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Credit First, Performance and Condition Ratios
2023-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 46 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0084% | 4,590 |
Cost of funding earning assets | 0.0307% | 4,505 |
Net interest margin | -0.0223% | 4,610 |
Noninterest income to average assets | 159.5800% | 11 |
Noninterest expense to average assets | 126.9123% | 13 |
Loan and lease loss provision to assets | 0.0000% | 3,179 |
Net operating income to assets | 25.4199% | 17 |
Return on assets (ROA) | 25.4199% | 18 |
Pretax return on assets | 32.6452% | 21 |
Return on Equity (ROE) | 26.9500% | 255 |
Retained earnings to average equity (ytd only) | 2.1236% | 3,553 |
Net charge-offs to loans | 0.0000% | 2,917 |
Credit loss provision to net charge-offs | 0.0000% | 2,397 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
Efficiency ratio | 79.5402% | 945 |
Assets per employee ($millions) | 0.2996% | 4,536 |
Cash dividends to net income (ytd only)* | 92.1187% | 353 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,458 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 0.0000% | 4,475 |
Net loans and leases to deposits | 0.0000% | 4,474 |
Net loans and leases to core deposits | 0.0000% | 4,493 |
Total domestic deposits to total assets | 1.2900% | 4,530 |
Equity capital to assets | 93.8551% | 67 |
Core capital (leverage) ratio | 97.2338% | 19 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 398.0140% | 20 |
Memoranda: | ||
Average total assets | $38,434,400 | 4,407 |
Average earning assets | $35,820,800 | 4,377 |
Average equity | $36,258,600 | 2,008 |
Average total loans | $0 | 4,477 |
2023-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 10 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0075% | 4,615 |
Cost of funding earning assets | 0.0263% | 4,536 |
Net interest margin | -0.0188% | 4,637 |
Noninterest income to average assets | 160.4900% | 12 |
Noninterest expense to average assets | 132.4389% | 10 |
Loan and lease loss provision to assets | 0.0000% | 2,992 |
Net operating income to assets | 21.7744% | 22 |
Return on assets (ROA) | 21.7744% | 22 |
Pretax return on assets | 28.0344% | 23 |
Return on Equity (ROE) | 23.0500% | 488 |
Retained earnings to average equity (ytd only) | -2.6920% | 4,353 |
Net charge-offs to loans | 0.0000% | 2,666 |
Credit loss provision to net charge-offs | 0.0000% | 2,098 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
Efficiency ratio | 82.5302% | 695 |
Assets per employee ($millions) | 0.2780% | 4,573 |
Cash dividends to net income (ytd only)* | 111.6784% | 160 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,482 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
Noncurrent loans to loans | 0.0000% | 3,847 |
Net loans and leases to total assets | 0.0000% | 4,500 |
Net loans and leases to deposits | 0.0000% | 4,499 |
Net loans and leases to core deposits | 0.0000% | 4,490 |
Total domestic deposits to total assets | 1.3400% | 4,563 |
Equity capital to assets | 93.3604% | 68 |
Core capital (leverage) ratio | 89.4206% | 37 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 343.9806% | 25 |
Memoranda: | ||
Average total assets | $38,380,500 | 4,422 |
Average earning assets | $35,546,000 | 4,399 |
Average equity | $36,254,500 | 1,995 |
Average total loans | $0 | 4,502 |
2023-06-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 43 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0111% | 4,641 |
Cost of funding earning assets | 0.0222% | 4,563 |
Net interest margin | -0.0111% | 4,664 |
Noninterest income to average assets | 157.3200% | 12 |
Noninterest expense to average assets | 127.5637% | 10 |
Loan and lease loss provision to assets | 0.0000% | 2,857 |
Net operating income to assets | 23.1329% | 22 |
Return on assets (ROA) | 23.1329% | 22 |
Pretax return on assets | 29.7482% | 23 |
Return on Equity (ROE) | 24.4000% | 406 |
Retained earnings to average equity (ytd only) | 8.0711% | 1,935 |
Net charge-offs to loans | 0.0000% | 2,455 |
Credit loss provision to net charge-offs | 0.0000% | 1,862 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
Efficiency ratio | 81.0897% | 772 |
Assets per employee ($millions) | 0.2944% | 4,595 |
Cash dividends to net income (ytd only)* | 66.9195% | 812 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,517 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
Noncurrent loans to loans | 0.0000% | 3,848 |
Net loans and leases to total assets | 0.0000% | 4,533 |
Net loans and leases to deposits | 0.0000% | 4,532 |
Net loans and leases to core deposits | 0.0000% | 4,550 |
Total domestic deposits to total assets | 1.2900% | 4,585 |
Equity capital to assets | 95.1901% | 62 |
Core capital (leverage) ratio | 94.5356% | 30 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 365.4941% | 20 |
Memoranda: | ||
Average total assets | $38,758,667 | 4,442 |
Average earning assets | $36,087,667 | 4,417 |
Average equity | $36,748,333 | 1,988 |
Average total loans | $0 | 4,533 |
2023-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,671 |
Cost of funding earning assets | 0.0221% | 4,606 |
Net interest margin | -0.0221% | 4,691 |
Noninterest income to average assets | 149.8900% | 14 |
Noninterest expense to average assets | 120.0119% | 13 |
Loan and lease loss provision to assets | 0.0000% | 2,553 |
Net operating income to assets | 23.2191% | 19 |
Return on assets (ROA) | 23.2191% | 19 |
Pretax return on assets | 29.8531% | 19 |
Return on Equity (ROE) | 24.5400% | 425 |
Retained earnings to average equity (ytd only) | 24.5383% | 194 |
Net charge-offs to loans | 0.0000% | 2,062 |
Credit loss provision to net charge-offs | 0.0000% | 1,422 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
Efficiency ratio | 80.0800% | 830 |
Assets per employee ($millions) | 0.3153% | 4,650 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,580 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
Noncurrent loans to loans | 0.0000% | 3,889 |
Net loans and leases to total assets | 0.0000% | 4,605 |
Net loans and leases to deposits | 0.0000% | 4,604 |
Net loans and leases to core deposits | 0.0000% | 4,587 |
Total domestic deposits to total assets | 1.2700% | 4,629 |
Equity capital to assets | 95.8002% | 16 |
Core capital (leverage) ratio | 98.5563% | 19 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 360.5731% | 19 |
Memoranda: | ||
Average total assets | $38,709,500 | 4,513 |
Average earning assets | $36,171,000 | 4,485 |
Average equity | $36,628,500 | 2,016 |
Average total loans | $0 | 4,605 |
2022-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0111% | 4,702 |
Cost of funding earning assets | 0.0056% | 4,642 |
Net interest margin | 0.0056% | 4,701 |
Noninterest income to average assets | 154.1900% | 12 |
Noninterest expense to average assets | 108.6668% | 15 |
Loan and lease loss provision to assets | 0.0000% | 2,926 |
Net operating income to assets | 35.5840% | 11 |
Return on assets (ROA) | 35.5840% | 11 |
Pretax return on assets | 45.5304% | 11 |
Return on Equity (ROE) | 37.7400% | 64 |
Retained earnings to average equity (ytd only) | 8.7268% | 1,561 |
Net charge-offs to loans | 0.0000% | 2,620 |
Credit loss provision to net charge-offs | 0.0000% | 1,979 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
Efficiency ratio | 70.4726% | 1,625 |
Assets per employee ($millions) | 0.3017% | 4,685 |
Cash dividends to net income (ytd only)* | 76.8758% | 503 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,606 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
Noncurrent loans to loans | 0.0000% | 3,914 |
Net loans and leases to total assets | 0.0000% | 4,635 |
Net loans and leases to deposits | 0.0000% | 4,634 |
Net loans and leases to core deposits | 0.0000% | 4,617 |
Total domestic deposits to total assets | 1.3200% | 4,661 |
Equity capital to assets | 93.4047% | 25 |
Core capital (leverage) ratio | 95.6544% | 24 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 391.2397% | 22 |
Memoranda: | ||
Average total assets | $36,555,800 | 4,559 |
Average earning assets | $35,971,400 | 4,516 |
Average equity | $34,468,400 | 2,133 |
Average total loans | $0 | 4,639 |
2022-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0074% | 4,742 |
Cost of funding earning assets | 0.0037% | 4,681 |
Net interest margin | 0.0037% | 4,742 |
Noninterest income to average assets | 153.4100% | 13 |
Noninterest expense to average assets | 110.2618% | 13 |
Loan and lease loss provision to assets | 0.0000% | 2,752 |
Net operating income to assets | 33.6901% | 14 |
Return on assets (ROA) | 33.6901% | 14 |
Pretax return on assets | 43.1506% | 14 |
Return on Equity (ROE) | 35.6400% | 61 |
Retained earnings to average equity (ytd only) | 4.4626% | 3,302 |
Net charge-offs to loans | 0.0000% | 2,349 |
Credit loss provision to net charge-offs | 0.0000% | 1,679 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
Efficiency ratio | 71.8728% | 1,533 |
Assets per employee ($millions) | 0.2843% | 4,724 |
Cash dividends to net income (ytd only)* | 87.4795% | 318 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,653 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
Noncurrent loans to loans | 0.0000% | 3,992 |
Net loans and leases to total assets | 0.0000% | 4,679 |
Net loans and leases to deposits | 0.0000% | 4,678 |
Net loans and leases to core deposits | 0.0000% | 4,661 |
Total domestic deposits to total assets | 1.4100% | 4,703 |
Equity capital to assets | 94.6622% | 23 |
Core capital (leverage) ratio | 89.2053% | 44 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 431.1971% | 17 |
Memoranda: | ||
Average total assets | $36,191,750 | 4,599 |
Average earning assets | $35,921,500 | 4,554 |
Average equity | $34,209,250 | 2,180 |
Average total loans | $0 | 4,681 |
2022-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0110% | 4,769 |
Cost of funding earning assets | 0.0055% | 4,748 |
Net interest margin | 0.0055% | 4,769 |
Noninterest income to average assets | 147.4128% | 5 |
Noninterest expense to average assets | 104.4512% | 5 |
Loan and lease loss provision to assets | 0.0000% | 2,599 |
Net operating income to assets | 33.5518% | 7 |
Return on assets (ROA) | 33.5518% | 7 |
Pretax return on assets | 42.9670% | 7 |
Return on Equity (ROE) | 35.5133% | 37 |
Retained earnings to average equity (ytd only) | 23.8849% | 43 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 70.8537% | 1,845 |
Assets per employee ($millions) | 0.3074% | 4,757 |
Cash dividends to net income (ytd only)* | 32.7439% | 2,001 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,740 |
Net loans and leases to deposits | 0.0000% | 4,740 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.2910% | 4,765 |
Equity capital to assets | 94.5083% | 6 |
Core capital (leverage) ratio | 98.5621% | 10 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 469.6433% | 4 |
Memoranda: | ||
Average total assets | $36,409,333 | 4,636 |
Average earning assets | $36,338,333 | 4,607 |
Average equity | $34,398,333 | 2,221 |
Average total loans | NA | NA |
2022-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,795 |
Cost of funding earning assets | 0.0000% | 4,770 |
Net interest margin | 0.0000% | 4,795 |
Noninterest income to average assets | 142.8713% | 7 |
Noninterest expense to average assets | 119.4037% | 4 |
Loan and lease loss provision to assets | 0.0000% | 2,285 |
Net operating income to assets | 18.1228% | 15 |
Return on assets (ROA) | 18.1228% | 15 |
Pretax return on assets | 23.4677% | 15 |
Return on Equity (ROE) | 19.1858% | 268 |
Retained earnings to average equity (ytd only) | 19.1858% | 114 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 83.5743% | 883 |
Assets per employee ($millions) | 0.2630% | 4,784 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,254 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,768 |
Net loans and leases to deposits | 0.0000% | 4,768 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.3980% | 4,791 |
Equity capital to assets | 95.3278% | 5 |
Core capital (leverage) ratio | 94.5165% | 11 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 471.7587% | 3 |
Memoranda: | ||
Average total assets | $35,248,500 | 4,672 |
Average earning assets | $35,172,000 | 4,639 |
Average equity | $33,295,500 | 2,318 |
Average total loans | NA | NA |
2021-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0124% | 4,836 |
Cost of funding earning assets | 0.0031% | 4,814 |
Net interest margin | 0.0093% | 4,834 |
Noninterest income to average assets | 143.8114% | 6 |
Noninterest expense to average assets | 108.5370% | 5 |
Loan and lease loss provision to assets | 0.0000% | 3,064 |
Net operating income to assets | 27.5461% | 10 |
Return on assets (ROA) | 27.5461% | 9 |
Pretax return on assets | 35.2834% | 10 |
Return on Equity (ROE) | 29.1835% | 76 |
Retained earnings to average equity (ytd only) | 11.5722% | 602 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 75.4671% | 1,162 |
Assets per employee ($millions) | 0.2573% | 4,827 |
Cash dividends to net income (ytd only)* | 60.3467% | 1,084 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,813 |
Net loans and leases to deposits | 0.0000% | 4,812 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.4396% | 4,834 |
Equity capital to assets | 93.5650% | 6 |
Core capital (leverage) ratio | 91.6881% | 11 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 464.6411% | 4 |
Memoranda: | ||
Average total assets | $33,086,400 | 4,725 |
Average earning assets | $32,272,000 | 4,699 |
Average equity | $31,230,000 | 2,455 |
Average total loans | NA | NA |
2021-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0084% | 4,912 |
Cost of funding earning assets | 0.0042% | 4,886 |
Net interest margin | 0.0042% | 4,910 |
Noninterest income to average assets | 141.5032% | 6 |
Noninterest expense to average assets | 109.8957% | 5 |
Loan and lease loss provision to assets | 0.0000% | 2,963 |
Net operating income to assets | 24.5278% | 12 |
Return on assets (ROA) | 24.5278% | 12 |
Pretax return on assets | 31.6116% | 12 |
Return on Equity (ROE) | 25.9257% | 154 |
Retained earnings to average equity (ytd only) | 15.1431% | 377 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 77.6608% | 904 |
Assets per employee ($millions) | 0.2497% | 4,902 |
Cash dividends to net income (ytd only)* | 41.5904% | 1,549 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,885 |
Net loans and leases to deposits | 0.0000% | 4,885 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.4724% | 4,910 |
Equity capital to assets | 95.3915% | 5 |
Core capital (leverage) ratio | 92.0598% | 15 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 461.3873% | 6 |
Memoranda: | ||
Average total assets | $32,675,000 | 4,797 |
Average earning assets | $31,672,000 | 4,772 |
Average equity | $30,913,250 | 2,503 |
Average total loans | NA | NA |
2021-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0129% | 4,950 |
Cost of funding earning assets | 0.0065% | 4,922 |
Net interest margin | 0.0065% | 4,947 |
Noninterest income to average assets | 138.4377% | 7 |
Noninterest expense to average assets | 111.4398% | 6 |
Loan and lease loss provision to assets | 0.0000% | 2,862 |
Net operating income to assets | 20.8143% | 13 |
Return on assets (ROA) | 20.8143% | 13 |
Pretax return on assets | 27.0041% | 12 |
Return on Equity (ROE) | 22.0647% | 308 |
Retained earnings to average equity (ytd only) | 22.0647% | 109 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 80.4946% | 755 |
Assets per employee ($millions) | 0.1836% | 4,938 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,087 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,922 |
Net loans and leases to deposits | 0.0000% | 4,922 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.4331% | 4,946 |
Equity capital to assets | 92.4045% | 12 |
Core capital (leverage) ratio | 102.2357% | 5 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 386.0496% | 7 |
Memoranda: | ||
Average total assets | $32,247,000 | 4,833 |
Average earning assets | $31,005,333 | 4,807 |
Average equity | $30,419,667 | 2,517 |
Average total loans | NA | NA |
2021-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 4,977 |
Cost of funding earning assets | 0.0000% | 4,958 |
Net interest margin | 0.0000% | 4,972 |
Noninterest income to average assets | 138.0586% | 9 |
Noninterest expense to average assets | 116.8467% | 6 |
Loan and lease loss provision to assets | 0.0000% | 2,741 |
Net operating income to assets | 16.2194% | 12 |
Return on assets (ROA) | 16.2194% | 12 |
Pretax return on assets | 21.2119% | 12 |
Return on Equity (ROE) | 16.9976% | 850 |
Retained earnings to average equity (ytd only) | 16.9976% | 425 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 84.6356% | 563 |
Assets per employee ($millions) | 0.1696% | 4,966 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,433 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,950 |
Net loans and leases to deposits | 0.0000% | 4,950 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.5851% | 4,974 |
Equity capital to assets | 95.5426% | 5 |
Core capital (leverage) ratio | 100.1629% | 4 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 406.9818% | 8 |
Memoranda: | ||
Average total assets | $30,926,000 | 4,867 |
Average earning assets | $29,922,000 | 4,840 |
Average equity | $29,510,000 | 2,583 |
Average total loans | NA | NA |
2020-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0139% | 4,998 |
Cost of funding earning assets | 0.0104% | 4,974 |
Net interest margin | 0.0035% | 4,996 |
Noninterest income to average assets | 153.9800% | 5 |
Noninterest expense to average assets | 123.4244% | 4 |
Loan and lease loss provision to assets | 0.0000% | 4,319 |
Net operating income to assets | 23.5687% | 10 |
Return on assets (ROA) | 23.5687% | 10 |
Pretax return on assets | 30.5590% | 10 |
Return on Equity (ROE) | 24.8855% | 114 |
Retained earnings to average equity (ytd only) | 8.7074% | 849 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 80.1543% | 880 |
Assets per employee ($millions) | 0.1570% | 4,991 |
Cash dividends to net income (ytd only)* | 65.0101% | 1,141 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,974 |
Net loans and leases to deposits | 0.0000% | 4,974 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.6497% | 4,996 |
Equity capital to assets | 95.2951% | 5 |
Core capital (leverage) ratio | 97.6635% | 5 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 439.5526% | 3 |
Memoranda: | ||
Average total assets | $29,369,400 | 4,882 |
Average earning assets | $28,772,000 | 4,856 |
Average equity | $27,815,400 | 2,612 |
Average total loans | NA | NA |
2020-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0093% | 5,031 |
Cost of funding earning assets | 0.0140% | 5,009 |
Net interest margin | -0.0047% | 5,031 |
Noninterest income to average assets | 153.5323% | 5 |
Noninterest expense to average assets | 126.2389% | 4 |
Loan and lease loss provision to assets | 0.0000% | 4,239 |
Net operating income to assets | 20.6989% | 11 |
Return on assets (ROA) | 20.6989% | 11 |
Pretax return on assets | 27.2888% | 11 |
Return on Equity (ROE) | 21.8905% | 177 |
Retained earnings to average equity (ytd only) | 9.7910% | 808 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 82.2255% | 723 |
Assets per employee ($millions) | 0.1543% | 5,022 |
Cash dividends to net income (ytd only)* | 55.2730% | 1,273 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,006 |
Net loans and leases to deposits | 0.0000% | 5,006 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.6708% | 5,028 |
Equity capital to assets | 95.1848% | 6 |
Core capital (leverage) ratio | 101.5725% | 3 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 385.5577% | 9 |
Memoranda: | ||
Average total assets | $29,134,500 | 4,913 |
Average earning assets | $28,547,000 | 4,886 |
Average equity | $27,548,500 | 2,618 |
Average total loans | NA | NA |
2020-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0140% | 5,064 |
Cost of funding earning assets | 0.0140% | 5,046 |
Net interest margin | 0.0000% | 5,063 |
Noninterest income to average assets | 153.1035% | 5 |
Noninterest expense to average assets | 128.6704% | 4 |
Loan and lease loss provision to assets | 0.0000% | 4,134 |
Net operating income to assets | 18.4339% | 10 |
Return on assets (ROA) | 18.4339% | 10 |
Pretax return on assets | 24.4331% | 10 |
Return on Equity (ROE) | 19.5401% | 265 |
Retained earnings to average equity (ytd only) | 1.1822% | 4,044 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 84.0414% | 633 |
Assets per employee ($millions) | 0.1399% | 5,055 |
Cash dividends to net income (ytd only)* | 93.9496% | 541 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,039 |
Net loans and leases to deposits | 0.0000% | 5,039 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.7778% | 5,062 |
Equity capital to assets | 94.6629% | 7 |
Core capital (leverage) ratio | 91.5792% | 13 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 444.7544% | 5 |
Memoranda: | ||
Average total assets | $28,870,667 | 4,945 |
Average earning assets | $28,672,000 | 4,909 |
Average equity | $27,236,333 | 2,629 |
Average total loans | NA | NA |
2020-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 5,114 |
Cost of funding earning assets | 0.0137% | 5,094 |
Net interest margin | -0.0137% | 5,114 |
Noninterest income to average assets | 161.4006% | 5 |
Noninterest expense to average assets | 122.8560% | 5 |
Loan and lease loss provision to assets | 0.0000% | 3,711 |
Net operating income to assets | 29.5856% | 8 |
Return on assets (ROA) | 29.5856% | 8 |
Pretax return on assets | 38.5310% | 8 |
Return on Equity (ROE) | 31.4127% | 32 |
Retained earnings to average equity (ytd only) | 31.4127% | 15 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 76.1251% | 1,552 |
Assets per employee ($millions) | 0.1322% | 5,103 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,581 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,086 |
Net loans and leases to deposits | 0.0000% | 5,086 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.6803% | 5,110 |
Equity capital to assets | 96.1957% | 6 |
Core capital (leverage) ratio | 97.1721% | 7 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 475.6397% | 4 |
Memoranda: | ||
Average total assets | $29,244,000 | 4,977 |
Average earning assets | $29,172,000 | 4,943 |
Average equity | $27,543,000 | 2,602 |
Average total loans | NA | NA |
2019-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0120% | 5,176 |
Cost of funding earning assets | 0.0180% | 5,158 |
Net interest margin | -0.0060% | 5,174 |
Noninterest income to average assets | 148.0140% | 5 |
Noninterest expense to average assets | 101.4870% | 10 |
Loan and lease loss provision to assets | 0.0000% | 3,973 |
Net operating income to assets | 36.0286% | 7 |
Return on assets (ROA) | 36.0286% | 7 |
Pretax return on assets | 46.5212% | 6 |
Return on Equity (ROE) | 38.0926% | 23 |
Retained earnings to average equity (ytd only) | -96.4887% | 5,174 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 68.5685% | 2,377 |
Assets per employee ($millions) | 0.1395% | 5,163 |
Cash dividends to net income (ytd only)* | 353.3001% | 23 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,149 |
Net loans and leases to deposits | 0.0000% | 5,149 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.7402% | 5,172 |
Equity capital to assets | 92.0994% | 12 |
Core capital (leverage) ratio | 85.2183% | 21 |
Tier 1 risk-based capital ratio | 456.7138% | 9 |
Total risk-based capital ratio | 456.7138% | 9 |
Memoranda: | ||
Average total assets | $34,567,000 | 4,968 |
Average earning assets | $33,272,000 | 4,939 |
Average equity | $32,694,000 | 2,261 |
Average total loans | NA | NA |
2019-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0078% | 5,255 |
Cost of funding earning assets | 0.0155% | 5,237 |
Net interest margin | -0.0078% | 5,253 |
Noninterest income to average assets | 140.5182% | 6 |
Noninterest expense to average assets | 96.7099% | 10 |
Loan and lease loss provision to assets | 0.0000% | 3,836 |
Net operating income to assets | 33.9748% | 7 |
Return on assets (ROA) | 33.9748% | 7 |
Pretax return on assets | 43.8009% | 7 |
Return on Equity (ROE) | 35.7342% | 24 |
Retained earnings to average equity (ytd only) | -110.2390% | 5,252 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 68.8274% | 2,283 |
Assets per employee ($millions) | 0.1601% | 5,242 |
Cash dividends to net income (ytd only)* | 408.4969% | 22 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,226 |
Net loans and leases to deposits | 0.0000% | 5,226 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.6099% | 5,252 |
Equity capital to assets | 95.5857% | 6 |
Core capital (leverage) ratio | 103.9352% | 3 |
Tier 1 risk-based capital ratio | 455.3221% | 9 |
Total risk-based capital ratio | 455.3221% | 9 |
Memoranda: | ||
Average total assets | $36,025,750 | 5,030 |
Average earning assets | $34,422,000 | 4,996 |
Average equity | $34,252,000 | 2,191 |
Average total loans | NA | NA |
2019-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0112% | 5,302 |
Cost of funding earning assets | 0.0168% | 5,285 |
Net interest margin | -0.0056% | 5,300 |
Noninterest income to average assets | 131.9103% | 8 |
Noninterest expense to average assets | 91.8590% | 10 |
Loan and lease loss provision to assets | 0.0000% | 3,685 |
Net operating income to assets | 31.0655% | 7 |
Return on assets (ROA) | 31.0655% | 8 |
Pretax return on assets | 40.0460% | 8 |
Return on Equity (ROE) | 32.7224% | 32 |
Retained earnings to average equity (ytd only) | -176.9290% | 5,300 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 69.6403% | 2,284 |
Assets per employee ($millions) | 0.1427% | 5,290 |
Cash dividends to net income (ytd only)* | 640.6971% | 13 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,274 |
Net loans and leases to deposits | 0.0000% | 5,274 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.7347% | 5,298 |
Equity capital to assets | 91.4550% | 10 |
Core capital (leverage) ratio | 107.2588% | 2 |
Tier 1 risk-based capital ratio | 361.8035% | 11 |
Total risk-based capital ratio | 361.8035% | 11 |
Memoranda: | ||
Average total assets | $37,681,670 | 5,044 |
Average earning assets | $35,672,000 | 5,012 |
Average equity | $35,773,670 | 2,106 |
Average total loans | NA | NA |
2019-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 5,361 |
Cost of funding earning assets | 0.0100% | 5,345 |
Net interest margin | -0.0100% | 5,359 |
Noninterest income to average assets | 111.4116% | 10 |
Noninterest expense to average assets | 81.3479% | 11 |
Loan and lease loss provision to assets | 0.0000% | 3,406 |
Net operating income to assets | 23.2341% | 8 |
Return on assets (ROA) | 23.2341% | 8 |
Pretax return on assets | 30.0543% | 9 |
Return on Equity (ROE) | 24.1700% | 117 |
Retained earnings to average equity (ytd only) | -346.3834% | 5,361 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 73.0218% | 1,882 |
Assets per employee ($millions) | 0.1216% | 5,350 |
Cash dividends to net income (ytd only)* | 1,533.1153% | 11 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,335 |
Net loans and leases to deposits | 0.0000% | 5,334 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.9958% | 5,357 |
Equity capital to assets | 91.6178% | 11 |
Core capital (leverage) ratio | 99.0763% | 5 |
Tier 1 risk-based capital ratio | 341.8168% | 10 |
Total risk-based capital ratio | 341.8168% | 10 |
Memoranda: | ||
Average total assets | $42,110,500 | 5,033 |
Average earning assets | $40,047,000 | 5,003 |
Average equity | $40,480,000 | 1,911 |
Average total loans | NA | NA |
2018-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0053% | 5,403 |
Cost of funding earning assets | 0.0053% | 5,392 |
Net interest margin | 0.0000% | 5,403 |
Noninterest income to average assets | 80.6639% | 14 |
Noninterest expense to average assets | 53.7099% | 14 |
Loan and lease loss provision to assets | 0.0000% | 4,082 |
Net operating income to assets | 20.9219% | 10 |
Return on assets (ROA) | 20.9219% | 10 |
Pretax return on assets | 26.9540% | 10 |
Return on Equity (ROE) | 21.6497% | 168 |
Retained earnings to average equity (ytd only) | 9.1694% | 808 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 66.5848% | 2,769 |
Assets per employee ($millions) | 0.2791% | 5,389 |
Cash dividends to net income (ytd only)* | 57.6464% | 1,607 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,379 |
Net loans and leases to deposits | 0.0000% | 5,379 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.8451% | 5,405 |
Equity capital to assets | 98.0378% | 3 |
Core capital (leverage) ratio | 99.9449% | 4 |
Tier 1 risk-based capital ratio | 431.9211% | 10 |
Total risk-based capital ratio | 431.9211% | 10 |
Memoranda: | ||
Average total assets | $58,039,600 | 4,799 |
Average earning assets | $56,326,000 | 4,742 |
Average equity | $56,088,600 | 1,397 |
Average total loans | NA | NA |
2018-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0048% | 5,475 |
Cost of funding earning assets | 0.0071% | 5,460 |
Net interest margin | -0.0024% | 5,475 |
Noninterest income to average assets | 80.4747% | 14 |
Noninterest expense to average assets | 53.1312% | 15 |
Loan and lease loss provision to assets | 0.0000% | 3,948 |
Net operating income to assets | 21.1615% | 10 |
Return on assets (ROA) | 21.1615% | 10 |
Pretax return on assets | 27.3412% | 10 |
Return on Equity (ROE) | 21.9791% | 168 |
Retained earnings to average equity (ytd only) | 11.1898% | 608 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 66.0241% | 2,868 |
Assets per employee ($millions) | 0.2866% | 5,461 |
Cash dividends to net income (ytd only)* | 49.0891% | 1,624 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,046 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,450 |
Net loans and leases to deposits | 0.0000% | 5,450 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.8386% | 5,478 |
Equity capital to assets | 96.4928% | 6 |
Core capital (leverage) ratio | 98.2764% | 7 |
Tier 1 risk-based capital ratio | 426.8121% | 11 |
Total risk-based capital ratio | 426.8121% | 11 |
Memoranda: | ||
Average total assets | $57,757,500 | 4,854 |
Average earning assets | $56,114,500 | 4,799 |
Average equity | $55,609,000 | 1,410 |
Average total loans | NA | NA |
2018-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0072% | 5,540 |
Cost of funding earning assets | 0.0072% | 5,523 |
Net interest margin | 0.0000% | 5,540 |
Noninterest income to average assets | 80.5652% | 14 |
Noninterest expense to average assets | 52.2295% | 15 |
Loan and lease loss provision to assets | 0.0000% | 3,782 |
Net operating income to assets | 21.9090% | 9 |
Return on assets (ROA) | 21.9090% | 9 |
Pretax return on assets | 28.3357% | 10 |
Return on Equity (ROE) | 22.7730% | 138 |
Retained earnings to average equity (ytd only) | 17.3153% | 118 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 64.8288% | 3,188 |
Assets per employee ($millions) | 0.3034% | 5,523 |
Cash dividends to net income (ytd only)* | 23.9655% | 2,858 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,076 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,515 |
Net loans and leases to deposits | 0.0000% | 5,515 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.8366% | 5,542 |
Equity capital to assets | 96.4143% | 6 |
Core capital (leverage) ratio | 100.7184% | 5 |
Tier 1 risk-based capital ratio | 429.2536% | 11 |
Total risk-based capital ratio | 429.2536% | 11 |
Memoranda: | ||
Average total assets | $57,136,330 | 4,917 |
Average earning assets | $55,593,670 | 4,867 |
Average equity | $54,968,670 | 1,423 |
Average total loans | NA | NA |
2018-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 5,605 |
Cost of funding earning assets | 0.0073% | 5,589 |
Net interest margin | -0.0073% | 5,604 |
Noninterest income to average assets | 79.0233% | 15 |
Noninterest expense to average assets | 50.6901% | 16 |
Loan and lease loss provision to assets | 0.0000% | 3,508 |
Net operating income to assets | 21.8912% | 10 |
Return on assets (ROA) | 21.8912% | 9 |
Pretax return on assets | 28.3260% | 10 |
Return on Equity (ROE) | 22.7809% | 135 |
Retained earnings to average equity (ytd only) | 11.5955% | 767 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 64.1516% | 3,457 |
Assets per employee ($millions) | 0.3125% | 5,583 |
Cash dividends to net income (ytd only)* | 49.0998% | 1,537 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,153 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,578 |
Net loans and leases to deposits | 0.0000% | 5,578 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.8839% | 5,605 |
Equity capital to assets | 96.2061% | 4 |
Core capital (leverage) ratio | 100.2598% | 4 |
Tier 1 risk-based capital ratio | 417.8684% | 11 |
Total risk-based capital ratio | 417.8684% | 11 |
Memoranda: | ||
Average total assets | $55,821,500 | 5,008 |
Average earning assets | $54,427,000 | 4,948 |
Average equity | $53,641,500 | 1,453 |
Average total loans | NA | NA |
2017-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0075% | 5,669 |
Cost of funding earning assets | 0.0056% | 5,654 |
Net interest margin | 0.0019% | 5,667 |
Noninterest income to average assets | 83.8848% | 15 |
Noninterest expense to average assets | 53.8659% | 15 |
Loan and lease loss provision to assets | 0.0000% | 4,227 |
Net operating income to assets | 19.0982% | 9 |
Return on assets (ROA) | 19.0982% | 9 |
Pretax return on assets | 30.0208% | 9 |
Return on Equity (ROE) | 19.9525% | 198 |
Retained earnings to average equity (ytd only) | 5.4690% | 1,832 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 64.2127% | 3,573 |
Assets per employee ($millions) | 0.2727% | 5,651 |
Cash dividends to net income (ytd only)* | 72.5900% | 1,137 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,206 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,643 |
Net loans and leases to deposits | 0.0000% | 5,643 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.9078% | 5,671 |
Equity capital to assets | 95.9802% | 5 |
Core capital (leverage) ratio | 98.0561% | 4 |
Tier 1 risk-based capital ratio | 458.2524% | 8 |
Total risk-based capital ratio | 458.2524% | 8 |
Memoranda: | ||
Average total assets | $54,099,200 | 5,075 |
Average earning assets | $53,577,600 | 5,006 |
Average equity | $51,783,000 | 1,478 |
Average total loans | NA | NA |
2017-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0050% | 5,736 |
Cost of funding earning assets | 0.0050% | 5,720 |
Net interest margin | 0.0000% | 5,735 |
Noninterest income to average assets | 83.5564% | 17 |
Noninterest expense to average assets | 53.3523% | 15 |
Loan and lease loss provision to assets | 0.0000% | 4,088 |
Net operating income to assets | 19.1944% | 9 |
Return on assets (ROA) | 19.1944% | 9 |
Pretax return on assets | 30.2041% | 9 |
Return on Equity (ROE) | 20.0670% | 219 |
Retained earnings to average equity (ytd only) | 7.1256% | 1,630 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 63.8519% | 3,575 |
Assets per employee ($millions) | 0.2846% | 5,717 |
Cash dividends to net income (ytd only)* | 64.4912% | 1,171 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,287 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,709 |
Net loans and leases to deposits | 0.0000% | 5,709 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.9103% | 5,735 |
Equity capital to assets | 96.1038% | 4 |
Core capital (leverage) ratio | 98.5015% | 3 |
Tier 1 risk-based capital ratio | 433.2321% | 9 |
Total risk-based capital ratio | 433.2321% | 9 |
Memoranda: | ||
Average total assets | $53,854,500 | 5,141 |
Average earning assets | $53,365,250 | 5,063 |
Average equity | $51,512,750 | 1,502 |
Average total loans | NA | NA |
2017-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0075% | 5,786 |
Cost of funding earning assets | 0.0037% | 5,771 |
Net interest margin | 0.0037% | 5,786 |
Noninterest income to average assets | 82.5569% | 16 |
Noninterest expense to average assets | 53.0154% | 16 |
Loan and lease loss provision to assets | 0.0000% | 3,871 |
Net operating income to assets | 18.7522% | 10 |
Return on assets (ROA) | 18.7522% | 10 |
Pretax return on assets | 29.5452% | 10 |
Return on Equity (ROE) | 19.6364% | 234 |
Retained earnings to average equity (ytd only) | 11.8069% | 339 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 64.2139% | 3,632 |
Assets per employee ($millions) | 0.2849% | 5,769 |
Cash dividends to net income (ytd only)* | 39.8724% | 2,330 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,332 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,758 |
Net loans and leases to deposits | 0.0000% | 5,758 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.9092% | 5,787 |
Equity capital to assets | 96.4597% | 4 |
Core capital (leverage) ratio | 100.2438% | 2 |
Tier 1 risk-based capital ratio | 479.9421% | 7 |
Total risk-based capital ratio | 479.9421% | 7 |
Memoranda: | ||
Average total assets | $53,497,670 | 5,182 |
Average earning assets | $53,344,670 | 5,097 |
Average equity | $51,088,670 | 1,513 |
Average total loans | NA | NA |
2017-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 5,854 |
Cost of funding earning assets | 0.0076% | 5,831 |
Net interest margin | -0.0076% | 5,855 |
Noninterest income to average assets | 79.4252% | 16 |
Noninterest expense to average assets | 53.5821% | 16 |
Loan and lease loss provision to assets | 0.0000% | 3,537 |
Net operating income to assets | 16.3340% | 11 |
Return on assets (ROA) | 16.3340% | 11 |
Pretax return on assets | 25.8356% | 11 |
Return on Equity (ROE) | 17.1945% | 397 |
Retained earnings to average equity (ytd only) | 1.2293% | 4,582 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 67.4687% | 3,280 |
Assets per employee ($millions) | 0.2778% | 5,839 |
Cash dividends to net income (ytd only)* | 92.8505% | 789 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,400 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,827 |
Net loans and leases to deposits | 0.0000% | 5,825 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.9524% | 5,852 |
Equity capital to assets | 95.5960% | 4 |
Core capital (leverage) ratio | 94.9899% | 10 |
Tier 1 risk-based capital ratio | 475.4263% | 7 |
Total risk-based capital ratio | 475.4263% | 7 |
Memoranda: | ||
Average total assets | $52,749,000 | 5,252 |
Average earning assets | $52,553,000 | 5,164 |
Average equity | $50,109,000 | 1,537 |
Average total loans | NA | NA |
2016-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0079% | 5,911 |
Cost of funding earning assets | 0.0039% | 5,891 |
Net interest margin | 0.0039% | 5,911 |
Noninterest income to average assets | 86.6017% | 15 |
Noninterest expense to average assets | 50.5219% | 17 |
Loan and lease loss provision to assets | 0.0000% | 4,332 |
Net operating income to assets | 22.9816% | 8 |
Return on assets (ROA) | 22.9816% | 8 |
Pretax return on assets | 36.0837% | 8 |
Return on Equity (ROE) | 24.1307% | 88 |
Retained earnings to average equity (ytd only) | 7.6747% | 969 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 58.3356% | 4,813 |
Assets per employee ($millions) | 0.2663% | 5,895 |
Cash dividends to net income (ytd only)* | 68.1954% | 1,410 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,456 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,884 |
Net loans and leases to deposits | 0.0000% | 5,883 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.9434% | 5,911 |
Equity capital to assets | 94.4000% | 6 |
Core capital (leverage) ratio | 95.7917% | 6 |
Tier 1 risk-based capital ratio | 460.7847% | 8 |
Total risk-based capital ratio | 460.7847% | 8 |
Memoranda: | ||
Average total assets | $51,045,200 | 5,324 |
Average earning assets | $50,928,400 | 5,228 |
Average equity | $48,614,400 | 1,560 |
Average total loans | NA | NA |
2016-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0053% | 5,978 |
Cost of funding earning assets | 0.0053% | 5,958 |
Net interest margin | 0.0000% | 5,978 |
Noninterest income to average assets | 86.6995% | 15 |
Noninterest expense to average assets | 51.2575% | 18 |
Loan and lease loss provision to assets | 0.0000% | 4,186 |
Net operating income to assets | 22.5590% | 8 |
Return on assets (ROA) | 22.5590% | 8 |
Pretax return on assets | 35.4420% | 8 |
Return on Equity (ROE) | 23.6325% | 106 |
Retained earnings to average equity (ytd only) | 9.8188% | 609 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 59.1209% | 4,674 |
Assets per employee ($millions) | 0.2548% | 5,964 |
Cash dividends to net income (ytd only)* | 58.4522% | 1,488 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,556 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,950 |
Net loans and leases to deposits | 0.0000% | 5,950 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.9571% | 5,980 |
Equity capital to assets | 95.4309% | 5 |
Core capital (leverage) ratio | 97.9566% | 5 |
Tier 1 risk-based capital ratio | 474.8095% | 4 |
Total risk-based capital ratio | 474.8095% | 4 |
Memoranda: | ||
Average total assets | $50,556,500 | 5,388 |
Average earning assets | $50,491,000 | 5,290 |
Average equity | $48,260,000 | 1,575 |
Average total loans | NA | NA |
2016-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0080% | 6,056 |
Cost of funding earning assets | 0.0040% | 6,035 |
Net interest margin | 0.0040% | 6,056 |
Noninterest income to average assets | 87.3373% | 14 |
Noninterest expense to average assets | 51.5255% | 18 |
Loan and lease loss provision to assets | 0.0000% | 4,017 |
Net operating income to assets | 22.7264% | 8 |
Return on assets (ROA) | 22.7264% | 8 |
Pretax return on assets | 35.8158% | 8 |
Return on Equity (ROE) | 23.8056% | 113 |
Retained earnings to average equity (ytd only) | 15.4248% | 132 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 58.9933% | 4,771 |
Assets per employee ($millions) | 0.2587% | 6,041 |
Cash dividends to net income (ytd only)* | 35.2051% | 2,633 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,652 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,029 |
Net loans and leases to deposits | 0.0000% | 6,029 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 0.9663% | 6,057 |
Equity capital to assets | 96.5929% | 4 |
Core capital (leverage) ratio | 99.2317% | 3 |
Tier 1 risk-based capital ratio | 480.4576% | 4 |
Total risk-based capital ratio | 480.4576% | 4 |
Memoranda: | ||
Average total assets | $49,994,670 | 5,459 |
Average earning assets | $49,928,670 | 5,353 |
Average equity | $47,728,330 | 1,587 |
Average total loans | NA | NA |
2016-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 6,120 |
Cost of funding earning assets | 0.0082% | 6,091 |
Net interest margin | -0.0082% | 6,121 |
Noninterest income to average assets | 86.9064% | 14 |
Noninterest expense to average assets | 53.4370% | 17 |
Loan and lease loss provision to assets | 0.0000% | 3,656 |
Net operating income to assets | 21.1891% | 8 |
Return on assets (ROA) | 21.1891% | 8 |
Pretax return on assets | 33.4613% | 8 |
Return on Equity (ROE) | 22.3340% | 149 |
Retained earnings to average equity (ytd only) | 5.1672% | 2,839 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 61.4938% | 4,526 |
Assets per employee ($millions) | 0.2475% | 6,105 |
Cash dividends to net income (ytd only)* | 76.8640% | 1,046 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,696 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,091 |
Net loans and leases to deposits | 0.0000% | 6,091 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.0101% | 6,122 |
Equity capital to assets | 94.7534% | 6 |
Core capital (leverage) ratio | 94.8358% | 7 |
Tier 1 risk-based capital ratio | 471.0928% | 6 |
Total risk-based capital ratio | 471.0928% | 6 |
Memoranda: | ||
Average total assets | $49,119,500 | 5,528 |
Average earning assets | $49,054,000 | 5,425 |
Average equity | $46,601,500 | 1,615 |
Average total loans | NA | NA |
2015-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0087% | 6,179 |
Cost of funding earning assets | 0.0043% | 6,159 |
Net interest margin | 0.0043% | 6,179 |
Noninterest income to average assets | 96.4824% | 12 |
Noninterest expense to average assets | 51.4509% | 19 |
Loan and lease loss provision to assets | 0.0000% | 4,380 |
Net operating income to assets | 28.6748% | 8 |
Return on assets (ROA) | 28.6748% | 8 |
Pretax return on assets | 45.0358% | 6 |
Return on Equity (ROE) | 30.0871% | 59 |
Retained earnings to average equity (ytd only) | 11.9501% | 255 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 53.3244% | 5,563 |
Assets per employee ($millions) | 0.2512% | 6,164 |
Cash dividends to net income (ytd only)* | 60.2818% | 1,721 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,750 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,149 |
Net loans and leases to deposits | 0.0000% | 6,149 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.0259% | 6,179 |
Equity capital to assets | 94.9959% | 6 |
Core capital (leverage) ratio | 95.7404% | 5 |
Tier 1 risk-based capital ratio | 472.6039% | 6 |
Total risk-based capital ratio | 472.6039% | 6 |
Memoranda: | ||
Average total assets | $46,281,000 | 5,625 |
Average earning assets | $46,179,400 | 5,520 |
Average equity | $44,108,600 | 1,672 |
Average total loans | NA | NA |
2015-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0059% | 6,268 |
Cost of funding earning assets | 0.0029% | 6,245 |
Net interest margin | 0.0029% | 6,268 |
Noninterest income to average assets | 97.3824% | 12 |
Noninterest expense to average assets | 52.5656% | 19 |
Loan and lease loss provision to assets | 0.0000% | 4,232 |
Net operating income to assets | 28.4871% | 7 |
Return on assets (ROA) | 28.4871% | 7 |
Pretax return on assets | 44.8197% | 6 |
Return on Equity (ROE) | 29.8642% | 53 |
Retained earnings to average equity (ytd only) | 14.5602% | 186 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 53.9769% | 5,517 |
Assets per employee ($millions) | 0.2352% | 6,254 |
Cash dividends to net income (ytd only)* | 51.2453% | 1,821 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,840 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,236 |
Net loans and leases to deposits | 0.0000% | 6,236 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.0473% | 6,265 |
Equity capital to assets | 95.9031% | 6 |
Core capital (leverage) ratio | 98.4667% | 3 |
Tier 1 risk-based capital ratio | 476.9479% | 7 |
Total risk-based capital ratio | 476.9479% | 7 |
Memoranda: | ||
Average total assets | $45,666,250 | 5,714 |
Average earning assets | $45,554,500 | 5,612 |
Average equity | $43,560,500 | 1,697 |
Average total loans | NA | NA |
2015-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0089% | 6,346 |
Cost of funding earning assets | 0.0045% | 6,320 |
Net interest margin | 0.0045% | 6,345 |
Noninterest income to average assets | 96.5491% | 14 |
Noninterest expense to average assets | 50.7716% | 22 |
Loan and lease loss provision to assets | 0.0000% | 4,069 |
Net operating income to assets | 29.0835% | 7 |
Return on assets (ROA) | 29.0835% | 7 |
Pretax return on assets | 45.7820% | 6 |
Return on Equity (ROE) | 30.5477% | 62 |
Retained earnings to average equity (ytd only) | 21.2059% | 70 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 52.5838% | 5,673 |
Assets per employee ($millions) | 0.2290% | 6,332 |
Cash dividends to net income (ytd only)* | 30.5810% | 2,793 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,929 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,313 |
Net loans and leases to deposits | 0.0000% | 6,313 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.0597% | 6,341 |
Equity capital to assets | 96.5855% | 3 |
Core capital (leverage) ratio | 99.9890% | 2 |
Tier 1 risk-based capital ratio | 472.8159% | 6 |
Total risk-based capital ratio | 472.8159% | 6 |
Memoranda: | ||
Average total assets | $44,974,000 | 5,792 |
Average earning assets | $44,846,330 | 5,690 |
Average equity | $42,818,330 | 1,727 |
Average total loans | NA | NA |
2015-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0000% | 6,417 |
Cost of funding earning assets | 0.0000% | 6,393 |
Net interest margin | 0.0000% | 6,416 |
Noninterest income to average assets | 94.2866% | 13 |
Noninterest expense to average assets | 53.6032% | 21 |
Loan and lease loss provision to assets | 0.0000% | 3,703 |
Net operating income to assets | 25.7576% | 7 |
Return on assets (ROA) | 25.7576% | 7 |
Pretax return on assets | 40.6834% | 7 |
Return on Equity (ROE) | 27.2667% | 82 |
Retained earnings to average equity (ytd only) | 7.9628% | 1,582 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 56.8514% | 5,452 |
Assets per employee ($millions) | 0.2203% | 6,403 |
Cash dividends to net income (ytd only)* | 70.7965% | 1,157 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,987 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,384 |
Net loans and leases to deposits | 0.0000% | 6,384 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.1236% | 6,413 |
Equity capital to assets | 94.0562% | 6 |
Core capital (leverage) ratio | 97.1768% | 3 |
Tier 1 risk-based capital ratio | 467.3403% | 5 |
Total risk-based capital ratio | 467.3403% | 5 |
Memoranda: | ||
Average total assets | $43,870,500 | 5,874 |
Average earning assets | $43,805,000 | 5,761 |
Average equity | $41,442,500 | 1,777 |
Average total loans | NA | NA |
2014-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0170% | 6,507 |
Cost of funding earning assets | 0.0024% | 6,485 |
Net interest margin | 0.0146% | 6,506 |
Noninterest income to average assets | 105.7389% | 12 |
Noninterest expense to average assets | 53.8871% | 18 |
Loan and lease loss provision to assets | 0.0000% | 4,603 |
Net operating income to assets | 32.9861% | 7 |
Return on assets (ROA) | 32.9861% | 7 |
Pretax return on assets | 51.8662% | 5 |
Return on Equity (ROE) | 34.8938% | 34 |
Retained earnings to average equity (ytd only) | 12.0426% | 296 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 50.9555% | 6,044 |
Assets per employee ($millions) | 0.2120% | 6,494 |
Cash dividends to net income (ytd only)* | 65.4879% | 1,486 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,115 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,475 |
Net loans and leases to deposits | 0.0000% | 6,475 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.1563% | 6,503 |
Equity capital to assets | 94.8868% | 6 |
Core capital (leverage) ratio | 94.0580% | 6 |
Tier 1 risk-based capital ratio | 471.7719% | 5 |
Total risk-based capital ratio | 471.7719% | 5 |
Memoranda: | ||
Average total assets | $41,663,000 | 5,994 |
Average earning assets | $41,189,200 | 5,892 |
Average equity | $39,385,200 | 1,796 |
Average total loans | NA | NA |
2014-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0197% | 6,588 |
Cost of funding earning assets | 0.0033% | 6,565 |
Net interest margin | 0.0164% | 6,587 |
Noninterest income to average assets | 107.4110% | 12 |
Noninterest expense to average assets | 55.6601% | 18 |
Loan and lease loss provision to assets | 0.0000% | 4,401 |
Net operating income to assets | 32.8378% | 7 |
Return on assets (ROA) | 32.8378% | 7 |
Pretax return on assets | 51.7670% | 5 |
Return on Equity (ROE) | 34.7710% | 42 |
Retained earnings to average equity (ytd only) | 17.6660% | 122 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 51.8120% | 6,001 |
Assets per employee ($millions) | 0.2217% | 6,573 |
Cash dividends to net income (ytd only)* | 49.1932% | 1,873 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,218 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,554 |
Net loans and leases to deposits | 0.0000% | 6,554 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.1391% | 6,582 |
Equity capital to assets | 94.4343% | 5 |
Core capital (leverage) ratio | 98.1925% | 2 |
Tier 1 risk-based capital ratio | 469.4337% | 4 |
Total risk-based capital ratio | 469.4337% | 4 |
Memoranda: | ||
Average total assets | $41,268,500 | 6,078 |
Average earning assets | $40,691,500 | 5,971 |
Average equity | $38,974,000 | 1,820 |
Average total loans | NA | NA |
2014-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0303% | 6,653 |
Cost of funding earning assets | 0.0050% | 6,628 |
Net interest margin | 0.0252% | 6,652 |
Noninterest income to average assets | 108.7902% | 11 |
Noninterest expense to average assets | 57.1926% | 17 |
Loan and lease loss provision to assets | 0.0000% | 4,196 |
Net operating income to assets | 32.6886% | 7 |
Return on assets (ROA) | 32.6886% | 7 |
Pretax return on assets | 51.6224% | 5 |
Return on Equity (ROE) | 34.6123% | 43 |
Retained earnings to average equity (ytd only) | 24.1269% | 49 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 52.5595% | 6,027 |
Assets per employee ($millions) | 0.2262% | 6,641 |
Cash dividends to net income (ytd only)* | 30.2939% | 2,774 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,288 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,622 |
Net loans and leases to deposits | 0.0000% | 6,622 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.1571% | 6,650 |
Equity capital to assets | 94.6286% | 6 |
Core capital (leverage) ratio | 99.8998% | 1 |
Tier 1 risk-based capital ratio | 445.1230% | 5 |
Total risk-based capital ratio | 445.1230% | 5 |
Memoranda: | ||
Average total assets | $40,393,330 | 6,161 |
Average earning assets | $39,645,330 | 6,054 |
Average equity | $38,148,330 | 1,850 |
Average total loans | NA | NA |
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0314% | 6,725 |
Cost of funding earning assets | 0.0000% | 6,699 |
Net interest margin | 0.0314% | 6,723 |
Noninterest income to average assets | 107.9800% | 13 |
Noninterest expense to average assets | 59.5614% | 18 |
Loan and lease loss provision to assets | 0.0000% | 3,817 |
Net operating income to assets | 30.5964% | 8 |
Return on assets (ROA) | 30.5964% | 8 |
Pretax return on assets | 48.4494% | 6 |
Return on Equity (ROE) | 32.4324% | 54 |
Retained earnings to average equity (ytd only) | 10.6803% | 800 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 55.1439% | 5,912 |
Assets per employee ($millions) | 0.1917% | 6,713 |
Cash dividends to net income (ytd only)* | 67.0691% | 1,221 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,361 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,692 |
Net loans and leases to deposits | 0.0000% | 6,692 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.2661% | 6,718 |
Equity capital to assets | 94.3734% | 10 |
Core capital (leverage) ratio | 98.6161% | 3 |
Tier 1 risk-based capital ratio | 444.3133% | 9 |
Total risk-based capital ratio | 444.3133% | 9 |
Memoranda: | ||
Average total assets | $38,985,000 | 6,259 |
Average earning assets | $38,203,000 | 6,161 |
Average equity | $36,778,000 | 1,906 |
Average total loans | NA | NA |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0605% | 6,806 |
Cost of funding earning assets | 0.0027% | 6,790 |
Net interest margin | 0.0577% | 6,804 |
Noninterest income to average assets | 121.2011% | 10 |
Noninterest expense to average assets | 66.1426% | 15 |
Loan and lease loss provision to assets | 0.0000% | 5,091 |
Net operating income to assets | 34.8728% | 6 |
Return on assets (ROA) | 34.8728% | 6 |
Pretax return on assets | 55.1156% | 5 |
Return on Equity (ROE) | 37.3507% | 34 |
Retained earnings to average equity (ytd only) | 14.0502% | 200 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.5469% | 6,088 |
Assets per employee ($millions) | 0.1934% | 6,796 |
Cash dividends to net income (ytd only)* | 62.3830% | 1,650 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,461 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,772 |
Net loans and leases to deposits | 0.0000% | 6,772 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.2994% | 6,801 |
Equity capital to assets | 94.3034% | 9 |
Core capital (leverage) ratio | 96.9852% | 6 |
Tier 1 risk-based capital ratio | 429.0765% | 12 |
Total risk-based capital ratio | 429.0765% | 12 |
Memoranda: | ||
Average total assets | $36,773,600 | 6,370 |
Average earning assets | $36,388,400 | 6,276 |
Average equity | $34,334,000 | 2,000 |
Average total loans | NA | NA |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0554% | 6,886 |
Cost of funding earning assets | 0.0037% | 6,868 |
Net interest margin | 0.0517% | 6,884 |
Noninterest income to average assets | 121.0735% | 9 |
Noninterest expense to average assets | 65.8484% | 15 |
Loan and lease loss provision to assets | 0.0000% | 4,941 |
Net operating income to assets | 34.9729% | 6 |
Return on assets (ROA) | 34.9729% | 6 |
Pretax return on assets | 55.2765% | 5 |
Return on Equity (ROE) | 37.5577% | 38 |
Retained earnings to average equity (ytd only) | 17.8610% | 110 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.3640% | 6,075 |
Assets per employee ($millions) | 0.1917% | 6,875 |
Cash dividends to net income (ytd only)* | 52.4439% | 1,754 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,542 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,855 |
Net loans and leases to deposits | 0.0000% | 6,854 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.3038% | 6,878 |
Equity capital to assets | 93.8669% | 7 |
Core capital (leverage) ratio | 96.4214% | 5 |
Tier 1 risk-based capital ratio | 434.1696% | 9 |
Total risk-based capital ratio | 434.1696% | 9 |
Memoranda: | ||
Average total assets | $36,347,250 | 6,451 |
Average earning assets | $36,103,750 | 6,353 |
Average equity | $33,845,750 | 2,051 |
Average total loans | NA | NA |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0618% | 6,936 |
Cost of funding earning assets | 0.0056% | 6,915 |
Net interest margin | 0.0562% | 6,933 |
Noninterest income to average assets | 120.8520% | 9 |
Noninterest expense to average assets | 66.3621% | 13 |
Loan and lease loss provision to assets | 0.0000% | 4,788 |
Net operating income to assets | 34.4843% | 6 |
Return on assets (ROA) | 34.4843% | 6 |
Pretax return on assets | 54.5460% | 5 |
Return on Equity (ROE) | 37.1400% | 38 |
Retained earnings to average equity (ytd only) | 25.0659% | 51 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.8864% | 6,069 |
Assets per employee ($millions) | 0.1968% | 6,922 |
Cash dividends to net income (ytd only)* | 32.5098% | 2,569 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,597 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,904 |
Net loans and leases to deposits | 0.0000% | 6,904 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.3026% | 6,930 |
Equity capital to assets | 92.7836% | 8 |
Core capital (leverage) ratio | 98.7659% | 1 |
Tier 1 risk-based capital ratio | 460.6778% | 7 |
Total risk-based capital ratio | 460.6778% | 7 |
Memoranda: | ||
Average total assets | $35,680,000 | 6,517 |
Average earning assets | $35,614,000 | 6,416 |
Average equity | $33,128,670 | 2,103 |
Average total loans | NA | NA |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0467% | 7,016 |
Cost of funding earning assets | 0.0000% | 6,994 |
Net interest margin | 0.0467% | 7,013 |
Noninterest income to average assets | 122.3043% | 8 |
Noninterest expense to average assets | 69.7983% | 12 |
Loan and lease loss provision to assets | 0.0000% | 4,409 |
Net operating income to assets | 33.1513% | 6 |
Return on assets (ROA) | 33.1513% | 6 |
Pretax return on assets | 52.5526% | 5 |
Return on Equity (ROE) | 35.6902% | 48 |
Retained earnings to average equity (ytd only) | 10.6004% | 965 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 57.0476% | 5,955 |
Assets per employee ($millions) | 0.1799% | 6,999 |
Cash dividends to net income (ytd only)* | 70.2988% | 1,074 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,664 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,982 |
Net loans and leases to deposits | 0.0000% | 6,982 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.4252% | 7,005 |
Equity capital to assets | 92.0876% | 9 |
Core capital (leverage) ratio | 94.3575% | 7 |
Tier 1 risk-based capital ratio | 456.7793% | 7 |
Total risk-based capital ratio | 456.7793% | 7 |
Memoranda: | ||
Average total assets | $34,327,500 | 6,608 |
Average earning assets | $34,262,000 | 6,515 |
Average equity | $31,885,500 | 2,190 |
Average total loans | NA | NA |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0633% | 7,079 |
Cost of funding earning assets | 0.0063% | 7,066 |
Net interest margin | 0.0570% | 7,078 |
Noninterest income to average assets | 133.6668% | 8 |
Noninterest expense to average assets | 73.3292% | 14 |
Loan and lease loss provision to assets | 0.0000% | 5,905 |
Net operating income to assets | 38.1630% | 5 |
Return on assets (ROA) | 38.1630% | 5 |
Pretax return on assets | 60.3945% | 5 |
Return on Equity (ROE) | 41.3938% | 23 |
Retained earnings to average equity (ytd only) | 17.4172% | 84 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.8363% | 6,197 |
Assets per employee ($millions) | 0.1739% | 7,063 |
Cash dividends to net income (ytd only)* | 57.9230% | 1,906 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,725 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,047 |
Net loans and leases to deposits | 0.0000% | 7,047 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.4894% | 7,069 |
Equity capital to assets | 93.7208% | 7 |
Core capital (leverage) ratio | 93.8886% | 4 |
Tier 1 risk-based capital ratio | 465.2225% | 9 |
Total risk-based capital ratio | 465.2225% | 9 |
Memoranda: | ||
Average total assets | $31,666,800 | 6,714 |
Average earning assets | $31,602,200 | 6,623 |
Average equity | $29,195,200 | 2,301 |
Average total loans | NA | NA |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0557% | 7,179 |
Cost of funding earning assets | 0.0043% | 7,166 |
Net interest margin | 0.0514% | 7,179 |
Noninterest income to average assets | 135.2932% | 8 |
Noninterest expense to average assets | 76.6063% | 13 |
Loan and lease loss provision to assets | 0.0000% | 5,790 |
Net operating income to assets | 37.1725% | 4 |
Return on assets (ROA) | 37.1725% | 4 |
Pretax return on assets | 58.7382% | 4 |
Return on Equity (ROE) | 40.4998% | 25 |
Retained earnings to average equity (ytd only) | 21.8706% | 65 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 56.6010% | 5,979 |
Assets per employee ($millions) | 0.1767% | 7,160 |
Cash dividends to net income (ytd only)* | 45.9981% | 1,883 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,825 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,148 |
Net loans and leases to deposits | 0.0000% | 7,147 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.4894% | 7,173 |
Equity capital to assets | 92.5648% | 8 |
Core capital (leverage) ratio | 95.7124% | 5 |
Tier 1 risk-based capital ratio | 459.3348% | 10 |
Total risk-based capital ratio | 459.3348% | 10 |
Memoranda: | ||
Average total assets | $31,190,750 | 6,813 |
Average earning assets | $31,125,250 | 6,716 |
Average equity | $28,628,250 | 2,363 |
Average total loans | NA | NA |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0593% | 7,242 |
Cost of funding earning assets | 0.0066% | 7,227 |
Net interest margin | 0.0528% | 7,241 |
Noninterest income to average assets | 136.5302% | 9 |
Noninterest expense to average assets | 77.3283% | 13 |
Loan and lease loss provision to assets | 0.0000% | 5,619 |
Net operating income to assets | 37.4831% | 4 |
Return on assets (ROA) | 37.4831% | 4 |
Pretax return on assets | 59.2545% | 4 |
Return on Equity (ROE) | 40.9665% | 38 |
Retained earnings to average equity (ytd only) | 26.5847% | 51 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 56.6164% | 6,051 |
Assets per employee ($millions) | 0.1705% | 7,224 |
Cash dividends to net income (ytd only)* | 35.1062% | 2,391 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,881 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,209 |
Net loans and leases to deposits | 0.0000% | 7,209 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.5352% | 7,240 |
Equity capital to assets | 92.3424% | 8 |
Core capital (leverage) ratio | 98.1144% | 2 |
Tier 1 risk-based capital ratio | 457.9717% | 6 |
Total risk-based capital ratio | 457.9717% | 6 |
Memoranda: | ||
Average total assets | $30,397,670 | 6,883 |
Average earning assets | $30,331,670 | 6,787 |
Average equity | $27,813,000 | 2,411 |
Average total loans | NA | NA |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.0547% | 7,304 |
Cost of funding earning assets | 0.0137% | 7,284 |
Net interest margin | 0.0410% | 7,303 |
Noninterest income to average assets | 136.9541% | 8 |
Noninterest expense to average assets | 80.5950% | 12 |
Loan and lease loss provision to assets | 0.0000% | 5,254 |
Net operating income to assets | 35.5895% | 3 |
Return on assets (ROA) | 35.5895% | 3 |
Pretax return on assets | 56.4001% | 3 |
Return on Equity (ROE) | 39.0975% | 53 |
Retained earnings to average equity (ytd only) | 9.1148% | 1,548 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 58.8306% | 5,795 |
Assets per employee ($millions) | 0.1537% | 7,287 |
Cash dividends to net income (ytd only)* | 76.6871% | 863 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,966 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,271 |
Net loans and leases to deposits | 0.0000% | 7,271 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.6939% | 7,301 |
Equity capital to assets | 91.4222% | 6 |
Core capital (leverage) ratio | 92.9590% | 5 |
Tier 1 risk-based capital ratio | 452.7852% | 6 |
Total risk-based capital ratio | 452.7852% | 6 |
Memoranda: | ||
Average total assets | $29,312,000 | 6,961 |
Average earning assets | $29,246,500 | 6,873 |
Average equity | $26,682,000 | 2,506 |
Average total loans | NA | NA |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1294% | 7,353 |
Cost of funding earning assets | 0.0076% | 7,339 |
Net interest margin | 0.1218% | 7,352 |
Noninterest income to average assets | 151.9521% | 7 |
Noninterest expense to average assets | 78.1073% | 14 |
Loan and lease loss provision to assets | 0.0000% | 6,496 |
Net operating income to assets | 46.8841% | 2 |
Return on assets (ROA) | 46.8841% | 2 |
Pretax return on assets | 73.9662% | 2 |
Return on Equity (ROE) | 51.4542% | 10 |
Retained earnings to average equity (ytd only) | 22.2946% | 35 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 51.3615% | 6,748 |
Assets per employee ($millions) | 0.1644% | 7,337 |
Cash dividends to net income (ytd only)* | 56.6710% | 1,720 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,026 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,320 |
Net loans and leases to deposits | 0.0000% | 7,320 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.7179% | 7,348 |
Equity capital to assets | 90.6274% | 6 |
Core capital (leverage) ratio | 89.7180% | 7 |
Tier 1 risk-based capital ratio | 449.3697% | 5 |
Total risk-based capital ratio | 449.3697% | 5 |
Memoranda: | ||
Average total assets | $26,345,800 | 7,065 |
Average earning assets | $26,281,200 | 6,977 |
Average equity | $24,005,800 | 2,666 |
Average total loans | NA | NA |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1459% | 7,431 |
Cost of funding earning assets | 0.0052% | 7,419 |
Net interest margin | 0.1407% | 7,428 |
Noninterest income to average assets | 152.8040% | 6 |
Noninterest expense to average assets | 79.2889% | 15 |
Loan and lease loss provision to assets | 0.0000% | 6,393 |
Net operating income to assets | 47.1565% | 2 |
Return on assets (ROA) | 47.1565% | 2 |
Pretax return on assets | 73.6555% | 2 |
Return on Equity (ROE) | 51.6742% | 15 |
Retained earnings to average equity (ytd only) | 28.8952% | 24 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 51.8417% | 6,695 |
Assets per employee ($millions) | 0.1622% | 7,416 |
Cash dividends to net income (ytd only)* | 44.0820% | 1,851 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,097 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,401 |
Net loans and leases to deposits | 0.0000% | 7,400 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.7419% | 7,429 |
Equity capital to assets | 90.9249% | 10 |
Core capital (leverage) ratio | 92.7044% | 6 |
Tier 1 risk-based capital ratio | 450.6215% | 6 |
Total risk-based capital ratio | 450.6215% | 6 |
Memoranda: | ||
Average total assets | $25,655,750 | 7,155 |
Average earning assets | $25,590,250 | 7,068 |
Average equity | $23,412,750 | 2,738 |
Average total loans | NA | NA |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1628% | 7,505 |
Cost of funding earning assets | 0.0081% | 7,488 |
Net interest margin | 0.1546% | 7,502 |
Noninterest income to average assets | 154.0951% | 7 |
Noninterest expense to average assets | 80.9113% | 15 |
Loan and lease loss provision to assets | 0.0000% | 6,217 |
Net operating income to assets | 47.1847% | 2 |
Return on assets (ROA) | 47.1847% | 2 |
Pretax return on assets | 73.3380% | 2 |
Return on Equity (ROE) | 51.6321% | 19 |
Retained earnings to average equity (ytd only) | 33.8677% | 32 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 52.4549% | 6,759 |
Assets per employee ($millions) | 0.1540% | 7,493 |
Cash dividends to net income (ytd only)* | 34.4056% | 2,304 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,147 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,475 |
Net loans and leases to deposits | 0.0000% | 7,474 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 1.8553% | 7,504 |
Equity capital to assets | 92.1670% | 9 |
Core capital (leverage) ratio | 94.7077% | 5 |
Tier 1 risk-based capital ratio | 456.0125% | 6 |
Total risk-based capital ratio | 456.0125% | 6 |
Memoranda: | ||
Average total assets | $24,639,330 | 7,250 |
Average earning assets | $24,573,330 | 7,162 |
Average equity | $22,517,000 | 2,814 |
Average total loans | NA | NA |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.1537% | 7,569 |
Cost of funding earning assets | 0.0171% | 7,551 |
Net interest margin | 0.1366% | 7,566 |
Noninterest income to average assets | 154.8799% | 7 |
Noninterest expense to average assets | 84.4831% | 12 |
Loan and lease loss provision to assets | 0.0000% | 5,840 |
Net operating income to assets | 45.3415% | 2 |
Return on assets (ROA) | 45.3415% | 2 |
Pretax return on assets | 70.5331% | 2 |
Return on Equity (ROE) | 49.8595% | 31 |
Retained earnings to average equity (ytd only) | 12.3993% | 680 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.4995% | 6,647 |
Assets per employee ($millions) | 0.1586% | 7,553 |
Cash dividends to net income (ytd only)* | 75.1315% | 927 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,222 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,537 |
Net loans and leases to deposits | 0.0000% | 7,537 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.0883% | 7,566 |
Equity capital to assets | 90.5776% | 8 |
Core capital (leverage) ratio | 89.8533% | 9 |
Tier 1 risk-based capital ratio | 447.6161% | 5 |
Total risk-based capital ratio | 447.6161% | 5 |
Memoranda: | ||
Average total assets | $23,484,000 | 7,330 |
Average earning assets | $23,418,500 | 7,251 |
Average equity | $21,356,000 | 2,935 |
Average total loans | NA | NA |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2491% | 7,634 |
Cost of funding earning assets | 0.0098% | 7,631 |
Net interest margin | 0.2394% | 7,625 |
Noninterest income to average assets | 172.7001% | 6 |
Noninterest expense to average assets | 92.5223% | 10 |
Loan and lease loss provision to assets | 0.0000% | 7,042 |
Net operating income to assets | 51.6859% | 2 |
Return on assets (ROA) | 51.6859% | 2 |
Pretax return on assets | 80.4164% | 2 |
Return on Equity (ROE) | 56.9176% | 11 |
Retained earnings to average equity (ytd only) | 24.7426% | 27 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 53.5000% | 6,849 |
Assets per employee ($millions) | 0.1265% | 7,638 |
Cash dividends to net income (ytd only)* | 56.5291% | 1,776 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,616 |
Net loans and leases to deposits | 0.0000% | 7,616 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.1716% | 7,645 |
Equity capital to assets | 91.3138% | 11 |
Core capital (leverage) ratio | 92.4704% | 10 |
Tier 1 risk-based capital ratio | 451.7619% | 8 |
Total risk-based capital ratio | 451.7619% | 8 |
Memoranda: | ||
Average total assets | $20,535,600 | 7,454 |
Average earning assets | $20,471,000 | 7,394 |
Average equity | $18,648,000 | 3,325 |
Average total loans | NA | NA |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2620% | 7,748 |
Cost of funding earning assets | 0.0135% | 7,735 |
Net interest margin | 0.2485% | 7,738 |
Noninterest income to average assets | 173.2003% | 6 |
Noninterest expense to average assets | 94.5076% | 10 |
Loan and lease loss provision to assets | 0.0000% | 6,977 |
Net operating income to assets | 50.5982% | 2 |
Return on assets (ROA) | 50.5982% | 2 |
Pretax return on assets | 78.9405% | 2 |
Return on Equity (ROE) | 55.8097% | 10 |
Retained earnings to average equity (ytd only) | 26.2691% | 25 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.4876% | 6,744 |
Assets per employee ($millions) | 0.1266% | 7,741 |
Cash dividends to net income (ytd only)* | 52.9310% | 1,520 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,720 |
Net loans and leases to deposits | 0.0000% | 7,720 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.2969% | 7,748 |
Equity capital to assets | 91.7310% | 9 |
Core capital (leverage) ratio | 98.7391% | 2 |
Tier 1 risk-based capital ratio | 453.3031% | 11 |
Total risk-based capital ratio | 453.3031% | 11 |
Memoranda: | ||
Average total assets | $19,913,250 | 7,568 |
Average earning assets | $19,847,750 | 7,498 |
Average equity | $18,053,750 | 3,464 |
Average total loans | NA | NA |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2704% | 7,818 |
Cost of funding earning assets | 0.0104% | 7,807 |
Net interest margin | 0.2600% | 7,809 |
Noninterest income to average assets | 172.9982% | 6 |
Noninterest expense to average assets | 95.2475% | 10 |
Loan and lease loss provision to assets | 0.0000% | 6,857 |
Net operating income to assets | 49.9715% | 2 |
Return on assets (ROA) | 49.9715% | 2 |
Pretax return on assets | 78.0098% | 2 |
Return on Equity (ROE) | 55.3639% | 13 |
Retained earnings to average equity (ytd only) | 32.3961% | 20 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 54.9746% | 6,766 |
Assets per employee ($millions) | 0.1219% | 7,811 |
Cash dividends to net income (ytd only)* | 41.4852% | 2,015 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,788 |
Net loans and leases to deposits | 0.0000% | 7,788 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.4262% | 7,815 |
Equity capital to assets | 93.3230% | 9 |
Core capital (leverage) ratio | 100.6121% | 1 |
Tier 1 risk-based capital ratio | 460.6467% | 10 |
Total risk-based capital ratio | 460.6467% | 10 |
Memoranda: | ||
Average total assets | $19,295,000 | 7,641 |
Average earning assets | $19,229,000 | 7,580 |
Average equity | $17,415,670 | 3,568 |
Average total loans | NA | NA |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2369% | 7,923 |
Cost of funding earning assets | 0.0000% | 7,914 |
Net interest margin | 0.2369% | 7,911 |
Noninterest income to average assets | 169.4557% | 6 |
Noninterest expense to average assets | 96.1236% | 11 |
Loan and lease loss provision to assets | 0.0000% | 6,552 |
Net operating income to assets | 47.0639% | 2 |
Return on assets (ROA) | 47.0639% | 2 |
Pretax return on assets | 73.5682% | 2 |
Return on Equity (ROE) | 53.1395% | 23 |
Retained earnings to average equity (ytd only) | 4.6767% | 3,335 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 56.6460% | 6,677 |
Assets per employee ($millions) | 0.1095% | 7,914 |
Cash dividends to net income (ytd only)* | 91.1993% | 679 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,889 |
Net loans and leases to deposits | 0.0000% | 7,889 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.7175% | 7,915 |
Equity capital to assets | 90.2440% | 13 |
Core capital (leverage) ratio | 91.7652% | 9 |
Tier 1 risk-based capital ratio | 444.4325% | 8 |
Total risk-based capital ratio | 444.4325% | 8 |
Memoranda: | ||
Average total assets | $18,638,500 | 7,757 |
Average earning assets | $18,573,000 | 7,689 |
Average equity | $16,507,500 | 3,752 |
Average total loans | NA | NA |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2748% | 7,996 |
Cost of funding earning assets | 0.0538% | 7,978 |
Net interest margin | 0.2210% | 7,988 |
Noninterest income to average assets | 189.2366% | 4 |
Noninterest expense to average assets | 107.7289% | 9 |
Loan and lease loss provision to assets | 0.0000% | 7,427 |
Net operating income to assets | 52.2758% | 2 |
Return on assets (ROA) | 52.2758% | 2 |
Pretax return on assets | 81.7279% | 2 |
Return on Equity (ROE) | 61.3839% | 9 |
Retained earnings to average equity (ytd only) | 26.4511% | 19 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 56.8620% | 6,904 |
Assets per employee ($millions) | 0.1180% | 7,994 |
Cash dividends to net income (ytd only)* | 56.9087% | 2,148 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,964 |
Net loans and leases to deposits | 0.0000% | 7,964 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.6486% | 7,993 |
Equity capital to assets | 86.9319% | 20 |
Core capital (leverage) ratio | 92.8067% | 8 |
Tier 1 risk-based capital ratio | 429.1579% | 7 |
Total risk-based capital ratio | 429.1579% | 7 |
Memoranda: | ||
Average total assets | $16,807,000 | 7,856 |
Average earning assets | $16,742,400 | 7,797 |
Average equity | $14,313,200 | 4,189 |
Average total loans | NA | NA |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2712% | 8,086 |
Cost of funding earning assets | 0.0658% | 8,059 |
Net interest margin | 0.2054% | 8,078 |
Noninterest income to average assets | 193.2269% | 4 |
Noninterest expense to average assets | 110.4750% | 8 |
Loan and lease loss provision to assets | 0.0000% | 7,284 |
Net operating income to assets | 53.7437% | 2 |
Return on assets (ROA) | 53.7437% | 2 |
Pretax return on assets | 82.9566% | 2 |
Return on Equity (ROE) | 63.4898% | 12 |
Retained earnings to average equity (ytd only) | 24.8119% | 30 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 57.1132% | 6,857 |
Assets per employee ($millions) | 0.1053% | 8,081 |
Cash dividends to net income (ytd only)* | 60.9199% | 1,565 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,051 |
Net loans and leases to deposits | 0.0000% | 8,051 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.8782% | 8,079 |
Equity capital to assets | 87.4453% | 22 |
Core capital (leverage) ratio | 91.3580% | 11 |
Tier 1 risk-based capital ratio | 430.8281% | 11 |
Total risk-based capital ratio | 430.8281% | 11 |
Memoranda: | ||
Average total assets | $16,289,250 | 7,951 |
Average earning assets | $16,223,750 | 7,889 |
Average equity | $13,788,750 | 4,335 |
Average total loans | NA | NA |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2774% | 8,180 |
Cost of funding earning assets | 0.0757% | 8,150 |
Net interest margin | 0.2017% | 8,166 |
Noninterest income to average assets | 193.5168% | 4 |
Noninterest expense to average assets | 111.0349% | 11 |
Loan and lease loss provision to assets | 0.0000% | 7,158 |
Net operating income to assets | 53.5649% | 2 |
Return on assets (ROA) | 53.5649% | 2 |
Pretax return on assets | 82.6829% | 2 |
Return on Equity (ROE) | 64.0477% | 13 |
Retained earnings to average equity (ytd only) | 34.0206% | 25 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 57.3179% | 6,955 |
Assets per employee ($millions) | 0.1033% | 8,176 |
Cash dividends to net income (ytd only)* | 46.8823% | 2,160 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,143 |
Net loans and leases to deposits | 0.0000% | 8,143 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 2.9516% | 8,177 |
Equity capital to assets | 87.8985% | 19 |
Core capital (leverage) ratio | 93.5889% | 8 |
Tier 1 risk-based capital ratio | 432.5973% | 7 |
Total risk-based capital ratio | 432.5973% | 7 |
Memoranda: | ||
Average total assets | $15,928,330 | 8,042 |
Average earning assets | $15,862,330 | 7,978 |
Average equity | $13,321,330 | 4,466 |
Average total loans | NA | NA |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 0.2605% | 8,239 |
Cost of funding earning assets | 0.1042% | 8,201 |
Net interest margin | 0.1563% | 8,225 |
Noninterest income to average assets | 188.8929% | 5 |
Noninterest expense to average assets | 115.9864% | 10 |
Loan and lease loss provision to assets | 0.0000% | 6,744 |
Net operating income to assets | 47.3075% | 2 |
Return on assets (ROA) | 47.3075% | 2 |
Pretax return on assets | 73.0621% | 2 |
Return on Equity (ROE) | 58.1957% | 20 |
Retained earnings to average equity (ytd only) | -5.6154% | 6,635 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 61.3527% | 6,187 |
Assets per employee ($millions) | 0.0924% | 8,228 |
Cash dividends to net income (ytd only)* | 109.6491% | 671 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,196 |
Net loans and leases to deposits | 0.0000% | 8,196 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 3.2612% | 8,224 |
Equity capital to assets | 81.1962% | 29 |
Core capital (leverage) ratio | 81.3820% | 28 |
Tier 1 risk-based capital ratio | 398.7508% | 11 |
Total risk-based capital ratio | 398.7508% | 11 |
Memoranda: | ||
Average total assets | $15,422,500 | 8,106 |
Average earning assets | $15,357,000 | 8,042 |
Average equity | $12,537,000 | 4,696 |
Average total loans | NA | NA |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 1.1817% | 8,254 |
Cost of funding earning assets | 0.1418% | 8,255 |
Net interest margin | 1.0399% | 8,228 |
Noninterest income to average assets | 224.5103% | 5 |
Noninterest expense to average assets | 136.3854% | 7 |
Loan and lease loss provision to assets | 0.0000% | 7,334 |
Net operating income to assets | 57.1587% | 3 |
Return on assets (ROA) | 57.1587% | 3 |
Pretax return on assets | 89.1445% | 3 |
Return on Equity (ROE) | 70.0201% | 6 |
Retained earnings to average equity (ytd only) | 32.1714% | 8 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 60.4733% | 6,266 |
Assets per employee ($millions) | 0.1014% | 8,283 |
Cash dividends to net income (ytd only)* | 54.0541% | 2,933 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,249 |
Net loans and leases to deposits | 0.0000% | 8,249 |
Net loans and leases to core deposits | NA | NA |
Total domestic deposits to total assets | 3.2231% | 8,282 |
Equity capital to assets | 81.3834% | 32 |
Core capital (leverage) ratio | 85.4022% | 22 |
Tier 1 risk-based capital ratio | 400.6665% | 17 |
Total risk-based capital ratio | 400.6665% | 17 |
Memoranda: | ||
Average total assets | $12,946,400 | 8,206 |
Average earning assets | $12,693,200 | 8,174 |
Average equity | $10,568,400 | 5,246 |
Average total loans | NA | NA |