Home > CreekSide Bank > Income and Expense
CreekSide Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 5,842 |
| Total interest expense | $695,000 | 3,833 |
| Net interest income | $829,000 | 6,478 |
| Provision for loan and lease losses | $1,284,000 | 1,282 |
| Total noninterest income | $402,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 2,553 |
| Total noninterest expense | $2,218,000 | 3,893 |
| Salaries and employee benefits | $615,000 | 5,529 |
| Premises and equipment expense | $308,000 | 3,585 |
| Additional noninterest expense | $1,295,000 | 2,564 |
| Pre-tax net operating income | $-2,271,000 | 7,207 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,271,000 | 7,235 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,271,000 | 7,235 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,271,000 | 7,236 |
| Net charge-offs | $547,000 | 2,058 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 819 |
| Net operating income | $-2,271,000 | 7,226 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 5,908 |
| Total interest expense | $352,000 | 3,898 |
| Net interest income | $398,000 | 6,577 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $94,000 | 3,676 |
| Total noninterest expense | $1,016,000 | 4,138 |
| Salaries and employee benefits | $293,000 | 5,665 |
| Premises and equipment expense | $155,000 | 3,608 |
| Additional noninterest expense | $568,000 | 2,847 |
| Pre-tax net operating income | $-507,000 | 7,082 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-507,000 | 7,128 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-507,000 | 7,129 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-507,000 | 7,129 |
| Net charge-offs | $-144,000 | 7,481 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $-507,000 | 7,123 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 5,616 |
| Total interest expense | $2,067,000 | 3,471 |
| Net interest income | $1,593,000 | 6,640 |
| Provision for loan and lease losses | $3,223,000 | 1,551 |
| Total noninterest income | $-42,000 | 7,343 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $61,000 | 6,060 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-103,000 | 7,202 |
| Total noninterest expense | $3,847,000 | 4,320 |
| Salaries and employee benefits | $1,437,000 | 5,160 |
| Premises and equipment expense | $658,000 | 3,472 |
| Additional noninterest expense | $1,752,000 | 3,597 |
| Pre-tax net operating income | $-5,519,000 | 7,147 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,519,000 | 7,205 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,519,000 | 7,206 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,519,000 | 7,206 |
| Net charge-offs | $2,817,000 | 1,527 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 850 |
| Net operating income | $-5,519,000 | 7,185 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 5,599 |
| Total interest expense | $1,653,000 | 3,439 |
| Net interest income | $1,220,000 | 6,700 |
| Provision for loan and lease losses | $1,362,000 | 2,114 |
| Total noninterest income | $-140,000 | 7,549 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $37,000 | 6,324 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-177,000 | 7,448 |
| Total noninterest expense | $2,759,000 | 4,462 |
| Salaries and employee benefits | $1,099,000 | 5,155 |
| Premises and equipment expense | $498,000 | 3,506 |
| Additional noninterest expense | $1,162,000 | 3,887 |
| Pre-tax net operating income | $-3,041,000 | 7,203 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,041,000 | 7,280 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,041,000 | 7,280 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,041,000 | 7,280 |
| Net charge-offs | $1,452,000 | 1,812 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 772 |
| Net operating income | $-3,041,000 | 7,253 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 5,442 |
| Total interest expense | $1,155,000 | 3,409 |
| Net interest income | $926,000 | 6,494 |
| Provision for loan and lease losses | $189,000 | 4,309 |
| Total noninterest income | $-40,000 | 7,595 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-63,000 | 7,478 |
| Total noninterest expense | $1,870,000 | 4,437 |
| Salaries and employee benefits | $738,000 | 5,156 |
| Premises and equipment expense | $330,000 | 3,552 |
| Additional noninterest expense | $802,000 | 3,789 |
| Pre-tax net operating income | $-1,173,000 | 7,073 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,173,000 | 7,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,173,000 | 7,145 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,173,000 | 7,146 |
| Net charge-offs | $295,000 | 3,072 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 709 |
| Net operating income | $-1,173,000 | 7,122 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 5,448 |
| Total interest expense | $606,000 | 3,411 |
| Net interest income | $459,000 | 6,575 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $36,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $951,000 | 4,429 |
| Salaries and employee benefits | $375,000 | 5,166 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $412,000 | 3,726 |
| Pre-tax net operating income | $-456,000 | 7,149 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-456,000 | 7,226 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-456,000 | 7,227 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-456,000 | 7,227 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 643 |
| Net operating income | $-456,000 | 7,209 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 5,419 |
| Total interest expense | $3,204,000 | 3,262 |
| Net interest income | $1,302,000 | 7,129 |
| Provision for loan and lease losses | $3,479,000 | 1,794 |
| Total noninterest income | $-154,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $38,000 | 6,680 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-192,000 | 7,680 |
| Total noninterest expense | $3,760,000 | 4,507 |
| Salaries and employee benefits | $1,606,000 | 4,997 |
| Premises and equipment expense | $688,000 | 3,508 |
| Additional noninterest expense | $1,466,000 | 4,136 |
| Pre-tax net operating income | $-6,091,000 | 7,278 |
| Securities gains (losses) | $111,000 | 2,052 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,980,000 | 7,355 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,980,000 | 7,354 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,980,000 | 7,354 |
| Net charge-offs | $3,727,000 | 1,406 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $333,000 | 614 |
| Net operating income | $-6,091,000 | 7,371 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 5,476 |
| Total interest expense | $2,557,000 | 3,238 |
| Net interest income | $831,000 | 7,390 |
| Provision for loan and lease losses | $2,971,000 | 1,490 |
| Total noninterest income | $61,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $25,000 | 6,783 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $36,000 | 6,563 |
| Total noninterest expense | $2,859,000 | 4,481 |
| Salaries and employee benefits | $1,228,000 | 4,978 |
| Premises and equipment expense | $516,000 | 3,544 |
| Additional noninterest expense | $1,115,000 | 4,081 |
| Pre-tax net operating income | $-4,938,000 | 7,502 |
| Securities gains (losses) | $111,000 | 1,751 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-4,827,000 | 7,562 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,827,000 | 7,562 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,827,000 | 7,562 |
| Net charge-offs | $3,715,000 | 1,033 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $304,000 | 507 |
| Net operating income | $-4,938,000 | 7,580 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 5,471 |
| Total interest expense | $1,767,000 | 3,279 |
| Net interest income | $539,000 | 7,458 |
| Provision for loan and lease losses | $1,681,000 | 1,561 |
| Total noninterest income | $44,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $17,000 | 6,819 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $1,947,000 | 4,456 |
| Salaries and employee benefits | $814,000 | 5,046 |
| Premises and equipment expense | $345,000 | 3,561 |
| Additional noninterest expense | $788,000 | 3,913 |
| Pre-tax net operating income | $-3,045,000 | 7,574 |
| Securities gains (losses) | $100,000 | 1,494 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,945,000 | 7,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,945,000 | 7,630 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,945,000 | 7,630 |
| Net charge-offs | $949,000 | 1,675 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 449 |
| Net operating income | $-3,045,000 | 7,649 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,458 |
| Total interest expense | $883,000 | 3,364 |
| Net interest income | $297,000 | 7,384 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $880,000 | 4,679 |
| Salaries and employee benefits | $390,000 | 5,230 |
| Premises and equipment expense | $173,000 | 3,602 |
| Additional noninterest expense | $317,000 | 4,236 |
| Pre-tax net operating income | $-578,000 | 7,396 |
| Securities gains (losses) | $100,000 | 996 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-478,000 | 7,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-478,000 | 7,429 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-478,000 | 7,430 |
| Net charge-offs | $132,000 | 2,556 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 361 |
| Net operating income | $-578,000 | 7,486 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 5,280 |
| Total interest expense | $3,462,000 | 3,872 |
| Net interest income | $1,877,000 | 6,559 |
| Provision for loan and lease losses | $1,170,000 | 2,485 |
| Total noninterest income | $69,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,965 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $43,000 | 6,902 |
| Total noninterest expense | $3,903,000 | 4,318 |
| Salaries and employee benefits | $2,105,000 | 4,283 |
| Premises and equipment expense | $558,000 | 4,166 |
| Additional noninterest expense | $1,240,000 | 4,185 |
| Pre-tax net operating income | $-3,127,000 | 7,615 |
| Securities gains (losses) | $27,000 | 2,003 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-3,100,000 | 7,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,100,000 | 7,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,544 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $611,000 | 509 |
| Net operating income | $-3,127,000 | 7,699 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 5,318 |
| Total interest expense | $2,561,000 | 4,010 |
| Net interest income | $1,477,000 | 6,498 |
| Provision for loan and lease losses | $516,000 | 2,680 |
| Total noninterest income | $47,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $19,000 | 7,032 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 7,176 |
| Total noninterest expense | $2,848,000 | 4,381 |
| Salaries and employee benefits | $1,559,000 | 4,350 |
| Premises and equipment expense | $400,000 | 4,313 |
| Additional noninterest expense | $889,000 | 4,251 |
| Pre-tax net operating income | $-1,840,000 | 7,827 |
| Securities gains (losses) | $9,000 | 2,413 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,831,000 | 7,822 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,831,000 | 7,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,202 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $455,000 | 402 |
| Net operating income | $-1,840,000 | 7,901 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 5,397 |
| Total interest expense | $1,694,000 | 4,168 |
| Net interest income | $990,000 | 6,500 |
| Provision for loan and lease losses | $161,000 | 3,494 |
| Total noninterest income | $22,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $8,000 | 7,191 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $1,838,000 | 4,504 |
| Salaries and employee benefits | $1,031,000 | 4,421 |
| Premises and equipment expense | $226,000 | 4,788 |
| Additional noninterest expense | $581,000 | 4,284 |
| Pre-tax net operating income | $-987,000 | 7,902 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-987,000 | 7,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-987,000 | 7,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $296,000 | 343 |
| Net operating income | $-987,000 | 7,972 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 5,395 |
| Total interest expense | $872,000 | 4,273 |
| Net interest income | $521,000 | 6,412 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $9,000 | 8,079 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $830,000 | 4,818 |
| Salaries and employee benefits | $483,000 | 4,673 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $267,000 | 4,478 |
| Pre-tax net operating income | $-405,000 | 8,010 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-405,000 | 8,083 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-405,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 269 |
| Net operating income | $-405,000 | 8,064 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 6,011 |
| Total interest expense | $1,914,000 | 5,916 |
| Net interest income | $2,526,000 | 5,949 |
| Provision for loan and lease losses | $570,000 | 2,132 |
| Total noninterest income | $26,000 | 8,204 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $17,000 | 7,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,000 | 8,086 |
| Total noninterest expense | $2,756,000 | 5,284 |
| Salaries and employee benefits | $1,460,000 | 5,391 |
| Premises and equipment expense | $388,000 | 5,120 |
| Additional noninterest expense | $908,000 | 4,938 |
| Pre-tax net operating income | $-774,000 | 7,953 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-772,000 | 8,024 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-772,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $531,000 | 526 |
| Net operating income | $-774,000 | 8,016 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 6,301 |
| Total interest expense | $1,160,000 | 6,394 |
| Net interest income | $1,782,000 | 6,140 |
| Provision for loan and lease losses | $445,000 | 1,736 |
| Total noninterest income | $16,000 | 8,289 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $1,869,000 | 5,577 |
| Salaries and employee benefits | $940,000 | 5,835 |
| Premises and equipment expense | $280,000 | 5,211 |
| Additional noninterest expense | $649,000 | 5,036 |
| Pre-tax net operating income | $-516,000 | 8,083 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-516,000 | 8,143 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-516,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $407,000 | 440 |
| Net operating income | $-516,000 | 8,129 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 6,791 |
| Total interest expense | $549,000 | 7,072 |
| Net interest income | $1,045,000 | 6,483 |
| Provision for loan and lease losses | $273,000 | 1,680 |
| Total noninterest income | $9,000 | 8,377 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $1,219,000 | 5,678 |
| Salaries and employee benefits | $823,000 | 5,041 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $209,000 | 6,981 |
| Pre-tax net operating income | $-438,000 | 8,260 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-438,000 | 8,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-438,000 | 8,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $262,000 | 403 |
| Net operating income | $-438,000 | 8,289 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,315 |
| Total interest expense | $172,000 | 7,772 |
| Net interest income | $452,000 | 6,840 |
| Provision for loan and lease losses | $157,000 | 1,390 |
| Total noninterest income | $3,000 | 8,453 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,000 | 8,340 |
| Total noninterest expense | $591,000 | 5,799 |
| Salaries and employee benefits | $293,000 | 6,122 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $206,000 | 5,178 |
| Pre-tax net operating income | $-293,000 | 8,408 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-293,000 | 8,431 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-293,000 | 8,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 302 |
| Net operating income | $-293,000 | 8,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 8,465 |
| Total interest expense | $64,000 | 8,564 |
| Net interest income | $609,000 | 8,316 |
| Provision for loan and lease losses | $154,000 | 4,008 |
| Total noninterest income | $1,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $1,491,000 | 6,912 |
| Salaries and employee benefits | $965,000 | 6,495 |
| Premises and equipment expense | $232,000 | 6,391 |
| Additional noninterest expense | $294,000 | 7,615 |
| Pre-tax net operating income | $-1,035,000 | 8,427 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,035,000 | 8,466 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,035,000 | 8,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,717,000 | 99 |
| Net operating income | $-1,035,000 | 8,455 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,635 |
| Total interest expense | $19,000 | 8,671 |
| Net interest income | $296,000 | 8,563 |
| Provision for loan and lease losses | $57,000 | 4,937 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $890,000 | 7,409 |
| Salaries and employee benefits | $586,000 | 7,011 |
| Premises and equipment expense | $124,000 | 7,102 |
| Additional noninterest expense | $180,000 | 7,934 |
| Pre-tax net operating income | $-651,000 | 8,493 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-651,000 | 8,522 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-651,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,587,000 | 73 |
| Net operating income | $-651,000 | 8,515 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.