Crawford County Trust and Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,947,0002,706
Total interest expense$2,548,0002,805
Net interest income$8,399,0002,616
Provision for loan and lease losses$45,0002,836
Total noninterest income$1,125,0002,601
Gross Fiduciary activities income$1,000939
Service charges on deposit accounts$438,0001,796
Trading account gains and feesNANA
Additional Noninterest Income$686,0002,665
Total noninterest expense$4,766,0003,126
Salaries and employee benefits$2,952,0002,960
Premises and equipment expense$393,0003,278
Additional noninterest expense$686,0002,665
Pre-tax net operating income$4,713,0001,990
Securities gains (losses)$0988
Applicable income taxes$223,0002,387
Income before extraordinary items$4,490,0001,854
Extraordinary gains, net$054
Net income$4,490,0001,876
Minority interest net income$088
Net income of bank and minority interests.$4,490,0001,857
Net charge-offs$28,0002,061
Cash dividends$3,040,0001,174
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,490,0001,882
2023-09-30 (YTD Data)Rank
Total interest income$8,029,0002,712
Total interest expense$1,663,0002,836
Net interest income$6,366,0002,616
Provision for loan and lease losses$45,0002,529
Total noninterest income$810,0002,651
Gross Fiduciary activities income$0950
Service charges on deposit accounts$328,0001,804
Trading account gains and feesNANA
Additional Noninterest Income$482,0002,721
Total noninterest expense$3,550,0003,117
Salaries and employee benefits$2,204,0002,952
Premises and equipment expense$296,0003,274
Additional noninterest expense$482,0002,720
Pre-tax net operating income$3,581,0002,024
Securities gains (losses)$0849
Applicable income taxes$171,0002,430
Income before extraordinary items$3,410,0001,905
Extraordinary gains, net$052
Net income$3,410,0001,922
Minority interest net income$081
Net income of bank and minority interests.$3,410,0001,905
Net charge-offs$24,0001,816
Cash dividends$2,140,0001,124
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,410,0001,932
2023-06-30 (YTD Data)Rank
Total interest income$5,217,0002,717
Total interest expense$972,0002,834
Net interest income$4,245,0002,647
Provision for loan and lease losses$30,0002,429
Total noninterest income$547,0002,598
Gross Fiduciary activities income$0931
Service charges on deposit accounts$223,0001,771
Trading account gains and feesNANA
Additional Noninterest Income$324,0002,677
Total noninterest expense$2,322,0003,141
Salaries and employee benefits$1,456,0002,965
Premises and equipment expense$194,0003,307
Additional noninterest expense$324,0002,672
Pre-tax net operating income$2,440,0001,993
Securities gains (losses)$0938
Applicable income taxes$119,0002,460
Income before extraordinary items$2,321,0001,873
Extraordinary gains, net$051
Net income$2,321,0001,896
Minority interest net income$081
Net income of bank and minority interests.$2,321,0001,873
Net charge-offs$6,0001,974
Cash dividends$1,390,0001,151
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,321,0001,882
2023-03-31 (YTD Data)Rank
Total interest income$2,509,0002,763
Total interest expense$411,0002,839
Net interest income$2,098,0002,679
Provision for loan and lease losses$10,0002,332
Total noninterest income$269,0002,617
Gross Fiduciary activities income$0913
Service charges on deposit accounts$106,0001,841
Trading account gains and feesNANA
Additional Noninterest Income$163,0002,650
Total noninterest expense$1,167,0003,170
Salaries and employee benefits$744,0002,989
Premises and equipment expense$98,0003,348
Additional noninterest expense$163,0002,650
Pre-tax net operating income$1,190,0002,083
Securities gains (losses)$0950
Applicable income taxes$61,0002,461
Income before extraordinary items$1,129,0001,944
Extraordinary gains, net$04
Net income$1,129,0001,944
Minority interest net income$048
Net income of bank and minority interests.$1,129,0001,944
Net charge-offs$-4,0003,763
Cash dividends$750,000976
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,129,0001,965
2022-12-31 (YTD Data)Rank
Total interest income$8,141,0002,830
Total interest expense$637,0002,960
Net interest income$7,504,0002,784
Provision for loan and lease losses$03,012
Total noninterest income$1,107,0002,683
Gross Fiduciary activities income$1,000979
Service charges on deposit accounts$393,0001,969
Trading account gains and feesNANA
Additional Noninterest Income$713,0002,688
Total noninterest expense$4,522,0003,188
Salaries and employee benefits$2,892,0002,997
Premises and equipment expense$371,0003,402
Additional noninterest expense$713,0002,688
Pre-tax net operating income$4,089,0002,282
Securities gains (losses)$0691
Applicable income taxes$202,0002,634
Income before extraordinary items$3,887,0002,144
Extraordinary gains, net$05
Net income$3,887,0002,143
Minority interest net income$063
Net income of bank and minority interests.$3,887,0002,143
Net charge-offs$-159,0004,388
Cash dividends$2,470,0001,311
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,887,0002,172
2022-09-30 (YTD Data)Rank
Total interest income$5,811,0002,852
Total interest expense$390,0002,972
Net interest income$5,421,0002,806
Provision for loan and lease losses$02,835
Total noninterest income$853,0002,687
Gross Fiduciary activities income$0968
Service charges on deposit accounts$314,0001,911
Trading account gains and feesNANA
Additional Noninterest Income$539,0002,717
Total noninterest expense$3,261,0003,228
Salaries and employee benefits$2,053,0003,071
Premises and equipment expense$281,0003,400
Additional noninterest expense$539,0002,717
Pre-tax net operating income$3,013,0002,280
Securities gains (losses)$0740
Applicable income taxes$146,0002,657
Income before extraordinary items$2,867,0002,138
Extraordinary gains, net$04
Net income$2,867,0002,137
Minority interest net income$057
Net income of bank and minority interests.$2,867,0002,137
Net charge-offs$-166,0004,429
Cash dividends$1,750,0001,228
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,867,0002,166
2022-06-30 (YTD Data)Rank
Total interest income$3,638,0002,906
Total interest expense$256,0002,884
Net interest income$3,382,0002,881
Provision for loan and lease losses$02,599
Total noninterest income$572,0002,675
Gross Fiduciary activities income$0925
Service charges on deposit accounts$209,0001,903
Trading account gains and feesNANA
Additional Noninterest Income$363,0002,742
Total noninterest expense$2,129,0003,255
Salaries and employee benefits$1,327,0003,112
Premises and equipment expense$187,0003,425
Additional noninterest expense$615,0003,384
Pre-tax net operating income$1,825,0002,324
Securities gains (losses)$0687
Applicable income taxes$90,0002,624
Income before extraordinary items$1,735,0002,161
Extraordinary gains, net$04
Net income$1,735,0002,161
Minority interest net income$060
Net income of bank and minority interests.$1,735,0002,161
Net charge-offs$44,0001,016
Cash dividends$1,100,0001,259
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,735,0002,200
2022-03-31 (YTD Data)Rank
Total interest income$1,752,0002,923
Total interest expense$127,0002,864
Net interest income$1,625,0002,907
Provision for loan and lease losses$02,285
Total noninterest income$273,0002,703
Gross Fiduciary activities income$0892
Service charges on deposit accounts$104,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$169,0002,759
Total noninterest expense$1,064,0003,267
Salaries and employee benefits$663,0003,117
Premises and equipment expense$94,0003,429
Additional noninterest expense$307,0003,380
Pre-tax net operating income$834,0002,338
Securities gains (losses)$0623
Applicable income taxes$41,0002,610
Income before extraordinary items$793,0002,210
Extraordinary gains, net$04
Net income$793,0002,210
Minority interest net income$050
Net income of bank and minority interests.$793,0002,210
Net charge-offs$16,0001,033
Cash dividends$600,0001,048
Sale, conversion, retirement of capital stock, net$0453
Net operating income$793,0002,228
2021-12-31 (YTD Data)Rank
Total interest income$7,874,0002,833
Total interest expense$579,0002,961
Net interest income$7,295,0002,798
Provision for loan and lease losses$242,0001,584
Total noninterest income$1,188,0002,787
Gross Fiduciary activities income$1,000958
Service charges on deposit accounts$392,0001,890
Trading account gains and feesNANA
Additional Noninterest Income$795,0002,840
Total noninterest expense$4,645,0003,137
Salaries and employee benefits$2,998,0002,932
Premises and equipment expense$385,0003,410
Additional noninterest expense$1,262,0003,360
Pre-tax net operating income$3,596,0002,463
Securities gains (losses)$02,062
Applicable income taxes$180,0002,753
Income before extraordinary items$3,416,0002,390
Extraordinary gains, net$010
Net income$3,416,0002,390
Minority interest net income$074
Net income of bank and minority interests.$3,416,0002,391
Net charge-offs$55,0001,612
Cash dividends$2,418,0001,364
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,416,0002,356
2021-09-30 (YTD Data)Rank
Total interest income$5,958,0002,880
Total interest expense$446,0003,010
Net interest income$5,512,0002,834
Provision for loan and lease losses$235,0001,337
Total noninterest income$855,0002,880
Gross Fiduciary activities income$0957
Service charges on deposit accounts$275,0001,962
Trading account gains and feesNANA
Additional Noninterest Income$580,0002,911
Total noninterest expense$3,504,0003,147
Salaries and employee benefits$2,275,0002,933
Premises and equipment expense$288,0003,454
Additional noninterest expense$941,0003,389
Pre-tax net operating income$2,628,0002,611
Securities gains (losses)$02,015
Applicable income taxes$131,0002,800
Income before extraordinary items$2,497,0002,510
Extraordinary gains, net$08
Net income$2,497,0002,510
Minority interest net income$069
Net income of bank and minority interests.$2,497,0002,510
Net charge-offs$33,0001,530
Cash dividends$1,662,0001,301
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,497,0002,483
2021-06-30 (YTD Data)Rank
Total interest income$3,782,0002,959
Total interest expense$307,0003,043
Net interest income$3,475,0002,914
Provision for loan and lease losses$165,0001,318
Total noninterest income$572,0002,856
Gross Fiduciary activities income$0951
Service charges on deposit accounts$168,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$404,0002,836
Total noninterest expense$2,308,0003,158
Salaries and employee benefits$1,486,0002,962
Premises and equipment expense$193,0003,458
Additional noninterest expense$629,0003,385
Pre-tax net operating income$1,574,0002,715
Securities gains (losses)$01,818
Applicable income taxes$79,0002,844
Income before extraordinary items$1,495,0002,637
Extraordinary gains, net$06
Net income$1,495,0002,637
Minority interest net income$067
Net income of bank and minority interests.$1,495,0002,637
Net charge-offs$1,0002,145
Cash dividends$1,058,0001,323
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,495,0002,606
2021-03-31 (YTD Data)Rank
Total interest income$1,792,0003,028
Total interest expense$157,0003,109
Net interest income$1,635,0002,972
Provision for loan and lease losses$100,0001,234
Total noninterest income$295,0002,811
Gross Fiduciary activities income$0922
Service charges on deposit accounts$81,0002,045
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,774
Total noninterest expense$1,178,0003,115
Salaries and employee benefits$751,0002,936
Premises and equipment expense$97,0003,461
Additional noninterest expense$330,0003,266
Pre-tax net operating income$652,0002,932
Securities gains (losses)$01,392
Applicable income taxes$33,0002,870
Income before extraordinary items$619,0002,870
Extraordinary gains, net$03
Net income$619,0002,869
Minority interest net income$055
Net income of bank and minority interests.$619,0002,870
Net charge-offs$3,0001,645
Cash dividends$604,0001,052
Sale, conversion, retirement of capital stock, net$0482
Net operating income$619,0002,825
2020-12-31 (YTD Data)Rank
Total interest income$8,064,0002,866
Total interest expense$964,0002,997
Net interest income$7,100,0002,802
Provision for loan and lease losses$330,0002,592
Total noninterest income$1,702,0002,297
Gross Fiduciary activities income$1,000991
Service charges on deposit accounts$417,0001,844
Trading account gains and feesNANA
Additional Noninterest Income$1,284,0002,233
Total noninterest expense$5,016,0002,996
Salaries and employee benefits$3,168,0002,853
Premises and equipment expense$388,0003,457
Additional noninterest expense$1,460,0003,090
Pre-tax net operating income$3,456,0002,252
Securities gains (losses)$02,675
Applicable income taxes$173,0002,638
Income before extraordinary items$3,283,0002,172
Extraordinary gains, net$04
Net income$3,283,0002,172
Minority interest net income$072
Net income of bank and minority interests.$3,283,0002,172
Net charge-offs$332,0001,223
Cash dividends$2,796,0001,196
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,283,0002,126
2020-09-30 (YTD Data)Rank
Total interest income$5,978,0002,908
Total interest expense$773,0002,992
Net interest income$5,205,0002,835
Provision for loan and lease losses$30,0003,884
Total noninterest income$1,141,0002,381
Gross Fiduciary activities income$0981
Service charges on deposit accounts$314,0001,822
Trading account gains and feesNANA
Additional Noninterest Income$827,0002,338
Total noninterest expense$3,765,0002,989
Salaries and employee benefits$2,419,0002,810
Premises and equipment expense$288,0003,472
Additional noninterest expense$1,058,0003,137
Pre-tax net operating income$2,551,0002,262
Securities gains (losses)$02,494
Applicable income taxes$142,0002,595
Income before extraordinary items$2,409,0002,201
Extraordinary gains, net$04
Net income$2,409,0002,201
Minority interest net income$065
Net income of bank and minority interests.$2,409,0002,201
Net charge-offs$22,0002,453
Cash dividends$2,090,0001,070
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,409,0002,139
2020-06-30 (YTD Data)Rank
Total interest income$4,031,0002,925
Total interest expense$540,0003,031
Net interest income$3,491,0002,841
Provision for loan and lease losses$04,134
Total noninterest income$715,0002,407
Gross Fiduciary activities income$0970
Service charges on deposit accounts$209,0001,851
Trading account gains and feesNANA
Additional Noninterest Income$506,0002,359
Total noninterest expense$2,498,0003,001
Salaries and employee benefits$1,621,0002,811
Premises and equipment expense$191,0003,481
Additional noninterest expense$686,0003,179
Pre-tax net operating income$1,708,0002,223
Securities gains (losses)$02,249
Applicable income taxes$102,0002,518
Income before extraordinary items$1,606,0002,146
Extraordinary gains, net$04
Net income$1,606,0002,146
Minority interest net income$065
Net income of bank and minority interests.$1,606,0002,146
Net charge-offs$8,0002,523
Cash dividends$1,434,0001,039
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,606,0002,103
2020-03-31 (YTD Data)Rank
Total interest income$2,038,0002,903
Total interest expense$273,0003,136
Net interest income$1,765,0002,794
Provision for loan and lease losses$03,711
Total noninterest income$363,0002,293
Gross Fiduciary activities income$0941
Service charges on deposit accounts$120,0001,924
Trading account gains and feesNANA
Additional Noninterest Income$243,0002,217
Total noninterest expense$1,262,0003,008
Salaries and employee benefits$825,0002,790
Premises and equipment expense$98,0003,449
Additional noninterest expense$339,0003,240
Pre-tax net operating income$866,0002,046
Securities gains (losses)$01,705
Applicable income taxes$43,0002,500
Income before extraordinary items$823,0001,932
Extraordinary gains, net$04
Net income$823,0001,932
Minority interest net income$056
Net income of bank and minority interests.$823,0001,932
Net charge-offs$6,0002,039
Cash dividends$728,0001,020
Sale, conversion, retirement of capital stock, net$0482
Net operating income$823,0001,897
2019-12-31 (YTD Data)Rank
Total interest income$8,292,0002,897
Total interest expense$1,021,0003,276
Net interest income$7,271,0002,779
Provision for loan and lease losses$40,0003,479
Total noninterest income$1,629,0002,206
Gross Fiduciary activities income$1,0001,009
Service charges on deposit accounts$528,0001,847
Trading account gains and feesNANA
Additional Noninterest Income$1,100,0002,142
Total noninterest expense$5,132,0002,960
Salaries and employee benefits$3,188,0002,822
Premises and equipment expense$403,0003,458
Additional noninterest expense$1,541,0003,035
Pre-tax net operating income$3,728,0002,149
Securities gains (losses)$35,0001,392
Applicable income taxes$188,0002,677
Income before extraordinary items$3,575,0002,053
Extraordinary gains, net$011
Net income$3,575,0002,055
Minority interest net income$076
Net income of bank and minority interests.$3,575,0002,055
Net charge-offs$69,0002,440
Cash dividends$2,838,0001,234
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,541,7502,032
2019-09-30 (YTD Data)Rank
Total interest income$6,221,0002,934
Total interest expense$747,0003,338
Net interest income$5,474,0002,813
Provision for loan and lease losses$40,0003,254
Total noninterest income$1,107,0002,312
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$395,0001,848
Trading account gains and feesNANA
Additional Noninterest Income$712,0002,305
Total noninterest expense$3,799,0002,999
Salaries and employee benefits$2,352,0002,861
Premises and equipment expense$306,0003,465
Additional noninterest expense$1,141,0003,075
Pre-tax net operating income$2,742,0002,235
Securities gains (losses)$35,0001,215
Applicable income taxes$140,0002,731
Income before extraordinary items$2,637,0002,115
Extraordinary gains, net$011
Net income$2,637,0002,115
Minority interest net income$072
Net income of bank and minority interests.$2,637,0002,116
Net charge-offs$68,0002,016
Cash dividends$2,132,0001,138
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,603,7502,108
2019-06-30 (YTD Data)Rank
Total interest income$4,127,0002,955
Total interest expense$481,0003,376
Net interest income$3,646,0002,829
Provision for loan and lease losses$40,0002,926
Total noninterest income$715,0002,333
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$264,0001,835
Trading account gains and feesNANA
Additional Noninterest Income$451,0002,330
Total noninterest expense$2,526,0003,035
Salaries and employee benefits$1,578,0002,872
Premises and equipment expense$196,0003,554
Additional noninterest expense$752,0003,137
Pre-tax net operating income$1,795,0002,228
Securities gains (losses)$01,702
Applicable income taxes$89,0002,758
Income before extraordinary items$1,706,0002,155
Extraordinary gains, net$011
Net income$1,706,0002,153
Minority interest net income$069
Net income of bank and minority interests.$1,706,0002,155
Net charge-offs$52,0001,798
Cash dividends$1,426,0001,141
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,706,0002,126
2019-03-31 (YTD Data)Rank
Total interest income$2,040,0002,985
Total interest expense$232,0003,391
Net interest income$1,808,0002,864
Provision for loan and lease losses$03,406
Total noninterest income$343,0002,352
Gross Fiduciary activities income$0972
Service charges on deposit accounts$127,0001,877
Trading account gains and feesNANA
Additional Noninterest Income$216,0002,314
Total noninterest expense$1,260,0003,051
Salaries and employee benefits$789,0002,884
Premises and equipment expense$100,0003,538
Additional noninterest expense$371,0003,173
Pre-tax net operating income$891,0002,213
Securities gains (losses)$01,087
Applicable income taxes$44,0002,717
Income before extraordinary items$847,0002,121
Extraordinary gains, net$05
Net income$847,0002,120
Minority interest net income$052
Net income of bank and minority interests.$847,0002,120
Net charge-offs$11,0001,939
Cash dividends$706,0001,067
Sale, conversion, retirement of capital stock, net$0529
Net operating income$847,0002,106
2018-12-31 (YTD Data)Rank
Total interest income$7,788,0002,980
Total interest expense$690,0003,480
Net interest income$7,098,0002,870
Provision for loan and lease losses$04,082
Total noninterest income$1,703,0002,172
Gross Fiduciary activities income$1,0001,056
Service charges on deposit accounts$582,0001,773
Trading account gains and feesNANA
Additional Noninterest Income$1,120,0002,117
Total noninterest expense$5,683,0002,809
Salaries and employee benefits$3,602,0002,627
Premises and equipment expense$430,0003,405
Additional noninterest expense$1,651,0002,974
Pre-tax net operating income$3,118,0002,444
Securities gains (losses)$01,125
Applicable income taxes$155,0002,830
Income before extraordinary items$2,963,0002,341
Extraordinary gains, net$06
Net income$2,963,0002,340
Minority interest net income$072
Net income of bank and minority interests.$2,963,0002,340
Net charge-offs$25,0003,000
Cash dividends$2,348,0001,318
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,963,0002,336
2018-09-30 (YTD Data)Rank
Total interest income$5,782,0002,995
Total interest expense$490,0003,503
Net interest income$5,292,0002,894
Provision for loan and lease losses$03,948
Total noninterest income$1,183,0002,286
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$433,0001,804
Trading account gains and feesNANA
Additional Noninterest Income$750,0002,253
Total noninterest expense$4,320,0002,800
Salaries and employee benefits$2,782,0002,576
Premises and equipment expense$313,0003,497
Additional noninterest expense$1,225,0002,993
Pre-tax net operating income$2,155,0002,610
Securities gains (losses)$01,118
Applicable income taxes$108,0002,956
Income before extraordinary items$2,047,0002,479
Extraordinary gains, net$05
Net income$2,047,0002,478
Minority interest net income$066
Net income of bank and minority interests.$2,047,0002,478
Net charge-offs$16,0002,801
Cash dividends$1,642,0001,231
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,047,0002,475
2018-06-30 (YTD Data)Rank
Total interest income$3,782,0003,021
Total interest expense$301,0003,557
Net interest income$3,481,0002,924
Provision for loan and lease losses$03,782
Total noninterest income$740,0002,371
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$286,0001,816
Trading account gains and feesNANA
Additional Noninterest Income$454,0002,362
Total noninterest expense$2,912,0002,800
Salaries and employee benefits$1,918,0002,546
Premises and equipment expense$203,0003,567
Additional noninterest expense$791,0003,078
Pre-tax net operating income$1,309,0002,740
Securities gains (losses)$0961
Applicable income taxes$65,0002,989
Income before extraordinary items$1,244,0002,601
Extraordinary gains, net$06
Net income$1,244,0002,600
Minority interest net income$065
Net income of bank and minority interests.$1,244,0002,600
Net charge-offs$16,0002,366
Cash dividends$936,0001,377
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,244,0002,596
2018-03-31 (YTD Data)Rank
Total interest income$1,868,0003,055
Total interest expense$153,0003,484
Net interest income$1,715,0002,972
Provision for loan and lease losses$03,508
Total noninterest income$341,0002,443
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$136,0001,879
Trading account gains and feesNANA
Additional Noninterest Income$205,0002,447
Total noninterest expense$1,637,0002,618
Salaries and employee benefits$1,150,0002,255
Premises and equipment expense$107,0003,528
Additional noninterest expense$380,0003,180
Pre-tax net operating income$419,0003,374
Securities gains (losses)$0735
Applicable income taxes$20,0003,243
Income before extraordinary items$399,0003,258
Extraordinary gains, net$07
Net income$399,0003,258
Minority interest net income$052
Net income of bank and minority interests.$399,0003,258
Net charge-offs$14,0001,828
Cash dividends$280,0001,665
Sale, conversion, retirement of capital stock, net$0580
Net operating income$399,0003,259
2017-12-31 (YTD Data)Rank
Total interest income$4,842,0003,805
Total interest expense$364,0004,126
Net interest income$4,478,0003,733
Provision for loan and lease losses$25,0003,849
Total noninterest income$778,0003,322
Gross Fiduciary activities income$1,0001,092
Service charges on deposit accounts$354,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$423,0003,385
Total noninterest expense$3,028,0004,098
Salaries and employee benefits$1,914,0003,844
Premises and equipment expense$269,0004,335
Additional noninterest expense$845,0004,287
Pre-tax net operating income$2,203,0002,966
Securities gains (losses)$02,243
Applicable income taxes$111,0003,245
Income before extraordinary items$2,092,0002,621
Extraordinary gains, net$09
Net income$2,092,0002,620
Minority interest net income$076
Net income of bank and minority interests.$2,092,0002,621
Net charge-offs$68,0002,755
Cash dividends$1,780,0001,546
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,092,0002,598
2017-09-30 (YTD Data)Rank
Total interest income$3,603,0003,851
Total interest expense$272,0004,156
Net interest income$3,331,0003,779
Provision for loan and lease losses$04,088
Total noninterest income$606,0003,297
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$259,0002,628
Trading account gains and feesNANA
Additional Noninterest Income$347,0003,277
Total noninterest expense$2,239,0004,152
Salaries and employee benefits$1,423,0003,871
Premises and equipment expense$195,0004,407
Additional noninterest expense$621,0004,339
Pre-tax net operating income$1,698,0002,959
Securities gains (losses)$02,274
Applicable income taxes$85,0003,236
Income before extraordinary items$1,613,0002,734
Extraordinary gains, net$09
Net income$1,613,0002,733
Minority interest net income$071
Net income of bank and minority interests.$1,613,0002,734
Net charge-offs$30,0002,778
Cash dividends$1,330,0001,421
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,613,0002,719
2017-06-30 (YTD Data)Rank
Total interest income$2,369,0003,879
Total interest expense$171,0004,237
Net interest income$2,198,0003,804
Provision for loan and lease losses$03,871
Total noninterest income$395,0003,338
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$158,0002,789
Trading account gains and feesNANA
Additional Noninterest Income$237,0003,252
Total noninterest expense$1,496,0004,161
Salaries and employee benefits$953,0003,886
Premises and equipment expense$129,0004,444
Additional noninterest expense$414,0004,373
Pre-tax net operating income$1,097,0002,975
Securities gains (losses)$01,906
Applicable income taxes$55,0003,260
Income before extraordinary items$1,042,0002,758
Extraordinary gains, net$011
Net income$1,042,0002,758
Minority interest net income$071
Net income of bank and minority interests.$1,042,0002,758
Net charge-offs$30,0002,343
Cash dividends$900,0001,419
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,042,0002,732
2017-03-31 (YTD Data)Rank
Total interest income$1,161,0003,935
Total interest expense$83,0004,291
Net interest income$1,078,0003,862
Provision for loan and lease losses$03,537
Total noninterest income$189,0003,376
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$73,0002,921
Trading account gains and feesNANA
Additional Noninterest Income$116,0003,264
Total noninterest expense$763,0004,169
Salaries and employee benefits$485,0003,905
Premises and equipment expense$66,0004,460
Additional noninterest expense$212,0004,359
Pre-tax net operating income$504,0003,077
Securities gains (losses)$01,153
Applicable income taxes$25,0003,262
Income before extraordinary items$479,0002,827
Extraordinary gains, net$08
Net income$479,0002,827
Minority interest net income$055
Net income of bank and minority interests.$479,0002,827
Net charge-offs$26,0001,734
Cash dividends$500,0001,199
Sale, conversion, retirement of capital stock, net$0632
Net operating income$479,0002,812
2016-12-31 (YTD Data)Rank
Total interest income$4,831,0003,865
Total interest expense$334,0004,309
Net interest income$4,497,0003,779
Provision for loan and lease losses$-6,0005,466
Total noninterest income$717,0003,551
Gross Fiduciary activities income$1,0001,131
Service charges on deposit accounts$321,0002,838
Trading account gains and fees$0170
Additional Noninterest Income$395,0003,579
Total noninterest expense$3,046,0004,202
Salaries and employee benefits$1,895,0003,934
Premises and equipment expense$253,0004,586
Additional noninterest expense$898,0004,351
Pre-tax net operating income$2,174,0002,923
Securities gains (losses)$03,212
Applicable income taxes$109,0003,260
Income before extraordinary items$2,065,0002,733
Extraordinary gains, net$05
Net income$2,065,0002,730
Minority interest net income$082
Net income of bank and minority interests.$2,065,0002,732
Net charge-offs$51,0003,135
Cash dividends$1,810,0001,531
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,065,0002,680
2016-09-30 (YTD Data)Rank
Total interest income$3,652,0003,877
Total interest expense$253,0004,336
Net interest income$3,399,0003,786
Provision for loan and lease losses$-41,0005,678
Total noninterest income$514,0003,638
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$242,0002,840
Trading account gains and fees$0169
Additional Noninterest Income$272,0003,710
Total noninterest expense$2,279,0004,218
Salaries and employee benefits$1,406,0003,957
Premises and equipment expense$194,0004,585
Additional noninterest expense$679,0004,369
Pre-tax net operating income$1,675,0002,927
Securities gains (losses)$03,160
Applicable income taxes$84,0003,319
Income before extraordinary items$1,591,0002,722
Extraordinary gains, net$05
Net income$1,591,0002,722
Minority interest net income$071
Net income of bank and minority interests.$1,591,0002,722
Net charge-offs$46,0002,643
Cash dividends$1,290,0001,422
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,591,0002,671
2016-06-30 (YTD Data)Rank
Total interest income$2,442,0003,892
Total interest expense$169,0004,361
Net interest income$2,273,0003,802
Provision for loan and lease losses$04,017
Total noninterest income$336,0003,678
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$161,0002,831
Trading account gains and fees$0157
Additional Noninterest Income$175,0003,781
Total noninterest expense$1,518,0004,259
Salaries and employee benefits$947,0003,975
Premises and equipment expense$129,0004,628
Additional noninterest expense$442,0004,453
Pre-tax net operating income$1,091,0002,920
Securities gains (losses)$02,835
Applicable income taxes$55,0003,340
Income before extraordinary items$1,036,0002,734
Extraordinary gains, net$016
Net income$1,036,0002,732
Minority interest net income$071
Net income of bank and minority interests.$1,036,0002,733
Net charge-offs$-2,0004,474
Cash dividends$840,0001,468
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,036,0002,673
2016-03-31 (YTD Data)Rank
Total interest income$1,226,0003,900
Total interest expense$87,0004,352
Net interest income$1,139,0003,811
Provision for loan and lease losses$03,656
Total noninterest income$166,0003,648
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$78,0002,880
Trading account gains and fees$0142
Additional Noninterest Income$88,0003,732
Total noninterest expense$779,0004,230
Salaries and employee benefits$480,0003,976
Premises and equipment expense$67,0004,588
Additional noninterest expense$232,0004,384
Pre-tax net operating income$526,0002,952
Securities gains (losses)$02,077
Applicable income taxes$26,0003,362
Income before extraordinary items$500,0002,753
Extraordinary gains, net$012
Net income$500,0002,752
Minority interest net income$062
Net income of bank and minority interests.$500,0002,753
Net charge-offs$-1,0004,102
Cash dividends$420,0001,345
Sale, conversion, retirement of capital stock, net$0659
Net operating income$500,0002,699
2015-12-31 (YTD Data)Rank
Total interest income$4,927,0003,867
Total interest expense$380,0004,252
Net interest income$4,547,0003,791
Provision for loan and lease losses$20,0004,043
Total noninterest income$712,0003,611
Gross Fiduciary activities income$1,0001,155
Service charges on deposit accounts$360,0002,719
Trading account gains and fees$0159
Additional Noninterest Income$351,0003,771
Total noninterest expense$3,136,0004,240
Salaries and employee benefits$2,006,0003,893
Premises and equipment expense$279,0004,593
Additional noninterest expense$851,0004,573
Pre-tax net operating income$2,103,0002,911
Securities gains (losses)$03,216
Applicable income taxes$105,0003,298
Income before extraordinary items$1,998,0002,739
Extraordinary gains, net$023
Net income$1,998,0002,741
Minority interest net income$081
Net income of bank and minority interests.$1,998,0002,742
Net charge-offs$-24,0005,379
Cash dividends$1,514,0001,629
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,998,0002,691
2015-09-30 (YTD Data)Rank
Total interest income$3,688,0003,922
Total interest expense$291,0004,259
Net interest income$3,397,0003,844
Provision for loan and lease losses$15,0003,904
Total noninterest income$539,0003,612
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$263,0002,766
Trading account gains and fees$0153
Additional Noninterest Income$276,0003,739
Total noninterest expense$2,349,0004,262
Salaries and employee benefits$1,503,0003,922
Premises and equipment expense$216,0004,589
Additional noninterest expense$630,0004,638
Pre-tax net operating income$1,572,0002,990
Securities gains (losses)$03,031
Applicable income taxes$78,0003,405
Income before extraordinary items$1,494,0002,777
Extraordinary gains, net$021
Net income$1,494,0002,777
Minority interest net income$078
Net income of bank and minority interests.$1,494,0002,778
Net charge-offs$-23,0005,382
Cash dividends$1,514,0001,195
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,494,0002,726
2015-06-30 (YTD Data)Rank
Total interest income$2,440,0003,951
Total interest expense$195,0004,291
Net interest income$2,245,0003,881
Provision for loan and lease losses$10,0003,765
Total noninterest income$353,0003,647
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$169,0002,807
Trading account gains and fees$0157
Additional Noninterest Income$184,0003,760
Total noninterest expense$1,586,0004,279
Salaries and employee benefits$1,021,0003,908
Premises and equipment expense$142,0004,653
Additional noninterest expense$423,0004,668
Pre-tax net operating income$1,002,0003,063
Securities gains (losses)$02,636
Applicable income taxes$50,0003,444
Income before extraordinary items$952,0002,834
Extraordinary gains, net$022
Net income$952,0002,834
Minority interest net income$075
Net income of bank and minority interests.$952,0002,836
Net charge-offs$-22,0005,499
Cash dividends$954,0001,293
Sale, conversion, retirement of capital stock, net$0751
Net operating income$952,0002,780
2015-03-31 (YTD Data)Rank
Total interest income$1,210,0003,987
Total interest expense$100,0004,285
Net interest income$1,110,0003,915
Provision for loan and lease losses$10,0003,223
Total noninterest income$159,0003,808
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$78,0002,920
Trading account gains and fees$0152
Additional Noninterest Income$81,0003,898
Total noninterest expense$848,0004,169
Salaries and employee benefits$555,0003,764
Premises and equipment expense$73,0004,635
Additional noninterest expense$220,0004,612
Pre-tax net operating income$411,0003,336
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$411,0003,069
Extraordinary gains, net$013
Net income$411,0003,072
Minority interest net income$064
Net income of bank and minority interests.$411,0003,072
Net charge-offs$-21,0005,688
Cash dividends$550,0001,036
Sale, conversion, retirement of capital stock, net$0697
Net operating income$411,0003,005
2014-12-31 (YTD Data)Rank
Total interest income$4,838,0004,030
Total interest expense$423,0004,345
Net interest income$4,415,0003,954
Provision for loan and lease losses$67,0003,548
Total noninterest income$644,0003,865
Gross Fiduciary activities income$1,0001,202
Service charges on deposit accounts$362,0002,882
Trading account gains and fees$0180
Additional Noninterest Income$281,0004,102
Total noninterest expense$3,152,0004,368
Salaries and employee benefits$2,087,0003,902
Premises and equipment expense$276,0004,820
Additional noninterest expense$789,0004,940
Pre-tax net operating income$1,840,0003,126
Securities gains (losses)$03,259
Applicable income taxes$95,0003,421
Income before extraordinary items$1,745,0002,953
Extraordinary gains, net$017
Net income$1,745,0002,952
Minority interest net income$084
Net income of bank and minority interests.$1,745,0002,953
Net charge-offs$19,0004,318
Cash dividends$1,725,0001,416
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,745,0002,911
2014-09-30 (YTD Data)Rank
Total interest income$3,600,0004,090
Total interest expense$321,0004,376
Net interest income$3,279,0004,020
Provision for loan and lease losses$44,0003,559
Total noninterest income$496,0003,847
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$276,0002,878
Trading account gains and fees$0174
Additional Noninterest Income$220,0004,082
Total noninterest expense$2,330,0004,413
Salaries and employee benefits$1,568,0003,915
Premises and equipment expense$206,0004,884
Additional noninterest expense$556,0005,095
Pre-tax net operating income$1,401,0003,163
Securities gains (losses)$02,980
Applicable income taxes$70,0003,484
Income before extraordinary items$1,331,0002,964
Extraordinary gains, net$015
Net income$1,331,0002,964
Minority interest net income$081
Net income of bank and minority interests.$1,331,0002,965
Net charge-offs$19,0003,858
Cash dividends$1,375,0001,238
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,331,0002,901
2014-06-30 (YTD Data)Rank
Total interest income$2,367,0004,143
Total interest expense$214,0004,430
Net interest income$2,153,0004,060
Provision for loan and lease losses$23,0003,581
Total noninterest income$319,0003,918
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$176,0002,943
Trading account gains and fees$0172
Additional Noninterest Income$143,0004,103
Total noninterest expense$1,552,0004,456
Salaries and employee benefits$1,042,0003,934
Premises and equipment expense$139,0004,901
Additional noninterest expense$371,0005,109
Pre-tax net operating income$897,0003,163
Securities gains (losses)$02,580
Applicable income taxes$45,0003,486
Income before extraordinary items$852,0002,970
Extraordinary gains, net$020
Net income$852,0002,976
Minority interest net income$080
Net income of bank and minority interests.$852,0002,976
Net charge-offs$17,0003,484
Cash dividends$1,375,000903
Sale, conversion, retirement of capital stock, net$0794
Net operating income$852,0002,913
2014-03-31 (YTD Data)Rank
Total interest income$1,170,0004,193
Total interest expense$106,0004,511
Net interest income$1,064,0004,096
Provision for loan and lease losses$8,0003,464
Total noninterest income$148,0004,001
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$82,0003,040
Trading account gains and fees$0147
Additional Noninterest Income$66,0004,189
Total noninterest expense$771,0004,511
Salaries and employee benefits$515,0004,001
Premises and equipment expense$67,0005,034
Additional noninterest expense$189,0005,125
Pre-tax net operating income$433,0003,163
Securities gains (losses)$01,715
Applicable income taxes$21,0003,473
Income before extraordinary items$412,0002,939
Extraordinary gains, net$016
Net income$412,0002,942
Minority interest net income$066
Net income of bank and minority interests.$412,0002,942
Net charge-offs$9,0002,888
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$412,0002,902
2013-12-31 (YTD Data)Rank
Total interest income$4,761,0004,206
Total interest expense$526,0004,354
Net interest income$4,235,0004,137
Provision for loan and lease losses$79,0003,912
Total noninterest income$600,0004,119
Gross Fiduciary activities income$1,0001,245
Service charges on deposit accounts$357,0003,051
Trading account gains and fees$0184
Additional Noninterest Income$242,0004,360
Total noninterest expense$2,843,0004,726
Salaries and employee benefits$1,897,0004,185
Premises and equipment expense$249,0005,200
Additional noninterest expense$697,0005,344
Pre-tax net operating income$1,913,0002,950
Securities gains (losses)$03,182
Applicable income taxes$96,0003,438
Income before extraordinary items$1,817,0002,791
Extraordinary gains, net$029
Net income$1,817,0002,793
Minority interest net income$090
Net income of bank and minority interests.$1,817,0002,794
Net charge-offs$-10,0006,164
Cash dividends$1,500,0001,473
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,817,0002,731
2013-09-30 (YTD Data)Rank
Total interest income$3,505,0004,310
Total interest expense$401,0004,411
Net interest income$3,104,0004,220
Provision for loan and lease losses$3,0004,879
Total noninterest income$451,0004,195
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$269,0003,063
Trading account gains and fees$0180
Additional Noninterest Income$182,0004,428
Total noninterest expense$2,108,0004,784
Salaries and employee benefits$1,408,0004,228
Premises and equipment expense$183,0005,256
Additional noninterest expense$517,0005,379
Pre-tax net operating income$1,444,0002,986
Securities gains (losses)$9,0002,535
Applicable income taxes$73,0003,504
Income before extraordinary items$1,380,0002,813
Extraordinary gains, net$025
Net income$1,380,0002,817
Minority interest net income$084
Net income of bank and minority interests.$1,380,0002,817
Net charge-offs$-6,0006,008
Cash dividends$1,500,0001,087
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,371,4502,756
2013-06-30 (YTD Data)Rank
Total interest income$2,304,0004,350
Total interest expense$274,0004,411
Net interest income$2,030,0004,278
Provision for loan and lease losses$04,788
Total noninterest income$305,0004,193
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$174,0003,089
Trading account gains and fees$0157
Additional Noninterest Income$131,0004,390
Total noninterest expense$1,383,0004,838
Salaries and employee benefits$925,0004,294
Premises and equipment expense$115,0005,380
Additional noninterest expense$343,0005,384
Pre-tax net operating income$952,0002,990
Securities gains (losses)$02,791
Applicable income taxes$47,0003,536
Income before extraordinary items$905,0002,839
Extraordinary gains, net$022
Net income$905,0002,843
Minority interest net income$082
Net income of bank and minority interests.$905,0002,843
Net charge-offs$1,0004,803
Cash dividends$1,050,0001,040
Sale, conversion, retirement of capital stock, net$0838
Net operating income$905,0002,738
2013-03-31 (YTD Data)Rank
Total interest income$1,154,0004,366
Total interest expense$143,0004,410
Net interest income$1,011,0004,293
Provision for loan and lease losses$04,409
Total noninterest income$145,0004,245
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$83,0003,174
Trading account gains and fees$0148
Additional Noninterest Income$62,0004,443
Total noninterest expense$700,0004,856
Salaries and employee benefits$475,0004,275
Premises and equipment expense$67,0005,143
Additional noninterest expense$158,0005,599
Pre-tax net operating income$456,0003,052
Securities gains (losses)$01,966
Applicable income taxes$23,0003,519
Income before extraordinary items$433,0002,878
Extraordinary gains, net$010
Net income$433,0002,879
Minority interest net income$076
Net income of bank and minority interests.$433,0002,880
Net charge-offs$1,0004,010
Cash dividends$500,000922
Sale, conversion, retirement of capital stock, net$0789
Net operating income$433,0002,785
2012-12-31 (YTD Data)Rank
Total interest income$5,010,0004,287
Total interest expense$721,0004,338
Net interest income$4,289,0004,231
Provision for loan and lease losses$131,0004,400
Total noninterest income$708,0003,871
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$410,0002,887
Trading account gains and fees$0166
Additional Noninterest Income$297,0004,050
Total noninterest expense$2,892,0004,830
Salaries and employee benefits$1,852,0004,318
Premises and equipment expense$308,0004,901
Additional noninterest expense$732,0005,447
Pre-tax net operating income$1,974,0002,829
Securities gains (losses)$03,810
Applicable income taxes$97,0003,529
Income before extraordinary items$1,877,0002,695
Extraordinary gains, net$029
Net income$1,877,0002,699
Minority interest net income$093
Net income of bank and minority interests.$1,877,0002,697
Net charge-offs$9,0005,634
Cash dividends$1,655,0001,382
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,877,0002,576
2012-09-30 (YTD Data)Rank
Total interest income$3,822,0004,326
Total interest expense$562,0004,376
Net interest income$3,260,0004,248
Provision for loan and lease losses$90,0004,446
Total noninterest income$517,0003,943
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$307,0002,923
Trading account gains and fees$0157
Additional Noninterest Income$210,0004,178
Total noninterest expense$2,110,0004,929
Salaries and employee benefits$1,345,0004,431
Premises and equipment expense$238,0004,903
Additional noninterest expense$527,0005,585
Pre-tax net operating income$1,577,0002,790
Securities gains (losses)$03,575
Applicable income taxes$79,0003,520
Income before extraordinary items$1,498,0002,653
Extraordinary gains, net$020
Net income$1,498,0002,654
Minority interest net income$086
Net income of bank and minority interests.$1,498,0002,654
Net charge-offs$10,0005,305
Cash dividends$1,350,0001,070
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,498,0002,527
2012-06-30 (YTD Data)Rank
Total interest income$2,405,0004,516
Total interest expense$387,0004,408
Net interest income$2,018,0004,463
Provision for loan and lease losses$9,0005,395
Total noninterest income$318,0004,093
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$200,0002,948
Trading account gains and fees$0153
Additional Noninterest Income$118,0004,421
Total noninterest expense$1,370,0005,025
Salaries and employee benefits$890,0004,470
Premises and equipment expense$131,0005,320
Additional noninterest expense$349,0005,642
Pre-tax net operating income$957,0002,944
Securities gains (losses)$03,178
Applicable income taxes$48,0003,567
Income before extraordinary items$909,0002,791
Extraordinary gains, net$019
Net income$909,0002,792
Minority interest net income$084
Net income of bank and minority interests.$909,0002,792
Net charge-offs$10,0004,928
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$0928
Net operating income$909,0002,652
2012-03-31 (YTD Data)Rank
Total interest income$1,206,0004,562
Total interest expense$197,0004,486
Net interest income$1,009,0004,495
Provision for loan and lease losses$05,254
Total noninterest income$151,0004,221
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$97,0002,987
Trading account gains and fees$0148
Additional Noninterest Income$54,0004,597
Total noninterest expense$688,0005,040
Salaries and employee benefits$445,0004,502
Premises and equipment expense$66,0005,331
Additional noninterest expense$177,0005,619
Pre-tax net operating income$472,0002,989
Securities gains (losses)$02,210
Applicable income taxes$24,0003,568
Income before extraordinary items$448,0002,842
Extraordinary gains, net$019
Net income$448,0002,845
Minority interest net income$078
Net income of bank and minority interests.$448,0002,846
Net charge-offs$-1,0005,761
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$448,0002,704
2011-12-31 (YTD Data)Rank
Total interest income$5,029,0004,554
Total interest expense$920,0004,595
Net interest income$4,109,0004,473
Provision for loan and lease losses$30,0006,060
Total noninterest income$546,0004,250
Gross Fiduciary activities income$1,0001,250
Service charges on deposit accounts$419,0002,934
Trading account gains and fees$0146
Additional Noninterest Income$126,0005,064
Total noninterest expense$2,802,0005,060
Salaries and employee benefits$1,729,0004,568
Premises and equipment expense$270,0005,458
Additional noninterest expense$803,0005,410
Pre-tax net operating income$1,823,0002,677
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,823,0002,439
Extraordinary gains, net$029
Net income$1,823,0002,439
Minority interest net income$096
Net income of bank and minority interests.$1,823,0002,440
Net charge-offs$-10,0007,017
Cash dividends$1,760,0001,074
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,823,0002,350
2011-09-30 (YTD Data)Rank
Total interest income$3,772,0004,607
Total interest expense$705,0004,660
Net interest income$3,067,0004,508
Provision for loan and lease losses$6,0006,274
Total noninterest income$481,0003,965
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$316,0002,929
Trading account gains and fees$0145
Additional Noninterest Income$165,0004,385
Total noninterest expense$2,029,0005,157
Salaries and employee benefits$1,291,0004,583
Premises and equipment expense$201,0005,501
Additional noninterest expense$537,0005,676
Pre-tax net operating income$1,513,0002,559
Securities gains (losses)$03,555
Applicable income taxes$76,0003,401
Income before extraordinary items$1,437,0002,408
Extraordinary gains, net$021
Net income$1,437,0002,409
Minority interest net income$087
Net income of bank and minority interests.$1,437,0002,409
Net charge-offs$-10,0007,005
Cash dividends$1,460,000869
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,437,0002,299
2011-06-30 (YTD Data)Rank
Total interest income$2,499,0004,665
Total interest expense$482,0004,728
Net interest income$2,017,0004,556
Provision for loan and lease losses$06,217
Total noninterest income$322,0003,976
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$201,0003,006
Trading account gains and fees$0153
Additional Noninterest Income$121,0004,286
Total noninterest expense$1,377,0005,161
Salaries and employee benefits$869,0004,591
Premises and equipment expense$134,0005,548
Additional noninterest expense$374,0005,676
Pre-tax net operating income$962,0002,604
Securities gains (losses)$02,914
Applicable income taxes$48,0003,386
Income before extraordinary items$914,0002,436
Extraordinary gains, net$015
Net income$914,0002,436
Minority interest net income$089
Net income of bank and minority interests.$914,0002,436
Net charge-offs$-15,0007,101
Cash dividends$900,000886
Sale, conversion, retirement of capital stock, net$0986
Net operating income$914,0002,344
2011-03-31 (YTD Data)Rank
Total interest income$1,234,0004,715
Total interest expense$249,0004,758
Net interest income$985,0004,617
Provision for loan and lease losses$05,840
Total noninterest income$167,0003,950
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$95,0003,089
Trading account gains and fees$0158
Additional Noninterest Income$72,0004,081
Total noninterest expense$712,0005,106
Salaries and employee benefits$444,0004,545
Premises and equipment expense$67,0005,600
Additional noninterest expense$201,0005,530
Pre-tax net operating income$440,0002,788
Securities gains (losses)$01,772
Applicable income taxes$22,0003,387
Income before extraordinary items$418,0002,570
Extraordinary gains, net$09
Net income$418,0002,569
Minority interest net income$086
Net income of bank and minority interests.$418,0002,570
Net charge-offs$-16,0007,143
Cash dividends$495,000772
Sale, conversion, retirement of capital stock, net$0925
Net operating income$418,0002,513
2010-12-31 (YTD Data)Rank
Total interest income$5,250,0004,688
Total interest expense$1,070,0005,074
Net interest income$4,180,0004,455
Provision for loan and lease losses$63,0006,333
Total noninterest income$649,0004,080
Gross Fiduciary activities income$1,0001,307
Service charges on deposit accounts$455,0002,826
Trading account gains and fees$0175
Additional Noninterest Income$193,0004,642
Total noninterest expense$2,921,0005,087
Salaries and employee benefits$1,698,0004,690
Premises and equipment expense$286,0005,524
Additional noninterest expense$937,0005,260
Pre-tax net operating income$1,845,0002,386
Securities gains (losses)$26,0002,991
Applicable income taxes$93,0003,284
Income before extraordinary items$1,778,0002,220
Extraordinary gains, net$029
Net income$1,778,0002,222
Minority interest net income$0111
Net income of bank and minority interests.$1,778,0002,223
Net charge-offs$135,0005,150
Cash dividends$2,057,000792
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,753,3002,152
2010-09-30 (YTD Data)Rank
Total interest income$3,892,0004,805
Total interest expense$813,0005,187
Net interest income$3,079,0004,564
Provision for loan and lease losses$63,0006,084
Total noninterest income$475,0004,173
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$342,0002,892
Trading account gains and fees$0165
Additional Noninterest Income$133,0004,831
Total noninterest expense$2,078,0005,257
Salaries and employee benefits$1,253,0004,783
Premises and equipment expense$199,0005,744
Additional noninterest expense$626,0005,548
Pre-tax net operating income$1,413,0002,491
Securities gains (losses)$26,0002,782
Applicable income taxes$71,0003,347
Income before extraordinary items$1,368,0002,326
Extraordinary gains, net$023
Net income$1,368,0002,323
Minority interest net income$0110
Net income of bank and minority interests.$1,368,0002,327
Net charge-offs$174,0004,366
Cash dividends$1,447,000772
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,343,3002,233
2010-06-30 (YTD Data)Rank
Total interest income$2,581,0004,868
Total interest expense$551,0005,264
Net interest income$2,030,0004,604
Provision for loan and lease losses$62,0005,575
Total noninterest income$348,0003,936
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$226,0002,916
Trading account gains and fees$0152
Additional Noninterest Income$122,0004,316
Total noninterest expense$1,386,0005,277
Salaries and employee benefits$826,0004,838
Premises and equipment expense$136,0005,722
Additional noninterest expense$424,0005,530
Pre-tax net operating income$930,0002,522
Securities gains (losses)$03,184
Applicable income taxes$46,0003,338
Income before extraordinary items$884,0002,330
Extraordinary gains, net$019
Net income$884,0002,327
Minority interest net income$0105
Net income of bank and minority interests.$884,0002,330
Net charge-offs$164,0003,734
Cash dividends$947,000769
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$884,0002,239
2010-03-31 (YTD Data)Rank
Total interest income$1,286,0004,933
Total interest expense$284,0005,318
Net interest income$1,002,0004,675
Provision for loan and lease losses$45,0004,935
Total noninterest income$155,0004,197
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$103,0003,095
Trading account gains and fees$0175
Additional Noninterest Income$52,0004,626
Total noninterest expense$693,0005,328
Salaries and employee benefits$402,0004,988
Premises and equipment expense$73,0005,653
Additional noninterest expense$218,0005,484
Pre-tax net operating income$419,0002,756
Securities gains (losses)$02,284
Applicable income taxes$21,0003,422
Income before extraordinary items$398,0002,561
Extraordinary gains, net$016
Net income$398,0002,557
Minority interest net income$091
Net income of bank and minority interests.$398,0002,561
Net charge-offs$122,0002,938
Cash dividends$547,000615
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$398,0002,471
2009-12-31 (YTD Data)Rank
Total interest income$6,369,0004,446
Total interest expense$1,560,0005,077
Net interest income$4,809,0004,046
Provision for loan and lease losses$1,429,0002,959
Total noninterest income$758,0003,878
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$497,0002,899
Trading account gains and fees$0211
Additional Noninterest Income$261,0004,208
Total noninterest expense$2,824,0005,352
Salaries and employee benefits$1,604,0005,000
Premises and equipment expense$278,0005,818
Additional noninterest expense$942,0005,400
Pre-tax net operating income$1,314,0002,557
Securities gains (losses)$03,754
Applicable income taxes$86,0002,954
Income before extraordinary items$1,228,0002,434
Extraordinary gains, net$034
Net income$1,228,0002,432
Minority interest net income$0115
Net income of bank and minority interests.$1,228,0002,433
Net charge-offs$1,266,0002,574
Cash dividends$1,081,0001,544
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,228,0002,391
2009-09-30 (YTD Data)Rank
Total interest income$4,746,0004,519
Total interest expense$1,237,0005,066
Net interest income$3,509,0004,116
Provision for loan and lease losses$1,008,0002,767
Total noninterest income$584,0003,897
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$369,0002,930
Trading account gains and fees$0212
Additional Noninterest Income$215,0004,165
Total noninterest expense$2,104,0005,379
Salaries and employee benefits$1,219,0004,997
Premises and equipment expense$212,0005,829
Additional noninterest expense$673,0005,520
Pre-tax net operating income$981,0002,772
Securities gains (losses)$03,497
Applicable income taxes$69,0003,131
Income before extraordinary items$912,0002,629
Extraordinary gains, net$027
Net income$912,0002,625
Minority interest net income$0118
Net income of bank and minority interests.$912,0002,629
Net charge-offs$912,0002,301
Cash dividends$881,0001,405
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$912,0002,581
2009-06-30 (YTD Data)Rank
Total interest income$3,173,0004,553
Total interest expense$874,0005,062
Net interest income$2,299,0004,152
Provision for loan and lease losses$681,0002,532
Total noninterest income$392,0003,886
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$238,0002,968
Trading account gains and fees$0193
Additional Noninterest Income$154,0004,069
Total noninterest expense$1,429,0005,381
Salaries and employee benefits$821,0005,022
Premises and equipment expense$142,0005,871
Additional noninterest expense$466,0005,436
Pre-tax net operating income$581,0003,062
Securities gains (losses)$03,136
Applicable income taxes$49,0003,169
Income before extraordinary items$532,0002,981
Extraordinary gains, net$021
Net income$532,0002,979
Minority interest net income$0112
Net income of bank and minority interests.$532,0002,980
Net charge-offs$590,0002,149
Cash dividends$240,0002,484
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$532,0002,877
2009-03-31 (YTD Data)Rank
Total interest income$1,592,0004,577
Total interest expense$458,0005,067
Net interest income$1,134,0004,185
Provision for loan and lease losses$275,0002,441
Total noninterest income$183,0003,991
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$109,0003,102
Trading account gains and fees$0171
Additional Noninterest Income$74,0004,148
Total noninterest expense$672,0005,488
Salaries and employee benefits$416,0005,020
Premises and equipment expense$73,0005,857
Additional noninterest expense$183,0005,818
Pre-tax net operating income$370,0002,964
Securities gains (losses)$02,434
Applicable income taxes$19,0003,607
Income before extraordinary items$351,0002,811
Extraordinary gains, net$015
Net income$351,0002,810
Minority interest net income$0102
Net income of bank and minority interests.$351,0002,812
Net charge-offs$290,0001,809
Cash dividends$240,0001,568
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$351,0002,676
2008-12-31 (YTD Data)Rank
Total interest income$6,745,0004,589
Total interest expense$2,365,0004,882
Net interest income$4,380,0004,297
Provision for loan and lease losses$1,090,0002,577
Total noninterest income$729,0004,044
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$512,0002,957
Trading account gains and fees$0154
Additional Noninterest Income$217,0004,704
Total noninterest expense$2,450,0005,697
Salaries and employee benefits$1,511,0005,315
Premises and equipment expense$281,0005,954
Additional noninterest expense$658,0005,987
Pre-tax net operating income$1,569,0002,940
Securities gains (losses)$03,220
Applicable income taxes$138,0003,137
Income before extraordinary items$1,431,0002,595
Extraordinary gains, net$039
Net income$1,431,0002,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,106,0001,854
Cash dividends$955,0002,391
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,431,0002,743
2008-09-30 (YTD Data)Rank
Total interest income$5,090,0004,652
Total interest expense$1,847,0004,896
Net interest income$3,243,0004,367
Provision for loan and lease losses$591,0002,502
Total noninterest income$588,0004,002
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$382,0002,999
Trading account gains and fees$0148
Additional Noninterest Income$206,0004,356
Total noninterest expense$1,836,0005,702
Salaries and employee benefits$1,168,0005,254
Premises and equipment expense$213,0005,944
Additional noninterest expense$455,0006,152
Pre-tax net operating income$1,404,0002,976
Securities gains (losses)$03,106
Applicable income taxes$135,0003,318
Income before extraordinary items$1,269,0002,651
Extraordinary gains, net$031
Net income$1,269,0002,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$601,0001,765
Cash dividends$905,0001,943
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,269,0002,780
2008-06-30 (YTD Data)Rank
Total interest income$3,396,0004,718
Total interest expense$1,318,0004,857
Net interest income$2,078,0004,479
Provision for loan and lease losses$224,0002,977
Total noninterest income$361,0004,223
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$247,0003,046
Trading account gains and fees$0149
Additional Noninterest Income$114,0004,822
Total noninterest expense$1,212,0005,764
Salaries and employee benefits$778,0005,311
Premises and equipment expense$150,0005,831
Additional noninterest expense$284,0006,316
Pre-tax net operating income$1,003,0002,942
Securities gains (losses)$03,233
Applicable income taxes$109,0003,369
Income before extraordinary items$894,0002,816
Extraordinary gains, net$021
Net income$894,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,131
Cash dividends$675,0001,906
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$894,0002,760
2008-03-31 (YTD Data)Rank
Total interest income$1,722,0004,763
Total interest expense$736,0004,747
Net interest income$986,0004,671
Provision for loan and lease losses$76,0003,113
Total noninterest income$179,0004,212
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$122,0003,018
Trading account gains and fees$0158
Additional Noninterest Income$57,0004,793
Total noninterest expense$596,0005,828
Salaries and employee benefits$390,0005,322
Premises and equipment expense$71,0006,004
Additional noninterest expense$135,0006,447
Pre-tax net operating income$493,0003,099
Securities gains (losses)$02,688
Applicable income taxes$80,0003,051
Income before extraordinary items$413,0003,123
Extraordinary gains, net$015
Net income$413,0003,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,218
Cash dividends$300,0001,850
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$413,0003,044
2007-12-31 (YTD Data)Rank
Total interest income$8,177,0004,301
Total interest expense$3,230,0004,571
Net interest income$4,947,0004,031
Provision for loan and lease losses$261,0003,429
Total noninterest income$658,0004,438
Gross Fiduciary activities income$1,0001,439
Service charges on deposit accounts$470,0003,187
Trading account gains and fees$0178
Additional Noninterest Income$187,0005,205
Total noninterest expense$2,314,0005,820
Salaries and employee benefits$1,446,0005,423
Premises and equipment expense$299,0005,780
Additional noninterest expense$569,0006,274
Pre-tax net operating income$3,030,0002,446
Securities gains (losses)$02,146
Applicable income taxes$256,0003,582
Income before extraordinary items$2,774,0002,180
Extraordinary gains, net$039
Net income$2,774,0002,179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,773
Cash dividends$4,886,000767
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,774,0002,162
2007-09-30 (YTD Data)Rank
Total interest income$5,187,0004,791
Total interest expense$2,418,0004,583
Net interest income$2,769,0004,880
Provision for loan and lease losses$211,0002,911
Total noninterest income$511,0004,370
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$352,0003,170
Trading account gains and fees$0184
Additional Noninterest Income$159,0004,967
Total noninterest expense$1,717,0005,822
Salaries and employee benefits$1,089,0005,382
Premises and equipment expense$221,0005,827
Additional noninterest expense$407,0006,352
Pre-tax net operating income$1,352,0003,689
Securities gains (losses)$01,655
Applicable income taxes$76,0004,656
Income before extraordinary items$1,276,0003,329
Extraordinary gains, net$033
Net income$1,276,0003,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,169
Cash dividends$1,786,0001,334
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,276,0003,316
2007-06-30 (YTD Data)Rank
Total interest income$3,441,0004,820
Total interest expense$1,603,0004,589
Net interest income$1,838,0004,927
Provision for loan and lease losses$140,0002,749
Total noninterest income$326,0004,484
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$233,0003,168
Trading account gains and fees$0168
Additional Noninterest Income$93,0005,248
Total noninterest expense$1,139,0005,874
Salaries and employee benefits$723,0005,450
Premises and equipment expense$155,0005,723
Additional noninterest expense$261,0006,478
Pre-tax net operating income$885,0003,801
Securities gains (losses)$01,444
Applicable income taxes$53,0004,712
Income before extraordinary items$832,0003,437
Extraordinary gains, net$029
Net income$832,0003,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,867
Cash dividends$1,416,0001,170
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$832,0003,411
2007-03-31 (YTD Data)Rank
Total interest income$1,704,0004,841
Total interest expense$790,0004,603
Net interest income$914,0004,947
Provision for loan and lease losses$78,0002,375
Total noninterest income$149,0004,656
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$105,0003,344
Trading account gains and fees$0195
Additional Noninterest Income$44,0005,347
Total noninterest expense$563,0005,954
Salaries and employee benefits$365,0005,457
Premises and equipment expense$78,0005,747
Additional noninterest expense$120,0006,694
Pre-tax net operating income$422,0003,877
Securities gains (losses)$01,187
Applicable income taxes$21,0004,889
Income before extraordinary items$401,0003,496
Extraordinary gains, net$022
Net income$401,0003,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0001,734
Cash dividends$550,0001,296
Sale, conversion, retirement of capital stock, net$0885
Net operating income$401,0003,471
2006-12-31 (YTD Data)Rank
Total interest income$6,649,0004,701
Total interest expense$3,029,0004,301
Net interest income$3,620,0004,945
Provision for loan and lease losses$380,0002,368
Total noninterest income$624,0004,633
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$452,0003,277
Trading account gains and fees$0130
Additional Noninterest Income$172,0005,383
Total noninterest expense$2,245,0005,814
Salaries and employee benefits$1,373,0005,473
Premises and equipment expense$289,0005,831
Additional noninterest expense$583,0006,133
Pre-tax net operating income$1,619,0004,134
Securities gains (losses)$01,687
Applicable income taxes$218,0004,201
Income before extraordinary items$1,401,0003,939
Extraordinary gains, net$051
Net income$1,401,0003,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,296
Cash dividends$1,300,0002,132
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,401,0003,915
2006-09-30 (YTD Data)Rank
Total interest income$4,949,0004,723
Total interest expense$2,222,0004,261
Net interest income$2,727,0004,981
Provision for loan and lease losses$273,0002,315
Total noninterest income$475,0004,624
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$346,0003,247
Trading account gains and fees$0126
Additional Noninterest Income$129,0005,401
Total noninterest expense$1,680,0005,811
Salaries and employee benefits$1,029,0005,457
Premises and equipment expense$214,0005,883
Additional noninterest expense$437,0006,148
Pre-tax net operating income$1,249,0004,203
Securities gains (losses)$01,388
Applicable income taxes$199,0004,137
Income before extraordinary items$1,050,0004,058
Extraordinary gains, net$045
Net income$1,050,0004,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,063
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,050,0004,045
2006-06-30 (YTD Data)Rank
Total interest income$3,295,0004,683
Total interest expense$1,468,0004,169
Net interest income$1,827,0004,981
Provision for loan and lease losses$187,0002,221
Total noninterest income$300,0004,742
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$227,0003,258
Trading account gains and fees$0126
Additional Noninterest Income$73,0005,716
Total noninterest expense$1,116,0005,842
Salaries and employee benefits$685,0005,495
Premises and equipment expense$144,0005,879
Additional noninterest expense$287,0006,204
Pre-tax net operating income$824,0004,259
Securities gains (losses)$01,185
Applicable income taxes$178,0003,770
Income before extraordinary items$646,0004,261
Extraordinary gains, net$039
Net income$646,0004,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,059
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$646,0004,250
2006-03-31 (YTD Data)Rank
Total interest income$1,645,0004,637
Total interest expense$723,0004,092
Net interest income$922,0004,946
Provision for loan and lease losses$100,0001,992
Total noninterest income$142,0004,809
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$104,0003,385
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$564,0005,810
Salaries and employee benefits$344,0005,490
Premises and equipment expense$71,0005,930
Additional noninterest expense$149,0006,079
Pre-tax net operating income$400,0004,277
Securities gains (losses)$0955
Applicable income taxes$157,0002,974
Income before extraordinary items$243,0004,912
Extraordinary gains, net$021
Net income$243,0004,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,000821
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$243,0004,894
2005-12-31 (YTD Data)Rank
Total interest income$6,075,0004,569
Total interest expense$2,306,0004,027
Net interest income$3,769,0004,800
Provision for loan and lease losses$656,0001,520
Total noninterest income$616,0004,725
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$443,0003,315
Trading account gains and fees$0138
Additional Noninterest Income$173,0005,458
Total noninterest expense$2,220,0005,752
Salaries and employee benefits$1,316,0005,487
Premises and equipment expense$285,0005,874
Additional noninterest expense$619,0005,962
Pre-tax net operating income$1,509,0004,362
Securities gains (losses)$02,296
Applicable income taxes$494,0003,385
Income before extraordinary items$1,015,0004,804
Extraordinary gains, net$046
Net income$1,015,0004,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,210
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,015,0004,777
2005-09-30 (YTD Data)Rank
Total interest income$4,399,0004,638
Total interest expense$1,612,0004,096
Net interest income$2,787,0004,853
Provision for loan and lease losses$395,0001,742
Total noninterest income$463,0004,746
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$332,0003,326
Trading account gains and fees$0126
Additional Noninterest Income$131,0005,441
Total noninterest expense$1,640,0005,769
Salaries and employee benefits$967,0005,528
Premises and equipment expense$207,0005,952
Additional noninterest expense$466,0005,919
Pre-tax net operating income$1,215,0004,281
Securities gains (losses)$02,317
Applicable income taxes$400,0003,324
Income before extraordinary items$815,0004,705
Extraordinary gains, net$035
Net income$815,0004,707
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0001,085
Cash dividends$750,0002,195
Sale, conversion, retirement of capital stock, net$0769
Net operating income$815,0004,669
2005-06-30 (YTD Data)Rank
Total interest income$2,834,0004,677
Total interest expense$985,0004,179
Net interest income$1,849,0004,861
Provision for loan and lease losses$232,0001,915
Total noninterest income$292,0004,867
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$211,0003,380
Trading account gains and fees$0116
Additional Noninterest Income$81,0005,595
Total noninterest expense$1,076,0005,821
Salaries and employee benefits$646,0005,504
Premises and equipment expense$128,0006,137
Additional noninterest expense$302,0005,980
Pre-tax net operating income$833,0004,196
Securities gains (losses)$02,146
Applicable income taxes$275,0003,248
Income before extraordinary items$558,0004,613
Extraordinary gains, net$030
Net income$558,0004,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,022
Cash dividends$499,0002,233
Sale, conversion, retirement of capital stock, net$0643
Net operating income$558,0004,559
2005-03-31 (YTD Data)Rank
Total interest income$1,365,0004,776
Total interest expense$466,0004,227
Net interest income$899,0004,962
Provision for loan and lease losses$101,0002,023
Total noninterest income$145,0004,794
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$102,0003,402
Trading account gains and fees$0115
Additional Noninterest Income$43,0005,506
Total noninterest expense$536,0005,866
Salaries and employee benefits$324,0005,546
Premises and equipment expense$65,0006,146
Additional noninterest expense$147,0006,073
Pre-tax net operating income$407,0004,228
Securities gains (losses)$01,685
Applicable income taxes$133,0003,303
Income before extraordinary items$274,0004,620
Extraordinary gains, net$024
Net income$274,0004,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,000909
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$274,0004,577
2004-12-31 (YTD Data)Rank
Total interest income$5,404,0004,596
Total interest expense$1,687,0004,164
Net interest income$3,717,0004,710
Provision for loan and lease losses$541,0001,844
Total noninterest income$605,0004,795
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$425,0003,499
Trading account gains and fees$0138
Additional Noninterest Income$180,0005,327
Total noninterest expense$2,055,0005,917
Salaries and employee benefits$1,262,0005,536
Premises and equipment expense$202,0006,741
Additional noninterest expense$591,0006,025
Pre-tax net operating income$1,726,0003,884
Securities gains (losses)$03,819
Applicable income taxes$571,0003,119
Income before extraordinary items$1,155,0004,300
Extraordinary gains, net$034
Net income$1,155,0004,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$483,0001,375
Cash dividends$700,0002,948
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,155,0004,229
2004-09-30 (YTD Data)Rank
Total interest income$4,046,0004,582
Total interest expense$1,228,0004,211
Net interest income$2,818,0004,684
Provision for loan and lease losses$409,0001,736
Total noninterest income$472,0004,694
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$320,0003,504
Trading account gains and fees$0134
Additional Noninterest Income$152,0005,098
Total noninterest expense$1,496,0005,973
Salaries and employee benefits$936,0005,529
Premises and equipment expense$119,0007,202
Additional noninterest expense$441,0006,001
Pre-tax net operating income$1,385,0003,782
Securities gains (losses)$03,710
Applicable income taxes$461,0003,053
Income before extraordinary items$924,0004,194
Extraordinary gains, net$026
Net income$924,0004,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,290
Cash dividends$700,0002,194
Sale, conversion, retirement of capital stock, net$0738
Net operating income$924,0004,129
2004-06-30 (YTD Data)Rank
Total interest income$2,677,0004,602
Total interest expense$816,0004,218
Net interest income$1,861,0004,711
Provision for loan and lease losses$270,0001,719
Total noninterest income$313,0004,724
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$199,0003,664
Trading account gains and fees$0130
Additional Noninterest Income$114,0004,901
Total noninterest expense$993,0006,021
Salaries and employee benefits$626,0005,556
Premises and equipment expense$81,0007,205
Additional noninterest expense$286,0006,123
Pre-tax net operating income$911,0003,766
Securities gains (losses)$03,413
Applicable income taxes$303,0003,070
Income before extraordinary items$608,0004,218
Extraordinary gains, net$021
Net income$608,0004,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,211
Cash dividends$550,0001,992
Sale, conversion, retirement of capital stock, net$0638
Net operating income$608,0004,130
2004-03-31 (YTD Data)Rank
Total interest income$1,325,0004,656
Total interest expense$419,0004,187
Net interest income$906,0004,802
Provision for loan and lease losses$142,0001,602
Total noninterest income$146,0004,837
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$95,0003,703
Trading account gains and fees$0121
Additional Noninterest Income$51,0005,085
Total noninterest expense$506,0006,005
Salaries and employee benefits$317,0005,552
Premises and equipment expense$40,0007,262
Additional noninterest expense$149,0006,013
Pre-tax net operating income$404,0004,058
Securities gains (losses)$02,934
Applicable income taxes$132,0003,327
Income before extraordinary items$272,0004,539
Extraordinary gains, net$016
Net income$272,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0001,122
Cash dividends$550,0001,094
Sale, conversion, retirement of capital stock, net$0464
Net operating income$272,0004,404
2003-12-31 (YTD Data)Rank
Total interest income$5,437,0004,607
Total interest expense$1,938,0004,122
Net interest income$3,499,0004,798
Provision for loan and lease losses$500,0002,155
Total noninterest income$611,0004,915
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$350,0003,951
Trading account gains and fees$0160
Additional Noninterest Income$261,0004,770
Total noninterest expense$1,929,0006,105
Salaries and employee benefits$1,203,0005,631
Premises and equipment expense$163,0007,225
Additional noninterest expense$563,0006,180
Pre-tax net operating income$1,681,0003,815
Securities gains (losses)$04,500
Applicable income taxes$567,0003,162
Income before extraordinary items$1,114,0004,326
Extraordinary gains, net$054
Net income$1,114,0004,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,671
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,114,0004,162
2003-09-30 (YTD Data)Rank
Total interest income$4,080,0004,659
Total interest expense$1,483,0004,183
Net interest income$2,597,0004,834
Provision for loan and lease losses$374,0002,132
Total noninterest income$491,0004,788
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$267,0003,918
Trading account gains and fees$0153
Additional Noninterest Income$224,0004,574
Total noninterest expense$1,432,0006,105
Salaries and employee benefits$894,0005,619
Premises and equipment expense$121,0007,260
Additional noninterest expense$417,0006,211
Pre-tax net operating income$1,282,0003,897
Securities gains (losses)$04,204
Applicable income taxes$434,0003,287
Income before extraordinary items$848,0004,450
Extraordinary gains, net$040
Net income$848,0004,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0001,573
Cash dividends$1,000,0001,726
Sale, conversion, retirement of capital stock, net$0722
Net operating income$848,0004,280
2003-06-30 (YTD Data)Rank
Total interest income$2,741,0004,673
Total interest expense$1,018,0004,196
Net interest income$1,723,0004,854
Provision for loan and lease losses$246,0002,158
Total noninterest income$299,0004,991
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$180,0003,860
Trading account gains and fees$0150
Additional Noninterest Income$119,0005,003
Total noninterest expense$945,0006,164
Salaries and employee benefits$587,0005,685
Premises and equipment expense$80,0007,290
Additional noninterest expense$278,0006,207
Pre-tax net operating income$831,0003,957
Securities gains (losses)$03,782
Applicable income taxes$280,0003,356
Income before extraordinary items$551,0004,540
Extraordinary gains, net$030
Net income$551,0004,540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,522
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$551,0004,321
2003-03-31 (YTD Data)Rank
Total interest income$1,399,0004,628
Total interest expense$519,0004,218
Net interest income$880,0004,771
Provision for loan and lease losses$114,0002,170
Total noninterest income$143,0005,006
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$84,0003,965
Trading account gains and fees$0134
Additional Noninterest Income$59,0004,952
Total noninterest expense$480,0006,135
Salaries and employee benefits$301,0005,616
Premises and equipment expense$40,0007,320
Additional noninterest expense$139,0006,198
Pre-tax net operating income$429,0003,879
Securities gains (losses)$02,891
Applicable income taxes$145,0003,277
Income before extraordinary items$284,0004,387
Extraordinary gains, net$021
Net income$284,0004,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,252
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$284,0004,194
2002-12-31 (YTD Data)Rank
Total interest income$5,841,0004,647
Total interest expense$2,348,0004,300
Net interest income$3,493,0004,760
Provision for loan and lease losses$496,0002,394
Total noninterest income$572,0004,851
Gross Fiduciary activities income$1,0001,652
Service charges on deposit accounts$364,0003,765
Trading account gains and fees$0153
Additional Noninterest Income$207,0004,943
Total noninterest expense$1,860,0006,130
Salaries and employee benefits$1,158,0005,611
Premises and equipment expense$167,0007,209
Additional noninterest expense$535,0006,308
Pre-tax net operating income$1,709,0003,779
Securities gains (losses)$04,537
Applicable income taxes$577,0003,182
Income before extraordinary items$1,132,0004,243
Extraordinary gains, net$070
Net income$1,132,0004,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,831
Cash dividends$850,0002,538
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,132,0004,137
2001-12-31 (YTD Data)Rank
Total interest income$6,210,0004,841
Total interest expense$3,163,0004,540
Net interest income$3,047,0005,007
Provision for loan and lease losses$409,0002,579
Total noninterest income$499,0005,077
Gross Fiduciary activities income$1,0001,678
Service charges on deposit accounts$332,0003,913
Trading account gains and fees$0177
Additional Noninterest Income$166,0005,316
Total noninterest expense$1,743,0006,255
Salaries and employee benefits$1,085,0005,701
Premises and equipment expense$148,0007,555
Additional noninterest expense$510,0006,375
Pre-tax net operating income$1,394,0004,050
Securities gains (losses)$22,0003,077
Applicable income taxes$477,0003,399
Income before extraordinary items$939,0004,453
Extraordinary gains, net$0105
Net income$939,0004,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0001,995
Cash dividends$110,0005,677
Sale, conversion, retirement of capital stock, net$0922
Net operating income$924,4804,380
2000-12-31 (YTD Data)Rank
Total interest income$6,279,0004,928
Total interest expense$3,357,0004,518
Net interest income$2,922,0005,248
Provision for loan and lease losses$306,0002,785
Total noninterest income$412,0005,467
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,048
Trading account gains and feesNANA
Additional Noninterest Income$111,0006,180
Total noninterest expense$1,630,0006,416
Salaries and employee benefits$1,024,0005,821
Premises and equipment expense$160,0007,430
Additional noninterest expense$446,0006,804
Pre-tax net operating income$1,398,0004,270
Securities gains (losses)$01,956
Applicable income taxes$474,0003,600
Income before extraordinary items$924,0004,610
Extraordinary gains, net$038
Net income$924,0004,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,0001,710
Cash dividends$350,0004,193
Sale, conversion, retirement of capital stock, net$0969
Net operating income$924,0004,604
1999-12-31 (YTD Data)Rank
Total interest income$5,898,0005,006
Total interest expense$2,890,0004,730
Net interest income$3,008,0005,151
Provision for loan and lease losses$357,0002,320
Total noninterest income$363,0005,898
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,306
Trading account gains and feesNANA
Additional Noninterest Income$94,0006,776
Total noninterest expense$1,602,0006,528
Salaries and employee benefits$955,0006,074
Premises and equipment expense$167,0007,366
Additional noninterest expense$480,0006,667
Pre-tax net operating income$1,412,0004,267
Securities gains (losses)$03,155
Applicable income taxes$499,0003,645
Income before extraordinary items$913,0004,703
Extraordinary gains, net$035
Net income$913,0004,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,626
Cash dividends$688,0002,933
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$913,0004,662
1998-12-31 (YTD Data)Rank
Total interest income$5,800,0005,133
Total interest expense$2,898,0004,851
Net interest income$2,902,0005,256
Provision for loan and lease losses$407,0002,034
Total noninterest income$355,0005,961
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$264,0004,319
Trading account gains and feesNANA
Additional Noninterest Income$91,0006,846
Total noninterest expense$1,542,0006,571
Salaries and employee benefits$954,0005,970
Premises and equipment expense$176,0007,131
Additional noninterest expense$412,0007,121
Pre-tax net operating income$1,308,0004,591
Securities gains (losses)$04,449
Applicable income taxes$476,0003,968
Income before extraordinary items$832,0005,062
Extraordinary gains, net$032
Net income$832,0005,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,461
Cash dividends$434,0003,846
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$832,0004,982
1997-12-31 (YTD Data)Rank
Total interest income$5,497,0005,414
Total interest expense$2,740,0005,059
Net interest income$2,757,0005,656
Provision for loan and lease losses$362,0002,243
Total noninterest income$327,0006,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0004,617
Trading account gains and feesNANA
Additional Noninterest Income$73,0007,610
Total noninterest expense$1,469,0006,869
Salaries and employee benefits$905,0006,257
Premises and equipment expense$161,0007,570
Additional noninterest expense$403,0007,321
Pre-tax net operating income$1,253,0005,094
Securities gains (losses)$03,944
Applicable income taxes$452,0004,520
Income before extraordinary items$801,0005,458
Extraordinary gains, net$044
Net income$801,0005,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0001,722
Cash dividends$504,0003,440
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$801,0005,409
1996-12-31 (YTD Data)Rank
Total interest income$5,056,0005,888
Total interest expense$2,502,0005,513
Net interest income$2,554,0006,104
Provision for loan and lease losses$320,0002,449
Total noninterest income$354,0006,390
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0004,775
Trading account gains and feesNANA
Additional Noninterest Income$100,0007,130
Total noninterest expense$1,421,0007,338
Salaries and employee benefits$907,0006,424
Premises and equipment expense$136,0008,382
Additional noninterest expense$378,0008,069
Pre-tax net operating income$1,167,0005,215
Securities gains (losses)$04,148
Applicable income taxes$420,0004,735
Income before extraordinary items$747,0005,539
Extraordinary gains, net$053
Net income$747,0005,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,889
Cash dividends$678,0002,811
Sale, conversion, retirement of capital stock, net$0953
Net operating income$747,0005,488
1995-12-31 (YTD Data)Rank
Total interest income$4,884,0006,097
Total interest expense$2,430,0005,692
Net interest income$2,454,0006,390
Provision for loan and lease losses$177,0003,319
Total noninterest income$346,0006,529
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,688
Trading account gains and feesNANA
Additional Noninterest Income$77,0008,059
Total noninterest expense$1,581,0007,030
Salaries and employee benefits$930,0006,401
Premises and equipment expense$140,0008,530
Additional noninterest expense$511,0007,168
Pre-tax net operating income$1,042,0005,819
Securities gains (losses)$03,831
Applicable income taxes$368,0005,242
Income before extraordinary items$674,0006,155
Extraordinary gains, net$065
Net income$674,0006,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,370
Cash dividends$433,0003,682
Sale, conversion, retirement of capital stock, net$0809
Net operating income$674,0006,134
1994-12-31 (YTD Data)Rank
Total interest income$4,486,0006,160
Total interest expense$2,027,0005,560
Net interest income$2,459,0006,556
Provision for loan and lease losses$372,0001,924
Total noninterest income$297,0007,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$245,0005,117
Trading account gains and feesNANA
Additional Noninterest Income$52,0009,512
Total noninterest expense$1,529,0007,511
Salaries and employee benefits$867,0006,834
Premises and equipment expense$123,0009,301
Additional noninterest expense$539,0007,526
Pre-tax net operating income$855,0006,610
Securities gains (losses)$03,600
Applicable income taxes$292,0005,981
Income before extraordinary items$563,0006,814
Extraordinary gains, net$0249
Net income$563,0006,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,543
Cash dividends$432,0003,543
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$563,0006,863
1993-12-31 (YTD Data)Rank
Total interest income$4,706,0006,085
Total interest expense$2,009,0005,809
Net interest income$2,697,0006,171
Provision for loan and lease losses$655,0001,739
Total noninterest income$261,0008,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0005,687
Trading account gains and feesNANA
Additional Noninterest Income$46,00010,323
Total noninterest expense$1,444,0008,029
Salaries and employee benefits$799,0007,328
Premises and equipment expense$104,00010,324
Additional noninterest expense$541,0007,851
Pre-tax net operating income$859,0006,524
Securities gains (losses)$10,0005,473
Applicable income taxes$304,0006,031
Income before extraordinary items$565,0007,040
Extraordinary gains, net$3,0003,100
Net income$568,0007,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0002,135
Cash dividends$518,0002,985
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$558,5006,832
1992-12-31 (YTD Data)Rank
Total interest income$4,875,0006,510
Total interest expense$2,304,0006,393
Net interest income$2,571,0006,456
Provision for loan and lease losses$475,0003,113
Total noninterest income$260,0008,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,805
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,399
Total noninterest expense$1,374,0008,394
Salaries and employee benefits$770,0007,466
Premises and equipment expense$106,00010,520
Additional noninterest expense$498,0008,485
Pre-tax net operating income$982,0005,704
Securities gains (losses)$22,0005,460
Applicable income taxes$341,0005,456
Income before extraordinary items$663,0006,150
Extraordinary gains, net$01,422
Net income$663,0006,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,0002,713
Cash dividends$325,0003,812
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$648,4805,888

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.