Home > CrediCard National Bank > Income and Expense
CrediCard National Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $66,000 | 7,420 |
| Total interest expense | $14,000 | 7,397 |
| Net interest income | $52,000 | 7,420 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $87,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $87,000 | 5,243 |
| Total noninterest expense | $281,000 | 7,379 |
| Salaries and employee benefits | $46,000 | 7,413 |
| Premises and equipment expense | $121,000 | 6,363 |
| Additional noninterest expense | $114,000 | 7,309 |
| Pre-tax net operating income | $-142,000 | 6,335 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-142,000 | 6,457 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-142,000 | 6,461 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-142,000 | 6,460 |
| Net charge-offs | $72,000 | 4,714 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 491 |
| Net operating income | $-142,000 | 6,379 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $66,000 | 7,489 |
| Total interest expense | $14,000 | 7,461 |
| Net interest income | $52,000 | 7,487 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $59,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,287 |
| Total noninterest expense | $231,000 | 7,411 |
| Salaries and employee benefits | $45,000 | 7,489 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $88,000 | 7,333 |
| Pre-tax net operating income | $-120,000 | 6,459 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-120,000 | 6,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-120,000 | 6,531 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-120,000 | 6,531 |
| Net charge-offs | $72,000 | 4,155 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 345 |
| Net operating income | $-120,000 | 6,499 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 7,538 |
| Total interest expense | $14,000 | 7,493 |
| Net interest income | $52,000 | 7,539 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-21,000 | 7,356 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-21,000 | 7,232 |
| Total noninterest expense | $145,000 | 7,388 |
| Salaries and employee benefits | $25,000 | 7,549 |
| Premises and equipment expense | $63,000 | 5,733 |
| Additional noninterest expense | $57,000 | 7,253 |
| Pre-tax net operating income | $-114,000 | 6,705 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-114,000 | 6,746 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-114,000 | 6,745 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-114,000 | 6,746 |
| Net charge-offs | $71,000 | 3,061 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 224 |
| Net operating income | $-114,000 | 6,738 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,563 |
| Total interest expense | $190,000 | 7,349 |
| Net interest income | $276,000 | 7,584 |
| Provision for loan and lease losses | $10,000 | 6,922 |
| Total noninterest income | $26,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 6,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $829,000 | 7,243 |
| Salaries and employee benefits | $255,000 | 7,518 |
| Premises and equipment expense | $272,000 | 5,635 |
| Additional noninterest expense | $302,000 | 7,109 |
| Pre-tax net operating income | $-537,000 | 6,270 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-537,000 | 6,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-537,000 | 6,386 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-537,000 | 6,386 |
| Net charge-offs | $437,000 | 3,822 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $465,000 | 483 |
| Net operating income | $-537,000 | 6,341 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $387,000 | 7,661 |
| Total interest expense | $164,000 | 7,408 |
| Net interest income | $223,000 | 7,690 |
| Provision for loan and lease losses | $10,000 | 6,824 |
| Total noninterest income | $10,000 | 7,378 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $0 | 6,888 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $10,000 | 6,908 |
| Total noninterest expense | $662,000 | 7,266 |
| Salaries and employee benefits | $204,000 | 7,600 |
| Premises and equipment expense | $207,000 | 5,665 |
| Additional noninterest expense | $251,000 | 7,061 |
| Pre-tax net operating income | $-439,000 | 6,511 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-439,000 | 6,632 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-439,000 | 6,632 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-439,000 | 6,632 |
| Net charge-offs | $368,000 | 3,463 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-439,000 | 6,563 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $286,000 | 7,714 |
| Total interest expense | $129,000 | 7,388 |
| Net interest income | $157,000 | 7,757 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $0 | 6,943 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,000 | 7,201 |
| Total noninterest expense | $477,000 | 7,255 |
| Salaries and employee benefits | $145,000 | 7,642 |
| Premises and equipment expense | $141,000 | 5,645 |
| Additional noninterest expense | $191,000 | 6,970 |
| Pre-tax net operating income | $-319,000 | 6,589 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-319,000 | 6,710 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-319,000 | 6,712 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-319,000 | 6,711 |
| Net charge-offs | $298,000 | 3,057 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-319,000 | 6,663 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $161,000 | 7,796 |
| Total interest expense | $74,000 | 7,397 |
| Net interest income | $87,000 | 7,840 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-2,000 | 7,688 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,000 | 7,513 |
| Total noninterest expense | $228,000 | 7,402 |
| Salaries and employee benefits | $79,000 | 7,694 |
| Premises and equipment expense | $71,000 | 5,721 |
| Additional noninterest expense | $78,000 | 7,291 |
| Pre-tax net operating income | $-143,000 | 6,743 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-143,000 | 6,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-143,000 | 6,843 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-143,000 | 6,842 |
| Net charge-offs | $177,000 | 2,571 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-143,000 | 6,799 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 7,281 |
| Total interest expense | $469,000 | 7,203 |
| Net interest income | $1,224,000 | 7,212 |
| Provision for loan and lease losses | $1,058,000 | 3,411 |
| Total noninterest income | $-1,352,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $0 | 7,114 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,352,000 | 7,912 |
| Total noninterest expense | $1,715,000 | 6,533 |
| Salaries and employee benefits | $562,000 | 7,285 |
| Premises and equipment expense | $464,000 | 4,588 |
| Additional noninterest expense | $689,000 | 6,164 |
| Pre-tax net operating income | $-2,901,000 | 6,875 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,901,000 | 6,974 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,901,000 | 6,973 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,901,000 | 6,973 |
| Net charge-offs | $1,178,000 | 2,675 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,901,000 | 6,981 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 7,234 |
| Total interest expense | $387,000 | 7,213 |
| Net interest income | $1,012,000 | 7,116 |
| Provision for loan and lease losses | $992,000 | 2,795 |
| Total noninterest income | $10,000 | 7,759 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $0 | 7,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $10,000 | 7,275 |
| Total noninterest expense | $1,386,000 | 6,428 |
| Salaries and employee benefits | $434,000 | 7,293 |
| Premises and equipment expense | $351,000 | 4,605 |
| Additional noninterest expense | $601,000 | 5,813 |
| Pre-tax net operating income | $-1,356,000 | 6,811 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,356,000 | 6,938 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,356,000 | 6,939 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,356,000 | 6,939 |
| Net charge-offs | $967,000 | 2,233 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,356,000 | 6,917 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 7,190 |
| Total interest expense | $283,000 | 7,208 |
| Net interest income | $730,000 | 7,026 |
| Provision for loan and lease losses | $747,000 | 2,418 |
| Total noninterest income | $9,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $0 | 7,241 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,000 | 7,286 |
| Total noninterest expense | $970,000 | 6,356 |
| Salaries and employee benefits | $293,000 | 7,358 |
| Premises and equipment expense | $238,000 | 4,593 |
| Additional noninterest expense | $439,000 | 5,589 |
| Pre-tax net operating income | $-978,000 | 7,015 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-978,000 | 7,141 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-978,000 | 7,141 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-978,000 | 7,142 |
| Net charge-offs | $744,000 | 1,918 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-978,000 | 7,133 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $549,000 | 7,115 |
| Total interest expense | $149,000 | 7,240 |
| Net interest income | $400,000 | 6,868 |
| Provision for loan and lease losses | $695,000 | 1,475 |
| Total noninterest income | $8,000 | 7,821 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $551,000 | 6,016 |
| Salaries and employee benefits | $146,000 | 7,406 |
| Premises and equipment expense | $120,000 | 4,618 |
| Additional noninterest expense | $285,000 | 4,567 |
| Pre-tax net operating income | $-838,000 | 7,565 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-838,000 | 7,649 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-838,000 | 7,650 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-838,000 | 7,650 |
| Net charge-offs | $315,000 | 1,729 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-838,000 | 7,646 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 7,124 |
| Total interest expense | $594,000 | 7,519 |
| Net interest income | $1,703,000 | 6,761 |
| Provision for loan and lease losses | $936,000 | 2,808 |
| Total noninterest income | $11,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,000 | 7,689 |
| Total noninterest expense | $1,683,000 | 6,640 |
| Salaries and employee benefits | $566,000 | 7,503 |
| Premises and equipment expense | $473,000 | 4,610 |
| Additional noninterest expense | $644,000 | 6,050 |
| Pre-tax net operating income | $-905,000 | 6,973 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-905,000 | 6,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-905,000 | 6,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 2,872 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,401,000 | 379 |
| Net operating income | $-905,000 | 7,069 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 7,223 |
| Total interest expense | $441,000 | 7,627 |
| Net interest income | $1,257,000 | 6,846 |
| Provision for loan and lease losses | $552,000 | 2,586 |
| Total noninterest income | $9,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $1,232,000 | 6,692 |
| Salaries and employee benefits | $417,000 | 7,558 |
| Premises and equipment expense | $343,000 | 4,721 |
| Additional noninterest expense | $472,000 | 6,062 |
| Pre-tax net operating income | $-518,000 | 7,283 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-518,000 | 7,212 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-518,000 | 7,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,116 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,225 |
| Net operating income | $-518,000 | 7,345 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,451 |
| Total interest expense | $290,000 | 7,728 |
| Net interest income | $734,000 | 7,121 |
| Provision for loan and lease losses | $117,000 | 4,064 |
| Total noninterest income | $7,000 | 8,189 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $790,000 | 6,824 |
| Salaries and employee benefits | $277,000 | 7,621 |
| Premises and equipment expense | $227,000 | 4,775 |
| Additional noninterest expense | $286,000 | 6,297 |
| Pre-tax net operating income | $-166,000 | 7,283 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-166,000 | 7,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-166,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,858 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,358 |
| Net operating income | $-166,000 | 7,329 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 7,635 |
| Total interest expense | $146,000 | 7,828 |
| Net interest income | $329,000 | 7,359 |
| Provision for loan and lease losses | $32,000 | 4,306 |
| Total noninterest income | $3,000 | 8,242 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $394,000 | 6,852 |
| Salaries and employee benefits | $138,000 | 7,661 |
| Premises and equipment expense | $110,000 | 4,886 |
| Additional noninterest expense | $146,000 | 6,249 |
| Pre-tax net operating income | $-94,000 | 7,540 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-94,000 | 7,631 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-94,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,966 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,419 |
| Net operating income | $-94,000 | 7,589 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 7,659 |
| Total interest expense | $587,000 | 7,825 |
| Net interest income | $1,274,000 | 7,408 |
| Provision for loan and lease losses | $224,000 | 3,702 |
| Total noninterest income | $10,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $10,000 | 8,060 |
| Total noninterest expense | $1,420,000 | 7,031 |
| Salaries and employee benefits | $535,000 | 7,711 |
| Premises and equipment expense | $346,000 | 5,435 |
| Additional noninterest expense | $539,000 | 6,404 |
| Pre-tax net operating income | $-360,000 | 7,736 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-360,000 | 7,815 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-360,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,006 |
| Cash dividends | $120,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,399 |
| Net operating income | $-360,000 | 7,796 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 7,713 |
| Total interest expense | $444,000 | 7,860 |
| Net interest income | $936,000 | 7,487 |
| Provision for loan and lease losses | $175,000 | 3,251 |
| Total noninterest income | $8,000 | 8,355 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $1,037,000 | 7,083 |
| Salaries and employee benefits | $394,000 | 7,721 |
| Premises and equipment expense | $234,000 | 5,676 |
| Additional noninterest expense | $409,000 | 6,335 |
| Pre-tax net operating income | $-268,000 | 7,940 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-268,000 | 7,984 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-268,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,520 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,444 |
| Net operating income | $-268,000 | 7,965 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 7,704 |
| Total interest expense | $295,000 | 7,911 |
| Net interest income | $662,000 | 7,461 |
| Provision for loan and lease losses | $106,000 | 3,200 |
| Total noninterest income | $7,000 | 8,401 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $654,000 | 7,219 |
| Salaries and employee benefits | $260,000 | 7,782 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $271,000 | 6,392 |
| Pre-tax net operating income | $-91,000 | 7,959 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-91,000 | 7,983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-91,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,201 |
| Cash dividends | $120,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-91,000 | 7,973 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 7,578 |
| Total interest expense | $146,000 | 7,957 |
| Net interest income | $388,000 | 7,168 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $2,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $330,000 | 7,247 |
| Salaries and employee benefits | $128,000 | 7,857 |
| Premises and equipment expense | $61,000 | 6,362 |
| Additional noninterest expense | $141,000 | 6,288 |
| Pre-tax net operating income | $0 | 7,834 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $0 | 7,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $0 | 7,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,580 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $0 | 7,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 7,590 |
| Total interest expense | $394,000 | 8,113 |
| Net interest income | $1,551,000 | 7,117 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $23,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,889 |
| Total noninterest expense | $1,320,000 | 7,191 |
| Salaries and employee benefits | $504,000 | 7,858 |
| Premises and equipment expense | $253,000 | 6,189 |
| Additional noninterest expense | $563,000 | 6,241 |
| Pre-tax net operating income | $184,000 | 7,458 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $184,000 | 7,335 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $184,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $184,000 | 7,333 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 7,759 |
| Total interest expense | $268,000 | 8,218 |
| Net interest income | $1,071,000 | 7,339 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $17,000 | 8,486 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,944 |
| Total noninterest expense | $959,000 | 7,265 |
| Salaries and employee benefits | $372,000 | 7,875 |
| Premises and equipment expense | $189,000 | 6,227 |
| Additional noninterest expense | $398,000 | 6,406 |
| Pre-tax net operating income | $90,000 | 7,846 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $90,000 | 7,778 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $90,000 | 7,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,504 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $90,000 | 7,779 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 7,921 |
| Total interest expense | $177,000 | 8,240 |
| Net interest income | $623,000 | 7,626 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $11,000 | 8,544 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $641,000 | 7,300 |
| Salaries and employee benefits | $249,000 | 7,909 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $268,000 | 6,392 |
| Pre-tax net operating income | $-33,000 | 8,256 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-33,000 | 8,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-33,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-33,000 | 8,254 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,921 |
| Total interest expense | $91,000 | 8,206 |
| Net interest income | $313,000 | 7,642 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $309,000 | 7,381 |
| Salaries and employee benefits | $124,000 | 7,930 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $125,000 | 6,538 |
| Pre-tax net operating income | $0 | 8,194 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $0 | 8,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $0 | 8,188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 7,861 |
| Total interest expense | $276,000 | 8,247 |
| Net interest income | $1,264,000 | 7,610 |
| Provision for loan and lease losses | $56,000 | 5,637 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $1,151,000 | 7,481 |
| Salaries and employee benefits | $479,000 | 7,966 |
| Premises and equipment expense | $231,000 | 6,406 |
| Additional noninterest expense | $441,000 | 6,873 |
| Pre-tax net operating income | $58,000 | 8,112 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $58,000 | 8,116 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $58,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $87,000 | 5,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $58,000 | 8,085 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 7,894 |
| Total interest expense | $197,000 | 8,284 |
| Net interest income | $949,000 | 7,655 |
| Provision for loan and lease losses | $41,000 | 5,531 |
| Total noninterest income | $5,000 | 8,744 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $846,000 | 7,514 |
| Salaries and employee benefits | $354,000 | 7,968 |
| Premises and equipment expense | $169,000 | 6,441 |
| Additional noninterest expense | $323,000 | 6,937 |
| Pre-tax net operating income | $67,000 | 8,125 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $67,000 | 8,118 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $67,000 | 8,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $87,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $67,000 | 8,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 7,875 |
| Total interest expense | $128,000 | 8,289 |
| Net interest income | $638,000 | 7,652 |
| Provision for loan and lease losses | $21,000 | 5,614 |
| Total noninterest income | $4,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $556,000 | 7,545 |
| Salaries and employee benefits | $235,000 | 7,986 |
| Premises and equipment expense | $104,000 | 6,616 |
| Additional noninterest expense | $217,000 | 6,903 |
| Pre-tax net operating income | $65,000 | 8,059 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $65,000 | 7,995 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $65,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $87,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $65,000 | 7,958 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,940 |
| Total interest expense | $60,000 | 8,385 |
| Net interest income | $320,000 | 7,713 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $2,000 | 8,803 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $285,000 | 7,564 |
| Salaries and employee benefits | $117,000 | 8,058 |
| Premises and equipment expense | $59,000 | 6,380 |
| Additional noninterest expense | $109,000 | 6,925 |
| Pre-tax net operating income | $27,000 | 8,180 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $87,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $27,000 | 8,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 7,740 |
| Total interest expense | $239,000 | 8,335 |
| Net interest income | $1,407,000 | 7,446 |
| Provision for loan and lease losses | $37,000 | 6,248 |
| Total noninterest income | $13,000 | 8,823 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $1,256,000 | 7,343 |
| Salaries and employee benefits | $534,000 | 7,893 |
| Premises and equipment expense | $249,000 | 6,197 |
| Additional noninterest expense | $473,000 | 6,718 |
| Pre-tax net operating income | $127,000 | 8,029 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $127,000 | 7,981 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $127,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $36,000 | 5,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $127,000 | 7,938 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 7,750 |
| Total interest expense | $181,000 | 8,367 |
| Net interest income | $1,072,000 | 7,427 |
| Provision for loan and lease losses | $35,000 | 5,873 |
| Total noninterest income | $10,000 | 8,886 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $957,000 | 7,272 |
| Salaries and employee benefits | $413,000 | 7,790 |
| Premises and equipment expense | $192,000 | 6,119 |
| Additional noninterest expense | $352,000 | 6,704 |
| Pre-tax net operating income | $90,000 | 8,168 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $90,000 | 8,133 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $90,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $36,000 | 5,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $90,000 | 8,083 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $865,000 | 7,738 |
| Total interest expense | $128,000 | 8,354 |
| Net interest income | $737,000 | 7,412 |
| Provision for loan and lease losses | $44,000 | 4,930 |
| Total noninterest income | $7,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $643,000 | 7,301 |
| Salaries and employee benefits | $297,000 | 7,700 |
| Premises and equipment expense | $130,000 | 6,101 |
| Additional noninterest expense | $216,000 | 6,955 |
| Pre-tax net operating income | $57,000 | 8,209 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $57,000 | 8,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,193 |
| Cash dividends | $36,000 | 4,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $57,000 | 8,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 7,757 |
| Total interest expense | $66,000 | 8,390 |
| Net interest income | $371,000 | 7,427 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $5,000 | 8,935 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $301,000 | 7,495 |
| Salaries and employee benefits | $135,000 | 7,919 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $58,000 | 7,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $58,000 | 7,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $24,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $58,000 | 7,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 7,933 |
| Total interest expense | $251,000 | 8,610 |
| Net interest income | $1,379,000 | 7,532 |
| Provision for loan and lease losses | $68,000 | 5,867 |
| Total noninterest income | $19,000 | 9,014 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,000 | 8,467 |
| Total noninterest expense | $1,229,000 | 7,419 |
| Salaries and employee benefits | $532,000 | 7,962 |
| Premises and equipment expense | $288,000 | 5,784 |
| Additional noninterest expense | $409,000 | 7,099 |
| Pre-tax net operating income | $101,000 | 8,200 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $101,000 | 8,214 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $101,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $101,000 | 8,096 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 8,073 |
| Total interest expense | $187,000 | 8,719 |
| Net interest income | $1,010,000 | 7,642 |
| Provision for loan and lease losses | $59,000 | 5,561 |
| Total noninterest income | $17,000 | 9,062 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,000 | 8,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $911,000 | 7,437 |
| Salaries and employee benefits | $393,000 | 7,963 |
| Premises and equipment expense | $210,000 | 5,866 |
| Additional noninterest expense | $308,000 | 7,067 |
| Pre-tax net operating income | $57,000 | 8,424 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $57,000 | 8,486 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $57,000 | 8,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $57,000 | 8,375 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 8,145 |
| Total interest expense | $132,000 | 8,751 |
| Net interest income | $660,000 | 7,706 |
| Provision for loan and lease losses | $41,000 | 5,427 |
| Total noninterest income | $13,000 | 9,080 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $598,000 | 7,487 |
| Salaries and employee benefits | $260,000 | 8,011 |
| Premises and equipment expense | $138,000 | 5,905 |
| Additional noninterest expense | $200,000 | 7,140 |
| Pre-tax net operating income | $34,000 | 8,473 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $34,000 | 8,549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $34,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $34,000 | 8,426 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 8,171 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $333,000 | 7,713 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $294,000 | 7,565 |
| Salaries and employee benefits | $130,000 | 8,035 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $99,000 | 7,172 |
| Pre-tax net operating income | $25,000 | 8,386 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $25,000 | 8,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $25,000 | 8,263 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 8,143 |
| Total interest expense | $284,000 | 8,923 |
| Net interest income | $1,449,000 | 7,516 |
| Provision for loan and lease losses | $113,000 | 5,518 |
| Total noninterest income | $4,000 | 9,265 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 9,098 |
| Total noninterest expense | $1,096,000 | 7,722 |
| Salaries and employee benefits | $449,000 | 8,333 |
| Premises and equipment expense | $260,000 | 6,001 |
| Additional noninterest expense | $387,000 | 7,244 |
| Pre-tax net operating income | $244,000 | 7,770 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $244,000 | 7,599 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $244,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,201 |
| Cash dividends | $348,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $244,000 | 7,510 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 8,469 |
| Total interest expense | $331,000 | 9,252 |
| Net interest income | $1,424,000 | 7,459 |
| Provision for loan and lease losses | $64,000 | 6,300 |
| Total noninterest income | $8,000 | 9,492 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $977,000 | 8,021 |
| Salaries and employee benefits | $419,000 | 8,546 |
| Premises and equipment expense | $171,000 | 7,205 |
| Additional noninterest expense | $387,000 | 7,249 |
| Pre-tax net operating income | $391,000 | 7,022 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $391,000 | 6,628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $391,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,784 |
| Cash dividends | $377,000 | 3,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $391,000 | 6,496 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 8,836 |
| Total interest expense | $292,000 | 9,543 |
| Net interest income | $1,316,000 | 7,834 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $6,000 | 9,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $949,000 | 8,167 |
| Salaries and employee benefits | $466,000 | 8,422 |
| Premises and equipment expense | $147,000 | 7,640 |
| Additional noninterest expense | $336,000 | 7,667 |
| Pre-tax net operating income | $346,000 | 7,711 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $346,000 | 7,178 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $346,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,623 |
| Cash dividends | $229,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $346,000 | 7,171 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 8,974 |
| Total interest expense | $288,000 | 9,812 |
| Net interest income | $1,282,000 | 8,025 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $5,000 | 10,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,956 |
| Total noninterest expense | $986,000 | 8,172 |
| Salaries and employee benefits | $461,000 | 8,559 |
| Premises and equipment expense | $139,000 | 7,861 |
| Additional noninterest expense | $386,000 | 7,390 |
| Pre-tax net operating income | $205,000 | 8,561 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $205,000 | 8,268 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $205,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,756 |
| Cash dividends | $80,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $205,000 | 8,234 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 10,141 |
| Total interest expense | $112,000 | 10,288 |
| Net interest income | $512,000 | 9,895 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $8,000 | 10,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $412,000 | 10,024 |
| Salaries and employee benefits | $167,000 | 10,224 |
| Premises and equipment expense | $52,000 | 9,775 |
| Additional noninterest expense | $193,000 | 9,189 |
| Pre-tax net operating income | $73,000 | 9,532 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $73,000 | 9,503 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $73,000 | 9,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 359 |
| Net operating income | $73,000 | 9,436 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.