072% | 1,855 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1204% | 2,904 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 2,471 |
Percentage Net Loans Charged-off:Construction & development | 0.0201% | 711 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0997% | 773 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0870% | 8,300 |
Percentage Net Loans Charged-off: Home equity loans | 0.2302% | 297 |
All other 1-4 family - Percent of loans charged-off, net | -0.1871% | 8,370 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8982% | 1,107 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6900% | 717 |
Percentage Net Loans Charged-off: Credit card loans | 4.2789% | 234 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0708% | 3,275 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,182 |
Percentage Net Loans Charged-off:Construction & development | 0.0291% | 502 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1354% | 544 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.2246% | 8,451 |
Percentage Net Loans Charged-off: Home equity loans | -0.0194% | 6,012 |
All other 1-4 family - Percent of loans charged-off, net | -0.2911% | 8,442 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 2,008 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2350% | 1,003 |
Percentage Net Loans Charged-off: Credit card loans | 2.1322% | 524 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0951% | 2,543 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 1,624 |
Percentage Net Loans Charged-off:Construction & development | 0.0462% | 345 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2088% | 370 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.3407% | 8,502 |
Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 6,000 |
All other 1-4 family - Percent of loans charged-off, net | -0.4435% | 8,497 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2378% | 1,615 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5005% | 771 |
Percentage Net Loans Charged-off: Credit card loans | 3.1904% | 339 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1048% | 2,052 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 1,490 |
Percentage Net Loans Charged-off:Construction & development | 0.1008% | 156 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2328% | 235 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.7498% | 8,568 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
All other 1-4 family - Percent of loans charged-off, net | -0.9960% | 8,555 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2418% | 1,129 |
Percentage Net Loans Charged-off: Loans to individuals | 2.5117% | 433 |
Percentage Net Loans Charged-off: Credit card loans | 6.8194% | 142 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4148% | 1,081 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3399% | 367 |
Percentage Net Loans Charged-off:Construction & development | 0.4599% | 185 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4289% | 365 |
Percentage Net Loans Charged-off: Home equity loans | 0.3555% | 201 |
All other 1-4 family - Percent of loans charged-off, net | 0.4517% | 365 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 2,679 |
Percentage Net Loans Charged-off: Loans to individuals | 2.3866% | 488 |
Percentage Net Loans Charged-off: Credit card loans | 4.1272% | 351 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2795% | 1,456 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2161% | 564 |
Percentage Net Loans Charged-off:Construction & development | 0.2733% | 205 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5586% | 246 |
Percentage Net Loans Charged-off: Home equity loans | 0.4916% | 119 |
All other 1-4 family - Percent of loans charged-off, net | 0.5790% | 251 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0982% | 2,789 |
Percentage Net Loans Charged-off: Loans to individuals | 1.8979% | 652 |
Percentage Net Loans Charged-off: Credit card loans | 5.5042% | 223 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1580% | 2,198 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0967% | 1,065 |
Percentage Net Loans Charged-off:Construction & development | 0.0616% | 298 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.3975% | 362 |
Percentage Net Loans Charged-off: Home equity loans | 0.6155% | 96 |
All other 1-4 family - Percent of loans charged-off, net | 0.3367% | 446 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0933% | 2,417 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5181% | 945 |
Percentage Net Loans Charged-off: Credit card loans | 2.1825% | 655 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2219% | 1,477 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1625% | 600 |
Percentage Net Loans Charged-off:Construction & development | 0.1500% | 151 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.5746% | 249 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
All other 1-4 family - Percent of loans charged-off, net | 0.7099% | 214 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 1,917 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6086% | 908 |
Percentage Net Loans Charged-off: Credit card loans | 0.7948% | 815 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1711% | 3,078 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 1,681 |
Percentage Net Loans Charged-off:Construction & development | 0.2261% | 353 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 2,302 |
Percentage Net Loans Charged-off: Home equity loans | 0.0421% | 520 |
All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 2,208 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.4986% | 8,198 |
Percentage Net Loans Charged-off: Loans to individuals | 2.0060% | 758 |
Percentage Net Loans Charged-off: Credit card loans | 7.0268% | 204 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0865% | 3,890 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 1,174 |
Percentage Net Loans Charged-off:Construction & development | 0.3291% | 243 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
Percentage Net Loans Charged-off: Commercial and industrial | -2.2524% | 8,491 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6882% | 918 |
Percentage Net Loans Charged-off: Credit card loans | 8.8932% | 134 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0487% | 8,210 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 1,801 |
Percentage Net Loans Charged-off:Construction & development | 0.1330% | 302 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
Percentage Net Loans Charged-off: Commercial and industrial | -3.4675% | 8,558 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6496% | 971 |
Percentage Net Loans Charged-off: Credit card loans | 11.4155% | 88 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1362% | 2,470 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 994 |
Percentage Net Loans Charged-off:Construction & development | 0.3071% | 166 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
Percentage Net Loans Charged-off: Loans to individuals | 0.6836% | 2,454 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1636% | 3,833 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 8,545 |
Percentage Net Loans Charged-off:Construction & development | -0.0745% | 8,044 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0423% | 8,603 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | -0.0485% | 8,620 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.5127% | 1,191 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5026% | 1,361 |
Percentage Net Loans Charged-off: Credit card loans | 4.9866% | 422 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0635% | 5,061 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 8,636 |
Percentage Net Loans Charged-off:Construction & development | -0.1053% | 8,052 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 8,651 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | -0.0587% | 8,670 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5759% | 2,059 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9747% | 2,216 |
Percentage Net Loans Charged-off: Credit card loans | 1.9741% | 1,137 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0490% | 5,004 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0599% | 8,754 |
Percentage Net Loans Charged-off:Construction & development | -0.1644% | 8,032 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 8,738 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | -0.0743% | 8,755 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7360% | 1,593 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9345% | 2,216 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0387% | 4,422 |
Percentage Net Loans Charged-off: Total real estate loans | -0.1119% | 8,927 |
Percentage Net Loans Charged-off:Construction & development | -0.3445% | 7,999 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.1018% | 8,873 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | -0.1090% | 8,866 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.5181% | 754 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0484% | 1,887 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1008% | 5,138 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 2,958 |
Percentage Net Loans Charged-off:Construction & development | 0.0499% | 739 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 2,364 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.0483% | 2,236 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0372% | 4,642 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0912% | 2,145 |
Percentage Net Loans Charged-off: Credit card loans | 0.5621% | 1,832 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1528% | 4,242 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1843% | 3,720 |
Percentage Net Loans Charged-off: Loans to individuals | 1.9255% | 863 |
Percentage Net Loans Charged-off: Credit card loans | 1.7109% | 1,388 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0117% | 7,088 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0245% | 6,888 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0355% | 9,604 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0166% | 7,859 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4510% | 1,961 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5746% | 1,402 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2175% | 3,814 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0831% | 7,470 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2322% | 6,845 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |