Home > Crescent Bank and Trust Company > Assets and Liabilities
Crescent Bank and Trust Company, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 166 | 916 |
| Assets and Liabilities | ||
| Total Assets: | $970,235,000 | 687 |
| Cash and due from depository institutions | $171,858,000 | 916 |
| Interest-bearing balances | $169,127,000 | 233 |
| Securities | $25,172,000 | 3,870 |
| Federal funds sold & reverse repurchase agreements | $11,050,000 | 680 |
| Net loans & leases | $637,672,000 | 672 |
| Loan loss allowance | $12,186,000 | 690 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $19,606,000 | 581 |
| Other real estate owned | $76,660,000 | 916 |
| Goodwill and other intangibles | $64,000 | 2,752 |
| All other assets | $28,153,000 | 836 |
| Life insurance assets | $14,643,000 | 449 |
| Total liabilities and capital | $970,235,000 | 687 |
| Total liabilities | $963,523,000 | 622 |
| Total deposits | $932,809,000 | 568 |
| Interest-bearing deposits | $895,714,000 | 523 |
| Deposits held in domestic offices | $932,809,000 | 565 |
| % insured | 99.31% | 234 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,393 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,714,000 | 908 |
| Total equity capital | $6,712,000 | 6,241 |
| Total bank equity capital | $6,712,000 | 6,241 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $976,000 | 2,881 |
| Surplus | $72,836,000 | 528 |
| Undivided profits | $-67,100,000 | 7,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $109,732,000 | 190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $747,000 | 420 |
| Income earned, not collected on loans | $2,791,000 | 1,063 |
| Earning assets | $843,021,000 | 716 |
| Long-term assets (5+ years) | $38,953,000 | 2,868 |
| Average Assets, year-to-date | $991,203,330 | 665 |
| Average Assets, quarterly | $990,886,000 | 670 |
| Volatile liabilities | $369,735,000 | 397 |
| Insider loans | $19,222,000 | 286 |
| FHLB advances | $25,000,000 | 1,308 |
| Loans and leases held for sale | $848,000 | 1,116 |
| Unused loan commitments | $30,726,000 | 1,918 |
| Tier 1 (core) risk-based capital | $6,013,000 | 6,358 |
| Tier 2 risk-based capital | $6,013,000 | 968 |
| Total risk weighted assets | $759,766,000 | 592 |
| Total unused commitments | $30,726,000 | 1,921 |
| Derivatives | $16,668,000 | 439 |
| 2010-03-31 | Rank | |
| # of Employees: | 169 | 903 |
| Assets and Liabilities | ||
| Total Assets: | $1,011,537,000 | 676 |
| Cash and due from depository institutions | $193,704,000 | 903 |
| Interest-bearing balances | $191,353,000 | 221 |
| Securities | $28,051,000 | 3,641 |
| Federal funds sold & reverse repurchase agreements | $11,050,000 | 844 |
| Net loans & leases | $681,608,000 | 651 |
| Loan loss allowance | $26,674,000 | 360 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $21,051,000 | 539 |
| Other real estate owned | $47,491,000 | 903 |
| Goodwill and other intangibles | $77,000 | 2,730 |
| All other assets | $28,505,000 | 843 |
| Life insurance assets | $14,505,000 | 451 |
| Total liabilities and capital | $1,011,537,000 | 676 |
| Total liabilities | $999,206,000 | 608 |
| Total deposits | $965,694,000 | 565 |
| Interest-bearing deposits | $927,757,000 | 518 |
| Deposits held in domestic offices | $965,694,000 | 564 |
| % insured | 99.02% | 316 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $28,000,000 | 1,327 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,512,000 | 954 |
| Total equity capital | $12,331,000 | 4,642 |
| Total bank equity capital | $12,331,000 | 4,642 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $976,000 | 2,932 |
| Surplus | $72,835,000 | 535 |
| Undivided profits | $-61,480,000 | 7,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $112,623,000 | 207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $606,000 | 457 |
| Income earned, not collected on loans | $3,166,000 | 963 |
| Earning assets | $912,062,000 | 676 |
| Long-term assets (5+ years) | $40,182,000 | 2,821 |
| Average Assets, year-to-date | $1,001,687,500 | 675 |
| Average Assets, quarterly | $1,001,687,500 | 675 |
| Volatile liabilities | $373,738,000 | 412 |
| Insider loans | $19,378,000 | 303 |
| FHLB advances | $28,000,000 | 1,253 |
| Loans and leases held for sale | $1,200,000 | 833 |
| Unused loan commitments | $40,381,000 | 1,585 |
| Tier 1 (core) risk-based capital | $11,788,000 | 4,627 |
| Tier 2 risk-based capital | $9,905,000 | 608 |
| Total risk weighted assets | $775,615,000 | 600 |
| Total unused commitments | $40,381,000 | 1,588 |
| Derivatives | $17,250,000 | 409 |
| 2009-12-31 | Rank | |
| # of Employees: | 172 | 897 |
| Assets and Liabilities | ||
| Total Assets: | $991,838,000 | 681 |
| Cash and due from depository institutions | $146,247,000 | 897 |
| Interest-bearing balances | $143,775,000 | 226 |
| Securities | $30,806,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $17,050,000 | 466 |
| Net loans & leases | $703,637,000 | 637 |
| Loan loss allowance | $27,935,000 | 353 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $21,371,000 | 531 |
| Other real estate owned | $42,817,000 | 897 |
| Goodwill and other intangibles | $90,000 | 2,714 |
| All other assets | $29,820,000 | 831 |
| Life insurance assets | $14,675,000 | 446 |
| Total liabilities and capital | $991,838,000 | 681 |
| Total liabilities | $966,269,000 | 632 |
| Total deposits | $933,054,000 | 579 |
| Interest-bearing deposits | $898,091,000 | 534 |
| Deposits held in domestic offices | $933,054,000 | 575 |
| % insured | 91.94% | 2,995 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $28,000,000 | 1,445 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,215,000 | 989 |
| Total equity capital | $25,569,000 | 2,552 |
| Total bank equity capital | $25,569,000 | 2,549 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $976,000 | 2,975 |
| Surplus | $72,833,000 | 519 |
| Undivided profits | $-48,240,000 | 7,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $79,963,000 | 276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $458,000 | 524 |
| Income earned, not collected on loans | $4,272,000 | 715 |
| Earning assets | $895,268,000 | 684 |
| Long-term assets (5+ years) | $40,219,000 | 2,798 |
| Average Assets, year-to-date | $1,030,668,800 | 651 |
| Average Assets, quarterly | $1,010,299,500 | 672 |
| Volatile liabilities | $305,563,000 | 498 |
| Insider loans | $19,549,000 | 312 |
| FHLB advances | $28,000,000 | 1,355 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $44,689,000 | 1,470 |
| Tier 1 (core) risk-based capital | $25,013,000 | 2,481 |
| Tier 2 risk-based capital | $10,117,000 | 611 |
| Total risk weighted assets | $791,507,000 | 609 |
| Total unused commitments | $44,689,000 | 1,471 |
| Derivatives | $16,477,000 | 406 |
| 2009-09-30 | Rank | |
| # of Employees: | 170 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $1,028,761,000 | 676 |
| Cash and due from depository institutions | $164,634,000 | 920 |
| Interest-bearing balances | $162,097,000 | 196 |
| Securities | $32,119,000 | 3,332 |
| Federal funds sold & reverse repurchase agreements | $17,050,000 | 526 |
| Net loans & leases | $728,843,000 | 628 |
| Loan loss allowance | $25,135,000 | 380 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $21,721,000 | 533 |
| Other real estate owned | $36,746,000 | 920 |
| Goodwill and other intangibles | $103,000 | 2,707 |
| All other assets | $27,545,000 | 801 |
| Life insurance assets | $14,538,000 | 451 |
| Total liabilities and capital | $1,028,761,000 | 676 |
| Total liabilities | $991,299,000 | 625 |
| Total deposits | $957,626,000 | 565 |
| Interest-bearing deposits | $917,343,000 | 531 |
| Deposits held in domestic offices | $957,626,000 | 563 |
| % insured | 89.37% | 4,177 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $28,000,000 | 1,501 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,673,000 | 1,017 |
| Total equity capital | $37,462,000 | 1,856 |
| Total bank equity capital | $37,462,000 | 1,855 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $976,000 | 3,013 |
| Surplus | $72,825,000 | 524 |
| Undivided profits | $-36,339,000 | 7,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $44,714,000 | 448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $513,000 | 454 |
| Income earned, not collected on loans | $4,311,000 | 744 |
| Earning assets | $940,109,000 | 668 |
| Long-term assets (5+ years) | $39,143,000 | 2,810 |
| Average Assets, year-to-date | $1,040,376,500 | 660 |
| Average Assets, quarterly | $1,032,266,000 | 666 |
| Volatile liabilities | $295,870,000 | 547 |
| Insider loans | $17,876,000 | 364 |
| FHLB advances | $28,000,000 | 1,408 |
| Loans and leases held for sale | $628,000 | 1,133 |
| Unused loan commitments | $46,434,000 | 1,500 |
| Tier 1 (core) risk-based capital | $36,890,000 | 1,747 |
| Tier 2 risk-based capital | $10,354,000 | 608 |
| Total risk weighted assets | $813,545,000 | 614 |
| Total unused commitments | $46,434,000 | 1,502 |
| Derivatives | $17,325,000 | 426 |
| 2009-06-30 | Rank | |
| # of Employees: | 174 | 929 |
| Assets and Liabilities | ||
| Total Assets: | $1,035,771,000 | 681 |
| Cash and due from depository institutions | $139,740,000 | 929 |
| Interest-bearing balances | $127,151,000 | 203 |
| Securities | $29,641,000 | 3,485 |
| Federal funds sold & reverse repurchase agreements | $32,050,000 | 253 |
| Net loans & leases | $747,045,000 | 640 |
| Loan loss allowance | $25,080,000 | 378 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $22,088,000 | 529 |
| Other real estate owned | $37,913,000 | 929 |
| Goodwill and other intangibles | $116,000 | 2,694 |
| All other assets | $27,178,000 | 821 |
| Life insurance assets | $14,410,000 | 462 |
| Total liabilities and capital | $1,035,771,000 | 681 |
| Total liabilities | $988,833,000 | 638 |
| Total deposits | $950,716,000 | 577 |
| Interest-bearing deposits | $909,875,000 | 536 |
| Deposits held in domestic offices | $950,716,000 | 573 |
| % insured | 80.49% | 3,581 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $31,000,000 | 1,449 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,117,000 | 870 |
| Total equity capital | $46,938,000 | 1,468 |
| Total bank equity capital | $46,938,000 | 1,468 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $976,000 | 3,051 |
| Surplus | $73,802,000 | 531 |
| Undivided profits | $-27,840,000 | 8,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $34,687,000 | 524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,467,000 | 150 |
| Income earned, not collected on loans | $4,328,000 | 740 |
| Earning assets | $935,887,000 | 681 |
| Long-term assets (5+ years) | $36,913,000 | 2,878 |
| Average Assets, year-to-date | $1,044,248,330 | 668 |
| Average Assets, quarterly | $1,048,704,000 | 673 |
| Volatile liabilities | $284,918,000 | 573 |
| Insider loans | $19,814,000 | 325 |
| FHLB advances | $31,000,000 | 1,362 |
| Loans and leases held for sale | $876,000 | 1,260 |
| Unused loan commitments | $49,855,000 | 1,483 |
| Tier 1 (core) risk-based capital | $46,488,000 | 1,391 |
| Tier 2 risk-based capital | $10,612,000 | 615 |
| Total risk weighted assets | $834,453,000 | 627 |
| Total unused commitments | $49,855,000 | 1,484 |
| Derivatives | $17,787,000 | 458 |
| 2009-03-31 | Rank | |
| # of Employees: | 186 | 848 |
| Assets and Liabilities | ||
| Total Assets: | $1,061,637,000 | 663 |
| Cash and due from depository institutions | $129,000,000 | 848 |
| Interest-bearing balances | $99,503,000 | 224 |
| Securities | $35,922,000 | 3,046 |
| Federal funds sold & reverse repurchase agreements | $53,950,000 | 189 |
| Net loans & leases | $754,973,000 | 644 |
| Loan loss allowance | $21,511,000 | 397 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $22,453,000 | 512 |
| Other real estate owned | $33,033,000 | 848 |
| Goodwill and other intangibles | $147,000 | 2,635 |
| All other assets | $32,159,000 | 702 |
| Life insurance assets | $14,270,000 | 469 |
| Total liabilities and capital | $1,061,637,000 | 663 |
| Total liabilities | $1,005,565,000 | 632 |
| Total deposits | $968,291,000 | 564 |
| Interest-bearing deposits | $924,130,000 | 530 |
| Deposits held in domestic offices | $968,291,000 | 561 |
| % insured | 80.24% | 3,708 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $31,000,000 | 1,495 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,274,000 | 953 |
| Total equity capital | $56,072,000 | 1,215 |
| Total bank equity capital | $56,072,000 | 1,215 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $976,000 | 3,073 |
| Surplus | $73,653,000 | 528 |
| Undivided profits | $-18,557,000 | 8,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $23,659,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,124,000 | 87 |
| Income earned, not collected on loans | $4,612,000 | 691 |
| Earning assets | $944,348,000 | 673 |
| Long-term assets (5+ years) | $41,254,000 | 2,650 |
| Average Assets, year-to-date | $1,048,487,000 | 667 |
| Average Assets, quarterly | $1,048,487,000 | 667 |
| Volatile liabilities | $297,442,000 | 559 |
| Insider loans | $19,530,000 | 340 |
| FHLB advances | $31,000,000 | 1,408 |
| Loans and leases held for sale | $375,000 | 1,497 |
| Unused loan commitments | $58,502,000 | 1,356 |
| Tier 1 (core) risk-based capital | $55,428,000 | 1,158 |
| Tier 2 risk-based capital | $10,783,000 | 601 |
| Total risk weighted assets | $851,872,000 | 614 |
| Total unused commitments | $58,502,000 | 1,357 |
| Derivatives | $17,495,000 | 518 |
| 2008-12-31 | Rank | |
| # of Employees: | 187 | 849 |
| Assets and Liabilities | ||
| Total Assets: | $1,035,337,000 | 665 |
| Cash and due from depository institutions | $69,732,000 | 849 |
| Interest-bearing balances | $63,078,000 | 208 |
| Securities | $37,594,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $83,269,000 | 126 |
| Net loans & leases | $763,782,000 | 638 |
| Loan loss allowance | $22,280,000 | 374 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $22,757,000 | 497 |
| Other real estate owned | $25,815,000 | 849 |
| Goodwill and other intangibles | $179,000 | 2,565 |
| All other assets | $32,209,000 | 702 |
| Life insurance assets | $14,133,000 | 472 |
| Total liabilities and capital | $1,035,337,000 | 665 |
| Total liabilities | $974,845,000 | 633 |
| Total deposits | $937,831,000 | 564 |
| Interest-bearing deposits | $895,341,000 | 533 |
| Deposits held in domestic offices | $937,831,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $31,000,000 | 1,660 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $6,014,000 | 991 |
| Total equity capital | $60,492,000 | 1,124 |
| Total bank equity capital | $60,492,000 | 1,124 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $976,000 | 3,095 |
| Surplus | $73,524,000 | 511 |
| Undivided profits | $-14,008,000 | 8,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,882,000 | 665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,507,000 | 71 |
| Income earned, not collected on loans | $4,849,000 | 687 |
| Earning assets | $947,723,000 | 653 |
| Long-term assets (5+ years) | $43,711,000 | 2,538 |
| Average Assets, year-to-date | $982,999,200 | 669 |
| Average Assets, quarterly | $1,036,882,500 | 653 |
| Volatile liabilities | $300,680,000 | 552 |
| Insider loans | $11,399,000 | 654 |
| FHLB advances | $31,000,000 | 1,555 |
| Loans and leases held for sale | $673,000 | 1,016 |
| Unused loan commitments | $62,311,000 | 1,313 |
| Tier 1 (core) risk-based capital | $59,997,000 | 1,043 |
| Tier 2 risk-based capital | $10,791,000 | 594 |
| Total risk weighted assets | $851,794,000 | 604 |
| Total unused commitments | $62,311,000 | 1,315 |
| Derivatives | $18,201,000 | 444 |
| 2008-09-30 | Rank | |
| # of Employees: | 192 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $1,038,428,000 | 654 |
| Cash and due from depository institutions | $35,583,000 | 834 |
| Interest-bearing balances | $26,629,000 | 263 |
| Securities | $25,937,000 | 3,730 |
| Federal funds sold & reverse repurchase agreements | $102,477,000 | 132 |
| Net loans & leases | $792,787,000 | 616 |
| Loan loss allowance | $12,561,000 | 546 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $22,643,000 | 501 |
| Other real estate owned | $21,498,000 | 834 |
| Goodwill and other intangibles | $3,654,000 | 1,062 |
| All other assets | $33,849,000 | 648 |
| Life insurance assets | $13,986,000 | 473 |
| Total liabilities and capital | $1,038,428,000 | 654 |
| Total liabilities | $955,262,000 | 644 |
| Total deposits | $918,830,000 | 564 |
| Interest-bearing deposits | $873,499,000 | 531 |
| Deposits held in domestic offices | $918,830,000 | 561 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $31,000,000 | 1,659 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,432,000 | 1,064 |
| Total equity capital | $83,166,000 | 811 |
| Total bank equity capital | $83,166,000 | 811 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $976,000 | 3,126 |
| Surplus | $73,253,000 | 502 |
| Undivided profits | $8,937,000 | 3,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,898,000 | 659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,880,000 | 59 |
| Income earned, not collected on loans | $4,418,000 | 809 |
| Earning assets | $947,830,000 | 649 |
| Long-term assets (5+ years) | $31,382,000 | 3,115 |
| Average Assets, year-to-date | $969,914,750 | 680 |
| Average Assets, quarterly | $1,006,598,000 | 669 |
| Volatile liabilities | $297,252,000 | 541 |
| Insider loans | $10,185,000 | 728 |
| FHLB advances | $31,000,000 | 1,572 |
| Loans and leases held for sale | $120,000 | 1,484 |
| Unused loan commitments | $78,550,000 | 1,166 |
| Tier 1 (core) risk-based capital | $79,399,000 | 776 |
| Tier 2 risk-based capital | $11,190,000 | 565 |
| Total risk weighted assets | $893,864,000 | 581 |
| Total unused commitments | $78,550,000 | 1,168 |
| Derivatives | $17,849,000 | 382 |
| 2008-06-30 | Rank | |
| # of Employees: | 194 | 842 |
| Assets and Liabilities | ||
| Total Assets: | $974,768,000 | 689 |
| Cash and due from depository institutions | $35,536,000 | 842 |
| Interest-bearing balances | $26,166,000 | 228 |
| Securities | $26,156,000 | 3,773 |
| Federal funds sold & reverse repurchase agreements | $43,699,000 | 263 |
| Net loans & leases | $806,361,000 | 596 |
| Loan loss allowance | $12,324,000 | 527 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,023,000 | 546 |
| Other real estate owned | $5,883,000 | 842 |
| Goodwill and other intangibles | $3,685,000 | 1,072 |
| All other assets | $32,425,000 | 655 |
| Life insurance assets | $13,851,000 | 477 |
| Total liabilities and capital | $974,768,000 | 689 |
| Total liabilities | $892,904,000 | 678 |
| Total deposits | $851,659,000 | 594 |
| Interest-bearing deposits | $807,366,000 | 552 |
| Deposits held in domestic offices | $851,659,000 | 591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $36,000,000 | 1,455 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,245,000 | 1,081 |
| Total equity capital | $81,864,000 | 831 |
| Total bank equity capital | $81,864,000 | 831 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $976,000 | 3,153 |
| Surplus | $70,603,000 | 505 |
| Undivided profits | $10,285,000 | 3,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,603,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,867,000 | 84 |
| Income earned, not collected on loans | $4,000,000 | 887 |
| Earning assets | $902,382,000 | 676 |
| Long-term assets (5+ years) | $31,498,000 | 3,088 |
| Average Assets, year-to-date | $947,077,000 | 703 |
| Average Assets, quarterly | $962,384,500 | 697 |
| Volatile liabilities | $290,813,000 | 550 |
| Insider loans | $9,681,000 | 777 |
| FHLB advances | $36,000,000 | 1,382 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $102,542,000 | 969 |
| Tier 1 (core) risk-based capital | $78,317,000 | 791 |
| Tier 2 risk-based capital | $10,998,000 | 558 |
| Total risk weighted assets | $878,527,000 | 588 |
| Total unused commitments | $102,542,000 | 969 |
| Derivatives | $17,923,000 | 378 |
| 2008-03-31 | Rank | |
| # of Employees: | 201 | 801 |
| Assets and Liabilities | ||
| Total Assets: | $950,001,000 | 713 |
| Cash and due from depository institutions | $11,632,000 | 801 |
| Interest-bearing balances | $2,182,000 | 2,253 |
| Securities | $27,298,000 | 3,666 |
| Federal funds sold & reverse repurchase agreements | $39,841,000 | 369 |
| Net loans & leases | $811,358,000 | 592 |
| Loan loss allowance | $12,967,000 | 461 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $20,967,000 | 534 |
| Other real estate owned | $4,969,000 | 801 |
| Goodwill and other intangibles | $3,716,000 | 1,083 |
| All other assets | $30,220,000 | 679 |
| Life insurance assets | $13,714,000 | 475 |
| Total liabilities and capital | $950,001,000 | 713 |
| Total liabilities | $867,943,000 | 701 |
| Total deposits | $825,732,000 | 617 |
| Interest-bearing deposits | $778,697,000 | 578 |
| Deposits held in domestic offices | $825,732,000 | 614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $36,000,000 | 1,349 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,211,000 | 999 |
| Total equity capital | $82,058,000 | 843 |
| Total bank equity capital | $82,058,000 | 843 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $976,000 | 3,167 |
| Surplus | $66,592,000 | 531 |
| Undivided profits | $14,490,000 | 2,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,921,000 | 428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,720,000 | 741 |
| Earning assets | $880,679,000 | 699 |
| Long-term assets (5+ years) | $35,568,000 | 2,779 |
| Average Assets, year-to-date | $933,231,500 | 716 |
| Average Assets, quarterly | $933,231,500 | 716 |
| Volatile liabilities | $272,026,000 | 562 |
| Insider loans | $10,741,000 | 695 |
| FHLB advances | $36,000,000 | 1,272 |
| Loans and leases held for sale | $385,000 | 1,326 |
| Unused loan commitments | $99,300,000 | 1,019 |
| Tier 1 (core) risk-based capital | $78,127,000 | 798 |
| Tier 2 risk-based capital | $10,962,000 | 541 |
| Total risk weighted assets | $874,994,000 | 588 |
| Total unused commitments | $99,300,000 | 1,020 |
| Derivatives | $18,114,000 | 418 |
| 2007-12-31 | Rank | |
| # of Employees: | 205 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $916,462,000 | 736 |
| Cash and due from depository institutions | $8,375,000 | 786 |
| Interest-bearing balances | $675,000 | 2,903 |
| Securities | $22,396,000 | 4,164 |
| Federal funds sold & reverse repurchase agreements | $20,591,000 | 609 |
| Net loans & leases | $805,412,000 | 603 |
| Loan loss allowance | $9,826,000 | 570 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $21,022,000 | 531 |
| Other real estate owned | $5,278,000 | 786 |
| Goodwill and other intangibles | $3,748,000 | 1,075 |
| All other assets | $29,640,000 | 678 |
| Life insurance assets | $13,588,000 | 472 |
| Total liabilities and capital | $916,462,000 | 736 |
| Total liabilities | $832,402,000 | 725 |
| Total deposits | $788,622,000 | 639 |
| Interest-bearing deposits | $771,308,000 | 579 |
| Deposits held in domestic offices | $788,622,000 | 637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,000,000 | 1,275 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,780,000 | 843 |
| Total equity capital | $84,060,000 | 825 |
| Total bank equity capital | $84,060,000 | 825 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $976,000 | 3,169 |
| Surplus | $66,428,000 | 530 |
| Undivided profits | $16,656,000 | 2,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,921,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,063,000 | 633 |
| Earning assets | $849,074,000 | 725 |
| Long-term assets (5+ years) | $30,916,000 | 2,838 |
| Average Assets, year-to-date | $851,892,200 | 753 |
| Average Assets, quarterly | $906,251,500 | 736 |
| Volatile liabilities | $262,006,000 | 597 |
| Insider loans | $11,353,000 | 631 |
| FHLB advances | $36,000,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $105,039,000 | 971 |
| Tier 1 (core) risk-based capital | $80,287,000 | 774 |
| Tier 2 risk-based capital | $9,826,000 | 582 |
| Total risk weighted assets | $866,049,000 | 602 |
| Total unused commitments | $105,039,000 | 971 |
| Derivatives | $18,501,000 | 382 |
| 2007-09-30 | Rank | |
| # of Employees: | 202 | 800 |
| Assets and Liabilities | ||
| Total Assets: | $896,041,000 | 739 |
| Cash and due from depository institutions | $11,240,000 | 800 |
| Interest-bearing balances | $4,872,000 | 1,022 |
| Securities | $21,879,000 | 4,240 |
| Federal funds sold & reverse repurchase agreements | $10,785,000 | 1,366 |
| Net loans & leases | $793,169,000 | 597 |
| Loan loss allowance | $9,427,000 | 578 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $21,254,000 | 509 |
| Other real estate owned | $5,001,000 | 800 |
| Goodwill and other intangibles | $3,779,000 | 1,050 |
| All other assets | $28,934,000 | 685 |
| Life insurance assets | $13,461,000 | 461 |
| Total liabilities and capital | $896,041,000 | 739 |
| Total liabilities | $813,269,000 | 727 |
| Total deposits | $769,443,000 | 647 |
| Interest-bearing deposits | $751,030,000 | 582 |
| Deposits held in domestic offices | $769,443,000 | 645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,000,000 | 1,165 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,826,000 | 818 |
| Total equity capital | $82,772,000 | 831 |
| Total bank equity capital | $82,772,000 | 831 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $976,000 | 3,151 |
| Surplus | $66,346,000 | 517 |
| Undivided profits | $15,450,000 | 2,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,540,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,788,000 | 699 |
| Earning assets | $830,705,000 | 724 |
| Long-term assets (5+ years) | $33,921,000 | 2,551 |
| Average Assets, year-to-date | $835,749,750 | 772 |
| Average Assets, quarterly | $882,013,500 | 744 |
| Volatile liabilities | $248,380,000 | 608 |
| Insider loans | $10,618,000 | 669 |
| FHLB advances | $36,000,000 | 1,089 |
| Loans and leases held for sale | $350,000 | 1,311 |
| Unused loan commitments | $126,154,000 | 867 |
| Tier 1 (core) risk-based capital | $79,103,000 | 783 |
| Tier 2 risk-based capital | $9,427,000 | 594 |
| Total risk weighted assets | $855,831,000 | 588 |
| Total unused commitments | $126,154,000 | 867 |
| Derivatives | $18,683,000 | 382 |
| 2007-06-30 | Rank | |
| # of Employees: | 204 | 807 |
| Assets and Liabilities | ||
| Total Assets: | $867,986,000 | 771 |
| Cash and due from depository institutions | $13,195,000 | 807 |
| Interest-bearing balances | $3,020,000 | 1,462 |
| Securities | $20,938,000 | 4,358 |
| Federal funds sold & reverse repurchase agreements | $17,887,000 | 852 |
| Net loans & leases | $759,008,000 | 626 |
| Loan loss allowance | $8,820,000 | 612 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,554,000 | 503 |
| Other real estate owned | $3,538,000 | 807 |
| Goodwill and other intangibles | $3,811,000 | 1,052 |
| All other assets | $28,055,000 | 702 |
| Life insurance assets | $13,335,000 | 456 |
| Total liabilities and capital | $867,986,000 | 771 |
| Total liabilities | $796,450,000 | 751 |
| Total deposits | $754,272,000 | 677 |
| Interest-bearing deposits | $732,590,000 | 609 |
| Deposits held in domestic offices | $754,272,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,000,000 | 1,151 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,178,000 | 860 |
| Total equity capital | $71,536,000 | 954 |
| Total bank equity capital | $71,536,000 | 954 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $976,000 | 3,154 |
| Surplus | $56,209,000 | 595 |
| Undivided profits | $14,351,000 | 2,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,968,000 | 682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,351,000 | 731 |
| Earning assets | $800,853,000 | 761 |
| Long-term assets (5+ years) | $32,416,000 | 2,583 |
| Average Assets, year-to-date | $815,652,670 | 811 |
| Average Assets, quarterly | $835,067,500 | 789 |
| Volatile liabilities | $240,006,000 | 624 |
| Insider loans | $14,397,000 | 467 |
| FHLB advances | $35,000,000 | 1,064 |
| Loans and leases held for sale | $364,000 | 1,376 |
| Unused loan commitments | $133,845,000 | 835 |
| Tier 1 (core) risk-based capital | $68,046,000 | 930 |
| Tier 2 risk-based capital | $8,820,000 | 638 |
| Total risk weighted assets | $824,627,000 | 615 |
| Total unused commitments | $133,845,000 | 835 |
| Derivatives | $18,860,000 | 419 |
| 2007-03-31 | Rank | |
| # of Employees: | 195 | 845 |
| Assets and Liabilities | ||
| Total Assets: | $802,149,000 | 826 |
| Cash and due from depository institutions | $9,437,000 | 845 |
| Interest-bearing balances | $2,136,000 | 1,892 |
| Securities | $17,815,000 | 4,806 |
| Federal funds sold & reverse repurchase agreements | $22,299,000 | 854 |
| Net loans & leases | $704,809,000 | 650 |
| Loan loss allowance | $8,135,000 | 643 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,664,000 | 485 |
| Other real estate owned | $341,000 | 845 |
| Goodwill and other intangibles | $3,842,000 | 1,033 |
| All other assets | $21,942,000 | 837 |
| Life insurance assets | $8,327,000 | 733 |
| Total liabilities and capital | $802,149,000 | 826 |
| Total liabilities | $732,344,000 | 806 |
| Total deposits | $689,434,000 | 742 |
| Interest-bearing deposits | $670,323,000 | 659 |
| Deposits held in domestic offices | $689,434,000 | 739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $35,000,000 | 1,113 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $7,910,000 | 820 |
| Total equity capital | $69,805,000 | 959 |
| Total bank equity capital | $69,805,000 | 959 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $976,000 | 3,148 |
| Surplus | $55,958,000 | 579 |
| Undivided profits | $12,871,000 | 2,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,941,000 | 1,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,382,000 | 872 |
| Earning assets | $747,059,000 | 813 |
| Long-term assets (5+ years) | $27,108,000 | 2,880 |
| Average Assets, year-to-date | $789,486,000 | 839 |
| Average Assets, quarterly | $789,486,000 | 839 |
| Volatile liabilities | $209,131,000 | 700 |
| Insider loans | $14,263,000 | 457 |
| FHLB advances | $35,000,000 | 1,039 |
| Loans and leases held for sale | $448,000 | 1,291 |
| Unused loan commitments | $133,799,000 | 834 |
| Tier 1 (core) risk-based capital | $66,101,000 | 932 |
| Tier 2 risk-based capital | $8,135,000 | 672 |
| Total risk weighted assets | $760,837,000 | 647 |
| Total unused commitments | $133,799,000 | 834 |
| Derivatives | $19,033,000 | 415 |
| 2006-12-31 | Rank | |
| # of Employees: | 191 | 869 |
| Assets and Liabilities | ||
| Total Assets: | $776,823,000 | 843 |
| Cash and due from depository institutions | $8,609,000 | 869 |
| Interest-bearing balances | $1,028,000 | 2,450 |
| Securities | $19,223,000 | 4,658 |
| Federal funds sold & reverse repurchase agreements | $11,968,000 | 1,389 |
| Net loans & leases | $689,515,000 | 664 |
| Loan loss allowance | $8,023,000 | 647 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $21,141,000 | 494 |
| Other real estate owned | $248,000 | 869 |
| Goodwill and other intangibles | $3,873,000 | 1,017 |
| All other assets | $22,246,000 | 837 |
| Life insurance assets | $8,242,000 | 717 |
| Total liabilities and capital | $776,823,000 | 843 |
| Total liabilities | $707,853,000 | 826 |
| Total deposits | $663,511,000 | 748 |
| Interest-bearing deposits | $642,770,000 | 670 |
| Deposits held in domestic offices | $663,511,000 | 745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $38,000,000 | 1,083 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,342,000 | 944 |
| Total equity capital | $68,970,000 | 948 |
| Total bank equity capital | $68,970,000 | 948 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $976,000 | 3,147 |
| Surplus | $55,863,000 | 563 |
| Undivided profits | $12,131,000 | 2,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,007,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,826,000 | 799 |
| Earning assets | $721,734,000 | 829 |
| Long-term assets (5+ years) | $26,430,000 | 2,876 |
| Average Assets, year-to-date | $739,967,200 | 852 |
| Average Assets, quarterly | $767,027,500 | 849 |
| Volatile liabilities | $183,695,000 | 871 |
| Insider loans | $14,996,000 | 421 |
| FHLB advances | $38,000,000 | 1,014 |
| Loans and leases held for sale | $250,000 | 1,426 |
| Unused loan commitments | $123,275,000 | 861 |
| Tier 1 (core) risk-based capital | $65,271,000 | 931 |
| Tier 2 risk-based capital | $8,023,000 | 681 |
| Total risk weighted assets | $739,415,000 | 663 |
| Total unused commitments | $123,275,000 | 861 |
| Derivatives | $19,208,000 | 400 |
| 2006-09-30 | Rank | |
| # of Employees: | 192 | 877 |
| Assets and Liabilities | ||
| Total Assets: | $757,232,000 | 867 |
| Cash and due from depository institutions | $9,971,000 | 877 |
| Interest-bearing balances | $1,168,000 | 2,261 |
| Securities | $19,922,000 | 4,588 |
| Federal funds sold & reverse repurchase agreements | $16,536,000 | 834 |
| Net loans & leases | $664,822,000 | 684 |
| Loan loss allowance | $7,732,000 | 670 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,784,000 | 492 |
| Other real estate owned | $339,000 | 877 |
| Goodwill and other intangibles | $3,905,000 | 1,010 |
| All other assets | $20,953,000 | 887 |
| Life insurance assets | $8,173,000 | 701 |
| Total liabilities and capital | $757,232,000 | 867 |
| Total liabilities | $690,447,000 | 853 |
| Total deposits | $643,588,000 | 763 |
| Interest-bearing deposits | $622,294,000 | 691 |
| Deposits held in domestic offices | $643,588,000 | 761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $40,000,000 | 1,084 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,859,000 | 872 |
| Total equity capital | $66,785,000 | 982 |
| Total bank equity capital | $66,785,000 | 982 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $976,000 | 3,164 |
| Surplus | $55,863,000 | 562 |
| Undivided profits | $9,946,000 | 3,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,549,000 | 875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,189,000 | 927 |
| Earning assets | $702,448,000 | 862 |
| Long-term assets (5+ years) | $24,070,000 | 3,013 |
| Average Assets, year-to-date | $730,753,250 | 869 |
| Average Assets, quarterly | $753,721,000 | 862 |
| Volatile liabilities | $180,212,000 | 887 |
| Insider loans | $16,436,000 | 373 |
| FHLB advances | $40,000,000 | 1,003 |
| Loans and leases held for sale | $406,000 | 1,295 |
| Unused loan commitments | $113,224,000 | 936 |
| Tier 1 (core) risk-based capital | $63,133,000 | 959 |
| Tier 2 risk-based capital | $7,732,000 | 698 |
| Total risk weighted assets | $709,440,000 | 688 |
| Total unused commitments | $113,224,000 | 937 |
| Derivatives | $9,689,000 | 513 |
| 2006-06-30 | Rank | |
| # of Employees: | 190 | 890 |
| Assets and Liabilities | ||
| Total Assets: | $750,210,000 | 858 |
| Cash and due from depository institutions | $16,225,000 | 890 |
| Interest-bearing balances | $596,000 | 2,923 |
| Securities | $20,552,000 | 4,502 |
| Federal funds sold & reverse repurchase agreements | $45,905,000 | 277 |
| Net loans & leases | $622,166,000 | 713 |
| Loan loss allowance | $7,286,000 | 705 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $19,385,000 | 521 |
| Other real estate owned | $1,325,000 | 890 |
| Goodwill and other intangibles | $3,936,000 | 990 |
| All other assets | $20,716,000 | 896 |
| Life insurance assets | $8,104,000 | 696 |
| Total liabilities and capital | $750,210,000 | 858 |
| Total liabilities | $685,371,000 | 842 |
| Total deposits | $633,884,000 | 771 |
| Interest-bearing deposits | $610,335,000 | 685 |
| Deposits held in domestic offices | $633,884,000 | 769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $47,000,000 | 986 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,487,000 | 1,131 |
| Total equity capital | $64,839,000 | 974 |
| Total bank equity capital | $64,839,000 | 974 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $976,000 | 3,159 |
| Surplus | $52,863,000 | 586 |
| Undivided profits | $11,000,000 | 2,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,385,000 | 1,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,904,000 | 884 |
| Earning assets | $689,219,000 | 859 |
| Long-term assets (5+ years) | $24,306,000 | 2,974 |
| Average Assets, year-to-date | $721,927,000 | 883 |
| Average Assets, quarterly | $732,953,000 | 871 |
| Volatile liabilities | $171,948,000 | 906 |
| Insider loans | $10,677,000 | 631 |
| FHLB advances | $47,000,000 | 900 |
| Loans and leases held for sale | $263,000 | 1,417 |
| Unused loan commitments | $130,653,000 | 841 |
| Tier 1 (core) risk-based capital | $61,269,000 | 974 |
| Tier 2 risk-based capital | $7,286,000 | 730 |
| Total risk weighted assets | $681,301,000 | 699 |
| Total unused commitments | $130,653,000 | 842 |
| Derivatives | $2,346,000 | 715 |
| 2006-03-31 | Rank | |
| # of Employees: | 182 | 916 |
| Assets and Liabilities | ||
| Total Assets: | $715,696,000 | 892 |
| Cash and due from depository institutions | $8,936,000 | 916 |
| Interest-bearing balances | $806,000 | 2,768 |
| Securities | $20,099,000 | 4,604 |
| Federal funds sold & reverse repurchase agreements | $38,928,000 | 358 |
| Net loans & leases | $604,713,000 | 711 |
| Loan loss allowance | $7,024,000 | 710 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $17,691,000 | 559 |
| Other real estate owned | $1,006,000 | 916 |
| Goodwill and other intangibles | $3,968,000 | 959 |
| All other assets | $20,355,000 | 882 |
| Life insurance assets | $8,034,000 | 682 |
| Total liabilities and capital | $715,696,000 | 892 |
| Total liabilities | $652,872,000 | 870 |
| Total deposits | $601,039,000 | 805 |
| Interest-bearing deposits | $585,093,000 | 707 |
| Deposits held in domestic offices | $601,039,000 | 803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $47,000,000 | 944 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,833,000 | 1,069 |
| Total equity capital | $62,824,000 | 997 |
| Total bank equity capital | $62,824,000 | 997 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $976,000 | 3,145 |
| Surplus | $52,863,000 | 561 |
| Undivided profits | $8,985,000 | 3,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,156,000 | 830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,508,000 | 927 |
| Earning assets | $664,546,000 | 877 |
| Long-term assets (5+ years) | $29,470,000 | 2,602 |
| Average Assets, year-to-date | $707,785,500 | 900 |
| Average Assets, quarterly | $707,785,500 | 900 |
| Volatile liabilities | $157,843,000 | 943 |
| Insider loans | $7,039,000 | 958 |
| FHLB advances | $47,000,000 | 874 |
| Loans and leases held for sale | $102,000 | 1,590 |
| Unused loan commitments | $120,177,000 | 886 |
| Tier 1 (core) risk-based capital | $59,138,000 | 986 |
| Tier 2 risk-based capital | $7,024,000 | 725 |
| Total risk weighted assets | $661,347,000 | 700 |
| Total unused commitments | $120,177,000 | 886 |
| Derivatives | $2,361,000 | 686 |
| 2005-12-31 | Rank | |
| # of Employees: | 187 | 873 |
| Assets and Liabilities | ||
| Total Assets: | $699,875,000 | 907 |
| Cash and due from depository institutions | $12,916,000 | 873 |
| Interest-bearing balances | $147,000 | 4,562 |
| Securities | $16,834,000 | 5,081 |
| Federal funds sold & reverse repurchase agreements | $40,030,000 | 322 |
| Net loans & leases | $588,010,000 | 730 |
| Loan loss allowance | $6,712,000 | 734 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $17,178,000 | 569 |
| Other real estate owned | $600,000 | 873 |
| Goodwill and other intangibles | $3,999,000 | 943 |
| All other assets | $20,308,000 | 864 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $699,875,000 | 907 |
| Total liabilities | $638,614,000 | 890 |
| Total deposits | $585,847,000 | 814 |
| Interest-bearing deposits | $543,403,000 | 747 |
| Deposits held in domestic offices | $585,847,000 | 812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $49,000,000 | 936 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,767,000 | 1,285 |
| Total equity capital | $61,261,000 | 1,009 |
| Total bank equity capital | $61,261,000 | 1,009 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $976,000 | 3,151 |
| Surplus | $52,863,000 | 551 |
| Undivided profits | $7,422,000 | 3,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,008,000 | 873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,794,000 | 852 |
| Earning assets | $645,021,000 | 902 |
| Long-term assets (5+ years) | $32,326,000 | 2,422 |
| Average Assets, year-to-date | $618,883,000 | 962 |
| Average Assets, quarterly | $693,976,500 | 896 |
| Volatile liabilities | $160,433,000 | 927 |
| Insider loans | $6,191,000 | 1,074 |
| FHLB advances | $49,000,000 | 856 |
| Loans and leases held for sale | $1,019,000 | 875 |
| Unused loan commitments | $104,732,000 | 973 |
| Tier 1 (core) risk-based capital | $57,501,000 | 997 |
| Tier 2 risk-based capital | $6,712,000 | 743 |
| Total risk weighted assets | $639,008,000 | 719 |
| Total unused commitments | $104,732,000 | 973 |
| Derivatives | $2,376,000 | 647 |
| 2005-09-30 | Rank | |
| # of Employees: | 186 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $688,078,000 | 885 |
| Cash and due from depository institutions | $13,323,000 | 865 |
| Interest-bearing balances | $346,000 | 3,806 |
| Securities | $17,558,000 | 4,971 |
| Federal funds sold & reverse repurchase agreements | $34,114,000 | 383 |
| Net loans & leases | $581,946,000 | 717 |
| Loan loss allowance | $7,083,000 | 691 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $16,301,000 | 577 |
| Other real estate owned | $1,246,000 | 865 |
| Goodwill and other intangibles | $4,025,000 | 907 |
| All other assets | $19,565,000 | 858 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $688,078,000 | 885 |
| Total liabilities | $627,980,000 | 869 |
| Total deposits | $575,440,000 | 803 |
| Interest-bearing deposits | $529,169,000 | 742 |
| Deposits held in domestic offices | $575,440,000 | 802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $49,000,000 | 927 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,540,000 | 1,325 |
| Total equity capital | $60,098,000 | 1,014 |
| Total bank equity capital | $60,098,000 | 1,014 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $976,000 | 3,132 |
| Surplus | $52,863,000 | 537 |
| Undivided profits | $6,259,000 | 4,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,805,000 | 580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,341,000 | 922 |
| Earning assets | $633,964,000 | 889 |
| Long-term assets (5+ years) | $37,465,000 | 2,182 |
| Average Assets, year-to-date | $598,635,000 | 984 |
| Average Assets, quarterly | $672,294,000 | 900 |
| Volatile liabilities | $157,155,000 | 894 |
| Insider loans | $11,320,000 | 525 |
| FHLB advances | $49,000,000 | 847 |
| Loans and leases held for sale | $541,000 | 1,200 |
| Unused loan commitments | $98,368,000 | 998 |
| Tier 1 (core) risk-based capital | $56,196,000 | 996 |
| Tier 2 risk-based capital | $7,083,000 | 696 |
| Total risk weighted assets | $629,935,000 | 705 |
| Total unused commitments | $98,368,000 | 1,000 |
| Derivatives | $2,390,000 | 639 |
| 2005-06-30 | Rank | |
| # of Employees: | 178 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $656,510,000 | 911 |
| Cash and due from depository institutions | $14,995,000 | 910 |
| Interest-bearing balances | $489,000 | 3,433 |
| Securities | $16,756,000 | 5,142 |
| Federal funds sold & reverse repurchase agreements | $20,489,000 | 603 |
| Net loans & leases | $564,275,000 | 717 |
| Loan loss allowance | $7,450,000 | 636 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,421,000 | 600 |
| Other real estate owned | $1,611,000 | 910 |
| Goodwill and other intangibles | $4,047,000 | 895 |
| All other assets | $18,916,000 | 886 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $656,510,000 | 911 |
| Total liabilities | $601,668,000 | 890 |
| Total deposits | $549,239,000 | 820 |
| Interest-bearing deposits | $504,433,000 | 755 |
| Deposits held in domestic offices | $549,239,000 | 819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $49,000,000 | 933 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,429,000 | 1,279 |
| Total equity capital | $54,842,000 | 1,091 |
| Total bank equity capital | $54,842,000 | 1,091 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $976,000 | 3,113 |
| Surplus | $48,683,000 | 563 |
| Undivided profits | $5,183,000 | 4,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,025,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,098,000 | 919 |
| Earning assets | $602,009,000 | 907 |
| Long-term assets (5+ years) | $37,789,000 | 2,181 |
| Average Assets, year-to-date | $568,820,670 | 1,016 |
| Average Assets, quarterly | $600,000,500 | 984 |
| Volatile liabilities | $155,148,000 | 876 |
| Insider loans | $11,221,000 | 513 |
| FHLB advances | $49,000,000 | 857 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $106,658,000 | 921 |
| Tier 1 (core) risk-based capital | $50,900,000 | 1,079 |
| Tier 2 risk-based capital | $7,450,000 | 650 |
| Total risk weighted assets | $607,281,000 | 701 |
| Total unused commitments | $106,658,000 | 922 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 145 | 1,136 |
| Assets and Liabilities | ||
| Total Assets: | $543,491,000 | 1,066 |
| Cash and due from depository institutions | $11,680,000 | 1,136 |
| Interest-bearing balances | $4,699,000 | 1,152 |
| Securities | $16,458,000 | 5,234 |
| Federal funds sold & reverse repurchase agreements | $27,239,000 | 451 |
| Net loans & leases | $457,031,000 | 849 |
| Loan loss allowance | $5,967,000 | 803 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,945,000 | 734 |
| Other real estate owned | $1,626,000 | 1,136 |
| Goodwill and other intangibles | $315,000 | 2,347 |
| All other assets | $16,197,000 | 1,017 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $543,491,000 | 1,066 |
| Total liabilities | $492,650,000 | 1,072 |
| Total deposits | $450,226,000 | 993 |
| Interest-bearing deposits | $410,544,000 | 922 |
| Deposits held in domestic offices | $450,226,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,000,000 | 1,076 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,424,000 | 1,281 |
| Total equity capital | $50,841,000 | 1,129 |
| Total bank equity capital | $50,841,000 | 1,129 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $976,000 | 3,121 |
| Surplus | $45,691,000 | 584 |
| Undivided profits | $4,174,000 | 4,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,921,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,335,000 | 1,200 |
| Earning assets | $505,427,000 | 1,058 |
| Long-term assets (5+ years) | $36,778,000 | 2,280 |
| Average Assets, year-to-date | $524,976,000 | 1,096 |
| Average Assets, quarterly | $524,976,000 | 1,096 |
| Volatile liabilities | $134,654,000 | 946 |
| Insider loans | $3,285,000 | 1,848 |
| FHLB advances | $39,000,000 | 998 |
| Loans and leases held for sale | $311,000 | 1,318 |
| Unused loan commitments | $83,261,000 | 1,092 |
| Tier 1 (core) risk-based capital | $50,638,000 | 1,072 |
| Tier 2 risk-based capital | $5,967,000 | 797 |
| Total risk weighted assets | $498,667,000 | 832 |
| Total unused commitments | $83,261,000 | 1,092 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 137 | 1,214 |
| Assets and Liabilities | ||
| Total Assets: | $506,461,000 | 1,144 |
| Cash and due from depository institutions | $19,656,000 | 1,214 |
| Interest-bearing balances | $8,992,000 | 630 |
| Securities | $16,718,000 | 5,220 |
| Federal funds sold & reverse repurchase agreements | $13,210,000 | 904 |
| Net loans & leases | $428,934,000 | 910 |
| Loan loss allowance | $5,828,000 | 823 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,508,000 | 847 |
| Other real estate owned | $1,795,000 | 1,214 |
| Goodwill and other intangibles | $334,000 | 2,314 |
| All other assets | $14,306,000 | 1,096 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $506,461,000 | 1,144 |
| Total liabilities | $456,592,000 | 1,144 |
| Total deposits | $414,766,000 | 1,066 |
| Interest-bearing deposits | $374,994,000 | 1,002 |
| Deposits held in domestic offices | $414,766,000 | 1,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $39,000,000 | 1,097 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,826,000 | 1,443 |
| Total equity capital | $49,869,000 | 1,148 |
| Total bank equity capital | $49,869,000 | 1,148 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $976,000 | 3,121 |
| Surplus | $45,691,000 | 579 |
| Undivided profits | $3,202,000 | 5,618 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,797,000 | 1,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,971,000 | 1,458 |
| Earning assets | $467,854,000 | 1,144 |
| Long-term assets (5+ years) | $35,523,000 | 2,395 |
| Average Assets, year-to-date | $422,191,000 | 1,319 |
| Average Assets, quarterly | $485,176,500 | 1,186 |
| Volatile liabilities | $117,058,000 | 1,042 |
| Insider loans | $2,782,000 | 2,117 |
| FHLB advances | $39,000,000 | 1,004 |
| Loans and leases held for sale | $1,405,000 | 742 |
| Unused loan commitments | $77,848,000 | 1,111 |
| Tier 1 (core) risk-based capital | $49,547,000 | 1,075 |
| Tier 2 risk-based capital | $5,801,000 | 811 |
| Total risk weighted assets | $463,912,000 | 883 |
| Total unused commitments | $77,848,000 | 1,111 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $463,892,000 | 1,238 |
| Cash and due from depository institutions | $12,925,000 | 1,289 |
| Interest-bearing balances | $3,951,000 | 1,372 |
| Securities | $17,890,000 | 5,022 |
| Federal funds sold & reverse repurchase agreements | $21,175,000 | 528 |
| Net loans & leases | $386,155,000 | 988 |
| Loan loss allowance | $4,513,000 | 1,051 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,616,000 | 1,014 |
| Other real estate owned | $4,521,000 | 1,289 |
| Goodwill and other intangibles | $352,000 | 2,250 |
| All other assets | $11,258,000 | 1,351 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $463,892,000 | 1,238 |
| Total liabilities | $413,751,000 | 1,251 |
| Total deposits | $384,381,000 | 1,151 |
| Interest-bearing deposits | $347,573,000 | 1,080 |
| Deposits held in domestic offices | $384,381,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $27,000,000 | 1,404 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,370,000 | 1,670 |
| Total equity capital | $50,141,000 | 1,137 |
| Total bank equity capital | $50,141,000 | 1,137 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $976,000 | 3,127 |
| Surplus | $45,691,000 | 568 |
| Undivided profits | $3,474,000 | 5,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,345,000 | 846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,043,000 | 1,431 |
| Earning assets | $429,171,000 | 1,223 |
| Long-term assets (5+ years) | $32,216,000 | 2,591 |
| Average Assets, year-to-date | $401,123,500 | 1,400 |
| Average Assets, quarterly | $439,880,500 | 1,283 |
| Volatile liabilities | $104,883,000 | 1,127 |
| Insider loans | $2,905,000 | 2,013 |
| FHLB advances | $27,000,000 | 1,300 |
| Loans and leases held for sale | $1,193,000 | 812 |
| Unused loan commitments | $71,140,000 | 1,200 |
| Tier 1 (core) risk-based capital | $49,761,000 | 1,063 |
| Tier 2 risk-based capital | $4,513,000 | 1,005 |
| Total risk weighted assets | $419,414,000 | 944 |
| Total unused commitments | $71,140,000 | 1,201 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 126 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $415,869,000 | 1,364 |
| Cash and due from depository institutions | $8,573,000 | 1,370 |
| Interest-bearing balances | $709,000 | 3,186 |
| Securities | $17,886,000 | 5,108 |
| Federal funds sold & reverse repurchase agreements | $14,666,000 | 731 |
| Net loans & leases | $350,250,000 | 1,052 |
| Loan loss allowance | $4,337,000 | 1,068 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,337,000 | 1,036 |
| Other real estate owned | $4,234,000 | 1,370 |
| Goodwill and other intangibles | $371,000 | 2,227 |
| All other assets | $10,552,000 | 1,445 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $415,869,000 | 1,364 |
| Total liabilities | $366,351,000 | 1,419 |
| Total deposits | $342,283,000 | 1,294 |
| Interest-bearing deposits | $304,666,000 | 1,245 |
| Deposits held in domestic offices | $342,283,000 | 1,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000,000 | 1,627 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,068,000 | 1,265 |
| Total equity capital | $49,518,000 | 1,110 |
| Total bank equity capital | $49,518,000 | 1,110 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $976,000 | 3,139 |
| Surplus | $45,691,000 | 548 |
| Undivided profits | $2,851,000 | 5,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,018,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,634,000 | 1,700 |
| Earning assets | $383,511,000 | 1,359 |
| Long-term assets (5+ years) | $25,410,000 | 3,162 |
| Average Assets, year-to-date | $380,200,670 | 1,477 |
| Average Assets, quarterly | $400,012,500 | 1,410 |
| Volatile liabilities | $98,735,000 | 1,148 |
| Insider loans | $2,444,000 | 2,296 |
| FHLB advances | $21,000,000 | 1,526 |
| Loans and leases held for sale | $1,570,000 | 717 |
| Unused loan commitments | $62,907,000 | 1,297 |
| Tier 1 (core) risk-based capital | $49,368,000 | 1,050 |
| Tier 2 risk-based capital | $4,337,000 | 1,031 |
| Total risk weighted assets | $377,824,000 | 1,024 |
| Total unused commitments | $62,907,000 | 1,298 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 117 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $384,156,000 | 1,472 |
| Cash and due from depository institutions | $8,823,000 | 1,477 |
| Interest-bearing balances | $798,000 | 3,277 |
| Securities | $20,460,000 | 4,727 |
| Federal funds sold & reverse repurchase agreements | $18,448,000 | 785 |
| Net loans & leases | $312,508,000 | 1,156 |
| Loan loss allowance | $3,659,000 | 1,260 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,395,000 | 1,143 |
| Other real estate owned | $4,806,000 | 1,477 |
| Goodwill and other intangibles | $389,000 | 2,188 |
| All other assets | $10,327,000 | 1,374 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $384,156,000 | 1,472 |
| Total liabilities | $334,889,000 | 1,525 |
| Total deposits | $311,442,000 | 1,441 |
| Interest-bearing deposits | $274,384,000 | 1,397 |
| Deposits held in domestic offices | $311,442,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,000,000 | 1,548 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,447,000 | 1,679 |
| Total equity capital | $49,267,000 | 1,135 |
| Total bank equity capital | $49,267,000 | 1,135 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $976,000 | 3,141 |
| Surplus | $45,691,000 | 537 |
| Undivided profits | $2,600,000 | 6,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,167,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,591,000 | 1,750 |
| Earning assets | $352,214,000 | 1,478 |
| Long-term assets (5+ years) | $26,776,000 | 3,001 |
| Average Assets, year-to-date | $362,366,500 | 1,556 |
| Average Assets, quarterly | $362,366,500 | 1,556 |
| Volatile liabilities | $92,218,000 | 1,157 |
| Insider loans | $2,305,000 | 2,362 |
| FHLB advances | $21,000,000 | 1,443 |
| Loans and leases held for sale | $2,057,000 | 694 |
| Unused loan commitments | $60,152,000 | 1,302 |
| Tier 1 (core) risk-based capital | $48,711,000 | 1,051 |
| Tier 2 risk-based capital | $3,659,000 | 1,217 |
| Total risk weighted assets | $347,007,000 | 1,104 |
| Total unused commitments | $60,152,000 | 1,306 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 108 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $340,577,000 | 1,659 |
| Cash and due from depository institutions | $7,077,000 | 1,603 |
| Interest-bearing balances | $40,000 | 6,013 |
| Securities | $20,533,000 | 4,742 |
| Federal funds sold & reverse repurchase agreements | $13,241,000 | 886 |
| Net loans & leases | $273,934,000 | 1,314 |
| Loan loss allowance | $3,243,000 | 1,427 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,178,000 | 1,164 |
| Other real estate owned | $5,218,000 | 1,603 |
| Goodwill and other intangibles | $408,000 | 2,158 |
| All other assets | $11,988,000 | 1,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,577,000 | 1,659 |
| Total liabilities | $309,289,000 | 1,655 |
| Total deposits | $296,820,000 | 1,512 |
| Interest-bearing deposits | $257,133,000 | 1,494 |
| Deposits held in domestic offices | $296,820,000 | 1,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,469,000 | 693 |
| Total equity capital | $31,288,000 | 1,746 |
| Total bank equity capital | $31,288,000 | 1,746 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $976,000 | 3,166 |
| Surplus | $22,191,000 | 969 |
| Undivided profits | $8,121,000 | 3,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,777,000 | 1,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,445,000 | 2,051 |
| Earning assets | $307,748,000 | 1,682 |
| Long-term assets (5+ years) | $25,171,000 | 3,146 |
| Average Assets, year-to-date | $332,565,200 | 1,630 |
| Average Assets, quarterly | $327,958,500 | 1,706 |
| Volatile liabilities | $89,369,000 | 1,205 |
| Insider loans | $2,489,000 | 2,190 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $2,641,000 | 555 |
| Unused loan commitments | $55,541,000 | 1,333 |
| Tier 1 (core) risk-based capital | $30,853,000 | 1,656 |
| Tier 2 risk-based capital | $3,243,000 | 1,367 |
| Total risk weighted assets | $307,727,000 | 1,231 |
| Total unused commitments | $55,541,000 | 1,335 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 106 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $315,340,000 | 1,786 |
| Cash and due from depository institutions | $8,253,000 | 1,662 |
| Interest-bearing balances | $49,000 | 5,963 |
| Securities | $20,712,000 | 4,637 |
| Federal funds sold & reverse repurchase agreements | $2,257,000 | 4,165 |
| Net loans & leases | $258,818,000 | 1,390 |
| Loan loss allowance | $3,285,000 | 1,421 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,638,000 | 1,239 |
| Other real estate owned | $4,096,000 | 1,662 |
| Goodwill and other intangibles | $426,000 | 2,110 |
| All other assets | $13,140,000 | 1,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,340,000 | 1,786 |
| Total liabilities | $285,846,000 | 1,783 |
| Total deposits | $275,406,000 | 1,631 |
| Interest-bearing deposits | $243,891,000 | 1,575 |
| Deposits held in domestic offices | $275,406,000 | 1,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,440,000 | 904 |
| Total equity capital | $29,494,000 | 1,858 |
| Total bank equity capital | $29,494,000 | 1,858 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $976,000 | 3,186 |
| Surplus | $22,191,000 | 968 |
| Undivided profits | $6,327,000 | 4,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,513,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,367,000 | 2,309 |
| Earning assets | $281,836,000 | 1,835 |
| Long-term assets (5+ years) | $24,905,000 | 3,165 |
| Average Assets, year-to-date | $330,562,250 | 1,659 |
| Average Assets, quarterly | $314,096,000 | 1,781 |
| Volatile liabilities | $85,063,000 | 1,226 |
| Insider loans | $2,511,000 | 2,150 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $2,054,000 | 845 |
| Unused loan commitments | $47,480,000 | 1,516 |
| Tier 1 (core) risk-based capital | $29,137,000 | 1,770 |
| Tier 2 risk-based capital | $3,285,000 | 1,338 |
| Total risk weighted assets | $289,309,000 | 1,313 |
| Total unused commitments | $47,480,000 | 1,522 |
| Derivatives | $214,791,000 | 148 |
| 2003-06-30 | Rank | |
| # of Employees: | 104 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $312,852,000 | 1,787 |
| Cash and due from depository institutions | $13,400,000 | 1,678 |
| Interest-bearing balances | $8,063,000 | 1,015 |
| Securities | $22,176,000 | 4,389 |
| Federal funds sold & reverse repurchase agreements | $13,821,000 | 1,129 |
| Net loans & leases | $239,142,000 | 1,489 |
| Loan loss allowance | $3,117,000 | 1,461 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,730,000 | 1,397 |
| Other real estate owned | $4,202,000 | 1,678 |
| Goodwill and other intangibles | $445,000 | 2,037 |
| All other assets | $12,936,000 | 1,101 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,852,000 | 1,787 |
| Total liabilities | $284,849,000 | 1,761 |
| Total deposits | $279,390,000 | 1,586 |
| Interest-bearing deposits | $241,957,000 | 1,578 |
| Deposits held in domestic offices | $279,390,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,459,000 | 951 |
| Total equity capital | $28,003,000 | 1,941 |
| Total bank equity capital | $28,003,000 | 1,941 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $976,000 | 3,188 |
| Surplus | $22,191,000 | 946 |
| Undivided profits | $4,836,000 | 4,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,385,000 | 972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,380,000 | 2,171 |
| Earning assets | $283,202,000 | 1,805 |
| Long-term assets (5+ years) | $26,979,000 | 2,840 |
| Average Assets, year-to-date | $335,636,330 | 1,622 |
| Average Assets, quarterly | $332,651,000 | 1,657 |
| Volatile liabilities | $82,070,000 | 1,242 |
| Insider loans | $2,842,000 | 1,918 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $458,000 | 1,714 |
| Unused loan commitments | $447,077,000 | 302 |
| Tier 1 (core) risk-based capital | $27,350,000 | 1,848 |
| Tier 2 risk-based capital | $3,117,000 | 1,366 |
| Total risk weighted assets | $274,240,000 | 1,376 |
| Total unused commitments | $447,077,000 | 304 |
| Derivatives | $145,152,000 | 175 |
| 2003-03-31 | Rank | |
| # of Employees: | 168 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $352,450,000 | 1,552 |
| Cash and due from depository institutions | $12,879,000 | 971 |
| Interest-bearing balances | $1,030,000 | 3,153 |
| Securities | $15,321,000 | 5,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $296,093,000 | 1,176 |
| Loan loss allowance | $2,873,000 | 1,549 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,595,000 | 1,403 |
| Other real estate owned | $4,247,000 | 971 |
| Goodwill and other intangibles | $983,000 | 1,547 |
| All other assets | $16,332,000 | 886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $352,450,000 | 1,552 |
| Total liabilities | $327,352,000 | 1,510 |
| Total deposits | $289,400,000 | 1,506 |
| Interest-bearing deposits | $219,001,000 | 1,728 |
| Deposits held in domestic offices | $289,400,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,134,000 | 1,518 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $30,195,000 | 1,132 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,623,000 | 1,304 |
| Total equity capital | $25,098,000 | 2,134 |
| Total bank equity capital | $25,098,000 | 2,134 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $976,000 | 3,201 |
| Surplus | $20,191,000 | 1,012 |
| Undivided profits | $3,931,000 | 5,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,182,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $994,000 | 3,055 |
| Earning assets | $312,444,000 | 1,600 |
| Long-term assets (5+ years) | $28,207,000 | 2,687 |
| Average Assets, year-to-date | $347,028,500 | 1,556 |
| Average Assets, quarterly | $347,028,500 | 1,556 |
| Volatile liabilities | $97,020,000 | 1,058 |
| Insider loans | $2,232,000 | 2,333 |
| FHLB advances | $30,195,000 | 1,039 |
| Loans and leases held for sale | $78,414,000 | 114 |
| Unused loan commitments | $419,253,000 | 312 |
| Tier 1 (core) risk-based capital | $24,501,000 | 2,050 |
| Tier 2 risk-based capital | $2,873,000 | 1,442 |
| Total risk weighted assets | $290,741,000 | 1,265 |
| Total unused commitments | $419,253,000 | 313 |
| Derivatives | $164,089,000 | 167 |
| 2002-12-31 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $341,607,000 | 1,576 |
| Cash and due from depository institutions | $16,734,000 | 1,035 |
| Interest-bearing balances | $5,026,000 | 1,420 |
| Securities | $20,110,000 | 4,629 |
| Federal funds sold & reverse repurchase agreements | $2,824,000 | 4,110 |
| Net loans & leases | $276,781,000 | 1,244 |
| Loan loss allowance | $2,548,000 | 1,696 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,715,000 | 1,368 |
| Other real estate owned | $1,350,000 | 1,035 |
| Goodwill and other intangibles | $826,000 | 1,654 |
| All other assets | $16,267,000 | 870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,607,000 | 1,576 |
| Total liabilities | $322,000,000 | 1,508 |
| Total deposits | $300,425,000 | 1,412 |
| Interest-bearing deposits | $229,854,000 | 1,617 |
| Deposits held in domestic offices | $300,425,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,894,000 | 1,709 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,681,000 | 1,041 |
| Total equity capital | $19,607,000 | 2,669 |
| Total bank equity capital | $19,607,000 | 2,669 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $976,000 | 3,204 |
| Surplus | $17,191,000 | 1,121 |
| Undivided profits | $1,440,000 | 7,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,701,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,322,000 | 2,423 |
| Earning assets | $304,741,000 | 1,609 |
| Long-term assets (5+ years) | $32,822,000 | 2,377 |
| Average Assets, year-to-date | $293,677,600 | 1,746 |
| Average Assets, quarterly | $316,408,500 | 1,677 |
| Volatile liabilities | $82,995,000 | 1,202 |
| Insider loans | $5,088,000 | 1,002 |
| FHLB advances | $16,894,000 | 1,583 |
| Loans and leases held for sale | $79,029,000 | 133 |
| Unused loan commitments | $348,668,000 | 343 |
| Tier 1 (core) risk-based capital | $18,916,000 | 2,578 |
| Tier 2 risk-based capital | $2,548,000 | 1,581 |
| Total risk weighted assets | $269,062,000 | 1,340 |
| Total unused commitments | $348,668,000 | 344 |
| Derivatives | $88,582,000 | 189 |
| 2001-12-31 | Rank | |
| # of Employees: | 156 | 1,037 |
| Assets and Liabilities | ||
| Total Assets: | $287,269,000 | 1,775 |
| Cash and due from depository institutions | $9,372,000 | 1,037 |
| Interest-bearing balances | $236,000 | 4,319 |
| Securities | $19,346,000 | 4,631 |
| Federal funds sold & reverse repurchase agreements | $179,000 | 6,867 |
| Net loans & leases | $239,932,000 | 1,387 |
| Loan loss allowance | $1,596,000 | 2,448 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,020,000 | 1,476 |
| Other real estate owned | $333,000 | 1,037 |
| Goodwill and other intangibles | $1,923,000 | 1,079 |
| All other assets | $10,164,000 | 1,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,269,000 | 1,775 |
| Total liabilities | $269,311,000 | 1,719 |
| Total deposits | $233,441,000 | 1,749 |
| Interest-bearing deposits | $176,246,000 | 2,012 |
| Deposits held in domestic offices | $233,441,000 | 1,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,100,000 | 972 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,770,000 | 1,558 |
| Total equity capital | $17,958,000 | 2,705 |
| Total bank equity capital | $17,958,000 | 2,705 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $976,000 | 3,263 |
| Surplus | $13,691,000 | 1,331 |
| Undivided profits | $3,291,000 | 5,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $946,000 | 3,642 |
| Earning assets | $259,693,000 | 1,789 |
| Long-term assets (5+ years) | $19,537,000 | 3,344 |
| Average Assets, year-to-date | $227,375,000 | 2,135 |
| Average Assets, quarterly | $255,452,500 | 1,967 |
| Volatile liabilities | $90,104,000 | 1,078 |
| Insider loans | $2,165,000 | 2,240 |
| FHLB advances | $33,100,000 | 877 |
| Loans and leases held for sale | $117,917,000 | 96 |
| Unused loan commitments | $391,084,000 | 312 |
| Tier 1 (core) risk-based capital | $17,491,000 | 2,632 |
| Tier 2 risk-based capital | $1,596,000 | 2,265 |
| Total risk weighted assets | $203,770,000 | 1,670 |
| Total unused commitments | $391,084,000 | 313 |
| Derivatives | $60,836,000 | 197 |
| 2000-12-31 | Rank | |
| # of Employees: | 129 | 1,267 |
| Assets and Liabilities | ||
| Total Assets: | $182,181,000 | 2,644 |
| Cash and due from depository institutions | $5,901,000 | 1,267 |
| Interest-bearing balances | $1,399,000 | 2,055 |
| Securities | $14,737,000 | 5,623 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,685 |
| Net loans & leases | $144,217,000 | 2,195 |
| Loan loss allowance | $1,351,000 | 2,674 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,890,000 | 1,469 |
| Other real estate owned | $22,000 | 1,267 |
| Goodwill and other intangibles | $2,955,000 | 841 |
| All other assets | $7,659,000 | 1,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,181,000 | 2,644 |
| Total liabilities | $169,060,000 | 2,585 |
| Total deposits | $166,630,000 | 2,363 |
| Interest-bearing deposits | $131,973,000 | 2,553 |
| Deposits held in domestic offices | $166,630,000 | 2,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,430,000 | 1,754 |
| Total equity capital | $13,121,000 | 3,481 |
| Total bank equity capital | $13,121,000 | 3,481 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $976,000 | 3,356 |
| Surplus | $11,291,000 | 1,487 |
| Undivided profits | $854,000 | 7,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 4,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,049,000 | 2,598 |
| Earning assets | $161,153,000 | 2,741 |
| Long-term assets (5+ years) | $12,244,000 | 4,150 |
| Average Assets, year-to-date | $153,607,600 | 2,956 |
| Average Assets, quarterly | $173,175,500 | 2,737 |
| Volatile liabilities | $35,381,000 | 2,323 |
| Insider loans | $3,098,000 | 1,581 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $52,657,000 | 99 |
| Unused loan commitments | $159,414,000 | 519 |
| Tier 1 (core) risk-based capital | $13,315,600 | 3,325 |
| Tier 2 risk-based capital | $1,351,000 | 2,512 |
| Total risk weighted assets | $135,390,100 | 2,349 |
| Total unused commitments | $159,414,000 | 520 |
| Derivatives | $26,941,000 | 259 |
| 1999-12-31 | Rank | |
| # of Employees: | 121 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $136,537,000 | 3,376 |
| Cash and due from depository institutions | $5,442,000 | 1,401 |
| Interest-bearing balances | $193,000 | 4,098 |
| Securities | $11,752,000 | 6,580 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $105,497,000 | 2,784 |
| Loan loss allowance | $865,000 | 3,841 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,543,000 | 1,526 |
| Other real estate owned | $22,000 | 1,401 |
| Goodwill and other intangibles | $4,275,000 | 697 |
| All other assets | $4,006,000 | 2,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,537,000 | 3,376 |
| Total liabilities | $123,564,000 | 3,354 |
| Total deposits | $114,450,000 | 3,297 |
| Interest-bearing deposits | $90,245,000 | 3,567 |
| Deposits held in domestic offices | $114,450,000 | 3,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,000 | 3,976 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,000,000 | 2,427 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,004,000 | 1,871 |
| Total equity capital | $12,973,000 | 3,413 |
| Total bank equity capital | $12,973,000 | 3,413 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $976,000 | 3,434 |
| Surplus | $11,291,000 | 1,464 |
| Undivided profits | $706,000 | 8,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 3,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $524,000 | 4,403 |
| Earning assets | $117,442,000 | 3,550 |
| Long-term assets (5+ years) | $9,880,000 | 4,870 |
| Average Assets, year-to-date | $132,385,200 | 3,339 |
| Average Assets, quarterly | $138,809,000 | 3,283 |
| Volatile liabilities | $24,652,000 | 2,943 |
| Insider loans | $3,161,000 | 1,478 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $52,282,000 | 99 |
| Unused loan commitments | $183,463,000 | 489 |
| Tier 1 (core) risk-based capital | $13,168,000 | 3,348 |
| Tier 2 risk-based capital | $865,000 | 3,564 |
| Total risk weighted assets | $94,885,400 | 3,135 |
| Total unused commitments | $183,463,000 | 489 |
| Derivatives | $26,038,000 | 287 |
| 1998-12-31 | Rank | |
| # of Employees: | 101 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $119,620,000 | 3,730 |
| Cash and due from depository institutions | $4,862,000 | 1,685 |
| Interest-bearing balances | $733,000 | 3,140 |
| Securities | $4,110,000 | 9,082 |
| Federal funds sold & reverse repurchase agreements | $7,510,000 | 2,300 |
| Net loans & leases | $93,379,000 | 2,927 |
| Loan loss allowance | $699,000 | 4,475 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,911,000 | 2,769 |
| Other real estate owned | $263,000 | 1,685 |
| Goodwill and other intangibles | $3,349,000 | 754 |
| All other assets | $3,236,000 | 2,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,620,000 | 3,730 |
| Total liabilities | $110,111,000 | 3,636 |
| Total deposits | $106,466,000 | 3,514 |
| Interest-bearing deposits | $77,241,000 | 4,090 |
| Deposits held in domestic offices | $106,466,000 | 3,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,645,000 | 1,253 |
| Total equity capital | $9,509,000 | 4,564 |
| Total bank equity capital | $9,509,000 | 4,564 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $976,000 | 3,446 |
| Surplus | $5,425,000 | 2,638 |
| Undivided profits | $3,108,000 | 5,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 4,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $510,000 | 4,538 |
| Earning assets | $105,732,000 | 3,857 |
| Long-term assets (5+ years) | $4,103,000 | 6,626 |
| Average Assets, year-to-date | $111,069,800 | 3,779 |
| Average Assets, quarterly | $118,189,500 | 3,699 |
| Volatile liabilities | $16,345,000 | 3,554 |
| Insider loans | $1,857,000 | 2,234 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $52,110,000 | 132 |
| Unused loan commitments | $253,578,000 | 379 |
| Tier 1 (core) risk-based capital | $9,517,000 | 4,362 |
| Tier 2 risk-based capital | $699,000 | 4,080 |
| Total risk weighted assets | $80,094,200 | 3,443 |
| Total unused commitments | $253,578,000 | 381 |
| Derivatives | $46,621,000 | 259 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $89,018,000 | 4,768 |
| Cash and due from depository institutions | $4,395,000 | 2,744 |
| Interest-bearing balances | $1,080,000 | 2,384 |
| Securities | $2,789,000 | 10,054 |
| Federal funds sold & reverse repurchase agreements | $1,310,000 | 5,926 |
| Net loans & leases | $71,333,000 | 3,758 |
| Loan loss allowance | $515,000 | 5,580 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,183,000 | 3,563 |
| Other real estate owned | $152,000 | 2,744 |
| Goodwill and other intangibles | $3,963,000 | 647 |
| All other assets | $2,893,000 | 2,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,018,000 | 4,768 |
| Total liabilities | $81,487,000 | 4,687 |
| Total deposits | $79,123,000 | 4,561 |
| Interest-bearing deposits | $53,243,000 | 5,531 |
| Deposits held in domestic offices | $79,123,000 | 4,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,364,000 | 1,770 |
| Total equity capital | $7,531,000 | 5,426 |
| Total bank equity capital | $7,531,000 | 5,426 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $976,000 | 3,536 |
| Surplus | $4,545,000 | 3,037 |
| Undivided profits | $2,010,000 | 7,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 8,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $363,000 | 6,065 |
| Earning assets | $76,512,000 | 5,019 |
| Long-term assets (5+ years) | $2,901,000 | 7,089 |
| Average Assets, year-to-date | $80,117,200 | 5,007 |
| Average Assets, quarterly | $90,322,000 | 4,665 |
| Volatile liabilities | $9,859,000 | 5,051 |
| Insider loans | $1,667,000 | 2,402 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $34,651,000 | 123 |
| Unused loan commitments | $158,608,000 | 469 |
| Tier 1 (core) risk-based capital | $7,333,500 | 5,392 |
| Tier 2 risk-based capital | $515,000 | 5,054 |
| Total risk weighted assets | $64,609,300 | 4,081 |
| Total unused commitments | $158,608,000 | 470 |
| Derivatives | $30,221,000 | 291 |
| 1996-12-31 | Rank | |
| # of Employees: | 52 | 3,599 |
| Assets and Liabilities | ||
| Total Assets: | $71,770,000 | 5,765 |
| Cash and due from depository institutions | $3,089,000 | 3,599 |
| Interest-bearing balances | $77,000 | 5,170 |
| Securities | $1,631,000 | 10,977 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 7,320 |
| Net loans & leases | $58,734,000 | 4,445 |
| Loan loss allowance | $335,000 | 7,450 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,196,000 | 3,494 |
| Other real estate owned | $727,000 | 3,599 |
| Goodwill and other intangibles | $3,548,000 | 658 |
| All other assets | $1,275,000 | 5,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,770,000 | 5,765 |
| Total liabilities | $65,365,000 | 5,699 |
| Total deposits | $58,901,000 | 5,929 |
| Interest-bearing deposits | $43,091,000 | 6,558 |
| Deposits held in domestic offices | $58,901,000 | 5,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,100,000 | 1,813 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,364,000 | 2,784 |
| Total equity capital | $6,405,000 | 6,186 |
| Total bank equity capital | $6,405,000 | 6,186 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $976,000 | 3,766 |
| Surplus | $4,545,000 | 3,107 |
| Undivided profits | $884,000 | 9,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $238,000 | 7,842 |
| Earning assets | $61,012,000 | 6,087 |
| Long-term assets (5+ years) | $1,982,000 | 7,821 |
| Average Assets, year-to-date | $63,574,000 | 6,107 |
| Average Assets, quarterly | $69,495,000 | 5,856 |
| Volatile liabilities | $11,957,000 | 4,299 |
| Insider loans | $2,052,000 | 2,072 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $30,569,000 | 120 |
| Unused loan commitments | $121,189,000 | 589 |
| Tier 1 (core) risk-based capital | $6,059,500 | 6,319 |
| Tier 2 risk-based capital | $335,000 | 6,801 |
| Total risk weighted assets | $51,982,600 | 4,924 |
| Total unused commitments | $121,189,000 | 592 |
| Derivatives | $20,450,000 | 375 |
| 1995-12-31 | Rank | |
| # of Employees: | 51 | 3,786 |
| Assets and Liabilities | ||
| Total Assets: | $56,821,000 | 6,896 |
| Cash and due from depository institutions | $5,342,000 | 3,786 |
| Interest-bearing balances | $3,551,000 | 1,260 |
| Securities | $1,704,000 | 11,473 |
| Federal funds sold & reverse repurchase agreements | $1,020,000 | 7,250 |
| Net loans & leases | $40,996,000 | 5,729 |
| Loan loss allowance | $566,000 | 5,531 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,182,000 | 3,425 |
| Other real estate owned | $150,000 | 3,786 |
| Goodwill and other intangibles | $3,906,000 | 602 |
| All other assets | $1,521,000 | 4,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,821,000 | 6,896 |
| Total liabilities | $51,684,000 | 6,837 |
| Total deposits | $50,691,000 | 6,719 |
| Interest-bearing deposits | $32,855,000 | 7,892 |
| Deposits held in domestic offices | $50,691,000 | 6,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $993,000 | 3,656 |
| Total equity capital | $5,137,000 | 7,246 |
| Total bank equity capital | $5,137,000 | 7,246 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $976,000 | 3,955 |
| Surplus | $3,945,000 | 3,516 |
| Undivided profits | $216,000 | 10,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $803,000 | 3,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $323,000 | 6,785 |
| Earning assets | $47,271,000 | 7,277 |
| Long-term assets (5+ years) | $2,245,000 | 7,652 |
| Average Assets, year-to-date | $50,658,600 | 7,170 |
| Average Assets, quarterly | $53,824,000 | 7,061 |
| Volatile liabilities | $5,860,000 | 6,366 |
| Insider loans | $2,093,000 | 2,045 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $17,361,000 | 168 |
| Unused loan commitments | $92,177,000 | 719 |
| Tier 1 (core) risk-based capital | $3,799,500 | 8,450 |
| Tier 2 risk-based capital | $510,600 | 5,179 |
| Total risk weighted assets | $40,792,400 | 5,866 |
| Total unused commitments | $92,177,000 | 724 |
| Derivatives | $22,000,000 | 439 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $44,443,000 | 8,033 |
| Cash and due from depository institutions | $3,507,000 | 4,658 |
| Interest-bearing balances | $1,223,000 | 2,160 |
| Securities | $1,269,000 | 12,260 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,474 |
| Net loans & leases | $30,931,000 | 6,899 |
| Loan loss allowance | $275,000 | 8,730 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,004,000 | 3,651 |
| Other real estate owned | $235,000 | 4,658 |
| Goodwill and other intangibles | $4,376,000 | 510 |
| All other assets | $621,000 | 8,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,443,000 | 8,033 |
| Total liabilities | $39,395,000 | 8,116 |
| Total deposits | $38,549,000 | 7,999 |
| Interest-bearing deposits | $28,129,000 | 8,736 |
| Deposits held in domestic offices | $38,549,000 | 7,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,000 | 5,197 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $824,000 | 3,538 |
| Total equity capital | $5,048,000 | 7,081 |
| Total bank equity capital | $5,048,000 | 7,081 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $963,000 | 4,138 |
| Surplus | $3,852,000 | 3,472 |
| Undivided profits | $233,000 | 10,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 8,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $179,000 | 8,976 |
| Earning assets | $34,923,000 | 8,750 |
| Long-term assets (5+ years) | $406,000 | 10,276 |
| Average Assets, year-to-date | $54,026,000 | 7,019 |
| Average Assets, quarterly | $48,183,000 | 7,634 |
| Volatile liabilities | $4,526,000 | 7,095 |
| Insider loans | $260,000 | 7,515 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $14,942,000 | 138 |
| Unused loan commitments | $18,468,000 | 2,046 |
| Tier 1 (core) risk-based capital | $3,196,000 | 9,318 |
| Tier 2 risk-based capital | $275,000 | 7,849 |
| Total risk weighted assets | $29,958,900 | 7,250 |
| Total unused commitments | $18,468,000 | 2,057 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $63,106,000 | 6,581 |
| Cash and due from depository institutions | $6,987,000 | 5,184 |
| Interest-bearing balances | $3,614,000 | 1,623 |
| Securities | $1,334,000 | 12,793 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $48,798,000 | 4,886 |
| Loan loss allowance | $179,000 | 10,644 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,005,000 | 3,628 |
| Other real estate owned | $280,000 | 5,184 |
| Goodwill and other intangibles | $1,581,000 | 803 |
| All other assets | $621,000 | 8,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,106,000 | 6,581 |
| Total liabilities | $58,403,000 | 6,475 |
| Total deposits | $53,842,000 | 6,688 |
| Interest-bearing deposits | $30,707,000 | 8,690 |
| Deposits held in domestic offices | $53,842,000 | 6,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,125,000 | 1,624 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $436,000 | 5,889 |
| Total equity capital | $4,703,000 | 7,589 |
| Total bank equity capital | $4,703,000 | 7,589 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $963,000 | 4,294 |
| Surplus | $3,352,000 | 3,814 |
| Undivided profits | $388,000 | 11,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $400,000 | 5,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $329,000 | 5,585 |
| Earning assets | $55,246,000 | 6,818 |
| Long-term assets (5+ years) | $562,000 | 10,571 |
| Average Assets, year-to-date | $46,387,400 | 7,952 |
| Average Assets, quarterly | $57,482,000 | 6,988 |
| Volatile liabilities | $8,213,000 | 4,730 |
| Insider loans | $120,000 | 9,417 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $33,206,000 | 144 |
| Unused loan commitments | $23,366,000 | 1,701 |
| Tier 1 (core) risk-based capital | $4,691,000 | 7,530 |
| Tier 2 risk-based capital | $179,000 | 9,826 |
| Total risk weighted assets | $45,595,600 | 5,310 |
| Total unused commitments | $23,366,000 | 1,723 |
| Derivatives | $31,600,000 | 396 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $30,757,000 | 10,315 |
| Cash and due from depository institutions | $1,864,000 | 8,629 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $5,603,000 | 11,266 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 8,857 |
| Net loans & leases | $19,889,000 | 8,950 |
| Loan loss allowance | $178,000 | 10,958 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,799,000 | 3,965 |
| Other real estate owned | $295,000 | 8,629 |
| Goodwill and other intangibles | $31,000 | 2,609 |
| All other assets | $326,000 | 11,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,757,000 | 10,315 |
| Total liabilities | $26,909,000 | 10,460 |
| Total deposits | $26,307,000 | 10,427 |
| Interest-bearing deposits | $23,622,000 | 10,195 |
| Deposits held in domestic offices | $26,307,000 | 10,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $248,000 | 3,739 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $354,000 | 7,407 |
| Total equity capital | $3,848,000 | 8,459 |
| Total bank equity capital | $3,848,000 | 8,459 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $963,000 | 4,501 |
| Surplus | $3,352,000 | 3,696 |
| Undivided profits | $-467,000 | 13,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 7,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $151,000 | 9,992 |
| Earning assets | $26,542,000 | 10,526 |
| Long-term assets (5+ years) | $2,372,000 | 8,551 |
| Average Assets, year-to-date | $28,285,600 | 10,529 |
| Average Assets, quarterly | $29,981,000 | 10,382 |
| Volatile liabilities | $3,010,000 | 8,547 |
| Insider loans | $140,000 | 4,834 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,973,000 | 6,117 |
| Tier 1 (core) risk-based capital | $3,817,000 | 8,434 |
| Tier 2 risk-based capital | $178,000 | 9,953 |
| Total risk weighted assets | $21,870,400 | 8,898 |
| Total unused commitments | $2,973,000 | 6,147 |
| Derivatives | $0 | 651 |